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Orange County Bancorp (OBT) Stock Price, News & Analysis

Orange County Bancorp logo
$38.10 +0.15 (+0.40%)
As of 08/28/2026 04:00 PM Eastern

About Orange County Bancorp Stock (NASDAQ:OBT)

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Key Stats

Today's Range
$37.87
$38.40
50-Day Range
$36.13
$39.19
52-Week Range
$23.25
$40.10
Volume
37,069 shs
Average Volume
47,121 shs
Market Capitalization
$510.92 million
P/E Ratio
10.73
Dividend Yield
1.89%
Price Target
$39.25
Consensus Rating
Moderate Buy

Company Overview

Orange County Bancorp, Inc. (NASDAQ: OBT) is the bank holding company for Orange County Trust Bank, a community banking franchise headquartered in Goshen, New York. The company provides a full suite of financial services to individuals, small businesses and local organizations across Orange County and the surrounding Hudson Valley region.

Orange County Bancorp offers depository products that include checking and savings accounts, money market funds and certificates of deposit. On the lending side, the company extends commercial real estate and business loans, residential mortgage loans, consumer installment loans and home equity financing. Additional services cover digital banking, online and mobile platforms, electronic funds transfers and treasury management solutions tailored to middle-market and community clients.

Founded in 2008 to address the banking needs of local communities, Orange County Bancorp established its holding company structure in the early 2010s to support strategic growth and enhance financial flexibility. With a localized decision-making framework, the company emphasizes personalized service, relationship banking and community reinvestment initiatives. Leadership is guided by a board of directors and senior management team with strong ties to the region’s economic development and financial services sectors.

AI Generated. May Contain Errors.

Orange County Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
51st Percentile Overall Score

OBT MarketRank™: 

Orange County Bancorp scored higher than 51% of companies evaluated by MarketBeat, and ranked 651st out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Orange County Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.

  • Upside/Downside

    The consensus price target for Orange County Bancorp is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Orange County Bancorp has only been the subject of 2 research reports in the past 90 days.

  • Read more about Orange County Bancorp's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Orange County Bancorp is 10.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.16.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Orange County Bancorp is 10.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.74.

  • Price to Book Value per Share Ratio

    Orange County Bancorp has a P/B Ratio of 1.67. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Orange County Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    1.28% of the float of Orange County Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Orange County Bancorp has a short interest ratio ("days to cover") of 3.05, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Orange County Bancorp has recently increased by 13.76%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Orange County Bancorp pays a meaningful dividend of 1.89%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Orange County Bancorp does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Orange County Bancorp is 20.28%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Orange County Bancorp's dividend.
  • News Sentiment

    Orange County Bancorp has a news sentiment score of 1.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 3 news articles for Orange County Bancorp this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Orange County Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $176,136.00 in company stock.

  • Percentage Held by Insiders

    8.20% of the stock of Orange County Bancorp is held by insiders.

  • Percentage Held by Institutions

    42.55% of the stock of Orange County Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Orange County Bancorp's insider trading history.
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OBT Stock News Headlines

Orange County Bancorp, Inc. Declares Cash Dividend
Bezos… DOOMED
A single FCC filing hints Elon Musk is planning his biggest project yet - bigger than Tesla, SpaceX, and X combined - aimed at the $25 trillion AI industry. James Altucher says the plan could cut Amazon out of the AI race and disrupt Blue Origin, with a key deadline landing September 25.tc pixel
Orange County Bancorp (NASDAQ:OBT) EVP Sells 1,165 Shares
Orange County Bancorp (OBT) Q2 2026 Earnings
Orange County Bancorp, Inc. Declares Cash Dividend
See More Headlines

OBT Stock Analysis - Frequently Asked Questions

Orange County Bancorp's stock was trading at $28.55 on January 1st, 2026. Since then, OBT stock has increased by 33.5% and is now trading at $38.10.

Orange County Bancorp, Inc. (NASDAQ:OBT) released its earnings results on Tuesday, July, 28th. The company reported $1.02 earnings per share for the quarter, beating the consensus estimate of $0.80 by $0.22. The firm had revenue of $27.82 million for the quarter, compared to analysts' expectations of $33 million. Orange County Bancorp had a net margin of 30.80% and a trailing twelve-month return on equity of 16.44%.

Orange County Bancorp's stock split on Monday, January 13th 2025.The 2-1 split was announced on Thursday, January 2nd 2025. The newly minted shares were distributed to shareholders after the closing bell on Sunday, January 12th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Orange County Bancorp (OBT) raised $30 million in an IPO on Thursday, August 5th 2021. The company issued 900,000 shares at $32.00-$35.00 per share.

Top institutional shareholders of Orange County Bancorp include BlackRock Inc. (14.62%), The Manufacturers Life Insurance Company (2.29%), Wellington Management Group LLP (0.73%) and Bank of America Corp DE (0.43%). Insiders that own company stock include Joseph A Ruhl, Michael J Gilfeather, Jon Schiller, Gregory Sousa, Stephen Rooney, David P Dineen, Michael Listner and Michael J Coulter.
View institutional ownership trends
.

Shares of OBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Orange County Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD).

Company Calendar

Record date for 6/15 Dividend
6/04/2026
Ex-Dividend for 6/15 Dividend
6/04/2026
Dividend Payable
6/15/2026
Last Earnings
7/28/2026
Today
8/30/2026
Record date for 9/15 Dividend
9/04/2026
Ex-Dividend for 9/15 Dividend
9/04/2026
Dividend Payable
9/15/2026
Next Earnings (Estimated)
10/28/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:OBT
CIK
1754226
Fax
N/A
Employees
210
Year Founded
1892

Price Target and Rating

High Price Target
$42.50
Low Price Target
$36.00
Potential Upside/Downside
+3.0%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.75
Research Coverage
4 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.55
Trailing P/E Ratio
10.73
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$41.61 million
Net Margins
30.80%
Pretax Margin
34.33%
Return on Equity
16.44%
Return on Assets
1.75%

Debt

Debt-to-Equity Ratio
0.11
Current Ratio
0.93
Quick Ratio
0.91

Sales & Book Value

Annual Sales
$158.13 million
Price / Sales
3.23
Cash Flow
$3.32 per share
Price / Cash Flow
11.47
Book Value
$22.87 per share
Price / Book
1.67

Miscellaneous

Outstanding Shares
13,410,000
Free Float
12,309,000
Market Cap
$510.92 million
Optionable
Not Optionable
Beta
0.41

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This page (NASDAQ:OBT) was last updated on 8/30/2026 by MarketBeat.com Staff.
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