MVB Financial (MVBF) Competitors

First Internet Bancorp (NASDAQ:INBK) and MVB Financial (NASDAQ:MVBF) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their community ranking, risk, institutional ownership, earnings, dividends, media sentiment, valuation, profitability and analyst recommendations.

Do insiders and institutionals believe in INBK or MVBF?

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 52.7% of MVB Financial shares are held by institutional investors. 7.1% of First Internet Bancorp shares are held by insiders. Comparatively, 11.1% of MVB Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Does the MarketBeat Community favor INBK or MVBF?

First Internet Bancorp received 240 more outperform votes than MVB Financial when rated by MarketBeat users. Likewise, 62.20% of users gave First Internet Bancorp an outperform vote while only 43.48% of users gave MVB Financial an outperform vote.

Company	Underperform	Outperform
First Internet Bancorp	Outperform Votes 260 62.20%	Underperform Votes 158 37.80%
MVB Financial	Outperform Votes 20 43.48%	Underperform Votes 26 56.52%

Does the media refer more to INBK or MVBF?

In the previous week, MVB Financial's average media sentiment score of 0.00 equaled First Internet Bancorp'saverage media sentiment score.

Company	Overall Sentiment
First Internet Bancorp	Neutral
MVB Financial	Neutral

Do analysts recommend INBK or MVBF?

First Internet Bancorp presently has a consensus price target of $35.75, suggesting a potential upside of 25.92%. MVB Financial has a consensus price target of $25.25, suggesting a potential upside of 38.36%. Given First Internet Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe MVB Financial is more favorable than First Internet Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
MVB Financial	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Is INBK or MVBF more profitable?

MVB Financial has a net margin of 11.10% compared to MVB Financial's net margin of 5.84%. First Internet Bancorp's return on equity of 8.65% beat MVB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	5.84%	4.64%	0.32%
MVB Financial	11.10%	8.65%	0.71%

Is INBK or MVBF a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.8%. MVB Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. First Internet Bancorp pays out 12.6% of its earnings in the form of a dividend. MVB Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has better valuation & earnings, INBK or MVBF?

MVB Financial has lower revenue, but higher earnings than First Internet Bancorp. MVB Financial is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$265.57M	0.93	$8.42M	$1.90	14.94
MVB Financial	$148.60M	1.58	$31.23M	$1.87	9.76

Which has more volatility and risk, INBK or MVBF?

First Internet Bancorp has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500. Comparatively, MVB Financial has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500.

Summary

MVB Financial beats First Internet Bancorp on 11 of the 18 factors compared between the two stocks.