Which has stronger earnings & valuation, PRK or OPFI?

Park National has higher earnings, but lower revenue than OppFi. OppFi is trading at a lower price-to-earnings ratio than Park National, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Park National $586.58M 5.73 $151.42M $10.91 17.03 OppFi $597.05M 1.32 $26.33M $0.93 9.92

Is PRK or OPFI more profitable?

Park National has a net margin of 23.46% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Park National's return on equity. Company Net Margins Return on Equity Return on Assets Park National 23.46% 12.31% 1.50% OppFi 10.86% 39.90% 15.95%

Which has stronger valuation & earnings, UPST or OPFI?

Upstart has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Upstart $1.04B 2.88 $53.60M $0.38 82.79 OppFi $597.05M 1.32 $26.33M $0.93 9.92

Is UPST or OPFI more profitable?

OppFi has a net margin of 10.86% compared to Upstart's net margin of 4.34%. OppFi's return on equity of 39.90% beat Upstart's return on equity. Company Net Margins Return on Equity Return on Assets Upstart 4.34% 5.63% 1.49% OppFi 10.86% 39.90% 15.95%

Which has higher valuation and earnings, CLSK or OPFI?

Cleanspark has higher revenue and earnings than OppFi. Cleanspark is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Cleanspark $766.31M 4.14 $364.46M -$2.10 N/A OppFi $597.05M 1.32 $26.33M $0.93 9.92

Is CLSK or OPFI more profitable?

OppFi has a net margin of 10.86% compared to Cleanspark's net margin of -67.66%. OppFi's return on equity of 39.90% beat Cleanspark's return on equity. Company Net Margins Return on Equity Return on Assets Cleanspark -67.66% 7.07% 3.77% OppFi 10.86% 39.90% 15.95%

Which has better valuation and earnings, SII or OPFI?

Sprott has higher earnings, but lower revenue than OppFi. OppFi is trading at a lower price-to-earnings ratio than Sprott, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Sprott $285.08M 9.41 $67.35M $3.27 31.85 OppFi $597.05M 1.32 $26.33M $0.93 9.92

Is SII or OPFI more profitable?

Sprott has a net margin of 21.99% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Sprott's return on equity. Company Net Margins Return on Equity Return on Assets Sprott 21.99% 23.54% 17.48% OppFi 10.86% 39.90% 15.95%

OppFi (OPFI) Competitors

$9.22 -0.22 (-2.28%)

Closing price 03:59 PM Eastern

Extended Trading

$9.25 +0.02 (+0.23%)

As of 07:44 PM Eastern

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OPFI vs. PRK, UPST, BTDR, CLSK, and SII

Should you buy OppFi stock or one of its competitors? MarketBeat compares OppFi with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with OppFi include Park National (PRK), Upstart (UPST), Bitdeer Technologies Group (BTDR), Cleanspark (CLSK), and Sprott (SII). These companies are all part of the "banking" industry.

How does OppFi compare to Park National?

Park National (NYSE:PRK) and OppFi (NYSE:OPFI) are both banking companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, valuation, institutional ownership, risk, dividends, earnings and analyst recommendations.

Park National currently has a consensus price target of $184.50, indicating a potential downside of 0.67%. OppFi has a consensus price target of $13.00, indicating a potential upside of 40.92%. Given OppFi's stronger consensus rating and higher possible upside, analysts plainly believe OppFi is more favorable than Park National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Park National	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
OppFi	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80

Park National has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market. Comparatively, OppFi has a beta of 1.76, meaning that its share price is 76% more volatile than the broader market.

62.7% of Park National shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 2.2% of Park National shares are held by company insiders. Comparatively, 70.2% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, OppFi's average media sentiment score of 0.50 beat Park National's score of 0.00 indicating that OppFi is being referred to more favorably in the news media.

Company	Overall Sentiment
Park National	Neutral
OppFi	Positive

Park National has a net margin of 23.46% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Park National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Park National	23.46%	12.31%	1.50%
OppFi	10.86%	39.90%	15.95%

Park National has higher earnings, but lower revenue than OppFi. OppFi is trading at a lower price-to-earnings ratio than Park National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Park National	$586.58M	5.73	$151.42M	$10.91	17.03
OppFi	$597.05M	1.32	$26.33M	$0.93	9.92

Summary

OppFi beats Park National on 10 of the 16 factors compared between the two stocks.

How does OppFi compare to Upstart?

Upstart (NASDAQ:UPST) and OppFi (NYSE:OPFI) are both banking companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, profitability, institutional ownership, dividends and earnings.

63.0% of Upstart shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 17.3% of Upstart shares are owned by company insiders. Comparatively, 70.2% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Upstart presently has a consensus target price of $45.20, indicating a potential upside of 43.67%. OppFi has a consensus target price of $13.00, indicating a potential upside of 40.92%. Given Upstart's higher possible upside, equities research analysts plainly believe Upstart is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upstart	3 Sell rating(s)	7 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.24
OppFi	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80

Upstart has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upstart	$1.04B	2.88	$53.60M	$0.38	82.79
OppFi	$597.05M	1.32	$26.33M	$0.93	9.92

OppFi has a net margin of 10.86% compared to Upstart's net margin of 4.34%. OppFi's return on equity of 39.90% beat Upstart's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Upstart	4.34%	5.63%	1.49%
OppFi	10.86%	39.90%	15.95%

Upstart has a beta of 2.26, meaning that its share price is 126% more volatile than the broader market. Comparatively, OppFi has a beta of 1.76, meaning that its share price is 76% more volatile than the broader market.

In the previous week, Upstart had 13 more articles in the media than OppFi. MarketBeat recorded 13 mentions for Upstart and 0 mentions for OppFi. Upstart's average media sentiment score of 0.77 beat OppFi's score of 0.50 indicating that Upstart is being referred to more favorably in the media.

Company	Overall Sentiment
Upstart	Positive
OppFi	Positive

Summary

Upstart beats OppFi on 10 of the 17 factors compared between the two stocks.

How does OppFi compare to Bitdeer Technologies Group?

OppFi (NYSE:OPFI) and Bitdeer Technologies Group (NASDAQ:BTDR) are both business services companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings, media sentiment and valuation.

OppFi has a net margin of 10.86% compared to Bitdeer Technologies Group's net margin of -68.11%. OppFi's return on equity of 39.90% beat Bitdeer Technologies Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OppFi	10.86%	39.90%	15.95%
Bitdeer Technologies Group	-68.11%	-69.95%	-19.39%

7.1% of OppFi shares are held by institutional investors. Comparatively, 22.3% of Bitdeer Technologies Group shares are held by institutional investors. 70.2% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

OppFi has a beta of 1.76, indicating that its share price is 76% more volatile than the broader market. Comparatively, Bitdeer Technologies Group has a beta of 2.47, indicating that its share price is 147% more volatile than the broader market.

OppFi presently has a consensus target price of $13.00, suggesting a potential upside of 40.92%. Bitdeer Technologies Group has a consensus target price of $25.45, suggesting a potential upside of 109.85%. Given Bitdeer Technologies Group's higher probable upside, analysts plainly believe Bitdeer Technologies Group is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OppFi	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80
Bitdeer Technologies Group	0 Sell rating(s)	4 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.71

Bitdeer Technologies Group has higher revenue and earnings than OppFi. Bitdeer Technologies Group is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OppFi	$597.05M	1.32	$26.33M	$0.93	9.92
Bitdeer Technologies Group	$620.25M	4.61	$65.60M	-$3.45	N/A

In the previous week, Bitdeer Technologies Group had 12 more articles in the media than OppFi. MarketBeat recorded 12 mentions for Bitdeer Technologies Group and 0 mentions for OppFi. Bitdeer Technologies Group's average media sentiment score of 1.00 beat OppFi's score of 0.50 indicating that Bitdeer Technologies Group is being referred to more favorably in the news media.

Company	Overall Sentiment
OppFi	Positive
Bitdeer Technologies Group	Positive

Summary

Bitdeer Technologies Group beats OppFi on 9 of the 17 factors compared between the two stocks.

How does OppFi compare to Cleanspark?

Cleanspark (NASDAQ:CLSK) and OppFi (NYSE:OPFI) are both banking companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, dividends, media sentiment and analyst recommendations.

OppFi has a net margin of 10.86% compared to Cleanspark's net margin of -67.66%. OppFi's return on equity of 39.90% beat Cleanspark's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cleanspark	-67.66%	7.07%	3.77%
OppFi	10.86%	39.90%	15.95%

Cleanspark has higher revenue and earnings than OppFi. Cleanspark is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cleanspark	$766.31M	4.14	$364.46M	-$2.10	N/A
OppFi	$597.05M	1.32	$26.33M	$0.93	9.92

Cleanspark has a beta of 3.83, meaning that its stock price is 283% more volatile than the broader market. Comparatively, OppFi has a beta of 1.76, meaning that its stock price is 76% more volatile than the broader market.

43.1% of Cleanspark shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 2.1% of Cleanspark shares are owned by insiders. Comparatively, 70.2% of OppFi shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Cleanspark had 12 more articles in the media than OppFi. MarketBeat recorded 12 mentions for Cleanspark and 0 mentions for OppFi. OppFi's average media sentiment score of 0.50 beat Cleanspark's score of 0.12 indicating that OppFi is being referred to more favorably in the news media.

Company	Overall Sentiment
Cleanspark	Neutral
OppFi	Positive

Cleanspark currently has a consensus target price of $21.13, suggesting a potential upside of 70.91%. OppFi has a consensus target price of $13.00, suggesting a potential upside of 40.92%. Given Cleanspark's stronger consensus rating and higher possible upside, research analysts clearly believe Cleanspark is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cleanspark	2 Sell rating(s)	0 Hold rating(s)	14 Buy rating(s)	1 Strong Buy rating(s)	2.82
OppFi	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80

Summary

Cleanspark beats OppFi on 9 of the 16 factors compared between the two stocks.

How does OppFi compare to Sprott?

Sprott (NYSE:SII) and OppFi (NYSE:OPFI) are both banking companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, earnings, media sentiment, dividends, profitability, institutional ownership and valuation.

28.3% of Sprott shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 18.3% of Sprott shares are held by company insiders. Comparatively, 70.2% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, OppFi's average media sentiment score of 0.50 beat Sprott's score of 0.00 indicating that OppFi is being referred to more favorably in the news media.

Company	Overall Sentiment
Sprott	Neutral
OppFi	Positive

Sprott has higher earnings, but lower revenue than OppFi. OppFi is trading at a lower price-to-earnings ratio than Sprott, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sprott	$285.08M	9.41	$67.35M	$3.27	31.85
OppFi	$597.05M	1.32	$26.33M	$0.93	9.92

Sprott currently has a consensus price target of $230.00, indicating a potential upside of 120.85%. OppFi has a consensus price target of $13.00, indicating a potential upside of 40.92%. Given Sprott's higher probable upside, equities analysts plainly believe Sprott is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sprott	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
OppFi	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80

Sprott has a net margin of 21.99% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Sprott's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sprott	21.99%	23.54%	17.48%
OppFi	10.86%	39.90%	15.95%

Sprott has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market. Comparatively, OppFi has a beta of 1.76, meaning that its share price is 76% more volatile than the broader market.

Summary

Sprott beats OppFi on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

OPFI vs. The Competition

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Metric	OppFi	Financial Transaction Services Industry	Business Sector	NYSE Exchange
Market Cap	$806.11M	$32.29B	$6.90B	$23.46B
Dividend Yield	N/A	3.91%	3.12%	4.02%
P/E Ratio	9.92	34.93	28.64	31.06
Price / Sales	1.32	5.43	344.89	19.75
Price / Cash	16.00	17.48	23.21	18.64
Price / Book	2.57	6.45	5.70	4.77
Net Income	$26.33M	$1.10B	$203.89M	$1.06B
7 Day Performance	-7.97%	-1.86%	-1.48%	-0.56%
1 Month Performance	10.39%	13.57%	-2.23%	-0.11%
1 Year Performance	-24.88%	-7.18%	14.16%	16.64%

OppFi Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
OPFI OppFi	4.5904 of 5 stars	$9.23 -2.3%	$13.00 +40.9%	-22.9%	$806.11M	$597.05M	9.92	570
PRK Park National	1.5927 of 5 stars	$185.08 -0.7%	$184.50 -0.3%	+5.6%	$3.37B	$586.58M	19.88	1,790
UPST Upstart	4.8013 of 5 stars	$34.33 -1.3%	$44.73 +30.3%	-56.7%	$3.33B	$1.04B	90.34	1,405
BTDR Bitdeer Technologies Group	2.7834 of 5 stars	$14.25 +2.9%	$25.45 +78.6%	+0.4%	$3.26B	$620.25M	N/A	211	Gap Down
CLSK Cleanspark	3.523 of 5 stars	$13.51 +7.1%	$21.13 +56.4%	+1.6%	$3.24B	$766.31M	N/A	130	News Coverage Gap Down

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This page (NYSE:OPFI) was last updated on 7/13/2026 by MarketBeat.com Staff.

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