Go Pro

Bay Commercial Bank (BCML) Competitors

Bay Commercial Bank logo
$30.00 -0.07 (-0.23%)
As of 08/21/2026 04:00 PM Eastern

BCML vs. BSRR, BUSE, FCBC, FMBH, and FRME

Should you buy Bay Commercial Bank stock or one of its competitors? Bay Commercial Bank's main competitors and comparable companies include Sierra Bancorp (BSRR), First Busey (BUSE), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), and First Merchants (FRME). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Bay Commercial Bank compare to Sierra Bancorp?

Sierra Bancorp (NASDAQ:BSRR) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, analyst recommendations, risk, dividends, media sentiment and valuation.

Sierra Bancorp currently has a consensus target price of $38.67, indicating a potential downside of 3.14%. Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 13.33%. Given Bay Commercial Bank's higher probable upside, analysts clearly believe Bay Commercial Bank is more favorable than Sierra Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Sierra Bancorp has a net margin of 22.37% compared to Bay Commercial Bank's net margin of 9.20%. Sierra Bancorp's return on equity of 12.38% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Sierra Bancorp22.37% 12.38% 1.20%
Bay Commercial Bank 9.20%6.98%0.90%

Sierra Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.7%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. Sierra Bancorp pays out 31.6% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Sierra Bancorp has increased its dividend for 2 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Sierra Bancorp has a beta of 0.77, indicating that its share price is 23% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, indicating that its share price is 73% less volatile than the broader market.

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 11.8% of Sierra Bancorp shares are owned by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Sierra Bancorp has higher revenue and earnings than Bay Commercial Bank. Sierra Bancorp is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sierra Bancorp$201.98M2.56$42.33M$3.4211.67
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.00

In the previous week, Bay Commercial Bank had 3 more articles in the media than Sierra Bancorp. MarketBeat recorded 6 mentions for Bay Commercial Bank and 3 mentions for Sierra Bancorp. Sierra Bancorp's average media sentiment score of 1.83 beat Bay Commercial Bank's score of 1.08 indicating that Sierra Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Sierra Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Bay Commercial Bank
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Sierra Bancorp beats Bay Commercial Bank on 13 of the 19 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Busey?

Bay Commercial Bank (NASDAQ:BCML) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, risk, earnings, valuation, media sentiment and analyst recommendations.

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Comparatively, 3.8% of First Busey shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market. Comparatively, First Busey has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market.

Bay Commercial Bank currently has a consensus price target of $34.00, suggesting a potential upside of 13.33%. First Busey has a consensus price target of $32.00, suggesting a potential upside of 5.61%. Given Bay Commercial Bank's higher probable upside, analysts plainly believe Bay Commercial Bank is more favorable than First Busey.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86

First Busey has a net margin of 21.00% compared to Bay Commercial Bank's net margin of 9.20%. First Busey's return on equity of 10.48% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.98% 0.90%
First Busey 21.00%10.48%1.40%

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey pays out 43.0% of its earnings in the form of a dividend. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Busey has raised its dividend for 10 consecutive years.

First Busey has higher revenue and earnings than Bay Commercial Bank. First Busey is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.00
First Busey$1.04B2.40$135.26M$2.4212.52

In the previous week, Bay Commercial Bank had 3 more articles in the media than First Busey. MarketBeat recorded 6 mentions for Bay Commercial Bank and 3 mentions for First Busey. Bay Commercial Bank's average media sentiment score of 1.08 beat First Busey's score of 0.82 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Busey
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First Busey beats Bay Commercial Bank on 14 of the 20 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Community Bancshares?

First Community Bancshares (NASDAQ:FCBC) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, profitability, earnings, media sentiment, valuation, analyst recommendations, risk and institutional ownership.

35.0% of First Community Bancshares shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 3.7% of First Community Bancshares shares are owned by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.7%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Community Bancshares has raised its dividend for 13 consecutive years and Bay Commercial Bank has raised its dividend for 3 consecutive years.

First Community Bancshares has a net margin of 28.84% compared to Bay Commercial Bank's net margin of 9.20%. First Community Bancshares' return on equity of 10.67% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community Bancshares28.84% 10.67% 1.61%
Bay Commercial Bank 9.20%6.98%0.90%

First Community Bancshares has a beta of 0.48, meaning that its stock price is 52% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, meaning that its stock price is 73% less volatile than the broader market.

In the previous week, Bay Commercial Bank had 6 more articles in the media than First Community Bancshares. MarketBeat recorded 6 mentions for Bay Commercial Bank and 0 mentions for First Community Bancshares. Bay Commercial Bank's average media sentiment score of 1.08 beat First Community Bancshares' score of 0.00 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Overall Sentiment
First Community Bancshares Neutral
Bay Commercial Bank Positive

First Community Bancshares has higher revenue and earnings than Bay Commercial Bank. First Community Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community Bancshares$185.42M5.02$48.79M$3.1715.52
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.00

Bay Commercial Bank has a consensus target price of $34.00, suggesting a potential upside of 13.33%. Given Bay Commercial Bank's higher possible upside, analysts clearly believe Bay Commercial Bank is more favorable than First Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

First Community Bancshares beats Bay Commercial Bank on 12 of the 18 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Mid Bancshares?

Bay Commercial Bank (NASDAQ:BCML) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, profitability, media sentiment, valuation, institutional ownership, analyst recommendations, risk and dividends.

First Mid Bancshares has a net margin of 19.76% compared to Bay Commercial Bank's net margin of 9.20%. First Mid Bancshares' return on equity of 10.86% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.98% 0.90%
First Mid Bancshares 19.76%10.86%1.29%

In the previous week, Bay Commercial Bank had 5 more articles in the media than First Mid Bancshares. MarketBeat recorded 6 mentions for Bay Commercial Bank and 1 mentions for First Mid Bancshares. Bay Commercial Bank's average media sentiment score of 1.08 beat First Mid Bancshares' score of 1.02 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bay Commercial Bank
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Mid Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than Bay Commercial Bank. First Mid Bancshares is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.00
First Mid Bancshares$466.04M2.87$91.75M$4.0312.48

Bay Commercial Bank currently has a consensus price target of $34.00, suggesting a potential upside of 13.33%. First Mid Bancshares has a consensus price target of $54.63, suggesting a potential upside of 8.64%. Given Bay Commercial Bank's higher possible upside, research analysts clearly believe Bay Commercial Bank is more favorable than First Mid Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

66.2% of Bay Commercial Bank shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by insiders. Comparatively, 6.0% of First Mid Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Bay Commercial Bank has raised its dividend for 3 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

Summary

First Mid Bancshares beats Bay Commercial Bank on 12 of the 18 factors compared between the two stocks.

How does Bay Commercial Bank compare to First Merchants?

First Merchants (NASDAQ:FRME) and Bay Commercial Bank (NASDAQ:BCML) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, dividends, risk, institutional ownership, profitability and valuation.

In the previous week, First Merchants had 2 more articles in the media than Bay Commercial Bank. MarketBeat recorded 8 mentions for First Merchants and 6 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 1.08 beat First Merchants' score of 1.02 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Bay Commercial Bank
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Merchants presently has a consensus price target of $49.00, indicating a potential upside of 16.58%. Bay Commercial Bank has a consensus price target of $34.00, indicating a potential upside of 13.33%. Given First Merchants' stronger consensus rating and higher probable upside, equities research analysts plainly believe First Merchants is more favorable than Bay Commercial Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

First Merchants has higher revenue and earnings than Bay Commercial Bank. First Merchants is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$1.05B2.51$226M$3.1213.47
Bay Commercial Bank$141.48M2.32$23.93M$1.2025.00

First Merchants has a beta of 0.84, indicating that its stock price is 16% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, indicating that its stock price is 73% less volatile than the broader market.

73.9% of First Merchants shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 1.8% of First Merchants shares are owned by company insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.5%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. First Merchants pays out 47.4% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Merchants has increased its dividend for 13 consecutive years and Bay Commercial Bank has increased its dividend for 3 consecutive years.

First Merchants has a net margin of 17.05% compared to Bay Commercial Bank's net margin of 9.20%. First Merchants' return on equity of 8.86% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants17.05% 8.86% 1.12%
Bay Commercial Bank 9.20%6.98%0.90%

Summary

First Merchants beats Bay Commercial Bank on 15 of the 19 factors compared between the two stocks.

Get Bay Commercial Bank News Delivered to You Automatically

Sign up to receive the latest news and ratings for BCML and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

BCML vs. The Competition

MetricBay Commercial BankBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$327.60M$22.36B$13.63B$12.85B
Dividend Yield4.00%3.18%5.89%11.08%
P/E Ratio25.0027.5729.6124.25
Price / Sales2.329.33520.02101.47
Price / Cash12.0816.0638.1953.99
Price / Book0.981.362.186.20
Net Income$23.93M$2.58B$1.31B$348.59M
7 Day Performance-3.44%-1.08%-0.30%0.08%
1 Month Performance-9.45%2.22%2.37%3.88%
1 Year Performance-1.12%22.90%9.68%16.98%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
4.6831 of 5 stars
$30.00
-0.2%
$34.00
+13.3%
-1.1%$327.60M$141.48M25.00370
BSRR
Sierra Bancorp
3.0389 of 5 stars
$39.67
-0.1%
$38.67
-2.5%
+29.0%$514.91M$201.98M11.60490
BUSE
First Busey
4.4362 of 5 stars
$30.21
-0.1%
$32.00
+5.9%
+25.4%$2.50B$1.04B12.481,948
FCBC
First Community Bancshares
2.6659 of 5 stars
$49.03
+1.0%
N/A+28.4%$918.29M$185.42M15.47630
FMBH
First Mid Bancshares
3.5777 of 5 stars
$50.26
+0.3%
$54.63
+8.7%
+25.3%$1.33B$466.04M12.471,170

Related Companies and Tools


This page (NASDAQ:BCML) was last updated on 8/23/2026 by MarketBeat.com Staff.
From Our Partners