United Security Bancshares (UBFO) Competitors

United Security Bancshares logo
$10.51 0.00 (0.00%)
As of 06/25/2026

UBFO vs. CARE, VEL, BTBT, TCBX, and BCAL

Should you buy United Security Bancshares stock or one of its competitors? MarketBeat compares United Security Bancshares with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with United Security Bancshares include Carter Bankshares (CARE), Velocity Financial (VEL), Bit Digital (BTBT), Third Coast Bancshares (TCBX), and California BanCorp (BCAL). These companies are all part of the "banking" industry.

How does United Security Bancshares compare to Carter Bankshares?

Carter Bankshares (NASDAQ:CARE) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, valuation, earnings, institutional ownership, risk, analyst recommendations and profitability.

In the previous week, Carter Bankshares had 3 more articles in the media than United Security Bancshares. MarketBeat recorded 3 mentions for Carter Bankshares and 0 mentions for United Security Bancshares. Carter Bankshares' average media sentiment score of 1.08 beat United Security Bancshares' score of 0.00 indicating that Carter Bankshares is being referred to more favorably in the media.

Company Overall Sentiment
Carter Bankshares Positive
United Security Bancshares Neutral

Carter Bankshares has a net margin of 33.60% compared to United Security Bancshares' net margin of 18.65%. United Security Bancshares' return on equity of 9.03% beat Carter Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Carter Bankshares33.60% 7.51% 0.68%
United Security Bancshares 18.65%9.03%1.01%

Carter Bankshares pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 4.6%. Carter Bankshares pays out 8.2% of its earnings in the form of a dividend. United Security Bancshares pays out 67.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Security Bancshares has raised its dividend for 2 consecutive years. United Security Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Carter Bankshares currently has a consensus target price of $28.50, suggesting a potential downside of 15.18%. Given Carter Bankshares' higher probable upside, analysts plainly believe Carter Bankshares is more favorable than United Security Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Carter Bankshares
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

41.5% of Carter Bankshares shares are owned by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are owned by institutional investors. 2.4% of Carter Bankshares shares are owned by insiders. Comparatively, 22.1% of United Security Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Carter Bankshares has a beta of 0.53, suggesting that its stock price is 47% less volatile than the broader market. Comparatively, United Security Bancshares has a beta of 0.34, suggesting that its stock price is 66% less volatile than the broader market.

Carter Bankshares has higher revenue and earnings than United Security Bancshares. Carter Bankshares is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Carter Bankshares$218.89M3.41$31M$4.876.90
United Security Bancshares$53.51M3.39$12.29M$0.7114.80

Summary

Carter Bankshares beats United Security Bancshares on 12 of the 19 factors compared between the two stocks.

How does United Security Bancshares compare to Velocity Financial?

Velocity Financial (NYSE:VEL) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, earnings, institutional ownership, media sentiment and dividends.

Velocity Financial currently has a consensus target price of $22.75, indicating a potential upside of 25.50%. Given Velocity Financial's higher probable upside, analysts plainly believe Velocity Financial is more favorable than United Security Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Velocity Financial has higher revenue and earnings than United Security Bancshares. Velocity Financial is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.83$105.05M$2.806.47
United Security Bancshares$53.51M3.39$12.29M$0.7114.80

In the previous week, Velocity Financial had 1 more articles in the media than United Security Bancshares. MarketBeat recorded 1 mentions for Velocity Financial and 0 mentions for United Security Bancshares. Velocity Financial's average media sentiment score of 0.00 equaled United Security Bancshares'average media sentiment score.

Company Overall Sentiment
Velocity Financial Neutral
United Security Bancshares Neutral

Velocity Financial has a net margin of 56.47% compared to United Security Bancshares' net margin of 18.65%. Velocity Financial's return on equity of 18.01% beat United Security Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial56.47% 18.01% 1.66%
United Security Bancshares 18.65%9.03%1.01%

Velocity Financial has a beta of 0.72, indicating that its share price is 28% less volatile than the broader market. Comparatively, United Security Bancshares has a beta of 0.34, indicating that its share price is 66% less volatile than the broader market.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 22.1% of United Security Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Velocity Financial beats United Security Bancshares on 12 of the 15 factors compared between the two stocks.

How does United Security Bancshares compare to Bit Digital?

United Security Bancshares (NASDAQ:UBFO) and Bit Digital (NASDAQ:BTBT) are both small-cap banking companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, risk, analyst recommendations, profitability, earnings, media sentiment, institutional ownership and valuation.

Bit Digital has a consensus price target of $5.67, indicating a potential upside of 184.76%. Given Bit Digital's higher possible upside, analysts clearly believe Bit Digital is more favorable than United Security Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Bit Digital
2 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00

United Security Bancshares has higher earnings, but lower revenue than Bit Digital. Bit Digital is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$53.51M3.39$12.29M$0.7114.80
Bit Digital$113.56M6.12-$80.32M-$0.68N/A

United Security Bancshares has a beta of 0.34, indicating that its share price is 66% less volatile than the broader market. Comparatively, Bit Digital has a beta of 3.98, indicating that its share price is 298% more volatile than the broader market.

30.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 47.7% of Bit Digital shares are owned by institutional investors. 22.1% of United Security Bancshares shares are owned by company insiders. Comparatively, 2.0% of Bit Digital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, Bit Digital had 2 more articles in the media than United Security Bancshares. MarketBeat recorded 2 mentions for Bit Digital and 0 mentions for United Security Bancshares. Bit Digital's average media sentiment score of 1.44 beat United Security Bancshares' score of 0.00 indicating that Bit Digital is being referred to more favorably in the news media.

Company Overall Sentiment
United Security Bancshares Neutral
Bit Digital Positive

United Security Bancshares has a net margin of 18.65% compared to Bit Digital's net margin of -145.39%. United Security Bancshares' return on equity of 9.03% beat Bit Digital's return on equity.

Company Net Margins Return on Equity Return on Assets
United Security Bancshares18.65% 9.03% 1.01%
Bit Digital -145.39%-8.44%-6.24%

Summary

United Security Bancshares and Bit Digital tied by winning 8 of the 16 factors compared between the two stocks.

How does United Security Bancshares compare to Third Coast Bancshares?

United Security Bancshares (NASDAQ:UBFO) and Third Coast Bancshares (NASDAQ:TCBX) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, media sentiment, earnings, dividends and institutional ownership.

United Security Bancshares has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market. Comparatively, Third Coast Bancshares has a beta of 0.33, meaning that its stock price is 67% less volatile than the broader market.

United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 4.6%. Third Coast Bancshares pays an annual dividend of $16.87 per share and has a dividend yield of 41.3%. United Security Bancshares pays out 67.6% of its earnings in the form of a dividend. Third Coast Bancshares pays out 433.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. United Security Bancshares has raised its dividend for 2 consecutive years.

30.9% of United Security Bancshares shares are held by institutional investors. Comparatively, 36.9% of Third Coast Bancshares shares are held by institutional investors. 22.1% of United Security Bancshares shares are held by company insiders. Comparatively, 10.5% of Third Coast Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, United Security Bancshares' average media sentiment score of 0.00 equaled Third Coast Bancshares'average media sentiment score.

Company Overall Sentiment
United Security Bancshares Neutral
Third Coast Bancshares Neutral

United Security Bancshares has a net margin of 18.65% compared to Third Coast Bancshares' net margin of 16.30%. Third Coast Bancshares' return on equity of 12.05% beat United Security Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Security Bancshares18.65% 9.03% 1.01%
Third Coast Bancshares 16.30%12.05%1.17%

Third Coast Bancshares has a consensus target price of $45.00, indicating a potential upside of 10.05%. Given Third Coast Bancshares' higher possible upside, analysts plainly believe Third Coast Bancshares is more favorable than United Security Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Third Coast Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Third Coast Bancshares has higher revenue and earnings than United Security Bancshares. Third Coast Bancshares is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$53.51M3.39$12.29M$0.7114.80
Third Coast Bancshares$219.24M3.09$47.67M$3.8910.51

Summary

Third Coast Bancshares beats United Security Bancshares on 9 of the 17 factors compared between the two stocks.

How does United Security Bancshares compare to California BanCorp?

United Security Bancshares (NASDAQ:UBFO) and California BanCorp (NASDAQ:BCAL) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, earnings, valuation, media sentiment, profitability, analyst recommendations and risk.

United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 4.6%. California BanCorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. United Security Bancshares pays out 67.6% of its earnings in the form of a dividend. California BanCorp pays out 21.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Security Bancshares has increased its dividend for 2 consecutive years. United Security Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

California BanCorp has a consensus target price of $20.67, indicating a potential downside of 0.78%. Given California BanCorp's higher possible upside, analysts plainly believe California BanCorp is more favorable than United Security Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
California BanCorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

California BanCorp has higher revenue and earnings than United Security Bancshares. California BanCorp is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$53.51M3.39$12.29M$0.7114.80
California BanCorp$237.07M2.83$63.06M$1.8311.38

In the previous week, California BanCorp had 1 more articles in the media than United Security Bancshares. MarketBeat recorded 1 mentions for California BanCorp and 0 mentions for United Security Bancshares. California BanCorp's average media sentiment score of 1.43 beat United Security Bancshares' score of 0.00 indicating that California BanCorp is being referred to more favorably in the news media.

Company Overall Sentiment
United Security Bancshares Neutral
California BanCorp Positive

30.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 55.4% of California BanCorp shares are owned by institutional investors. 22.1% of United Security Bancshares shares are owned by insiders. Comparatively, 8.1% of California BanCorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

California BanCorp has a net margin of 25.68% compared to United Security Bancshares' net margin of 18.65%. California BanCorp's return on equity of 10.59% beat United Security Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Security Bancshares18.65% 9.03% 1.01%
California BanCorp 25.68%10.59%1.49%

United Security Bancshares has a beta of 0.34, meaning that its share price is 66% less volatile than the broader market. Comparatively, California BanCorp has a beta of 0.99, meaning that its share price is 1% less volatile than the broader market.

Summary

California BanCorp beats United Security Bancshares on 14 of the 19 factors compared between the two stocks.

Get United Security Bancshares News Delivered to You Automatically

Sign up to receive the latest news and ratings for UBFO and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBFO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

UBFO vs. The Competition

MetricUnited Security BancsharesBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$181.36M$2.47B$13.86B$12.17B
Dividend Yield4.57%2.99%5.73%5.90%
P/E Ratio14.8012.7920.4524.20
Price / Sales3.393.69132.4294.36
Price / Cash12.3612.1719.3453.91
Price / Book1.321.382.266.37
Net Income$12.29M$182.95M$1.14B$337.69M
7 Day PerformanceN/A2.43%0.88%-0.30%
1 Month PerformanceN/A1.67%1.34%0.37%
1 Year Performance25.27%23.85%15.14%26.93%

United Security Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBFO
United Security Bancshares
N/A$10.51
flat
N/AN/A$181.36M$53.51M14.80120
CARE
Carter Bankshares
3.8201 of 5 stars
$32.50
+0.5%
$28.50
-12.3%
+90.6%$722.15M$254.63M6.67730
VEL
Velocity Financial
2.8924 of 5 stars
$17.76
+0.5%
$22.75
+28.1%
-5.7%$697.01M$326.57M6.34220
BTBT
Bit Digital
3.3463 of 5 stars
$1.94
-9.6%
$5.67
+192.9%
-17.9%$675.68M$116.38MN/A10
TCBX
Third Coast Bancshares
2.0468 of 5 stars
$40.62
+1.9%
$45.00
+10.8%
+25.6%$673.90M$219.24M12.42330

Related Companies and Tools


This page (NASDAQ:UBFO) was last updated on 6/26/2026 by MarketBeat.com Staff.
From Our Partners