USCB Financial (USCB) Competitors

USCB Financial (NASDAQ:USCB) and Triumph Financial (NASDAQ:TFIN) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, risk, profitability, media sentiment, valuation and institutional ownership.

Does the media prefer USCB or TFIN?

In the previous week, Triumph Financial had 4 more articles in the media than USCB Financial. MarketBeat recorded 7 mentions for Triumph Financial and 3 mentions for USCB Financial. USCB Financial's average media sentiment score of 0.50 beat Triumph Financial's score of 0.46 indicating that USCB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
USCB Financial	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Triumph Financial	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility and risk, USCB or TFIN?

USCB Financial has a beta of 0.61, suggesting that its stock price is 39% less volatile than the S&P 500. Comparatively, Triumph Financial has a beta of 1.29, suggesting that its stock price is 29% more volatile than the S&P 500.

Is USCB or TFIN more profitable?

USCB Financial has a net margin of 18.69% compared to Triumph Financial's net margin of 2.44%. USCB Financial's return on equity of 12.96% beat Triumph Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
USCB Financial	18.69%	12.96%	1.08%
Triumph Financial	2.44%	1.61%	0.23%

Do analysts rate USCB or TFIN?

USCB Financial presently has a consensus target price of $19.00, suggesting a potential upside of 11.96%. Triumph Financial has a consensus target price of $68.20, suggesting a potential upside of 7.11%. Given USCB Financial's stronger consensus rating and higher probable upside, research analysts clearly believe USCB Financial is more favorable than Triumph Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
USCB Financial	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Triumph Financial	1 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.80

Do institutionals & insiders hold more shares of USCB or TFIN?

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 91.1% of Triumph Financial shares are owned by institutional investors. 49.5% of USCB Financial shares are owned by insiders. Comparatively, 5.6% of Triumph Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Which has higher valuation & earnings, USCB or TFIN?

USCB Financial has higher earnings, but lower revenue than Triumph Financial. USCB Financial is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
USCB Financial	$87.89M	3.87	$24.67M	$1.38	12.30
Triumph Financial	$415.91M	3.59	$16.09M	$0.37	172.08

Summary

USCB Financial beats Triumph Financial on 11 of the 16 factors compared between the two stocks.