Does the media favor CZNC or CAC?

In the previous week, Camden National had 1 more articles in the media than Citizens & Northern. MarketBeat recorded 5 mentions for Camden National and 4 mentions for Citizens & Northern. Citizens & Northern's average media sentiment score of 0.99 beat Camden National's score of 0.59 indicating that Citizens & Northern is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens & Northern 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Camden National 1 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts recommend CZNC or FCBC?

Citizens & Northern currently has a consensus target price of $23.50, suggesting a potential downside of 8.56%. Given Citizens & Northern's higher possible upside, equities research analysts clearly believe Citizens & Northern is more favorable than First Community Bancshares. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens & Northern 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25 First Community Bancshares 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33

Does the media prefer CZNC or FCBC?

In the previous week, Citizens & Northern had 2 more articles in the media than First Community Bancshares. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for First Community Bancshares. First Community Bancshares' average media sentiment score of 1.46 beat Citizens & Northern's score of 0.99 indicating that First Community Bancshares is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens & Northern 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Community Bancshares 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Does the media prefer CZNC or FMBH?

In the previous week, Citizens & Northern had 1 more articles in the media than First Mid Bancshares. MarketBeat recorded 4 mentions for Citizens & Northern and 3 mentions for First Mid Bancshares. Citizens & Northern's average media sentiment score of 0.99 beat First Mid Bancshares' score of 0.71 indicating that Citizens & Northern is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens & Northern 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Mid Bancshares 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Does the media refer more to GSBC or CZNC?

In the previous week, Citizens & Northern had 1 more articles in the media than Great Southern Bancorp. MarketBeat recorded 4 mentions for Citizens & Northern and 3 mentions for Great Southern Bancorp. Citizens & Northern's average media sentiment score of 0.99 beat Great Southern Bancorp's score of 0.97 indicating that Citizens & Northern is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Great Southern Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Citizens & Northern 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Does the media favor CZNC or HBCP?

In the previous week, Citizens & Northern had 2 more articles in the media than Home Bancorp. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for Home Bancorp. Home Bancorp's average media sentiment score of 1.25 beat Citizens & Northern's score of 0.99 indicating that Home Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens & Northern 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Home Bancorp 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Citizens & Northern (CZNC) Competitors

$25.70 0.00 (0.00%)

Closing price 09/25/2026 04:00 PM Eastern

Extended Trading

$25.68 -0.02 (-0.06%)

As of 09/25/2026 07:30 PM Eastern

Compare

CZNC vs. CAC, FCBC, FMBH, GSBC, and HBCP

Should you buy Citizens & Northern stock or one of its competitors? Citizens & Northern's main competitors and comparable companies include Camden National (CAC), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), Great Southern Bancorp (GSBC), and Home Bancorp (HBCP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Citizens & Northern compare to Camden National?

Citizens & Northern (NASDAQ:CZNC) and Camden National (NASDAQ:CAC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, institutional ownership, profitability and media sentiment.

Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.4%. Camden National pays an annual dividend of $1.68 per share and has a dividend yield of 2.9%. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Camden National pays out 32.2% of its earnings in the form of a dividend.

Camden National has a net margin of 23.64% compared to Citizens & Northern's net margin of 13.28%. Camden National's return on equity of 12.59% beat Citizens & Northern's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens & Northern	13.28%	9.54%	1.04%
Camden National	23.64%	12.59%	1.27%

30.8% of Citizens & Northern shares are held by institutional investors. Comparatively, 77.4% of Camden National shares are held by institutional investors. 4.7% of Citizens & Northern shares are held by company insiders. Comparatively, 2.1% of Camden National shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

In the previous week, Camden National had 1 more articles in the media than Citizens & Northern. MarketBeat recorded 5 mentions for Camden National and 4 mentions for Citizens & Northern. Citizens & Northern's average media sentiment score of 0.99 beat Camden National's score of 0.59 indicating that Citizens & Northern is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens & Northern	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Camden National	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Citizens & Northern has a beta of 0.4, meaning that its share price is 60% less volatile than the broader market. Comparatively, Camden National has a beta of 0.54, meaning that its share price is 46% less volatile than the broader market.

Citizens & Northern currently has a consensus target price of $23.50, suggesting a potential downside of 8.56%. Camden National has a consensus target price of $56.50, suggesting a potential downside of 2.28%. Given Camden National's stronger consensus rating and higher probable upside, analysts clearly believe Camden National is more favorable than Citizens & Northern.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens & Northern	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Camden National	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33

Camden National has higher revenue and earnings than Citizens & Northern. Camden National is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens & Northern	$170.03M	2.71	$23.43M	$1.48	17.36
Camden National	$373.18M	2.62	$65.16M	$5.22	11.08

Summary

Camden National beats Citizens & Northern on 13 of the 18 factors compared between the two stocks.

How does Citizens & Northern compare to First Community Bancshares?

Citizens & Northern (NASDAQ:CZNC) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, profitability, institutional ownership, analyst recommendations, earnings and valuation.

Citizens & Northern currently has a consensus target price of $23.50, suggesting a potential downside of 8.56%. Given Citizens & Northern's higher possible upside, equities research analysts clearly believe Citizens & Northern is more favorable than First Community Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens & Northern	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
First Community Bancshares	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.4%. First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.8%. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. First Community Bancshares has raised its dividend for 13 consecutive years.

30.8% of Citizens & Northern shares are held by institutional investors. Comparatively, 35.0% of First Community Bancshares shares are held by institutional investors. 4.7% of Citizens & Northern shares are held by company insiders. Comparatively, 3.7% of First Community Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

First Community Bancshares has a net margin of 28.84% compared to Citizens & Northern's net margin of 13.28%. First Community Bancshares' return on equity of 10.67% beat Citizens & Northern's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens & Northern	13.28%	9.54%	1.04%
First Community Bancshares	28.84%	10.67%	1.61%

In the previous week, Citizens & Northern had 2 more articles in the media than First Community Bancshares. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for First Community Bancshares. First Community Bancshares' average media sentiment score of 1.46 beat Citizens & Northern's score of 0.99 indicating that First Community Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens & Northern	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Community Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

First Community Bancshares has higher revenue and earnings than Citizens & Northern. First Community Bancshares is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens & Northern	$170.03M	2.71	$23.43M	$1.48	17.36
First Community Bancshares	$185.42M	4.86	$48.79M	$3.17	15.02

Citizens & Northern has a beta of 0.4, indicating that its stock price is 60% less volatile than the broader market. Comparatively, First Community Bancshares has a beta of 0.47, indicating that its stock price is 53% less volatile than the broader market.

Summary

First Community Bancshares beats Citizens & Northern on 13 of the 18 factors compared between the two stocks.

How does Citizens & Northern compare to First Mid Bancshares?

Citizens & Northern (NASDAQ:CZNC) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, media sentiment, earnings, risk, dividends, valuation and analyst recommendations.

In the previous week, Citizens & Northern had 1 more articles in the media than First Mid Bancshares. MarketBeat recorded 4 mentions for Citizens & Northern and 3 mentions for First Mid Bancshares. Citizens & Northern's average media sentiment score of 0.99 beat First Mid Bancshares' score of 0.71 indicating that Citizens & Northern is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens & Northern	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Mid Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

First Mid Bancshares has a net margin of 19.76% compared to Citizens & Northern's net margin of 13.28%. First Mid Bancshares' return on equity of 10.86% beat Citizens & Northern's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens & Northern	13.28%	9.54%	1.04%
First Mid Bancshares	19.76%	10.86%	1.29%

First Mid Bancshares has higher revenue and earnings than Citizens & Northern. First Mid Bancshares is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens & Northern	$170.03M	2.71	$23.43M	$1.48	17.36
First Mid Bancshares	$466.04M	2.84	$91.75M	$4.03	12.34

Citizens & Northern has a beta of 0.4, indicating that its share price is 60% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market.

Citizens & Northern currently has a consensus price target of $23.50, indicating a potential downside of 8.56%. First Mid Bancshares has a consensus price target of $54.63, indicating a potential upside of 9.87%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Citizens & Northern.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens & Northern	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
First Mid Bancshares	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.4%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. First Mid Bancshares has raised its dividend for 3 consecutive years.

30.8% of Citizens & Northern shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 4.7% of Citizens & Northern shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

First Mid Bancshares beats Citizens & Northern on 15 of the 19 factors compared between the two stocks.

How does Citizens & Northern compare to Great Southern Bancorp?

Great Southern Bancorp (NASDAQ:GSBC) and Citizens & Northern (NASDAQ:CZNC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, valuation, analyst recommendations, media sentiment, dividends, earnings and risk.

Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.2%. Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.4%. Great Southern Bancorp pays out 28.6% of its earnings in the form of a dividend. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

In the previous week, Citizens & Northern had 1 more articles in the media than Great Southern Bancorp. MarketBeat recorded 4 mentions for Citizens & Northern and 3 mentions for Great Southern Bancorp. Citizens & Northern's average media sentiment score of 0.99 beat Great Southern Bancorp's score of 0.97 indicating that Citizens & Northern is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Great Southern Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Citizens & Northern	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

41.7% of Great Southern Bancorp shares are held by institutional investors. Comparatively, 30.8% of Citizens & Northern shares are held by institutional investors. 29.8% of Great Southern Bancorp shares are held by company insiders. Comparatively, 4.7% of Citizens & Northern shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Great Southern Bancorp has a net margin of 20.72% compared to Citizens & Northern's net margin of 13.28%. Great Southern Bancorp's return on equity of 10.83% beat Citizens & Northern's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Great Southern Bancorp	20.72%	10.83%	1.22%
Citizens & Northern	13.28%	9.54%	1.04%

Great Southern Bancorp has higher revenue and earnings than Citizens & Northern. Great Southern Bancorp is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Great Southern Bancorp	$342.78M	2.51	$70.97M	$6.02	13.11
Citizens & Northern	$170.03M	2.71	$23.43M	$1.48	17.36

Great Southern Bancorp currently has a consensus price target of $74.00, suggesting a potential downside of 6.22%. Citizens & Northern has a consensus price target of $23.50, suggesting a potential downside of 8.56%. Given Great Southern Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Great Southern Bancorp is more favorable than Citizens & Northern.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Great Southern Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Citizens & Northern	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Great Southern Bancorp has a beta of 0.48, suggesting that its stock price is 52% less volatile than the broader market. Comparatively, Citizens & Northern has a beta of 0.4, suggesting that its stock price is 60% less volatile than the broader market.

Summary

Great Southern Bancorp beats Citizens & Northern on 12 of the 17 factors compared between the two stocks.

How does Citizens & Northern compare to Home Bancorp?

Citizens & Northern (NASDAQ:CZNC) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, media sentiment, earnings, dividends and institutional ownership.

Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.4%. Home Bancorp pays an annual dividend of $1.28 per share and has a dividend yield of 1.9%. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Home Bancorp pays out 21.4% of its earnings in the form of a dividend. Home Bancorp has raised its dividend for 10 consecutive years.

Citizens & Northern presently has a consensus target price of $23.50, indicating a potential downside of 8.56%. Home Bancorp has a consensus target price of $69.50, indicating a potential upside of 2.81%. Given Home Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Home Bancorp is more favorable than Citizens & Northern.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens & Northern	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Home Bancorp	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.60

30.8% of Citizens & Northern shares are held by institutional investors. Comparatively, 49.4% of Home Bancorp shares are held by institutional investors. 4.7% of Citizens & Northern shares are held by company insiders. Comparatively, 6.2% of Home Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Citizens & Northern had 2 more articles in the media than Home Bancorp. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for Home Bancorp. Home Bancorp's average media sentiment score of 1.25 beat Citizens & Northern's score of 0.99 indicating that Home Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens & Northern	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Home Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Home Bancorp has a net margin of 22.23% compared to Citizens & Northern's net margin of 13.28%. Home Bancorp's return on equity of 10.65% beat Citizens & Northern's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens & Northern	13.28%	9.54%	1.04%
Home Bancorp	22.23%	10.65%	1.32%

Citizens & Northern has a beta of 0.4, meaning that its stock price is 60% less volatile than the broader market. Comparatively, Home Bancorp has a beta of 0.49, meaning that its stock price is 51% less volatile than the broader market.

Home Bancorp has higher revenue and earnings than Citizens & Northern. Home Bancorp is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens & Northern	$170.03M	2.71	$23.43M	$1.48	17.36
Home Bancorp	$209.23M	2.53	$46.06M	$5.98	11.30

Summary

Home Bancorp beats Citizens & Northern on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

CZNC vs. The Competition

Export

Metric	Citizens & Northern	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$460.80M	$23.42B	$13.66B	$13.16B
Dividend Yield	4.36%	3.10%	5.99%	14.03%
P/E Ratio	17.36	25.62	24.58	25.77
Price / Sales	2.71	9.37	508.00	104.86
Price / Cash	13.71	15.29	29.86	35.00
Price / Book	1.34	1.35	2.71	6.36
Net Income	$23.43M	$2.58B	$1.32B	$360.40M
7 Day Performance	-0.23%	-0.65%	-0.91%	-1.07%
1 Month Performance	0.63%	-0.48%	-1.85%	-2.96%
1 Year Performance	29.15%	21.92%	7.80%	4.57%

Citizens & Northern Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
CZNC Citizens & Northern	3.7238 of 5 stars	$25.70 flat	$23.50 -8.6%	+29.1%	$460.80M	$170.03M	17.36	460
CAC Camden National	2.7042 of 5 stars	$56.86 -0.6%	$56.50 -0.6%	+45.4%	$966.34M	$373.18M	10.89	683
FCBC First Community Bancshares	3.1933 of 5 stars	$47.27 +0.5%	N/A	+33.6%	$889.35M	$185.42M	14.91	614	Positive News
FMBH First Mid Bancshares	3.736 of 5 stars	$49.21 -0.9%	$54.63 +11.0%	+28.0%	$1.32B	$466.04M	12.21	1,170
GSBC Great Southern Bancorp	1.9328 of 5 stars	$78.42 -0.2%	$74.00 -5.6%	+26.5%	$856M	$342.78M	13.03	1,075

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This page (NASDAQ:CZNC) was last updated on 9/28/2026 by MarketBeat.com Staff.

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Citizens & Northern (CZNC) Competitors

CZNC vs. CAC, FCBC, FMBH, GSBC, and HBCP

How does Citizens & Northern compare to Camden National?

Summary

How does Citizens & Northern compare to First Community Bancshares?

Summary

How does Citizens & Northern compare to First Mid Bancshares?

Summary

How does Citizens & Northern compare to Great Southern Bancorp?

Summary

How does Citizens & Northern compare to Home Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CZNC vs. The Competition

Citizens & Northern Competitors List

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Citizens & Northern (CZNC) Competitors

CZNC vs. CAC, FCBC, FMBH, GSBC, and HBCP

How does Citizens & Northern compare to Camden National?

Is CZNC or CAC a better dividend stock?

Is CZNC or CAC more profitable?

Do insiders and institutionals hold more shares of CZNC or CAC?

Does the media favor CZNC or CAC?

Which has more volatility and risk, CZNC or CAC?

Do analysts prefer CZNC or CAC?

Which has higher valuation & earnings, CZNC or CAC?

Summary

How does Citizens & Northern compare to First Community Bancshares?

Do analysts recommend CZNC or FCBC?

Is CZNC or FCBC a better dividend stock?

Do institutionals & insiders have more ownership in CZNC or FCBC?

Is CZNC or FCBC more profitable?

Does the media prefer CZNC or FCBC?

Which has higher earnings and valuation, CZNC or FCBC?

Which has more volatility & risk, CZNC or FCBC?

Summary

How does Citizens & Northern compare to First Mid Bancshares?

Does the media prefer CZNC or FMBH?

Is CZNC or FMBH more profitable?

Which has better valuation & earnings, CZNC or FMBH?

Which has more volatility and risk, CZNC or FMBH?

Do analysts rate CZNC or FMBH?

Is CZNC or FMBH a better dividend stock?

Do institutionals & insiders believe in CZNC or FMBH?

Summary

How does Citizens & Northern compare to Great Southern Bancorp?

Is GSBC or CZNC a better dividend stock?

Does the media refer more to GSBC or CZNC?

Do insiders and institutionals have more ownership in GSBC or CZNC?

Is GSBC or CZNC more profitable?

Which has preferable earnings and valuation, GSBC or CZNC?

Do analysts recommend GSBC or CZNC?

Which has more volatility and risk, GSBC or CZNC?

Summary

How does Citizens & Northern compare to Home Bancorp?

Is CZNC or HBCP a better dividend stock?

Do analysts rate CZNC or HBCP?

Do institutionals and insiders hold more shares of CZNC or HBCP?

Does the media favor CZNC or HBCP?

Is CZNC or HBCP more profitable?

Which has more volatility and risk, CZNC or HBCP?

Which has better earnings & valuation, CZNC or HBCP?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CZNC vs. The Competition

Citizens & Northern Competitors List

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