Triumph Financial (TFIN) Stock Price, News & Analysis

Company Overview

Triumph Financial, Inc. (NASDAQ: TFIN) is a bank holding company headquartered in Lubbock, Texas, offering a diverse range of financial services through its principal subsidiary, Triumph Bancorp, Inc. The company provides commercial banking, trust and wealth management services to small and middle-market businesses, professionals and high-net-worth individuals. Operating primarily in Texas and select markets across the southeastern United States, Triumph Financial emphasizes relationship-driven banking and personalized financial solutions tailored to the needs of its regional clientele.

In its commercial banking segment, Triumph Financial delivers a suite of deposit products, including checking, savings and money market accounts, alongside commercial and consumer lending solutions. The company structures financing for various industries—ranging from agriculture and energy to healthcare and real estate—providing term loans, lines of credit and commercial real estate loans. In addition to core lending activities, Triumph Financial offers treasury management services, payment processing and correspondent banking capabilities designed to streamline cash flow and enhance operational efficiency for its clients.

Triumph Trust Company, the organization’s trust and wealth management arm, administers fiduciary relationships and manages investment portfolios on behalf of individuals, families, charitable organizations and corporate entities. The trust division specializes in estate settlement, trust administration, retirement planning, and investment advisory services. By combining fiduciary expertise with tailored investment strategies, Triumph Financial seeks to preserve and grow client assets while addressing complex wealth transfer and legacy planning objectives.

Founded in 1945, the bank has expanded through a combination of organic growth and strategic acquisitions, extending its footprint into key markets such as North Carolina, Georgia and Arizona. The company became publicly traded in 2014, reflecting its commitment to disciplined growth and shareholder value. Under the leadership of President and Chief Executive Officer Jordan P. King, along with a seasoned management team and board of directors, Triumph Financial continues to pursue measured expansion, community engagement and innovative service offerings in its core markets.

Key Stats

• Today's Range: $64.55 to $65.76
• 50-Day Range: $54.21 to $65.90
• 52-Week Range: $42.90 to $110.58
• Volume: 133,812 shs
• Average Volume: 180,594 shs
• Market Capitalization: $1.51 billion
• P/E Ratio: 174.46
• Dividend Yield: N/A
• Price Target: $68.20
• Consensus Rating: Reduce

Triumph Financial Stock Analysis - MarketRank™

Triumph Financial scored higher than 29% of companies evaluated by MarketBeat, and ranked 789th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.9 / 5
• Analyst Rating: Reduce

Consensus Rating

Triumph Financial has received a consensus rating of Reduce. The company's average rating score is 1.80, and is based on no buy ratings, 4 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Triumph Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 122.22%

Earnings Growth

Earnings for Triumph Financial are expected to grow by 122.22% in the coming year, from $1.08 to $2.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Triumph Financial is 174.46, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.84.

Price to Earnings Ratio vs. Sector

The P/E ratio of Triumph Financial is 174.46, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

Triumph Financial has a P/B Ratio of 1.78. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

11.00% of the float of Triumph Financial has been sold short.

Short Interest Ratio / Days to Cover

Triumph Financial has a short interest ratio ("days to cover") of 9.6.

Change versus previous month

Short interest in Triumph Financial has recently decreased by 1.22%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Triumph Financial does not currently pay a dividend.

Dividend Growth

Triumph Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

11.00% of the float of Triumph Financial has been sold short.

Short Interest Ratio / Days to Cover

Triumph Financial has a short interest ratio ("days to cover") of 9.6.

Change versus previous month

Short interest in Triumph Financial has recently decreased by 1.22%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.80

News Sentiment

Triumph Financial has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Triumph Financial this week, compared to 4 articles on an average week.

Search Interest

1 people have searched for TFIN on MarketBeat in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Triumph Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $208,380.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 5.58% of the stock of Triumph Financial is held by insiders.

Percentage Held by Institutions

91.11% of the stock of Triumph Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TFIN Stock Analysis - Frequently Asked Questions

How have TFIN shares performed this year?

Triumph Financial's stock was trading at $90.88 at the start of the year. Since then, TFIN stock has decreased by 29.0% and is now trading at $64.55.

How were Triumph Financial's earnings last quarter?

Triumph Financial, Inc. (NASDAQ:TFIN) issued its earnings results on Wednesday, April, 16th. The company reported $0.04 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.06 by $0.02. The company had revenue of $101.57 million for the quarter, compared to the consensus estimate of $104.49 million. Triumph Financial had a trailing twelve-month return on equity of 1.61% and a net margin of 2.44%.
Read the conference call transcript.

Who are Triumph Financial's major shareholders?

Top institutional investors of Triumph Financial include Central Pacific Bank Trust Division (0.02%). Insiders that own company stock include Aaron P Graft, Edward Joseph Schreyer, Adam D Nelson, Harrison B Barnes, Melissa Forman-Barenblit, Davis R Deadman, Todd Ritterbusch and Debra A Bradford.
View institutional ownership trends.

How do I buy shares of Triumph Financial?

Shares of TFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Triumph Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Triumph Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 4/16/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TFIN
• CIK: 1539638
• Web: www.triumphbancorp.com
• Phone: (214) 365-6900
• Fax: 214-237-3197
• Employees: 1,553
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Triumph Financial: $68.20
• High Price Target: $109.00
• Low Price Target: $55.00
• Potential Upside/Downside: +5.7%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.37
• Trailing P/E Ratio: 174.46
• Forward P/E Ratio: 59.77
• P/E Growth: N/A
• Net Income: $16.09 million
• Net Margins: 2.44%
• Pretax Margin: 3.22%
• Return on Equity: 1.61%
• Return on Assets: 0.23%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $487.93 million
• Price / Sales: 3.10
• Cash Flow: $1.70 per share
• Price / Cash Flow: 37.89
• Book Value: $36.17 per share
• Price / Book: 1.78

Miscellaneous

• Outstanding Shares: 23,420,000
• Free Float: 22,113,000
• Market Cap: $1.51 billion
• Optionable: Optionable
• Beta: 1.29