USCB vs. QCRH, GABC, OBK, OBNK, LBAI, SBSI, AMAL, FMBH, CTBI, and CNOB
Should you be buying USCB Financial stock or one of its competitors? The main competitors of USCB Financial include QCR (QCRH), German American Bancorp (GABC), Origin Bancorp (OBK), Origin Bancorp (OBNK), Lakeland Bancorp (LBAI), Southside Bancshares (SBSI), Amalgamated Financial (AMAL), First Mid Bancshares (FMBH), Community Trust Bancorp (CTBI), and ConnectOne Bancorp (CNOB). These companies are all part of the "state commercial banks" industry.
USCB Financial (NASDAQ:USCB) and QCR (NASDAQ:QCRH) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, risk, valuation, profitability, dividends, earnings, community ranking and media sentiment.
61.3% of USCB Financial shares are held by institutional investors. Comparatively, 70.0% of QCR shares are held by institutional investors. 48.5% of USCB Financial shares are held by company insiders. Comparatively, 3.7% of QCR shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
USCB Financial has a beta of 0.38, suggesting that its share price is 62% less volatile than the S&P 500. Comparatively, QCR has a beta of 0.97, suggesting that its share price is 3% less volatile than the S&P 500.
USCB Financial currently has a consensus price target of $13.33, indicating a potential upside of 11.02%. QCR has a consensus price target of $72.00, indicating a potential upside of 30.25%. Given QCR's stronger consensus rating and higher possible upside, analysts plainly believe QCR is more favorable than USCB Financial.
QCR has a net margin of 19.92% compared to USCB Financial's net margin of 13.08%. QCR's return on equity of 13.23% beat USCB Financial's return on equity.
USCB Financial pays an annual dividend of $0.20 per share and has a dividend yield of 1.7%. QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.4%. USCB Financial pays out 26.0% of its earnings in the form of a dividend. QCR pays out 3.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
QCR received 282 more outperform votes than USCB Financial when rated by MarketBeat users. Likewise, 65.62% of users gave QCR an outperform vote while only 55.56% of users gave USCB Financial an outperform vote.
QCR has higher revenue and earnings than USCB Financial. QCR is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.
In the previous week, USCB Financial had 1 more articles in the media than QCR. MarketBeat recorded 1 mentions for USCB Financial and 0 mentions for QCR. USCB Financial's average media sentiment score of 0.77 beat QCR's score of 0.00 indicating that USCB Financial is being referred to more favorably in the media.
Summary
QCR beats USCB Financial on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding USCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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