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Oportun Financial (OPRT) Competitors

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$5.78 +0.07 (+1.23%)
Closing price 04:00 PM Eastern
Extended Trading
$5.78 0.00 (-0.09%)
As of 05:23 PM Eastern
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OPRT vs. ESQ, MCBS, SBSI, AMTB, and EQBK

Should you buy Oportun Financial stock or one of its competitors? MarketBeat compares Oportun Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Oportun Financial include Esquire Financial (ESQ), MetroCity Bankshares (MCBS), Southside Bancshares (SBSI), Amerant Bancorp (AMTB), and Equity Bancshares (EQBK). These companies are all part of the "banking" industry.

How does Oportun Financial compare to Esquire Financial?

Esquire Financial (NASDAQ:ESQ) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, profitability, dividends, institutional ownership, media sentiment, risk and earnings.

Esquire Financial has a beta of 0.39, meaning that its stock price is 61% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.23, meaning that its stock price is 23% more volatile than the broader market.

Esquire Financial presently has a consensus target price of $120.33, suggesting a potential upside of 0.88%. Oportun Financial has a consensus target price of $7.00, suggesting a potential upside of 21.11%. Given Oportun Financial's higher possible upside, analysts clearly believe Oportun Financial is more favorable than Esquire Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Esquire Financial has a net margin of 29.96% compared to Oportun Financial's net margin of 1.87%. Esquire Financial's return on equity of 18.30% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Esquire Financial29.96% 18.30% 2.30%
Oportun Financial 1.87%12.14%1.47%

54.7% of Esquire Financial shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 13.9% of Esquire Financial shares are held by company insiders. Comparatively, 1.6% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Esquire Financial has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Esquire Financial$164.50M6.26$50.82M$5.9520.05
Oportun Financial$956.70M0.28$25.25M$0.3715.62

In the previous week, Oportun Financial had 1 more articles in the media than Esquire Financial. MarketBeat recorded 4 mentions for Oportun Financial and 3 mentions for Esquire Financial. Esquire Financial's average media sentiment score of 1.20 beat Oportun Financial's score of 0.75 indicating that Esquire Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Esquire Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Esquire Financial beats Oportun Financial on 12 of the 17 factors compared between the two stocks.

How does Oportun Financial compare to MetroCity Bankshares?

Oportun Financial (NASDAQ:OPRT) and MetroCity Bankshares (NASDAQ:MCBS) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership and valuation.

Oportun Financial presently has a consensus price target of $7.00, indicating a potential upside of 21.11%. MetroCity Bankshares has a consensus price target of $33.00, indicating a potential downside of 6.70%. Given Oportun Financial's higher possible upside, analysts clearly believe Oportun Financial is more favorable than MetroCity Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
MetroCity Bankshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

MetroCity Bankshares has a net margin of 28.16% compared to Oportun Financial's net margin of 1.87%. MetroCity Bankshares' return on equity of 15.09% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial1.87% 12.14% 1.47%
MetroCity Bankshares 28.16%15.09%1.79%

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are owned by institutional investors. 1.6% of Oportun Financial shares are owned by insiders. Comparatively, 27.5% of MetroCity Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, Oportun Financial had 2 more articles in the media than MetroCity Bankshares. MarketBeat recorded 4 mentions for Oportun Financial and 2 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 0.81 beat Oportun Financial's score of 0.75 indicating that MetroCity Bankshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
MetroCity Bankshares
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Oportun Financial has a beta of 1.23, indicating that its share price is 23% more volatile than the broader market. Comparatively, MetroCity Bankshares has a beta of 0.7, indicating that its share price is 30% less volatile than the broader market.

MetroCity Bankshares has lower revenue, but higher earnings than Oportun Financial. MetroCity Bankshares is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.28$25.25M$0.3715.62
MetroCity Bankshares$246.01M4.12$68.53M$2.7712.77

Summary

MetroCity Bankshares beats Oportun Financial on 9 of the 15 factors compared between the two stocks.

How does Oportun Financial compare to Southside Bancshares?

Oportun Financial (NASDAQ:OPRT) and Southside Bancshares (NYSE:SBSI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, dividends, media sentiment, profitability, risk and earnings.

82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 55.7% of Southside Bancshares shares are held by institutional investors. 1.6% of Oportun Financial shares are held by insiders. Comparatively, 5.1% of Southside Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Southside Bancshares has lower revenue, but higher earnings than Oportun Financial. Southside Bancshares is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.28$25.25M$0.3715.62
Southside Bancshares$419.03M2.44$69.18M$2.3614.58

In the previous week, Oportun Financial had 3 more articles in the media than Southside Bancshares. MarketBeat recorded 4 mentions for Oportun Financial and 1 mentions for Southside Bancshares. Oportun Financial's average media sentiment score of 0.75 beat Southside Bancshares' score of 0.00 indicating that Oportun Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Southside Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Oportun Financial has a beta of 1.23, indicating that its stock price is 23% more volatile than the broader market. Comparatively, Southside Bancshares has a beta of 0.58, indicating that its stock price is 42% less volatile than the broader market.

Southside Bancshares has a net margin of 15.85% compared to Oportun Financial's net margin of 1.87%. Oportun Financial's return on equity of 12.14% beat Southside Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial1.87% 12.14% 1.47%
Southside Bancshares 15.85%10.81%1.06%

Oportun Financial currently has a consensus price target of $7.00, indicating a potential upside of 21.11%. Southside Bancshares has a consensus price target of $35.00, indicating a potential upside of 1.70%. Given Oportun Financial's higher possible upside, research analysts plainly believe Oportun Financial is more favorable than Southside Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Southside Bancshares
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

Summary

Oportun Financial beats Southside Bancshares on 9 of the 15 factors compared between the two stocks.

How does Oportun Financial compare to Amerant Bancorp?

Amerant Bancorp (NYSE:AMTB) and Oportun Financial (NASDAQ:OPRT) are both small-cap banking companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, valuation, dividends, risk, analyst recommendations and earnings.

Amerant Bancorp presently has a consensus target price of $23.67, indicating a potential downside of 7.68%. Oportun Financial has a consensus target price of $7.00, indicating a potential upside of 21.11%. Given Oportun Financial's higher possible upside, analysts plainly believe Oportun Financial is more favorable than Amerant Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Amerant Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Amerant Bancorp has a beta of 0.88, meaning that its share price is 12% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.23, meaning that its share price is 23% more volatile than the broader market.

Amerant Bancorp has a net margin of 8.83% compared to Oportun Financial's net margin of 1.87%. Oportun Financial's return on equity of 12.14% beat Amerant Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Amerant Bancorp8.83% 8.59% 0.79%
Oportun Financial 1.87%12.14%1.47%

Amerant Bancorp has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Amerant Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Amerant Bancorp$676.04M1.49$52.42M$1.4118.18
Oportun Financial$956.70M0.28$25.25M$0.3715.62

42.1% of Amerant Bancorp shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 5.4% of Amerant Bancorp shares are owned by insiders. Comparatively, 1.6% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Oportun Financial had 4 more articles in the media than Amerant Bancorp. MarketBeat recorded 4 mentions for Oportun Financial and 0 mentions for Amerant Bancorp. Oportun Financial's average media sentiment score of 0.75 beat Amerant Bancorp's score of 0.00 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Amerant Bancorp Neutral
Oportun Financial Positive

Summary

Amerant Bancorp and Oportun Financial tied by winning 8 of the 16 factors compared between the two stocks.

How does Oportun Financial compare to Equity Bancshares?

Oportun Financial (NASDAQ:OPRT) and Equity Bancshares (NYSE:EQBK) are both small-cap banking companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, media sentiment, valuation, dividends, risk, institutional ownership, analyst recommendations and profitability.

Equity Bancshares has a net margin of 6.15% compared to Oportun Financial's net margin of 1.87%. Equity Bancshares' return on equity of 12.85% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial1.87% 12.14% 1.47%
Equity Bancshares 6.15%12.85%1.44%

Oportun Financial has higher revenue and earnings than Equity Bancshares. Oportun Financial is trading at a lower price-to-earnings ratio than Equity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.28$25.25M$0.3715.62
Equity Bancshares$367.98M2.74$22.73M$1.2638.71

82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 71.8% of Equity Bancshares shares are held by institutional investors. 1.6% of Oportun Financial shares are held by insiders. Comparatively, 14.5% of Equity Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Oportun Financial currently has a consensus price target of $7.00, suggesting a potential upside of 21.11%. Equity Bancshares has a consensus price target of $53.20, suggesting a potential upside of 9.08%. Given Oportun Financial's higher possible upside, analysts plainly believe Oportun Financial is more favorable than Equity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Equity Bancshares
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.50

In the previous week, Equity Bancshares had 1 more articles in the media than Oportun Financial. MarketBeat recorded 5 mentions for Equity Bancshares and 4 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 0.75 beat Equity Bancshares' score of 0.31 indicating that Oportun Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Equity Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Oportun Financial has a beta of 1.23, meaning that its stock price is 23% more volatile than the broader market. Comparatively, Equity Bancshares has a beta of 0.77, meaning that its stock price is 23% less volatile than the broader market.

Summary

Equity Bancshares beats Oportun Financial on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$265.30M$7.26B$14.32B$12.53B
Dividend YieldN/A5.01%5.70%8.00%
P/E Ratio15.6217.4620.5124.37
Price / Sales0.2811.0944.71116.84
Price / Cash2.7750.7919.3449.36
Price / Book0.653.262.266.34
Net Income$25.25M$305.88M$1.13B$330.89M
7 Day Performance1.76%3.56%0.14%-1.08%
1 Month Performance10.10%-0.43%0.98%-0.48%
1 Year Performance-10.94%-3.69%12.13%19.89%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
4.1324 of 5 stars
$5.78
+1.2%
$7.00
+21.1%
-15.8%$265.30M$956.70M15.622,488
ESQ
Esquire Financial
2.9372 of 5 stars
$120.50
+0.0%
$120.33
-0.1%
+23.0%$1.04B$164.50M20.25110
MCBS
MetroCity Bankshares
1.5577 of 5 stars
$35.93
-1.6%
$33.00
-8.2%
+22.7%$1.03B$246.01M12.97220
SBSI
Southside Bancshares
3.1449 of 5 stars
$34.59
0.0%
$35.00
+1.2%
+12.9%$1.03B$419.03M14.65810
AMTB
Amerant Bancorp
3.2222 of 5 stars
$25.62
-1.7%
$23.67
-7.6%
N/A$1.01B$409.06M18.17680

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This page (NASDAQ:OPRT) was last updated on 7/14/2026 by MarketBeat.com Staff.
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