MVB Financial Corp is a bank holding company based in Fairmont, West Virginia, serving individuals and businesses through its subsidiary, MVB Bank, Inc. The company operates under a “Local First Banking” philosophy, emphasizing personalized service across its branch network. Its core business activities include deposit-taking, commercial lending, residential mortgage origination, and wealth management services.
On the deposit side, MVB Bank offers a range of products such as checking and savings accounts, money market accounts, and certificates of deposit. Borrowers can access commercial real estate financing, construction loans, equipment financing, small business administration (SBA) lending, and consumer credit products. The company also provides residential mortgage solutions, including fixed- and adjustable-rate loans, refinancing options, and renovation lending.
To support its customers’ evolving needs, MVB Financial has invested in digital banking platforms, enabling online account opening, mobile banking, remote deposit capture, and digital payment services. The bank’s digital offerings are designed to complement its in-branch experience, ensuring clients have access to financial tools and support regardless of location.
Founded in 2013, MVB Financial has expanded its footprint across West Virginia, Virginia, Pennsylvania, and North Carolina. The company is led by President and Chief Executive Officer Erik J. Fast, who oversees strategic growth initiatives and community engagement efforts. Under his leadership, MVB has continued to focus on relationship-based banking and regional economic development.
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