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United Bancorp (UBCP) Competitors

United Bancorp logo
$15.50 -0.18 (-1.15%)
As of 08/4/2026 04:00 PM Eastern

UBCP vs. DGXX, TSBK, BKKT, LDI, and ONIT

Should you buy United Bancorp stock or one of its competitors? MarketBeat compares United Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with United Bancorp include Digi Power X (DGXX), Timberland Bancorp (TSBK), Bakkt (BKKT), loanDepot (LDI), and Onity Group (ONIT).

How does United Bancorp compare to Digi Power X?

Digi Power X (NASDAQ:DGXX) and United Bancorp (NASDAQ:UBCP) are related small-cap companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, profitability, analyst recommendations, risk, institutional ownership and dividends.

Digi Power X currently has a consensus target price of $4.00, suggesting a potential upside of 1.27%. Given Digi Power X's higher probable upside, equities analysts clearly believe Digi Power X is more favorable than United Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Digi Power X
1 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, United Bancorp had 1 more articles in the media than Digi Power X. MarketBeat recorded 1 mentions for United Bancorp and 0 mentions for Digi Power X. United Bancorp's average media sentiment score of 1.47 beat Digi Power X's score of 0.93 indicating that United Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Digi Power X Positive
United Bancorp Positive

1.9% of Digi Power X shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 13.9% of United Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

United Bancorp has a net margin of 16.55% compared to Digi Power X's net margin of -98.79%. United Bancorp's return on equity of 11.70% beat Digi Power X's return on equity.

Company Net Margins Return on Equity Return on Assets
Digi Power X-98.79% -42.04% -37.64%
United Bancorp 16.55%11.70%0.93%

United Bancorp has higher revenue and earnings than Digi Power X. Digi Power X is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Digi Power X$34.19M10.45-$28.36M-$0.65N/A
United Bancorp$47.51M1.89$7.75M$1.3811.23

Digi Power X has a beta of 6.28, meaning that its stock price is 528% more volatile than the broader market. Comparatively, United Bancorp has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market.

Summary

United Bancorp beats Digi Power X on 12 of the 16 factors compared between the two stocks.

How does United Bancorp compare to Timberland Bancorp?

United Bancorp (NASDAQ:UBCP) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, institutional ownership, valuation, profitability, media sentiment, earnings and dividends.

Timberland Bancorp has a net margin of 26.46% compared to United Bancorp's net margin of 16.55%. Timberland Bancorp's return on equity of 11.79% beat United Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancorp16.55% 11.70% 0.93%
Timberland Bancorp 26.46%11.79%1.56%

Timberland Bancorp has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Timberland Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancorp$47.51M1.89$7.75M$1.3811.23
Timberland Bancorp$114.63M3.08$29.16M$3.9911.30

15.4% of United Bancorp shares are held by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are held by institutional investors. 13.9% of United Bancorp shares are held by insiders. Comparatively, 3.6% of Timberland Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

United Bancorp pays an annual dividend of $0.78 per share and has a dividend yield of 5.0%. Timberland Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.6%. United Bancorp pays out 56.5% of its earnings in the form of a dividend. Timberland Bancorp pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has raised its dividend for 13 consecutive years and Timberland Bancorp has raised its dividend for 13 consecutive years.

United Bancorp has a beta of 0.34, suggesting that its stock price is 66% less volatile than the broader market. Comparatively, Timberland Bancorp has a beta of 0.31, suggesting that its stock price is 69% less volatile than the broader market.

In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. United Bancorp's average media sentiment score of 1.47 beat Timberland Bancorp's score of 1.06 indicating that United Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
United Bancorp Positive
Timberland Bancorp Positive

Summary

Timberland Bancorp beats United Bancorp on 10 of the 14 factors compared between the two stocks.

How does United Bancorp compare to Bakkt?

Bakkt (NYSE:BKKT) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, profitability, valuation, dividends and institutional ownership.

11.1% of Bakkt shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 10.1% of Bakkt shares are owned by insiders. Comparatively, 13.9% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

United Bancorp has a net margin of 16.55% compared to Bakkt's net margin of -8.37%. United Bancorp's return on equity of 11.70% beat Bakkt's return on equity.

Company Net Margins Return on Equity Return on Assets
Bakkt-8.37% -64.73% -36.90%
United Bancorp 16.55%11.70%0.93%

Bakkt has a beta of 5.91, meaning that its stock price is 491% more volatile than the broader market. Comparatively, United Bancorp has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market.

Bakkt currently has a consensus price target of $22.00, suggesting a potential upside of 189.09%. Given Bakkt's higher probable upside, equities research analysts clearly believe Bakkt is more favorable than United Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bakkt
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

United Bancorp has lower revenue, but higher earnings than Bakkt. Bakkt is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bakkt$2.34B0.15-$107.21M-$1.37N/A
United Bancorp$47.51M1.89$7.75M$1.3811.23

In the previous week, Bakkt and Bakkt both had 1 articles in the media. United Bancorp's average media sentiment score of 1.47 beat Bakkt's score of 0.58 indicating that United Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bakkt
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

United Bancorp beats Bakkt on 11 of the 14 factors compared between the two stocks.

How does United Bancorp compare to loanDepot?

loanDepot (NYSE:LDI) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, institutional ownership, profitability, media sentiment, analyst recommendations, risk, dividends and valuation.

United Bancorp has a net margin of 16.55% compared to loanDepot's net margin of -6.51%. United Bancorp's return on equity of 11.70% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
loanDepot-6.51% -22.35% -1.34%
United Bancorp 16.55%11.70%0.93%

39.4% of loanDepot shares are held by institutional investors. Comparatively, 15.4% of United Bancorp shares are held by institutional investors. 65.9% of loanDepot shares are held by company insiders. Comparatively, 13.9% of United Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

loanDepot has a beta of 3.37, meaning that its stock price is 237% more volatile than the broader market. Comparatively, United Bancorp has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market.

In the previous week, loanDepot had 6 more articles in the media than United Bancorp. MarketBeat recorded 7 mentions for loanDepot and 1 mentions for United Bancorp. United Bancorp's average media sentiment score of 1.47 beat loanDepot's score of 0.66 indicating that United Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
loanDepot
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
United Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Bancorp has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
loanDepot$1.19B0.30-$62.65M-$0.34N/A
United Bancorp$47.51M1.89$7.75M$1.3811.23

loanDepot presently has a consensus target price of $2.00, suggesting a potential upside of 87.79%. Given loanDepot's higher probable upside, equities analysts plainly believe loanDepot is more favorable than United Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
loanDepot
2 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.60
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

United Bancorp beats loanDepot on 10 of the 16 factors compared between the two stocks.

How does United Bancorp compare to Onity Group?

United Bancorp (NASDAQ:UBCP) and Onity Group (NYSE:ONIT) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, media sentiment, dividends, analyst recommendations, valuation, risk and profitability.

In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. United Bancorp's average media sentiment score of 1.47 beat Onity Group's score of 0.34 indicating that United Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Onity Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

15.4% of United Bancorp shares are owned by institutional investors. Comparatively, 70.2% of Onity Group shares are owned by institutional investors. 13.9% of United Bancorp shares are owned by insiders. Comparatively, 10.5% of Onity Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

United Bancorp has a beta of 0.34, indicating that its stock price is 66% less volatile than the broader market. Comparatively, Onity Group has a beta of 1.46, indicating that its stock price is 46% more volatile than the broader market.

United Bancorp has a net margin of 16.55% compared to Onity Group's net margin of 15.75%. United Bancorp's return on equity of 11.70% beat Onity Group's return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancorp16.55% 11.70% 0.93%
Onity Group 15.75%9.10%0.31%

Onity Group has higher revenue and earnings than United Bancorp. Onity Group is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancorp$47.51M1.89$7.75M$1.3811.23
Onity Group$1.07B0.30$189.50M$19.411.96

Onity Group has a consensus target price of $54.00, suggesting a potential upside of 41.70%. Given Onity Group's higher probable upside, analysts plainly believe Onity Group is more favorable than United Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Onity Group
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60

Summary

United Bancorp and Onity Group tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBCP vs. The Competition

MetricUnited BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$90.65M$23.75B$14.04B$12.76B
Dividend Yield4.97%3.18%5.92%10.01%
P/E Ratio11.2328.1528.9725.53
Price / Sales1.899.55475.3494.27
Price / Cash9.4516.4438.6149.39
Price / Book1.271.393.736.11
Net Income$7.75M$2.58B$1.31B$347.58M
7 Day Performance-1.84%1.53%1.46%4.91%
1 Month Performance-4.79%3.39%1.29%-2.06%
1 Year Performance7.68%30.90%13.60%21.03%

United Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBCP
United Bancorp
4.3471 of 5 stars
$15.50
-1.1%
N/A+7.7%$90.65M$47.51M11.23120
DGXX
Digi Power X
1.0584 of 5 stars
$3.67
-4.4%
$4.00
+9.0%
+32.1%$347.22M$34.19MN/A10
TSBK
Timberland Bancorp
2.2769 of 5 stars
$44.43
+1.0%
N/A+43.7%$344.43M$114.63M11.36300
BKKT
Bakkt
2.8309 of 5 stars
$7.48
-1.2%
$22.00
+194.2%
-18.4%$337.71M$2.34BN/A760
LDI
loanDepot
2.4075 of 5 stars
$1.03
+2.7%
$2.00
+95.1%
-40.7%$337.22M$1.19BN/A5,660

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This page (NASDAQ:UBCP) was last updated on 8/5/2026 by MarketBeat.com Staff.
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