NASDAQ:UBCP United Bancorp (UBCP) Stock Price, News & Analysis $16.62 +0.57 (+3.55%) As of 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsInsider TradesOwnershipSEC FilingsTrendsBuy This Stock About United Bancorp Stock (NASDAQ:UBCP) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get United Bancorp alerts:Sign Up Key Stats Today's Range$16.21▼$16.7450-Day Range$14.25▼$16.3952-Week Range$12.47▼$17.33Volume12,874 shsAverage Volume9,861 shsMarket Capitalization$96.08 millionP/E Ratio12.31Dividend Yield4.69%Price TargetN/AConsensus RatingBuy Company Overview United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio. Read More United Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks90th Percentile Overall ScoreUBCP MarketRank™: United Bancorp scored higher than 90% of companies evaluated by MarketBeat, and ranked 175th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.7 / 5Analyst RatingBuy Consensus RatingUnited Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageUnited Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about United Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bancorp is 12.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.29.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bancorp is 12.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.61.Price to Book Value per Share RatioUnited Bancorp has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.21% of the float of United Bancorp has been sold short.Short Interest Ratio / Days to CoverUnited Bancorp has a short interest ratio ("days to cover") of 1.42, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancorp has recently decreased by 25.15%, indicating that investor sentiment is improving significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend LeadershipUnited Bancorp is a leading dividend payer. It pays a dividend yield of 4.79%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Bancorp has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of United Bancorp is 57.78%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Bancorp's dividend. News and Social Media3.6 / 5News SentimentN/A News SentimentUnited Bancorp has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for United Bancorp this week, compared to 0 articles on an average week.Search Interest1 people have searched for UBCP on MarketBeat in the last 30 days. Company Ownership4.3 / 5Insider TradingAcquiring Shares Cluster Insider Buying4 insiders have purchased shares of United Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.Net Insider BuyingOver the last three months, insiders have purchased a net $108,914.00 in company stock, which represents 0.1152% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, United Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $108,914.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders13.86% of the stock of United Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions15.42% of the stock of United Bancorp is held by institutions.Read more about United Bancorp's insider trading history. Receive UBCP Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bancorp and its competitors with MarketBeat's FREE daily newsletter. 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UBCP Stock News HeadlinesUnited Bancorp (NASDAQ:UBCP) Shares Pass Above 200-Day Moving Average - Here's What HappenedJuly 2, 2026 | americanbankingnews.comUnited Bancorp Declares Regular Second-Quarter 2026 DividendApril 23, 2026 | tipranks.comSPCX Warning - and Worst News for Stocks in 50 YearsGoldman Sachs and Morgan Stanley are now predicting what could be the worst news for the U.S. stock market in 50 years - and it has nothing to do with a single stock. According to multiple Wall Street banks, a coming crisis could keep your portfolio in the red for 10 years or longer. Keith Kaplan, CEO of TradeSmith, is sharing what you can do to protect your wealth before it hits.July 7 at 1:00 AM | TradeSmith (Ad)United Bancorp (NASDAQ:UBCP) shareholders have earned a 18% return over the last yearJanuary 1, 2026 | finance.yahoo.comUnited Bancorp raises Q4 cash dividend to 19c per shareNovember 21, 2025 | msn.comUnited Bancorp raises Q3 cash dividend to 18.75c per shareAugust 21, 2025 | msn.comUnited Bancorp Declares Third Quarter 2025 DividendAugust 21, 2025 | msn.comUBCP United Bancorp, Inc. - Seeking AlphaJune 24, 2025 | seekingalpha.comSee More Headlines UBCP Stock Analysis - Frequently Asked Questions How have UBCP shares performed this year? United Bancorp's stock was trading at $14.35 at the beginning of the year. Since then, UBCP stock has increased by 14.0% and is now trading at $16.36. How were United Bancorp's earnings last quarter? United Bancorp, Inc. (NASDAQ:UBCP) posted its quarterly earnings data on Thursday, May, 7th. The financial services provider reported $0.33 EPS for the quarter. The financial services provider had revenue of $7.94 million for the quarter. United Bancorp had a net margin of 16.29% and a trailing twelve-month return on equity of 11.80%. How do I buy shares of United Bancorp? Shares of UBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorp investors own include United Bankshares (UBSI), AbbVie (ABBV), Qualcomm (QCOM), UnitedHealth Group (UNH), Verizon Communications (VZ), Walgreens Boots Alliance (WBA) and Huntington Bancshares (HBAN). Company Calendar Last Earnings5/07/2026Record date for 6/19 Dividend6/10/2026Ex-Dividend for 6/19 Dividend6/10/2026Dividend Payable6/19/2026Today7/07/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (19m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 UBCP's financial health is in the Green zone, according to TradeSmith. UBCP has been in this zone for over 19 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:UBCP CIK731653 Webwww.unitedbancorp.com Phone(740) 633-0445Fax740-633-1448Employees120Year Founded1974Profitability EPS (Trailing Twelve Months)$1.35 Trailing P/E Ratio12.31 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.75 million Net Margins16.29% Pretax Margin15.83% Return on Equity11.80% Return on Assets0.91% Debt Debt-to-Equity Ratio1.17 Current Ratio0.75 Quick Ratio0.75 Sales & Book Value Annual Sales$32.89 million Price / Sales2.92 Cash Flow$1.69 per share Price / Cash Flow9.81 Book Value$12.21 per share Price / Book1.36Miscellaneous Outstanding Shares5,781,000Free Float4,980,000Market Cap$96.08 million OptionableNot Optionable Beta0.33 Social Links The 7 Hottest IPO Stories of 2026MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. 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