LC vs. WRLD, LPRO, ATLC, OCSL, RM, ENVA, NNI, BSIG, OBNK, and OCFC
Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include World Acceptance (WRLD), Open Lending (LPRO), Atlanticus (ATLC), Oaktree Specialty Lending (OCSL), Regional Management (RM), Enova International (ENVA), Nelnet (NNI), BrightSphere Investment Group (BSIG), Origin Bancorp (OBNK), and OceanFirst Financial (OCFC). These companies are all part of the "finance" sector.
LendingClub (NYSE:LC) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, community ranking, dividends, earnings, profitability and institutional ownership.
LendingClub currently has a consensus target price of $11.30, suggesting a potential upside of 39.42%. World Acceptance has a consensus target price of $56.00, suggesting a potential downside of 60.13%. Given LendingClub's stronger consensus rating and higher probable upside, equities analysts clearly believe LendingClub is more favorable than World Acceptance.
LendingClub has a beta of 1.98, suggesting that its stock price is 98% more volatile than the S&P 500. Comparatively, World Acceptance has a beta of 1.43, suggesting that its stock price is 43% more volatile than the S&P 500.
LendingClub has higher revenue and earnings than World Acceptance. World Acceptance is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.
In the previous week, LendingClub and LendingClub both had 2 articles in the media. World Acceptance's average media sentiment score of 0.72 beat LendingClub's score of 0.22 indicating that World Acceptance is being referred to more favorably in the news media.
LendingClub received 288 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 60.84% of users gave LendingClub an outperform vote while only 55.03% of users gave World Acceptance an outperform vote.
World Acceptance has a net margin of 11.82% compared to LendingClub's net margin of 4.50%. World Acceptance's return on equity of 13.47% beat LendingClub's return on equity.
74.1% of LendingClub shares are held by institutional investors. Comparatively, 83.6% of World Acceptance shares are held by institutional investors. 2.8% of LendingClub shares are held by insiders. Comparatively, 40.9% of World Acceptance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Summary
LendingClub beats World Acceptance on 9 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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