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United Bancorp (UBCP) Competitors

$12.17
-0.04 (-0.33%)
(As of 06/7/2024 08:52 PM ET)

UBCP vs. BKSC, FXNC, AMRB, GFED, WTBA, FBIZ, BSVN, ORRF, ACNB, and UNTY

Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Bank of South Carolina (BKSC), First National (FXNC), American River Bankshares (AMRB), Guaranty Federal Bancshares (GFED), West Bancorporation (WTBA), First Business Financial Services (FBIZ), Bank7 (BSVN), Orrstown Financial Services (ORRF), ACNB (ACNB), and Unity Bancorp (UNTY). These companies are all part of the "finance" sector.

United Bancorp vs.

Bank of South Carolina (NASDAQ:BKSC) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, dividends, valuation, media sentiment, analyst recommendations, community ranking, institutional ownership, profitability and earnings.

In the previous week, Bank of South Carolina had 1 more articles in the media than United Bancorp. MarketBeat recorded 3 mentions for Bank of South Carolina and 2 mentions for United Bancorp. Bank of South Carolina's average media sentiment score of 0.48 beat United Bancorp's score of 0.20 indicating that United Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank of South Carolina
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Bank of South Carolina has a beta of 0.53, meaning that its share price is 47% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.39, meaning that its share price is 61% less volatile than the S&P 500.

Bank of South Carolina pays an annual dividend of $0.68 per share and has a dividend yield of 5.9%. United Bancorp pays an annual dividend of $0.69 per share and has a dividend yield of 5.7%. Bank of South Carolina pays out 71.6% of its earnings in the form of a dividend. United Bancorp pays out 43.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has raised its dividend for 12 consecutive years.

United Bancorp has a net margin of 21.47% compared to United Bancorp's net margin of 19.55%. Bank of South Carolina's return on equity of 15.23% beat United Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of South Carolina19.55% 11.85% 0.84%
United Bancorp 21.47%15.23%1.10%

Bank of South Carolina received 98 more outperform votes than United Bancorp when rated by MarketBeat users. Likewise, 61.36% of users gave Bank of South Carolina an outperform vote while only 60.26% of users gave United Bancorp an outperform vote.

CompanyUnderperformOutperform
Bank of South CarolinaOutperform Votes
189
61.36%
Underperform Votes
119
38.64%
United BancorpOutperform Votes
91
60.26%
Underperform Votes
60
39.74%

0.2% of Bank of South Carolina shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 29.8% of Bank of South Carolina shares are owned by insiders. Comparatively, 11.7% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of South Carolina
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

United Bancorp has higher revenue and earnings than Bank of South Carolina. United Bancorp is trading at a lower price-to-earnings ratio than Bank of South Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of South Carolina$26.08M2.40$5.49M$0.9512.08
United Bancorp$40.90M1.77$8.95M$1.597.65

Summary

United Bancorp beats Bank of South Carolina on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBCP vs. The Competition

MetricUnited BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$72.46M$2.23B$9.91B$8.17B
Dividend Yield5.67%4.35%6.06%4.05%
P/E Ratio7.6511.7940.2218.10
Price / Sales1.771.8841.0577.66
Price / Cash6.528.3014.6430.66
Price / Book1.091.002.334.32
Net Income$8.95M$404.69M$1.02B$216.21M
7 Day Performance1.08%-1.54%-0.77%-1.44%
1 Month Performance-4.40%-2.58%-0.56%-0.97%
1 Year Performance4.96%14.97%9.49%4.10%

United Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BKSC
Bank of South Carolina
0 of 5 stars
$11.48
-0.2%
N/A-18.9%$62.68M$26.08M12.0880Analyst Forecast
High Trading Volume
FXNC
First National
4.5857 of 5 stars
$15.46
-0.9%
$19.00
+22.9%
-0.6%$97.09M$69.50M10.81150Positive News
AMRB
American River Bankshares
0 of 5 stars
$20.91
flat
N/A+0.0%$125.04M$29.43M13.8595
GFED
Guaranty Federal Bancshares
0 of 5 stars
$31.43
flat
N/A+0.0%$137.82M$54.87M12.88226High Trading Volume
WTBA
West Bancorporation
2.3763 of 5 stars
$16.89
+1.3%
$21.50
+27.3%
-11.7%$283.92M$170.37M12.80181
FBIZ
First Business Financial Services
4.9345 of 5 stars
$33.90
-0.8%
$45.00
+32.7%
+12.6%$281.03M$226.24M7.81343
BSVN
Bank7
2.0136 of 5 stars
$30.00
flat
$32.67
+8.9%
+17.4%$277.50M$130.79M9.29123Dividend Announcement
ORRF
Orrstown Financial Services
3.3698 of 5 stars
$25.41
-0.4%
$30.00
+18.1%
+28.7%$272.40M$175.55M7.59410
ACNB
ACNB
3.4666 of 5 stars
$31.00
+0.4%
$42.00
+35.5%
-12.2%$264.74M$115.08M8.96413
UNTY
Unity Bancorp
3.8757 of 5 stars
$26.29
-1.0%
N/A+10.1%$263.95M$151.64M6.90217Ex-Dividend

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This page (NASDAQ:UBCP) was last updated on 6/10/2024 by MarketBeat.com Staff

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