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Bay Commercial Bank (BCML) Competitors

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$30.10 -0.13 (-0.43%)
Closing price 09/11/2026 04:00 PM Eastern
Extended Trading
$30.08 -0.03 (-0.08%)
As of 09/11/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

BCML vs. BSRR, FCBC, FFBC, FMBH, and FRME

Should you buy Bay Commercial Bank stock or one of its competitors? Bay Commercial Bank's main competitors and comparable companies include Sierra Bancorp (BSRR), First Community Bancshares (FCBC), First Financial Bancorp. (FFBC), First Mid Bancshares (FMBH), and First Merchants (FRME). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Bay Commercial Bank compare to Sierra Bancorp?

Sierra Bancorp (NASDAQ:BSRR) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, institutional ownership, analyst recommendations, risk, valuation, media sentiment, dividends and profitability.

Sierra Bancorp has higher revenue and earnings than Bay Commercial Bank. Sierra Bancorp is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sierra Bancorp$201.98M2.61$42.33M$3.4211.91
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.08

Sierra Bancorp has a beta of 0.76, indicating that its stock price is 24% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.28, indicating that its stock price is 72% less volatile than the broader market.

Sierra Bancorp currently has a consensus target price of $38.67, indicating a potential downside of 5.07%. Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 12.96%. Given Bay Commercial Bank's higher possible upside, analysts plainly believe Bay Commercial Bank is more favorable than Sierra Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Sierra Bancorp has a net margin of 22.37% compared to Bay Commercial Bank's net margin of 9.20%. Sierra Bancorp's return on equity of 12.38% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Sierra Bancorp22.37% 12.38% 1.20%
Bay Commercial Bank 9.20%6.98%0.90%

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 11.8% of Sierra Bancorp shares are owned by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Sierra Bancorp had 2 more articles in the media than Bay Commercial Bank. MarketBeat recorded 3 mentions for Sierra Bancorp and 1 mentions for Bay Commercial Bank. Sierra Bancorp's average media sentiment score of 1.44 beat Bay Commercial Bank's score of 0.97 indicating that Sierra Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Sierra Bancorp Positive
Bay Commercial Bank Positive

Sierra Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.7%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. Sierra Bancorp pays out 31.6% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Sierra Bancorp has increased its dividend for 2 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Sierra Bancorp beats Bay Commercial Bank on 14 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Community Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, dividends, risk, profitability, institutional ownership, valuation, analyst recommendations and media sentiment.

Bay Commercial Bank presently has a consensus target price of $34.00, suggesting a potential upside of 12.96%. Given Bay Commercial Bank's higher possible upside, analysts clearly believe Bay Commercial Bank is more favorable than First Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Bay Commercial Bank has a beta of 0.28, indicating that its share price is 72% less volatile than the broader market. Comparatively, First Community Bancshares has a beta of 0.47, indicating that its share price is 53% less volatile than the broader market.

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 35.0% of First Community Bancshares shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Comparatively, 3.7% of First Community Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.8%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. Bay Commercial Bank has increased its dividend for 3 consecutive years and First Community Bancshares has increased its dividend for 13 consecutive years.

First Community Bancshares has a net margin of 28.84% compared to Bay Commercial Bank's net margin of 9.20%. First Community Bancshares' return on equity of 10.67% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.98% 0.90%
First Community Bancshares 28.84%10.67%1.61%

First Community Bancshares has higher revenue and earnings than Bay Commercial Bank. First Community Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.08
First Community Bancshares$185.42M4.82$48.79M$3.1714.91

In the previous week, First Community Bancshares had 1 more articles in the media than Bay Commercial Bank. MarketBeat recorded 2 mentions for First Community Bancshares and 1 mentions for Bay Commercial Bank. First Community Bancshares' average media sentiment score of 1.80 beat Bay Commercial Bank's score of 0.97 indicating that First Community Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Bay Commercial Bank Positive
First Community Bancshares Very Positive

Summary

First Community Bancshares beats Bay Commercial Bank on 14 of the 18 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Financial Bancorp.?

Bay Commercial Bank (NASDAQ:BCML) and First Financial Bancorp. (NASDAQ:FFBC) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, media sentiment, institutional ownership, dividends and analyst recommendations.

In the previous week, First Financial Bancorp. had 3 more articles in the media than Bay Commercial Bank. MarketBeat recorded 4 mentions for First Financial Bancorp. and 1 mentions for Bay Commercial Bank. First Financial Bancorp.'s average media sentiment score of 1.41 beat Bay Commercial Bank's score of 0.97 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Overall Sentiment
Bay Commercial Bank Positive
First Financial Bancorp. Positive

Bay Commercial Bank has a beta of 0.28, suggesting that its share price is 72% less volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.91, suggesting that its share price is 9% less volatile than the broader market.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Financial Bancorp. pays an annual dividend of $1.04 per share and has a dividend yield of 3.2%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Financial Bancorp. pays out 36.7% of its earnings in the form of a dividend. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Financial Bancorp. has raised its dividend for 1 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Financial Bancorp. has higher revenue and earnings than Bay Commercial Bank. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.08
First Financial Bancorp.$1.26B2.71$255.60M$2.8311.48

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Bay Commercial Bank currently has a consensus price target of $34.00, suggesting a potential upside of 12.96%. First Financial Bancorp. has a consensus price target of $33.67, suggesting a potential upside of 3.59%. Given Bay Commercial Bank's higher probable upside, equities analysts clearly believe Bay Commercial Bank is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Financial Bancorp. has a net margin of 20.77% compared to Bay Commercial Bank's net margin of 9.20%. First Financial Bancorp.'s return on equity of 11.13% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.98% 0.90%
First Financial Bancorp. 20.77%11.13%1.49%

Summary

First Financial Bancorp. beats Bay Commercial Bank on 14 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, valuation, risk, media sentiment, dividends and analyst recommendations.

First Mid Bancshares has higher revenue and earnings than Bay Commercial Bank. First Mid Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M2.91$91.75M$4.0312.66
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.08

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 6.0% of First Mid Bancshares shares are held by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

First Mid Bancshares has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.28, indicating that its stock price is 72% less volatile than the broader market.

First Mid Bancshares has a net margin of 19.76% compared to Bay Commercial Bank's net margin of 9.20%. First Mid Bancshares' return on equity of 10.86% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.76% 10.86% 1.29%
Bay Commercial Bank 9.20%6.98%0.90%

In the previous week, First Mid Bancshares had 4 more articles in the media than Bay Commercial Bank. MarketBeat recorded 5 mentions for First Mid Bancshares and 1 mentions for Bay Commercial Bank. First Mid Bancshares' average media sentiment score of 1.54 beat Bay Commercial Bank's score of 0.97 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
First Mid Bancshares Very Positive
Bay Commercial Bank Positive

First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.0%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Mid Bancshares has increased its dividend for 3 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years.

First Mid Bancshares presently has a consensus price target of $54.63, indicating a potential upside of 7.07%. Bay Commercial Bank has a consensus price target of $34.00, indicating a potential upside of 12.96%. Given Bay Commercial Bank's higher probable upside, analysts clearly believe Bay Commercial Bank is more favorable than First Mid Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

First Mid Bancshares beats Bay Commercial Bank on 14 of the 18 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Merchants?

Bay Commercial Bank (NASDAQ:BCML) and First Merchants (NASDAQ:FRME) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, institutional ownership, profitability, risk, earnings, analyst recommendations and valuation.

Bay Commercial Bank has a beta of 0.28, indicating that its stock price is 72% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, indicating that its stock price is 16% less volatile than the broader market.

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 73.9% of First Merchants shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 1.8% of First Merchants shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.6%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Merchants pays out 47.4% of its earnings in the form of a dividend. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Merchants has raised its dividend for 13 consecutive years.

First Merchants has higher revenue and earnings than Bay Commercial Bank. First Merchants is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.08
First Merchants$1.05B2.45$226M$3.1213.18

Bay Commercial Bank currently has a consensus target price of $34.00, indicating a potential upside of 12.96%. First Merchants has a consensus target price of $49.00, indicating a potential upside of 19.19%. Given First Merchants' stronger consensus rating and higher probable upside, analysts plainly believe First Merchants is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Merchants has a net margin of 17.05% compared to Bay Commercial Bank's net margin of 9.20%. First Merchants' return on equity of 8.86% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.98% 0.90%
First Merchants 17.05%8.86%1.12%

In the previous week, First Merchants had 2 more articles in the media than Bay Commercial Bank. MarketBeat recorded 3 mentions for First Merchants and 1 mentions for Bay Commercial Bank. First Merchants' average media sentiment score of 1.78 beat Bay Commercial Bank's score of 0.97 indicating that First Merchants is being referred to more favorably in the news media.

Company Overall Sentiment
Bay Commercial Bank Positive
First Merchants Very Positive

Summary

First Merchants beats Bay Commercial Bank on 16 of the 19 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCML vs. The Competition

MetricBay Commercial BankBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$330.11M$23.86B$14.01B$12.71B
Dividend Yield3.97%3.17%5.94%11.16%
P/E Ratio25.0827.1925.6725.27
Price / Sales2.329.68510.4998.20
Price / Cash12.1816.1340.1651.44
Price / Book0.971.392.756.20
Net Income$23.93M$2.58B$1.32B$358.27M
7 Day Performance-2.27%-0.52%-1.17%-2.36%
1 Month Performance-3.49%-0.02%0.26%-2.77%
1 Year Performance1.59%23.58%9.27%7.64%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
4.4683 of 5 stars
$30.10
-0.4%
$34.00
+13.0%
-0.2%$330.11M$141.48M25.08370
BSRR
Sierra Bancorp
2.3802 of 5 stars
$40.87
+1.2%
$38.67
-5.4%
+33.1%$523.33M$201.98M11.95490
FCBC
First Community Bancshares
3.1471 of 5 stars
$47.71
+0.9%
N/A+25.2%$894.27M$185.42M15.05630
FFBC
First Financial Bancorp.
2.8613 of 5 stars
$32.53
+1.0%
$33.67
+3.5%
+24.3%$3.38B$1.26B11.492,199
FMBH
First Mid Bancshares
3.5226 of 5 stars
$50.85
+0.7%
$54.63
+7.4%
+27.2%$1.34B$466.04M12.621,170

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This page (NASDAQ:BCML) was last updated on 9/12/2026 by MarketBeat.com Staff.
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