UBFO vs. HWBK, VABK, FUNC, FNCB, LARK, MRBK, CFBK, ATLO, NKSH, and OPOF
Should you be buying United Security Bancshares stock or one of its competitors? The main competitors of United Security Bancshares include Hawthorn Bancshares (HWBK), Virginia National Bankshares (VABK), First United (FUNC), FNCB Bancorp (FNCB), Landmark Bancorp (LARK), Meridian (MRBK), CF Bankshares (CFBK), Ames National (ATLO), National Bankshares (NKSH), and Old Point Financial (OPOF). These companies are all part of the "national commercial banks" industry.
Hawthorn Bancshares (NASDAQ:HWBK) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, community ranking, profitability, dividends, valuation, institutional ownership, analyst recommendations, earnings and risk.
Hawthorn Bancshares has a beta of 0.46, indicating that its stock price is 54% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500.
United Security Bancshares has a net margin of 27.07% compared to United Security Bancshares' net margin of 2.09%. Hawthorn Bancshares' return on equity of 15.14% beat United Security Bancshares' return on equity.
Hawthorn Bancshares received 57 more outperform votes than United Security Bancshares when rated by MarketBeat users. Likewise, 61.97% of users gave Hawthorn Bancshares an outperform vote while only 45.36% of users gave United Security Bancshares an outperform vote.
Hawthorn Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.6%. United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 6.5%. Hawthorn Bancshares pays out 226.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. United Security Bancshares pays out 46.2% of its earnings in the form of a dividend. Hawthorn Bancshares has increased its dividend for 8 consecutive years and United Security Bancshares has increased its dividend for 1 consecutive years. United Security Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.
United Security Bancshares has lower revenue, but higher earnings than Hawthorn Bancshares. United Security Bancshares is trading at a lower price-to-earnings ratio than Hawthorn Bancshares, indicating that it is currently the more affordable of the two stocks.
30.7% of Hawthorn Bancshares shares are owned by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are owned by institutional investors. 12.6% of Hawthorn Bancshares shares are owned by insiders. Comparatively, 20.1% of United Security Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
In the previous week, Hawthorn Bancshares had 10 more articles in the media than United Security Bancshares. MarketBeat recorded 16 mentions for Hawthorn Bancshares and 6 mentions for United Security Bancshares. Hawthorn Bancshares' average media sentiment score of 1.34 beat United Security Bancshares' score of 0.15 indicating that United Security Bancshares is being referred to more favorably in the news media.
Summary
United Security Bancshares beats Hawthorn Bancshares on 12 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UBFO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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