UBFO vs. SPFI, BTBT, SMBK, CBNK, MPB, ALRS, BITF, FUFU, SHBI, and BCAL
Should you be buying United Security Bancshares stock or one of its competitors? The main competitors of United Security Bancshares include South Plains Financial (SPFI), Bit Digital (BTBT), SmartFinancial (SMBK), Capital Bancorp (CBNK), Mid Penn Bancorp (MPB), Alerus Financial (ALRS), Bitfarms (BITF), BitFuFu (FUFU), Shore Bancshares (SHBI), and California BanCorp (BCAL). These companies are all part of the "banking" industry.
United Security Bancshares vs. Its Competitors
South Plains Financial (NASDAQ:SPFI) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, media sentiment, earnings, analyst recommendations, profitability and risk.
South Plains Financial has higher revenue and earnings than United Security Bancshares. United Security Bancshares is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.
South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.6%. United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 5.5%. South Plains Financial pays out 20.0% of its earnings in the form of a dividend. United Security Bancshares pays out 61.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has increased its dividend for 5 consecutive years and United Security Bancshares has increased its dividend for 2 consecutive years.
55.0% of South Plains Financial shares are owned by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are owned by institutional investors. 24.6% of South Plains Financial shares are owned by insiders. Comparatively, 22.1% of United Security Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
United Security Bancshares has a net margin of 20.10% compared to South Plains Financial's net margin of 17.67%. South Plains Financial's return on equity of 11.73% beat United Security Bancshares' return on equity.
In the previous week, South Plains Financial had 3 more articles in the media than United Security Bancshares. MarketBeat recorded 4 mentions for South Plains Financial and 1 mentions for United Security Bancshares. United Security Bancshares' average media sentiment score of 1.81 beat South Plains Financial's score of 0.77 indicating that United Security Bancshares is being referred to more favorably in the news media.
South Plains Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.36, suggesting that its stock price is 64% less volatile than the S&P 500.
South Plains Financial presently has a consensus target price of $41.50, suggesting a potential upside of 13.70%. Given South Plains Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe South Plains Financial is more favorable than United Security Bancshares.
Summary
South Plains Financial beats United Security Bancshares on 15 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UBFO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Security Bancshares Competitors List
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This page (NASDAQ:UBFO) was last updated on 7/12/2025 by MarketBeat.com Staff
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