NASDAQ:OPRT Oportun Financial (OPRT) Stock Price, News & Analysis $5.40 -0.02 (-0.28%) As of 01:00 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Oportun Financial Stock (NASDAQ:OPRT) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Oportun Financial alerts:Sign Up Key Stats Today's Range$5.35▼$5.4950-Day Range$4.13▼$6.0952-Week Range$4.03▼$7.97Volume91,866 shsAverage Volume514,076 shsMarket Capitalization$247.22 millionP/E Ratio14.61Dividend YieldN/APrice Target$8.00Consensus RatingHold Company Overview Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history. The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit. In addition to its flagship personal loan product, Oportun issues secured credit cards and credit-builder loans that allow customers to establish or improve their credit profile through on-time repayments. Oportun’s digital application process and automated underwriting engine support rapid decisioning, while its nationwide network of customer service centers provides bilingual support for English and Spanish speakers. Founded in 2005 by entrepreneur Raul Vazquez, who serves as chairman and chief executive officer, Oportun has focused on financial inclusion from its inception. The company launched the Oportun Community Foundation to promote financial education and literacy programs in underserved communities. Over time, Oportun expanded its footprint and now serves customers in more than two dozen states across the U.S., with a particular emphasis on regions with high concentrations of Hispanic and immigrant populations. As a publicly traded company, Oportun continues to invest in technology enhancements, risk-management capabilities and community partnerships. Its mission-driven approach emphasizes responsible lending practices, transparency in fees and commitment to helping customers build long-term financial health. By combining data-driven underwriting with a focus on customer support, Oportun aims to bridge gaps in the financial services market and offer access to credit for those often overlooked by traditional brick-and-mortar banks.AI Generated. May Contain Errors. Read More Oportun Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks91st Percentile Overall ScoreOPRT MarketRank™: Oportun Financial scored higher than 91% of companies evaluated by MarketBeat, and ranked 142nd out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.7 / 5Analyst RatingHold Consensus RatingOportun Financial has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and 1 sell rating.Upside PotentialOportun Financial has a consensus price target of $8.00, representing about 47.6% upside from its current price of $5.42.Amount of Analyst CoverageOportun Financial has only been the subject of 3 research reports in the past 90 days.Read more about Oportun Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth45.00% Earnings GrowthEarnings for Oportun Financial are expected to grow by 45.00% in the coming year, from $1.20 to $1.74 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Oportun Financial is 14.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.Price to Earnings Ratio vs. SectorThe P/E ratio of Oportun Financial is 14.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.10.Price to Book Value per Share RatioOportun Financial has a P/B Ratio of 0.63. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Oportun Financial's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.20% of the float of Oportun Financial has been sold short.Short Interest Ratio / Days to CoverOportun Financial has a short interest ratio ("days to cover") of 2.99, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Oportun Financial has recently decreased by 9.48%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOportun Financial does not currently pay a dividend.Dividend GrowthOportun Financial does not have a long track record of dividend growth. News and Social Media0.6 / 5News SentimentN/A Search Interest5 people have searched for OPRT on MarketBeat in the last 30 days. This is an increase of 67% compared to the previous 30 days. Company Ownership1.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Oportun Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $360,905.00 in company stock.Percentage Held by Insiders9.30% of the stock of Oportun Financial is held by insiders.Percentage Held by Institutions82.70% of the stock of Oportun Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Oportun Financial's insider trading history. Receive OPRT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Oportun Financial and its competitors with MarketBeat's FREE daily newsletter. 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OPRT Stock News HeadlinesOportun Financial Corporation (OPRT) Q1 2026 Earnings Call TranscriptMay 8, 2026 | seekingalpha.comOportun (OPRT) Q1 2026 Earnings TranscriptMay 7, 2026 | fool.comYour book is insideThe "Sucker's Bet" Most New Options Traders Fall For Most people who try options lose money the same way. They don't know the rules. They don't know what to avoid. And they hand their account to Wall Street on a silver platter. Normally $29.97. Free today.May 22 at 1:00 AM | Profits Run (Ad)Oportun Reports First Quarter 2026 Results; Extends GAAP Profitability StreakMay 7, 2026 | globenewswire.comOportun Named to USA Today’s America’s Best Customer Service in Financial Services List 2026May 1, 2026 | markets.businessinsider.comOportun Named to USA Today's America's Best Customer Service in Financial Services List 2026May 1, 2026 | globenewswire.comOportun to Report First Quarter 2026 Financial Results on Thursday, May 7, 2026April 23, 2026 | globenewswire.comOportun Financial (OPRT) stock surges 12% in pre-market on Friday: Here's what is happeningApril 17, 2026 | msn.comSee More Headlines OPRT Stock Analysis - Frequently Asked Questions How have OPRT shares performed this year? Oportun Financial's stock was trading at $5.29 at the start of the year. Since then, OPRT stock has increased by 2.4% and is now trading at $5.4190. How were Oportun Financial's earnings last quarter? Oportun Financial Corporation (NASDAQ:OPRT) released its quarterly earnings results on Thursday, May, 7th. The company reported $0.21 earnings per share (EPS) for the quarter, meeting the consensus estimate of $0.21. The company had revenue of $228.76 million for the quarter, compared to analyst estimates of $228.58 million. Oportun Financial had a trailing twelve-month return on equity of 12.14% and a net margin of 1.87%. Read the conference call transcript. When did Oportun Financial IPO? Oportun Financial (OPRT) raised $100 million in an IPO on Wednesday, September 25th 2019. The company issued 6,250,000 shares at $15.00-$17.00 per share. Barclays, J.P. Morgan, Jefferies and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and JMP Securities and BTIG were co-managers. Who are Oportun Financial's major shareholders? Oportun Financial's top institutional shareholders include Dimensional Fund Advisors LP (2.98%), Lazard Asset Management LLC (0.60%), Berger Financial Group Inc (0.55%) and Bank of New York Mellon Corp (0.48%). Insiders that own company stock include Raul Vazquez, Patrick Kirscht, Kathleen I Layton, Casey Mueller, R Neil Williams and Mohit Daswani. View institutional ownership trends. How do I buy shares of Oportun Financial? Shares of OPRT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Oportun Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Oportun Financial investors own include Waste Connections (WCN), AUO (AUOTY), The RMR Group (RMR), DiamondRock Hospitality (DRH), American Water Works (AWK), Triple Flag Precious Metals (TFPM) and Voyager Therapeutics (VYGR). Company Calendar Last Earnings5/07/2026Today5/22/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Yellow Zone (3w+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 For the last 3 weeks, OPRT's financial health has been in the Yellow zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:OPRT CIK1538716 Webwww.oportun.com Phone650-810-8823FaxN/AEmployees2,488Year Founded2006Price Target and Rating Average Price Target for Oportun Financial$8.00 High Price Target$10.00 Low Price Target$5.00 Potential Upside/Downside+48.0%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$0.37 Trailing P/E Ratio14.61 Forward P/E Ratio4.50 P/E GrowthN/ANet Income$25.25 million Net Margins1.87% Pretax Margin3.63% Return on Equity12.14% Return on Assets1.47% Debt Debt-to-Equity Ratio6.46 Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$956.70 million Price / Sales0.26 Cash Flow$2.15 per share Price / Cash Flow2.51 Book Value$8.66 per share Price / Book0.62Miscellaneous Outstanding Shares45,740,000Free Float41,485,000Market Cap$247.22 million OptionableOptionable Beta1.30 Social Links The 10 Best AI Stocks to Own in 2026Wondering where to start (or end) with AI stocks? 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