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Bay Commercial Bank (BCML) Competitors

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$30.61 -0.59 (-1.89%)
Closing price 04:00 PM Eastern
Extended Trading
$30.63 +0.02 (+0.07%)
As of 04:10 PM Eastern
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BCML vs. FBIZ, FMBH, FRME, IBCP, and MBWM

Should you buy Bay Commercial Bank stock or one of its competitors? MarketBeat compares Bay Commercial Bank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Bay Commercial Bank include First Business Financial Services (FBIZ), First Mid Bancshares (FMBH), First Merchants (FRME), Independent Bank (IBCP), and Mercantile Bank (MBWM). These companies are all part of the "finance" sector.

How does Bay Commercial Bank compare to First Business Financial Services?

Bay Commercial Bank (NASDAQ:BCML) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, earnings, valuation, analyst recommendations, media sentiment, dividends, profitability and risk.

Bay Commercial Bank has a beta of 0.27, meaning that its share price is 73% less volatile than the broader market. Comparatively, First Business Financial Services has a beta of 0.68, meaning that its share price is 32% less volatile than the broader market.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.9%. First Business Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.4%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Business Financial Services pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Business Financial Services has raised its dividend for 13 consecutive years.

Bay Commercial Bank has a net margin of 18.41% compared to First Business Financial Services' net margin of 18.16%. First Business Financial Services' return on equity of 14.60% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Business Financial Services 18.16%14.60%1.25%

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by insiders. Comparatively, 5.0% of First Business Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, First Business Financial Services had 2 more articles in the media than Bay Commercial Bank. MarketBeat recorded 3 mentions for First Business Financial Services and 1 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 1.88 beat First Business Financial Services' score of 0.63 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Overall Sentiment
Bay Commercial Bank Very Positive
First Business Financial Services Positive

First Business Financial Services has higher revenue and earnings than Bay Commercial Bank. First Business Financial Services is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.36$23.93M$2.4212.65
First Business Financial Services$279.25M1.67$50.32M$6.079.19

Bay Commercial Bank currently has a consensus price target of $34.00, suggesting a potential upside of 11.07%. First Business Financial Services has a consensus price target of $65.50, suggesting a potential upside of 17.40%. Given First Business Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe First Business Financial Services is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Business Financial Services
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

First Business Financial Services beats Bay Commercial Bank on 13 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Mid Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, earnings, profitability, media sentiment, institutional ownership, risk and dividends.

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, Bay Commercial Bank and Bay Commercial Bank both had 1 articles in the media. Bay Commercial Bank's average media sentiment score of 1.88 beat First Mid Bancshares' score of 1.44 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Overall Sentiment
Bay Commercial Bank Very Positive
First Mid Bancshares Positive

First Mid Bancshares has a net margin of 19.95% compared to Bay Commercial Bank's net margin of 18.41%. First Mid Bancshares' return on equity of 10.44% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Mid Bancshares 19.95%10.44%1.23%

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.9%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.3%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years.

Bay Commercial Bank currently has a consensus target price of $34.00, indicating a potential upside of 11.07%. First Mid Bancshares has a consensus target price of $49.50, indicating a potential upside of 14.77%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Bay Commercial Bank has a beta of 0.27, meaning that its share price is 73% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, meaning that its share price is 20% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than Bay Commercial Bank. First Mid Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.36$23.93M$2.4212.65
First Mid Bancshares$466.04M2.46$91.75M$3.9710.86

Summary

First Mid Bancshares beats Bay Commercial Bank on 12 of the 17 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Merchants?

First Merchants (NASDAQ:FRME) and Bay Commercial Bank (NASDAQ:BCML) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, profitability, earnings, risk, institutional ownership, dividends and valuation.

In the previous week, First Merchants and First Merchants both had 1 articles in the media. Bay Commercial Bank's average media sentiment score of 1.88 beat First Merchants' score of 1.87 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Overall Sentiment
First Merchants Very Positive
Bay Commercial Bank Very Positive

First Merchants has a beta of 0.85, indicating that its share price is 15% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, indicating that its share price is 73% less volatile than the broader market.

First Merchants has a net margin of 18.87% compared to Bay Commercial Bank's net margin of 18.41%. First Merchants' return on equity of 9.58% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants18.87% 9.58% 1.21%
Bay Commercial Bank 18.41%7.84%1.01%

First Merchants currently has a consensus price target of $48.33, indicating a potential upside of 24.25%. Bay Commercial Bank has a consensus price target of $34.00, indicating a potential upside of 11.07%. Given First Merchants' higher possible upside, research analysts clearly believe First Merchants is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50

First Merchants has higher revenue and earnings than Bay Commercial Bank. First Merchants is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$659.76M3.72$226M$3.4011.44
Bay Commercial Bank$141.48M2.36$23.93M$2.4212.65

73.9% of First Merchants shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 1.8% of First Merchants shares are held by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.8%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.9%. First Merchants pays out 43.5% of its earnings in the form of a dividend. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has increased its dividend for 13 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years.

Summary

First Merchants beats Bay Commercial Bank on 13 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to Independent Bank?

Bay Commercial Bank (NASDAQ:BCML) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, earnings, media sentiment, risk, dividends and valuation.

In the previous week, Independent Bank had 3 more articles in the media than Bay Commercial Bank. MarketBeat recorded 4 mentions for Independent Bank and 1 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 1.88 beat Independent Bank's score of 0.75 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Overall Sentiment
Bay Commercial Bank Very Positive
Independent Bank Positive

Bay Commercial Bank presently has a consensus price target of $34.00, suggesting a potential upside of 11.07%. Independent Bank has a consensus price target of $37.00, suggesting a potential upside of 11.48%. Given Independent Bank's higher possible upside, analysts plainly believe Independent Bank is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Independent Bank has a net margin of 22.02% compared to Bay Commercial Bank's net margin of 18.41%. Independent Bank's return on equity of 14.15% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
Independent Bank 22.02%14.15%1.27%

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 79.4% of Independent Bank shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by company insiders. Comparatively, 5.9% of Independent Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.9%. Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.4%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. Independent Bank pays out 33.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years and Independent Bank has raised its dividend for 11 consecutive years.

Bay Commercial Bank has a beta of 0.27, meaning that its stock price is 73% less volatile than the broader market. Comparatively, Independent Bank has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

Independent Bank has higher revenue and earnings than Bay Commercial Bank. Independent Bank is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.36$23.93M$2.4212.65
Independent Bank$315.38M2.17$68.54M$3.359.91

Summary

Independent Bank beats Bay Commercial Bank on 14 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to Mercantile Bank?

Bay Commercial Bank (NASDAQ:BCML) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, risk, media sentiment, institutional ownership, dividends, profitability and earnings.

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Comparatively, 2.5% of Mercantile Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.9%. Mercantile Bank pays an annual dividend of $1.56 per share and has a dividend yield of 3.1%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. Mercantile Bank pays out 28.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years and Mercantile Bank has raised its dividend for 14 consecutive years.

Bay Commercial Bank presently has a consensus price target of $34.00, suggesting a potential upside of 11.07%. Mercantile Bank has a consensus price target of $56.20, suggesting a potential upside of 10.34%. Given Bay Commercial Bank's higher probable upside, research analysts clearly believe Bay Commercial Bank is more favorable than Mercantile Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Mercantile Bank
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57

Mercantile Bank has higher revenue and earnings than Bay Commercial Bank. Mercantile Bank is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.36$23.93M$2.4212.65
Mercantile Bank$371.80M2.37$88.75M$5.579.14

In the previous week, Mercantile Bank had 2 more articles in the media than Bay Commercial Bank. MarketBeat recorded 3 mentions for Mercantile Bank and 1 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 1.88 beat Mercantile Bank's score of 0.63 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Overall Sentiment
Bay Commercial Bank Very Positive
Mercantile Bank Positive

Mercantile Bank has a net margin of 24.19% compared to Bay Commercial Bank's net margin of 18.41%. Mercantile Bank's return on equity of 13.73% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
Mercantile Bank 24.19%13.73%1.44%

Bay Commercial Bank has a beta of 0.27, suggesting that its stock price is 73% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market.

Summary

Mercantile Bank beats Bay Commercial Bank on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCML vs. The Competition

MetricBay Commercial BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$333.96M$2.21B$13.41B$12.42B
Dividend Yield3.91%3.15%5.78%5.29%
P/E Ratio12.6511.9119.6824.19
Price / Sales2.362.87138.10138.33
Price / Cash12.3711.4519.9357.88
Price / Book0.991.292.176.72
Net Income$23.93M$187.34M$1.13B$337.19M
7 Day Performance-0.75%-1.61%-0.90%0.48%
1 Month Performance2.07%-1.17%-0.66%5.06%
1 Year Performance15.42%23.88%10.90%34.27%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
4.6099 of 5 stars
$30.61
-1.9%
$34.00
+11.1%
+19.1%$333.96M$141.48M12.65370
FBIZ
First Business Financial Services
4.4111 of 5 stars
$57.49
+0.4%
$65.50
+13.9%
+19.6%$478.82M$279.25M9.47340
FMBH
First Mid Bancshares
4.2196 of 5 stars
$43.90
+0.1%
$49.50
+12.8%
+25.8%$1.17B$466.04M11.061,170
FRME
First Merchants
4.6983 of 5 stars
$40.51
+0.7%
$48.33
+19.3%
+7.9%$2.54B$1.05B11.912,086
IBCP
Independent Bank
4.1683 of 5 stars
$34.14
+0.0%
$37.00
+8.4%
+9.7%$703.29M$315.38M10.19920

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This page (NASDAQ:BCML) was last updated on 6/3/2026 by MarketBeat.com Staff.
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