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Bay Commercial Bank (BCML) Competitors

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$30.18 0.00 (0.00%)
Closing price 07/31/2026 04:00 PM Eastern
Extended Trading
$30.31 +0.13 (+0.43%)
As of 07/31/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

BCML vs. FBIZ, FCBC, FMBH, FRME, and IBCP

Should you buy Bay Commercial Bank stock or one of its competitors? MarketBeat compares Bay Commercial Bank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Bay Commercial Bank include First Business Financial Services (FBIZ), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), First Merchants (FRME), and Independent Bank (IBCP). These companies are all part of the "finance" sector.

How does Bay Commercial Bank compare to First Business Financial Services?

Bay Commercial Bank (NASDAQ:BCML) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, profitability, risk, analyst recommendations, media sentiment, institutional ownership, dividends and earnings.

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 5.0% of First Business Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Bay Commercial Bank has a beta of 0.27, indicating that its share price is 73% less volatile than the broader market. Comparatively, First Business Financial Services has a beta of 0.65, indicating that its share price is 35% less volatile than the broader market.

In the previous week, First Business Financial Services had 9 more articles in the media than Bay Commercial Bank. MarketBeat recorded 11 mentions for First Business Financial Services and 2 mentions for Bay Commercial Bank. First Business Financial Services' average media sentiment score of 0.72 beat Bay Commercial Bank's score of -0.65 indicating that First Business Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
First Business Financial Services
2 Very Positive mention(s)
3 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Business Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 1.9%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Business Financial Services pays out 20.7% of its earnings in the form of a dividend. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Business Financial Services has increased its dividend for 13 consecutive years.

Bay Commercial Bank presently has a consensus price target of $34.00, suggesting a potential upside of 12.66%. First Business Financial Services has a consensus price target of $65.50, suggesting a potential downside of 6.71%. Given Bay Commercial Bank's higher probable upside, equities research analysts clearly believe Bay Commercial Bank is more favorable than First Business Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.25
First Business Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

First Business Financial Services has higher revenue and earnings than Bay Commercial Bank. First Business Financial Services is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$104.17M3.16$23.93M$1.2025.15
First Business Financial Services$279.25M2.10$50.32M$6.5610.70

First Business Financial Services has a net margin of 19.28% compared to Bay Commercial Bank's net margin of 9.20%. First Business Financial Services' return on equity of 15.18% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.96% 0.90%
First Business Financial Services 19.28%15.18%1.31%

Summary

First Business Financial Services beats Bay Commercial Bank on 14 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Community Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, institutional ownership, media sentiment, profitability and earnings.

Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market. Comparatively, First Community Bancshares has a beta of 0.48, suggesting that its share price is 52% less volatile than the broader market.

Bay Commercial Bank currently has a consensus price target of $34.00, indicating a potential upside of 12.66%. Given Bay Commercial Bank's higher probable upside, equities analysts plainly believe Bay Commercial Bank is more favorable than First Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.25
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 35.0% of First Community Bancshares shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by insiders. Comparatively, 3.7% of First Community Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Community Bancshares pays an annual dividend of $1.24 per share and has a dividend yield of 2.6%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Community Bancshares pays out 39.1% of its earnings in the form of a dividend. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Community Bancshares has increased its dividend for 13 consecutive years.

In the previous week, First Community Bancshares had 3 more articles in the media than Bay Commercial Bank. MarketBeat recorded 5 mentions for First Community Bancshares and 2 mentions for Bay Commercial Bank. First Community Bancshares' average media sentiment score of 0.36 beat Bay Commercial Bank's score of -0.65 indicating that First Community Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
First Community Bancshares
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Community Bancshares has higher revenue and earnings than Bay Commercial Bank. First Community Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$104.17M3.16$23.93M$1.2025.15
First Community Bancshares$185.42M4.86$48.79M$3.1715.05

First Community Bancshares has a net margin of 28.84% compared to Bay Commercial Bank's net margin of 9.20%. First Community Bancshares' return on equity of 10.82% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.96% 0.90%
First Community Bancshares 28.84%10.82%1.64%

Summary

First Community Bancshares beats Bay Commercial Bank on 15 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Mid Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, valuation, risk, institutional ownership, analyst recommendations, media sentiment, earnings and profitability.

First Mid Bancshares has a net margin of 19.76% compared to Bay Commercial Bank's net margin of 9.20%. First Mid Bancshares' return on equity of 11.17% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.96% 0.90%
First Mid Bancshares 19.76%11.17%1.32%

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Bay Commercial Bank has a beta of 0.27, indicating that its stock price is 73% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market.

Bay Commercial Bank currently has a consensus target price of $34.00, indicating a potential upside of 12.66%. First Mid Bancshares has a consensus target price of $54.63, indicating a potential upside of 4.87%. Given Bay Commercial Bank's higher possible upside, equities research analysts plainly believe Bay Commercial Bank is more favorable than First Mid Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.25
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Mid Bancshares has higher revenue and earnings than Bay Commercial Bank. First Mid Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$104.17M3.16$23.93M$1.2025.15
First Mid Bancshares$466.04M2.98$91.75M$4.0312.93

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 1.9%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Mid Bancshares pays out 24.8% of its earnings in the form of a dividend. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years.

In the previous week, First Mid Bancshares had 7 more articles in the media than Bay Commercial Bank. MarketBeat recorded 9 mentions for First Mid Bancshares and 2 mentions for Bay Commercial Bank. First Mid Bancshares' average media sentiment score of 0.89 beat Bay Commercial Bank's score of -0.65 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
First Mid Bancshares
5 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First Mid Bancshares beats Bay Commercial Bank on 13 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Merchants?

First Merchants (NASDAQ:FRME) and Bay Commercial Bank (NASDAQ:BCML) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, media sentiment, valuation, analyst recommendations, risk, institutional ownership, profitability and earnings.

First Merchants has a beta of 0.84, meaning that its stock price is 16% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, meaning that its stock price is 73% less volatile than the broader market.

First Merchants has higher revenue and earnings than Bay Commercial Bank. First Merchants is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$1.05B2.58$226M$3.1213.83
Bay Commercial Bank$104.17M3.16$23.93M$1.2025.15

73.9% of First Merchants shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 1.8% of First Merchants shares are held by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

First Merchants has a net margin of 17.05% compared to Bay Commercial Bank's net margin of 9.20%. First Merchants' return on equity of 9.02% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants17.05% 9.02% 1.14%
Bay Commercial Bank 9.20%6.96%0.90%

First Merchants presently has a consensus target price of $49.00, indicating a potential upside of 13.58%. Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 12.66%. Given First Merchants' stronger consensus rating and higher probable upside, equities analysts plainly believe First Merchants is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.25

In the previous week, First Merchants and First Merchants both had 2 articles in the media. First Merchants' average media sentiment score of 0.69 beat Bay Commercial Bank's score of -0.65 indicating that First Merchants is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Merchants pays out 47.4% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Merchants has increased its dividend for 13 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years.

Summary

First Merchants beats Bay Commercial Bank on 14 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, dividends, risk, valuation, profitability, analyst recommendations and media sentiment.

Independent Bank has a net margin of 22.32% compared to Bay Commercial Bank's net margin of 9.20%. Independent Bank's return on equity of 14.31% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.32% 14.31% 1.30%
Bay Commercial Bank 9.20%6.96%0.90%

Independent Bank has higher revenue and earnings than Bay Commercial Bank. Independent Bank is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.50$68.54M$3.4411.10
Bay Commercial Bank$104.17M3.16$23.93M$1.2025.15

Independent Bank has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market.

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 2.9%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. Independent Bank pays out 32.6% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Independent Bank has raised its dividend for 11 consecutive years and Bay Commercial Bank has raised its dividend for 3 consecutive years.

In the previous week, Independent Bank had 1 more articles in the media than Bay Commercial Bank. MarketBeat recorded 3 mentions for Independent Bank and 2 mentions for Bay Commercial Bank. Independent Bank's average media sentiment score of 0.33 beat Bay Commercial Bank's score of -0.65 indicating that Independent Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative

Independent Bank presently has a consensus target price of $39.50, indicating a potential upside of 3.40%. Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 12.66%. Given Bay Commercial Bank's higher possible upside, analysts clearly believe Bay Commercial Bank is more favorable than Independent Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.25

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 5.9% of Independent Bank shares are held by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Independent Bank beats Bay Commercial Bank on 15 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCML vs. The Competition

MetricBay Commercial BankBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$329.23M$23.50B$13.87B$12.42B
Dividend Yield3.97%3.21%5.95%10.03%
P/E Ratio25.1528.0928.6824.66
Price / Sales3.169.65466.1076.65
Price / Cash12.1516.1744.5046.71
Price / Book0.971.383.686.07
Net Income$23.93M$2.57B$1.31B$347.99M
7 Day Performance-1.28%0.63%3.69%-0.44%
1 Month Performance-9.80%2.41%0.12%-4.81%
1 Year Performance12.82%30.98%13.05%18.61%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
4.2996 of 5 stars
$30.18
flat
$34.00
+12.7%
+12.8%$329.23M$104.17M25.15370
FBIZ
First Business Financial Services
3.7522 of 5 stars
$66.02
-0.2%
$65.50
-0.8%
+49.7%$553.07M$279.25M10.88340
FCBC
First Community Bancshares
3.0154 of 5 stars
$47.26
+0.7%
N/A+33.4%$885.04M$185.42M14.91630
FMBH
First Mid Bancshares
2.9628 of 5 stars
$50.05
+3.2%
$49.50
-1.1%
+39.1%$1.29B$466.04M12.611,170
FRME
First Merchants
4.1853 of 5 stars
$41.89
-4.3%
$49.00
+17.0%
+16.2%$2.76B$1.05B13.432,086

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This page (NASDAQ:BCML) was last updated on 8/3/2026 by MarketBeat.com Staff.
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