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United Bancorp (UBCP) Competitors

$12.66
+0.13 (+1.04%)
(As of 07/26/2024 ET)

UBCP vs. BKSC, FXNC, AMRB, GFED, NECB, SFST, LX, FRBA, CIVB, and BCML

Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Bank of South Carolina (BKSC), First National (FXNC), American River Bankshares (AMRB), Guaranty Federal Bancshares (GFED), Northeast Community Bancorp (NECB), Southern First Bancshares (SFST), LexinFintech (LX), First Bank (FRBA), Civista Bancshares (CIVB), and BayCom (BCML). These companies are all part of the "finance" sector.

United Bancorp vs.

Bank of South Carolina (NASDAQ:BKSC) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, community ranking, earnings, dividends, media sentiment, risk, valuation, institutional ownership and analyst recommendations.

In the previous week, United Bancorp had 2 more articles in the media than Bank of South Carolina. MarketBeat recorded 7 mentions for United Bancorp and 5 mentions for Bank of South Carolina. Bank of South Carolina's average media sentiment score of 0.58 beat United Bancorp's score of 0.08 indicating that United Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank of South Carolina
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of South Carolina
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

Bank of South Carolina pays an annual dividend of $0.68 per share and has a dividend yield of 5.8%. United Bancorp pays an annual dividend of $0.70 per share and has a dividend yield of 5.5%. Bank of South Carolina pays out 65.4% of its earnings in the form of a dividend. United Bancorp pays out 44.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has raised its dividend for 12 consecutive years.

United Bancorp has higher revenue and earnings than Bank of South Carolina. United Bancorp is trading at a lower price-to-earnings ratio than Bank of South Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of South Carolina$26.08M2.46$5.49M$1.0411.30
United Bancorp$40.90M1.84$8.95M$1.597.96

Bank of South Carolina received 98 more outperform votes than United Bancorp when rated by MarketBeat users. However, 60.26% of users gave United Bancorp an outperform vote while only 60.19% of users gave Bank of South Carolina an outperform vote.

CompanyUnderperformOutperform
Bank of South CarolinaOutperform Votes
189
60.19%
Underperform Votes
125
39.81%
United BancorpOutperform Votes
91
60.26%
Underperform Votes
60
39.74%

Bank of South Carolina has a beta of 0.5, indicating that its stock price is 50% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.41, indicating that its stock price is 59% less volatile than the S&P 500.

0.2% of Bank of South Carolina shares are held by institutional investors. Comparatively, 15.4% of United Bancorp shares are held by institutional investors. 29.8% of Bank of South Carolina shares are held by company insiders. Comparatively, 11.7% of United Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

United Bancorp has a net margin of 21.47% compared to United Bancorp's net margin of 20.76%. Bank of South Carolina's return on equity of 15.23% beat United Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of South Carolina20.76% 12.72% 0.92%
United Bancorp 21.47%15.23%1.10%

Summary

United Bancorp beats Bank of South Carolina on 12 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBCP vs. The Competition

MetricUnited BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$75.33M$2.84B$9.85B$8.21B
Dividend Yield5.65%3.81%10.46%3.97%
P/E Ratio7.9614.4347.5618.66
Price / Sales1.842.333,570.5891.84
Price / Cash6.639.9328.5834.11
Price / Book1.141.222.724.51
Net Income$8.95M$406.17M$1.01B$216.36M
7 Day Performance-0.16%4.86%1.79%1.82%
1 Month Performance1.28%18.67%7.68%7.09%
1 Year Performance6.30%29.27%14.88%4.89%

United Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BKSC
Bank of South Carolina
0 of 5 stars
0.00 / 5 stars
$11.95
-0.6%
N/A-15.2%$65.25M$26.08M11.4980Analyst Forecast
FXNC
First National
3.6578 of 5 stars
3.66 / 5 stars
$16.29
+0.4%
$19.00
+16.6%
+5.9%$101.88M$69.50M11.39150Short Interest ↑
High Trading Volume
AMRB
American River Bankshares
0 of 5 stars
0.00 / 5 stars
$20.91
flat
N/A+0.0%$125.04M$29.43M13.8595
GFED
Guaranty Federal Bancshares
0 of 5 stars
0.00 / 5 stars
$31.43
flat
N/A+0.0%$137.82M$54.87M12.88226High Trading Volume
NECB
Northeast Community Bancorp
2.9444 of 5 stars
2.94 / 5 stars
$21.14
+3.3%
N/A+42.3%$287.25M$136.23M6.54130Earnings Report
Positive News
High Trading Volume
SFST
Southern First Bancshares
4.2203 of 5 stars
4.22 / 5 stars
$35.17
-0.1%
$44.00
+25.1%
+21.4%$287.10M$187.46M21.45290Positive News
LX
LexinFintech
4.0077 of 5 stars
4.01 / 5 stars
$1.77
+2.9%
$2.66
+50.3%
-35.2%$282.30M$1.84B2.334,268Short Interest ↓
FRBA
First Bank
3.0215 of 5 stars
3.02 / 5 stars
$14.63
+1.9%
$15.00
+2.5%
+24.0%$281.02M$173.30M12.95240Earnings Report
Dividend Announcement
Short Interest ↑
CIVB
Civista Bancshares
4.8099 of 5 stars
4.81 / 5 stars
$18.31
+3.9%
$17.75
-3.1%
-3.7%$277.27M$219.90M7.86440Upcoming Earnings
Short Interest ↓
News Coverage
High Trading Volume
BCML
BayCom
4.1166 of 5 stars
4.12 / 5 stars
$23.96
+3.5%
$24.00
+0.2%
+28.0%$269.55M$133.31M10.84370Analyst Revision
Positive News

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This page (NASDAQ:UBCP) was last updated on 7/27/2024 by MarketBeat.com Staff

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