UBFO vs. HWBK, FNCB, LARK, CFBK, LMST, CAC, HAFC, AROW, SMBK, and ALRS
Should you be buying United Security Bancshares stock or one of its competitors? The main competitors of United Security Bancshares include Hawthorn Bancshares (HWBK), FNCB Bancorp (FNCB), Landmark Bancorp (LARK), CF Bankshares (CFBK), Limestone Bancorp (LMST), Camden National (CAC), Hanmi Financial (HAFC), Arrow Financial (AROW), SmartFinancial (SMBK), and Alerus Financial (ALRS). These companies are all part of the "national commercial banks" industry.
Hawthorn Bancshares (NASDAQ:HWBK) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, community ranking, risk, valuation, profitability, institutional ownership and earnings.
In the previous week, United Security Bancshares had 6 more articles in the media than Hawthorn Bancshares. MarketBeat recorded 8 mentions for United Security Bancshares and 2 mentions for Hawthorn Bancshares. United Security Bancshares' average media sentiment score of 1.46 beat Hawthorn Bancshares' score of 1.22 indicating that Hawthorn Bancshares is being referred to more favorably in the media.
30.7% of Hawthorn Bancshares shares are owned by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are owned by institutional investors. 23.4% of Hawthorn Bancshares shares are owned by insiders. Comparatively, 20.1% of United Security Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
United Security Bancshares has a net margin of 27.07% compared to United Security Bancshares' net margin of 2.09%. Hawthorn Bancshares' return on equity of 14.94% beat United Security Bancshares' return on equity.
Hawthorn Bancshares has a beta of 0.57, meaning that its share price is 43% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.62, meaning that its share price is 38% less volatile than the S&P 500.
Hawthorn Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 6.6%. Hawthorn Bancshares pays out 226.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. United Security Bancshares pays out 46.2% of its earnings in the form of a dividend. Hawthorn Bancshares has raised its dividend for 4 consecutive years and United Security Bancshares has raised its dividend for 1 consecutive years. United Security Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.
United Security Bancshares has lower revenue, but higher earnings than Hawthorn Bancshares. United Security Bancshares is trading at a lower price-to-earnings ratio than Hawthorn Bancshares, indicating that it is currently the more affordable of the two stocks.
Hawthorn Bancshares received 57 more outperform votes than United Security Bancshares when rated by MarketBeat users. Likewise, 61.97% of users gave Hawthorn Bancshares an outperform vote while only 43.78% of users gave United Security Bancshares an outperform vote.
Summary
United Security Bancshares beats Hawthorn Bancshares on 11 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UBFO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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