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USCB Financial (USCB) Competitors

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$22.35 +0.02 (+0.09%)
Closing price 04:00 PM Eastern
Extended Trading
$22.36 +0.00 (+0.02%)
As of 07:30 PM Eastern
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USCB vs. BSRR, GSBC, IBCP, MBWM, and MCBS

Should you buy USCB Financial stock or one of its competitors? USCB Financial's main competitors and comparable companies include Sierra Bancorp (BSRR), Great Southern Bancorp (GSBC), Independent Bank (IBCP), Mercantile Bank (MBWM), and MetroCity Bankshares (MCBS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does USCB Financial compare to Sierra Bancorp?

USCB Financial (NASDAQ:USCB) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, risk, profitability, institutional ownership, media sentiment, valuation and earnings.

USCB Financial has a beta of 0.45, meaning that its share price is 55% less volatile than the broader market. Comparatively, Sierra Bancorp has a beta of 0.76, meaning that its share price is 24% less volatile than the broader market.

Sierra Bancorp has a net margin of 22.37% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Sierra Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
Sierra Bancorp 22.37%12.38%1.20%

In the previous week, USCB Financial and USCB Financial both had 2 articles in the media. Sierra Bancorp's average media sentiment score of 0.80 beat USCB Financial's score of 0.61 indicating that Sierra Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
USCB Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Sierra Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

61.3% of USCB Financial shares are held by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are held by institutional investors. 27.4% of USCB Financial shares are held by insiders. Comparatively, 11.8% of Sierra Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Sierra Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.7%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Sierra Bancorp pays out 31.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years and Sierra Bancorp has raised its dividend for 2 consecutive years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

USCB Financial presently has a consensus price target of $24.33, suggesting a potential upside of 8.87%. Sierra Bancorp has a consensus price target of $38.67, suggesting a potential downside of 2.33%. Given USCB Financial's stronger consensus rating and higher probable upside, research analysts clearly believe USCB Financial is more favorable than Sierra Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Sierra Bancorp has higher revenue and earnings than USCB Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$159.60M2.59$26.10M$1.5214.70
Sierra Bancorp$201.98M2.54$42.33M$3.4211.58

Summary

USCB Financial beats Sierra Bancorp on 10 of the 18 factors compared between the two stocks.

How does USCB Financial compare to Great Southern Bancorp?

USCB Financial (NASDAQ:USCB) and Great Southern Bancorp (NASDAQ:GSBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, profitability, media sentiment, analyst recommendations, valuation, dividends, risk and institutional ownership.

61.3% of USCB Financial shares are held by institutional investors. Comparatively, 41.7% of Great Southern Bancorp shares are held by institutional investors. 27.4% of USCB Financial shares are held by company insiders. Comparatively, 29.8% of Great Southern Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.2%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Great Southern Bancorp pays out 28.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Great Southern Bancorp has a net margin of 20.72% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Great Southern Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
Great Southern Bancorp 20.72%10.83%1.22%

USCB Financial has a beta of 0.45, suggesting that its stock price is 55% less volatile than the broader market. Comparatively, Great Southern Bancorp has a beta of 0.5, suggesting that its stock price is 50% less volatile than the broader market.

In the previous week, Great Southern Bancorp had 4 more articles in the media than USCB Financial. MarketBeat recorded 6 mentions for Great Southern Bancorp and 2 mentions for USCB Financial. Great Southern Bancorp's average media sentiment score of 0.92 beat USCB Financial's score of 0.61 indicating that Great Southern Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
USCB Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Great Southern Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Great Southern Bancorp has higher revenue and earnings than USCB Financial. Great Southern Bancorp is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$159.60M2.59$26.10M$1.5214.70
Great Southern Bancorp$342.78M2.48$70.97M$6.0212.97

USCB Financial presently has a consensus target price of $24.33, suggesting a potential upside of 8.87%. Great Southern Bancorp has a consensus target price of $74.00, suggesting a potential downside of 5.19%. Given USCB Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe USCB Financial is more favorable than Great Southern Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83
Great Southern Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

USCB Financial beats Great Southern Bancorp on 10 of the 19 factors compared between the two stocks.

How does USCB Financial compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, media sentiment, earnings, institutional ownership, risk, profitability and valuation.

79.4% of Independent Bank shares are owned by institutional investors. Comparatively, 61.3% of USCB Financial shares are owned by institutional investors. 5.9% of Independent Bank shares are owned by insiders. Comparatively, 27.4% of USCB Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Independent Bank presently has a consensus price target of $39.50, indicating a potential upside of 10.96%. USCB Financial has a consensus price target of $24.33, indicating a potential upside of 8.87%. Given Independent Bank's higher possible upside, analysts plainly believe Independent Bank is more favorable than USCB Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

Independent Bank has higher revenue and earnings than USCB Financial. Independent Bank is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.51$68.54M$3.4410.35
USCB Financial$159.60M2.59$26.10M$1.5214.70

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.1%. USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Independent Bank pays out 32.6% of its earnings in the form of a dividend. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years and USCB Financial has increased its dividend for 2 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Independent Bank has a net margin of 22.32% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Independent Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.32% 14.12% 1.29%
USCB Financial 17.24%15.77%1.22%

In the previous week, Independent Bank and Independent Bank both had 2 articles in the media. Independent Bank's average media sentiment score of 0.74 beat USCB Financial's score of 0.61 indicating that Independent Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
USCB Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Independent Bank has a beta of 0.73, meaning that its stock price is 27% less volatile than the broader market. Comparatively, USCB Financial has a beta of 0.45, meaning that its stock price is 55% less volatile than the broader market.

Summary

Independent Bank beats USCB Financial on 12 of the 18 factors compared between the two stocks.

How does USCB Financial compare to Mercantile Bank?

USCB Financial (NASDAQ:USCB) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, risk, valuation, profitability, analyst recommendations, dividends, earnings and institutional ownership.

USCB Financial currently has a consensus price target of $24.33, suggesting a potential upside of 8.87%. Mercantile Bank has a consensus price target of $62.00, suggesting a potential upside of 5.78%. Given USCB Financial's stronger consensus rating and higher possible upside, equities analysts clearly believe USCB Financial is more favorable than Mercantile Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83
Mercantile Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67

Mercantile Bank has a net margin of 24.75% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Mercantile Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
Mercantile Bank 24.75%13.66%1.46%

In the previous week, Mercantile Bank had 3 more articles in the media than USCB Financial. MarketBeat recorded 5 mentions for Mercantile Bank and 2 mentions for USCB Financial. USCB Financial's average media sentiment score of 0.61 beat Mercantile Bank's score of 0.43 indicating that USCB Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
USCB Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Mercantile Bank
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Mercantile Bank has higher revenue and earnings than USCB Financial. Mercantile Bank is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$159.60M2.59$26.10M$1.5214.70
Mercantile Bank$371.80M2.73$88.75M$5.6810.32

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. Mercantile Bank pays an annual dividend of $1.60 per share and has a dividend yield of 2.7%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Mercantile Bank pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has increased its dividend for 2 consecutive years and Mercantile Bank has increased its dividend for 14 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are owned by institutional investors. 27.4% of USCB Financial shares are owned by insiders. Comparatively, 2.5% of Mercantile Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

USCB Financial has a beta of 0.45, suggesting that its stock price is 55% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market.

Summary

Mercantile Bank beats USCB Financial on 11 of the 19 factors compared between the two stocks.

How does USCB Financial compare to MetroCity Bankshares?

USCB Financial (NASDAQ:USCB) and MetroCity Bankshares (NASDAQ:MCBS) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, earnings, media sentiment, valuation, risk and dividends.

USCB Financial has a beta of 0.45, indicating that its stock price is 55% less volatile than the broader market. Comparatively, MetroCity Bankshares has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

USCB Financial presently has a consensus price target of $24.33, suggesting a potential upside of 8.87%. MetroCity Bankshares has a consensus price target of $33.00, suggesting a potential downside of 6.06%. Given USCB Financial's stronger consensus rating and higher probable upside, equities research analysts clearly believe USCB Financial is more favorable than MetroCity Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83
MetroCity Bankshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

61.3% of USCB Financial shares are held by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are held by institutional investors. 27.4% of USCB Financial shares are held by insiders. Comparatively, 20.2% of MetroCity Bankshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.2%. MetroCity Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.3%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. MetroCity Bankshares pays out 40.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has increased its dividend for 2 consecutive years.

In the previous week, USCB Financial had 2 more articles in the media than MetroCity Bankshares. MarketBeat recorded 2 mentions for USCB Financial and 0 mentions for MetroCity Bankshares. USCB Financial's average media sentiment score of 0.61 beat MetroCity Bankshares' score of 0.46 indicating that USCB Financial is being referred to more favorably in the media.

Company Overall Sentiment
USCB Financial Positive
MetroCity Bankshares Neutral

MetroCity Bankshares has higher revenue and earnings than USCB Financial. MetroCity Bankshares is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$159.60M2.59$26.10M$1.5214.70
MetroCity Bankshares$246.01M4.11$68.53M$2.8812.20

MetroCity Bankshares has a net margin of 28.40% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat MetroCity Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
MetroCity Bankshares 28.40%15.16%1.82%

Summary

USCB Financial beats MetroCity Bankshares on 12 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding USCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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USCB vs. The Competition

MetricUSCB FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$412.54M$22.79B$13.57B$12.94B
Dividend Yield2.24%3.16%6.07%27.63%
P/E Ratio14.7024.4822.5818.60
Price / Sales2.598.91489.2876.73
Price / Cash12.3014.6843.6451.88
Price / Book1.861.332.705.85
Net Income$26.10M$2.60B$1.32B$380.67M
7 Day Performance1.41%0.32%-0.48%-4.97%
1 Month Performance-2.53%-2.47%-2.13%-6.95%
1 Year Performance32.25%23.18%10.40%-5.99%

USCB Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
USCB
USCB Financial
4.0758 of 5 stars
$22.35
+0.1%
$24.33
+8.9%
+30.5%$412.54M$159.60M14.70205
BSRR
Sierra Bancorp
3.0157 of 5 stars
$39.48
+0.2%
$38.67
-2.1%
+37.6%$510.61M$148.29M11.54469
GSBC
Great Southern Bancorp
1.7611 of 5 stars
$79.20
-0.3%
$74.00
-6.6%
+24.7%$866.06M$226.41M13.161,075
IBCP
Independent Bank
4.1488 of 5 stars
$35.79
-0.3%
$39.50
+10.4%
+11.4%$797.18M$315.38M10.40826
MBWM
Mercantile Bank
3.4767 of 5 stars
$58.83
-0.4%
$62.00
+5.4%
+28.2%$1.02B$371.80M10.36786

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This page (NASDAQ:USCB) was last updated on 10/16/2026 by MarketBeat.com Staff.
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