United Bancorp (UBCP) Competitors $14.20 -0.20 (-1.39%) Closing price 07/11/2025 04:00 PM EasternExtended Trading$14.14 -0.05 (-0.39%) As of 07/11/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock UBCP vs. BRBS, RBB, SFST, PBFS, NEWT, PCB, BCML, OPRT, ONIT, and RHLDShould you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Blue Ridge Bankshares (BRBS), RBB Bancorp (RBB), Southern First Bancshares (SFST), Pioneer Bancorp (PBFS), NewtekOne (NEWT), PCB Bancorp (PCB), Bay Commercial Bank (BCML), Oportun Financial (OPRT), Onity Group (ONIT), and Resolute Holdings Management (RHLD). These companies are all part of the "banking" industry. United Bancorp vs. Its Competitors Blue Ridge Bankshares RBB Bancorp Southern First Bancshares Pioneer Bancorp NewtekOne PCB Bancorp Bay Commercial Bank Oportun Financial Onity Group Resolute Holdings Management United Bancorp (NASDAQ:UBCP) and Blue Ridge Bankshares (NASDAQ:BRBS) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, analyst recommendations, media sentiment, earnings, risk, dividends, profitability and institutional ownership. Is UBCP or BRBS a better dividend stock? United Bancorp pays an annual dividend of $0.74 per share and has a dividend yield of 5.2%. Blue Ridge Bankshares pays an annual dividend of $0.49 per share and has a dividend yield of 13.8%. United Bancorp pays out 59.7% of its earnings in the form of a dividend. Blue Ridge Bankshares pays out -98.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 13 consecutive years and Blue Ridge Bankshares has increased its dividend for 10 consecutive years. Blue Ridge Bankshares is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more risk and volatility, UBCP or BRBS? United Bancorp has a beta of 0.36, indicating that its share price is 64% less volatile than the S&P 500. Comparatively, Blue Ridge Bankshares has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500. Is UBCP or BRBS more profitable? United Bancorp has a net margin of 16.32% compared to Blue Ridge Bankshares' net margin of -8.84%. United Bancorp's return on equity of 11.64% beat Blue Ridge Bankshares' return on equity.Company Net Margins Return on Equity Return on Assets United Bancorp16.32% 11.64% 0.88% Blue Ridge Bankshares -8.84%-5.48%-0.52% Which has higher valuation and earnings, UBCP or BRBS? United Bancorp has higher earnings, but lower revenue than Blue Ridge Bankshares. Blue Ridge Bankshares is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Bancorp$43.98M1.87$7.40M$1.2411.45Blue Ridge Bankshares$86.16M3.76-$15.39M-$0.50-7.10 Do institutionals and insiders believe in UBCP or BRBS? 15.4% of United Bancorp shares are held by institutional investors. Comparatively, 50.5% of Blue Ridge Bankshares shares are held by institutional investors. 12.9% of United Bancorp shares are held by company insiders. Comparatively, 3.1% of Blue Ridge Bankshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Does the media refer more to UBCP or BRBS? In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. United Bancorp's average media sentiment score of 1.90 beat Blue Ridge Bankshares' score of 1.79 indicating that United Bancorp is being referred to more favorably in the media. Company Overall Sentiment United Bancorp Very Positive Blue Ridge Bankshares Very Positive SummaryUnited Bancorp beats Blue Ridge Bankshares on 9 of the 15 factors compared between the two stocks. Get United Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBCP vs. The Competition Export to ExcelMetricUnited BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$83.43M$2.52B$12.07B$9.11BDividend Yield5.14%3.47%5.53%4.02%P/E Ratio11.4511.8420.0420.25Price / Sales1.872.1925.5199.65Price / Cash9.1310.9821.6458.16Price / Book1.301.232.285.49Net Income$7.40M$174.52M$992.82M$250.27M7 Day Performance-1.56%-0.96%-0.23%4.75%1 Month Performance4.57%5.15%2.76%7.64%1 Year Performance14.70%18.62%536.06%16.34% United Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBCPUnited Bancorp3.0045 of 5 stars$14.20-1.4%N/A+14.5%$83.43M$43.98M11.45120Positive NewsBRBSBlue Ridge Bankshares1.0288 of 5 stars$3.60+0.3%N/A+29.6%$328.24M$86.16M-5.63560Positive NewsRBBRBB Bancorp3.7504 of 5 stars$18.31-1.0%$21.25+16.1%-6.9%$328.19M$232M15.78360Positive NewsSFSTSouthern First Bancshares2.618 of 5 stars$39.60-0.9%$43.00+8.6%+33.4%$326.35M$213.35M17.52290News CoverageUpcoming EarningsPBFSPioneer Bancorp1.3335 of 5 stars$12.30-1.6%N/A+13.6%$323.16M$104.65M15.97260NEWTNewtekOne2.5597 of 5 stars$11.88-2.2%$14.00+17.8%-14.9%$320.06M$338.73M6.19100Analyst ForecastGap DownPCBPCB Bancorp4.3226 of 5 stars$22.05-1.4%$22.00-0.2%+38.4%$319.95M$191.91M11.37250Positive NewsBCMLBay Commercial Bank4.2331 of 5 stars$28.73-0.6%$31.00+7.9%+33.2%$317.99M$138.09M13.68370News CoverageUpcoming EarningsOPRTOportun Financial4.1683 of 5 stars$7.69+8.6%$8.33+8.4%+146.5%$310.60M$1.00B-6.872,429Analyst ForecastGap DownHigh Trading VolumeONITOnity Group3.9189 of 5 stars$37.80-2.2%$48.33+27.9%+45.2%$309.69M$976M13.264,300News CoverageRHLDResolute Holdings ManagementN/A$35.50-2.1%N/AN/A$309.07M$420.57M0.00N/A Related Companies and Tools Related Companies BRBS Alternatives RBB Alternatives SFST Alternatives PBFS Alternatives NEWT Alternatives PCB Alternatives BCML Alternatives OPRT Alternatives ONIT Alternatives RHLD Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBCP) was last updated on 7/12/2025 by MarketBeat.com Staff From Our PartnersThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredTrump’s treachery Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredBuffett’s $325 Billion Cash Problem — Solved by Gold?A bombshell announcement is just weeks away — and it could send shockwaves through the gold market. 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