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NASDAQ:OPRT

Oportun Financial (OPRT) Stock Price, News & Analysis

Oportun Financial logo
$9.17 +0.01 (+0.11%)
Closing price 10/13/2026 04:00 PM Eastern
Extended Trading
$8.90 -0.27 (-2.89%)
As of 06:23 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Oportun Financial Stock (NASDAQ:OPRT)

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Key Stats

Today's Range
$8.88
▼
$9.27
50-Day Range
$6.06
▼
$9.17
52-Week Range
$4.03
▼
$9.27
Volume
685,541 shs
Average Volume
791,731 shs
Market Capitalization
$421.73 million
P/E Ratio
8.40
Dividend Yield
N/A
Price Target
$7.75
Consensus Rating
Hold

Company Overview

Oportun Financial Corporation is a financial technology company that provides responsible, affordable credit and other financial services to consumers in the United States. The company focuses primarily on serving Hispanic and Latino communities, as well as other consumers who may have limited or no traditional credit histories.

Oportun’s offerings have included unsecured personal loans, credit cards and related financial products designed to help customers manage expenses, consolidate debt and establish or build credit. The company uses digital tools and data-driven underwriting, complemented by customer support and distribution through retail and community-based channels.

Founded in 2005, Oportun has expanded its services beyond personal lending as it works to provide a broader range of financial products through its digital platform. The company is headquartered in San Carlos, California, and serves customers across the United States. Raul Vazquez has been a prominent leader of the company, having served as its chief executive officer for many years.

AI Generated. May Contain Errors.

Oportun Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
58th Percentile Overall Score

OPRT MarketRank™: 
2.9102310231 of 5 stars

Oportun Financial scored higher than 58% of companies evaluated by MarketBeat, and ranked 563rd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Oportun Financial has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no strong buy ratings, 2 buy ratings, 3 hold ratings, and no sell ratings.

  • Downside Risk

    Oportun Financial has a consensus price target of $7.75, representing about 15.5% downside from its current price of $9.17.

  • Amount of Analyst Coverage

    Oportun Financial has only been the subject of 3 research reports in the past 90 days.

  • Read more about Oportun Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Oportun Financial are expected to grow by 25.00% in the coming year, from $1.28 to $1.60 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Oportun Financial is 8.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 35.76.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Oportun Financial is 8.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.84.

  • Price to Book Value per Share Ratio

    Oportun Financial has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Oportun Financial's valuation and earnings.
  • Percentage of Shares Shorted

    3.95% of the float of Oportun Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Oportun Financial has a short interest ratio ("days to cover") of 2.18, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Oportun Financial has recently increased by 49.64%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Oportun Financial does not currently pay a dividend.

  • Dividend Growth

    Oportun Financial does not have a long track record of dividend growth.

  • News Sentiment

    Oportun Financial has a news sentiment score of 1.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Oportun Financial this week, compared to 2 articles on an average week.
  • Search Interest

    Only 2 people have searched for OPRT on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • MarketBeat Follows

    1 people have added Oportun Financial to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Oportun Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $55,240.00 in company stock.

  • Percentage Held by Insiders

    1.60% of the stock of Oportun Financial is held by insiders.

  • Percentage Held by Institutions

    82.70% of the stock of Oportun Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Oportun Financial's insider trading history.
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OPRT Stock News Headlines

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Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)
See More Headlines

OPRT Stock Analysis - Frequently Asked Questions

Oportun Financial's stock was trading at $5.29 on January 1st, 2026. Since then, OPRT stock has increased by 73.3% and is now trading at $9.17.

Oportun Financial Corporation (NASDAQ:OPRT) posted its quarterly earnings data on Wednesday, August, 5th. The company reported $0.42 earnings per share for the quarter, beating analysts' consensus estimates of $0.33 by $0.09. The business earned $233.23 million during the quarter, compared to analyst estimates of $230.68 million. Oportun Financial had a net margin of 2.05% and a trailing twelve-month return on equity of 13.41%.
Read the conference call transcript
.

Oportun Financial (OPRT) raised $100 million in an initial public offering on Wednesday, September 25th 2019. The company issued 6,250,000 shares at a price of $15.00-$17.00 per share. Barclays, J.P. Morgan, Jefferies and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and JMP Securities and BTIG were co-managers.

Shares of OPRT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Oportun Financial investors own include NVIDIA (NVDA), Rigetti Computing (RGTI), Super Micro Computer (SMCI), Walmart (WMT), D-Wave Quantum (QBTS), Invesco QQQ (QQQ) and Intel (INTC).

Company Calendar

Last Earnings
8/05/2026
Today
10/13/2026
Next Earnings (Estimated)
11/03/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:OPRT
CIK
1538716
Fax
N/A
Employees
2,488
Year Founded
2006

Price Target and Rating

High Price Target
$9.00
Low Price Target
$5.00
Potential Upside/Downside
-15.5%
Consensus Rating
Hold
Rating Score (0-4)
2.40
Research Coverage
5 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.40
Trailing P/E Ratio
8.40
Forward P/E Ratio
7.16
P/E Growth
N/A
Net Income
$25.25 million
Net Margins
2.05%
Pretax Margin
4.22%
Return on Equity
13.41%
Return on Assets
1.66%

Debt

Debt-to-Equity Ratio
6.22
Current Ratio
N/A
Quick Ratio
N/A

Sales & Book Value

Annual Sales
$956.70 million
Price / Sales
0.44
Cash Flow
$2.17 per share
Price / Cash Flow
4.22
Book Value
$8.84 per share
Price / Book
1.04

Miscellaneous

Outstanding Shares
45,990,000
Free Float
45,251,000
Market Cap
$421.73 million
Optionable
Optionable
Beta
1.25

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This page (NASDAQ:OPRT) was last updated on 10/13/2026 by MarketBeat.com Staff.
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