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Orange County Bancorp (OBT) Competitors

Orange County Bancorp logo
$37.65 0.00 (0.00%)
Closing price 07/2/2026 04:00 PM Eastern
Extended Trading
$37.63 -0.02 (-0.05%)
As of 07/2/2026 05:39 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OBT vs. LOB, QFIN, CMPO, CASH, and TFIN

Should you buy Orange County Bancorp stock or one of its competitors? MarketBeat compares Orange County Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Orange County Bancorp include Live Oak Bancshares (LOB), Qfin (QFIN), CompoSecure (CMPO), Pathward Financial (CASH), and Triumph Financial (TFIN). These companies are all part of the "banking" industry.

How does Orange County Bancorp compare to Live Oak Bancshares?

Orange County Bancorp (NASDAQ:OBT) and Live Oak Bancshares (NYSE:LOB) are both small-cap banking companies, but which is the better business? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, dividends, valuation, profitability, media sentiment and analyst recommendations.

Orange County Bancorp has a net margin of 27.54% compared to Live Oak Bancshares' net margin of 11.79%. Orange County Bancorp's return on equity of 16.09% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp27.54% 16.09% 1.67%
Live Oak Bancshares 11.79%11.18%0.86%

Live Oak Bancshares has higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M3.19$41.61M$3.4011.07
Live Oak Bancshares$1.04B1.83$105.87M$2.6115.69

Orange County Bancorp has a beta of 0.41, indicating that its stock price is 59% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.88, indicating that its stock price is 88% more volatile than the broader market.

Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.9%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Orange County Bancorp pays out 21.2% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Live Oak Bancshares had 2 more articles in the media than Orange County Bancorp. MarketBeat recorded 3 mentions for Live Oak Bancshares and 1 mentions for Orange County Bancorp. Live Oak Bancshares' average media sentiment score of 0.57 beat Orange County Bancorp's score of 0.00 indicating that Live Oak Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orange County Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Live Oak Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Orange County Bancorp presently has a consensus price target of $37.00, suggesting a potential downside of 1.73%. Live Oak Bancshares has a consensus price target of $44.40, suggesting a potential upside of 8.39%. Given Live Oak Bancshares' higher probable upside, analysts clearly believe Live Oak Bancshares is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

42.6% of Orange County Bancorp shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 8.2% of Orange County Bancorp shares are owned by company insiders. Comparatively, 22.4% of Live Oak Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Live Oak Bancshares beats Orange County Bancorp on 10 of the 18 factors compared between the two stocks.

How does Orange County Bancorp compare to Qfin?

Qfin (NASDAQ:QFIN) and Orange County Bancorp (NASDAQ:OBT) are both small-cap banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, earnings, valuation, media sentiment, risk, profitability, analyst recommendations and dividends.

Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 10.0%. Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.9%. Qfin pays out 28.2% of its earnings in the form of a dividend. Orange County Bancorp pays out 21.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Qfin has a beta of 0.57, indicating that its stock price is 43% less volatile than the broader market. Comparatively, Orange County Bancorp has a beta of 0.41, indicating that its stock price is 59% less volatile than the broader market.

Qfin presently has a consensus target price of $19.91, suggesting a potential upside of 28.78%. Orange County Bancorp has a consensus target price of $37.00, suggesting a potential downside of 1.73%. Given Qfin's higher possible upside, research analysts clearly believe Qfin is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Qfin
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Orange County Bancorp has a net margin of 27.54% compared to Qfin's net margin of 27.48%. Qfin's return on equity of 20.85% beat Orange County Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Qfin27.48% 20.85% 8.71%
Orange County Bancorp 27.54%16.09%1.67%

74.8% of Qfin shares are held by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are held by institutional investors. 17.1% of Qfin shares are held by insiders. Comparatively, 8.2% of Orange County Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Qfin has higher revenue and earnings than Orange County Bancorp. Qfin is trading at a lower price-to-earnings ratio than Orange County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Qfin$2.75B0.69$856.52M$5.462.83
Orange County Bancorp$158.13M3.19$41.61M$3.4011.07

In the previous week, Qfin had 3 more articles in the media than Orange County Bancorp. MarketBeat recorded 4 mentions for Qfin and 1 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 0.00 beat Qfin's score of -0.10 indicating that Orange County Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Qfin
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Orange County Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Qfin beats Orange County Bancorp on 11 of the 18 factors compared between the two stocks.

How does Orange County Bancorp compare to CompoSecure?

Orange County Bancorp (NASDAQ:OBT) and CompoSecure (NASDAQ:CMPO) are both banking companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, valuation, dividends, earnings and analyst recommendations.

Orange County Bancorp has a beta of 0.41, suggesting that its stock price is 59% less volatile than the broader market. Comparatively, CompoSecure has a beta of 0.98, suggesting that its stock price is 2% less volatile than the broader market.

Orange County Bancorp has a net margin of 27.54% compared to CompoSecure's net margin of -24.53%. Orange County Bancorp's return on equity of 16.09% beat CompoSecure's return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp27.54% 16.09% 1.67%
CompoSecure -24.53%-65.50%26.83%

Orange County Bancorp has higher earnings, but lower revenue than CompoSecure. CompoSecure is trading at a lower price-to-earnings ratio than Orange County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M3.19$41.61M$3.4011.07
CompoSecure$160.68M13.18-$53.72M-$2.16N/A

Orange County Bancorp currently has a consensus price target of $37.00, suggesting a potential downside of 1.73%. CompoSecure has a consensus price target of $25.50, suggesting a potential upside of 52.24%. Given CompoSecure's stronger consensus rating and higher possible upside, analysts plainly believe CompoSecure is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
CompoSecure
0 Sell rating(s)
0 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
3.00

42.6% of Orange County Bancorp shares are held by institutional investors. Comparatively, 37.6% of CompoSecure shares are held by institutional investors. 8.2% of Orange County Bancorp shares are held by company insiders. Comparatively, 52.1% of CompoSecure shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Orange County Bancorp had 1 more articles in the media than CompoSecure. MarketBeat recorded 1 mentions for Orange County Bancorp and 0 mentions for CompoSecure. Orange County Bancorp's average media sentiment score of 0.00 equaled CompoSecure'saverage media sentiment score.

Company Overall Sentiment
Orange County Bancorp Neutral
CompoSecure Neutral

Summary

CompoSecure beats Orange County Bancorp on 8 of the 15 factors compared between the two stocks.

How does Orange County Bancorp compare to Pathward Financial?

Pathward Financial (NASDAQ:CASH) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, earnings, risk, analyst recommendations, institutional ownership, dividends, media sentiment and valuation.

Pathward Financial has a beta of 0.6, suggesting that its share price is 40% less volatile than the broader market. Comparatively, Orange County Bancorp has a beta of 0.41, suggesting that its share price is 59% less volatile than the broader market.

Pathward Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.2%. Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.9%. Pathward Financial pays out 2.4% of its earnings in the form of a dividend. Orange County Bancorp pays out 21.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Pathward Financial has higher revenue and earnings than Orange County Bancorp. Pathward Financial is trading at a lower price-to-earnings ratio than Orange County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathward Financial$851.49M2.20$185.87M$8.4210.54
Orange County Bancorp$158.13M3.19$41.61M$3.4011.07

92.7% of Pathward Financial shares are held by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are held by institutional investors. 1.4% of Pathward Financial shares are held by company insiders. Comparatively, 8.2% of Orange County Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Orange County Bancorp has a net margin of 27.54% compared to Pathward Financial's net margin of 22.42%. Pathward Financial's return on equity of 22.35% beat Orange County Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathward Financial22.42% 22.35% 2.60%
Orange County Bancorp 27.54%16.09%1.67%

Pathward Financial presently has a consensus target price of $107.50, indicating a potential upside of 21.17%. Orange County Bancorp has a consensus target price of $37.00, indicating a potential downside of 1.73%. Given Pathward Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Pathward Financial is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathward Financial
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

In the previous week, Pathward Financial and Pathward Financial both had 1 articles in the media. Pathward Financial's average media sentiment score of 0.00 equaled Orange County Bancorp'saverage media sentiment score.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pathward Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Orange County Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Pathward Financial beats Orange County Bancorp on 10 of the 15 factors compared between the two stocks.

How does Orange County Bancorp compare to Triumph Financial?

Triumph Financial (NYSE:TFIN) and Orange County Bancorp (NASDAQ:OBT) are both small-cap banking companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, media sentiment, analyst recommendations, earnings, valuation and risk.

Triumph Financial has a beta of 1.39, suggesting that its share price is 39% more volatile than the broader market. Comparatively, Orange County Bancorp has a beta of 0.41, suggesting that its share price is 59% less volatile than the broader market.

91.1% of Triumph Financial shares are owned by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are owned by institutional investors. 5.5% of Triumph Financial shares are owned by insiders. Comparatively, 8.2% of Orange County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Orange County Bancorp has a net margin of 27.54% compared to Triumph Financial's net margin of 6.07%. Orange County Bancorp's return on equity of 16.09% beat Triumph Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Triumph Financial6.07% 3.97% 0.54%
Orange County Bancorp 27.54%16.09%1.67%

Triumph Financial currently has a consensus price target of $64.75, suggesting a potential downside of 15.79%. Orange County Bancorp has a consensus price target of $37.00, suggesting a potential downside of 1.73%. Given Orange County Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Orange County Bancorp is more favorable than Triumph Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Triumph Financial
0 Sell rating(s)
5 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.33
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

In the previous week, Triumph Financial had 3 more articles in the media than Orange County Bancorp. MarketBeat recorded 4 mentions for Triumph Financial and 1 mentions for Orange County Bancorp. Triumph Financial's average media sentiment score of 1.38 beat Orange County Bancorp's score of 0.00 indicating that Triumph Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Triumph Financial
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Orange County Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Orange County Bancorp has lower revenue, but higher earnings than Triumph Financial. Orange County Bancorp is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Triumph Financial$518.88M3.53$25.36M$1.1964.62
Orange County Bancorp$158.13M3.19$41.61M$3.4011.07

Summary

Orange County Bancorp beats Triumph Financial on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OBT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OBT vs. The Competition

MetricOrange County BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$504.81M$1.20B$14.09B$12.48B
Dividend Yield1.91%2.49%5.67%6.52%
P/E Ratio11.0718.8021.3622.41
Price / Sales3.192.4843.0598.72
Price / Cash11.3325.9919.4549.23
Price / Book1.771.292.266.49
Net Income$41.61M$75.93M$1.14B$336.25M
7 Day Performance1.89%0.57%0.65%1.69%
1 Month Performance7.94%5.64%2.37%3.81%
1 Year Performance36.67%25.78%12.01%23.90%

Orange County Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OBT
Orange County Bancorp
1.8109 of 5 stars
$37.65
flat
$37.00
-1.7%
+36.7%$504.81M$158.13M11.07210
LOB
Live Oak Bancshares
3.9412 of 5 stars
$40.29
+1.0%
$44.40
+10.2%
N/A$1.87B$561.04M15.451,077
QFIN
Qfin
4.7094 of 5 stars
$15.11
-0.2%
$19.91
+31.8%
-64.4%$1.84B$2.75B2.773,557
CMPO
CompoSecure
1.7284 of 5 stars
$14.50
+1.1%
$25.50
+75.9%
+13.6%$1.83B$160.68MN/A1,007
CASH
Pathward Financial
3.598 of 5 stars
$86.48
+1.7%
$107.50
+24.3%
+7.2%$1.83B$851.49M10.291,182

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This page (NASDAQ:OBT) was last updated on 7/5/2026 by MarketBeat.com Staff.
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