NASDAQ:UBFO

United Security Bancshares Competitors

$7.82
-0.09 (-1.14 %)
(As of 04/20/2021 12:00 AM ET)
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Today's Range
$7.73
Now: $7.82
$7.88
50-Day Range
$7.46
MA: $8.17
$8.85
52-Week Range
$5.32
Now: $7.82
$8.92
Volume41,947 shs
Average Volume45,884 shs
Market Capitalization$133.02 million
P/E Ratio13.48
Dividend Yield5.56%
Beta0.77

Competitors

United Security Bancshares (NASDAQ:UBFO) Vs. AROW, ALRS, FLIC, FISI, GNTY, and SFST

Should you be buying UBFO stock or one of its competitors? Companies in the industry of "national commercial banks" are considered alternatives and competitors to United Security Bancshares, including Arrow Financial (AROW), Alerus Financial (ALRS), The First of Long Island (FLIC), Financial Institutions (FISI), Guaranty Bancshares (GNTY), and Southern First Bancshares (SFST).

Arrow Financial (NASDAQ:AROW) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, risk, profitability and dividends.

Earnings and Valuation

This table compares Arrow Financial and United Security Bancshares' top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Arrow Financial$138.31 million3.82$37.47 million$2.4314.00
United Security Bancshares$46.46 million2.86$15.17 millionN/AN/A

Arrow Financial has higher revenue and earnings than United Security Bancshares.

Risk & Volatility

Arrow Financial has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500.

Dividends

Arrow Financial pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. United Security Bancshares pays an annual dividend of $0.44 per share and has a dividend yield of 5.6%. Arrow Financial pays out 42.8% of its earnings in the form of a dividend. Arrow Financial has raised its dividend for 1 consecutive years and United Security Bancshares has raised its dividend for 1 consecutive years.

Analyst Recommendations

This is a summary of current recommendations and price targets for Arrow Financial and United Security Bancshares, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Arrow Financial01002.00
United Security Bancshares0000N/A

Arrow Financial presently has a consensus target price of $28.00, suggesting a potential downside of 17.70%. Given Arrow Financial's higher possible upside, analysts clearly believe Arrow Financial is more favorable than United Security Bancshares.

Insider & Institutional Ownership

42.2% of Arrow Financial shares are held by institutional investors. Comparatively, 24.9% of United Security Bancshares shares are held by institutional investors. 4.0% of Arrow Financial shares are held by company insiders. Comparatively, 21.8% of United Security Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Arrow Financial and United Security Bancshares' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Arrow Financial26.71%12.14%1.10%
United Security Bancshares24.63%8.47%0.97%

Summary

Arrow Financial beats United Security Bancshares on 9 of the 13 factors compared between the two stocks.

Alerus Financial (NASDAQ:ALRS) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends.

Earnings & Valuation

This table compares Alerus Financial and United Security Bancshares' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alerus Financial$207.49 million2.47$29.54 million$1.9115.45
United Security Bancshares$46.46 million2.86$15.17 millionN/AN/A

Alerus Financial has higher revenue and earnings than United Security Bancshares.

Volatility & Risk

Alerus Financial has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500.

Dividends

Alerus Financial pays an annual dividend of $0.60 per share and has a dividend yield of 2.0%. United Security Bancshares pays an annual dividend of $0.44 per share and has a dividend yield of 5.6%. Alerus Financial pays out 31.4% of its earnings in the form of a dividend. United Security Bancshares has raised its dividend for 1 consecutive years. United Security Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Analyst Ratings

This is a summary of current ratings and target prices for Alerus Financial and United Security Bancshares, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Alerus Financial03002.00
United Security Bancshares0000N/A

Alerus Financial presently has a consensus target price of $21.00, suggesting a potential downside of 28.81%. Given Alerus Financial's higher probable upside, equities research analysts plainly believe Alerus Financial is more favorable than United Security Bancshares.

Insider & Institutional Ownership

36.5% of Alerus Financial shares are owned by institutional investors. Comparatively, 24.9% of United Security Bancshares shares are owned by institutional investors. 8.3% of Alerus Financial shares are owned by company insiders. Comparatively, 21.8% of United Security Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares Alerus Financial and United Security Bancshares' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Alerus Financial17.50%13.97%1.58%
United Security Bancshares24.63%8.47%0.97%

The First of Long Island (NASDAQ:FLIC) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends.

Analyst Ratings

This is a summary of current ratings and target prices for The First of Long Island and United Security Bancshares, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
The First of Long Island00203.00
United Security Bancshares0000N/A

The First of Long Island presently has a consensus target price of $19.50, suggesting a potential downside of 7.50%. Given The First of Long Island's higher probable upside, equities research analysts plainly believe The First of Long Island is more favorable than United Security Bancshares.

Dividends

The First of Long Island pays an annual dividend of $0.76 per share and has a dividend yield of 3.6%. United Security Bancshares pays an annual dividend of $0.44 per share and has a dividend yield of 5.6%. The First of Long Island pays out 43.4% of its earnings in the form of a dividend. The First of Long Island has raised its dividend for 14 consecutive years and United Security Bancshares has raised its dividend for 1 consecutive years.

Profitability

This table compares The First of Long Island and United Security Bancshares' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
The First of Long Island26.67%10.78%1.02%
United Security Bancshares24.63%8.47%0.97%

Insider & Institutional Ownership

56.8% of The First of Long Island shares are owned by institutional investors. Comparatively, 24.9% of United Security Bancshares shares are owned by institutional investors. 5.4% of The First of Long Island shares are owned by company insiders. Comparatively, 21.8% of United Security Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Volatility & Risk

The First of Long Island has a beta of 0.53, meaning that its stock price is 47% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500.

Earnings & Valuation

This table compares The First of Long Island and United Security Bancshares' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
The First of Long Island$154.46 million3.24$41.56 million$1.7512.05
United Security Bancshares$46.46 million2.86$15.17 millionN/AN/A

The First of Long Island has higher revenue and earnings than United Security Bancshares.

Summary

The First of Long Island beats United Security Bancshares on 10 of the 15 factors compared between the two stocks.

United Security Bancshares (NASDAQ:UBFO) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, earnings, analyst recommendations, institutional ownership, profitability and risk.

Analyst Recommendations

This is a breakdown of current ratings and price targets for United Security Bancshares and Financial Institutions, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
United Security Bancshares0000N/A
Financial Institutions01202.67

Financial Institutions has a consensus price target of $23.3333, suggesting a potential downside of 22.25%. Given Financial Institutions' higher probable upside, analysts clearly believe Financial Institutions is more favorable than United Security Bancshares.

Dividends

United Security Bancshares pays an annual dividend of $0.44 per share and has a dividend yield of 5.6%. Financial Institutions pays an annual dividend of $1.08 per share and has a dividend yield of 3.6%. Financial Institutions pays out 36.5% of its earnings in the form of a dividend. United Security Bancshares has increased its dividend for 1 consecutive years and Financial Institutions has increased its dividend for 3 consecutive years.

Profitability

This table compares United Security Bancshares and Financial Institutions' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
United Security Bancshares24.63%8.47%0.97%
Financial Institutions18.17%8.70%0.81%

Institutional & Insider Ownership

24.9% of United Security Bancshares shares are held by institutional investors. Comparatively, 67.0% of Financial Institutions shares are held by institutional investors. 21.8% of United Security Bancshares shares are held by company insiders. Comparatively, 4.0% of Financial Institutions shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Risk and Volatility

United Security Bancshares has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 1.15, suggesting that its share price is 15% more volatile than the S&P 500.

Earnings and Valuation

This table compares United Security Bancshares and Financial Institutions' revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$46.46 million2.86$15.17 millionN/AN/A
Financial Institutions$209.18 million2.27$48.86 million$2.9610.14

Financial Institutions has higher revenue and earnings than United Security Bancshares.

Summary

Financial Institutions beats United Security Bancshares on 8 of the 15 factors compared between the two stocks.

United Security Bancshares (NASDAQ:UBFO) and Guaranty Bancshares (NASDAQ:GNTY) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, earnings, analyst recommendations, institutional ownership, profitability and risk.

Risk and Volatility

United Security Bancshares has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500. Comparatively, Guaranty Bancshares has a beta of 0.43, suggesting that its share price is 57% less volatile than the S&P 500.

Institutional & Insider Ownership

24.9% of United Security Bancshares shares are held by institutional investors. Comparatively, 20.1% of Guaranty Bancshares shares are held by institutional investors. 21.8% of United Security Bancshares shares are held by company insiders. Comparatively, 29.6% of Guaranty Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Dividends

United Security Bancshares pays an annual dividend of $0.44 per share and has a dividend yield of 5.6%. Guaranty Bancshares pays an annual dividend of $0.80 per share and has a dividend yield of 2.1%. Guaranty Bancshares pays out 35.6% of its earnings in the form of a dividend. United Security Bancshares has increased its dividend for 1 consecutive years and Guaranty Bancshares has increased its dividend for 3 consecutive years.

Analyst Recommendations

This is a breakdown of current ratings and price targets for United Security Bancshares and Guaranty Bancshares, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
United Security Bancshares0000N/A
Guaranty Bancshares01002.00

Guaranty Bancshares has a consensus price target of $32.00, suggesting a potential downside of 17.95%. Given Guaranty Bancshares' higher probable upside, analysts clearly believe Guaranty Bancshares is more favorable than United Security Bancshares.

Profitability

This table compares United Security Bancshares and Guaranty Bancshares' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
United Security Bancshares24.63%8.47%0.97%
Guaranty Bancshares20.06%13.54%1.40%

Earnings and Valuation

This table compares United Security Bancshares and Guaranty Bancshares' revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$46.46 million2.86$15.17 millionN/AN/A
Guaranty Bancshares$119.53 million3.93$26.28 million$2.2517.33

Guaranty Bancshares has higher revenue and earnings than United Security Bancshares.

Summary

Guaranty Bancshares beats United Security Bancshares on 9 of the 14 factors compared between the two stocks.

United Security Bancshares (NASDAQ:UBFO) and Southern First Bancshares (NASDAQ:SFST) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, earnings, dividends, valuation and profitability.

Risk and Volatility

United Security Bancshares has a beta of 0.77, meaning that its share price is 23% less volatile than the S&P 500. Comparatively, Southern First Bancshares has a beta of 1.07, meaning that its share price is 7% more volatile than the S&P 500.

Insider and Institutional Ownership

24.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 74.1% of Southern First Bancshares shares are owned by institutional investors. 21.8% of United Security Bancshares shares are owned by insiders. Comparatively, 8.5% of Southern First Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for United Security Bancshares and Southern First Bancshares, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
United Security Bancshares0000N/A
Southern First Bancshares01202.67

Southern First Bancshares has a consensus price target of $39.50, suggesting a potential downside of 20.09%. Given Southern First Bancshares' higher probable upside, analysts clearly believe Southern First Bancshares is more favorable than United Security Bancshares.

Profitability

This table compares United Security Bancshares and Southern First Bancshares' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
United Security Bancshares24.63%8.47%0.97%
Southern First Bancshares14.18%7.95%0.71%

Earnings & Valuation

This table compares United Security Bancshares and Southern First Bancshares' revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$46.46 million2.86$15.17 millionN/AN/A
Southern First Bancshares$107.64 million3.60$27.86 million$3.5813.81

Southern First Bancshares has higher revenue and earnings than United Security Bancshares.

Summary

Southern First Bancshares beats United Security Bancshares on 8 of the 12 factors compared between the two stocks.


United Security Bancshares Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
Arrow Financial logo
AROW
Arrow Financial
1.6$34.02-0.1%$528.30 million$138.31 million13.84Upcoming Earnings
Alerus Financial logo
ALRS
Alerus Financial
1.3$29.50-4.1%$512.15 million$207.49 million12.45Increase in Short Interest
The First of Long Island logo
FLIC
The First of Long Island
1.9$21.08-1.0%$501.11 million$154.46 million12.70
Financial Institutions logo
FISI
Financial Institutions
2.1$30.01-2.9%$474.64 million$209.18 million13.34
Guaranty Bancshares logo
GNTY
Guaranty Bancshares
1.5$39.00-0.3%$470.11 million$119.53 million17.73Earnings Announcement
News Coverage
Southern First Bancshares logo
SFST
Southern First Bancshares
1.5$49.43-3.2%$387.58 million$107.64 million22.88Upcoming Earnings
American National Bankshares logo
AMNB
American National Bankshares
1.6$31.18-2.7%$341.67 million$108.03 million11.99Upcoming Earnings
SmartFinancial logo
SMBK
SmartFinancial
1.6$21.86-3.7%$330.37 million$123.77 million14.57Analyst Revision
News Coverage
The First Bancorp logo
FNLC
The First Bancorp
1.2$27.76-3.7%$304.92 million$92.84 million11.28
Peoples Financial Services logo
PFIS
Peoples Financial Services
1.2$41.49-0.2%$298.85 million$108.51 million10.89Upcoming Earnings
News Coverage
Capital Bancorp logo
CBNK
Capital Bancorp
1.1$20.79-5.2%$285.95 million$107.87 million13.68News Coverage
Fidelity D & D Bancorp logo
FDBC
Fidelity D & D Bancorp
0.9$56.05-1.0%$280.03 million$49.46 million22.97
Professional logo
PFHD
Professional
1.3$17.48-2.0%$243.54 million$42.02 million0.00
ATLO
Ames National
1.3$25.20-0.4%$229.90 million$64.81 million12.79Dividend Increase
LCNB logo
LCNB
LCNB
1.8$17.90-0.4%$229.39 million$77.54 million12.09Earnings Announcement
News Coverage
National Bankshares logo
NKSH
National Bankshares
2.0$34.68-1.2%$221.92 million$53.94 million14.16
Shore Bancshares logo
SHBI
Shore Bancshares
2.0$16.25-2.7%$190.97 million$69.79 million12.80
Pacific Mercantile Bancorp logo
PMBC
Pacific Mercantile Bancorp
1.4$8.46-4.7%$188.83 million$71.26 million40.29
Meridian logo
MRBK
Meridian
1.6$24.97-2.2%$154.02 million$85.96 million7.50Upcoming Earnings
Increase in Short Interest
News Coverage
Severn Bancorp logo
SVBI
Severn Bancorp
0.6$11.60-2.7%$149.07 million$50.08 million27.62Upcoming Earnings
Increase in Short Interest
News Coverage
FNCB Bancorp logo
FNCB
FNCB Bancorp
0.4$7.00-0.0%$141.67 million$53.68 million10.45Upcoming Earnings
News Coverage
HWBK
Hawthorn Bancshares
0.8$21.00-0.3%$136.08 million$72.91 million10.30
Landmark Bancorp logo
LARK
Landmark Bancorp
0.9$25.65-1.1%$121.94 million$52.92 million7.14
First United logo
FUNC
First United
1.4$17.03-3.1%$119.14 million$74.56 million9.84High Trading Volume
Old Point Financial logo
OPOF
Old Point Financial
1.1$21.25-0.0%$111.03 million$54.32 million16.22
CF Bankshares logo
CFBK
CF Bankshares
1.5$19.60-0.5%$104.51 million$46.82 million5.05Dividend Announcement
High Trading Volume
GLG
TD
0.4$1.32-1.5%$104.45 million$2.49 million-2.59
Limestone Bancorp logo
LMST
Limestone Bancorp
0.9$15.59-0.1%$102.88 million$55.50 million15.14Upcoming Earnings
Riverview Financial logo
RIVE
Riverview Financial
0.6$9.87-1.6%$92.26 million$58.06 million-4.25Increase in Short Interest
United Bancshares logo
UBOH
United Bancshares
1.0$27.12-0.8%$88.93 million$52.87 million5.50
EMCF
Emclaire Financial
1.2$27.15-0.0%$73.88 million$40.54 million13.05Gap Up
AmeriServ Financial logo
ASRV
AmeriServ Financial
1.2$3.93-1.8%$68.26 million$64.54 million15.12News Coverage
Patriot National Bancorp logo
PNBK
Patriot National Bancorp
1.0$9.41-0.0%$37.11 million$46.13 million0.00Increase in Short Interest
Gap Up
OptimumBank logo
OPHC
OptimumBank
0.4$3.68-0.3%$11.82 million$5.36 million-6.94
This page was last updated on 4/20/2021 by MarketBeat.com Staff
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