Bay Commercial Bank (BCML) Competitors

Bay Commercial Bank logo
$32.34 +0.76 (+2.41%)
As of 04:00 PM Eastern

BCML vs. BUSE, FBIZ, FMBH, FRME, and IBCP

Should you buy Bay Commercial Bank stock or one of its competitors? MarketBeat compares Bay Commercial Bank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Bay Commercial Bank include First Busey (BUSE), First Business Financial Services (FBIZ), First Mid Bancshares (FMBH), First Merchants (FRME), and Independent Bank (IBCP). These companies are all part of the "finance" sector.

How does Bay Commercial Bank compare to First Busey?

First Busey (NASDAQ:BUSE) and Bay Commercial Bank (NASDAQ:BCML) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, valuation, media sentiment, profitability, risk, dividends, earnings and institutional ownership.

In the previous week, First Busey had 1 more articles in the media than Bay Commercial Bank. MarketBeat recorded 1 mentions for First Busey and 0 mentions for Bay Commercial Bank. First Busey's average media sentiment score of 1.00 beat Bay Commercial Bank's score of 0.00 indicating that First Busey is being referred to more favorably in the media.

Company Overall Sentiment
First Busey Positive
Bay Commercial Bank Neutral

First Busey has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, suggesting that its stock price is 73% less volatile than the broader market.

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.6%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. First Busey pays out 46.2% of its earnings in the form of a dividend. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years.

First Busey has higher revenue and earnings than Bay Commercial Bank. First Busey is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$790.86M3.09$135.26M$2.2512.84
Bay Commercial Bank$141.48M2.49$23.93M$2.4213.36

First Busey has a net margin of 19.16% compared to Bay Commercial Bank's net margin of 18.41%. First Busey's return on equity of 10.19% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey19.16% 10.19% 1.36%
Bay Commercial Bank 18.41%7.84%1.01%

First Busey presently has a consensus price target of $27.50, indicating a potential downside of 4.78%. Bay Commercial Bank has a consensus price target of $34.00, indicating a potential upside of 5.13%. Given Bay Commercial Bank's higher probable upside, analysts plainly believe Bay Commercial Bank is more favorable than First Busey.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

56.5% of First Busey shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 3.8% of First Busey shares are held by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

First Busey beats Bay Commercial Bank on 14 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Business Financial Services?

Bay Commercial Bank (NASDAQ:BCML) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, earnings, risk, analyst recommendations, valuation and dividends.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. First Business Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.2%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Business Financial Services pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Business Financial Services has raised its dividend for 13 consecutive years.

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 5.0% of First Business Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Bay Commercial Bank has a net margin of 18.41% compared to First Business Financial Services' net margin of 18.16%. First Business Financial Services' return on equity of 14.60% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Business Financial Services 18.16%14.60%1.25%

Bay Commercial Bank currently has a consensus target price of $34.00, indicating a potential upside of 5.13%. First Business Financial Services has a consensus target price of $65.50, indicating a potential upside of 5.59%. Given First Business Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe First Business Financial Services is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
First Business Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

First Business Financial Services has higher revenue and earnings than Bay Commercial Bank. First Business Financial Services is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.49$23.93M$2.4213.36
First Business Financial Services$279.25M1.86$50.32M$6.0710.22

Bay Commercial Bank has a beta of 0.27, meaning that its share price is 73% less volatile than the broader market. Comparatively, First Business Financial Services has a beta of 0.68, meaning that its share price is 32% less volatile than the broader market.

In the previous week, First Business Financial Services had 1 more articles in the media than Bay Commercial Bank. MarketBeat recorded 1 mentions for First Business Financial Services and 0 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 0.00 equaled First Business Financial Services'average media sentiment score.

Company Overall Sentiment
Bay Commercial Bank Neutral
First Business Financial Services Neutral

Summary

First Business Financial Services beats Bay Commercial Bank on 14 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Mid Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, earnings, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.

First Mid Bancshares has higher revenue and earnings than Bay Commercial Bank. First Mid Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.49$23.93M$2.4213.36
First Mid Bancshares$466.04M2.68$91.75M$3.9711.84

First Mid Bancshares has a net margin of 19.95% compared to Bay Commercial Bank's net margin of 18.41%. First Mid Bancshares' return on equity of 10.44% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Mid Bancshares 19.95%10.44%1.23%

Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

In the previous week, Bay Commercial Bank's average media sentiment score of 0.00 equaled First Mid Bancshares'average media sentiment score.

Company Overall Sentiment
Bay Commercial Bank Neutral
First Mid Bancshares Neutral

Bay Commercial Bank currently has a consensus target price of $34.00, suggesting a potential upside of 5.13%. First Mid Bancshares has a consensus target price of $49.50, suggesting a potential upside of 5.32%. Given First Mid Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

First Mid Bancshares beats Bay Commercial Bank on 13 of the 16 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Merchants?

Bay Commercial Bank (NASDAQ:BCML) and First Merchants (NASDAQ:FRME) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, profitability, dividends, analyst recommendations, risk, media sentiment and institutional ownership.

First Merchants has a net margin of 18.87% compared to Bay Commercial Bank's net margin of 18.41%. First Merchants' return on equity of 9.58% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Merchants 18.87%9.58%1.21%

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 73.9% of First Merchants shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by company insiders. Comparatively, 1.8% of First Merchants shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, First Merchants had 2 more articles in the media than Bay Commercial Bank. MarketBeat recorded 2 mentions for First Merchants and 0 mentions for Bay Commercial Bank. First Merchants' average media sentiment score of 0.37 beat Bay Commercial Bank's score of 0.00 indicating that First Merchants is being referred to more favorably in the news media.

Company Overall Sentiment
Bay Commercial Bank Neutral
First Merchants Neutral

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.5%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Merchants pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Merchants has increased its dividend for 13 consecutive years.

Bay Commercial Bank currently has a consensus price target of $34.00, suggesting a potential upside of 5.13%. First Merchants has a consensus price target of $48.33, suggesting a potential upside of 15.30%. Given First Merchants' stronger consensus rating and higher probable upside, analysts plainly believe First Merchants is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

First Merchants has higher revenue and earnings than Bay Commercial Bank. First Merchants is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.49$23.93M$2.4213.36
First Merchants$1.05B2.51$226M$3.4012.33

Bay Commercial Bank has a beta of 0.27, meaning that its stock price is 73% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.85, meaning that its stock price is 15% less volatile than the broader market.

Summary

First Merchants beats Bay Commercial Bank on 16 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, dividends, risk, institutional ownership, profitability and valuation.

Independent Bank has a net margin of 22.02% compared to Bay Commercial Bank's net margin of 18.41%. Independent Bank's return on equity of 14.15% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.02% 14.15% 1.27%
Bay Commercial Bank 18.41%7.84%1.01%

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.2%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. Independent Bank pays out 33.4% of its earnings in the form of a dividend. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years.

Independent Bank presently has a consensus price target of $37.00, indicating a potential upside of 5.08%. Bay Commercial Bank has a consensus price target of $34.00, indicating a potential upside of 5.13%. Given Bay Commercial Bank's higher probable upside, analysts plainly believe Bay Commercial Bank is more favorable than Independent Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

79.4% of Independent Bank shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 5.9% of Independent Bank shares are owned by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

In the previous week, Independent Bank had 2 more articles in the media than Bay Commercial Bank. MarketBeat recorded 2 mentions for Independent Bank and 0 mentions for Bay Commercial Bank. Independent Bank's average media sentiment score of 0.75 beat Bay Commercial Bank's score of 0.00 indicating that Independent Bank is being referred to more favorably in the media.

Company Overall Sentiment
Independent Bank Positive
Bay Commercial Bank Neutral

Independent Bank has higher revenue and earnings than Bay Commercial Bank. Independent Bank is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.30$68.54M$3.3510.51
Bay Commercial Bank$141.48M2.49$23.93M$2.4213.36

Independent Bank has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, indicating that its stock price is 73% less volatile than the broader market.

Summary

Independent Bank beats Bay Commercial Bank on 14 of the 18 factors compared between the two stocks.

Get Bay Commercial Bank News Delivered to You Automatically

Sign up to receive the latest news and ratings for BCML and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

BCML vs. The Competition

MetricBay Commercial BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$344.52M$2.45B$13.98B$12.39B
Dividend Yield3.80%3.05%5.76%5.83%
P/E Ratio13.3612.6620.2323.97
Price / Sales2.493.01143.83109.59
Price / Cash12.7211.8919.5254.51
Price / Book1.041.382.256.50
Net Income$23.93M$182.95M$1.14B$336.88M
7 Day Performance1.99%1.51%-0.21%-0.22%
1 Month Performance4.29%1.74%1.13%0.77%
1 Year Performance18.94%25.98%15.50%31.57%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
4.1527 of 5 stars
$32.34
+2.4%
$34.00
+5.1%
+17.7%$344.52M$141.48M13.36370
BUSE
First Busey
4.2977 of 5 stars
$28.23
+0.9%
$27.50
-2.6%
+27.5%$2.37B$1.04B12.551,948
FBIZ
First Business Financial Services
3.6808 of 5 stars
$60.34
+1.4%
$65.50
+8.6%
+28.1%$497.63M$279.25M9.94340
FMBH
First Mid Bancshares
3.7636 of 5 stars
$45.86
+0.7%
$49.50
+7.9%
+30.2%$1.21B$466.04M11.551,170
FRME
First Merchants
4.0776 of 5 stars
$40.76
+0.4%
$48.33
+18.6%
+14.6%$2.56B$1.05B11.992,086

Related Companies and Tools


This page (NASDAQ:BCML) was last updated on 6/23/2026 by MarketBeat.com Staff.
From Our Partners