ASRV vs. OPHC, UBOH, PNBK, OPOF, CFBK, LARK, MRBK, FNCB, UBFO, and HWBK
Should you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include OptimumBank (OPHC), United Bancshares (UBOH), Patriot National Bancorp (PNBK), Old Point Financial (OPOF), CF Bankshares (CFBK), Landmark Bancorp (LARK), Meridian (MRBK), FNCB Bancorp (FNCB), United Security Bancshares (UBFO), and Hawthorn Bancshares (HWBK). These companies are all part of the "national commercial banks" industry.
AmeriServ Financial (NASDAQ:ASRV) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, community ranking, institutional ownership, profitability, dividends and analyst recommendations.
31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 9.6% of AmeriServ Financial shares are held by insiders. Comparatively, 13.9% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
AmeriServ Financial has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.3, indicating that its stock price is 70% less volatile than the S&P 500.
AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 34.43% of users gave OptimumBank an outperform vote.
In the previous week, AmeriServ Financial and AmeriServ Financial both had 1 articles in the media. AmeriServ Financial's average media sentiment score of 1.00 beat OptimumBank's score of 0.30 indicating that AmeriServ Financial is being referred to more favorably in the media.
OptimumBank has a net margin of 16.01% compared to AmeriServ Financial's net margin of -3.77%. OptimumBank's return on equity of 9.41% beat AmeriServ Financial's return on equity.
OptimumBank has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.
Summary
OptimumBank beats AmeriServ Financial on 8 of the 14 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding ASRV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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