First Us Bancsh (FUSB) Stock Price, News & Analysis

Company Overview

First US Bancshares, Inc. is a bank holding company headquartered in Birmingham, Alabama. Through its wholly owned subsidiary, First US Bank, the company provides community banking services to individuals, families, businesses and public-sector customers.

First US Bank offers deposit products such as checking, savings and money market accounts, certificates of deposit and other transaction services. Its lending activities include commercial and industrial loans, commercial real estate financing, residential and consumer loans, and other credit products. The bank also provides treasury management, online and mobile banking, and related financial services.

First US Bancshares serves customers through its banking operations in Alabama and focuses on relationship-based banking for local communities and businesses. The company is led by a management team and board of directors responsible for overseeing the bank’s operations, risk management and long-term strategy.

Key Stats

• Today's Range: $16.45 to $16.65
• 50-Day Range: $16.16 to $16.83
• 52-Week Range: $12.15 to $16.99
• Volume: 2,984 shs
• Average Volume: 6,930 shs
• Market Capitalization: $90.75 million
• P/E Ratio: 12.50
• Dividend Yield: 1.70%
• Price Target: N/A
• Consensus Rating: Buy

First Us Bancsh Stock Analysis - MarketRank™

First Us Bancsh scored higher than 63% of companies evaluated by MarketBeat, and ranked 496th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

First Us Bancsh has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

First Us Bancsh has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Us Bancsh is 12.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Us Bancsh is 12.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.40.

Price to Book Value per Share Ratio

First Us Bancsh has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.21% of the float of First Us Bancsh has been sold short.

Short Interest Ratio / Days to Cover

First Us Bancsh has a short interest ratio ("days to cover") of 1.68, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Us Bancsh has recently increased by 9.83%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

First Us Bancsh pays a meaningful dividend of 1.70%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Us Bancsh has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of First Us Bancsh is 21.21%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of First Us Bancsh in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $117,969.00 in company stock, which represents 0.1300% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, First Us Bancsh insiders have bought more of their company's stock than they have sold. Specifically, they have bought $117,969.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

12.12% of the stock of First Us Bancsh is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

18.74% of the stock of First Us Bancsh is held by institutions.

Company Calendar

• Last Earnings: 7/29/2026
• Record date for 10/1 Dividend: 9/11/2026
• Ex-Dividend for 10/1 Dividend: 9/11/2026
• Dividend Payable: 10/01/2026
• Today: 10/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FUSB
• CIK: 717806
• Web: www.fusb.com
• Phone: (205) 582-1084
• Fax: 334-636-9606
• Employees: 152
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.32
• Trailing P/E Ratio: 12.50
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.99 million
• Net Margins: 12.10%
• Pretax Margin: 15.81%
• Return on Equity: 7.41%
• Return on Assets: 0.67%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $62.99 million
• Price / Sales: 1.44
• Cash Flow: $1.21 per share
• Price / Cash Flow: 13.62
• Book Value: $18.32 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 5,500,000
• Free Float: 4,838,000
• Market Cap: $90.75 million
• Optionable: Not Optionable
• Beta: 0.23