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OppFi (OPFI) Competitors

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$9.38 -0.04 (-0.47%)
Closing price 07/31/2026 03:59 PM Eastern
Extended Trading
$9.25 -0.13 (-1.34%)
As of 07/31/2026 07:34 PM Eastern
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OPFI vs. FBK, XXI, UWMC, BTDR, and SII

Should you buy OppFi stock or one of its competitors? MarketBeat compares OppFi with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with OppFi include FB Financial (FBK), Twenty One Capital (XXI), UWM (UWMC), Bitdeer Technologies Group (BTDR), and Sprott (SII).

How does OppFi compare to FB Financial?

FB Financial (NYSE:FBK) and OppFi (NYSE:OPFI) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, risk, media sentiment, dividends, institutional ownership and profitability.

65.4% of FB Financial shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 2.0% of FB Financial shares are held by insiders. Comparatively, 70.2% of OppFi shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

FB Financial has a net margin of 19.00% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat FB Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
FB Financial19.00% 12.08% 1.44%
OppFi 10.86%39.90%15.95%

FB Financial has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FB Financial$877.84M3.54$122.62M$3.7316.18
OppFi$597.05M1.34$26.33M$0.9310.08

In the previous week, OppFi had 3 more articles in the media than FB Financial. MarketBeat recorded 6 mentions for OppFi and 3 mentions for FB Financial. FB Financial's average media sentiment score of 1.61 beat OppFi's score of 0.00 indicating that FB Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
FB Financial
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
OppFi
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

FB Financial currently has a consensus target price of $64.67, indicating a potential upside of 7.16%. OppFi has a consensus target price of $13.00, indicating a potential upside of 38.65%. Given OppFi's higher probable upside, analysts plainly believe OppFi is more favorable than FB Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FB Financial
0 Sell rating(s)
0 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
3.14
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

FB Financial has a beta of 0.94, suggesting that its share price is 6% less volatile than the broader market. Comparatively, OppFi has a beta of 1.77, suggesting that its share price is 77% more volatile than the broader market.

Summary

FB Financial beats OppFi on 11 of the 17 factors compared between the two stocks.

How does OppFi compare to Twenty One Capital?

Twenty One Capital (NYSE:XXI) and OppFi (NYSE:OPFI) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, media sentiment, profitability and risk.

Twenty One Capital has a beta of -1.41, indicating that its stock price is 241% less volatile than the broader market. Comparatively, OppFi has a beta of 1.77, indicating that its stock price is 77% more volatile than the broader market.

OppFi has higher revenue and earnings than Twenty One Capital. Twenty One Capital is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Twenty One CapitalN/AN/A-$217.34M-$0.14N/A
OppFi$597.05M1.34$26.33M$0.9310.08

OppFi has a consensus target price of $13.00, indicating a potential upside of 38.65%. Given OppFi's stronger consensus rating and higher probable upside, analysts clearly believe OppFi is more favorable than Twenty One Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Twenty One Capital
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, OppFi had 5 more articles in the media than Twenty One Capital. MarketBeat recorded 6 mentions for OppFi and 1 mentions for Twenty One Capital. Twenty One Capital's average media sentiment score of 1.76 beat OppFi's score of 0.00 indicating that Twenty One Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Twenty One Capital
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
OppFi
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

7.1% of OppFi shares are held by institutional investors. 70.2% of OppFi shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

OppFi has a net margin of 10.86% compared to Twenty One Capital's net margin of 0.00%. OppFi's return on equity of 39.90% beat Twenty One Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Twenty One CapitalN/A -15.55% -12.98%
OppFi 10.86%39.90%15.95%

Summary

OppFi beats Twenty One Capital on 14 of the 15 factors compared between the two stocks.

How does OppFi compare to UWM?

UWM (NYSE:UWMC) and OppFi (NYSE:OPFI) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, dividends, media sentiment, institutional ownership, valuation and profitability.

UWM has higher revenue and earnings than OppFi. UWM is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
UWM$3.16B0.92$27.38M$0.276.72
OppFi$597.05M1.34$26.33M$0.9310.08

In the previous week, UWM and UWM both had 6 articles in the media. UWM's average media sentiment score of 0.47 beat OppFi's score of 0.00 indicating that UWM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
UWM
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
OppFi
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

OppFi has a net margin of 10.86% compared to UWM's net margin of 1.92%. OppFi's return on equity of 39.90% beat UWM's return on equity.

Company Net Margins Return on Equity Return on Assets
UWM1.92% 19.01% 1.85%
OppFi 10.86%39.90%15.95%

53.6% of UWM shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 80.3% of UWM shares are held by company insiders. Comparatively, 70.2% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

UWM has a beta of 1.79, suggesting that its stock price is 79% more volatile than the broader market. Comparatively, OppFi has a beta of 1.77, suggesting that its stock price is 77% more volatile than the broader market.

UWM presently has a consensus target price of $4.65, indicating a potential upside of 156.20%. OppFi has a consensus target price of $13.00, indicating a potential upside of 38.65%. Given UWM's higher possible upside, equities analysts clearly believe UWM is more favorable than OppFi.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
UWM
1 Sell rating(s)
7 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.36
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

UWM beats OppFi on 8 of the 15 factors compared between the two stocks.

How does OppFi compare to Bitdeer Technologies Group?

Bitdeer Technologies Group (NASDAQ:BTDR) and OppFi (NYSE:OPFI) are related companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, dividends, profitability, valuation, analyst recommendations, institutional ownership and media sentiment.

In the previous week, Bitdeer Technologies Group had 8 more articles in the media than OppFi. MarketBeat recorded 14 mentions for Bitdeer Technologies Group and 6 mentions for OppFi. Bitdeer Technologies Group's average media sentiment score of 0.59 beat OppFi's score of 0.00 indicating that Bitdeer Technologies Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bitdeer Technologies Group
5 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
OppFi
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Bitdeer Technologies Group has higher revenue and earnings than OppFi. Bitdeer Technologies Group is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bitdeer Technologies Group$620.25M4.00$65.60M-$3.45N/A
OppFi$597.05M1.34$26.33M$0.9310.08

Bitdeer Technologies Group has a beta of 2.5, indicating that its stock price is 150% more volatile than the broader market. Comparatively, OppFi has a beta of 1.77, indicating that its stock price is 77% more volatile than the broader market.

OppFi has a net margin of 10.86% compared to Bitdeer Technologies Group's net margin of -68.11%. OppFi's return on equity of 39.90% beat Bitdeer Technologies Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bitdeer Technologies Group-68.11% -69.95% -19.39%
OppFi 10.86%39.90%15.95%

Bitdeer Technologies Group currently has a consensus price target of $25.45, indicating a potential upside of 141.96%. OppFi has a consensus price target of $13.00, indicating a potential upside of 38.65%. Given Bitdeer Technologies Group's stronger consensus rating and higher probable upside, equities analysts clearly believe Bitdeer Technologies Group is more favorable than OppFi.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bitdeer Technologies Group
0 Sell rating(s)
4 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.71
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

22.3% of Bitdeer Technologies Group shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 70.2% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Bitdeer Technologies Group beats OppFi on 10 of the 16 factors compared between the two stocks.

How does OppFi compare to Sprott?

OppFi (NYSE:OPFI) and Sprott (NYSE:SII) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, profitability, analyst recommendations, risk, dividends, earnings and valuation.

In the previous week, Sprott had 2 more articles in the media than OppFi. MarketBeat recorded 8 mentions for Sprott and 6 mentions for OppFi. Sprott's average media sentiment score of 0.79 beat OppFi's score of 0.00 indicating that Sprott is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OppFi
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Sprott
4 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

7.1% of OppFi shares are owned by institutional investors. Comparatively, 28.3% of Sprott shares are owned by institutional investors. 70.2% of OppFi shares are owned by insiders. Comparatively, 18.3% of Sprott shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

OppFi has a beta of 1.77, meaning that its share price is 77% more volatile than the broader market. Comparatively, Sprott has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market.

OppFi currently has a consensus price target of $13.00, suggesting a potential upside of 38.65%. Sprott has a consensus price target of $230.00, suggesting a potential upside of 123.47%. Given Sprott's stronger consensus rating and higher possible upside, analysts plainly believe Sprott is more favorable than OppFi.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Sprott
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Sprott has lower revenue, but higher earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Sprott, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OppFi$597.05M1.34$26.33M$0.9310.08
Sprott$368.97M7.18$67.35M$3.2731.47

Sprott has a net margin of 21.99% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Sprott's return on equity.

Company Net Margins Return on Equity Return on Assets
OppFi10.86% 39.90% 15.95%
Sprott 21.99%23.54%17.48%

Summary

Sprott beats OppFi on 11 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPFI vs. The Competition

MetricOppFiConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$800.14M$7.23B$13.63B$23.69B
Dividend YieldN/A12.26%5.95%4.22%
P/E Ratio10.089.3128.6630.98
Price / Sales1.3438.01469.0319.22
Price / Cash15.8811.6644.5018.73
Price / Book2.612.683.684.76
Net Income$26.33M$434.78M$1.31B$1.07B
7 Day Performance4.00%0.74%4.00%0.35%
1 Month Performance-6.01%-2.10%-0.17%-0.55%
1 Year Performance-9.67%15.75%12.94%19.21%

OppFi Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPFI
OppFi
4.3136 of 5 stars
$9.38
-0.5%
$13.00
+38.7%
-9.7%$800.14M$597.05M10.08570
FBK
FB Financial
4.4007 of 5 stars
$58.85
-0.4%
$64.67
+9.9%
+27.0%$3.05B$877.84M15.781,594
XXI
Twenty One Capital
0.9153 of 5 stars
$4.56
+0.8%
N/AN/A$2.95BN/AN/AN/A
UWMC
UWM
4.5155 of 5 stars
$1.85
+0.8%
$4.82
+161.0%
-56.6%$2.93B$3.16B6.839,100
BTDR
Bitdeer Technologies Group
2.4545 of 5 stars
$11.35
-1.8%
$25.45
+124.3%
-13.1%$2.72B$620.25MN/A211

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This page (NYSE:OPFI) was last updated on 8/2/2026 by MarketBeat.com Staff.
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