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S&P 500   4,981.80
DOW   38,612.24
QQQ   425.61
Palo Alto Networks, Keysight fall; Garmin, Toll Brothers rise, Wednesday, 2/21/2024
Better Than Oil Stocks (Ad)
Applied Materials stock is Ray Dalio's favorite in this new cycle
Palo Alto Networks aims at cyber security leadership
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Spotify sounding better to analysts as company tunes into profits
3 Reasons the Capital One-Discover merger is a big deal
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How major US stock indexes fared Wednesday, 2/21/2024
Bears covered shorts on this ETF, 3 stocks to pop on the shift
S&P 500   4,981.80
DOW   38,612.24
QQQ   425.61
Palo Alto Networks, Keysight fall; Garmin, Toll Brothers rise, Wednesday, 2/21/2024
Better Than Oil Stocks (Ad)
Applied Materials stock is Ray Dalio's favorite in this new cycle
Palo Alto Networks aims at cyber security leadership
Clear Buy, Sell, or Hold Recommendation on any Stock, FREE (Ad)
Spotify sounding better to analysts as company tunes into profits
3 Reasons the Capital One-Discover merger is a big deal
Clear Buy, Sell, or Hold Recommendation on any Stock, FREE (Ad)
How major US stock indexes fared Wednesday, 2/21/2024
Bears covered shorts on this ETF, 3 stocks to pop on the shift
S&P 500   4,981.80
DOW   38,612.24
QQQ   425.61
Palo Alto Networks, Keysight fall; Garmin, Toll Brothers rise, Wednesday, 2/21/2024
Better Than Oil Stocks (Ad)
Applied Materials stock is Ray Dalio's favorite in this new cycle
Palo Alto Networks aims at cyber security leadership
Clear Buy, Sell, or Hold Recommendation on any Stock, FREE (Ad)
Spotify sounding better to analysts as company tunes into profits
3 Reasons the Capital One-Discover merger is a big deal
Clear Buy, Sell, or Hold Recommendation on any Stock, FREE (Ad)
How major US stock indexes fared Wednesday, 2/21/2024
Bears covered shorts on this ETF, 3 stocks to pop on the shift

United Bancorp (UBCP) Competitors

$11.68
+0.02 (+0.17%)
(As of 02/21/2024 ET)

UBCP vs. BKSC, AUBN, FUSB, PBHC, BOTJ, BAFN, BRBS, CIZN, SBFG, and EBMT

Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Bank of South Carolina (BKSC), Auburn National Bancorporation (AUBN), First US Bancshares (FUSB), Pathfinder Bancorp (PBHC), Bank of the James Financial Group (BOTJ), BayFirst Financial (BAFN), Blue Ridge Bankshares (BRBS), Citizens (CIZN), SB Financial Group (SBFG), and Eagle Bancorp Montana (EBMT). These companies are all part of the "state commercial banks" industry.

United Bancorp vs.

United Bancorp (NASDAQ:UBCP) and Bank of South Carolina (NASDAQ:BKSC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, earnings, community ranking, dividends, analyst recommendations, institutional ownership and valuation.

In the previous week, United Bancorp had 1 more articles in the media than Bank of South Carolina. MarketBeat recorded 2 mentions for United Bancorp and 1 mentions for Bank of South Carolina. United Bancorp's average media sentiment score of 0.54 beat Bank of South Carolina's score of 0.00 indicating that United Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bank of South Carolina
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Bank of South Carolina
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

Bank of South Carolina received 98 more outperform votes than United Bancorp when rated by MarketBeat users. Likewise, 64.29% of users gave Bank of South Carolina an outperform vote while only 60.26% of users gave United Bancorp an outperform vote.

CompanyUnderperformOutperform
United BancorpOutperform Votes
91
60.26%
Underperform Votes
60
39.74%
Bank of South CarolinaOutperform Votes
189
64.29%
Underperform Votes
105
35.71%

United Bancorp has higher revenue and earnings than Bank of South Carolina. United Bancorp is trading at a lower price-to-earnings ratio than Bank of South Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancorp$40.90M1.63$8.95M$1.577.44
Bank of South Carolina$21.16M3.23$5.49M$0.9812.76

6.8% of United Bancorp shares are held by institutional investors. Comparatively, 6.5% of Bank of South Carolina shares are held by institutional investors. 11.5% of United Bancorp shares are held by company insiders. Comparatively, 29.8% of Bank of South Carolina shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

United Bancorp pays an annual dividend of $0.68 per share and has a dividend yield of 5.8%. Bank of South Carolina pays an annual dividend of $0.68 per share and has a dividend yield of 5.4%. United Bancorp pays out 43.3% of its earnings in the form of a dividend. Bank of South Carolina pays out 69.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

United Bancorp has a beta of 0.34, indicating that its stock price is 66% less volatile than the S&P 500. Comparatively, Bank of South Carolina has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500.

United Bancorp has a net margin of 21.88% compared to Bank of South Carolina's net margin of 21.07%. United Bancorp's return on equity of 15.79% beat Bank of South Carolina's return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancorp21.88% 15.79% 1.08%
Bank of South Carolina 21.07%12.95%0.86%

Summary

United Bancorp beats Bank of South Carolina on 11 of the 17 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBCP vs. The Competition

MetricUnited BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$66.78M$2.05B$8.31B$7.33B
Dividend Yield5.82%4.11%6.57%3.85%
P/E Ratio7.4411.1253.3518.18
Price / Sales1.632.063,515.41158.77
Price / Cash6.648.0619.0754.06
Price / Book1.161.112.044.56
Net Income$8.95M$399.67M$798.08M$207.35M
7 Day Performance-1.64%-1.90%-0.71%-0.95%
1 Month Performance-3.27%-5.91%-0.49%3.18%
1 Year Performance-19.32%-10.79%4.08%3.35%

United Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BKSC
Bank of South Carolina
0 of 5 stars
$12.58
+1.4%
N/A-24.5%$68.67M$26.08M12.8380
AUBN
Auburn National Bancorporation
3.3188 of 5 stars
$20.70
-1.5%
N/A-13.2%$72.33M$23.35M51.75150Positive News
FUSB
First US Bancshares
3.2007 of 5 stars
$10.35
+2.0%
N/A+3.7%$60.75M$56.19M7.78156Gap Down
PBHC
Pathfinder Bancorp
3.7138 of 5 stars
$11.90
-1.7%
N/A-38.0%$56.17M$72.85M7.88162News Coverage
BOTJ
Bank of the James Financial Group
2.1528 of 5 stars
$11.60
-1.3%
N/A-12.3%$53.76M$41.80M6.11163
BAFN
BayFirst Financial
3.5986 of 5 stars
$12.60
-1.2%
N/A-34.5%$52.41M$78.76M10.96307Positive News
BRBS
Blue Ridge Bankshares
0 of 5 stars
$2.48
flat
N/A-79.9%$47.59M$197.54M-0.73496
CIZN
Citizens
0 of 5 stars
$7.80
-0.6%
N/A-50.9%$43.76M$60.02M23.64271Analyst Downgrade
SBFG
SB Financial Group
4.3228 of 5 stars
$14.53
-0.5%
N/A-14.5%$98.80M$75.87M8.30251Gap Up
EBMT
Eagle Bancorp Montana
4.3588 of 5 stars
$13.20
flat
N/A-24.7%$105.82M$83.31M10.15399

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This page (NASDAQ:UBCP) was last updated on 2/22/2024 by MarketBeat.com Staff