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United Bancorp (UBCP) Competitors

United Bancorp logo
$15.50 +0.10 (+0.65%)
As of 12:22 PM Eastern

UBCP vs. NEWT, BRBS, TSBK, AVBH, and FVCB

Should you buy United Bancorp stock or one of its competitors? United Bancorp's main competitors and comparable companies include NewtekOne (NEWT), Blue Ridge Bankshares (BRBS), Timberland Bancorp (TSBK), Avidbank (AVBH), and Fvcbankcorp (FVCB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does United Bancorp compare to NewtekOne?

United Bancorp (NASDAQ:UBCP) and NewtekOne (NASDAQ:NEWT) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, institutional ownership, media sentiment, valuation, dividends, earnings and profitability.

15.4% of United Bancorp shares are owned by institutional investors. Comparatively, 38.3% of NewtekOne shares are owned by institutional investors. 13.9% of United Bancorp shares are owned by company insiders. Comparatively, 5.9% of NewtekOne shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

United Bancorp has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market. Comparatively, NewtekOne has a beta of 1.27, suggesting that its share price is 27% more volatile than the broader market.

United Bancorp has a net margin of 16.55% compared to NewtekOne's net margin of 15.57%. NewtekOne's return on equity of 17.97% beat United Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancorp16.55% 11.53% 0.92%
NewtekOne 15.57%17.97%2.26%

NewtekOne has higher revenue and earnings than United Bancorp. NewtekOne is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancorp$47.51M1.87$7.75M$1.3811.23
NewtekOne$276.53M1.26$60.51M$2.225.44

NewtekOne has a consensus price target of $16.33, suggesting a potential upside of 35.21%. Given NewtekOne's higher possible upside, analysts clearly believe NewtekOne is more favorable than United Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
NewtekOne
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, NewtekOne had 4 more articles in the media than United Bancorp. MarketBeat recorded 5 mentions for NewtekOne and 1 mentions for United Bancorp. United Bancorp's average media sentiment score of 1.90 beat NewtekOne's score of 0.96 indicating that United Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
United Bancorp Very Positive
NewtekOne Positive

United Bancorp pays an annual dividend of $0.79 per share and has a dividend yield of 5.1%. NewtekOne pays an annual dividend of $0.76 per share and has a dividend yield of 6.3%. United Bancorp pays out 57.2% of its earnings in the form of a dividend. NewtekOne pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has raised its dividend for 13 consecutive years and NewtekOne has raised its dividend for 1 consecutive years. NewtekOne is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

NewtekOne beats United Bancorp on 11 of the 18 factors compared between the two stocks.

How does United Bancorp compare to Blue Ridge Bankshares?

Blue Ridge Bankshares (NASDAQ:BRBS) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, profitability, earnings, media sentiment, dividends, analyst recommendations and valuation.

50.5% of Blue Ridge Bankshares shares are held by institutional investors. Comparatively, 15.4% of United Bancorp shares are held by institutional investors. 4.4% of Blue Ridge Bankshares shares are held by insiders. Comparatively, 13.9% of United Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

United Bancorp has a net margin of 16.55% compared to Blue Ridge Bankshares' net margin of -8.84%. United Bancorp's return on equity of 11.53% beat Blue Ridge Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Blue Ridge Bankshares-8.84% -5.48% -0.52%
United Bancorp 16.55%11.53%0.92%

Blue Ridge Bankshares pays an annual dividend of $2.40 per share and has a dividend yield of 59.9%. United Bancorp pays an annual dividend of $0.79 per share and has a dividend yield of 5.1%. Blue Ridge Bankshares pays out 2,400.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. United Bancorp pays out 57.2% of its earnings in the form of a dividend. Blue Ridge Bankshares has raised its dividend for 10 consecutive years and United Bancorp has raised its dividend for 13 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Blue Ridge Bankshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

United Bancorp has lower revenue, but higher earnings than Blue Ridge Bankshares. United Bancorp is trading at a lower price-to-earnings ratio than Blue Ridge Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Blue Ridge Bankshares$84.12M4.28-$15.39M$0.1040.10
United Bancorp$47.51M1.87$7.75M$1.3811.23

In the previous week, United Bancorp had 1 more articles in the media than Blue Ridge Bankshares. MarketBeat recorded 1 mentions for United Bancorp and 0 mentions for Blue Ridge Bankshares. United Bancorp's average media sentiment score of 1.90 beat Blue Ridge Bankshares' score of 0.00 indicating that United Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Blue Ridge Bankshares Neutral
United Bancorp Very Positive

Blue Ridge Bankshares has a beta of 0.8, indicating that its stock price is 20% less volatile than the broader market. Comparatively, United Bancorp has a beta of 0.32, indicating that its stock price is 68% less volatile than the broader market.

Summary

United Bancorp beats Blue Ridge Bankshares on 13 of the 18 factors compared between the two stocks.

How does United Bancorp compare to Timberland Bancorp?

Timberland Bancorp (NASDAQ:TSBK) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, analyst recommendations, risk, dividends, media sentiment and valuation.

Timberland Bancorp has a net margin of 26.46% compared to United Bancorp's net margin of 16.55%. Timberland Bancorp's return on equity of 11.72% beat United Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Timberland Bancorp26.46% 11.72% 1.55%
United Bancorp 16.55%11.53%0.92%

65.5% of Timberland Bancorp shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 3.6% of Timberland Bancorp shares are owned by insiders. Comparatively, 13.9% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, Timberland Bancorp had 3 more articles in the media than United Bancorp. MarketBeat recorded 4 mentions for Timberland Bancorp and 1 mentions for United Bancorp. United Bancorp's average media sentiment score of 1.90 beat Timberland Bancorp's score of 1.36 indicating that United Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Timberland Bancorp Positive
United Bancorp Very Positive

Timberland Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.6%. United Bancorp pays an annual dividend of $0.79 per share and has a dividend yield of 5.1%. Timberland Bancorp pays out 30.1% of its earnings in the form of a dividend. United Bancorp pays out 57.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 13 consecutive years and United Bancorp has increased its dividend for 13 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Timberland Bancorp has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Timberland Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Timberland Bancorp$82.97M4.41$29.16M$3.9911.78
United Bancorp$47.51M1.87$7.75M$1.3811.23

Timberland Bancorp has a beta of 0.31, indicating that its share price is 69% less volatile than the broader market. Comparatively, United Bancorp has a beta of 0.32, indicating that its share price is 68% less volatile than the broader market.

Summary

Timberland Bancorp beats United Bancorp on 11 of the 15 factors compared between the two stocks.

How does United Bancorp compare to Avidbank?

Avidbank (NASDAQ:AVBH) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, analyst recommendations, institutional ownership, media sentiment and dividends.

Avidbank currently has a consensus target price of $35.33, suggesting a potential upside of 11.04%. Given Avidbank's higher probable upside, equities research analysts clearly believe Avidbank is more favorable than United Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Avidbank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

15.9% of Avidbank shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 9.6% of Avidbank shares are owned by insiders. Comparatively, 13.9% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

United Bancorp has higher revenue and earnings than Avidbank. Avidbank is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Avidbank$46.28M7.55-$19.55M-$1.92N/A
United Bancorp$47.51M1.87$7.75M$1.3811.23

Avidbank has a beta of 0.33, meaning that its stock price is 67% less volatile than the broader market. Comparatively, United Bancorp has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market.

In the previous week, Avidbank and Avidbank both had 1 articles in the media. United Bancorp's average media sentiment score of 1.90 beat Avidbank's score of 1.87 indicating that United Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Avidbank Very Positive
United Bancorp Very Positive

United Bancorp has a net margin of 16.55% compared to Avidbank's net margin of -8.69%. United Bancorp's return on equity of 11.53% beat Avidbank's return on equity.

Company Net Margins Return on Equity Return on Assets
Avidbank-8.69% 10.85% 1.21%
United Bancorp 16.55%11.53%0.92%

Summary

United Bancorp beats Avidbank on 9 of the 15 factors compared between the two stocks.

How does United Bancorp compare to Fvcbankcorp?

United Bancorp (NASDAQ:UBCP) and Fvcbankcorp (NASDAQ:FVCB) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, dividends, risk, analyst recommendations, profitability, institutional ownership, valuation and earnings.

Fvcbankcorp has a consensus price target of $21.00, indicating a potential upside of 13.45%. Given Fvcbankcorp's higher possible upside, analysts plainly believe Fvcbankcorp is more favorable than United Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Fvcbankcorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Fvcbankcorp has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Fvcbankcorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancorp$47.51M1.87$7.75M$1.3811.23
Fvcbankcorp$72.31M4.62$22.06M$1.4213.04

Fvcbankcorp has a net margin of 20.45% compared to United Bancorp's net margin of 16.55%. United Bancorp's return on equity of 11.53% beat Fvcbankcorp's return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancorp16.55% 11.53% 0.92%
Fvcbankcorp 20.45%9.80%1.08%

15.4% of United Bancorp shares are owned by institutional investors. Comparatively, 43.6% of Fvcbankcorp shares are owned by institutional investors. 13.9% of United Bancorp shares are owned by insiders. Comparatively, 11.2% of Fvcbankcorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

United Bancorp pays an annual dividend of $0.79 per share and has a dividend yield of 5.1%. Fvcbankcorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.5%. United Bancorp pays out 57.2% of its earnings in the form of a dividend. Fvcbankcorp pays out 19.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 13 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. United Bancorp's average media sentiment score of 1.90 beat Fvcbankcorp's score of 1.87 indicating that United Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
United Bancorp Very Positive
Fvcbankcorp Very Positive

United Bancorp has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market. Comparatively, Fvcbankcorp has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market.

Summary

Fvcbankcorp beats United Bancorp on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBCP vs. The Competition

MetricUnited BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$88.97M$23.66B$13.89B$14.34B
Dividend Yield5.03%3.16%5.95%11.71%
P/E Ratio11.2327.0725.3425.34
Price / Sales1.879.71507.4598.63
Price / Cash9.4716.1230.3034.96
Price / Book1.271.382.736.20
Net Income$7.75M$2.58B$1.31B$358.18M
7 Day Performance-1.65%-0.16%-1.19%-1.61%
1 Month Performance0.32%-0.43%-0.93%-3.62%
1 Year Performance8.58%23.34%9.58%5.95%

United Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBCP
United Bancorp
2.5616 of 5 stars
$15.50
+0.6%
N/A+9.8%$88.97M$47.51M11.23120
NEWT
NewtekOne
4.9118 of 5 stars
$12.33
-0.9%
$16.33
+32.5%
+6.3%$359.33M$276.53M5.55100
BRBS
Blue Ridge Bankshares
N/A$4.00
+1.0%
N/A-1.0%$358.76M$84.12MN/A560
TSBK
Timberland Bancorp
2.7694 of 5 stars
$46.08
-0.8%
N/A+28.5%$358.30M$82.97M11.55300
AVBH
Avidbank
2.3577 of 5 stars
$31.70
-0.7%
$35.33
+11.5%
+21.7%$350.58M$46.28MN/A130

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This page (NASDAQ:UBCP) was last updated on 9/15/2026 by MarketBeat.com Staff.
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