BCML vs. FRBA, CIVB, MVBF, HMST, BMRC, JMSB, USCB, SSBK, FRST, and OBT
Should you be buying BayCom stock or one of its competitors? The main competitors of BayCom include First Bank (FRBA), Civista Bancshares (CIVB), MVB Financial (MVBF), HomeStreet (HMST), Bank of Marin Bancorp (BMRC), John Marshall Bancorp (JMSB), USCB Financial (USCB), Southern States Bancshares (SSBK), Primis Financial (FRST), and Orange County Bancorp (OBT). These companies are all part of the "state commercial banks" industry.
First Bank (NASDAQ:FRBA) and BayCom (NASDAQ:BCML) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, earnings, risk, dividends, analyst recommendations, community ranking, media sentiment, institutional ownership and valuation.
BayCom has a net margin of 19.27% compared to BayCom's net margin of 13.63%. BayCom's return on equity of 12.23% beat First Bank's return on equity.
First Bank received 162 more outperform votes than BayCom when rated by MarketBeat users. Likewise, 63.54% of users gave First Bank an outperform vote while only 54.67% of users gave BayCom an outperform vote.
BayCom has lower revenue, but higher earnings than First Bank. BayCom is trading at a lower price-to-earnings ratio than First Bank, indicating that it is currently the more affordable of the two stocks.
64.9% of First Bank shares are owned by institutional investors. Comparatively, 66.2% of BayCom shares are owned by institutional investors. 13.1% of First Bank shares are owned by insiders. Comparatively, 6.6% of BayCom shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
In the previous week, First Bank had 9 more articles in the media than BayCom. MarketBeat recorded 10 mentions for First Bank and 1 mentions for BayCom. First Bank's average media sentiment score of 0.44 beat BayCom's score of 0.39 indicating that BayCom is being referred to more favorably in the news media.
First Bank has a beta of 0.92, suggesting that its stock price is 8% less volatile than the S&P 500. Comparatively, BayCom has a beta of 0.76, suggesting that its stock price is 24% less volatile than the S&P 500.
First Bank pays an annual dividend of $0.24 per share and has a dividend yield of 2.0%. BayCom pays an annual dividend of $0.40 per share and has a dividend yield of 2.0%. First Bank pays out 21.2% of its earnings in the form of a dividend. BayCom pays out 18.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. BayCom has increased its dividend for 1 consecutive years. BayCom is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
First Bank presently has a consensus price target of $15.00, suggesting a potential upside of 23.25%. BayCom has a consensus price target of $24.00, suggesting a potential upside of 19.23%. Given BayCom's higher possible upside, equities analysts plainly believe First Bank is more favorable than BayCom.
Summary
First Bank beats BayCom on 10 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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