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Oportun Financial (OPRT) Competitors

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$8.35 +0.12 (+1.46%)
Closing price 10/2/2026 04:00 PM Eastern
Extended Trading
$8.36 +0.01 (+0.06%)
As of 10/2/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OPRT vs. ATLC, PRG, JCAP, LU, and UPBD

Should you buy Oportun Financial stock or one of its competitors? Oportun Financial's main competitors and comparable companies include Atlanticus (ATLC), PROG (PRG), Jernigan Capital (JCAP), Lufax (LU), and Upbound Group (UPBD). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Oportun Financial compare to Atlanticus?

Oportun Financial (NASDAQ:OPRT) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, valuation, earnings, profitability, media sentiment, analyst recommendations, risk and institutional ownership.

Oportun Financial currently has a consensus price target of $7.33, indicating a potential downside of 12.18%. Atlanticus has a consensus price target of $129.00, indicating a potential upside of 40.39%. Given Atlanticus' stronger consensus rating and higher possible upside, analysts plainly believe Atlanticus is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Atlanticus
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.88

Oportun Financial has a beta of 1.25, meaning that its stock price is 25% more volatile than the broader market. Comparatively, Atlanticus has a beta of 1.98, meaning that its stock price is 98% more volatile than the broader market.

82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 14.2% of Atlanticus shares are held by institutional investors. 1.6% of Oportun Financial shares are held by company insiders. Comparatively, 51.0% of Atlanticus shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, Atlanticus had 1 more articles in the media than Oportun Financial. MarketBeat recorded 4 mentions for Atlanticus and 3 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 0.60 beat Atlanticus' score of 0.43 indicating that Oportun Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Atlanticus
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Atlanticus has higher revenue and earnings than Oportun Financial. Atlanticus is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.40$25.25M$0.4020.88
Atlanticus$1.97B0.71$122.20M$7.6911.95

Atlanticus has a net margin of 5.80% compared to Oportun Financial's net margin of 2.05%. Atlanticus' return on equity of 25.17% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial2.05% 13.41% 1.66%
Atlanticus 5.80%25.17%2.15%

Summary

Atlanticus beats Oportun Financial on 14 of the 17 factors compared between the two stocks.

How does Oportun Financial compare to PROG?

Oportun Financial (NASDAQ:OPRT) and PROG (NYSE:PRG) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, risk, profitability, institutional ownership, media sentiment, earnings and dividends.

PROG has a net margin of 5.57% compared to Oportun Financial's net margin of 2.05%. PROG's return on equity of 21.88% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial2.05% 13.41% 1.66%
PROG 5.57%21.88%9.15%

Oportun Financial currently has a consensus price target of $7.33, suggesting a potential downside of 12.18%. PROG has a consensus price target of $49.44, suggesting a potential upside of 59.55%. Given PROG's stronger consensus rating and higher possible upside, analysts clearly believe PROG is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
PROG
0 Sell rating(s)
4 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.60

Oportun Financial has a beta of 1.25, indicating that its share price is 25% more volatile than the broader market. Comparatively, PROG has a beta of 1.78, indicating that its share price is 78% more volatile than the broader market.

In the previous week, Oportun Financial and Oportun Financial both had 3 articles in the media. Oportun Financial's average media sentiment score of 0.60 beat PROG's score of -0.67 indicating that Oportun Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
PROG
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Negative

PROG has higher revenue and earnings than Oportun Financial. PROG is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.40$25.25M$0.4020.88
PROG$2.41B0.51$146.79M$3.628.56

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 97.9% of PROG shares are owned by institutional investors. 1.6% of Oportun Financial shares are owned by insiders. Comparatively, 3.7% of PROG shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

PROG beats Oportun Financial on 13 of the 15 factors compared between the two stocks.

How does Oportun Financial compare to Jernigan Capital?

Jernigan Capital (NASDAQ:JCAP) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, valuation, media sentiment, analyst recommendations and dividends.

82.7% of Oportun Financial shares are owned by institutional investors. 8.3% of Jernigan Capital shares are owned by insiders. Comparatively, 1.6% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Jernigan Capital currently has a consensus target price of $27.50, indicating a potential upside of 42.86%. Oportun Financial has a consensus target price of $7.33, indicating a potential downside of 12.18%. Given Jernigan Capital's stronger consensus rating and higher possible upside, equities research analysts clearly believe Jernigan Capital is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jernigan Capital
1 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.86
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Jernigan Capital has higher earnings, but lower revenue than Oportun Financial. Jernigan Capital is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jernigan Capital$613.29M1.80$187.96M$2.457.86
Oportun Financial$956.70M0.40$25.25M$0.4020.88

In the previous week, Oportun Financial had 1 more articles in the media than Jernigan Capital. MarketBeat recorded 3 mentions for Oportun Financial and 2 mentions for Jernigan Capital. Oportun Financial's average media sentiment score of 0.60 beat Jernigan Capital's score of -0.71 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jernigan Capital
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Negative
Oportun Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Jernigan Capital has a net margin of 23.50% compared to Oportun Financial's net margin of 2.05%. Jernigan Capital's return on equity of 35.87% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Jernigan Capital23.50% 35.87% 8.16%
Oportun Financial 2.05%13.41%1.66%

Jernigan Capital has a beta of -0.02, suggesting that its stock price is 102% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.25, suggesting that its stock price is 25% more volatile than the broader market.

Summary

Jernigan Capital beats Oportun Financial on 11 of the 17 factors compared between the two stocks.

How does Oportun Financial compare to Lufax?

Lufax (NYSE:LU) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, dividends, analyst recommendations, profitability, risk, valuation and earnings.

In the previous week, Lufax had 4 more articles in the media than Oportun Financial. MarketBeat recorded 7 mentions for Lufax and 3 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 0.60 beat Lufax's score of 0.08 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Oportun Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

69.1% of Lufax shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 1.6% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Oportun Financial has a net margin of 2.05% compared to Lufax's net margin of 0.00%. Oportun Financial's return on equity of 13.41% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Oportun Financial 2.05%13.41%1.66%

Oportun Financial has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.24-$291.79M-$0.61N/A
Oportun Financial$956.70M0.40$25.25M$0.4020.88

Lufax currently has a consensus price target of $1.70, indicating a potential upside of 65.85%. Oportun Financial has a consensus price target of $7.33, indicating a potential downside of 12.18%. Given Lufax's higher probable upside, equities research analysts plainly believe Lufax is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Lufax has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.25, meaning that its stock price is 25% more volatile than the broader market.

Summary

Oportun Financial beats Lufax on 13 of the 16 factors compared between the two stocks.

How does Oportun Financial compare to Upbound Group?

Oportun Financial (NASDAQ:OPRT) and Upbound Group (NASDAQ:UPBD) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, profitability, institutional ownership, valuation, earnings, dividends, analyst recommendations and risk.

Upbound Group has higher revenue and earnings than Oportun Financial. Upbound Group is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.40$25.25M$0.4020.88
Upbound Group$4.70B0.20$73.24M$1.5410.33

82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 90.3% of Upbound Group shares are held by institutional investors. 1.6% of Oportun Financial shares are held by company insiders. Comparatively, 1.2% of Upbound Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, Upbound Group had 7 more articles in the media than Oportun Financial. MarketBeat recorded 10 mentions for Upbound Group and 3 mentions for Oportun Financial. Upbound Group's average media sentiment score of 0.60 beat Oportun Financial's score of 0.60 indicating that Upbound Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Upbound Group
4 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Oportun Financial has a net margin of 2.05% compared to Upbound Group's net margin of 1.90%. Upbound Group's return on equity of 34.53% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial2.05% 13.41% 1.66%
Upbound Group 1.90%34.53%7.69%

Oportun Financial currently has a consensus price target of $7.33, indicating a potential downside of 12.18%. Upbound Group has a consensus price target of $28.00, indicating a potential upside of 75.99%. Given Upbound Group's higher possible upside, analysts clearly believe Upbound Group is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Upbound Group
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Oportun Financial has a beta of 1.25, meaning that its stock price is 25% more volatile than the broader market. Comparatively, Upbound Group has a beta of 1.78, meaning that its stock price is 78% more volatile than the broader market.

Summary

Upbound Group beats Oportun Financial on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$383.99M$6.71B$13.12B$13.28B
Dividend YieldN/A12.83%6.04%17.33%
P/E Ratio20.888.3924.4126.04
Price / Sales0.4066.35500.07105.16
Price / Cash3.8511.1245.5152.62
Price / Book0.942.482.706.31
Net Income$25.25M$442.63M$1.32B$362.16M
7 Day Performance-2.34%-2.11%-1.04%-1.66%
1 Month Performance6.10%-7.18%-3.20%-4.68%
1 Year Performance43.97%2.25%10.47%1.57%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
3.1939 of 5 stars
$8.35
+1.5%
$7.33
-12.2%
+44.0%$383.99M$956.70M20.881,528
ATLC
Atlanticus
4.1443 of 5 stars
$92.05
+1.1%
$129.00
+40.1%
+62.0%$1.40B$1.97B11.97576
PRG
PROG
4.4997 of 5 stars
$34.21
-1.9%
$49.44
+44.5%
-3.4%$1.36B$2.41B9.451,151
JCAP
Jernigan Capital
4.6926 of 5 stars
$19.89
-1.8%
$27.50
+38.3%
+5.7%$1.14B$613.29M8.121,120
LU
Lufax
3.2269 of 5 stars
$1.17
+0.4%
$1.70
+45.9%
-74.4%$1.01B$3.77BN/A33,163

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This page (NASDAQ:OPRT) was last updated on 10/4/2026 by MarketBeat.com Staff.
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