NASDAQ:BCML Bay Commercial Bank (BCML) Stock Price, News & Analysis $31.07 +0.01 (+0.03%) Closing price 04:00 PM EasternExtended Trading$31.06 0.00 (-0.02%) As of 07:34 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Bay Commercial Bank Stock (NASDAQ:BCML) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Bay Commercial Bank alerts:Sign Up Key Stats Today's Range$31.00▼$31.4950-Day Range$30.18▼$34.7952-Week Range$26.78▼$34.98Volume44,971 shsAverage Volume55,339 shsMarket Capitalization$339.28 millionP/E Ratio25.89Dividend Yield3.86%Price Target$34.00Consensus RatingHold Company Overview Bay Commercial Bank is a bank holding company that offers a full suite of commercial and consumer banking services through its subsidiary, Bay Commercial Bank. The institution emphasizes relationship-driven banking, focusing on the needs of small and medium-sized businesses, professionals, and individual customers. The bank’s lending portfolio encompasses commercial real estate, construction and development financing, equipment loans, acquisition financing, and consumer credit products such as residential mortgages and personal lines of credit. On the deposit side, Bay Commercial Bank provides checking, savings, money market, and certificate accounts, supported by treasury management services, merchant processing solutions, and digital platforms for online and mobile banking. Operating a network of branches across its regional footprint, Bay Commercial Bank prioritizes local decision-making and community involvement. The bank’s approach combines personalized service with expertise in regional markets to foster economic growth and long-term relationships with its clients.AI Generated. May Contain Errors. Read More Bay Commercial Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks91st Percentile Overall ScoreBCML MarketRank™: Bay Commercial Bank scored higher than 91% of companies evaluated by MarketBeat, and ranked 102nd out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingHold Consensus RatingBay Commercial Bank has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 strong buy rating, no buy ratings, 2 hold ratings, and 1 sell rating.Upside/DownsideThe consensus price target for Bay Commercial Bank is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageBay Commercial Bank has only been the subject of 3 research reports in the past 90 days.Read more about Bay Commercial Bank's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth8.73% Earnings GrowthEarnings for Bay Commercial Bank are expected to grow by 8.73% in the coming year, from $2.29 to $2.49 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Bay Commercial Bank is 25.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.57.Price to Earnings Ratio vs. SectorThe P/E ratio of Bay Commercial Bank is 25.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.34.Price to Book Value per Share RatioBay Commercial Bank has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Bay Commercial Bank's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.82% of the float of Bay Commercial Bank has been sold short.Short Interest Ratio / Days to CoverBay Commercial Bank has a short interest ratio ("days to cover") of 3.65, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Bay Commercial Bank has recently increased by 36.10%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipBay Commercial Bank is a leading dividend payer. It pays a dividend yield of 3.86%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthBay Commercial Bank has only been increasing its dividend for 3 years.Dividend CoverageThe dividend payout ratio of Bay Commercial Bank is 100.00%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Bay Commercial Bank will have a dividend payout ratio of 48.19% next year. This indicates that Bay Commercial Bank will be able to sustain or increase its dividend.Read more about Bay Commercial Bank's dividend. News and Social Media3.4 / 5News Sentiment1.45 News SentimentBay Commercial Bank has a news sentiment score of 1.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Bay Commercial Bank this week, compared to 2 articles on an average week. Company Ownership4.4 / 5Insider TradingAcquiring Shares Cluster Insider Buying2 insiders have purchased shares of Bay Commercial Bank in the last three months. Multiple insiders buying is a strong bullish signal.Net Insider BuyingOver the last three months, insiders have purchased a net $556,268.00 in company stock, which represents 0.1640% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, Bay Commercial Bank insiders have bought more of their company's stock than they have sold. Specifically, they have bought $556,268.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders2.90% of the stock of Bay Commercial Bank is held by insiders.Percentage Held by Institutions66.16% of the stock of Bay Commercial Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Bay Commercial Bank's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. BCML Stock News HeadlinesBayCom Corp Announces Cash DividendMay 22, 2026 | businesswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 21, 2026 | prnewswire.comCODE RED: AI Meltdown Imminent?After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to trigger the next crash. The research firm Bernstein Research said this AI company has the power to crash the global economy for a decade, the CEO just issued a CODE RED in an internal memo warning employees they're dealing with a critical situation, and another company executive even implied they might need a government bailout. The last time I saw something like this was in 2008 when I predicted a stock market meltdown just three weeks before Lehman went under.August 14 at 1:00 AM | Paradigm Press (Ad)INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 19, 2026 | globenewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 14, 2026 | prnewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of BayCom Corp – BCMLMay 12, 2026 | globenewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 7, 2026 | prnewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLApril 30, 2026 | prnewswire.comSee More Headlines BCML Stock Analysis - Frequently Asked Questions How have BCML shares performed this year? Bay Commercial Bank's stock was trading at $29.40 at the beginning of the year. Since then, BCML shares have increased by 5.7% and is now trading at $31.07. How were Bay Commercial Bank's earnings last quarter? Bay Commercial Bank (NASDAQ:BCML) announced its quarterly earnings data on Thursday, July, 23rd. The company reported ($0.64) earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.64 by $1.28. The company earned $1.49 million during the quarter, compared to analyst estimates of $26.30 million. Bay Commercial Bank had a trailing twelve-month return on equity of 6.98% and a net margin of 9.20%. When did Bay Commercial Bank IPO? Bay Commercial Bank (BCML) raised $51 million in an IPO on Friday, May 4th 2018. The company issued 2,300,000 shares at a price of $21.00-$23.00 per share. FIG Partners and D.A. Davidson served as the underwriters for the IPO. How do I buy shares of Bay Commercial Bank? Shares of BCML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Bay Commercial Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Bay Commercial Bank investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET). Company Calendar Record date for 7/9 Dividend6/11/2026Ex-Dividend for 7/9 Dividend6/11/2026Dividend Payable7/09/2026Last Earnings7/23/2026Today8/14/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (7m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 BCML's financial health is in the Green zone, according to TradeSmith. BCML has been in this zone for over 7 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:BCML CIK1730984 Webwww.baycommercialbank.com Phone(925) 476-1800FaxN/AEmployees370Year Founded2000Price Target and Rating Average Price Target for Bay Commercial Bank$34.00 High Price Target$34.00 Low Price Target$34.00 Potential Upside/Downside+9.4%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$1.20 Trailing P/E Ratio25.89 Forward P/E Ratio13.57 P/E GrowthN/ANet Income$23.93 million Net Margins9.20% Pretax Margin14.01% Return on Equity6.98% Return on Assets0.90% Debt Debt-to-Equity Ratio0.09 Current Ratio1.04 Quick Ratio1.02 Sales & Book Value Annual Sales$141.48 million Price / Sales2.40 Cash Flow$2.48 per share Price / Cash Flow12.51 Book Value$30.71 per share Price / Book1.01Miscellaneous Outstanding Shares10,920,000Free Float10,603,000Market Cap$339.28 million OptionableOptionable Beta0.27 Social Links 10 Best Stocks to Own - Summer 2026Enter your email address and we’ll send you MarketBeat’s list of ten stocks set to soar in Summer 2026, despite the threat of tariffs and what's happening in Iran. These ten stocks are incredibly resilient and are likely to thrive in any economic environment. Get This Free Report This page (NASDAQ:BCML) was last updated on 8/14/2026 by MarketBeat.com Staff. From Our PartnersAI insiders stockpile guns, gold & gas masksKeith Kaplan, CEO of TradeSmith, has spent more than $17 million studying AI since 2022. He says a major shift...TradeSmith | SponsoredWall Street is staring at the wrong AI tradeAnthropic just signed a 9.1 billion dollar, 20 year data center agreement covering 191 megawatts of capacity, ...The Oxford Club | SponsoredHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - b...Stansberry Research | SponsoredTrump’s New Currency ResetTrump is launching a new $250 bill - but that may be a distraction. 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