Oportun Financial (OPRT) Competitors $6.78 -0.20 (-2.87%) Closing price 07/11/2025 04:00 PM EasternExtended Trading$6.97 +0.19 (+2.86%) As of 07/11/2025 06:02 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock OPRT vs. BY, LX, OPFI, GHLD, QCRH, BFC, OBNK, OBK, FBMS, and FSUNShould you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include Byline Bancorp (BY), LexinFintech (LX), OppFi (OPFI), Guild (GHLD), QCR (QCRH), Bank First National (BFC), Origin Bancorp (OBNK), Origin Bancorp (OBK), First Bancshares (FBMS), and FirstSun Capital Bancorp (FSUN). These companies are all part of the "banking" industry. Oportun Financial vs. Its Competitors Byline Bancorp LexinFintech OppFi Guild QCR Bank First National Origin Bancorp Origin Bancorp First Bancshares FirstSun Capital Bancorp Oportun Financial (NASDAQ:OPRT) and Byline Bancorp (NYSE:BY) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, institutional ownership, media sentiment, valuation and dividends. Which has more volatility & risk, OPRT or BY? Oportun Financial has a beta of 1.24, indicating that its share price is 24% more volatile than the S&P 500. Comparatively, Byline Bancorp has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500. Do insiders and institutionals believe in OPRT or BY? 82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 67.7% of Byline Bancorp shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by company insiders. Comparatively, 28.8% of Byline Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth. Do analysts rate OPRT or BY? Oportun Financial currently has a consensus target price of $9.33, indicating a potential upside of 37.66%. Byline Bancorp has a consensus target price of $33.25, indicating a potential upside of 19.17%. Given Oportun Financial's stronger consensus rating and higher possible upside, research analysts clearly believe Oportun Financial is more favorable than Byline Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Oportun Financial 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.67Byline Bancorp 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 Is OPRT or BY more profitable? Byline Bancorp has a net margin of 19.10% compared to Oportun Financial's net margin of -4.31%. Byline Bancorp's return on equity of 11.00% beat Oportun Financial's return on equity.Company Net Margins Return on Equity Return on Assets Oportun Financial-4.31% 10.12% 1.10% Byline Bancorp 19.10%11.00%1.25% Does the media prefer OPRT or BY? In the previous week, Oportun Financial had 9 more articles in the media than Byline Bancorp. MarketBeat recorded 10 mentions for Oportun Financial and 1 mentions for Byline Bancorp. Oportun Financial's average media sentiment score of 0.77 beat Byline Bancorp's score of 0.33 indicating that Oportun Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Oportun Financial 3 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Byline Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has preferable earnings and valuation, OPRT or BY? Byline Bancorp has lower revenue, but higher earnings than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Byline Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOportun Financial$1.00B0.30-$78.68M-$1.12-6.05Byline Bancorp$624.78M2.06$120.76M$2.7010.33 SummaryOportun Financial and Byline Bancorp tied by winning 8 of the 16 factors compared between the two stocks. Get Oportun Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OPRT and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPRT vs. The Competition Export to ExcelMetricOportun FinancialFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$297.44M$7.60B$11.99B$9.09BDividend YieldN/A4.77%5.54%4.03%P/E Ratio-6.0518.1219.2020.31Price / Sales0.305.2625.5099.68Price / Cash3.4822.2918.5127.98Price / Book0.692.752.275.50Net Income-$78.68M$306.40M$989.78M$250.38M7 Day Performance-4.30%2.44%-0.20%4.79%1 Month Performance-0.44%14.50%3.93%9.59%1 Year Performance135.42%24.70%539.45%16.41% Oportun Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPRTOportun Financial4.1536 of 5 stars$6.78-2.9%$9.33+37.7%+135.4%$297.44M$1.00B-6.052,429Analyst ForecastBYByline Bancorp3.728 of 5 stars$28.05-1.2%$33.25+18.5%+10.2%$1.29B$624.78M10.391,027LXLexinFintech4.0045 of 5 stars$7.55+3.0%$13.60+80.1%+295.5%$1.27B$1.95B7.124,667OPFIOppFi2.1528 of 5 stars$14.25+3.9%$13.63-4.4%+239.2%$1.24B$538.89M-38.51570GHLDGuild2.2617 of 5 stars$19.80-0.1%$16.50-16.7%+35.8%$1.23B$1.04B28.705,270News CoverageAnalyst ForecastQCRHQCR3.5739 of 5 stars$72.13-2.1%$85.33+18.3%+13.4%$1.22B$597.39M10.851,013BFCBank First National2.0548 of 5 stars$121.78-1.6%$120.50-1.1%+41.2%$1.21B$226.09M17.88330Upcoming EarningsHigh Trading VolumeOBNKOrigin Bancorp0.9008 of 5 stars$37.95+1.3%N/A+11.4%$1.17B$347.14M11.821,010News CoverageOBKOrigin Bancorp3.3909 of 5 stars$37.38-1.5%$42.20+12.9%+10.7%$1.16B$358.20M15.201,010News CoverageFBMSFirst BancsharesN/A$33.75+0.3%$38.75+14.8%+22.2%$1.05B$276.99M13.83870High Trading VolumeFSUNFirstSun Capital Bancorp3.0453 of 5 stars$37.01-1.8%$46.00+24.3%N/A$1.03B$549.33M12.021,142News CoverageAnalyst Downgrade Related Companies and Tools Related Companies Byline Bancorp Competitors LexinFintech Competitors OppFi Competitors Guild Competitors QCR Competitors Bank First National Competitors Origin Bancorp Competitors Origin Bancorp Competitors First Bancshares Competitors FirstSun Capital Bancorp Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPRT) was last updated on 7/13/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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