Orrstown Financial Services (ORRF) Competitors

Orrstown Financial Services (NASDAQ:ORRF) and Cathay General Bancorp (NASDAQ:CATY) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, dividends, risk, institutional ownership, analyst recommendations, media sentiment, earnings and profitability.

Do analysts prefer ORRF or CATY?

Orrstown Financial Services currently has a consensus price target of $38.50, suggesting a potential upside of 16.74%. Cathay General Bancorp has a consensus price target of $50.17, suggesting a potential upside of 4.38%. Given Orrstown Financial Services' stronger consensus rating and higher possible upside, equities analysts plainly believe Orrstown Financial Services is more favorable than Cathay General Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Orrstown Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Cathay General Bancorp	1 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.33

Do institutionals and insiders believe in ORRF or CATY?

44.3% of Orrstown Financial Services shares are owned by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are owned by institutional investors. 4.7% of Orrstown Financial Services shares are owned by company insiders. Comparatively, 4.9% of Cathay General Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is ORRF or CATY more profitable?

Cathay General Bancorp has a net margin of 20.55% compared to Orrstown Financial Services' net margin of 9.74%. Orrstown Financial Services' return on equity of 14.35% beat Cathay General Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Orrstown Financial Services	9.74%	14.35%	1.35%
Cathay General Bancorp	20.55%	10.23%	1.25%

Which has more risk and volatility, ORRF or CATY?

Orrstown Financial Services has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500. Comparatively, Cathay General Bancorp has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500.

Which has better earnings & valuation, ORRF or CATY?

Cathay General Bancorp has higher revenue and earnings than Orrstown Financial Services. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Orrstown Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Orrstown Financial Services	$286.37M	2.25	$22.05M	$1.96	16.83
Cathay General Bancorp	$1.39B	2.42	$285.98M	$3.96	12.14

Does the media prefer ORRF or CATY?

In the previous week, Orrstown Financial Services had 1 more articles in the media than Cathay General Bancorp. MarketBeat recorded 8 mentions for Orrstown Financial Services and 7 mentions for Cathay General Bancorp. Cathay General Bancorp's average media sentiment score of 1.01 beat Orrstown Financial Services' score of 0.51 indicating that Cathay General Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Orrstown Financial Services	1 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cathay General Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ORRF or CATY a better dividend stock?

Orrstown Financial Services pays an annual dividend of $1.04 per share and has a dividend yield of 3.2%. Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 2.8%. Orrstown Financial Services pays out 53.1% of its earnings in the form of a dividend. Cathay General Bancorp pays out 34.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has increased its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Cathay General Bancorp beats Orrstown Financial Services on 10 of the 19 factors compared between the two stocks.