Question 1

Do analysts prefer SMBK or BUSE?

Accepted Answer

SmartFinancial presently has a consensus target price of $50.42, suggesting a potential upside of 0.29%. First Busey has a consensus target price of $31.00, suggesting a potential upside of 6.42%. Given First Busey's higher possible upside, analysts clearly believe First Busey is more favorable than SmartFinancial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SmartFinancial 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.57 First Busey 0 Sell rating(s) 4 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.43

Question 2

Is SMBK or BUSE a better dividend stock?

Accepted Answer

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.6%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. First Busey pays out 43.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 3

Which has higher valuation & earnings, SMBK or BUSE?

Accepted Answer

First Busey has higher revenue and earnings than SmartFinancial. First Busey is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio SmartFinancial $210.19M 4.09 $36.14M $3.39 14.83 First Busey $1.04B 2.30 $135.26M $2.42 12.04

Question 4

Do insiders & institutionals have more ownership in SMBK or BUSE?

Accepted Answer

58.8% of SmartFinancial shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 6.9% of SmartFinancial shares are held by insiders. Comparatively, 3.8% of First Busey shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Question 5

Is SMBK or BUSE more profitable?

Accepted Answer

First Busey has a net margin of 21.00% compared to SmartFinancial's net margin of 12.67%. First Busey's return on equity of 10.48% beat SmartFinancial's return on equity. Company Net Margins Return on Equity Return on Assets SmartFinancial 12.67% 7.33% 0.71% First Busey 21.00% 10.48% 1.40%

Question 6

Which has more risk and volatility, SMBK or BUSE?

Accepted Answer

SmartFinancial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, First Busey has a beta of 0.75, meaning that its share price is 25% less volatile than the broader market.

Question 7

Does the media refer more to SMBK or BUSE?

Accepted Answer

In the previous week, First Busey had 1 more articles in the media than SmartFinancial. MarketBeat recorded 3 mentions for First Busey and 2 mentions for SmartFinancial. First Busey's average media sentiment score of 0.96 beat SmartFinancial's score of 0.00 indicating that First Busey is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SmartFinancial 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral First Busey 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 8

Do analysts recommend SMBK or CCNE?

Accepted Answer

SmartFinancial presently has a consensus target price of $50.42, suggesting a potential upside of 0.29%. CNB Financial has a consensus target price of $37.00, suggesting a potential upside of 9.53%. Given CNB Financial's stronger consensus rating and higher probable upside, analysts plainly believe CNB Financial is more favorable than SmartFinancial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SmartFinancial 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.57 CNB Financial 0 Sell rating(s) 2 Hold rating(s) 4 Buy rating(s) 1 Strong Buy rating(s) 2.86

Question 9

Is SMBK or CCNE a better dividend stock?

Accepted Answer

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.2%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. CNB Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and CNB Financial has increased its dividend for 1 consecutive years.

Question 10

Which has preferable valuation and earnings, SMBK or CCNE?

Accepted Answer

CNB Financial has higher revenue and earnings than SmartFinancial. CNB Financial is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio SmartFinancial $210.19M 4.09 $36.14M $3.39 14.83 CNB Financial $432.51M 2.31 $66.13M $3.11 10.86

Question 11

Do insiders and institutionals have more ownership in SMBK or CCNE?

Accepted Answer

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by company insiders. Comparatively, 2.9% of CNB Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Question 12

Is SMBK or CCNE more profitable?

Accepted Answer

CNB Financial has a net margin of 19.37% compared to SmartFinancial's net margin of 12.67%. CNB Financial's return on equity of 12.85% beat SmartFinancial's return on equity. Company Net Margins Return on Equity Return on Assets SmartFinancial 12.67% 7.33% 0.71% CNB Financial 19.37% 12.85% 1.26%

Question 13

Which has more volatility & risk, SMBK or CCNE?

Accepted Answer

SmartFinancial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, CNB Financial has a beta of 0.62, meaning that its share price is 38% less volatile than the broader market.

Question 14

Does the media refer more to SMBK or CCNE?

Accepted Answer

In the previous week, CNB Financial had 5 more articles in the media than SmartFinancial. MarketBeat recorded 7 mentions for CNB Financial and 2 mentions for SmartFinancial. CNB Financial's average media sentiment score of 0.98 beat SmartFinancial's score of 0.00 indicating that CNB Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SmartFinancial 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral CNB Financial 1 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 15

Do analysts recommend EFSC or SMBK?

Accepted Answer

Enterprise Financial Services presently has a consensus target price of $70.00, suggesting a potential upside of 18.36%. SmartFinancial has a consensus target price of $50.42, suggesting a potential upside of 0.29%. Given Enterprise Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Enterprise Financial Services is more favorable than SmartFinancial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Enterprise Financial Services 0 Sell rating(s) 2 Hold rating(s) 4 Buy rating(s) 1 Strong Buy rating(s) 2.86 SmartFinancial 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.57

Question 16

Is EFSC or SMBK a better dividend stock?

Accepted Answer

Enterprise Financial Services pays an annual dividend of $1.40 per share and has a dividend yield of 2.4%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Enterprise Financial Services pays out 27.8% of its earnings in the form of a dividend. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Enterprise Financial Services has raised its dividend for 11 consecutive years and SmartFinancial has raised its dividend for 3 consecutive years. Enterprise Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 17

Which has preferable earnings & valuation, EFSC or SMBK?

Accepted Answer

Enterprise Financial Services has higher revenue and earnings than SmartFinancial. Enterprise Financial Services is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Enterprise Financial Services $1.00B 2.14 $201.37M $5.03 11.76 SmartFinancial $210.19M 4.09 $36.14M $3.39 14.83

Question 18

Do institutionals and insiders believe in EFSC or SMBK?

Accepted Answer

72.2% of Enterprise Financial Services shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 2.2% of Enterprise Financial Services shares are owned by company insiders. Comparatively, 6.9% of SmartFinancial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Question 19

Is EFSC or SMBK more profitable?

Accepted Answer

Enterprise Financial Services has a net margin of 18.72% compared to SmartFinancial's net margin of 12.67%. Enterprise Financial Services' return on equity of 9.70% beat SmartFinancial's return on equity. Company Net Margins Return on Equity Return on Assets Enterprise Financial Services 18.72% 9.70% 1.11% SmartFinancial 12.67% 7.33% 0.71%

Question 20

Which has more volatility and risk, EFSC or SMBK?

Accepted Answer

Enterprise Financial Services has a beta of 0.82, indicating that its share price is 18% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market.

Question 21

Does the media refer more to EFSC or SMBK?

Accepted Answer

In the previous week, Enterprise Financial Services had 2 more articles in the media than SmartFinancial. MarketBeat recorded 4 mentions for Enterprise Financial Services and 2 mentions for SmartFinancial. Enterprise Financial Services' average media sentiment score of 0.56 beat SmartFinancial's score of 0.00 indicating that Enterprise Financial Services is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Enterprise Financial Services 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SmartFinancial 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Question 22

Do analysts recommend SMBK or FMBH?

Accepted Answer

SmartFinancial presently has a consensus target price of $50.42, suggesting a potential upside of 0.29%. First Mid Bancshares has a consensus target price of $54.63, suggesting a potential upside of 11.82%. Given First Mid Bancshares' higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than SmartFinancial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SmartFinancial 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.57 First Mid Bancshares 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 23

Is SMBK or FMBH a better dividend stock?

Accepted Answer

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has raised its dividend for 3 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

Question 24

Which has better valuation & earnings, SMBK or FMBH?

Accepted Answer

First Mid Bancshares has higher revenue and earnings than SmartFinancial. First Mid Bancshares is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio SmartFinancial $210.19M 4.09 $36.14M $3.39 14.83 First Mid Bancshares $466.04M 2.79 $91.75M $4.03 12.12

Question 25

Do insiders & institutionals have more ownership in SMBK or FMBH?

Accepted Answer

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Question 26

Is SMBK or FMBH more profitable?

Accepted Answer

First Mid Bancshares has a net margin of 19.76% compared to SmartFinancial's net margin of 12.67%. First Mid Bancshares' return on equity of 10.86% beat SmartFinancial's return on equity. Company Net Margins Return on Equity Return on Assets SmartFinancial 12.67% 7.33% 0.71% First Mid Bancshares 19.76% 10.86% 1.29%

Question 27

Which has more risk and volatility, SMBK or FMBH?

Accepted Answer

SmartFinancial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, meaning that its share price is 20% less volatile than the broader market.

Question 28

Does the media prefer SMBK or FMBH?

Accepted Answer

In the previous week, SmartFinancial and SmartFinancial both had 2 articles in the media. First Mid Bancshares' average media sentiment score of 1.03 beat SmartFinancial's score of 0.00 indicating that First Mid Bancshares is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SmartFinancial 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral First Mid Bancshares 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 29

Do analysts recommend SMBK or MBWM?

Accepted Answer

SmartFinancial currently has a consensus price target of $50.42, indicating a potential upside of 0.29%. Mercantile Bank has a consensus price target of $62.00, indicating a potential upside of 6.84%. Given Mercantile Bank's stronger consensus rating and higher probable upside, analysts clearly believe Mercantile Bank is more favorable than SmartFinancial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SmartFinancial 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.57 Mercantile Bank 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.67

Question 30

Is SMBK or MBWM a better dividend stock?

Accepted Answer

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Mercantile Bank pays an annual dividend of $1.60 per share and has a dividend yield of 2.8%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Mercantile Bank pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has raised its dividend for 3 consecutive years and Mercantile Bank has raised its dividend for 14 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 31

Which has preferable valuation & earnings, SMBK or MBWM?

Accepted Answer

Mercantile Bank has higher revenue and earnings than SmartFinancial. Mercantile Bank is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio SmartFinancial $210.19M 4.09 $36.14M $3.39 14.83 Mercantile Bank $371.80M 2.70 $88.75M $5.68 10.22

Question 32

Do institutionals & insiders hold more shares of SMBK or MBWM?

Accepted Answer

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by insiders. Comparatively, 2.5% of Mercantile Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Question 33

Is SMBK or MBWM more profitable?

Accepted Answer

Mercantile Bank has a net margin of 24.75% compared to SmartFinancial's net margin of 12.67%. Mercantile Bank's return on equity of 13.66% beat SmartFinancial's return on equity. Company Net Margins Return on Equity Return on Assets SmartFinancial 12.67% 7.33% 0.71% Mercantile Bank 24.75% 13.66% 1.46%

Question 34

Which has more volatility & risk, SMBK or MBWM?

Accepted Answer

SmartFinancial has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.83, meaning that its stock price is 17% less volatile than the broader market.

Question 35

Does the media prefer SMBK or MBWM?

Accepted Answer

In the previous week, Mercantile Bank had 4 more articles in the media than SmartFinancial. MarketBeat recorded 6 mentions for Mercantile Bank and 2 mentions for SmartFinancial. Mercantile Bank's average media sentiment score of 0.71 beat SmartFinancial's score of 0.00 indicating that Mercantile Bank is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SmartFinancial 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Mercantile Bank 1 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Metric	SmartFinancial	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$859.53M	$22.80B	$13.51B	$13.21B
Dividend Yield	0.72%	3.15%	6.08%	22.89%
P/E Ratio	23.49	24.42	22.33	18.97
Price / Sales	4.09	8.93	491.32	81.05
Price / Cash	12.60	14.70	44.19	53.04
Price / Book	1.86	1.32	2.70	6.03
Net Income	$36.14M	$2.60B	$1.32B	$380.34M
7 Day Performance	-1.96%	-0.96%	-0.82%	-3.04%
1 Month Performance	-3.53%	-3.28%	-2.82%	-5.16%
1 Year Performance	48.41%	21.37%	10.70%	-2.48%

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
SMBK SmartFinancial	2.1396 of 5 stars	$50.27 +0.0%	$50.42 +0.3%	+50.3%	$859.53M	$210.19M	23.49	589	News Coverage Upcoming Earnings
BUSE First Busey	3.638 of 5 stars	$29.13 -0.3%	$31.00 +6.4%	+30.1%	$2.41B	$1.04B	12.04	1,948	News Coverage
CCNE CNB Financial	3.7641 of 5 stars	$33.78 +0.2%	$37.00 +9.5%	+42.9%	$1.00B	$329.28M	10.86	950	News Coverage
EFSC Enterprise Financial Services	4.866 of 5 stars	$59.14 -0.6%	$70.00 +18.4%	+8.2%	$2.14B	$643.45M	11.76	1,418
FMBH First Mid Bancshares	3.419 of 5 stars	$48.85 -0.7%	$54.63 +11.8%	+38.8%	$1.30B	$466.04M	12.12	1,170

SmartFinancial (SMBK) Competitors

SMBK vs. BUSE, CCNE, EFSC, FMBH, and MBWM

How does SmartFinancial compare to First Busey?

Summary

How does SmartFinancial compare to CNB Financial?

Summary

How does SmartFinancial compare to Enterprise Financial Services?

Summary

How does SmartFinancial compare to First Mid Bancshares?

Summary

How does SmartFinancial compare to Mercantile Bank?

Summary

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Media Sentiment Over Time

SMBK vs. The Competition

SmartFinancial Competitors List

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SmartFinancial (SMBK) Competitors

SMBK vs. BUSE, CCNE, EFSC, FMBH, and MBWM

How does SmartFinancial compare to First Busey?

Do analysts prefer SMBK or BUSE?

Does the media refer more to SMBK or BUSE?

Which has more risk and volatility, SMBK or BUSE?

Is SMBK or BUSE more profitable?

Is SMBK or BUSE a better dividend stock?

Which has higher valuation & earnings, SMBK or BUSE?

Do insiders & institutionals have more ownership in SMBK or BUSE?

Summary

How does SmartFinancial compare to CNB Financial?

Does the media refer more to SMBK or CCNE?

Is SMBK or CCNE a better dividend stock?

Is SMBK or CCNE more profitable?

Which has preferable valuation and earnings, SMBK or CCNE?

Do analysts recommend SMBK or CCNE?

Which has more volatility & risk, SMBK or CCNE?

Do insiders and institutionals have more ownership in SMBK or CCNE?

Summary

How does SmartFinancial compare to Enterprise Financial Services?

Do analysts recommend EFSC or SMBK?

Is EFSC or SMBK a better dividend stock?

Does the media refer more to EFSC or SMBK?

Do institutionals and insiders believe in EFSC or SMBK?

Which has preferable earnings & valuation, EFSC or SMBK?

Is EFSC or SMBK more profitable?

Which has more volatility and risk, EFSC or SMBK?

Summary

How does SmartFinancial compare to First Mid Bancshares?

Which has better valuation & earnings, SMBK or FMBH?

Is SMBK or FMBH a better dividend stock?

Does the media prefer SMBK or FMBH?

Is SMBK or FMBH more profitable?

Do insiders & institutionals have more ownership in SMBK or FMBH?

Do analysts recommend SMBK or FMBH?

Which has more risk and volatility, SMBK or FMBH?

Summary

How does SmartFinancial compare to Mercantile Bank?

Which has preferable valuation & earnings, SMBK or MBWM?

Is SMBK or MBWM a better dividend stock?

Does the media prefer SMBK or MBWM?

Is SMBK or MBWM more profitable?

Do institutionals & insiders hold more shares of SMBK or MBWM?

Do analysts recommend SMBK or MBWM?

Which has more volatility & risk, SMBK or MBWM?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

SMBK vs. The Competition

SmartFinancial Competitors List

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Stock Ideas and Recommendations

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