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SmartFinancial (SMBK) Competitors

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$48.67 +1.00 (+2.10%)
As of 11:25 AM Eastern
This is a fair market value price provided by Massive. Learn more.

SMBK vs. BUSE, CCNE, EFSC, FMBH, and IBCP

Should you buy SmartFinancial stock or one of its competitors? MarketBeat compares SmartFinancial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with SmartFinancial include First Busey (BUSE), CNB Financial (CCNE), Enterprise Financial Services (EFSC), First Mid Bancshares (FMBH), and Independent Bank (IBCP). These companies are all part of the "finance" sector.

How does SmartFinancial compare to First Busey?

First Busey (NASDAQ:BUSE) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, dividends, media sentiment, institutional ownership, profitability, valuation and earnings.

First Busey has higher revenue and earnings than SmartFinancial. First Busey is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.40$135.26M$2.2513.15
SmartFinancial$203.48M4.09$36.14M$3.1215.60

First Busey has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

In the previous week, First Busey had 2 more articles in the media than SmartFinancial. MarketBeat recorded 10 mentions for First Busey and 8 mentions for SmartFinancial. First Busey's average media sentiment score of 0.78 beat SmartFinancial's score of 0.34 indicating that First Busey is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
2 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SmartFinancial
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.5%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Busey pays out 46.2% of its earnings in the form of a dividend. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has raised its dividend for 10 consecutive years and SmartFinancial has raised its dividend for 3 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Busey currently has a consensus target price of $29.60, suggesting a potential upside of 0.05%. SmartFinancial has a consensus target price of $47.50, suggesting a potential downside of 2.41%. Given First Busey's higher possible upside, equities analysts plainly believe First Busey is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.83

First Busey has a net margin of 19.16% compared to SmartFinancial's net margin of 12.67%. First Busey's return on equity of 10.19% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey19.16% 10.19% 1.36%
SmartFinancial 12.67%7.33%0.71%

56.5% of First Busey shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 3.8% of First Busey shares are held by insiders. Comparatively, 6.9% of SmartFinancial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

First Busey beats SmartFinancial on 12 of the 20 factors compared between the two stocks.

How does SmartFinancial compare to CNB Financial?

CNB Financial (NASDAQ:CCNE) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, risk, earnings, dividends, valuation, profitability and analyst recommendations.

52.4% of CNB Financial shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 2.9% of CNB Financial shares are owned by insiders. Comparatively, 6.9% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

CNB Financial has a beta of 0.63, suggesting that its stock price is 37% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market.

CNB Financial presently has a consensus target price of $34.33, indicating a potential upside of 1.33%. SmartFinancial has a consensus target price of $47.50, indicating a potential downside of 2.41%. Given CNB Financial's higher possible upside, research analysts clearly believe CNB Financial is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.83

In the previous week, SmartFinancial had 4 more articles in the media than CNB Financial. MarketBeat recorded 8 mentions for SmartFinancial and 4 mentions for CNB Financial. SmartFinancial's average media sentiment score of 0.34 beat CNB Financial's score of 0.32 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
CNB Financial
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
SmartFinancial
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

CNB Financial has higher revenue and earnings than SmartFinancial. CNB Financial is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CNB Financial$432.51M2.32$66.13M$2.8112.06
SmartFinancial$203.48M4.09$36.14M$3.1215.60

CNB Financial has a net margin of 17.62% compared to SmartFinancial's net margin of 12.67%. CNB Financial's return on equity of 12.14% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
CNB Financial17.62% 12.14% 1.16%
SmartFinancial 12.67%7.33%0.71%

CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.2%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. CNB Financial pays out 27.0% of its earnings in the form of a dividend. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has raised its dividend for 1 consecutive years and SmartFinancial has raised its dividend for 3 consecutive years.

Summary

SmartFinancial beats CNB Financial on 12 of the 20 factors compared between the two stocks.

How does SmartFinancial compare to Enterprise Financial Services?

SmartFinancial (NASDAQ:SMBK) and Enterprise Financial Services (NASDAQ:EFSC) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, dividends, risk, institutional ownership, analyst recommendations, media sentiment, earnings and profitability.

SmartFinancial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market. Comparatively, Enterprise Financial Services has a beta of 0.79, meaning that its share price is 21% less volatile than the broader market.

In the previous week, SmartFinancial had 3 more articles in the media than Enterprise Financial Services. MarketBeat recorded 8 mentions for SmartFinancial and 5 mentions for Enterprise Financial Services. SmartFinancial's average media sentiment score of 0.34 beat Enterprise Financial Services' score of -0.30 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Enterprise Financial Services
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Enterprise Financial Services has a net margin of 19.81% compared to SmartFinancial's net margin of 12.67%. Enterprise Financial Services' return on equity of 10.35% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
Enterprise Financial Services 19.81%10.35%1.19%

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by company insiders. Comparatively, 2.2% of Enterprise Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

SmartFinancial currently has a consensus price target of $47.50, suggesting a potential downside of 2.41%. Enterprise Financial Services has a consensus price target of $68.50, suggesting a potential upside of 3.79%. Given Enterprise Financial Services' higher possible upside, analysts plainly believe Enterprise Financial Services is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.83
Enterprise Financial Services
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

Enterprise Financial Services has higher revenue and earnings than SmartFinancial. Enterprise Financial Services is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$203.48M4.09$36.14M$3.1215.60
Enterprise Financial Services$1.00B2.41$201.37M$5.3012.45

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Enterprise Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.1%. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Enterprise Financial Services pays out 25.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and Enterprise Financial Services has increased its dividend for 11 consecutive years. Enterprise Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Enterprise Financial Services beats SmartFinancial on 12 of the 20 factors compared between the two stocks.

How does SmartFinancial compare to First Mid Bancshares?

SmartFinancial (NASDAQ:SMBK) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, earnings, institutional ownership, media sentiment and risk.

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, SmartFinancial had 5 more articles in the media than First Mid Bancshares. MarketBeat recorded 8 mentions for SmartFinancial and 3 mentions for First Mid Bancshares. SmartFinancial's average media sentiment score of 0.34 beat First Mid Bancshares' score of 0.32 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Mid Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Mid Bancshares has higher revenue and earnings than SmartFinancial. First Mid Bancshares is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$203.48M4.09$36.14M$3.1215.60
First Mid Bancshares$355.25M3.68$91.75M$3.9712.38

SmartFinancial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.79, meaning that its share price is 21% less volatile than the broader market.

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.0%. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years.

First Mid Bancshares has a net margin of 19.95% compared to SmartFinancial's net margin of 12.67%. First Mid Bancshares' return on equity of 10.44% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
First Mid Bancshares 19.95%10.44%1.23%

SmartFinancial presently has a consensus target price of $47.50, suggesting a potential downside of 2.41%. First Mid Bancshares has a consensus target price of $49.50, suggesting a potential upside of 0.73%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.83
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

First Mid Bancshares beats SmartFinancial on 10 of the 19 factors compared between the two stocks.

How does SmartFinancial compare to Independent Bank?

SmartFinancial (NASDAQ:SMBK) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, earnings, profitability, dividends, risk, analyst recommendations and institutional ownership.

Independent Bank has a net margin of 22.02% compared to SmartFinancial's net margin of 12.67%. Independent Bank's return on equity of 14.15% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
Independent Bank 22.02%14.15%1.27%

58.8% of SmartFinancial shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 6.9% of SmartFinancial shares are held by insiders. Comparatively, 5.9% of Independent Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.1%. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Independent Bank pays out 33.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and Independent Bank has increased its dividend for 11 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Independent Bank has higher revenue and earnings than SmartFinancial. Independent Bank is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$203.48M4.09$36.14M$3.1215.60
Independent Bank$315.38M2.36$68.54M$3.3510.80

SmartFinancial has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market. Comparatively, Independent Bank has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

In the previous week, SmartFinancial had 5 more articles in the media than Independent Bank. MarketBeat recorded 8 mentions for SmartFinancial and 3 mentions for Independent Bank. Independent Bank's average media sentiment score of 0.68 beat SmartFinancial's score of 0.34 indicating that Independent Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SmartFinancial presently has a consensus target price of $47.50, indicating a potential downside of 2.41%. Independent Bank has a consensus target price of $38.33, indicating a potential upside of 5.93%. Given Independent Bank's higher probable upside, analysts plainly believe Independent Bank is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.83
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Independent Bank beats SmartFinancial on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SMBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SMBK vs. The Competition

MetricSmartFinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$832.83M$1.30B$14.35B$12.40B
Dividend Yield0.74%2.58%5.67%9.39%
P/E Ratio22.7612.4520.5424.12
Price / Sales4.092.7644.9792.58
Price / Cash12.6011.2419.2447.25
Price / Book1.801.512.266.23
Net Income$36.14M$94.47M$1.14B$331.53M
7 Day Performance4.42%0.39%0.31%-1.30%
1 Month Performance8.63%2.37%1.47%-1.40%
1 Year Performance34.67%15.37%13.19%18.15%

SmartFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SMBK
SmartFinancial
3.4604 of 5 stars
$48.67
+2.1%
$47.50
-2.4%
+31.8%$832.83M$203.48M22.76550
BUSE
First Busey
3.9652 of 5 stars
$29.31
+0.1%
$29.60
+1.0%
+21.8%$2.48B$1.04B13.031,948
CCNE
CNB Financial
3.1411 of 5 stars
$33.43
-0.7%
$34.33
+2.7%
+43.6%$990.20M$432.51M11.90760
EFSC
Enterprise Financial Services
3.505 of 5 stars
$65.29
-0.9%
$68.50
+4.9%
+14.1%$2.39B$1.00B12.321,418
FMBH
First Mid Bancshares
3.291 of 5 stars
$48.04
-0.6%
$49.50
+3.0%
+26.7%$1.28B$466.04M12.101,170

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This page (NASDAQ:SMBK) was last updated on 7/21/2026 by MarketBeat.com Staff.
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