OppFi (OPFI) Competitors $12.28 -1.07 (-8.01%) Closing price 07/11/2025 03:59 PM EasternExtended Trading$12.30 +0.02 (+0.16%) As of 07/11/2025 07:52 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPFI vs. AUB, AX, FLG, SFBS, CORZ, IFS, BMA, ASB, RIOT, and UCBShould you be buying OppFi stock or one of its competitors? The main competitors of OppFi include Atlantic Union Bankshares (AUB), Axos Financial (AX), Flagstar Financial (FLG), ServisFirst Bancshares (SFBS), Core Scientific (CORZ), Intercorp Financial Services (IFS), Macro Bank (BMA), Associated Banc (ASB), Riot Platforms (RIOT), and United Community Banks (UCB). These companies are all part of the "banking" industry. OppFi vs. Its Competitors Atlantic Union Bankshares Axos Financial Flagstar Financial ServisFirst Bancshares Core Scientific Intercorp Financial Services Macro Bank Associated Banc Riot Platforms United Community Banks OppFi (NYSE:OPFI) and Atlantic Union Bankshares (NASDAQ:AUB) are both banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, risk, media sentiment, valuation, dividends and analyst recommendations. Is OPFI or AUB more profitable? Atlantic Union Bankshares has a net margin of 15.53% compared to OppFi's net margin of -1.79%. OppFi's return on equity of 48.24% beat Atlantic Union Bankshares' return on equity.Company Net Margins Return on Equity Return on Assets OppFi-1.79% 48.24% 17.42% Atlantic Union Bankshares 15.53%8.50%1.06% Do analysts recommend OPFI or AUB? OppFi presently has a consensus price target of $13.63, suggesting a potential upside of 10.95%. Atlantic Union Bankshares has a consensus price target of $39.00, suggesting a potential upside of 17.79%. Given Atlantic Union Bankshares' stronger consensus rating and higher possible upside, analysts plainly believe Atlantic Union Bankshares is more favorable than OppFi.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score OppFi 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75Atlantic Union Bankshares 0 Sell rating(s) 2 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 2.83 Does the media refer more to OPFI or AUB? In the previous week, Atlantic Union Bankshares had 1 more articles in the media than OppFi. MarketBeat recorded 8 mentions for Atlantic Union Bankshares and 7 mentions for OppFi. Atlantic Union Bankshares' average media sentiment score of 1.29 beat OppFi's score of 0.92 indicating that Atlantic Union Bankshares is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment OppFi 3 Very Positive mention(s) 3 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Atlantic Union Bankshares 7 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders have more ownership in OPFI or AUB? 7.1% of OppFi shares are held by institutional investors. Comparatively, 78.6% of Atlantic Union Bankshares shares are held by institutional investors. 72.0% of OppFi shares are held by insiders. Comparatively, 0.9% of Atlantic Union Bankshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term. Which has higher earnings and valuation, OPFI or AUB? Atlantic Union Bankshares has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Atlantic Union Bankshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOppFi$525.96M2.03$7.26M-$0.37-33.19Atlantic Union Bankshares$857.44M5.50$209.13M$2.1915.12 Which has more risk and volatility, OPFI or AUB? OppFi has a beta of 1.73, suggesting that its stock price is 73% more volatile than the S&P 500. Comparatively, Atlantic Union Bankshares has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. SummaryAtlantic Union Bankshares beats OppFi on 12 of the 16 factors compared between the two stocks. Get OppFi News Delivered to You Automatically Sign up to receive the latest news and ratings for OPFI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPFI vs. The Competition Export to ExcelMetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE ExchangeMarket Cap$1.16B$34.66B$15.42B$20.79BDividend YieldN/A2.39%2.70%3.71%P/E Ratio-33.1927.8928.4427.89Price / Sales2.0310.3143.6042.50Price / Cash12.1619.0626.7222.63Price / Book4.517.376.164.57Net Income$7.26M$1.11B$188.45M$988.81M7 Day Performance-9.04%-3.74%0.92%0.20%1 Month Performance-2.23%-0.29%3.67%3.93%1 Year Performance239.23%34.21%29.55%10.27% OppFi Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPFIOppFi2.1549 of 5 stars$12.28-8.0%$13.63+11.0%+242.1%$1.16B$525.96M-33.19570AUBAtlantic Union Bankshares4.2963 of 5 stars$33.01-1.6%$39.00+18.1%-7.5%$4.70B$857.44M14.411,880News CoveragePositive NewsAXAxos Financial3.1894 of 5 stars$83.01-1.0%$83.29+0.3%+35.8%$4.68B$1.88B11.311,781Analyst ForecastFLGFlagstar Financial2.7636 of 5 stars$11.07-0.9%$13.33+20.4%N/A$4.59B$6.35B-4.266,993Analyst ForecastSFBSServisFirst Bancshares1.9836 of 5 stars$81.40-1.8%$87.50+7.5%+21.9%$4.45B$981.18M18.50570CORZCore Scientific2.5859 of 5 stars$14.83-17.6%$18.35+23.8%+28.8%$4.42B$510.67M-2.95200Trending NewsAnalyst DowngradeOptions VolumeAnalyst RevisionHigh Trading VolumeIFSIntercorp Financial Services3.6935 of 5 stars$37.20-2.0%$30.00-19.4%+54.4%$4.26B$1.68B9.928,542BMAMacro Bank3.772 of 5 stars$66.28-5.3%$62.13-6.3%+20.1%$4.24B$4.49B5.819,004Dividend CutASBAssociated Banc4.8372 of 5 stars$25.53-1.3%$26.44+3.6%+18.3%$4.23B$2.39B29.694,000News CoverageAnalyst ForecastRIOTRiot Platforms2.1038 of 5 stars$11.55-5.1%$17.35+50.2%+33.4%$4.13B$376.66M-8.75340Analyst RevisionGap UpUCBUnited Community BanksN/A$31.19-1.9%N/AN/A$3.79B$1.50B14.782,979Analyst Downgrade Related Companies and Tools Related Companies AUB Competitors AX Competitors FLG Competitors SFBS Competitors CORZ Competitors IFS Competitors BMA Competitors ASB Competitors RIOT Competitors UCB Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:OPFI) was last updated on 7/12/2025 by MarketBeat.com Staff From Our Partners3..2..1.. 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