PCB Bancorp (PCB) Stock Price, News & Analysis

Company Overview

PCB Bancorp is a bank holding company headquartered in Los Angeles, California, and the parent of PCB Bank, which began operations in 2003 as Pacific City Bank. The company provides commercial banking services to businesses, professionals and individuals, with a focus on serving Korean American and other local communities.

Its services include business and commercial real estate loans, small business lending, trade finance, deposit accounts and cash management. PCB Bank also offers consumer banking products and digital banking services.

The bank serves customers through offices in California and the New York–New Jersey area. Henry Kim leads the company as president and chief executive officer.

Key Stats

• Today's Range: $29.71 to $30.05
• 50-Day Range: $27.16 to $30.95
• 52-Week Range: $20.87 to $32.00
• Volume: 34,373 shs
• Average Volume: 53,117 shs
• Market Capitalization: $420.39 million
• P/E Ratio: 10.10
• Dividend Yield: 2.94%
• Price Target: $27.75
• Consensus Rating: Buy

PCB Bancorp Stock Analysis - MarketRank™

PCB Bancorp scored higher than 80% of companies evaluated by MarketBeat, and ranked 326th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Buy

Consensus Rating

PCB Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Downside Risk

PCB Bancorp has a consensus price target of $27.75, representing about 7.2% downside from its current price of $29.90.

Amount of Analyst Coverage

PCB Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.14%

Earnings Growth

Earnings for PCB Bancorp are expected to grow by 8.14% in the coming year, from $3.07 to $3.32 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PCB Bancorp is 10.10, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.12.

Price to Earnings Ratio vs. Sector

The P/E ratio of PCB Bancorp is 10.10, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

PCB Bancorp has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.81% of the float of PCB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

PCB Bancorp has a short interest ratio ("days to cover") of 3.46, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PCB Bancorp has recently decreased by 22.64%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

PCB Bancorp pays a meaningful dividend of 2.94%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

PCB Bancorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of PCB Bancorp is 29.73%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, PCB Bancorp will have a dividend payout ratio of 26.51% next year. This indicates that PCB Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

PCB Bancorp has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for PCB Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PCB Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

27.00% of the stock of PCB Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

33.04% of the stock of PCB Bancorp is held by institutions.

Company Calendar

• Record date for 8/14 Dividend: 8/07/2026
• Ex-Dividend for 8/14 Dividend: 8/07/2026
• Dividend Payable: 8/14/2026
• Last Earnings: 10/29/2026
• Today: 11/12/2026
• Record date for 11/20 Dividend: 11/13/2026
• Ex-Dividend for 11/20 Dividend: 11/13/2026
• Dividend Payable: 11/20/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/28/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PCB
• CIK: 1423869
• Web: www.mypcbbank.com
• Phone: (213) 210-2000
• Fax: 213-210-2032
• Employees: 276
• Year Founded: 2003

Price Target and Rating

• Average Price Target for PCB Bancorp: $27.75
• High Price Target: $29.50
• Low Price Target: $26.00
• Potential Upside/Downside: -7.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.96
• Trailing P/E Ratio: 10.10
• Forward P/E Ratio: 9.01
• P/E Growth: N/A
• Net Income: $37.45 million
• Net Margins: 19.92%
• Pretax Margin: 27.92%
• Return on Equity: 12.98%
• Return on Assets: 1.25%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.04
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $209.37 million
• Price / Sales: 2.01
• Cash Flow: $2.93 per share
• Price / Cash Flow: 10.20
• Book Value: $23.69 per share
• Price / Book: 1.26

Miscellaneous

• Outstanding Shares: 14,060,000
• Free Float: 10,262,000
• Market Cap: $420.39 million
• Optionable: Optionable
• Beta: 0.49