USCB Financial (USCB) Stock Price, News & Analysis $11.97 -0.05 (-0.42%) (As of 12/8/2023 ET) Add Compare Share Share Today's Range$11.97▼$11.9950-Day Range$10.11▼$12.2252-Week Range$8.56▼$13.40Volume5,057 shsAverage Volume14,468 shsMarket Capitalization$233.92 millionP/E Ratio13.15Dividend YieldN/APrice Target$13.00 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media USCB Financial MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.50 Rating ScoreUpside/Downside8.6% Upside$13.00 Price TargetShort InterestHealthy0.35% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews SentimentN/AInsider TradingAcquiring Shares$4,608 Bought Last QuarterProj. Earnings Growth10.99%From $0.91 to $1.01 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.10 out of 5 starsFinance Sector418th out of 801 stocksState Commercial Banks Industry86th out of 169 stocks 1.3 Analyst's Opinion Consensus RatingUSCB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $13.00, USCB Financial has a forecasted upside of 8.6% from its current price of $11.97.Amount of Analyst CoverageUSCB Financial has received no research coverage in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.35% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently increased by 26.13%, indicating that investor sentiment is decreasing significantly. Previous Next 0.0 Dividend Strength Dividend YieldUSCB Financial does not currently pay a dividend.Dividend GrowthUSCB Financial does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for USCB. Previous Next 3.0 News and Social Media Coverage News SentimentUSCB Financial has a news sentiment score of 1.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for USCB Financial this week, compared to 0 articles on an average week. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, USCB Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,608.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders48.10% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions58.31% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for USCB Financial are expected to grow by 10.99% in the coming year, from $0.91 to $1.01 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of USCB Financial is 13.15, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 109.39.Price to Earnings Ratio vs. SectorThe P/E ratio of USCB Financial is 13.15, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 34.89.Price to Book Value per Share RatioUSCB Financial has a P/B Ratio of 1.31. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About USCB Financial Stock (NASDAQ:USCB)USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various banking products and services to small-to-medium sized businesses. The company accepts checking and savings accounts, certificates of deposit, and money market deposit and time deposit accounts. Its loan products include small business administration loans, yacht financing, residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.Read More USCB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart USCB Stock News HeadlinesDecember 7, 2023 | finance.yahoo.comU.S. Century Bank Names William Turner New Executive Vice President and Chief Credit OfficerDecember 3, 2023 | americanbankingnews.comShort Interest in USCB Financial Holdings, Inc. (NASDAQ:USCB) Increases By 26.1%December 10, 2023 | DTI Trader (Ad)All the trading advice you’ve ever received boils down to thisAll the trading advice you’ve ever received boils down to one goal and one goal only: finding a reliable edge in the markets. If you can do that, grab hold of it and never let go. Because once you have that edge, and you can count on it, you never need to do anything else.November 2, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. Announces Retirement of Chief Credit Officer, Benigno Pazos; Announces the Departure of Jay Shehadeh, General Counsel; Promotes Maricarmen Logroño to Chief Risk OfficerOctober 31, 2023 | usnews.comUniversity of South Carolina Beaufort Student LifeOctober 26, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. (USCB) Q3 Earnings and Revenues Lag EstimatesOctober 26, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. Reports Diluted EPS of $0.19 for Q3 2023October 18, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) is favoured by institutional owners who hold 58% of the companyDecember 10, 2023 | Autonomix (Ad)[Investor Alert] Potential Breakthrough Medical Tech Investment OpportunityAutonomix has patented technology that can detect and target nerve signals at an accuracy never seen before, a $100B opportunity. Now the team with almost $600M in exits is planning to list Autonomix on the Nasdaq. And you can invest in Autonomix ahead of their intended Nasdaq listing.* *Disclosure: This is a paid advertisement for Autonomix’s Regulation A+ Offering. Please read the offering circular at invest.autonomix.comOctober 6, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. to Announce Third Quarter 2023 ResultsAugust 1, 2023 | msn.comPiper Sandler Maintains USCB Financial Holdings Inc - (USCB) Neutral RecommendationJuly 29, 2023 | finance.yahoo.comUSCB Financial Holdings (NASDAQ:USCB) shareholders have endured a 10% loss from investing in the stock a year agoJuly 28, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. Reports EPS of $0.21 for Q2 2023July 20, 2023 | msn.comUSCB Financial Holdings, Inc. (USCB) Expected to Beat Earnings Estimates: Should You Buy?July 12, 2023 | msn.comJanney Montgomery Scott Initiates Coverage of USCB Financial Holdings Inc - (USCB) with Neutral RecommendationJuly 11, 2023 | msn.comBenzinga's Top Ratings Upgrades, Downgrades For July 11, 2023July 6, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. to Announce Second Quarter 2023 ResultsJune 29, 2023 | bizjournals.comU.S. Century Bank names new chairmanJune 28, 2023 | benzinga.comUSCB Financial Holdings Appoints Luis de la Aguilera To Succeed Aida Levitan As Chairman Of BoardJune 28, 2023 | msn.comUSCB Financial president and CEO takes on board chair responsibilityJune 28, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. President and Chief Executive Officer Appointed as Chairman of the Board, Strengthening Growth and InnovationMay 16, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. (USCB) Reports Next Week: Wall Street Expects Earnings GrowthMay 15, 2023 | msn.comStatehouse earmarks over $25 million for projects in Beaufort County. What’s being funded?May 7, 2023 | finance.yahoo.comWith 65% ownership of the shares, USCB Financial Holdings, Inc. (NASDAQ:USCB) is heavily dominated by institutional ownersMay 2, 2023 | msn.comKeefe, Bruyette & Woods Maintains U.S. Century Bank (USCB) Outperform RecommendationApril 27, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. Reports EPS of $0.29 and ROAA of 1.11% for Q1 2023April 26, 2023 | msn.comEarnings Preview For USCB Financial HoldingsSee More Headlines Receive USCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for USCB Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings10/26/2023Today12/10/2023Fiscal Year End12/31/2023Next Earnings (Estimated)1/25/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:USCB CUSIPN/A CIK1901637 Webwww.uscentury.com Phone305-715-5200FaxN/AEmployees191Year FoundedN/APrice Target and Rating Average Stock Price Target$13.00 High Stock Price Target$15.00 Low Stock Price Target$12.00 Potential Upside/Downside+8.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$0.91 Trailing P/E Ratio13.15 Forward P/E Ratio13.15 P/E GrowthN/ANet Income$20.14 million Net Margins18.33% Pretax Margin24.24% Return on Equity10.78% Return on Assets0.91% Debt Debt-to-Equity Ratio0.56 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$67.01 million Price / Sales3.49 Cash Flow$1.06 per share Price / Cash Flow11.27 Book Value$9.12 per share Price / Book1.31Miscellaneous Outstanding Shares19,542,000Free Float10,142,000Market Cap$233.92 million OptionableNot Optionable Beta0.39 7 Stocks to Buy And Hold ForeverClick the link below and we'll send you MarketBeat's list of seven stocks and why their long-term outlooks are very promising. Get This Free Report Key ExecutivesMr. Luis F. de la Aguilera (Age 62)President, CEO & Chairman Comp: $892.59kMr. Robert B. Anderson CPA (Age 57)Executive VP & CFO Comp: $532.24kMr. Jalal Shehadeh Esq. (Age 37)EVP, General Counsel & Secretary Comp: $531.37kMr. Benigno Pazos CPA (Age 70)Executive VP & Chief Credit Officer Comp: $465.1kMr. Andres L. Collazo (Age 59)Executive VP and Director of Operations & Information Technology Systems Mr. Roberto Diaz CPASenior VP, Controller & Chief Accounting OfficerMs. Martha Guerra-Kattou (Age 54)Executive VP & Director of Sales & Marketing Ms. Jessica GoldbergSenior VP & Human Resources DirectorMr. Oscar Gomez (Age 68)Executive VP & Head of Global Banking Division Ms. Maricarmen LogroñoExecutive VP & Chief Risk OfficerMore ExecutivesKey CompetitorsNorwood FinancialNASDAQ:NWFLPCB BancorpNASDAQ:PCBMiddlefield BancNASDAQ:MBCNBank7NASDAQ:BSVNBayComNASDAQ:BCMLView All CompetitorsInsiders & InstitutionsKennedy Capital Management LLCBought 5,243 shares on 11/15/2023Ownership: 0.367%Pacific Ridge Capital Partners LLCBought 22,229 shares on 11/13/2023Ownership: 2.174%LWM Advisory Services LLCBought 3,655 shares on 11/2/2023Ownership: 0.019%Ramon A RodriguezBought 450 shares on 10/30/2023Total: $4,608.00 ($10.24/share)Raymond James & AssociatesSold 11,492 shares on 10/24/2023Ownership: 0.469%View All Insider TransactionsView All Institutional Transactions USCB Stock Analysis - Frequently Asked Questions Should I buy or sell USCB Financial stock right now? 4 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for USCB Financial in the last year. There are currently 2 hold ratings and 2 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" USCB shares. View USCB analyst ratings or view top-rated stocks. What is USCB Financial's stock price target for 2024? 4 Wall Street analysts have issued 12 month target prices for USCB Financial's stock. Their USCB share price targets range from $12.00 to $15.00. On average, they expect the company's share price to reach $13.00 in the next year. This suggests a possible upside of 8.6% from the stock's current price. View analysts price targets for USCB or view top-rated stocks among Wall Street analysts. How have USCB shares performed in 2023? USCB Financial's stock was trading at $12.20 at the beginning of the year. Since then, USCB stock has decreased by 1.9% and is now trading at $11.97. View the best growth stocks for 2023 here. Are investors shorting USCB Financial? USCB Financial saw a increase in short interest in the month of November. As of November 15th, there was short interest totaling 36,200 shares, an increase of 26.1% from the October 31st total of 28,700 shares. Based on an average trading volume of 15,500 shares, the short-interest ratio is currently 2.3 days. Currently, 0.4% of the shares of the stock are short sold. View USCB Financial's Short Interest. When is USCB Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, January 25th 2024. View our USCB earnings forecast. How were USCB Financial's earnings last quarter? USCB Financial Holdings, Inc. (NASDAQ:USCB) released its quarterly earnings results on Thursday, October, 26th. The company reported $0.19 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.20 by $0.01. The business earned $16.18 million during the quarter, compared to analysts' expectations of $16.74 million. USCB Financial had a trailing twelve-month return on equity of 10.78% and a net margin of 18.33%. When did USCB Financial IPO? (USCB) raised $40 million in an initial public offering (IPO) on Friday, July 23rd 2021. The company issued 3,600,000 shares at $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) acted as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers. Who are USCB Financial's major shareholders? USCB Financial's stock is owned by many different institutional and retail investors. Top institutional investors include Pacific Ridge Capital Partners LLC (2.17%), Raymond James & Associates (0.47%), Kennedy Capital Management LLC (0.37%) and LWM Advisory Services LLC (0.02%). View institutional ownership trends. How do I buy shares of USCB Financial? Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. This page (NASDAQ:USCB) was last updated on 12/10/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding USCB Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. 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