First Bank (FRBA) Stock Price, News & Analysis

Company Overview

First Bank (NASDAQ: FRBA) is a community bank headquartered in Hamilton, New Jersey. Through its banking subsidiary, the company provides financial services to individuals, families, businesses and nonprofit organizations in central New Jersey and neighboring markets, including parts of eastern Pennsylvania.

First Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include commercial and industrial loans, commercial real estate financing, residential and construction loans, home equity products and consumer loans. The bank also provides cash management, online and mobile banking, treasury services and other business banking solutions.

Founded in 2007, First Bank has developed a relationship-focused model centered on local decision-making and service to small and mid-sized businesses. Patrick L. Ryan serves as the company's President and Chief Executive Officer.

Key Stats

• Today's Range: $17.69 to $17.80
• 50-Day Range: $17.40 to $19.02
• 52-Week Range: $14.40 to $19.33
• Volume: 4,250 shs
• Average Volume: 82,173 shs
• Market Capitalization: $446.08 million
• P/E Ratio: 10.55
• Dividend Yield: 2.03%
• Price Target: $19.67
• Consensus Rating: Moderate Buy

First Bank Stock Analysis - MarketRank™

First Bank scored higher than 78% of companies evaluated by MarketBeat, and ranked 300th out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

First Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

First Bank has a consensus price target of $19.67, representing about 10.5% upside from its current price of $17.80.

Amount of Analyst Coverage

First Bank has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 11.73%

Earnings Growth

Earnings for First Bank are expected to grow by 11.73% in the coming year, from $1.62 to $1.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Bank is 10.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Bank is 10.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.58.

Price to Book Value per Share Ratio

First Bank has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.85% of the float of First Bank has been sold short.

Short Interest Ratio / Days to Cover

First Bank has a short interest ratio ("days to cover") of 4.68.

Change versus previous month

Short interest in First Bank has recently increased by 8.72%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

First Bank pays a meaningful dividend of 2.05%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Bank is 21.30%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Bank will have a dividend payout ratio of 19.89% next year. This indicates that First Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: 0.79

News Sentiment

First Bank has a news sentiment score of 0.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for First Bank this week, compared to 4 articles on an average week.

Company Ownership

• Score: 1.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.13% of the stock of First Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

64.86% of the stock of First Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/24/2026
• Record date for 8/21 Dividend: 8/07/2026
• Ex-Dividend for 8/21 Dividend: 8/07/2026
• Dividend Payable: 8/21/2026
• Today: 9/28/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FRBA
• CIK: N/A
• Web: www.myfirstbank.com
• Phone: (609) 528-4400
• Fax: N/A
• Employees: 336
• Year Founded: N/A

Price Target and Rating

• Average Price Target for First Bank: $19.67
• High Price Target: $20.00
• Low Price Target: $19.00
• Potential Upside/Downside: +10.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.69
• Trailing P/E Ratio: 10.49
• Forward P/E Ratio: 10.94
• P/E Growth: N/A
• Net Income: $43.66 million
• Net Margins: 17.45%
• Pretax Margin: 23.11%
• Return on Equity: 9.57%
• Return on Assets: 1.06%

Debt

• Debt-to-Equity Ratio: 0.61
• Current Ratio: 1.11
• Quick Ratio: 1.11

Sales & Book Value

• Annual Sales: $149.77 million
• Price / Sales: 2.97
• Cash Flow: $1.40 per share
• Price / Cash Flow: 12.70
• Book Value: $17.88 per share
• Price / Book: 0.99

Miscellaneous

• Outstanding Shares: 25,096,000
• Free Float: N/A
• Market Cap: $444.95 million
• Optionable: Optionable
• Beta: 0.52