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USCB Financial (USCB) Competitors

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$19.51 -0.04 (-0.20%)
As of 02:07 PM Eastern
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USCB vs. SHBI, BHRB, ATLC, AMAL, and PGY

Should you buy USCB Financial stock or one of its competitors? MarketBeat compares USCB Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with USCB Financial include Shore Bancshares (SHBI), Burke & Herbert Financial Services (BHRB), Atlanticus (ATLC), Amalgamated Financial (AMAL), and Pagaya Technologies (PGY). These companies are all part of the "banking" industry.

How does USCB Financial compare to Shore Bancshares?

USCB Financial (NASDAQ:USCB) and Shore Bancshares (NASDAQ:SHBI) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, earnings, analyst recommendations and dividends.

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 59.8% of Shore Bancshares shares are owned by institutional investors. 49.5% of USCB Financial shares are owned by company insiders. Comparatively, 8.7% of Shore Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Shore Bancshares has a net margin of 18.20% compared to USCB Financial's net margin of 17.04%. USCB Financial's return on equity of 15.37% beat Shore Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.04% 15.37% 1.22%
Shore Bancshares 18.20%11.84%1.12%

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.6%. Shore Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 2.5%. USCB Financial pays out 35.0% of its earnings in the form of a dividend. Shore Bancshares pays out 29.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Shore Bancshares has higher revenue and earnings than USCB Financial. Shore Bancshares is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$93.59M3.81$26.10M$1.4313.64
Shore Bancshares$342.72M2.18$59.51M$1.8811.89

In the previous week, USCB Financial had 3 more articles in the media than Shore Bancshares. MarketBeat recorded 4 mentions for USCB Financial and 1 mentions for Shore Bancshares. Shore Bancshares' average media sentiment score of 1.02 beat USCB Financial's score of 0.95 indicating that Shore Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
USCB Financial Positive
Shore Bancshares Positive

USCB Financial has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market. Comparatively, Shore Bancshares has a beta of 0.84, indicating that its share price is 16% less volatile than the broader market.

USCB Financial currently has a consensus price target of $22.00, indicating a potential upside of 12.76%. Shore Bancshares has a consensus price target of $21.33, indicating a potential downside of 4.55%. Given USCB Financial's higher probable upside, equities analysts plainly believe USCB Financial is more favorable than Shore Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
Shore Bancshares
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

Summary

USCB Financial beats Shore Bancshares on 10 of the 19 factors compared between the two stocks.

How does USCB Financial compare to Burke & Herbert Financial Services?

Burke & Herbert Financial Services (NASDAQ:BHRB) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

61.3% of USCB Financial shares are owned by institutional investors. 12.0% of Burke & Herbert Financial Services shares are owned by insiders. Comparatively, 49.5% of USCB Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Burke & Herbert Financial Services has a net margin of 24.04% compared to USCB Financial's net margin of 17.04%. USCB Financial's return on equity of 15.37% beat Burke & Herbert Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Burke & Herbert Financial Services24.04% 14.46% 1.49%
USCB Financial 17.04%15.37%1.22%

Burke & Herbert Financial Services has a beta of 0.69, suggesting that its stock price is 31% less volatile than the broader market. Comparatively, USCB Financial has a beta of 0.53, suggesting that its stock price is 47% less volatile than the broader market.

In the previous week, USCB Financial had 2 more articles in the media than Burke & Herbert Financial Services. MarketBeat recorded 4 mentions for USCB Financial and 2 mentions for Burke & Herbert Financial Services. Burke & Herbert Financial Services' average media sentiment score of 1.08 beat USCB Financial's score of 0.95 indicating that Burke & Herbert Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Burke & Herbert Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
USCB Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Burke & Herbert Financial Services pays an annual dividend of $2.20 per share and has a dividend yield of 3.3%. USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.6%. Burke & Herbert Financial Services pays out 28.5% of its earnings in the form of a dividend. USCB Financial pays out 35.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Burke & Herbert Financial Services has increased its dividend for 1 consecutive years and USCB Financial has increased its dividend for 2 consecutive years. Burke & Herbert Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio.

Burke & Herbert Financial Services currently has a consensus price target of $71.40, suggesting a potential upside of 7.75%. USCB Financial has a consensus price target of $22.00, suggesting a potential upside of 12.76%. Given USCB Financial's stronger consensus rating and higher possible upside, analysts clearly believe USCB Financial is more favorable than Burke & Herbert Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Burke & Herbert Financial Services
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

Burke & Herbert Financial Services has higher revenue and earnings than USCB Financial. Burke & Herbert Financial Services is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Burke & Herbert Financial Services$491.11M2.72$117.31M$7.718.59
USCB Financial$93.59M3.81$26.10M$1.4313.64

Summary

Burke & Herbert Financial Services and USCB Financial tied by winning 9 of the 18 factors compared between the two stocks.

How does USCB Financial compare to Atlanticus?

Atlanticus (NASDAQ:ATLC) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, risk, media sentiment, analyst recommendations and valuation.

Atlanticus presently has a consensus target price of $101.25, suggesting a potential upside of 6.98%. USCB Financial has a consensus target price of $22.00, suggesting a potential upside of 12.76%. Given USCB Financial's higher possible upside, analysts clearly believe USCB Financial is more favorable than Atlanticus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atlanticus
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

Atlanticus has a beta of 2.14, indicating that its stock price is 114% more volatile than the broader market. Comparatively, USCB Financial has a beta of 0.53, indicating that its stock price is 47% less volatile than the broader market.

Atlanticus has higher revenue and earnings than USCB Financial. USCB Financial is trading at a lower price-to-earnings ratio than Atlanticus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Atlanticus$1.97B0.73$122.20M$6.7014.13
USCB Financial$93.59M3.81$26.10M$1.4313.64

USCB Financial has a net margin of 17.04% compared to Atlanticus' net margin of 5.86%. Atlanticus' return on equity of 23.43% beat USCB Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Atlanticus5.86% 23.43% 2.17%
USCB Financial 17.04%15.37%1.22%

In the previous week, Atlanticus and Atlanticus both had 4 articles in the media. USCB Financial's average media sentiment score of 0.95 beat Atlanticus' score of 0.94 indicating that USCB Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Atlanticus
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
USCB Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

14.2% of Atlanticus shares are held by institutional investors. Comparatively, 61.3% of USCB Financial shares are held by institutional investors. 51.0% of Atlanticus shares are held by insiders. Comparatively, 49.5% of USCB Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Atlanticus beats USCB Financial on 10 of the 15 factors compared between the two stocks.

How does USCB Financial compare to Amalgamated Financial?

USCB Financial (NASDAQ:USCB) and Amalgamated Financial (NASDAQ:AMAL) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, media sentiment, dividends, earnings and valuation.

USCB Financial currently has a consensus target price of $22.00, suggesting a potential upside of 12.76%. Amalgamated Financial has a consensus target price of $44.00, suggesting a potential downside of 0.58%. Given USCB Financial's stronger consensus rating and higher probable upside, research analysts plainly believe USCB Financial is more favorable than Amalgamated Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
Amalgamated Financial
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Amalgamated Financial has a net margin of 22.33% compared to USCB Financial's net margin of 17.04%. USCB Financial's return on equity of 15.37% beat Amalgamated Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.04% 15.37% 1.22%
Amalgamated Financial 22.33%13.89%1.23%

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.6%. Amalgamated Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.5%. USCB Financial pays out 35.0% of its earnings in the form of a dividend. Amalgamated Financial pays out 19.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years and Amalgamated Financial has raised its dividend for 4 consecutive years.

In the previous week, Amalgamated Financial had 3 more articles in the media than USCB Financial. MarketBeat recorded 7 mentions for Amalgamated Financial and 4 mentions for USCB Financial. USCB Financial's average media sentiment score of 0.95 beat Amalgamated Financial's score of 0.28 indicating that USCB Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
USCB Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Amalgamated Financial
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Amalgamated Financial has higher revenue and earnings than USCB Financial. Amalgamated Financial is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$93.59M3.81$26.10M$1.4313.64
Amalgamated Financial$453.17M2.92$104.45M$3.4412.86

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 75.9% of Amalgamated Financial shares are owned by institutional investors. 49.5% of USCB Financial shares are owned by company insiders. Comparatively, 1.6% of Amalgamated Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

USCB Financial has a beta of 0.53, suggesting that its share price is 47% less volatile than the broader market. Comparatively, Amalgamated Financial has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

Summary

USCB Financial and Amalgamated Financial tied by winning 10 of the 20 factors compared between the two stocks.

How does USCB Financial compare to Pagaya Technologies?

USCB Financial (NASDAQ:USCB) and Pagaya Technologies (NASDAQ:PGY) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, earnings, dividends, valuation, risk and institutional ownership.

USCB Financial presently has a consensus price target of $22.00, indicating a potential upside of 12.76%. Pagaya Technologies has a consensus price target of $34.50, indicating a potential upside of 118.52%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, analysts clearly believe Pagaya Technologies is more favorable than USCB Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
Pagaya Technologies
1 Sell rating(s)
0 Hold rating(s)
8 Buy rating(s)
3 Strong Buy rating(s)
3.08

Pagaya Technologies has higher revenue and earnings than USCB Financial. USCB Financial is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$93.59M3.81$26.10M$1.4313.64
Pagaya Technologies$1.28B1.02$81.39M$1.0714.76

In the previous week, USCB Financial and USCB Financial both had 4 articles in the media. USCB Financial's average media sentiment score of 0.95 beat Pagaya Technologies' score of 0.90 indicating that USCB Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
USCB Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

USCB Financial has a net margin of 17.04% compared to Pagaya Technologies' net margin of 7.39%. Pagaya Technologies' return on equity of 44.75% beat USCB Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.04% 15.37% 1.22%
Pagaya Technologies 7.39%44.75%15.97%

USCB Financial has a beta of 0.53, suggesting that its share price is 47% less volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.35, suggesting that its share price is 435% more volatile than the broader market.

61.3% of USCB Financial shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 49.5% of USCB Financial shares are held by company insiders. Comparatively, 47.6% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Pagaya Technologies beats USCB Financial on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding USCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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USCB vs. The Competition

MetricUSCB FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$356.33M$1.91B$13.95B$12.37B
Dividend Yield2.56%2.43%5.75%5.66%
P/E Ratio13.6416.5020.1424.65
Price / Sales3.813.12147.68167.03
Price / Cash10.7612.7619.5037.92
Price / Book1.631.262.266.81
Net Income$26.10M$146.81M$1.14B$337.32M
7 Day Performance4.72%1.61%1.45%2.37%
1 Month Performance8.69%5.50%2.30%4.25%
1 Year Performance23.25%28.86%12.77%32.60%

USCB Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
USCB
USCB Financial
4.7574 of 5 stars
$19.51
-0.2%
$22.00
+12.8%
+23.5%$356.33M$93.59M13.64196
SHBI
Shore Bancshares
3.5371 of 5 stars
$21.67
+1.4%
$21.33
-1.6%
+56.0%$715.29M$342.72M11.53450
BHRB
Burke & Herbert Financial Services
4.3449 of 5 stars
$65.49
+0.4%
$71.40
+9.0%
+17.8%$1.31B$491.11M8.49850
ATLC
Atlanticus
4.2244 of 5 stars
$88.78
+3.4%
$101.67
+14.5%
+81.4%$1.30B$1.97B13.25330
AMAL
Amalgamated Financial
2.6149 of 5 stars
$43.52
+1.9%
$44.00
+1.1%
+47.6%$1.28B$453.17M12.65380

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This page (NASDAQ:USCB) was last updated on 6/15/2026 by MarketBeat.com Staff.
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