NYSE:XYF X Financial (XYF) Stock Price, News & Analysis → HUGE BUY ALERT: Move Fast, Musk... (From Stansberry Research) (Ad) Free XYF Stock Alerts $3.93 +0.06 (+1.55%) (As of 09:58 AM ET) Add Compare Share Share Today's Range$3.90▼$3.9550-Day Range$3.55▼$4.6852-Week Range$3.07▼$5.00Volume7,473 shsAverage Volume17,416 shsMarket Capitalization$192.29 millionP/E Ratio1.16Dividend Yield8.14%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestSocial Media Get X Financial alerts: Email Address X Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.01% of Shares Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.22Based on 6 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.40 out of 5 starsFinance Sector1841st out of 2,641 stocksNondepository Credit Institutions Industry82nd out of 147 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for X Financial.Read more about X Financial's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.01% of the outstanding shares of X Financial have been sold short.Short Interest Ratio / Days to CoverX Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in X Financial has recently increased by 30.30%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipX Financial is a leading dividend payer. It pays a dividend yield of 8.53%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthX Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of X Financial is 9.47%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about X Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for XYF. Previous Next 2.3 News and Social Media Coverage News SentimentX Financial has a news sentiment score of 0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for X Financial this week, compared to 1 article on an average week.Search Interest1 people have searched for XYF on MarketBeat in the last 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, X Financial insiders have not sold or bought any company stock.Percentage Held by Insiders31.58% of the stock of X Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.15% of the stock of X Financial is held by institutions.Read more about X Financial's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of X Financial is 1.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 131.90.Price to Earnings Ratio vs. SectorThe P/E ratio of X Financial is 1.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 53.44.Price to Book Value per Share RatioX Financial has a P/B Ratio of 0.23. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about X Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Stansberry ResearchHUGE BUY ALERT: Move Fast, Musk...I recently traveled to Phoenix, Arizona...And based on what I saw out there, I'm prepared to put my reputation on the line. Since 2018, my investment recommendations have averaged 115% per year. But one investment I've just discovered could blow them all away.You won't believe what I saw in Phoenix. About X Financial Stock (NYSE:XYF)X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.Read More XYF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart XYF Stock News HeadlinesMay 13 at 5:28 PM | yahoo.comGavin Rossdale’s New Girlfriend Xhoana X Is the Spitting Image of Ex-Wife Gwen StefaniMay 13 at 2:11 AM | yahoo.comThe X-Files Season 11 Streaming: Watch & Stream Online via HuluMay 11 at 9:24 AM | finance.yahoo.comWith 53% ownership, X Financial (NYSE:XYF) insiders have a lot at stakeMay 8, 2024 | yahoo.comX-Factor joins the new X-Men line this summer as a team of government sanctioned mutant influencersMay 2, 2024 | msn.comNFL renews X partnership without announcement or quotes from leagueApril 29, 2024 | msn.comElon Musk teases X TV in latest bid to make social media platform ‘the everything app’April 29, 2024 | prnewswire.comX Financial Files Annual Report on Form 20-F for Fiscal Year 2023April 26, 2024 | markets.businessinsider.comXOCIETY brings AAA gaming to Web3 with SuiApril 26, 2024 | bloomberg.comFutures Exchanges Are for TradersApril 10, 2024 | msn.comX Games Will Host Women Freestyle BMX For The First TimeApril 9, 2024 | msn.comElon Musk admits he 'may have done more to financially impair' X than to help itMarch 30, 2024 | yahoo.comX confirms plans for NSFW CommunitiesMarch 28, 2024 | finance.yahoo.comX Financial (NYSE:XYF) Q4 2023 Earnings Call TranscriptMarch 28, 2024 | finance.yahoo.comQ4 2023 X Financial Earnings CallMarch 27, 2024 | msn.comNoah, X Financial among financial moversMarch 27, 2024 | msn.comX Financial Non-GAAP EPADS of $0.67, revenue of $168M; initiates Q1 outlookMarch 26, 2024 | investorplace.comXYF Stock Earnings: X Financial Reported Results for Q4 2023March 26, 2024 | prnewswire.comX Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial ResultsMarch 21, 2024 | prnewswire.comX Financial to Report Fourth Quarter and Fiscal Year 2023 Financial Results on March 27, 2024March 12, 2024 | yahoo.comX will launch a YouTube-like video app on Samsung and Amazon TVsMarch 12, 2024 | msn.comElon Musk’s X to launch app for smart TVs ‘identical’ to YouTube TV: reportMarch 8, 2024 | msn.comMusk says X could soon receive payment licenses in New York, CaliforniaMarch 5, 2024 | msn.comX Users React to 2020 Survey About People Not Believing Hard Work Leads to a Better LifeFebruary 28, 2024 | yahoo.comX-Files Creator Gives Update On Ryan Coogler Reboot & Addresses Potential RevivalJanuary 31, 2024 | markets.businessinsider.comBELAY Acquires Scale Finance to Expand Fractional Financial ServicesSee More Headlines Receive XYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for X Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings3/26/2024Ex-Dividend for 5/31 Dividend5/09/2024Today5/14/2024Next Earnings (Estimated)5/22/2024Dividend Payable5/31/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Nondepository credit institutions Sub-IndustryN/A Current SymbolNYSE:XYF CUSIPN/A CIK1725033 Webwww.xiaoyinggroup.com Phone8675586282977FaxN/AEmployees461Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.38 Trailing P/E Ratio1.14 Forward P/E RatioN/A P/E GrowthN/ANet Income$167.16 million Net Margins24.64% Pretax Margin29.14% Return on Equity22.42% Return on Assets11.59% Debt Debt-to-Equity RatioN/A Current Ratio1.81 Quick Ratio1.81 Sales & Book Value Annual Sales$678.16 million Price / Sales0.28 Cash Flow$3.62 per share Price / Cash Flow1.07 Book Value$16.83 per share Price / Book0.23Miscellaneous Outstanding Shares48,930,000Free Float33,475,000Market Cap$189.36 million OptionableNot Optionable Beta0.25 Elon Musk's Next MoveWondering when you'll finally be able to invest in SpaceX, StarLink, or The Boring Company? Click the link below to learn when Elon Musk will let these companies finally IPO.Get This Free Report Key ExecutivesMr. Yue Tang (Age 52)Founder, CEO & Chairman Mr. Kan Li (Age 51)President & Director Mr. Ding Gao (Age 37)Co-Founder Mr. Fuya Zheng (Age 57)Chief Financial Officer Ms. Jennifer ZhangInvestor RelationsMr. Yufan JiangChief Risk OfficerMore ExecutivesKey CompetitorsMedallion FinancialNASDAQ:MFINConsumer Portfolio ServicesNASDAQ:CPSSSecurity National FinancialNASDAQ:SNFCAHIVE Digital TechnologiesNASDAQ:HIVEOportun FinancialNASDAQ:OPRTView All CompetitorsInstitutional OwnershipAcadian Asset Management LLCBought 7,552 shares on 5/10/2024Ownership: 0.095%View All Institutional Transactions XYF Stock Analysis - Frequently Asked Questions How have XYF shares performed in 2024? X Financial's stock was trading at $3.66 on January 1st, 2024. Since then, XYF shares have increased by 7.4% and is now trading at $3.93. View the best growth stocks for 2024 here. Are investors shorting X Financial? X Financial saw a increase in short interest in April. As of April 30th, there was short interest totaling 4,300 shares, an increase of 30.3% from the April 15th total of 3,300 shares. Based on an average daily volume of 20,900 shares, the days-to-cover ratio is currently 0.2 days. View X Financial's Short Interest. When is X Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, May 22nd 2024. View our XYF earnings forecast. How were X Financial's earnings last quarter? X Financial (NYSE:XYF) announced its quarterly earnings data on Tuesday, March, 26th. The company reported $0.64 earnings per share (EPS) for the quarter. The company earned $167.98 million during the quarter. X Financial had a trailing twelve-month return on equity of 22.42% and a net margin of 24.64%. How often does X Financial pay dividends? What is the dividend yield for X Financial? X Financial declared a Semi-Annual dividend on Tuesday, March 26th. Investors of record on Friday, May 10th will be paid a dividend of $0.17 per share on Friday, May 31st. This represents a yield of 4.2%. The ex-dividend date is Thursday, May 9th. Read our dividend analysis for XYF. Is X Financial a good dividend stock? X Financial (NYSE:XYF) pays an annual dividend of $0.32 per share and currently has a dividend yield of 8.53%. XYF has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 9.47%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for XYF. What other stocks do shareholders of X Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other X Financial investors own include AbbVie (ABBV), Bank of Nova Scotia (BNS), Baytex Energy (BTE), HUYA (HUYA), NIO (NIO), Agile Therapeutics (AGRX), Amarin (AMRN), Algonquin Power & Utilities (AQN), Ardmore Shipping (ASC) and When did X Financial IPO? X Financial (XYF) raised $110 million in an initial public offering on Wednesday, September 19th 2018. The company issued 11,000,000 shares at $9.00-$11.00 per share. Deutsche Bank Securities and Morgan Stanley served as the underwriters for the IPO and EBS International, China Merchants Securities (HK) and AMTD Tiger were co-managers. Who are X Financial's major shareholders? X Financial's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Acadian Asset Management LLC (0.10%). How do I buy shares of X Financial? Shares of XYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSE:XYF) was last updated on 5/14/2024 by MarketBeat.com Staff From Our PartnersThe Department of Defense Has a New Drone ContractorThe Tomorrow InvestorHealthcare Takes A Big Step Forward With The Help Of AIThe Bull ReportDemocrats Push to Replace Dollar With Digital Coin, Control Currency.Monetary GoldRed Alert: Your Money's Disappearance Act - Banks' Greed Unleashed!Priority GoldTrump’s “Tax Free” Retirement Strategy Gold Safe ExchangeThis 1 Biotech Stock has been shocking the marketsHuge AlertsDoes this make you sick?Allegiance GoldClaim Your Complimentary Bitcoin RewardCrypto Swap Profits Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. 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