Capital Bancorp (CBNK) Stock Price, News & Analysis

Company Overview

Capital Bancorp, Inc. is a bank holding company headquartered in Rockville, Maryland, and the parent of Capital Bank, N.A. The company provides banking services to businesses, professionals, nonprofits and individuals, primarily in Maryland, Washington, D.C., and Northern Virginia.

Capital Bank offers deposit accounts, commercial lending, commercial real estate financing and treasury management services, along with mortgage and consumer banking products. Its OpenSky business provides secured credit cards through digital channels.

Capital Bancorp serves customers through its banking operations and online services, combining relationship-based commercial banking with consumer and digital offerings.

Key Stats

• Today's Range: $41.74 to $42.21
• 50-Day Range: $35.62 to $43.78
• 52-Week Range: $26.40 to $44.76
• Volume: 63,081 shs
• Average Volume: 137,245 shs
• Market Capitalization: $688.66 million
• P/E Ratio: 12.73
• Dividend Yield: 1.33%
• Price Target: $41.00
• Consensus Rating: Hold

Capital Bancorp Stock Analysis - MarketRank™

Capital Bancorp scored higher than 81% of companies evaluated by MarketBeat, and ranked 322nd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

Capital Bancorp has received a consensus rating of Hold. The company's average rating score is 2.14, and is based on no strong buy ratings, 1 buy rating, 6 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Capital Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Capital Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.95%

Earnings Growth

Earnings for Capital Bancorp are expected to grow by 10.95% in the coming year, from $3.47 to $3.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Capital Bancorp is 12.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.41.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capital Bancorp is 12.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.73.

Price to Book Value per Share Ratio

Capital Bancorp has a P/B Ratio of 1.60. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.99% of the float of Capital Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Capital Bancorp has a short interest ratio ("days to cover") of 3.45, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital Bancorp has recently decreased by 13.12%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Capital Bancorp pays a meaningful dividend of 1.33%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Capital Bancorp has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Capital Bancorp is 16.92%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Capital Bancorp will have a dividend payout ratio of 14.55% next year. This indicates that Capital Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.89

News Sentiment

Capital Bancorp has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Capital Bancorp this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for CBNK on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Capital Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

33.53% of the stock of Capital Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

56.14% of the stock of Capital Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/26 Dividend: 8/10/2026
• Ex-Dividend for 8/26 Dividend: 8/10/2026
• Dividend Payable: 8/26/2026
• Last Earnings: 10/26/2026
• Record date for 11/25 Dividend: 11/09/2026
• Ex-Dividend for 11/25 Dividend: 11/09/2026
• Today: 11/15/2026
• Dividend Payable: 11/25/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/25/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CBNK
• CIK: 1419536
• Web: capitalbankmd.com
• Phone: (301) 468-8848
• Fax: 301-762-2991
• Employees: 459
• Year Founded: 1988

Price Target and Rating

• Average Price Target for Capital Bancorp: $41.00
• High Price Target: $42.00
• Low Price Target: $40.00
• Potential Upside/Downside: -2.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.14
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.31
• Trailing P/E Ratio: 12.73
• Forward P/E Ratio: 10.94
• P/E Growth: N/A
• Net Income: $57.17 million
• Net Margins: 16.29%
• Pretax Margin: 21.42%
• Return on Equity: 13.46%
• Return on Assets: 1.48%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $310.06 million
• Price / Sales: 2.22
• Cash Flow: $3.65 per share
• Price / Cash Flow: 11.55
• Book Value: $26.39 per share
• Price / Book: 1.60

Miscellaneous

• Outstanding Shares: 16,350,000
• Free Float: 10,866,000
• Market Cap: $688.66 million
• Optionable: Optionable
• Beta: 0.50