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Orange County Bancorp (OBT) Competitors

Orange County Bancorp logo
$39.19 +0.09 (+0.23%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$39.17 -0.02 (-0.05%)
As of 08/14/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OBT vs. CHCO, LOB, RBCAA, NBHC, and GABC

Should you buy Orange County Bancorp stock or one of its competitors? Orange County Bancorp's main competitors and comparable companies include City (CHCO), Live Oak Bancshares (LOB), Republic Bancorp (RBCAA), National Bank (NBHC), and German American Bancorp (GABC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Orange County Bancorp compare to City?

Orange County Bancorp (NASDAQ:OBT) and City (NASDAQ:CHCO) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, media sentiment, risk, analyst recommendations, earnings, dividends and profitability.

Orange County Bancorp presently has a consensus price target of $39.25, indicating a potential upside of 0.15%. City has a consensus price target of $136.50, indicating a potential downside of 7.32%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Orange County Bancorp is more favorable than City.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
City
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.8%. City pays an annual dividend of $3.48 per share and has a dividend yield of 2.4%. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. City pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. City has increased its dividend for 6 consecutive years. City is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

42.6% of Orange County Bancorp shares are held by institutional investors. Comparatively, 72.4% of City shares are held by institutional investors. 8.2% of Orange County Bancorp shares are held by insiders. Comparatively, 1.8% of City shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

City has a net margin of 32.58% compared to Orange County Bancorp's net margin of 30.80%. Orange County Bancorp's return on equity of 16.44% beat City's return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp30.80% 16.44% 1.75%
City 32.58%16.34%1.95%

In the previous week, City had 1 more articles in the media than Orange County Bancorp. MarketBeat recorded 3 mentions for City and 2 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.77 beat City's score of 1.20 indicating that Orange County Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
City
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

City has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than City, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M3.32$41.61M$3.5511.04
City$313.12M6.61$130.49M$9.1416.11

Orange County Bancorp has a beta of 0.41, meaning that its stock price is 59% less volatile than the broader market. Comparatively, City has a beta of 0.48, meaning that its stock price is 52% less volatile than the broader market.

Summary

City beats Orange County Bancorp on 12 of the 19 factors compared between the two stocks.

How does Orange County Bancorp compare to Live Oak Bancshares?

Orange County Bancorp (NASDAQ:OBT) and Live Oak Bancshares (NYSE:LOB) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, dividends, risk, institutional ownership and earnings.

Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.8%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Live Oak Bancshares has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M3.32$41.61M$3.5511.04
Live Oak Bancshares$1.04B1.93$105.87M$2.8415.22

Orange County Bancorp has a net margin of 30.80% compared to Live Oak Bancshares' net margin of 12.68%. Orange County Bancorp's return on equity of 16.44% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp30.80% 16.44% 1.75%
Live Oak Bancshares 12.68%11.77%0.90%

42.6% of Orange County Bancorp shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 8.2% of Orange County Bancorp shares are owned by company insiders. Comparatively, 22.4% of Live Oak Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Orange County Bancorp has a beta of 0.41, meaning that its stock price is 59% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.87, meaning that its stock price is 87% more volatile than the broader market.

In the previous week, Live Oak Bancshares had 1 more articles in the media than Orange County Bancorp. MarketBeat recorded 3 mentions for Live Oak Bancshares and 2 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.77 beat Live Oak Bancshares' score of 0.31 indicating that Orange County Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Live Oak Bancshares
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Orange County Bancorp presently has a consensus price target of $39.25, indicating a potential upside of 0.15%. Live Oak Bancshares has a consensus price target of $46.20, indicating a potential upside of 6.91%. Given Live Oak Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Live Oak Bancshares is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

Summary

Live Oak Bancshares beats Orange County Bancorp on 11 of the 18 factors compared between the two stocks.

How does Orange County Bancorp compare to Republic Bancorp?

Orange County Bancorp (NASDAQ:OBT) and Republic Bancorp (NASDAQ:RBCAA) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, profitability, media sentiment, earnings, analyst recommendations and dividends.

Republic Bancorp has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than Republic Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M3.32$41.61M$3.5511.04
Republic Bancorp$403.43M4.76$131.32M$6.5514.96

Orange County Bancorp has a beta of 0.41, meaning that its share price is 59% less volatile than the broader market. Comparatively, Republic Bancorp has a beta of 0.55, meaning that its share price is 45% less volatile than the broader market.

Orange County Bancorp has a net margin of 30.80% compared to Republic Bancorp's net margin of 25.38%. Orange County Bancorp's return on equity of 16.44% beat Republic Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp30.80% 16.44% 1.75%
Republic Bancorp 25.38%11.20%1.77%

In the previous week, Republic Bancorp had 1 more articles in the media than Orange County Bancorp. MarketBeat recorded 3 mentions for Republic Bancorp and 2 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.77 beat Republic Bancorp's score of 1.24 indicating that Orange County Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Republic Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.8%. Republic Bancorp pays an annual dividend of $1.98 per share and has a dividend yield of 2.0%. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. Republic Bancorp pays out 30.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Republic Bancorp has raised its dividend for 27 consecutive years. Republic Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Orange County Bancorp currently has a consensus target price of $39.25, suggesting a potential upside of 0.15%. Republic Bancorp has a consensus target price of $98.00, suggesting a potential upside of 0.03%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, research analysts clearly believe Orange County Bancorp is more favorable than Republic Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Republic Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

42.6% of Orange County Bancorp shares are held by institutional investors. Comparatively, 24.4% of Republic Bancorp shares are held by institutional investors. 8.2% of Orange County Bancorp shares are held by insiders. Comparatively, 55.9% of Republic Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Republic Bancorp beats Orange County Bancorp on 11 of the 19 factors compared between the two stocks.

How does Orange County Bancorp compare to National Bank?

National Bank (NYSE:NBHC) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, media sentiment, risk and earnings.

In the previous week, Orange County Bancorp had 2 more articles in the media than National Bank. MarketBeat recorded 2 mentions for Orange County Bancorp and 0 mentions for National Bank. Orange County Bancorp's average media sentiment score of 1.77 beat National Bank's score of -0.35 indicating that Orange County Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
National Bank Neutral
Orange County Bancorp Very Positive

National Bank pays an annual dividend of $1.28 per share and has a dividend yield of 2.9%. Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.8%. National Bank pays out 53.8% of its earnings in the form of a dividend. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. National Bank has raised its dividend for 10 consecutive years. National Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

92.7% of National Bank shares are held by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are held by institutional investors. 6.8% of National Bank shares are held by insiders. Comparatively, 8.2% of Orange County Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

National Bank has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than National Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
National Bank$587.34M3.30$109.57M$2.3818.26
Orange County Bancorp$158.13M3.32$41.61M$3.5511.04

National Bank has a beta of 0.79, suggesting that its share price is 21% less volatile than the broader market. Comparatively, Orange County Bancorp has a beta of 0.41, suggesting that its share price is 59% less volatile than the broader market.

Orange County Bancorp has a net margin of 30.80% compared to National Bank's net margin of 15.11%. Orange County Bancorp's return on equity of 16.44% beat National Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
National Bank15.11% 8.35% 1.13%
Orange County Bancorp 30.80%16.44%1.75%

National Bank currently has a consensus target price of $46.80, suggesting a potential upside of 7.66%. Orange County Bancorp has a consensus target price of $39.25, suggesting a potential upside of 0.15%. Given National Bank's higher possible upside, equities research analysts clearly believe National Bank is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
National Bank
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Summary

Orange County Bancorp beats National Bank on 10 of the 19 factors compared between the two stocks.

How does Orange County Bancorp compare to German American Bancorp?

German American Bancorp (NASDAQ:GABC) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, media sentiment, institutional ownership, earnings, dividends and profitability.

Orange County Bancorp has a net margin of 30.80% compared to German American Bancorp's net margin of 28.25%. Orange County Bancorp's return on equity of 16.44% beat German American Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
German American Bancorp28.25% 12.14% 1.69%
Orange County Bancorp 30.80%16.44%1.75%

In the previous week, German American Bancorp had 1 more articles in the media than Orange County Bancorp. MarketBeat recorded 3 mentions for German American Bancorp and 2 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.77 beat German American Bancorp's score of 0.85 indicating that Orange County Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
German American Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

46.9% of German American Bancorp shares are held by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are held by institutional investors. 3.2% of German American Bancorp shares are held by company insiders. Comparatively, 8.2% of Orange County Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

German American Bancorp has a beta of 0.58, indicating that its share price is 42% less volatile than the broader market. Comparatively, Orange County Bancorp has a beta of 0.41, indicating that its share price is 59% less volatile than the broader market.

German American Bancorp currently has a consensus price target of $53.33, indicating a potential upside of 3.80%. Orange County Bancorp has a consensus price target of $39.25, indicating a potential upside of 0.15%. Given German American Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe German American Bancorp is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
German American Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

German American Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 2.4%. Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.8%. German American Bancorp pays out 32.7% of its earnings in the form of a dividend. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has increased its dividend for 13 consecutive years. German American Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

German American Bancorp has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
German American Bancorp$386.18M5.00$112.64M$3.7913.56
Orange County Bancorp$158.13M3.32$41.61M$3.5511.04

Summary

German American Bancorp beats Orange County Bancorp on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OBT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OBT vs. The Competition

MetricOrange County BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$524.25M$23.91B$14.18B$13.06B
Dividend Yield1.84%3.14%5.87%10.45%
P/E Ratio11.0428.2929.3425.28
Price / Sales3.329.68514.5576.27
Price / Cash11.7716.3337.4950.90
Price / Book1.711.383.716.24
Net Income$41.61M$2.57B$1.31B$347.60M
7 Day Performance1.50%1.04%0.74%1.06%
1 Month Performance5.32%3.25%1.53%0.81%
1 Year Performance60.29%27.81%12.47%20.90%

Orange County Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OBT
Orange County Bancorp
2.4422 of 5 stars
$39.19
+0.2%
$39.25
+0.2%
+59.1%$524.25M$158.13M11.04210
CHCO
City
3.1325 of 5 stars
$145.82
+0.1%
$136.50
-6.4%
+19.2%$2.06B$398.98M15.95910
LOB
Live Oak Bancshares
3.8766 of 5 stars
$43.76
+0.3%
$46.20
+5.6%
+25.2%$2.02B$1.04B15.411,077
RBCAA
Republic Bancorp
3.3666 of 5 stars
$100.28
-0.3%
$98.00
-2.3%
+35.0%$1.97B$521.34M15.311,010
NBHC
National Bank
3.9983 of 5 stars
$43.23
-0.6%
$46.80
+8.3%
+13.9%$1.94B$467.67M18.161,302

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This page (NASDAQ:OBT) was last updated on 8/15/2026 by MarketBeat.com Staff.
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