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Orange County Bancorp (OBT) Competitors

Orange County Bancorp logo
$34.14 +0.67 (+2.00%)
Closing price 05/5/2026 04:00 PM Eastern
Extended Trading
$34.10 -0.05 (-0.13%)
As of 05/5/2026 07:13 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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OBT vs. QFIN, BITF, LOB, LU, and BFC

Should you be buying Orange County Bancorp stock or one of its competitors? The main competitors of Orange County Bancorp include Qfin (QFIN), Bitfarms (BITF), Live Oak Bancshares (LOB), Lufax (LU), and Bank First National (BFC). These companies are all part of the "banking" industry.

How does Orange County Bancorp compare to Qfin?

Qfin (NASDAQ:QFIN) and Orange County Bancorp (NASDAQ:OBT) are both small-cap banking companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, institutional ownership, valuation, dividends, analyst recommendations and media sentiment.

Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 11.6%. Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.1%. Qfin pays out 25.0% of its earnings in the form of a dividend. Orange County Bancorp pays out 21.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Qfin currently has a consensus target price of $22.20, suggesting a potential upside of 67.42%. Orange County Bancorp has a consensus target price of $37.00, suggesting a potential upside of 8.38%. Given Qfin's higher probable upside, equities analysts clearly believe Qfin is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Qfin
2 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.75
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Qfin has a net margin of 31.13% compared to Orange County Bancorp's net margin of 27.54%. Qfin's return on equity of 24.97% beat Orange County Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Qfin31.13% 24.97% 10.22%
Orange County Bancorp 27.54%16.43%1.68%

Qfin has higher revenue and earnings than Orange County Bancorp. Qfin is trading at a lower price-to-earnings ratio than Orange County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Qfin$2.75B0.69$856.52M$6.162.15
Orange County Bancorp$158.13M2.90$41.61M$3.4010.04

In the previous week, Qfin had 4 more articles in the media than Orange County Bancorp. MarketBeat recorded 5 mentions for Qfin and 1 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.91 beat Qfin's score of 1.05 indicating that Orange County Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Qfin
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Qfin has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500. Comparatively, Orange County Bancorp has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500.

74.8% of Qfin shares are owned by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are owned by institutional investors. 17.1% of Qfin shares are owned by insiders. Comparatively, 8.2% of Orange County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Qfin beats Orange County Bancorp on 12 of the 18 factors compared between the two stocks.

How does Orange County Bancorp compare to Bitfarms?

Orange County Bancorp (NASDAQ:OBT) and Bitfarms (NASDAQ:BITF) are both small-cap banking companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, media sentiment, valuation, dividends, institutional ownership, earnings, risk and analyst recommendations.

Orange County Bancorp has higher earnings, but lower revenue than Bitfarms. Bitfarms is trading at a lower price-to-earnings ratio than Orange County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M2.90$41.61M$3.4010.04
Bitfarms$229.28M8.55-$138.65M-$0.23N/A

Orange County Bancorp has a net margin of 27.54% compared to Bitfarms' net margin of -48.26%. Orange County Bancorp's return on equity of 16.43% beat Bitfarms' return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp27.54% 16.43% 1.68%
Bitfarms -48.26%-4.48%-3.71%

42.6% of Orange County Bancorp shares are held by institutional investors. Comparatively, 20.6% of Bitfarms shares are held by institutional investors. 8.2% of Orange County Bancorp shares are held by company insiders. Comparatively, 9.5% of Bitfarms shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Orange County Bancorp presently has a consensus target price of $37.00, suggesting a potential upside of 8.38%. Bitfarms has a consensus target price of $4.14, suggesting a potential upside of 27.38%. Given Bitfarms' higher probable upside, analysts plainly believe Bitfarms is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Bitfarms
1 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.67

In the previous week, Bitfarms had 2 more articles in the media than Orange County Bancorp. MarketBeat recorded 3 mentions for Bitfarms and 1 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.91 beat Bitfarms' score of 0.18 indicating that Orange County Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Bitfarms
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Orange County Bancorp has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500. Comparatively, Bitfarms has a beta of 3.77, indicating that its share price is 277% more volatile than the S&P 500.

Summary

Orange County Bancorp beats Bitfarms on 9 of the 16 factors compared between the two stocks.

How does Orange County Bancorp compare to Live Oak Bancshares?

Orange County Bancorp (NASDAQ:OBT) and Live Oak Bancshares (NYSE:LOB) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, media sentiment, risk, institutional ownership, earnings, dividends and analyst recommendations.

Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.1%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Orange County Bancorp pays out 21.2% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Live Oak Bancshares has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M2.90$41.61M$3.4010.04
Live Oak Bancshares$1.04B1.66$105.87M$2.6114.39

Orange County Bancorp has a net margin of 27.54% compared to Live Oak Bancshares' net margin of 11.79%. Orange County Bancorp's return on equity of 16.43% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp27.54% 16.43% 1.68%
Live Oak Bancshares 11.79%11.36%0.87%

42.6% of Orange County Bancorp shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 8.2% of Orange County Bancorp shares are owned by company insiders. Comparatively, 22.4% of Live Oak Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Orange County Bancorp presently has a consensus target price of $37.00, suggesting a potential upside of 8.38%. Live Oak Bancshares has a consensus target price of $44.40, suggesting a potential upside of 18.23%. Given Live Oak Bancshares' higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Live Oak Bancshares had 4 more articles in the media than Orange County Bancorp. MarketBeat recorded 5 mentions for Live Oak Bancshares and 1 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.91 beat Live Oak Bancshares' score of 0.71 indicating that Orange County Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Live Oak Bancshares
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Orange County Bancorp has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.92, suggesting that its share price is 92% more volatile than the S&P 500.

Summary

Orange County Bancorp and Live Oak Bancshares tied by winning 9 of the 18 factors compared between the two stocks.

How does Orange County Bancorp compare to Lufax?

Lufax (NYSE:LU) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, dividends, risk, profitability, media sentiment and valuation.

Lufax has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500. Comparatively, Orange County Bancorp has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500.

69.1% of Lufax shares are owned by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are owned by institutional investors. 8.2% of Orange County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Orange County Bancorp has a net margin of 27.54% compared to Lufax's net margin of 0.00%. Orange County Bancorp's return on equity of 16.43% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Orange County Bancorp 27.54%16.43%1.68%

In the previous week, Lufax had 29 more articles in the media than Orange County Bancorp. MarketBeat recorded 30 mentions for Lufax and 1 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.91 beat Lufax's score of 0.10 indicating that Orange County Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
1 Very Positive mention(s)
1 Positive mention(s)
28 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Lufax currently has a consensus target price of $2.00, indicating a potential upside of 0.25%. Orange County Bancorp has a consensus target price of $37.00, indicating a potential upside of 8.38%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Orange County Bancorp is more favorable than Lufax.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Orange County Bancorp has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Orange County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.46-$291.82M-$0.78N/A
Orange County Bancorp$158.13M2.90$41.61M$3.4010.04

Summary

Orange County Bancorp beats Lufax on 12 of the 16 factors compared between the two stocks.

How does Orange County Bancorp compare to Bank First National?

Bank First National (NASDAQ:BFC) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, valuation, risk, institutional ownership, profitability, media sentiment and dividends.

Bank First National has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500. Comparatively, Orange County Bancorp has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500.

30.0% of Bank First National shares are held by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are held by institutional investors. 5.0% of Bank First National shares are held by company insiders. Comparatively, 8.2% of Orange County Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Bank First National pays an annual dividend of $2.00 per share and has a dividend yield of 1.4%. Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.1%. Bank First National pays out 27.8% of its earnings in the form of a dividend. Orange County Bancorp pays out 21.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank First National has raised its dividend for 10 consecutive years. Orange County Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Orange County Bancorp has a net margin of 27.54% compared to Bank First National's net margin of 27.49%. Orange County Bancorp's return on equity of 16.43% beat Bank First National's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank First National27.49% 12.79% 1.81%
Orange County Bancorp 27.54%16.43%1.68%

In the previous week, Bank First National had 1 more articles in the media than Orange County Bancorp. MarketBeat recorded 2 mentions for Bank First National and 1 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.91 beat Bank First National's score of -0.65 indicating that Orange County Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank First National
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
Orange County Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Bank First National currently has a consensus target price of $153.50, indicating a potential upside of 5.37%. Orange County Bancorp has a consensus target price of $37.00, indicating a potential upside of 8.38%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Orange County Bancorp is more favorable than Bank First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank First National
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Bank First National has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than Bank First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank First National$243.93M6.70$71.50M$7.1920.26
Orange County Bancorp$158.13M2.90$41.61M$3.4010.04

Summary

Orange County Bancorp beats Bank First National on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OBT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OBT vs. The Competition

Export
MetricOrange County BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$448.76M$1.09B$13.34B$11.76B
Dividend Yield2.15%2.73%5.80%5.26%
P/E Ratio10.0416.8923.2727.07
Price / Sales2.902.29181.7473.40
Price / Cash10.0723.5620.2453.90
Price / Book1.611.173.436.69
Net Income$41.61M$75.56M$1.11B$332.64M
7 Day Performance0.29%1.08%0.84%3.07%
1 Month Performance2.86%3.56%4.12%7.80%
1 Year Performance28.93%25.10%13.82%41.57%

Orange County Bancorp Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OBT
Orange County Bancorp
3.9547 of 5 stars		$34.14
+2.0%		$37.00
+8.4%		+31.2%$448.76M$158.13M10.04210
QFIN
Qfin
4.994 of 5 stars		$12.66
-2.4%		$22.20
+75.4%		-69.0%$1.80B$16.08B2.063,527
BITF
Bitfarms
1.7178 of 5 stars		$2.89
-8.0%		$4.14
+43.3%		+235.7%$1.74B$229.28MN/A110
LOB
Live Oak Bancshares
4.4082 of 5 stars		$37.35
-3.7%		$44.40
+18.9%		N/A$1.72B$1.04B14.341,077
LU
Lufax
0.8932 of 5 stars		$1.87
-1.8%		$2.00
+7.2%		-32.4%$1.62B$19.18BN/A35,875

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This page (NASDAQ:OBT) was last updated on 5/6/2026 by MarketBeat.com Staff.
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