First Bank (FRBA) Stock Price, News & Analysis

Company Overview

First Bank is a community bank headquartered in Hamilton, New Jersey, serving individuals, businesses and organizations in New Jersey and eastern Pennsylvania. The bank began operations in 2007 and has expanded its branch network across the region.

Its services include business and personal deposit accounts, commercial and consumer loans, and online and mobile banking. First Bank has a particular focus on commercial banking, including lending to businesses and financing commercial real estate.

Key Stats

• Today's Range: $19.60 to $20.13
• 50-Day Range: $17.24 to $20.54
• 52-Week Range: $14.40 to $21.29
• Volume: 21,865 shs
• Average Volume: 87,876 shs
• Market Capitalization: $492.21 million
• P/E Ratio: 11.48
• Dividend Yield: 2.45%
• Price Target: $19.67
• Consensus Rating: Buy

First Bank Stock Analysis - MarketRank™

First Bank scored higher than 81% of companies evaluated by MarketBeat, and ranked 317th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Buy

Consensus Rating

First Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 3 buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for First Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

First Bank has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.94%

Earnings Growth

Earnings for First Bank are expected to grow by 13.94% in the coming year, from $1.65 to $1.88 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Bank is 11.51, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.48.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Bank is 11.51, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.64.

Price to Book Value per Share Ratio

First Bank has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.86% of the float of First Bank has been sold short.

Short Interest Ratio / Days to Cover

First Bank has a short interest ratio ("days to cover") of 1.67, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Bank has recently decreased by 33.06%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

First Bank pays a meaningful dividend of 2.42%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Bank is 28.07%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Bank will have a dividend payout ratio of 25.53% next year. This indicates that First Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 1.13

News Sentiment

First Bank has a news sentiment score of 1.13. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for First Bank this week, compared to 4 articles on an average week.

Search Interest

2 people have searched for FRBA on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.13% of the stock of First Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

64.86% of the stock of First Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/21 Dividend: 8/07/2026
• Ex-Dividend for 8/21 Dividend: 8/07/2026
• Dividend Payable: 8/21/2026
• Last Earnings: 10/22/2026
• Record date for 11/20 Dividend: 11/06/2026
• Ex-Dividend for 11/20 Dividend: 11/06/2026
• Today: 11/12/2026
• Dividend Payable: 11/20/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/26/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FRBA
• CIK: N/A
• Web: www.myfirstbank.com
• Phone: (609) 528-4400
• Fax: N/A
• Employees: 336
• Year Founded: N/A

Price Target and Rating

• Average Price Target for First Bank: $19.67
• High Price Target: $20.00
• Low Price Target: $19.00
• Potential Upside/Downside: +0.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.71
• Trailing P/E Ratio: 11.47
• Forward P/E Ratio: 10.44
• P/E Growth: N/A
• Net Income: $43.66 million
• Net Margins: 17.73%
• Pretax Margin: 23.11%
• Return on Equity: 9.58%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 0.61
• Current Ratio: 1.11
• Quick Ratio: 1.11

Sales & Book Value

• Annual Sales: $245.83 million
• Price / Sales: 2.00
• Cash Flow: $1.39 per share
• Price / Cash Flow: 14.16
• Book Value: $17.88 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 25,100,000
• Free Float: 21,801,000
• Market Cap: $492.41 million
• Optionable: Optionable
• Beta: 0.53