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Oportun Financial (OPRT) Competitors

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$4.72 -0.34 (-6.72%)
Closing price 06/3/2026 04:00 PM Eastern
Extended Trading
$4.72 0.00 (0.00%)
As of 07:36 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OPRT vs. ESQ, EQBK, RHLD, MCBS, and BFST

Should you buy Oportun Financial stock or one of its competitors? MarketBeat compares Oportun Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Oportun Financial include Esquire Financial (ESQ), Equity Bancshares (EQBK), Resolute Holdings Management (RHLD), MetroCity Bankshares (MCBS), and Business First Bancshares (BFST). These companies are all part of the "banking" industry.

How does Oportun Financial compare to Esquire Financial?

Oportun Financial (NASDAQ:OPRT) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, media sentiment, risk, profitability, earnings, valuation and dividends.

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 54.7% of Esquire Financial shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by company insiders. Comparatively, 18.0% of Esquire Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Esquire Financial has a net margin of 29.96% compared to Oportun Financial's net margin of 1.87%. Esquire Financial's return on equity of 18.30% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial1.87% 12.14% 1.47%
Esquire Financial 29.96%18.30%2.30%

In the previous week, Oportun Financial and Oportun Financial both had 2 articles in the media. Esquire Financial's average media sentiment score of 1.44 beat Oportun Financial's score of 0.93 indicating that Esquire Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Esquire Financial
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Oportun Financial has a beta of 1.24, indicating that its stock price is 24% more volatile than the broader market. Comparatively, Esquire Financial has a beta of 0.39, indicating that its stock price is 61% less volatile than the broader market.

Esquire Financial has lower revenue, but higher earnings than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.23$25.25M$0.3712.76
Esquire Financial$164.50M5.58$50.82M$5.9517.84

Oportun Financial currently has a consensus price target of $8.00, indicating a potential upside of 69.49%. Esquire Financial has a consensus price target of $120.33, indicating a potential upside of 13.35%. Given Oportun Financial's higher probable upside, equities analysts plainly believe Oportun Financial is more favorable than Esquire Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

Summary

Esquire Financial beats Oportun Financial on 11 of the 15 factors compared between the two stocks.

How does Oportun Financial compare to Equity Bancshares?

Equity Bancshares (NYSE:EQBK) and Oportun Financial (NASDAQ:OPRT) are both small-cap banking companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, media sentiment, valuation, institutional ownership, earnings, profitability, risk and analyst recommendations.

In the previous week, Oportun Financial had 2 more articles in the media than Equity Bancshares. MarketBeat recorded 2 mentions for Oportun Financial and 0 mentions for Equity Bancshares. Oportun Financial's average media sentiment score of 0.93 beat Equity Bancshares' score of 0.00 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Equity Bancshares Neutral
Oportun Financial Positive

Equity Bancshares has a net margin of 6.15% compared to Oportun Financial's net margin of 1.87%. Equity Bancshares' return on equity of 12.85% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Equity Bancshares6.15% 12.85% 1.44%
Oportun Financial 1.87%12.14%1.47%

Equity Bancshares has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.24, suggesting that its share price is 24% more volatile than the broader market.

71.8% of Equity Bancshares shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 14.5% of Equity Bancshares shares are held by insiders. Comparatively, 9.3% of Oportun Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Oportun Financial has higher revenue and earnings than Equity Bancshares. Oportun Financial is trading at a lower price-to-earnings ratio than Equity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Equity Bancshares$367.98M2.52$22.73M$1.2635.72
Oportun Financial$956.70M0.23$25.25M$0.3712.76

Equity Bancshares currently has a consensus target price of $51.33, indicating a potential upside of 14.05%. Oportun Financial has a consensus target price of $8.00, indicating a potential upside of 69.49%. Given Oportun Financial's higher possible upside, analysts plainly believe Oportun Financial is more favorable than Equity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Equity Bancshares
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20

Summary

Oportun Financial beats Equity Bancshares on 9 of the 15 factors compared between the two stocks.

How does Oportun Financial compare to Resolute Holdings Management?

Resolute Holdings Management (NYSE:RHLD) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, media sentiment, profitability, earnings and risk.

Oportun Financial has a consensus price target of $8.00, indicating a potential upside of 69.49%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than Resolute Holdings Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Resolute Holdings Management
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20

Oportun Financial has higher revenue and earnings than Resolute Holdings Management. Oportun Financial is trading at a lower price-to-earnings ratio than Resolute Holdings Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Resolute Holdings Management$462.05M2.03-$5.92M$6.8916.45
Oportun Financial$956.70M0.23$25.25M$0.3712.76

82.7% of Oportun Financial shares are held by institutional investors. 52.8% of Resolute Holdings Management shares are held by company insiders. Comparatively, 9.3% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, Oportun Financial had 1 more articles in the media than Resolute Holdings Management. MarketBeat recorded 2 mentions for Oportun Financial and 1 mentions for Resolute Holdings Management. Oportun Financial's average media sentiment score of 0.93 beat Resolute Holdings Management's score of 0.63 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Resolute Holdings Management
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Resolute Holdings Management has a net margin of 7.70% compared to Oportun Financial's net margin of 1.87%. Resolute Holdings Management's return on equity of 17.89% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Resolute Holdings Management7.70% 17.89% 8.08%
Oportun Financial 1.87%12.14%1.47%

Resolute Holdings Management has a beta of -1.63, indicating that its share price is 263% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.24, indicating that its share price is 24% more volatile than the broader market.

Summary

Oportun Financial beats Resolute Holdings Management on 9 of the 16 factors compared between the two stocks.

How does Oportun Financial compare to MetroCity Bankshares?

MetroCity Bankshares (NASDAQ:MCBS) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, risk, earnings, dividends and media sentiment.

In the previous week, Oportun Financial had 2 more articles in the media than MetroCity Bankshares. MarketBeat recorded 2 mentions for Oportun Financial and 0 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 1.89 beat Oportun Financial's score of 0.93 indicating that MetroCity Bankshares is being referred to more favorably in the media.

Company Overall Sentiment
MetroCity Bankshares Very Positive
Oportun Financial Positive

MetroCity Bankshares has a net margin of 28.16% compared to Oportun Financial's net margin of 1.87%. MetroCity Bankshares' return on equity of 15.09% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
MetroCity Bankshares28.16% 15.09% 1.79%
Oportun Financial 1.87%12.14%1.47%

MetroCity Bankshares currently has a consensus target price of $33.00, indicating a potential upside of 1.72%. Oportun Financial has a consensus target price of $8.00, indicating a potential upside of 69.49%. Given Oportun Financial's higher possible upside, analysts plainly believe Oportun Financial is more favorable than MetroCity Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MetroCity Bankshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20

MetroCity Bankshares has higher earnings, but lower revenue than Oportun Financial. MetroCity Bankshares is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MetroCity Bankshares$246.01M3.78$68.53M$2.7711.71
Oportun Financial$956.70M0.23$25.25M$0.3712.76

MetroCity Bankshares has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.24, indicating that its stock price is 24% more volatile than the broader market.

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by insiders. Comparatively, 9.3% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

MetroCity Bankshares beats Oportun Financial on 9 of the 16 factors compared between the two stocks.

How does Oportun Financial compare to Business First Bancshares?

Oportun Financial (NASDAQ:OPRT) and Business First Bancshares (NASDAQ:BFST) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, valuation, dividends, profitability, institutional ownership, media sentiment, earnings and analyst recommendations.

Business First Bancshares has lower revenue, but higher earnings than Oportun Financial. Business First Bancshares is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.23$25.25M$0.3712.76
Business First Bancshares$516.55M1.75$87.86M$2.829.83

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 47.4% of Business First Bancshares shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by company insiders. Comparatively, 5.7% of Business First Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Oportun Financial currently has a consensus target price of $8.00, indicating a potential upside of 69.49%. Business First Bancshares has a consensus target price of $32.33, indicating a potential upside of 16.60%. Given Oportun Financial's higher possible upside, research analysts plainly believe Oportun Financial is more favorable than Business First Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20
Business First Bancshares
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

Oportun Financial has a beta of 1.24, meaning that its share price is 24% more volatile than the broader market. Comparatively, Business First Bancshares has a beta of 0.79, meaning that its share price is 21% less volatile than the broader market.

In the previous week, Oportun Financial and Oportun Financial both had 2 articles in the media. Oportun Financial's average media sentiment score of 0.93 beat Business First Bancshares' score of 0.33 indicating that Oportun Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Business First Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Business First Bancshares has a net margin of 17.02% compared to Oportun Financial's net margin of 1.87%. Oportun Financial's return on equity of 12.14% beat Business First Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial1.87% 12.14% 1.47%
Business First Bancshares 17.02%11.10%1.12%

Summary

Oportun Financial beats Business First Bancshares on 9 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$231.44M$7.07B$13.57B$12.54B
Dividend YieldN/A5.83%5.75%5.22%
P/E Ratio12.7617.5719.6924.18
Price / Sales0.2311.51137.82112.26
Price / Cash2.3364.5119.8757.13
Price / Book0.533.402.176.72
Net Income$25.25M$306.51M$1.13B$337.19M
7 Day Performance-10.78%-0.46%-0.73%-0.75%
1 Month PerformanceN/AN/AN/A-1.69%
1 Year Performance-24.36%13.20%11.15%33.09%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
4.666 of 5 stars
$4.72
-6.7%
$8.00
+69.5%
-29.2%$231.44M$956.70M12.762,488
ESQ
Esquire Financial
3.8754 of 5 stars
$110.53
+1.9%
$120.33
+8.9%
+17.5%$949.38M$153.26M18.29110
EQBK
Equity Bancshares
4.0008 of 5 stars
$46.17
+1.2%
$51.33
+11.2%
N/A$942.26M$229.06M36.25700
RHLD
Resolute Holdings Management
0.9006 of 5 stars
$113.34
-0.1%
N/A+223.0%$934.24M$765.96M16.765,620
MCBS
MetroCity Bankshares
2.4957 of 5 stars
$33.09
+2.0%
$33.00
-0.3%
+16.0%$929.44M$168.25M11.87220

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This page (NASDAQ:OPRT) was last updated on 6/4/2026 by MarketBeat.com Staff.
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