Positive News SentimentPositive NewsNASDAQ:OBT Orange County Bancorp (OBT) Stock Price, News & Analysis $33.41 +0.69 (+2.11%) Closing price 04:00 PM EasternExtended Trading$33.40 -0.01 (-0.03%) As of 05:44 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Orange County Bancorp Stock (NASDAQ:OBT) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Orange County Bancorp alerts:Sign Up Key Stats Today's Range$32.78▼$33.6050-Day Range$30.51▼$36.2752-Week Range$22.84▼$37.99Volume30,175 shsAverage Volume46,155 shsMarket Capitalization$448.03 millionP/E Ratio9.62Dividend Yield2.16%Price Target$37.00Consensus RatingModerate Buy Company Overview Orange County Bancorp, Inc. (NASDAQ: OBT) is the bank holding company for Orange County Trust Bank, a community banking franchise headquartered in Goshen, New York. The company provides a full suite of financial services to individuals, small businesses and local organizations across Orange County and the surrounding Hudson Valley region. Orange County Bancorp offers depository products that include checking and savings accounts, money market funds and certificates of deposit. On the lending side, the company extends commercial real estate and business loans, residential mortgage loans, consumer installment loans and home equity financing. Additional services cover digital banking, online and mobile platforms, electronic funds transfers and treasury management solutions tailored to middle-market and community clients. Founded in 2008 to address the banking needs of local communities, Orange County Bancorp established its holding company structure in the early 2010s to support strategic growth and enhance financial flexibility. With a localized decision-making framework, the company emphasizes personalized service, relationship banking and community reinvestment initiatives. Leadership is guided by a board of directors and senior management team with strong ties to the region’s economic development and financial services sectors. AI Generated. May Contain Errors. Read More Orange County Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks68th Percentile Overall ScoreOBT MarketRank™: Orange County Bancorp scored higher than 68% of companies evaluated by MarketBeat, and ranked 481st out of 884 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingModerate Buy Consensus RatingOrange County Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.Upside PotentialOrange County Bancorp has a consensus price target of $37.00, representing about 10.7% upside from its current price of $33.41.Amount of Analyst CoverageOrange County Bancorp has received no research coverage in the past 90 days.Read more about Orange County Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Orange County Bancorp is 9.83, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.73.Price to Earnings Ratio vs. SectorThe P/E ratio of Orange County Bancorp is 9.83, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.72.Price to Book Value per Share RatioOrange County Bancorp has a P/B Ratio of 1.57. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Orange County Bancorp's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.57% of the float of Orange County Bancorp has been sold short.Short Interest Ratio / Days to CoverOrange County Bancorp has a short interest ratio ("days to cover") of 1.42, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orange County Bancorp has recently decreased by 0.77%, indicating that investor sentiment is improving. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldOrange County Bancorp pays a meaningful dividend of 2.20%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOrange County Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Orange County Bancorp is 21.18%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Orange County Bancorp's dividend. News and Social Media3.0 / 5News SentimentN/A News SentimentOrange County Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies. Company Ownership2.9 / 5Insider TradingAcquiring Shares Net Insider BuyingOver the last three months, insiders have purchased a net $6,250.00 in company stock, which represents 0.0014% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, Orange County Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $6,250.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders8.20% of the stock of Orange County Bancorp is held by insiders.Percentage Held by Institutions42.55% of the stock of Orange County Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Orange County Bancorp's insider trading history. Receive OBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Orange County Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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Declares Cash DividendFebruary 20, 2026 | globenewswire.comMemorial Day Sale! 85% Off Disruptors and Dominators!Nvidia's Jensen Huang has laid out a plan for the world's first trillion-dollar robot - and one virtually unknown $7 company may hold the technology Nvidia needs to make it happen. Michael Robinson, who called Nvidia at $0.80 and Bitcoin at $300, has identified this firm as his next potential winner. Weiss Ratings' Disruptors and Dominators gives you his full research for just $19 - 85% off.May 18 at 1:00 AM | Weiss Ratings (Ad)Orange Investment Advisors Enhances Team with Appointment of Two Portfolio ManagersFebruary 11, 2026 | globenewswire.comOrange County Bancorp, Inc. Announces Record Earnings for Fiscal 2025February 4, 2026 | markets.businessinsider.comUS Market's Undiscovered Gems to Explore February 2026February 3, 2026 | uk.finance.yahoo.comWith EPS Growth And More, Orange County Bancorp (NASDAQ:OBT) Makes An Interesting CaseDecember 1, 2025 | uk.finance.yahoo.comOrange County Bancorp, Inc. Declares Cash DividendNovember 24, 2025 | globenewswire.comSee More Headlines OBT Stock Analysis - Frequently Asked Questions How have OBT shares performed this year? Orange County Bancorp's stock was trading at $28.55 at the beginning of the year. Since then, OBT stock has increased by 17.0% and is now trading at $33.41. How were Orange County Bancorp's earnings last quarter? Orange County Bancorp, Inc. (NASDAQ:OBT) announced its quarterly earnings results on Tuesday, April, 28th. The company reported $0.85 EPS for the quarter, topping analysts' consensus estimates of $0.78 by $0.07. The business earned $32.08 million during the quarter, compared to analyst estimates of $32.30 million. Orange County Bancorp had a net margin of 27.54% and a trailing twelve-month return on equity of 16.09%. When did Orange County Bancorp's stock split? Orange County Bancorp's stock split on Monday, January 13th 2025.The 2-1 split was announced on Thursday, January 2nd 2025. The newly created shares were payable to shareholders after the market closes on Sunday, January 12th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. When did Orange County Bancorp IPO? Orange County Bancorp (OBT) raised $30 million in an initial public offering (IPO) on Thursday, August 5th 2021. The company issued 900,000 shares at $32.00-$35.00 per share. Who are Orange County Bancorp's major shareholders? Top institutional shareholders of Orange County Bancorp include Orange Investment Advisors Inc. (7.92%), The Manufacturers Life Insurance Company (2.31%), Dimensional Fund Advisors LP (0.95%) and Bank of New York Mellon Corp (0.38%). Insiders that own company stock include Joseph A Ruhl, Michael J Gilfeather, Jon Schiller, Gregory Sousa, David P Dineen, Michael Listner, Michael J Coulter and Stephen Rooney. View institutional ownership trends. How do I buy shares of Orange County Bancorp? Shares of OBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Orange County Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Orange County Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD). Company Calendar Record date for 3/16 Dividend3/04/2026Ex-Dividend for 3/16 Dividend3/04/2026Dividend Payable3/16/2026Last Earnings4/28/2026Today5/18/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (6m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 OBT's financial health is in the Green zone, according to TradeSmith. OBT has been in this zone for over 6 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:OBT CIK1754226 Weborangebanktrust.com Phone(845) 341-5000FaxN/AEmployees210Year Founded1892Price Target and Rating Average Price Target for Orange County Bancorp$37.00 High Price Target$38.00 Low Price Target$36.00 Potential Upside/Downside+10.7%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$3.40 Trailing P/E Ratio9.62 Forward P/E RatioN/A P/E GrowthN/ANet Income$41.61 million Net Margins27.54% Pretax Margin34.19% Return on Equity16.09% Return on Assets1.67% Debt Debt-to-Equity Ratio0.12 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$158.13 million Price / Sales2.83 Cash Flow$3.39 per share Price / Cash Flow9.85 Book Value$21.27 per share Price / Book1.57Miscellaneous Outstanding Shares13,410,000Free Float12,309,000Market Cap$448.03 million OptionableNot Optionable Beta0.44 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. 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