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USCB Financial (USCB) Competitors

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$22.47 -0.16 (-0.71%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$22.50 +0.03 (+0.13%)
As of 08/14/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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USCB vs. BSRR, FCBC, GSBC, IBCP, and MBWM

Should you buy USCB Financial stock or one of its competitors? USCB Financial's main competitors and comparable companies include Sierra Bancorp (BSRR), First Community Bancshares (FCBC), Great Southern Bancorp (GSBC), Independent Bank (IBCP), and Mercantile Bank (MBWM). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does USCB Financial compare to Sierra Bancorp?

USCB Financial (NASDAQ:USCB) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, analyst recommendations, valuation, profitability, earnings, dividends and risk.

Sierra Bancorp has a net margin of 22.37% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Sierra Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
Sierra Bancorp 22.37%12.38%1.20%

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Sierra Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.6%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Sierra Bancorp pays out 31.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has increased its dividend for 2 consecutive years and Sierra Bancorp has increased its dividend for 2 consecutive years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Sierra Bancorp had 1 more articles in the media than USCB Financial. MarketBeat recorded 2 mentions for Sierra Bancorp and 1 mentions for USCB Financial. USCB Financial's average media sentiment score of 1.89 beat Sierra Bancorp's score of 1.00 indicating that USCB Financial is being referred to more favorably in the media.

Company Overall Sentiment
USCB Financial Very Positive
Sierra Bancorp Positive

USCB Financial presently has a consensus price target of $23.75, indicating a potential upside of 5.70%. Sierra Bancorp has a consensus price target of $38.67, indicating a potential downside of 5.71%. Given USCB Financial's stronger consensus rating and higher probable upside, research analysts clearly believe USCB Financial is more favorable than Sierra Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.17
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

USCB Financial has a beta of 0.5, indicating that its share price is 50% less volatile than the broader market. Comparatively, Sierra Bancorp has a beta of 0.77, indicating that its share price is 23% less volatile than the broader market.

Sierra Bancorp has higher revenue and earnings than USCB Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$97.13M4.27$26.10M$1.5214.78
Sierra Bancorp$148.29M3.58$42.33M$3.4211.99

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are owned by institutional investors. 27.4% of USCB Financial shares are owned by company insiders. Comparatively, 11.8% of Sierra Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

USCB Financial beats Sierra Bancorp on 11 of the 19 factors compared between the two stocks.

How does USCB Financial compare to First Community Bancshares?

USCB Financial (NASDAQ:USCB) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, media sentiment, institutional ownership, risk, valuation, dividends and profitability.

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.7%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years and First Community Bancshares has raised its dividend for 13 consecutive years. First Community Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, First Community Bancshares had 2 more articles in the media than USCB Financial. MarketBeat recorded 3 mentions for First Community Bancshares and 1 mentions for USCB Financial. USCB Financial's average media sentiment score of 1.89 beat First Community Bancshares' score of 1.21 indicating that USCB Financial is being referred to more favorably in the media.

Company Overall Sentiment
USCB Financial Very Positive
First Community Bancshares Positive

USCB Financial presently has a consensus target price of $23.75, suggesting a potential upside of 5.70%. Given USCB Financial's stronger consensus rating and higher probable upside, research analysts clearly believe USCB Financial is more favorable than First Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.17
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

61.3% of USCB Financial shares are held by institutional investors. Comparatively, 35.0% of First Community Bancshares shares are held by institutional investors. 27.4% of USCB Financial shares are held by company insiders. Comparatively, 3.7% of First Community Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

USCB Financial has a beta of 0.5, meaning that its share price is 50% less volatile than the broader market. Comparatively, First Community Bancshares has a beta of 0.48, meaning that its share price is 52% less volatile than the broader market.

First Community Bancshares has a net margin of 28.84% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat First Community Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
First Community Bancshares 28.84%10.67%1.61%

First Community Bancshares has higher revenue and earnings than USCB Financial. USCB Financial is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$97.13M4.27$26.10M$1.5214.78
First Community Bancshares$185.42M5.05$48.79M$3.1715.62

Summary

USCB Financial and First Community Bancshares tied by winning 10 of the 20 factors compared between the two stocks.

How does USCB Financial compare to Great Southern Bancorp?

Great Southern Bancorp (NASDAQ:GSBC) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends, media sentiment and earnings.

Great Southern Bancorp has higher revenue and earnings than USCB Financial. Great Southern Bancorp is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Great Southern Bancorp$226.41M3.93$70.97M$6.0213.55
USCB Financial$97.13M4.27$26.10M$1.5214.78

In the previous week, Great Southern Bancorp had 2 more articles in the media than USCB Financial. MarketBeat recorded 3 mentions for Great Southern Bancorp and 1 mentions for USCB Financial. USCB Financial's average media sentiment score of 1.89 beat Great Southern Bancorp's score of 1.15 indicating that USCB Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Great Southern Bancorp Positive
USCB Financial Very Positive

Great Southern Bancorp currently has a consensus target price of $74.00, indicating a potential downside of 9.30%. USCB Financial has a consensus target price of $23.75, indicating a potential upside of 5.70%. Given USCB Financial's stronger consensus rating and higher probable upside, analysts plainly believe USCB Financial is more favorable than Great Southern Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Great Southern Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
USCB Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.17

Great Southern Bancorp has a beta of 0.49, suggesting that its share price is 51% less volatile than the broader market. Comparatively, USCB Financial has a beta of 0.5, suggesting that its share price is 50% less volatile than the broader market.

41.7% of Great Southern Bancorp shares are held by institutional investors. Comparatively, 61.3% of USCB Financial shares are held by institutional investors. 29.8% of Great Southern Bancorp shares are held by insiders. Comparatively, 27.4% of USCB Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.1%. USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Great Southern Bancorp pays out 28.6% of its earnings in the form of a dividend. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Great Southern Bancorp has a net margin of 20.72% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Great Southern Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Great Southern Bancorp20.72% 10.83% 1.22%
USCB Financial 17.24%15.77%1.22%

Summary

USCB Financial beats Great Southern Bancorp on 12 of the 19 factors compared between the two stocks.

How does USCB Financial compare to Independent Bank?

USCB Financial (NASDAQ:USCB) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, media sentiment, earnings, risk, institutional ownership and valuation.

In the previous week, Independent Bank had 1 more articles in the media than USCB Financial. MarketBeat recorded 2 mentions for Independent Bank and 1 mentions for USCB Financial. USCB Financial's average media sentiment score of 1.89 beat Independent Bank's score of 1.52 indicating that USCB Financial is being referred to more favorably in the media.

Company Overall Sentiment
USCB Financial Very Positive
Independent Bank Very Positive

USCB Financial has a beta of 0.5, meaning that its stock price is 50% less volatile than the broader market. Comparatively, Independent Bank has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 2.9%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Independent Bank pays out 32.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years and Independent Bank has raised its dividend for 11 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

USCB Financial currently has a consensus price target of $23.75, indicating a potential upside of 5.70%. Independent Bank has a consensus price target of $39.50, indicating a potential upside of 3.11%. Given USCB Financial's stronger consensus rating and higher possible upside, analysts plainly believe USCB Financial is more favorable than Independent Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.17
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Independent Bank has a net margin of 22.32% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Independent Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
Independent Bank 22.32%14.12%1.29%

Independent Bank has higher revenue and earnings than USCB Financial. Independent Bank is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$97.13M4.27$26.10M$1.5214.78
Independent Bank$315.38M2.70$68.54M$3.4411.14

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 79.4% of Independent Bank shares are owned by institutional investors. 27.4% of USCB Financial shares are owned by insiders. Comparatively, 5.9% of Independent Bank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Independent Bank beats USCB Financial on 11 of the 20 factors compared between the two stocks.

How does USCB Financial compare to Mercantile Bank?

USCB Financial (NASDAQ:USCB) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, analyst recommendations, earnings, media sentiment, institutional ownership, valuation, profitability and risk.

USCB Financial presently has a consensus price target of $23.75, suggesting a potential upside of 5.70%. Mercantile Bank has a consensus price target of $60.40, suggesting a potential downside of 1.88%. Given USCB Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe USCB Financial is more favorable than Mercantile Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.17
Mercantile Bank
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

Mercantile Bank has higher revenue and earnings than USCB Financial. Mercantile Bank is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$97.13M4.27$26.10M$1.5214.78
Mercantile Bank$371.80M2.86$88.75M$5.6810.84

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are owned by institutional investors. 27.4% of USCB Financial shares are owned by company insiders. Comparatively, 2.5% of Mercantile Bank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Mercantile Bank pays an annual dividend of $1.56 per share and has a dividend yield of 2.5%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Mercantile Bank pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years and Mercantile Bank has raised its dividend for 14 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Mercantile Bank has a net margin of 24.75% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Mercantile Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
Mercantile Bank 24.75%13.66%1.46%

USCB Financial has a beta of 0.5, indicating that its share price is 50% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.79, indicating that its share price is 21% less volatile than the broader market.

In the previous week, Mercantile Bank had 2 more articles in the media than USCB Financial. MarketBeat recorded 3 mentions for Mercantile Bank and 1 mentions for USCB Financial. USCB Financial's average media sentiment score of 1.89 beat Mercantile Bank's score of 1.12 indicating that USCB Financial is being referred to more favorably in the media.

Company Overall Sentiment
USCB Financial Very Positive
Mercantile Bank Positive

Summary

Mercantile Bank beats USCB Financial on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding USCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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USCB vs. The Competition

Export
MetricUSCB FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$415.11M$22.84B$13.87B$13.07B
Dividend Yield2.21%3.14%5.87%10.64%
P/E Ratio14.7828.2929.4025.40
Price / Sales4.279.69507.22125.76
Price / Cash12.3716.3337.2653.27
Price / Book1.781.382.816.21
Net Income$26.10M$2.57B$1.31B$347.71M
7 Day Performance0.58%1.05%0.77%1.08%
1 Month Performance7.31%2.31%1.43%1.87%
1 Year Performance33.67%27.82%12.06%20.79%

USCB Financial Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
USCB
USCB Financial
4.3907 of 5 stars		$22.47
-0.7%		$23.75
+5.7%		+33.7%$415.11M$97.13M14.78196
BSRR
Sierra Bancorp
2.6533 of 5 stars		$40.48
+1.6%		$38.67
-4.5%		+41.8%$516.33M$201.98M11.84490
FCBC
First Community Bancshares
3.0862 of 5 stars		$48.56
+1.7%		N/A+37.4%$902.78M$185.42M15.32630
GSBC
Great Southern Bancorp
1.9035 of 5 stars		$80.32
+0.1%		$74.00
-7.9%		+37.9%$874.31M$342.78M13.341,075
IBCP
Independent Bank
4.3534 of 5 stars		$38.00
+0.3%		$39.50
+3.9%		+24.2%$841.35M$315.38M11.05920

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This page (NASDAQ:USCB) was last updated on 8/16/2026 by MarketBeat.com Staff.
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