NASDAQ:BCML Bay Commercial Bank (BCML) Stock Price, News & Analysis $31.01 0.00 (0.00%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$30.96 -0.05 (-0.16%) As of 05/22/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Bay Commercial Bank Stock (NASDAQ:BCML) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Bay Commercial Bank alerts:Sign Up Key Stats Today's Range$30.81▼$31.4950-Day Range$28.23▼$32.6752-Week Range$25.84▼$33.15Volume76,790 shsAverage Volume54,345 shsMarket Capitalization$338.32 millionP/E Ratio12.81Dividend Yield3.87%Price Target$34.00Consensus RatingModerate Buy Company Overview Bay Commercial Bank is a bank holding company that offers a full suite of commercial and consumer banking services through its subsidiary, Bay Commercial Bank. The institution emphasizes relationship-driven banking, focusing on the needs of small and medium-sized businesses, professionals, and individual customers. The bank’s lending portfolio encompasses commercial real estate, construction and development financing, equipment loans, acquisition financing, and consumer credit products such as residential mortgages and personal lines of credit. On the deposit side, Bay Commercial Bank provides checking, savings, money market, and certificate accounts, supported by treasury management services, merchant processing solutions, and digital platforms for online and mobile banking. Operating a network of branches across its regional footprint, Bay Commercial Bank prioritizes local decision-making and community involvement. The bank’s approach combines personalized service with expertise in regional markets to foster economic growth and long-term relationships with its clients.AI Generated. May Contain Errors. Read More Bay Commercial Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks89th Percentile Overall ScoreBCML MarketRank™: Bay Commercial Bank scored higher than 89% of companies evaluated by MarketBeat, and ranked 190th out of 880 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.9 / 5Analyst RatingModerate Buy Consensus RatingBay Commercial Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 1 buy rating, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Bay Commercial Bank is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageBay Commercial Bank has only been the subject of 4 research reports in the past 90 days.Read more about Bay Commercial Bank's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth5.19% Earnings GrowthEarnings for Bay Commercial Bank are expected to grow by 5.19% in the coming year, from $2.70 to $2.84 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Bay Commercial Bank is 12.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.79.Price to Earnings Ratio vs. SectorThe P/E ratio of Bay Commercial Bank is 12.81, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.96.Price to Book Value per Share RatioBay Commercial Bank has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Bay Commercial Bank's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.00% of the float of Bay Commercial Bank has been sold short.Short Interest Ratio / Days to CoverBay Commercial Bank has a short interest ratio ("days to cover") of 2.48, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Bay Commercial Bank has recently decreased by 5.98%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipBay Commercial Bank is a leading dividend payer. It pays a dividend yield of 3.87%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthBay Commercial Bank has only been increasing its dividend for 3 years.Dividend CoverageThe dividend payout ratio of Bay Commercial Bank is 49.59%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Bay Commercial Bank will have a dividend payout ratio of 42.25% next year. This indicates that Bay Commercial Bank will be able to sustain or increase its dividend.Read more about Bay Commercial Bank's dividend. News and Social Media2.0 / 5News Sentiment0.25 News SentimentBay Commercial Bank has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Bay Commercial Bank this week, compared to 1 article on an average week. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Bay Commercial Bank insiders have not sold or bought any company stock.Percentage Held by Insiders2.90% of the stock of Bay Commercial Bank is held by insiders.Percentage Held by Institutions66.16% of the stock of Bay Commercial Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Bay Commercial Bank's insider trading history. Receive BCML Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Bay Commercial Bank and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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BCML Stock News HeadlinesBayCom Corp Announces Cash DividendMay 22 at 9:00 AM | businesswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 21, 2026 | prnewswire.comElon Musk’s $1 Quadrillion AI IPO$1 quadrillion would be enough to send a $2.8 million check to every man, woman, and child in America. That is the scale of what analysts are calling the biggest AI IPO in history.And right now, you can claim a stake before the company goes public, starting with just $500.Elon Musk is predicting this investment could climb 1,000x from here. Early access is available today.May 25 at 1:00 AM | Brownstone Research (Ad)INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 19, 2026 | globenewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 14, 2026 | prnewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of BayCom Corp – BCMLMay 12, 2026 | globenewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLMay 7, 2026 | prnewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCMLApril 30, 2026 | prnewswire.comSee More Headlines BCML Stock Analysis - Frequently Asked Questions How have BCML shares performed this year? Bay Commercial Bank's stock was trading at $29.40 at the beginning of 2026. Since then, BCML shares have increased by 5.5% and is now trading at $31.01. How were Bay Commercial Bank's earnings last quarter? Bay Commercial Bank (NASDAQ:BCML) announced its quarterly earnings data on Thursday, April, 23rd. The company reported $0.75 earnings per share for the quarter, topping analysts' consensus estimates of $0.62 by $0.13. The company earned $1.55 million during the quarter, compared to analyst estimates of $25.95 million. Bay Commercial Bank had a trailing twelve-month return on equity of 7.84% and a net margin of 18.41%. When did Bay Commercial Bank IPO? Bay Commercial Bank (BCML) raised $51 million in an initial public offering on Friday, May 4th 2018. The company issued 2,300,000 shares at $21.00-$23.00 per share. FIG Partners and D.A. Davidson served as the underwriters for the IPO. Who are Bay Commercial Bank's major shareholders? Top institutional investors of Bay Commercial Bank include Dimensional Fund Advisors LP (5.66%), The Manufacturers Life Insurance Company (3.38%), Empowered Funds LLC (0.51%) and Renaissance Technologies LLC (0.50%). View institutional ownership trends. How do I buy shares of Bay Commercial Bank? Shares of BCML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Bay Commercial Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Bay Commercial Bank investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET). Company Calendar Record date for 4/9 Dividend3/12/2026Ex-Dividend for 4/9 Dividend3/12/2026Dividend Payable4/09/2026Last Earnings4/23/2026Today5/25/2026Record date for 7/9 Dividend6/11/2026Ex-Dividend for 7/9 Dividend6/11/2026Dividend Payable7/09/2026Next Earnings (Estimated)7/16/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 BCML's financial health is in the Green zone, according to TradeSmith. BCML has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - WEST Sub-IndustryBanking Current SymbolNASDAQ:BCML CIK1730984 Webwww.baycommercialbank.com Phone(925) 476-1800FaxN/AEmployees370Year Founded2000Price Target and Rating Average Price Target for Bay Commercial Bank$34.00 High Price Target$34.00 Low Price Target$34.00 Potential Upside/Downside+9.6%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$2.42 Trailing P/E Ratio12.81 Forward P/E Ratio11.49 P/E GrowthN/ANet Income$23.93 million Net Margins18.41% Pretax Margin24.97% Return on Equity7.84% Return on Assets1.01% Debt Debt-to-Equity Ratio0.02 Current Ratio1.02 Quick Ratio1.02 Sales & Book Value Annual Sales$141.48 million Price / Sales2.39 Cash Flow$2.48 per share Price / Cash Flow12.49 Book Value$31.53 per share Price / Book0.98Miscellaneous Outstanding Shares10,910,000Free Float10,593,000Market Cap$338.32 million OptionableOptionable Beta0.27 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:BCML) was last updated on 5/25/2026 by MarketBeat.com Staff. 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