NASDAQ:CZNC

Citizens & Northern (CZNC) Stock Price, News & Analysis

$17.70
-0.15 (-0.84%)
(As of 10:00 AM ET)
Today's Range
$17.70
$17.76
50-Day Range
$17.02
$19.57
52-Week Range
$16.71
$23.50
Volume
428 shs
Average Volume
24,055 shs
Market Capitalization
$272.23 million
P/E Ratio
11.27
Dividend Yield
6.33%
Price Target
$21.00

Citizens & Northern MarketRank™ Stock Analysis

Analyst Rating
Hold
2.00 Rating Score
Upside/​Downside
18.6% Upside
$21.00 Price Target
Short Interest
Healthy
0.52% of Float Sold Short
Dividend Strength
Strong
Based on Four Factors
Sustainability
N/A
News Sentiment
0.51mentions of Citizens & Northern in the last 14 days
Based on 3 Articles This Week
Insider Trading
Acquiring Shares
$12,414 Bought Last Quarter
Proj. Earnings Growth
9.82%
From $1.63 to $1.79 Per Share

Overall MarketRank

New Rank-Based ScoringMarketRank is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

3.66 out of 5 stars

Finance Sector

384th out of 859 stocks

State Commercial Banks Industry

88th out of 180 stocks

CZNC stock logo

About Citizens & Northern Stock (NASDAQ:CZNC)

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; and lending products, including commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit. The company also offers wealth management services comprising 401(k) plans, retirement planning, estate planning, estate settlements, and asset management; personal and commercial insurance products; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents; and reinsures credit and mortgage, life and accident, and health insurance products. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

CZNC Stock Price History

CZNC Stock News Headlines

Biden replacement revealed?
A former CIA insider just announced a disturbing prediction… Biden will withdraw as the Democrat nominee on June 13.
Citizens & Northern Corporation (CZNC)
Citizens & Northern Corp's Dividend Analysis
The "Smart Money" Is Ready for May 1st Are You?
Former Wall Street VP: "Buy This Stock Now" Five of America's Most Successful Investors Bought Shares in The Same Company.
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Univest (UVSP) Beats Q3 Earnings Estimates
Piper Sandler Reaffirms Their Hold Rating on Citizens & Northern (CZNC)
Citizens & Northern Corp.
Citizens & Northern (CZNC) Gets a Hold from Piper Sandler
See More Headlines
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Company Calendar

Ex-Dividend for 2/9 Dividend
1/26/2024
Dividend Payable
2/09/2024
Last Earnings
3/11/2024
Today
4/25/2024
Next Earnings (Estimated)
5/03/2024
Fiscal Year End
12/31/2024

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:CZNC
CUSIP
17292210
Employees
404
Year Founded
1864

Price Target and Rating

Average Stock Price Target
$21.00
High Stock Price Target
$21.00
Low Stock Price Target
$21.00
Potential Upside/Downside
+18.6%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
1 Analysts

Profitability

Net Income
$24.15 million
Pretax Margin
22.10%

Debt

Sales & Book Value

Annual Sales
$137.92 million
Cash Flow
$1.82 per share
Book Value
$17.18 per share

Miscellaneous

Free Float
14,803,000
Market Cap
$272.23 million
Optionable
Optionable
Beta
0.44

Social Links

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Key Executives

  • Mr. J. Bradley Scovill (Age 65)
    President, CEO & Director
    Comp: $1.09M
  • Mr. Stan R. Dunsmore (Age 62)
    EVP and Chief Credit Officer of Citizens & Northern Bank
    Comp: $377.52k
  • Mr. Blair T. Rush (Age 62)
    EVP and Southeast Region President of Citizens & Northern Bank
    Comp: $392.79k
  • Mr. Mark A. Hughes (Age 62)
    Treasurer
    Comp: $503.29k
  • Mr. Thomas L. Rudy Jr. (Age 59)
    EVP, Chief Delivery Officer and Region President of Citizens & Northern Bank
    Comp: $238.74k
  • Ms. Kelley A. Cwiklinski (Age 60)
    Executive VP & Chief Commercial Lending Officer
  • Mr. Philip Prough CFP
    CIMA, Senior VP & Chief Investment Strategist
  • Ms. Shelley L. D'Haene (Age 63)
    Executive VP and Chief Digital Channels & Payments Officer
  • Mr. Glenn Richard James Esq. (Age 69)
    Corporate Secretary

CZNC Stock Analysis - Frequently Asked Questions

Should I buy or sell Citizens & Northern stock right now?

1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Citizens & Northern in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street research analysts is that investors should "hold" CZNC shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CZNC, but not buy additional shares or sell existing shares.
View CZNC analyst ratings
or view top-rated stocks.

What is Citizens & Northern's stock price target for 2024?

1 brokerages have issued 12 month price targets for Citizens & Northern's shares. Their CZNC share price targets range from $21.00 to $21.00. On average, they predict the company's stock price to reach $21.00 in the next twelve months. This suggests a possible upside of 18.6% from the stock's current price.
View analysts price targets for CZNC
or view top-rated stocks among Wall Street analysts.

How have CZNC shares performed in 2024?

Citizens & Northern's stock was trading at $22.43 on January 1st, 2024. Since then, CZNC shares have decreased by 21.1% and is now trading at $17.70.
View the best growth stocks for 2024 here
.

Are investors shorting Citizens & Northern?

Citizens & Northern saw a drop in short interest in the month of April. As of April 15th, there was short interest totaling 75,700 shares, a drop of 7.7% from the March 31st total of 82,000 shares. Based on an average trading volume of 24,500 shares, the short-interest ratio is presently 3.1 days. Currently, 0.5% of the shares of the stock are short sold.
View Citizens & Northern's Short Interest
.

When is Citizens & Northern's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Friday, May 3rd 2024.
View our CZNC earnings forecast
.

How were Citizens & Northern's earnings last quarter?

Citizens & Northern Co. (NASDAQ:CZNC) released its earnings results on Monday, March, 11th. The financial services provider reported $0.28 earnings per share for the quarter, missing analysts' consensus estimates of $0.36 by $0.08. The financial services provider earned $25.27 million during the quarter, compared to analysts' expectations of $26.39 million. Citizens & Northern had a net margin of 17.51% and a trailing twelve-month return on equity of 9.60%.

How often does Citizens & Northern pay dividends? What is the dividend yield for Citizens & Northern?

Citizens & Northern declared a quarterly dividend on Thursday, January 18th. Investors of record on Monday, January 29th will be given a dividend of $0.28 per share on Friday, February 9th. This represents a $1.12 annualized dividend and a yield of 6.33%. The ex-dividend date of this dividend is Friday, January 26th.
Read our dividend analysis for CZNC
.

Is Citizens & Northern a good dividend stock?

Citizens & Northern (NASDAQ:CZNC) pays an annual dividend of $1.12 per share and currently has a dividend yield of 6.26%. CZNC has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 71.34%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CZNC will have a dividend payout ratio of 62.57% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CZNC.

What is J. Bradley Scovill's approval rating as Citizens & Northern's CEO?

3 employees have rated Citizens & Northern Chief Executive Officer J. Bradley Scovill on Glassdoor.com. J. Bradley Scovill has an approval rating of 100% among the company's employees. This puts J. Bradley Scovill in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of Citizens & Northern own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens & Northern investors own include General Mills (GIS), Pfizer (PFE), AbbVie (ABBV), Carnival Co. & (CCL), CenterPoint Energy (CNP), Consolidated Edison (ED), International Business Machines (IBM), Main Street Capital (MAIN), AT&T (T) and Verizon Communications (VZ).

Who are Citizens & Northern's major shareholders?

Citizens & Northern's stock is owned by a number of retail and institutional investors. Top institutional shareholders include IVC Wealth Advisors LLC (0.69%). Insiders that own company stock include Bobbi J Kilmer, Frank G Pellegrino, Frank G Pellegrino, Helen S Santiago, Katherine W Shattuck, Leo F Lambert, Robert G Loughery, Robert G Loughery, Stephen M Dorwart, Susan E Hartley, Terry L Lehman, Timothy E Schoener and Tracy Ellen Watkins.
View institutional ownership trends
.

How do I buy shares of Citizens & Northern?

Shares of CZNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:CZNC) was last updated on 4/25/2024 by MarketBeat.com Staff

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