How have UBFO shares performed in 2023?

United Security Bancshares' stock was trading at $7.31 at the start of the year. Since then, UBFO shares have increased by 9.3% and is now trading at $7.99. View the best growth stocks for 2023 here .

When is United Security Bancshares' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, January 25th 2024. View our UBFO earnings forecast .

How were United Security Bancshares' earnings last quarter?

United Security Bancshares (NASDAQ:UBFO) announced its earnings results on Monday, October, 30th. The financial services provider reported $0.23 earnings per share for the quarter. The financial services provider earned $12.04 million during the quarter. United Security Bancshares had a net margin of 31.16% and a trailing twelve-month return on equity of 17.31%.

How often does United Security Bancshares pay dividends? What is the dividend yield for United Security Bancshares?

United Security Bancshares announced a quarterly dividend on Tuesday, September 26th. Investors of record on Tuesday, October 10th will be paid a dividend of $0.12 per share on Wednesday, October 25th. This represents a $0.48 annualized dividend and a yield of 6.01%. The ex-dividend date is Friday, October 6th. Read our dividend analysis for UBFO .

Is United Security Bancshares a good dividend stock?

United Security Bancshares (NASDAQ:UBFO) pays an annual dividend of $0.48 per share and currently has a dividend yield of 5.99%. UBFO has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for UBFO .

What is Dennis R. Woods' approval rating as United Security Bancshares' CEO?

3 employees have rated United Security Bancshares Chief Executive Officer Dennis R. Woods on Glassdoor.com . Dennis R. Woods has an approval rating of 46% among the company's employees. This puts Dennis R. Woods in the bottom 25% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of United Security Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some companies that other United Security Bancshares investors own include Ford Motor (F) , Energy Transfer (ET) , Huntington Bancshares (HBAN) , KeyCorp (KEY) , People's United Financial (PBCT) , TC Energy (TRP) , Wells Fargo & Company (WFC) , Apple Hospitality REIT (APLE) and

Who are United Security Bancshares' major shareholders?

United Security Bancshares' stock is owned by many different institutional and retail investors. Top institutional investors include Bridgewealth Advisory Group LLC (6.98%), EJF Capital LLC (0.49%), Kennedy Capital Management LLC (0.34%), Kestra Private Wealth Services LLC (0.20%), O Shaughnessy Asset Management LLC (0.19%) and Barclays PLC (0.17%). Insiders that own company stock include Benjamin Mackovak , Brian Tkacz , David L Eytcheson , Dennis R Woods, G Thompson Ellithorpe , Heather Hammack, Jagroop Gill, Kenneth D Newby , Robert C Oberg Jr, Thomas G Walker and William M Yarbenet. View institutional ownership trends .

How do I buy shares of United Security Bancshares?

Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull , Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here .

United Security Bancshares Stock Price, News & Analysis (NASDAQ:UBFO)

$7.99

+0.02 (+0.25%)

(As of 12/1/2023 ET)

Compare

Today's Range: $7.86
▼
$8.00
50-Day Range: $7.10
▼
$8.20
52-Week Range: $5.50
▼
$8.45

Volume: 18,935 shs
Average Volume: 17,003 shs
Market Capitalization: $136.95 million

P/E Ratio: 6.89
Dividend Yield: 6.01%
Price Target: N/A

United Security Bancshares MarketRank™ Stock Analysis

Analyst Rating: N/A
Upside/Downside: N/A
Short Interest: Healthy
0.60% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: N/A
News Sentiment: N/A
Insider Trading: Acquiring Shares
$160,760 Bought Last Quarter
Proj. Earnings Growth: N/A

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.63 out of 5 stars

Finance Sector

153rd out of 846 stocks

National Commercial Banks Industry

20th out of 81 stocks

N/A

Analyst's Opinion

Consensus Rating
There is not enough analysis data for United Security Bancshares.

5.0

Short Interest

Percentage of Shares Shorted
0.60% of the float of United Security Bancshares has been sold short.
Short Interest Ratio / Days to Cover
United Security Bancshares has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in United Security Bancshares has recently decreased by 12.57%, indicating that investor sentiment is improving significantly.

2.5

Dividend Strength

Dividend Leadership
United Security Bancshares is a leading dividend payer. It pays a dividend yield of 5.99%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
United Security Bancshares has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of United Security Bancshares is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for UBFO.

3.3

News and Social Media Coverage

News Sentiment
United Security Bancshares has a news sentiment score of 1.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 1 news article for United Security Bancshares this week, compared to 0 articles on an average week.

2.5

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $160,760.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
19.20% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 34.71% of the stock of United Security Bancshares is held by institutions.

1.3

Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of United Security Bancshares is 6.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.76.
Price to Earnings Ratio vs. Sector
The P/E ratio of United Security Bancshares is 6.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 34.17.
Price to Book Value per Share Ratio
United Security Bancshares has a P/B Ratio of 1.19. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About United Security Bancshares Stock (NASDAQ:UBFO)

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, money order, and foreign draft services, as well as automated and interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

UBFO Stock Price History

30 days | 90 days | 365 days | Advanced Chart

UBFO Stock News Headlines

October 31, 2023 | msn.com

United Security Bancshares GAAP EPS of $0.23, revenue of $12.03M

October 30, 2023 | benzinga.com

United Security Bancshares Reports Third Quarter and Year-To-Date 2023 Earnings

December 3, 2023 | DTI Trader (Ad)

All the trading advice you’ve ever received boils down to this

All the trading advice you’ve ever received boils down to one goal and one goal only: finding a reliable edge in the markets. If you can do that, grab hold of it and never let go. Because once you have that edge, and you can count on it, you never need to do anything else.

October 30, 2023 | finance.yahoo.com

United Security Bancshares (UBFO) Reports 3rd Quarter and Year-To-Date 2023 Financial Results

September 26, 2023 | investing.com

UBOH Historical Data

September 24, 2023 | abcnews.go.com

UNGA Briefing: Security Council, climate summit and what else is going on at the United Nations

September 21, 2023 | investopedia.com

8 Types of Americans Who Aren’t Eligible to Get Social Security

July 25, 2023 | finance.yahoo.com

United Security Bancshares Reports Second Quarter 2023 Earnings

December 3, 2023 | DTI Trader (Ad)

All the trading advice you’ve ever received boils down to this

June 28, 2023 | finance.yahoo.com

United Security Bancshares Increases Quarterly Cash Dividend

June 9, 2023 | finance.yahoo.com

Pleasing Signs As A Number Of Insiders Buy United Security Bancshares Stock

June 8, 2023 | finance.yahoo.com

United Security Bancshares Appoints New Member to Board of Directors

May 11, 2023 | finance.yahoo.com

United Security Bancshares' (NASDAQ:UBFO) top owners are individual investors with 51% stake, while 31% is held by institutions

April 26, 2023 | finance.yahoo.com

United Security Bancshares Reports First Quarter 2023 Net Income of $6.1 Million

February 28, 2023 | seekingalpha.com

United Security Bancshares Undervalued As Higher Profitability Goes Unnoticed

February 22, 2023 | seekingalpha.com

UBFO United Security Bancshares

January 26, 2023 | msn.com

United Security Bancshares GAAP EPS of $0.31, revenue of $14.53M

November 9, 2022 | benzinga.com

Short Volatility Alert: United Security Bancshares

October 20, 2022 | seekingalpha.com

United Security Bancshares GAAP EPS of $0.26, revenue of $13.12M

October 19, 2022 | finance.yahoo.com

United Security Bancshares Reports 3rd Quarter 2022 Financial Results

October 4, 2022 | msn.com

United Security's Ex-Dividend Date Is Friday, Here's What You Need To Know

September 3, 2022 | nasdaq.com

Shareholders in United Security Bancshares (NASDAQ:UBFO) are in the red if they invested three years ago

August 22, 2022 | finance.yahoo.com

United Security Bancshares (UBFO)

August 4, 2022 | finance.yahoo.com

United Security Bancshares (NASDAQ:UBFO) shareholders have endured a 18% loss from investing in the stock three years ago

July 20, 2022 | finance.yahoo.com

United Security Bancshares Reports 2nd Quarter 2022 Financial Results

May 30, 2022 | thestreet.com

United Security Bancshares

May 9, 2022 | finance.yahoo.com

Do Institutions Own United Security Bancshares (NASDAQ:UBFO) Shares?

See More Headlines

Receive UBFO Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for United Security Bancshares and its competitors with MarketBeat's FREE daily newsletter.

Company Calendar

Ex-Dividend for 10/25 Dividend: 10/06/2023
Dividend Payable: 10/25/2023
Last Earnings: 10/30/2023
Today: 12/03/2023
Fiscal Year End: 12/31/2023
Next Earnings (Estimated): 1/25/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: National commercial banks
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:UBFO
CUSIP: N/A
CIK: 1137547
Web: www.unitedsecuritybank.com
Phone: (559) 248-4943
Fax: 559-248-5088
Employees: 117
Year Founded: N/A

Profitability

EPS (Most Recent Fiscal Year): $1.16
Trailing P/E Ratio: 6.89
Forward P/E Ratio: N/A
P/E Growth: N/A
Net Income: $15.69 million
Net Margins: 31.16%
Pretax Margin: 43.87%
Return on Equity: 17.31%
Return on Assets: 1.54%

Debt

Debt-to-Equity Ratio: 1.33
Current Ratio: 1.01
Quick Ratio: 1.01

Sales & Book Value

Annual Sales: $54.40 million
Price / Sales: 2.52
Cash Flow: $1.00 per share
Price / Cash Flow: 8.01
Book Value: $6.71 per share
Price / Book: 1.19

Miscellaneous

Outstanding Shares: 17,140,000
Free Float: 13,849,000
Market Cap: $136.95 million
Optionable: Not Optionable
Beta: 0.63

Ten Starter Stocks For Beginners to Buy Now

Just getting into the stock market? These 10 simple stocks can help beginning investors build long-term wealth without knowing options, technicals, or other advanced strategies.

Get This Free Report

Key Executives

Mr. Dennis R. Woods M.D. (Age 75)
Chairman, President & CEO
Comp: $793.22k
Mr. William M. Yarbenet (Age 65)
Senior VP & Chief Credit Officer
Comp: $366.33k
Mr. Robert C. Oberg (Age 63)
Senior VP & Chief Risk Officer
Comp: $300.18k
Ms. Susan Quigley CPA (Age 77)
Secretary & Independent Director
Comp: $14.96k
Mr. David A. Kinross (Age 59)
Senior VP & CFO
Mr. David L. Eytcheson (Age 82)
Senior VP & COO
Comp: $294.65k
Dana C. Paull
VP & Compliance Manager
Ms. Ellie M. Rosenberg
VP & Human Resource Director
Hiren Patel
VP & Controller

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

UBFO Stock Analysis - Frequently Asked Questions

How have UBFO shares performed in 2023?: United Security Bancshares' stock was trading at $7.31 at the start of the year. Since then, UBFO shares have increased by 9.3% and is now trading at $7.99.
View the best growth stocks for 2023 here.
When is United Security Bancshares' next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Thursday, January 25th 2024.
View our UBFO earnings forecast.
How were United Security Bancshares' earnings last quarter?: United Security Bancshares (NASDAQ:UBFO) announced its earnings results on Monday, October, 30th. The financial services provider reported $0.23 earnings per share for the quarter. The financial services provider earned $12.04 million during the quarter. United Security Bancshares had a net margin of 31.16% and a trailing twelve-month return on equity of 17.31%.
How often does United Security Bancshares pay dividends? What is the dividend yield for United Security Bancshares?: United Security Bancshares announced a quarterly dividend on Tuesday, September 26th. Investors of record on Tuesday, October 10th will be paid a dividend of $0.12 per share on Wednesday, October 25th. This represents a $0.48 annualized dividend and a yield of 6.01%. The ex-dividend date is Friday, October 6th.
Read our dividend analysis for UBFO.
Is United Security Bancshares a good dividend stock?: United Security Bancshares (NASDAQ:UBFO) pays an annual dividend of $0.48 per share and currently has a dividend yield of 5.99%. UBFO has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%.
Read our dividend analysis for UBFO.

What is Dennis R. Woods' approval rating as United Security Bancshares' CEO?: 3 employees have rated United Security Bancshares Chief Executive Officer Dennis R. Woods on Glassdoor.com. Dennis R. Woods has an approval rating of 46% among the company's employees. This puts Dennis R. Woods in the bottom 25% of approval ratings compared to other CEOs of publicly-traded companies.
What other stocks do shareholders of United Security Bancshares own?: Based on aggregate information from My MarketBeat watchlists, some companies that other United Security Bancshares investors own include Ford Motor (F), Energy Transfer (ET), Huntington Bancshares (HBAN), KeyCorp (KEY), People's United Financial (PBCT), TC Energy (TRP), Wells Fargo & Company (WFC), Apple Hospitality REIT (APLE) and
Who are United Security Bancshares' major shareholders?: United Security Bancshares' stock is owned by many different institutional and retail investors. Top institutional investors include Bridgewealth Advisory Group LLC (6.98%), EJF Capital LLC (0.49%), Kennedy Capital Management LLC (0.34%), Kestra Private Wealth Services LLC (0.20%), O Shaughnessy Asset Management LLC (0.19%) and Barclays PLC (0.17%). Insiders that own company stock include Benjamin Mackovak, Brian Tkacz, David L Eytcheson, Dennis R Woods, G Thompson Ellithorpe, Heather Hammack, Jagroop Gill, Kenneth D Newby, Robert C Oberg Jr, Thomas G Walker and William M Yarbenet.
View institutional ownership trends.
How do I buy shares of United Security Bancshares?: Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

This page (NASDAQ:UBFO) was last updated on 12/3/2023 by MarketBeat.com Staff

Get 30 Days of MarketBeat All Access Free

Best-in-Class Portfolio Monitoring
View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio.
Stock Ideas and Recommendations
Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report.
Advanced Stock Screeners and Research Tools
Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis.

Start Your 30-Day Free Trial