United Bancorp (UBCP) Competitors

$15.25 -0.32 (-2.06%)

As of 05/14/2026 03:48 PM Eastern

UBCP vs. PKBK, PLBC, FRST, LX, and PCB

Should you buy United Bancorp stock or one of its competitors? MarketBeat compares United Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with United Bancorp include Parke Bancorp (PKBK), Plumas Bancorp (PLBC), Primis Financial (FRST), LexinFintech (LX), and PCB Bancorp (PCB). These companies are all part of the "banking" industry.

How does United Bancorp compare to Parke Bancorp?

United Bancorp (NASDAQ:UBCP) and Parke Bancorp (NASDAQ:PKBK) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, profitability, media sentiment, risk, dividends, earnings and institutional ownership.

United Bancorp has a beta of 0.36, indicating that its share price is 64% less volatile than the broader market. Comparatively, Parke Bancorp has a beta of 0.48, indicating that its share price is 52% less volatile than the broader market.

Parke Bancorp has a net margin of 28.04% compared to United Bancorp's net margin of 16.29%. Parke Bancorp's return on equity of 13.02% beat United Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Bancorp	16.29%	11.89%	0.91%
Parke Bancorp	28.04%	13.02%	1.90%

United Bancorp pays an annual dividend of $0.77 per share and has a dividend yield of 5.0%. Parke Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.4%. United Bancorp pays out 57.0% of its earnings in the form of a dividend. Parke Bancorp pays out 20.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has raised its dividend for 13 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. United Bancorp's average media sentiment score of 1.46 beat Parke Bancorp's score of 1.28 indicating that United Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
United Bancorp	Positive
Parke Bancorp	Positive

Parke Bancorp has higher revenue and earnings than United Bancorp. Parke Bancorp is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Bancorp	$47.51M	1.85	$7.75M	$1.35	11.30
Parke Bancorp	$146.08M	2.43	$37.78M	$3.50	8.65

15.4% of United Bancorp shares are owned by institutional investors. Comparatively, 49.7% of Parke Bancorp shares are owned by institutional investors. 13.9% of United Bancorp shares are owned by insiders. Comparatively, 13.0% of Parke Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Parke Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Parke Bancorp beats United Bancorp on 12 of the 17 factors compared between the two stocks.

How does United Bancorp compare to Plumas Bancorp?

Plumas Bancorp (NASDAQ:PLBC) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, media sentiment, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

Plumas Bancorp presently has a consensus target price of $57.67, indicating a potential upside of 12.10%. Given Plumas Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe Plumas Bancorp is more favorable than United Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Plumas Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
United Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Plumas Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 2.6%. United Bancorp pays an annual dividend of $0.77 per share and has a dividend yield of 5.0%. Plumas Bancorp pays out 28.0% of its earnings in the form of a dividend. United Bancorp pays out 57.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp has raised its dividend for 1 consecutive years and United Bancorp has raised its dividend for 13 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

41.7% of Plumas Bancorp shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 7.4% of Plumas Bancorp shares are owned by company insiders. Comparatively, 13.9% of United Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Plumas Bancorp has a net margin of 26.67% compared to United Bancorp's net margin of 16.29%. Plumas Bancorp's return on equity of 15.16% beat United Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Plumas Bancorp	26.67%	15.16%	1.76%
United Bancorp	16.29%	11.89%	0.91%

In the previous week, Plumas Bancorp had 4 more articles in the media than United Bancorp. MarketBeat recorded 5 mentions for Plumas Bancorp and 1 mentions for United Bancorp. United Bancorp's average media sentiment score of 1.46 beat Plumas Bancorp's score of 1.21 indicating that United Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Plumas Bancorp	Positive
United Bancorp	Positive

Plumas Bancorp has higher revenue and earnings than United Bancorp. Plumas Bancorp is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Plumas Bancorp	$112.17M	3.20	$29.62M	$4.72	10.90
United Bancorp	$47.51M	1.85	$7.75M	$1.35	11.30

Plumas Bancorp has a beta of 0.61, indicating that its share price is 39% less volatile than the broader market. Comparatively, United Bancorp has a beta of 0.36, indicating that its share price is 64% less volatile than the broader market.

Summary

Plumas Bancorp beats United Bancorp on 14 of the 19 factors compared between the two stocks.

How does United Bancorp compare to Primis Financial?

Primis Financial (NASDAQ:FRST) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, media sentiment, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

Primis Financial presently has a consensus target price of $17.00, indicating a potential upside of 20.40%. Given Primis Financial's stronger consensus rating and higher possible upside, research analysts clearly believe Primis Financial is more favorable than United Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Primis Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
United Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Primis Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.8%. United Bancorp pays an annual dividend of $0.77 per share and has a dividend yield of 5.0%. Primis Financial pays out 18.9% of its earnings in the form of a dividend. United Bancorp pays out 57.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has raised its dividend for 13 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

75.0% of Primis Financial shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 10.9% of Primis Financial shares are owned by company insiders. Comparatively, 13.9% of United Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Primis Financial has a net margin of 19.71% compared to United Bancorp's net margin of 16.29%. United Bancorp's return on equity of 11.89% beat Primis Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Primis Financial	19.71%	4.98%	0.50%
United Bancorp	16.29%	11.89%	0.91%

In the previous week, Primis Financial had 1 more articles in the media than United Bancorp. MarketBeat recorded 2 mentions for Primis Financial and 1 mentions for United Bancorp. United Bancorp's average media sentiment score of 1.46 beat Primis Financial's score of 1.23 indicating that United Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Primis Financial	Positive
United Bancorp	Positive

Primis Financial has higher revenue and earnings than United Bancorp. Primis Financial is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Primis Financial	$127.79M	2.74	$61.44M	$2.12	6.66
United Bancorp	$47.51M	1.85	$7.75M	$1.35	11.30

Primis Financial has a beta of 0.76, indicating that its share price is 24% less volatile than the broader market. Comparatively, United Bancorp has a beta of 0.36, indicating that its share price is 64% less volatile than the broader market.

Summary

Primis Financial beats United Bancorp on 12 of the 19 factors compared between the two stocks.

How does United Bancorp compare to LexinFintech?

United Bancorp (NASDAQ:UBCP) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, earnings, valuation, profitability, dividends, media sentiment and institutional ownership.

LexinFintech has a consensus target price of $3.50, indicating a potential upside of 73.27%. Given LexinFintech's higher possible upside, analysts clearly believe LexinFintech is more favorable than United Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
LexinFintech	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

United Bancorp has a beta of 0.36, suggesting that its stock price is 64% less volatile than the broader market. Comparatively, LexinFintech has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market.

LexinFintech has higher revenue and earnings than United Bancorp. LexinFintech is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Bancorp	$47.51M	1.85	$7.75M	$1.35	11.30
LexinFintech	$1.88B	0.18	$239.82M	$1.31	1.54

United Bancorp has a net margin of 16.29% compared to LexinFintech's net margin of 12.72%. LexinFintech's return on equity of 14.36% beat United Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Bancorp	16.29%	11.89%	0.91%
LexinFintech	12.72%	14.36%	7.32%

15.4% of United Bancorp shares are owned by institutional investors. 13.9% of United Bancorp shares are owned by insiders. Comparatively, 27.8% of LexinFintech shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. LexinFintech's average media sentiment score of 1.89 beat United Bancorp's score of 1.46 indicating that LexinFintech is being referred to more favorably in the news media.

Company	Overall Sentiment
United Bancorp	Positive
LexinFintech	Very Positive

United Bancorp pays an annual dividend of $0.77 per share and has a dividend yield of 5.0%. LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 14.9%. United Bancorp pays out 57.0% of its earnings in the form of a dividend. LexinFintech pays out 22.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 13 consecutive years. LexinFintech is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

LexinFintech beats United Bancorp on 10 of the 16 factors compared between the two stocks.

How does United Bancorp compare to PCB Bancorp?

United Bancorp (NASDAQ:UBCP) and PCB Bancorp (NASDAQ:PCB) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, earnings, valuation, profitability, dividends, media sentiment and institutional ownership.

United Bancorp has a beta of 0.36, suggesting that its stock price is 64% less volatile than the broader market. Comparatively, PCB Bancorp has a beta of 0.53, suggesting that its stock price is 47% less volatile than the broader market.

United Bancorp pays an annual dividend of $0.77 per share and has a dividend yield of 5.0%. PCB Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.7%. United Bancorp pays out 57.0% of its earnings in the form of a dividend. PCB Bancorp pays out 31.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 13 consecutive years and PCB Bancorp has increased its dividend for 7 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

PCB Bancorp has a consensus target price of $25.50, indicating a potential upside of 7.28%. Given PCB Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe PCB Bancorp is more favorable than United Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
PCB Bancorp	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50

PCB Bancorp has higher revenue and earnings than United Bancorp. PCB Bancorp is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Bancorp	$47.51M	1.85	$7.75M	$1.35	11.30
PCB Bancorp	$209.37M	1.62	$37.45M	$2.78	8.55

PCB Bancorp has a net margin of 19.03% compared to United Bancorp's net margin of 16.29%. PCB Bancorp's return on equity of 12.70% beat United Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Bancorp	16.29%	11.89%	0.91%
PCB Bancorp	19.03%	12.70%	1.21%

In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. United Bancorp's average media sentiment score of 1.46 beat PCB Bancorp's score of 1.44 indicating that United Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
United Bancorp	Positive
PCB Bancorp	Positive

15.4% of United Bancorp shares are owned by institutional investors. Comparatively, 33.0% of PCB Bancorp shares are owned by institutional investors. 13.9% of United Bancorp shares are owned by insiders. Comparatively, 27.0% of PCB Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

PCB Bancorp beats United Bancorp on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

UBCP vs. The Competition

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Metric	United Bancorp	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$89.63M	$2.80B	$13.45B	$12.37B
Dividend Yield	4.95%	3.40%	5.84%	5.35%
P/E Ratio	11.30	10.48	23.18	25.63
Price / Sales	1.85	2.36	179.82	76.59
Price / Cash	9.38	10.54	20.45	56.33
Price / Book	1.25	1.18	2.15	6.97
Net Income	$7.75M	$217.16M	$1.11B	$333.62M
7 Day Performance	-4.69%	-0.77%	-0.70%	1.09%
1 Month Performance	-6.38%	0.76%	0.22%	3.08%
1 Year Performance	20.79%	17.35%	10.83%	35.68%

United Bancorp Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
UBCP United Bancorp	3.1694 of 5 stars	$15.25 -2.1%	N/A	+22.8%	$89.63M	$47.51M	11.30	120	News Coverage Positive News
PKBK Parke Bancorp	2.3809 of 5 stars	$30.27 -1.1%	N/A	+50.4%	$358.97M	$146.08M	8.65	100	Positive News
PLBC Plumas Bancorp	4.1729 of 5 stars	$51.51 +0.5%	$57.67 +12.0%	+13.9%	$357.12M	$112.17M	10.91	190
FRST Primis Financial	4.9328 of 5 stars	$13.92 -1.5%	$17.00 +22.1%	+49.7%	$350.03M	$277M	6.57	420
LX LexinFintech	3.87 of 5 stars	$2.05 -1.4%	$3.50 +70.7%	-77.7%	$349.99M	$1.88B	1.56	4,667	Positive News Upcoming Earnings

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This page (NASDAQ:UBCP) was last updated on 5/15/2026 by MarketBeat.com Staff.

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United Bancorp (UBCP) Competitors

UBCP vs. PKBK, PLBC, FRST, LX, and PCB

How does United Bancorp compare to Parke Bancorp?

Summary

How does United Bancorp compare to Plumas Bancorp?

Summary

How does United Bancorp compare to Primis Financial?

Summary

How does United Bancorp compare to LexinFintech?

Summary

How does United Bancorp compare to PCB Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

UBCP vs. The Competition

United Bancorp Competitors List

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Stock Ideas and Recommendations

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About MarketBeat

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United Bancorp (UBCP) Competitors

UBCP vs. PKBK, PLBC, FRST, LX, and PCB

How does United Bancorp compare to Parke Bancorp?

Which has more volatility & risk, UBCP or PKBK?

Is UBCP or PKBK more profitable?

Is UBCP or PKBK a better dividend stock?

Does the media refer more to UBCP or PKBK?

Which has preferable earnings & valuation, UBCP or PKBK?

Do insiders & institutionals believe in UBCP or PKBK?

Do analysts rate UBCP or PKBK?

Summary

How does United Bancorp compare to Plumas Bancorp?

Do analysts rate PLBC or UBCP?

Is PLBC or UBCP a better dividend stock?

Do insiders and institutionals have more ownership in PLBC or UBCP?

Is PLBC or UBCP more profitable?

Does the media favor PLBC or UBCP?

Which has better earnings and valuation, PLBC or UBCP?

Which has more risk and volatility, PLBC or UBCP?

Summary

How does United Bancorp compare to Primis Financial?

Do analysts rate FRST or UBCP?

Is FRST or UBCP a better dividend stock?

Do insiders and institutionals have more ownership in FRST or UBCP?

Is FRST or UBCP more profitable?

Does the media favor FRST or UBCP?

Which has better earnings and valuation, FRST or UBCP?

Which has more risk and volatility, FRST or UBCP?

Summary

How does United Bancorp compare to LexinFintech?

Do analysts prefer UBCP or LX?

Which has more volatility & risk, UBCP or LX?

Which has better earnings and valuation, UBCP or LX?

Is UBCP or LX more profitable?

Do insiders & institutionals believe in UBCP or LX?

Does the media prefer UBCP or LX?

Is UBCP or LX a better dividend stock?

Summary

How does United Bancorp compare to PCB Bancorp?

Which has more volatility & risk, UBCP or PCB?

Is UBCP or PCB a better dividend stock?

Do analysts prefer UBCP or PCB?

Which has better earnings and valuation, UBCP or PCB?

Is UBCP or PCB more profitable?

Does the media prefer UBCP or PCB?

Do insiders & institutionals believe in UBCP or PCB?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

UBCP vs. The Competition

United Bancorp Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools