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Bay Commercial Bank (BCML) Competitors

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$33.70 +0.36 (+1.08%)
Closing price 07/13/2026 04:00 PM Eastern
Extended Trading
$33.70 +0.00 (+0.00%)
As of 04:02 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

BCML vs. BUSE, FBIZ, FMBH, FRME, and IBCP

Should you buy Bay Commercial Bank stock or one of its competitors? MarketBeat compares Bay Commercial Bank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Bay Commercial Bank include First Busey (BUSE), First Business Financial Services (FBIZ), First Mid Bancshares (FMBH), First Merchants (FRME), and Independent Bank (IBCP). These companies are all part of the "finance" sector.

How does Bay Commercial Bank compare to First Busey?

Bay Commercial Bank (NASDAQ:BCML) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, dividends, valuation, risk, profitability, earnings and analyst recommendations.

Bay Commercial Bank has a beta of 0.27, meaning that its share price is 73% less volatile than the broader market. Comparatively, First Busey has a beta of 0.72, meaning that its share price is 28% less volatile than the broader market.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.6%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Busey pays out 46.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Busey has increased its dividend for 10 consecutive years.

Bay Commercial Bank presently has a consensus price target of $34.00, suggesting a potential upside of 0.89%. First Busey has a consensus price target of $29.60, suggesting a potential upside of 1.13%. Given First Busey's stronger consensus rating and higher probable upside, analysts plainly believe First Busey is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

First Busey has higher revenue and earnings than Bay Commercial Bank. First Busey is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.60$23.93M$2.4213.93
First Busey$1.04B2.37$135.26M$2.2513.01

First Busey has a net margin of 19.16% compared to Bay Commercial Bank's net margin of 18.41%. First Busey's return on equity of 10.19% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Busey 19.16%10.19%1.36%

In the previous week, Bay Commercial Bank had 2 more articles in the media than First Busey. MarketBeat recorded 4 mentions for Bay Commercial Bank and 2 mentions for First Busey. First Busey's average media sentiment score of 0.89 beat Bay Commercial Bank's score of 0.64 indicating that First Busey is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Busey
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 3.8% of First Busey shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

First Busey beats Bay Commercial Bank on 13 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Business Financial Services?

Bay Commercial Bank (NASDAQ:BCML) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, profitability, valuation, media sentiment, dividends and risk.

Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market. Comparatively, First Business Financial Services has a beta of 0.66, suggesting that its share price is 34% less volatile than the broader market.

Bay Commercial Bank has a net margin of 18.41% compared to First Business Financial Services' net margin of 18.16%. First Business Financial Services' return on equity of 14.60% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Business Financial Services 18.16%14.60%1.25%

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 5.0% of First Business Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. First Business Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.1%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Business Financial Services pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Business Financial Services has raised its dividend for 13 consecutive years.

First Business Financial Services has higher revenue and earnings than Bay Commercial Bank. First Business Financial Services is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.60$23.93M$2.4213.93
First Business Financial Services$279.25M1.91$50.32M$6.0710.49

In the previous week, Bay Commercial Bank had 3 more articles in the media than First Business Financial Services. MarketBeat recorded 4 mentions for Bay Commercial Bank and 1 mentions for First Business Financial Services. First Business Financial Services' average media sentiment score of 0.96 beat Bay Commercial Bank's score of 0.64 indicating that First Business Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Bay Commercial Bank Positive
First Business Financial Services Positive

Bay Commercial Bank presently has a consensus price target of $34.00, suggesting a potential upside of 0.89%. First Business Financial Services has a consensus price target of $65.50, suggesting a potential upside of 2.83%. Given First Business Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe First Business Financial Services is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Business Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Summary

First Business Financial Services beats Bay Commercial Bank on 13 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Mid Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, valuation, institutional ownership, earnings, profitability and risk.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years.

Bay Commercial Bank currently has a consensus target price of $34.00, indicating a potential upside of 0.89%. First Mid Bancshares has a consensus target price of $49.50, indicating a potential upside of 2.36%. Given First Mid Bancshares' higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Bay Commercial Bank had 3 more articles in the media than First Mid Bancshares. MarketBeat recorded 4 mentions for Bay Commercial Bank and 1 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.87 beat Bay Commercial Bank's score of 0.64 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Bay Commercial Bank Positive
First Mid Bancshares Very Positive

First Mid Bancshares has a net margin of 19.95% compared to Bay Commercial Bank's net margin of 18.41%. First Mid Bancshares' return on equity of 10.44% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Mid Bancshares 19.95%10.44%1.23%

Bay Commercial Bank has a beta of 0.27, meaning that its share price is 73% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.79, meaning that its share price is 21% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than Bay Commercial Bank. First Mid Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.60$23.93M$2.4213.93
First Mid Bancshares$466.04M2.76$91.75M$3.9712.18

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by insiders. Comparatively, 6.0% of First Mid Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

First Mid Bancshares beats Bay Commercial Bank on 13 of the 18 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Merchants?

Bay Commercial Bank (NASDAQ:BCML) and First Merchants (NASDAQ:FRME) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, risk, institutional ownership, valuation, dividends, media sentiment and earnings.

First Merchants has higher revenue and earnings than Bay Commercial Bank. First Merchants is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.60$23.93M$2.4213.93
First Merchants$1.05B2.59$226M$3.4012.74

Bay Commercial Bank has a beta of 0.27, indicating that its share price is 73% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, indicating that its share price is 16% less volatile than the broader market.

First Merchants has a net margin of 18.87% compared to Bay Commercial Bank's net margin of 18.41%. First Merchants' return on equity of 9.58% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
First Merchants 18.87%9.58%1.21%

Bay Commercial Bank currently has a consensus price target of $34.00, suggesting a potential upside of 0.89%. First Merchants has a consensus price target of $49.00, suggesting a potential upside of 13.16%. Given First Merchants' higher probable upside, analysts plainly believe First Merchants is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. First Merchants pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Merchants has raised its dividend for 13 consecutive years.

In the previous week, First Merchants had 1 more articles in the media than Bay Commercial Bank. MarketBeat recorded 5 mentions for First Merchants and 4 mentions for Bay Commercial Bank. First Merchants' average media sentiment score of 1.10 beat Bay Commercial Bank's score of 0.64 indicating that First Merchants is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Merchants
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 73.9% of First Merchants shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by company insiders. Comparatively, 1.8% of First Merchants shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

First Merchants beats Bay Commercial Bank on 14 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to Independent Bank?

Bay Commercial Bank (NASDAQ:BCML) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, risk, analyst recommendations, dividends, earnings, profitability, valuation and institutional ownership.

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Comparatively, 5.9% of Independent Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.1%. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. Independent Bank pays out 33.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has increased its dividend for 3 consecutive years and Independent Bank has increased its dividend for 11 consecutive years.

Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market. Comparatively, Independent Bank has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market.

Independent Bank has a net margin of 22.02% compared to Bay Commercial Bank's net margin of 18.41%. Independent Bank's return on equity of 14.15% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
Independent Bank 22.02%14.15%1.27%

In the previous week, Bay Commercial Bank had 1 more articles in the media than Independent Bank. MarketBeat recorded 4 mentions for Bay Commercial Bank and 3 mentions for Independent Bank. Independent Bank's average media sentiment score of 0.91 beat Bay Commercial Bank's score of 0.64 indicating that Independent Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bay Commercial Bank currently has a consensus target price of $34.00, indicating a potential upside of 0.89%. Independent Bank has a consensus target price of $38.33, indicating a potential upside of 5.83%. Given Independent Bank's higher possible upside, analysts clearly believe Independent Bank is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Independent Bank has higher revenue and earnings than Bay Commercial Bank. Independent Bank is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.60$23.93M$2.4213.93
Independent Bank$315.38M2.37$68.54M$3.3510.81

Summary

Independent Bank beats Bay Commercial Bank on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCML vs. The Competition

MetricBay Commercial BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$363.72M$2.54B$14.26B$12.61B
Dividend Yield3.60%2.99%5.70%8.00%
P/E Ratio13.9312.9020.4824.26
Price / Sales2.603.0444.07117.88
Price / Cash13.4312.2419.3449.36
Price / Book1.081.392.256.29
Net Income$23.93M$182.95M$1.13B$330.66M
7 Day Performance0.72%0.73%-0.32%-1.32%
1 Month Performance4.63%1.80%0.66%-0.64%
1 Year Performance19.38%17.79%11.82%19.08%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
3.5794 of 5 stars
$33.70
+1.1%
$34.00
+0.9%
+19.8%$363.72M$141.48M13.93370
BUSE
First Busey
4.0905 of 5 stars
$29.65
-1.7%
$29.60
-0.2%
+22.2%$2.55B$790.86M13.181,948
FBIZ
First Business Financial Services
4.1761 of 5 stars
$63.85
-1.4%
$65.50
+2.6%
+20.6%$541.53M$279.25M10.52340
FMBH
First Mid Bancshares
3.7019 of 5 stars
$48.46
-1.8%
$49.50
+2.1%
+24.4%$1.31B$466.04M12.211,170
FRME
First Merchants
4.4202 of 5 stars
$43.44
-1.9%
$49.00
+12.8%
+5.6%$2.79B$1.05B12.782,086

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This page (NASDAQ:BCML) was last updated on 7/14/2026 by MarketBeat.com Staff.
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