Banco Santander (SAN) Stock Price, News & Analysis

Company Overview

Banco Santander, S.A. is a Spain-based global banking group founded in 1857 and headquartered in Santander, Spain. The company provides financial services to individuals, businesses, institutions and governments through a network spanning Europe, North America and South America.

Its principal activities include retail and commercial banking, consumer finance, corporate and investment banking, payments, asset management and private banking. Santander offers products and services such as current and savings accounts, mortgages, personal and business loans, credit cards, insurance, investment products, cash-management services and financing for corporate clients.

The group operates through established banking businesses in markets including Spain, the United Kingdom, Portugal, Poland, Brazil, Mexico, Chile, Argentina and the United States. Santander is led by Executive Chair Ana Botín, who has held the chairmanship since 2014, and Chief Executive Officer Héctor Grisi, who assumed the role in 2023. Its ordinary shares trade in Spain, while its American depositary receipts trade on the New York Stock Exchange under the symbol SAN.

Key Stats

• Today's Range: $11.12 to $11.39
• 50-Day Range: $11.20 to $15.03
• 52-Week Range: $9.96 to $15.05
• Volume: 10.25 million shs
• Average Volume: 9.18 million shs
• Market Capitalization: $164.52 billion
• P/E Ratio: 10.88
• Dividend Yield: 1.88%
• Price Target: $15.10
• Consensus Rating: Moderate Buy

Banco Santander Stock Analysis - MarketRank™

Banco Santander scored higher than 99% of companies evaluated by MarketBeat, and ranked 14th out of 862 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Banco Santander has received a consensus rating of Moderate Buy. The company's average rating score is 2.73, and is based on no strong buy ratings, 11 buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

Banco Santander has a consensus price target of $15.10, representing about 34.8% upside from its current price of $11.20.

Amount of Analyst Coverage

Banco Santander has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 12.40%

Earnings Growth

Earnings for Banco Santander are expected to grow by 12.40% in the coming year, from $1.21 to $1.36 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander is 9.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.02.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander is 9.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.22.

Price to Earnings Growth Ratio

Banco Santander has a PEG Ratio of 0.57. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Banco Santander has a P/B Ratio of 1.31. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.24% of the float of Banco Santander has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander has a short interest ratio ("days to cover") of 3.27, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander has recently decreased by 33.28%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Banco Santander pays a meaningful dividend of 1.81%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Banco Santander does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander is 17.07%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander will have a dividend payout ratio of 15.44% next year. This indicates that Banco Santander will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.50

News Sentiment

Banco Santander has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 25 news articles for Banco Santander this week, compared to 8 articles on an average week.

Search Interest

Only 9 people have searched for SAN on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

11 people have added Banco Santander to their MarketBeat watchlist in the last 30 days. This is an increase of 175% compared to the previous 30 days.

Company Ownership

• Score: 0.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.48% of the stock of Banco Santander is held by insiders.

Percentage Held by Institutions

9.19% of the stock of Banco Santander is held by institutions.

Company Calendar

• Last Earnings: 7/22/2026
• Today: 10/30/2026
• Record date for 11/5 Dividend: 10/30/2026
• Ex-Dividend for 11/5 Dividend: 10/30/2026
• Dividend Payable: 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:SAN
• CIK: 891478
• Web: www.santander.com
• Phone: (491) 289-3280
• Fax: 34-91-257-1282
• Employees: 198,403
• Year Founded: 1857

Price Target and Rating

• Average Price Target for Banco Santander: $15.10
• High Price Target: $15.10
• Low Price Target: $15.10
• Potential Upside/Downside: +34.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.73
• Research Coverage: 15 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.23
• Trailing P/E Ratio: 10.88
• Forward P/E Ratio: 9.26
• P/E Growth: 0.57
• Net Income: $15.95 billion
• Net Margins: 26.16%
• Pretax Margin: 32.10%
• Return on Equity: 12.51%
• Return on Assets: 0.74%

Debt

• Debt-to-Equity Ratio: 14.00
• Current Ratio: 0.24
• Quick Ratio: 0.24

Sales & Book Value

• Annual Sales: $66.36 billion
• Price / Sales: 2.48
• Cash Flow: $1.25 per share
• Price / Cash Flow: 8.95
• Book Value: $9.28 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 14,689,320,000
• Free Float: 13,296,772,000
• Market Cap: $164.52 billion
• Optionable: Optionable
• Beta: 0.74