UCBI vs. FBP, FIBK, ABCB, TCBI, IBOC, CATY, CVBF, BOH, INDB, and COLB
Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include First BanCorp. (FBP), First Interstate BancSystem (FIBK), Ameris Bancorp (ABCB), Texas Capital Bancshares (TCBI), International Bancshares (IBOC), Cathay General Bancorp (CATY), CVB Financial (CVBF), Bank of Hawaii (BOH), Independent Bank (INDB), and Columbia Banking System (COLB). These companies are all part of the "regional banks" industry.
United Community Banks (NASDAQ:UCBI) and First BanCorp. (NYSE:FBP) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership, community ranking and valuation.
United Community Banks currently has a consensus price target of $30.60, indicating a potential upside of 16.26%. First BanCorp. has a consensus price target of $18.00, indicating a potential downside of 0.44%. Given United Community Banks' higher possible upside, research analysts plainly believe United Community Banks is more favorable than First BanCorp..
First BanCorp. has a net margin of 25.82% compared to United Community Banks' net margin of 13.62%. First BanCorp.'s return on equity of 21.58% beat United Community Banks' return on equity.
United Community Banks has a beta of 0.92, meaning that its share price is 8% less volatile than the S&P 500. Comparatively, First BanCorp. has a beta of 1.16, meaning that its share price is 16% more volatile than the S&P 500.
United Community Banks received 24 more outperform votes than First BanCorp. when rated by MarketBeat users. However, 61.26% of users gave First BanCorp. an outperform vote while only 56.43% of users gave United Community Banks an outperform vote.
82.3% of United Community Banks shares are held by institutional investors. Comparatively, 97.9% of First BanCorp. shares are held by institutional investors. 0.5% of United Community Banks shares are held by insiders. Comparatively, 2.5% of First BanCorp. shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
First BanCorp. has lower revenue, but higher earnings than United Community Banks. First BanCorp. is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
In the previous week, First BanCorp. had 4 more articles in the media than United Community Banks. MarketBeat recorded 9 mentions for First BanCorp. and 5 mentions for United Community Banks. United Community Banks' average media sentiment score of 1.48 beat First BanCorp.'s score of 1.09 indicating that United Community Banks is being referred to more favorably in the media.
United Community Banks pays an annual dividend of $0.92 per share and has a dividend yield of 3.5%. First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. United Community Banks pays out 59.7% of its earnings in the form of a dividend. First BanCorp. pays out 36.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
First BanCorp. beats United Community Banks on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UCBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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