Do analysts rate FINV or OPRT?

Oportun Financial has a consensus price target of $7.33, indicating a potential downside of 3.51%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than PPDAI Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PPDAI Group 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Oportun Financial 1 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.20

Do analysts prefer WRLD or OPRT?

Oportun Financial has a consensus price target of $7.33, indicating a potential downside of 3.51%. Given Oportun Financial's stronger consensus rating and higher possible upside, analysts clearly believe Oportun Financial is more favorable than World Acceptance. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score World Acceptance 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Oportun Financial 1 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.20

Oportun Financial (OPRT) Competitors

$7.60 +0.10 (+1.33%)

Closing price 04:00 PM Eastern

Extended Trading

$7.56 -0.04 (-0.59%)

As of 05:57 PM Eastern

Compare

OPRT vs. LU, UPBD, FINV, WRLD, and NAVI

Should you buy Oportun Financial stock or one of its competitors? Oportun Financial's main competitors and comparable companies include Lufax (LU), Upbound Group (UPBD), PPDAI Group (FINV), World Acceptance (WRLD), and Navient (NAVI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Oportun Financial compare to Lufax?

Lufax (NYSE:LU) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, media sentiment, profitability and institutional ownership.

69.1% of Lufax shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 1.6% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Oportun Financial has a net margin of 2.05% compared to Lufax's net margin of 0.00%. Oportun Financial's return on equity of 13.41% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lufax	N/A	N/A	N/A
Oportun Financial	2.05%	13.41%	1.66%

Lufax currently has a consensus price target of $2.00, indicating a potential upside of 47.60%. Oportun Financial has a consensus price target of $7.33, indicating a potential downside of 3.51%. Given Lufax's higher possible upside, research analysts clearly believe Lufax is more favorable than Oportun Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lufax	2 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.67
Oportun Financial	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20

In the previous week, Lufax had 9 more articles in the media than Oportun Financial. MarketBeat recorded 9 mentions for Lufax and 0 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 1.00 beat Lufax's score of -0.14 indicating that Oportun Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
Lufax	Neutral
Oportun Financial	Positive

Lufax has a beta of 0.8, meaning that its stock price is 20% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.22, meaning that its stock price is 22% more volatile than the broader market.

Oportun Financial has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lufax	$3.77B	0.31	-$291.79M	-$0.78	N/A
Oportun Financial	$956.70M	0.37	$25.25M	$0.40	19.00

Summary

Oportun Financial beats Lufax on 13 of the 16 factors compared between the two stocks.

How does Oportun Financial compare to Upbound Group?

Oportun Financial (NASDAQ:OPRT) and Upbound Group (NASDAQ:UPBD) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, analyst recommendations, valuation, dividends and media sentiment.

Oportun Financial currently has a consensus target price of $7.33, indicating a potential downside of 3.51%. Upbound Group has a consensus target price of $30.67, indicating a potential upside of 59.97%. Given Upbound Group's higher possible upside, analysts clearly believe Upbound Group is more favorable than Oportun Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oportun Financial	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20
Upbound Group	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20

Oportun Financial has a net margin of 2.05% compared to Upbound Group's net margin of 1.90%. Upbound Group's return on equity of 34.53% beat Oportun Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Oportun Financial	2.05%	13.41%	1.66%
Upbound Group	1.90%	34.53%	7.69%

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 90.3% of Upbound Group shares are owned by institutional investors. 1.6% of Oportun Financial shares are owned by company insiders. Comparatively, 1.2% of Upbound Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Upbound Group has higher revenue and earnings than Oportun Financial. Upbound Group is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oportun Financial	$956.70M	0.37	$25.25M	$0.40	19.00
Upbound Group	$4.70B	0.24	$73.24M	$1.54	12.45

In the previous week, Upbound Group had 5 more articles in the media than Oportun Financial. MarketBeat recorded 5 mentions for Upbound Group and 0 mentions for Oportun Financial. Upbound Group's average media sentiment score of 1.24 beat Oportun Financial's score of 1.00 indicating that Upbound Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Oportun Financial	Positive
Upbound Group	Positive

Oportun Financial has a beta of 1.22, indicating that its share price is 22% more volatile than the broader market. Comparatively, Upbound Group has a beta of 1.79, indicating that its share price is 79% more volatile than the broader market.

Summary

Upbound Group beats Oportun Financial on 10 of the 14 factors compared between the two stocks.

How does Oportun Financial compare to PPDAI Group?

PPDAI Group (NYSE:FINV) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, risk, analyst recommendations, institutional ownership and media sentiment.

Oportun Financial has a consensus price target of $7.33, indicating a potential downside of 3.51%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PPDAI Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Oportun Financial	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20

PPDAI Group has a beta of 0.36, meaning that its stock price is 64% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.22, meaning that its stock price is 22% more volatile than the broader market.

In the previous week, Oportun Financial's average media sentiment score of 1.00 beat PPDAI Group's score of -0.52 indicating that Oportun Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
PPDAI Group	Negative
Oportun Financial	Positive

31.2% of PPDAI Group shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 44.0% of PPDAI Group shares are owned by company insiders. Comparatively, 1.6% of Oportun Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

PPDAI Group has a net margin of 16.58% compared to Oportun Financial's net margin of 2.05%. PPDAI Group's return on equity of 14.22% beat Oportun Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PPDAI Group	16.58%	14.22%	9.15%
Oportun Financial	2.05%	13.41%	1.66%

PPDAI Group has higher revenue and earnings than Oportun Financial. PPDAI Group is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PPDAI Group	$1.94B	0.54	$363.56M	$1.19	3.64
Oportun Financial	$956.70M	0.37	$25.25M	$0.40	19.00

Summary

PPDAI Group beats Oportun Financial on 8 of the 15 factors compared between the two stocks.

How does Oportun Financial compare to World Acceptance?

World Acceptance (NASDAQ:WRLD) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, risk, analyst recommendations, profitability, media sentiment, dividends, earnings and valuation.

World Acceptance has a net margin of 6.71% compared to Oportun Financial's net margin of 2.05%. Oportun Financial's return on equity of 13.41% beat World Acceptance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
World Acceptance	6.71%	12.13%	4.00%
Oportun Financial	2.05%	13.41%	1.66%

In the previous week, World Acceptance had 5 more articles in the media than Oportun Financial. MarketBeat recorded 5 mentions for World Acceptance and 0 mentions for Oportun Financial. World Acceptance's average media sentiment score of 1.05 beat Oportun Financial's score of 1.00 indicating that World Acceptance is being referred to more favorably in the media.

Company	Overall Sentiment
World Acceptance	Positive
Oportun Financial	Positive

83.6% of World Acceptance shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 38.0% of World Acceptance shares are owned by insiders. Comparatively, 1.6% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Oportun Financial has a consensus price target of $7.33, indicating a potential downside of 3.51%. Given Oportun Financial's stronger consensus rating and higher possible upside, analysts clearly believe Oportun Financial is more favorable than World Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
World Acceptance	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Oportun Financial	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20

World Acceptance has a beta of 1.14, meaning that its share price is 14% more volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.22, meaning that its share price is 22% more volatile than the broader market.

World Acceptance has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
World Acceptance	$585.74M	1.51	$34.59M	$8.46	22.50
Oportun Financial	$956.70M	0.37	$25.25M	$0.40	19.00

Summary

World Acceptance beats Oportun Financial on 10 of the 16 factors compared between the two stocks.

How does Oportun Financial compare to Navient?

Oportun Financial (NASDAQ:OPRT) and Navient (NASDAQ:NAVI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, earnings, risk, valuation, profitability, institutional ownership, dividends and analyst recommendations.

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 97.1% of Navient shares are owned by institutional investors. 1.6% of Oportun Financial shares are owned by insiders. Comparatively, 33.8% of Navient shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Oportun Financial has a beta of 1.22, suggesting that its share price is 22% more volatile than the broader market. Comparatively, Navient has a beta of 1.18, suggesting that its share price is 18% more volatile than the broader market.

Oportun Financial has higher earnings, but lower revenue than Navient. Navient is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oportun Financial	$956.70M	0.37	$25.25M	$0.40	19.00
Navient	$3.20B	0.28	-$80M	-$0.50	N/A

Oportun Financial has a net margin of 2.05% compared to Navient's net margin of -1.64%. Oportun Financial's return on equity of 13.41% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Oportun Financial	2.05%	13.41%	1.66%
Navient	-1.64%	4.68%	0.23%

In the previous week, Navient had 2 more articles in the media than Oportun Financial. MarketBeat recorded 2 mentions for Navient and 0 mentions for Oportun Financial. Navient's average media sentiment score of 1.13 beat Oportun Financial's score of 1.00 indicating that Navient is being referred to more favorably in the news media.

Company	Overall Sentiment
Oportun Financial	Positive
Navient	Positive

Oportun Financial presently has a consensus target price of $7.33, suggesting a potential downside of 3.51%. Navient has a consensus target price of $9.14, suggesting a potential downside of 3.45%. Given Navient's higher possible upside, analysts plainly believe Navient is more favorable than Oportun Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oportun Financial	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20
Navient	4 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.56

Summary

Oportun Financial beats Navient on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

OPRT vs. The Competition

Export

Metric	Oportun Financial	Consumer Finance Industry	Finance Sector	NASDAQ Exchange
Market Cap	$344.90M	$7.50B	$13.94B	$12.81B
Dividend Yield	N/A	12.27%	5.89%	10.78%
P/E Ratio	19.00	9.21	29.62	24.05
Price / Sales	0.37	72.13	522.17	95.90
Price / Cash	3.45	11.82	30.71	36.89
Price / Book	0.86	2.71	2.86	6.40
Net Income	$25.25M	$442.63M	$1.31B	$347.95M
7 Day Performance	1.06%	-0.01%	0.65%	0.91%
1 Month Performance	35.96%	1.87%	2.70%	5.10%
1 Year Performance	26.67%	9.04%	10.48%	16.16%

Oportun Financial Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
OPRT Oportun Financial	3.1389 of 5 stars	$7.60 +1.3%	$7.33 -3.5%	+25.0%	$344.90M	$956.70M	19.00	2,488	Positive News
LU Lufax	3.2117 of 5 stars	$1.57 +8.1%	$2.00 +27.6%	-54.2%	$1.36B	$23.11B	N/A	33,163	Analyst Downgrade
UPBD Upbound Group	4.7442 of 5 stars	$19.17 -1.3%	$30.67 +60.0%	-25.5%	$1.12B	$4.70B	12.45	12,050	Positive News
FINV PPDAI Group	1.2222 of 5 stars	$4.40 +0.6%	N/A	-54.1%	$1.07B	$13.34B	3.69	3,869	Upcoming Earnings
WRLD World Acceptance	1.8445 of 5 stars	$189.10 -0.5%	N/A	+9.3%	$881.21M	$540.36M	22.35	2,907	Positive News

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This page (NASDAQ:OPRT) was last updated on 8/24/2026 by MarketBeat.com Staff.

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Oportun Financial (OPRT) Competitors

OPRT vs. LU, UPBD, FINV, WRLD, and NAVI

How does Oportun Financial compare to Lufax?

Summary

How does Oportun Financial compare to Upbound Group?

Summary

How does Oportun Financial compare to PPDAI Group?

Summary

How does Oportun Financial compare to World Acceptance?

Summary

How does Oportun Financial compare to Navient?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

OPRT vs. The Competition

Oportun Financial Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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Oportun Financial (OPRT) Competitors

OPRT vs. LU, UPBD, FINV, WRLD, and NAVI

How does Oportun Financial compare to Lufax?

Do insiders & institutionals have more ownership in LU or OPRT?

Is LU or OPRT more profitable?

Do analysts recommend LU or OPRT?

Does the media favor LU or OPRT?

Which has more volatility & risk, LU or OPRT?

Which has preferable valuation & earnings, LU or OPRT?

Summary

How does Oportun Financial compare to Upbound Group?

Do analysts rate OPRT or UPBD?

Is OPRT or UPBD more profitable?

Do insiders and institutionals believe in OPRT or UPBD?

Which has preferable earnings & valuation, OPRT or UPBD?

Does the media prefer OPRT or UPBD?

Which has more risk & volatility, OPRT or UPBD?

Summary

How does Oportun Financial compare to PPDAI Group?

Do analysts rate FINV or OPRT?

Which has more volatility & risk, FINV or OPRT?

Does the media refer more to FINV or OPRT?

Do institutionals & insiders have more ownership in FINV or OPRT?

Is FINV or OPRT more profitable?

Which has higher earnings and valuation, FINV or OPRT?

Summary

How does Oportun Financial compare to World Acceptance?

Is WRLD or OPRT more profitable?

Does the media favor WRLD or OPRT?

Do institutionals & insiders believe in WRLD or OPRT?

Do analysts prefer WRLD or OPRT?

Which has more volatility and risk, WRLD or OPRT?

Which has better earnings & valuation, WRLD or OPRT?

Summary

How does Oportun Financial compare to Navient?

Do institutionals and insiders hold more shares of OPRT or NAVI?

Which has more volatility and risk, OPRT or NAVI?

Which has preferable valuation and earnings, OPRT or NAVI?

Is OPRT or NAVI more profitable?

Does the media refer more to OPRT or NAVI?

Do analysts recommend OPRT or NAVI?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

OPRT vs. The Competition

Oportun Financial Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools