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Bay Commercial Bank (BCML) Competitors

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$31.19 +0.29 (+0.94%)
Closing price 04:00 PM Eastern
Extended Trading
$31.07 -0.12 (-0.40%)
As of 04:34 PM Eastern
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BCML vs. BSRR, FCBC, FFBC, FMBH, and FRME

Should you buy Bay Commercial Bank stock or one of its competitors? Bay Commercial Bank's main competitors and comparable companies include Sierra Bancorp (BSRR), First Community Bancshares (FCBC), First Financial Bancorp. (FFBC), First Mid Bancshares (FMBH), and First Merchants (FRME). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Bay Commercial Bank compare to Sierra Bancorp?

Sierra Bancorp (NASDAQ:BSRR) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, dividends, profitability, institutional ownership, risk, analyst recommendations and media sentiment.

Sierra Bancorp has a beta of 0.76, meaning that its stock price is 24% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market.

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 11.8% of Sierra Bancorp shares are owned by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Sierra Bancorp has higher revenue and earnings than Bay Commercial Bank. Sierra Bancorp is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sierra Bancorp$201.98M2.54$42.33M$3.4211.57
Bay Commercial Bank$141.48M2.42$23.93M$1.2026.08

Sierra Bancorp has a net margin of 22.37% compared to Bay Commercial Bank's net margin of 9.20%. Sierra Bancorp's return on equity of 12.38% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Sierra Bancorp22.37% 12.38% 1.20%
Bay Commercial Bank 9.20%6.98%0.90%

Sierra Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.7%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. Sierra Bancorp pays out 31.6% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Sierra Bancorp has raised its dividend for 2 consecutive years and Bay Commercial Bank has raised its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Sierra Bancorp currently has a consensus price target of $38.67, suggesting a potential downside of 2.28%. Bay Commercial Bank has a consensus price target of $34.00, suggesting a potential upside of 8.64%. Given Bay Commercial Bank's stronger consensus rating and higher possible upside, analysts plainly believe Bay Commercial Bank is more favorable than Sierra Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

In the previous week, Bay Commercial Bank had 1 more articles in the media than Sierra Bancorp. MarketBeat recorded 4 mentions for Bay Commercial Bank and 3 mentions for Sierra Bancorp. Bay Commercial Bank's average media sentiment score of 1.04 beat Sierra Bancorp's score of 0.22 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Sierra Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Sierra Bancorp beats Bay Commercial Bank on 11 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Community Bancshares?

First Community Bancshares (NASDAQ:FCBC) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, media sentiment, earnings, dividends, profitability, valuation and risk.

First Community Bancshares has higher revenue and earnings than Bay Commercial Bank. First Community Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community Bancshares$185.42M4.87$48.79M$3.1715.06
Bay Commercial Bank$141.48M2.42$23.93M$1.2026.08

First Community Bancshares has a net margin of 28.84% compared to Bay Commercial Bank's net margin of 9.20%. First Community Bancshares' return on equity of 10.67% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community Bancshares28.84% 10.67% 1.61%
Bay Commercial Bank 9.20%6.98%0.90%

First Community Bancshares has a beta of 0.49, indicating that its share price is 51% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.32, indicating that its share price is 68% less volatile than the broader market.

First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.8%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Community Bancshares has raised its dividend for 13 consecutive years and Bay Commercial Bank has raised its dividend for 3 consecutive years.

In the previous week, Bay Commercial Bank had 3 more articles in the media than First Community Bancshares. MarketBeat recorded 4 mentions for Bay Commercial Bank and 1 mentions for First Community Bancshares. First Community Bancshares' average media sentiment score of 1.28 beat Bay Commercial Bank's score of 1.04 indicating that First Community Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Community Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bay Commercial Bank has a consensus price target of $34.00, indicating a potential upside of 8.64%. Given Bay Commercial Bank's stronger consensus rating and higher possible upside, analysts clearly believe Bay Commercial Bank is more favorable than First Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

35.0% of First Community Bancshares shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 3.7% of First Community Bancshares shares are owned by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

First Community Bancshares beats Bay Commercial Bank on 12 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Financial Bancorp.?

First Financial Bancorp. (NASDAQ:FFBC) and Bay Commercial Bank (NASDAQ:BCML) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, dividends, media sentiment and valuation.

First Financial Bancorp. has a beta of 0.93, meaning that its share price is 7% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market.

First Financial Bancorp. has a net margin of 20.77% compared to Bay Commercial Bank's net margin of 9.20%. First Financial Bancorp.'s return on equity of 11.13% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Financial Bancorp.20.77% 11.13% 1.49%
Bay Commercial Bank 9.20%6.98%0.90%

First Financial Bancorp. pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. First Financial Bancorp. pays out 36.7% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Financial Bancorp. has raised its dividend for 1 consecutive years and Bay Commercial Bank has raised its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

77.2% of First Financial Bancorp. shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 1.1% of First Financial Bancorp. shares are held by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, First Financial Bancorp. had 1 more articles in the media than Bay Commercial Bank. MarketBeat recorded 5 mentions for First Financial Bancorp. and 4 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 1.04 beat First Financial Bancorp.'s score of 0.77 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Financial Bancorp.
1 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Financial Bancorp. currently has a consensus price target of $34.00, indicating a potential upside of 6.87%. Bay Commercial Bank has a consensus price target of $34.00, indicating a potential upside of 8.64%. Given Bay Commercial Bank's higher probable upside, analysts clearly believe Bay Commercial Bank is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Financial Bancorp.
0 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.63
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

First Financial Bancorp. has higher revenue and earnings than Bay Commercial Bank. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Financial Bancorp.$1.26B2.65$255.60M$2.8311.24
Bay Commercial Bank$141.48M2.42$23.93M$1.2026.08

Summary

First Financial Bancorp. beats Bay Commercial Bank on 13 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Mid Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, media sentiment, analyst recommendations and profitability.

In the previous week, Bay Commercial Bank had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 4 mentions for Bay Commercial Bank and 2 mentions for First Mid Bancshares. Bay Commercial Bank's average media sentiment score of 1.04 beat First Mid Bancshares' score of 0.44 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Mid Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Bay Commercial Bank has a beta of 0.32, suggesting that its share price is 68% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than Bay Commercial Bank. First Mid Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.42$23.93M$1.2026.08
First Mid Bancshares$466.04M2.83$91.75M$4.0312.32

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

Bay Commercial Bank currently has a consensus price target of $34.00, suggesting a potential upside of 8.64%. First Mid Bancshares has a consensus price target of $54.63, suggesting a potential upside of 10.03%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Mid Bancshares has a net margin of 19.76% compared to Bay Commercial Bank's net margin of 9.20%. First Mid Bancshares' return on equity of 10.86% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.98% 0.90%
First Mid Bancshares 19.76%10.86%1.29%

Summary

First Mid Bancshares beats Bay Commercial Bank on 12 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Merchants?

First Merchants (NASDAQ:FRME) and Bay Commercial Bank (NASDAQ:BCML) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, profitability, analyst recommendations, risk, institutional ownership and dividends.

First Merchants has higher revenue and earnings than Bay Commercial Bank. First Merchants is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$1.05B2.38$226M$3.1212.78
Bay Commercial Bank$141.48M2.42$23.93M$1.2026.08

First Merchants currently has a consensus target price of $51.00, suggesting a potential upside of 27.88%. Bay Commercial Bank has a consensus target price of $34.00, suggesting a potential upside of 8.64%. Given First Merchants' higher probable upside, equities analysts clearly believe First Merchants is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.7%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. First Merchants pays out 47.4% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Merchants has increased its dividend for 13 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years.

First Merchants has a net margin of 17.05% compared to Bay Commercial Bank's net margin of 9.20%. First Merchants' return on equity of 8.86% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants17.05% 8.86% 1.12%
Bay Commercial Bank 9.20%6.98%0.90%

In the previous week, First Merchants had 6 more articles in the media than Bay Commercial Bank. MarketBeat recorded 10 mentions for First Merchants and 4 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 1.04 beat First Merchants' score of 0.33 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
1 Very Positive mention(s)
1 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

73.9% of First Merchants shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 1.8% of First Merchants shares are owned by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

First Merchants has a beta of 0.87, indicating that its share price is 13% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.32, indicating that its share price is 68% less volatile than the broader market.

Summary

First Merchants beats Bay Commercial Bank on 13 of the 20 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCML vs. The Competition

MetricBay Commercial BankBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$340.60M$22.59B$13.32B$13.24B
Dividend Yield3.96%3.14%6.03%15.88%
P/E Ratio25.9925.3924.4626.03
Price / Sales2.418.98505.8789.51
Price / Cash12.2214.6847.4551.25
Price / Book1.001.342.706.32
Net Income$23.93M$2.58B$1.32B$361.43M
7 Day Performance1.04%-1.00%-1.04%-1.66%
1 Month Performance2.56%-2.01%0.99%-3.93%
1 Year Performance12.76%21.64%8.15%2.82%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
4.3599 of 5 stars
$31.19
+0.9%
$34.00
+9.0%
+9.9%$340.60M$141.48M25.99327
BSRR
Sierra Bancorp
2.0627 of 5 stars
$39.20
+0.4%
$38.67
-1.4%
+36.7%$506.22M$201.98M11.46469
FCBC
First Community Bancshares
2.5621 of 5 stars
$47.57
+1.2%
N/A+38.1%$888.60M$185.42M15.01614
FFBC
First Financial Bancorp.
3.3082 of 5 stars
$31.51
+0.6%
$34.00
+7.9%
+24.4%$3.29B$1.26B11.132,199
FMBH
First Mid Bancshares
3.6953 of 5 stars
$49.28
+1.1%
$54.63
+10.8%
+31.7%$1.30B$466.04M12.231,170

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This page (NASDAQ:BCML) was last updated on 10/2/2026 by MarketBeat.com Staff.
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