NYSE:OPFI OppFi (OPFI) Stock Price, News & Analysis $8.32 -0.15 (-1.71%) As of 03:23 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OppFi Stock (NYSE:OPFI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get OppFi alerts:Sign Up Key Stats Today's Range$8.25▼$8.5150-Day Range$7.52▼$9.8952-Week Range$7.36▼$15.03Volume656,374 shsAverage Volume527,641 shsMarket Capitalization$710.04 millionP/E Ratio8.97Dividend YieldN/APrice Target$13.00Consensus RatingHold Company Overview OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms. Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations. The company partners with banks and community financial institutions, enabling them to expand their lending capabilities while maintaining regulatory compliance. OppFi’s platform also integrates digital tools for budgeting and credit monitoring, helping customers manage their debt and improve their overall financial health. In May 2020, OppFi became a publicly traded company on the New York Stock Exchange through a business combination with a special purpose acquisition company. Under the leadership of CEO Kenny Sigler, OppFi has focused on scaling its technology infrastructure, enhancing customer experience and broadening its suite of products. The management team brings expertise in consumer finance, risk management and digital transformation. Serving customers across all 50 states, OppFi continues to refine its credit models and expand its partnerships with financial institutions. The company’s strategic priorities include deepening its reach into the near-prime segment, developing new lending solutions and leveraging data-driven insights to drive responsible growth in the evolving fintech landscape. AI Generated. May Contain Errors. Read More OppFi Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreOPFI MarketRank™: OppFi scored higher than 75% of companies evaluated by MarketBeat, and ranked 115th out of 298 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.7 / 5Analyst RatingHold Consensus RatingOppFi has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialOppFi has a consensus price target of $13.00, representing about 54.9% upside from its current price of $8.40.Amount of Analyst CoverageOppFi has only been the subject of 3 research reports in the past 90 days.Read more about OppFi's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth30.00% Earnings GrowthEarnings for OppFi are expected to grow by 30.00% in the coming year, from $1.80 to $2.34 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OppFi is 9.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.60.Price to Earnings Ratio vs. SectorThe P/E ratio of OppFi is 9.03, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 29.77.Price to Book Value per Share RatioOppFi has a P/B Ratio of 2.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about OppFi's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted12.45% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 7.12.Change versus previous monthShort interest in OppFi has recently increased by 7.60%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOppFi does not currently pay a dividend.Dividend GrowthOppFi does not have a long track record of dividend growth. News and Social Media2.1 / 5News Sentiment0.32 News SentimentOppFi has a news sentiment score of 0.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 3 news articles for OppFi this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for OPFI on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.MarketBeat FollowsOnly 2 people have added OppFi to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $169,861.00 in company stock.Percentage Held by Insiders70.20% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions7.10% of the stock of OppFi is held by institutions.Read more about OppFi's insider trading history. Receive OPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OppFi and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. OPFI Stock News HeadlinesOppFi (NYSE:OPFI) and FirstCash (NASDAQ:FCFS) Head to Head ContrastMay 20 at 4:13 AM | americanbankingnews.comOppFi Inc. (NYSE:OPFI) Given Consensus Recommendation of "Hold" by AnalystsMay 16, 2026 | americanbankingnews.comI was right about SpaceXJeff Brown predicted Bitcoin before it climbed as high as 52,400%, Tesla before 2,150%, and Nvidia before 32,000%. Now he says SpaceX is shaping up to be the biggest IPO of the decade - and three key milestones just confirmed it. In the past 21 days: SpaceX crossed 10,000 active satellites, Elon filed confidential IPO paperwork with the SEC, and another rocket launched 25 more satellites. Two-thirds of every satellite in orbit now belongs to one company. The public filing could drop any day.May 21 at 1:00 AM | Brownstone Research (Ad)OppFi (NYSE:OPFI) Downgraded by Wall Street Zen to "Buy"May 16, 2026 | americanbankingnews.comOppFi Inc. - Equity Warrant (OPFI.WS) price target decreased by 17.37% to 0.24May 14, 2026 | msn.comOppFi: Buying The Dip And Staying BullishMay 14, 2026 | seekingalpha.comOppFi Inc. 2026 Q1 - Results - Earnings Call PresentationMay 11, 2026 | seekingalpha.comOppFi (NYSE:OPFI) Price Target Raised to $11.00May 11, 2026 | americanbankingnews.comSee More Headlines OPFI Stock Analysis - Frequently Asked Questions How have OPFI shares performed this year? OppFi's stock was trading at $10.46 at the start of the year. Since then, OPFI stock has decreased by 19.7% and is now trading at $8.3950. How were OppFi's earnings last quarter? OppFi Inc. (NYSE:OPFI) released its earnings results on Thursday, May, 7th. The company reported $0.35 EPS for the quarter, topping analysts' consensus estimates of $0.33 by $0.02. The firm earned $87.30 million during the quarter, compared to the consensus estimate of $151.14 million. OppFi had a trailing twelve-month return on equity of 39.90% and a net margin of 10.86%. Read the conference call transcript. Who are OppFi's major shareholders? Top institutional shareholders of OppFi include Renaissance Technologies LLC (0.74%), Dimensional Fund Advisors LP (0.50%), Arrowstreet Capital Limited Partnership (0.25%) and Bank of America Corp DE (0.21%). Insiders that own company stock include Todd G Schwartz, Theodore G Schwartz, Christopher J Mckay, Pamela D Johnson, Gregory T Zeeman, David Vennettilli and Jocelyn Moore. View institutional ownership trends. How do I buy shares of OppFi? Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OppFi own? Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW). Company Calendar Last Earnings5/07/2026Today5/21/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (2m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 OPFI's financial health is in the Red zone, according to TradeSmith. OPFI has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorBusiness Services Industry Financial Transaction Services Sub-IndustryBanking Current SymbolNYSE:OPFI CIK1818502 Webwww.fgnewamerica.com Phone312-212-8079FaxN/AEmployees570Year Founded2012Price Target and Rating Average Price Target for OppFi$13.00 High Price Target$15.00 Low Price Target$11.00 Potential Upside/Downside+56.3%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$0.93 Trailing P/E Ratio8.97 Forward P/E Ratio4.62 P/E GrowthN/ANet Income$26.33 million Net Margins10.86% Pretax Margin31.56% Return on Equity39.90% Return on Assets15.95% Debt Debt-to-Equity RatioN/A Current Ratio1.86 Quick Ratio1.86 Sales & Book Value Annual Sales$608.66 million Price / Sales1.17 Cash Flow$0.59 per share Price / Cash Flow14.15 Book Value$4.02 per share Price / Book2.07Miscellaneous Outstanding Shares85,393,000Free Float25,447,000Market Cap$710.04 million OptionableOptionable Beta1.86 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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