OppFi (OPFI) Competitors

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$8.71 +0.35 (+4.19%)
Closing price 03:58 PM Eastern
Extended Trading
$8.91 +0.20 (+2.28%)
As of 07:47 PM Eastern
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OPFI vs. FBK, CUBI, INTR, NTB, and MBIN

Should you buy OppFi stock or one of its competitors? MarketBeat compares OppFi with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with OppFi include FB Financial (FBK), Customers Bancorp (CUBI), Inter & Co. Inc. (INTR), Bank of N.T. Butterfield & Son (NTB), and Merchants Bancorp (MBIN). These companies are all part of the "banking" industry.

How does OppFi compare to FB Financial?

FB Financial (NYSE:FBK) and OppFi (NYSE:OPFI) are both banking companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, profitability, media sentiment, analyst recommendations, institutional ownership, risk, valuation and dividends.

65.4% of FB Financial shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 2.0% of FB Financial shares are held by insiders. Comparatively, 70.2% of OppFi shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

FB Financial has a net margin of 14.26% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat FB Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
FB Financial14.26% 11.64% 1.40%
OppFi 10.86%39.90%15.95%

FB Financial currently has a consensus price target of $64.00, indicating a potential upside of 16.96%. OppFi has a consensus price target of $13.00, indicating a potential upside of 49.25%. Given OppFi's higher probable upside, analysts plainly believe OppFi is more favorable than FB Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FB Financial
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
OppFi
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, OppFi had 1 more articles in the media than FB Financial. MarketBeat recorded 1 mentions for OppFi and 0 mentions for FB Financial. OppFi's average media sentiment score of 0.56 beat FB Financial's score of 0.00 indicating that OppFi is being referred to more favorably in the news media.

Company Overall Sentiment
FB Financial Neutral
OppFi Positive

FB Financial has a beta of 0.95, indicating that its share price is 5% less volatile than the broader market. Comparatively, OppFi has a beta of 1.79, indicating that its share price is 79% more volatile than the broader market.

FB Financial has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FB Financial$602.54M4.68$122.62M$2.6620.57
OppFi$597.05M1.25$26.33M$0.939.37

Summary

FB Financial beats OppFi on 10 of the 17 factors compared between the two stocks.

How does OppFi compare to Customers Bancorp?

Customers Bancorp (NYSE:CUBI) and OppFi (NYSE:OPFI) are both banking companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, earnings, risk, analyst recommendations, institutional ownership, dividends, media sentiment and valuation.

In the previous week, Customers Bancorp had 4 more articles in the media than OppFi. MarketBeat recorded 5 mentions for Customers Bancorp and 1 mentions for OppFi. Customers Bancorp's average media sentiment score of 0.79 beat OppFi's score of 0.56 indicating that Customers Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Customers Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
OppFi
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Customers Bancorp has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Customers Bancorp$884.89M2.98$224.09M$7.889.88
OppFi$597.05M1.25$26.33M$0.939.37

Customers Bancorp presently has a consensus target price of $87.50, indicating a potential upside of 12.38%. OppFi has a consensus target price of $13.00, indicating a potential upside of 49.25%. Given OppFi's higher possible upside, analysts clearly believe OppFi is more favorable than Customers Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Customers Bancorp
0 Sell rating(s)
5 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.67
OppFi
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

89.3% of Customers Bancorp shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 10.5% of Customers Bancorp shares are held by insiders. Comparatively, 70.2% of OppFi shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Customers Bancorp has a beta of 1.49, indicating that its stock price is 49% more volatile than the broader market. Comparatively, OppFi has a beta of 1.79, indicating that its stock price is 79% more volatile than the broader market.

Customers Bancorp has a net margin of 18.63% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Customers Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Customers Bancorp18.63% 14.12% 1.17%
OppFi 10.86%39.90%15.95%

Summary

Customers Bancorp beats OppFi on 12 of the 17 factors compared between the two stocks.

How does OppFi compare to Inter & Co. Inc.?

Inter & Co. Inc. (NASDAQ:INTR) and OppFi (NYSE:OPFI) are both banking companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, dividends, earnings, media sentiment, valuation, risk, analyst recommendations and institutional ownership.

Inter & Co. Inc. has a beta of 0.91, suggesting that its stock price is 9% less volatile than the broader market. Comparatively, OppFi has a beta of 1.79, suggesting that its stock price is 79% more volatile than the broader market.

22.9% of Inter & Co. Inc. shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 70.2% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Inter & Co. Inc. has a net margin of 12.24% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Inter & Co. Inc.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Inter & Co. Inc.12.24% 14.34% 1.53%
OppFi 10.86%39.90%15.95%

Inter & Co. Inc. has higher revenue and earnings than OppFi. Inter & Co. Inc. is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Inter & Co. Inc.$1.93B1.22$235.05M$0.608.88
OppFi$597.05M1.25$26.33M$0.939.37

Inter & Co. Inc. currently has a consensus price target of $9.28, indicating a potential upside of 74.11%. OppFi has a consensus price target of $13.00, indicating a potential upside of 49.25%. Given Inter & Co. Inc.'s stronger consensus rating and higher possible upside, research analysts plainly believe Inter & Co. Inc. is more favorable than OppFi.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Inter & Co. Inc.
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
OppFi
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, OppFi had 1 more articles in the media than Inter & Co. Inc.. MarketBeat recorded 1 mentions for OppFi and 0 mentions for Inter & Co. Inc.. OppFi's average media sentiment score of 0.56 beat Inter & Co. Inc.'s score of 0.00 indicating that OppFi is being referred to more favorably in the news media.

Company Overall Sentiment
Inter & Co. Inc. Neutral
OppFi Positive

Summary

OppFi beats Inter & Co. Inc. on 9 of the 16 factors compared between the two stocks.

How does OppFi compare to Bank of N.T. Butterfield & Son?

Bank of N.T. Butterfield & Son (NYSE:NTB) and OppFi (NYSE:OPFI) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, institutional ownership, profitability, media sentiment, analyst recommendations, risk, dividends and valuation.

Bank of N.T. Butterfield & Son presently has a consensus target price of $56.33, suggesting a potential downside of 4.70%. OppFi has a consensus target price of $13.00, suggesting a potential upside of 49.25%. Given OppFi's higher probable upside, analysts plainly believe OppFi is more favorable than Bank of N.T. Butterfield & Son.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of N.T. Butterfield & Son
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
OppFi
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Bank of N.T. Butterfield & Son has a beta of 0.51, meaning that its stock price is 49% less volatile than the broader market. Comparatively, OppFi has a beta of 1.79, meaning that its stock price is 79% more volatile than the broader market.

Bank of N.T. Butterfield & Son has a net margin of 30.22% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Bank of N.T. Butterfield & Son's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of N.T. Butterfield & Son30.22% 21.92% 1.72%
OppFi 10.86%39.90%15.95%

Bank of N.T. Butterfield & Son has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Bank of N.T. Butterfield & Son, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of N.T. Butterfield & Son$614.96M4.03$231.94M$5.7810.23
OppFi$597.05M1.25$26.33M$0.939.37

In the previous week, Bank of N.T. Butterfield & Son had 1 more articles in the media than OppFi. MarketBeat recorded 2 mentions for Bank of N.T. Butterfield & Son and 1 mentions for OppFi. OppFi's average media sentiment score of 0.56 beat Bank of N.T. Butterfield & Son's score of -0.83 indicating that OppFi is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank of N.T. Butterfield & Son
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
OppFi
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

62.7% of Bank of N.T. Butterfield & Son shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 1.2% of Bank of N.T. Butterfield & Son shares are held by company insiders. Comparatively, 70.2% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Bank of N.T. Butterfield & Son beats OppFi on 10 of the 16 factors compared between the two stocks.

How does OppFi compare to Merchants Bancorp?

Merchants Bancorp (NASDAQ:MBIN) and OppFi (NYSE:OPFI) are both banking companies, but which is the better business? We will compare the two companies based on the strength of their valuation, earnings, institutional ownership, profitability, dividends, risk, analyst recommendations and media sentiment.

Merchants Bancorp has a net margin of 16.64% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Merchants Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Merchants Bancorp16.64% 13.40% 1.17%
OppFi 10.86%39.90%15.95%

24.6% of Merchants Bancorp shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 44.9% of Merchants Bancorp shares are held by insiders. Comparatively, 70.2% of OppFi shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Merchants Bancorp currently has a consensus price target of $50.50, suggesting a potential upside of 1.28%. OppFi has a consensus price target of $13.00, suggesting a potential upside of 49.25%. Given OppFi's higher possible upside, analysts clearly believe OppFi is more favorable than Merchants Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Merchants Bancorp
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
OppFi
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, Merchants Bancorp had 2 more articles in the media than OppFi. MarketBeat recorded 3 mentions for Merchants Bancorp and 1 mentions for OppFi. OppFi's average media sentiment score of 0.56 beat Merchants Bancorp's score of 0.00 indicating that OppFi is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Merchants Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
OppFi
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Merchants Bancorp has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market. Comparatively, OppFi has a beta of 1.79, meaning that its stock price is 79% more volatile than the broader market.

Merchants Bancorp has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Merchants Bancorp$706.21M3.24$218.77M$4.1012.16
OppFi$597.05M1.25$26.33M$0.939.37

Summary

Merchants Bancorp beats OppFi on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPFI vs. The Competition

MetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE Exchange
Market Cap$743.75M$28.64B$6.60B$23.15B
Dividend YieldN/A4.27%3.17%4.06%
P/E Ratio9.3730.9927.6731.08
Price / Sales1.255.97396.99108.25
Price / Cash14.2916.2223.0418.65
Price / Book2.435.835.664.65
Net Income$26.33M$1.10B$205.77M$1.07B
7 Day Performance-2.24%73.61%4.83%-1.04%
1 Month Performance6.81%2.35%-0.39%0.18%
1 Year Performance-34.90%-11.49%31.54%24.25%

OppFi Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPFI
OppFi
4.5257 of 5 stars
$8.71
+4.2%
$13.00
+49.3%
-34.9%$743.75M$597.05M9.37570
FBK
FB Financial
4.3472 of 5 stars
$53.75
-2.3%
$64.00
+19.1%
+25.1%$2.83B$877.84M20.211,594
CUBI
Customers Bancorp
4.2348 of 5 stars
$76.43
-2.3%
$87.50
+14.5%
+46.8%$2.65B$1.48B9.70640
INTR
Inter & Co. Inc.
4.9353 of 5 stars
$5.82
+0.9%
$9.28
+59.5%
-27.4%$2.55B$1.93B9.704,124
NTB
Bank of N.T. Butterfield & Son
3.4697 of 5 stars
$58.40
-0.7%
$56.33
-3.5%
+38.5%$2.47B$800.02M10.101,315

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This page (NYSE:OPFI) was last updated on 6/23/2026 by MarketBeat.com Staff.
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