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Pathfinder Bancorp (PBHC) Competitors

$12.73
+0.18 (+1.43%)
(As of 05/28/2024 ET)

PBHC vs. FUSB, BAFN, VBFC, BOTJ, AUBN, BRBS, CIZN, UBCP, BMTX, and SBFG

Should you be buying Pathfinder Bancorp stock or one of its competitors? The main competitors of Pathfinder Bancorp include First US Bancshares (FUSB), BayFirst Financial (BAFN), Village Bank and Trust Financial (VBFC), Bank of the James Financial Group (BOTJ), Auburn National Bancorporation (AUBN), Blue Ridge Bankshares (BRBS), Citizens (CIZN), United Bancorp (UBCP), BM Technologies (BMTX), and SB Financial Group (SBFG).

Pathfinder Bancorp vs.

Pathfinder Bancorp (NASDAQ:PBHC) and First US Bancshares (NASDAQ:FUSB) are both small-cap financial services companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, dividends, profitability, earnings, risk, analyst recommendations, community ranking, media sentiment and institutional ownership.

In the previous week, First US Bancshares had 4 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 7 mentions for First US Bancshares and 3 mentions for Pathfinder Bancorp. Pathfinder Bancorp's average media sentiment score of 1.19 beat First US Bancshares' score of 0.95 indicating that Pathfinder Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pathfinder Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First US Bancshares
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First US Bancshares has a net margin of 14.55% compared to Pathfinder Bancorp's net margin of 11.50%. First US Bancshares' return on equity of 9.57% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathfinder Bancorp11.50% 7.47% 0.62%
First US Bancshares 14.55%9.57%0.80%

Pathfinder Bancorp received 42 more outperform votes than First US Bancshares when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 57.14% of users gave First US Bancshares an outperform vote.

CompanyUnderperformOutperform
Pathfinder BancorpOutperform Votes
118
63.10%
Underperform Votes
69
36.90%
First US BancsharesOutperform Votes
76
57.14%
Underperform Votes
57
42.86%

Pathfinder Bancorp has a beta of 0.13, indicating that its share price is 87% less volatile than the S&P 500. Comparatively, First US Bancshares has a beta of 0.94, indicating that its share price is 6% less volatile than the S&P 500.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathfinder Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
First US Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

26.7% of Pathfinder Bancorp shares are held by institutional investors. Comparatively, 18.7% of First US Bancshares shares are held by institutional investors. 22.4% of Pathfinder Bancorp shares are held by company insiders. Comparatively, 13.3% of First US Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 3.1%. First US Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 2.0%. Pathfinder Bancorp pays out 28.2% of its earnings in the form of a dividend. First US Bancshares pays out 14.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Pathfinder Bancorp has higher revenue and earnings than First US Bancshares. First US Bancshares is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathfinder Bancorp$72.85M0.82$9.29M$1.428.96
First US Bancshares$56.19M1.02$8.48M$1.347.39

Summary

Pathfinder Bancorp beats First US Bancshares on 10 of the 17 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PBHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PBHC vs. The Competition

MetricPathfinder BancorpBanks IndustryFinancial SectorNASDAQ Exchange
Market Cap$60.09M$4.26B$3.03B$8.09B
Dividend Yield3.19%4.46%4.61%3.96%
P/E Ratio8.9639.37476.6418.43
Price / Sales0.8243.102,422.9472.31
Price / Cash4.792.2048.3328.77
Price / Book0.500.571.554.39
Net Income$9.29M$1.99B$389.13M$213.55M
7 Day Performance4.69%40.24%5.86%-0.80%
1 Month Performance0.56%0.91%1.87%3.42%
1 Year Performance-2.30%39.83%23.59%7.53%

Pathfinder Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FUSB
First US Bancshares
2.6162 of 5 stars
$10.06
+0.5%
N/A+36.6%$58.25M$56.19M7.51153Dividend Announcement
Short Interest ↓
Gap Up
High Trading Volume
BAFN
BayFirst Financial
3.4354 of 5 stars
$12.35
flat
N/A-21.8%$51.01M$118.27M10.93304Short Interest ↓
Positive News
Gap Down
VBFC
Village Bank and Trust Financial
1.6855 of 5 stars
$43.85
+1.3%
N/A+5.4%$65.78M$33.24M30.45149Dividend Announcement
Short Interest ↓
High Trading Volume
BOTJ
Bank of the James Financial Group
0 of 5 stars
$10.69
-1.6%
N/A+24.0%$48.85M$52.23M5.48172News Coverage
Positive News
Gap Up
AUBN
Auburn National Bancorporation
3.8636 of 5 stars
$18.92
+1.4%
N/A-9.3%$66.02M$31.39M82.24149Short Interest ↓
Positive News
Gap Up
BRBS
Blue Ridge Bankshares
0 of 5 stars
$3.06
+0.3%
N/A-66.2%$70.32M$197.54M-0.84507Gap Up
CIZN
Citizens
0 of 5 stars
$7.77
+0.3%
N/A-37.8%$43.75M$60.02M12.14246
UBCP
United Bancorp
3.238 of 5 stars
$12.50
flat
N/A+6.0%$74.38M$40.90M7.86115Short Interest ↓
Positive News
BMTX
BM Technologies
0 of 5 stars
$3.01
+4.2%
$6.75
+124.3%
+28.4%$36.31M$58.06M-2.98200
SBFG
SB Financial Group
4.5354 of 5 stars
$13.90
+1.8%
N/A+5.2%$93.96M$75.87M7.94245

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This page (NASDAQ:PBHC) was last updated on 5/29/2024 by MarketBeat.com Staff

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