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SmartFinancial (SMBK) Competitors

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$42.55 +0.28 (+0.66%)
Closing price 06/8/2026 03:59 PM Eastern
Extended Trading
$42.56 +0.00 (+0.01%)
As of 06/8/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

SMBK vs. BUSE, CCNE, EFSC, FMBH, and FRME

Should you buy SmartFinancial stock or one of its competitors? MarketBeat compares SmartFinancial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with SmartFinancial include First Busey (BUSE), CNB Financial (CCNE), Enterprise Financial Services (EFSC), First Mid Bancshares (FMBH), and First Merchants (FRME). These companies are all part of the "finance" sector.

How does SmartFinancial compare to First Busey?

First Busey (NASDAQ:BUSE) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, dividends, risk and media sentiment.

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.7%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.8%. First Busey pays out 46.2% of its earnings in the form of a dividend. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and SmartFinancial has increased its dividend for 3 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Busey currently has a consensus price target of $27.50, indicating a potential downside of 1.15%. SmartFinancial has a consensus price target of $45.88, indicating a potential upside of 7.81%. Given SmartFinancial's stronger consensus rating and higher possible upside, analysts clearly believe SmartFinancial is more favorable than First Busey.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

56.5% of First Busey shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 3.8% of First Busey shares are held by insiders. Comparatively, 6.9% of SmartFinancial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

First Busey has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market.

First Busey has a net margin of 19.16% compared to SmartFinancial's net margin of 12.67%. First Busey's return on equity of 10.19% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey19.16% 10.19% 1.36%
SmartFinancial 12.67%7.33%0.71%

First Busey has higher revenue and earnings than SmartFinancial. First Busey is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.25$135.26M$2.2512.36
SmartFinancial$203.48M3.58$36.14M$3.1213.64

In the previous week, SmartFinancial had 2 more articles in the media than First Busey. MarketBeat recorded 4 mentions for SmartFinancial and 2 mentions for First Busey. SmartFinancial's average media sentiment score of 1.32 beat First Busey's score of 0.25 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
SmartFinancial
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

SmartFinancial beats First Busey on 11 of the 19 factors compared between the two stocks.

How does SmartFinancial compare to CNB Financial?

CNB Financial (NASDAQ:CCNE) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, earnings, risk, valuation, profitability, institutional ownership and dividends.

52.4% of CNB Financial shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 2.9% of CNB Financial shares are owned by company insiders. Comparatively, 6.9% of SmartFinancial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

CNB Financial has higher revenue and earnings than SmartFinancial. CNB Financial is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CNB Financial$432.51M2.15$66.13M$2.8111.16
SmartFinancial$203.48M3.58$36.14M$3.1213.64

CNB Financial has a net margin of 17.62% compared to SmartFinancial's net margin of 12.67%. CNB Financial's return on equity of 12.14% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
CNB Financial17.62% 12.14% 1.16%
SmartFinancial 12.67%7.33%0.71%

In the previous week, SmartFinancial had 1 more articles in the media than CNB Financial. MarketBeat recorded 4 mentions for SmartFinancial and 3 mentions for CNB Financial. SmartFinancial's average media sentiment score of 1.32 beat CNB Financial's score of 0.33 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
CNB Financial
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
SmartFinancial
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

CNB Financial presently has a consensus price target of $34.33, indicating a potential upside of 9.45%. SmartFinancial has a consensus price target of $45.88, indicating a potential upside of 7.81%. Given CNB Financial's stronger consensus rating and higher possible upside, research analysts clearly believe CNB Financial is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

CNB Financial has a beta of 0.64, suggesting that its stock price is 36% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market.

CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.4%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.8%. CNB Financial pays out 27.0% of its earnings in the form of a dividend. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has increased its dividend for 1 consecutive years and SmartFinancial has increased its dividend for 3 consecutive years.

Summary

SmartFinancial beats CNB Financial on 10 of the 19 factors compared between the two stocks.

How does SmartFinancial compare to Enterprise Financial Services?

SmartFinancial (NASDAQ:SMBK) and Enterprise Financial Services (NASDAQ:EFSC) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, dividends, valuation, profitability, risk, analyst recommendations, media sentiment and institutional ownership.

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by company insiders. Comparatively, 2.2% of Enterprise Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

SmartFinancial currently has a consensus target price of $45.88, suggesting a potential upside of 7.81%. Enterprise Financial Services has a consensus target price of $66.00, suggesting a potential upside of 6.76%. Given SmartFinancial's higher possible upside, equities research analysts plainly believe SmartFinancial is more favorable than Enterprise Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
Enterprise Financial Services
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.8%. Enterprise Financial Services pays an annual dividend of $1.32 per share and has a dividend yield of 2.1%. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Enterprise Financial Services pays out 24.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has raised its dividend for 3 consecutive years and Enterprise Financial Services has raised its dividend for 11 consecutive years. Enterprise Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Enterprise Financial Services has a net margin of 19.81% compared to SmartFinancial's net margin of 12.67%. Enterprise Financial Services' return on equity of 10.35% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
Enterprise Financial Services 19.81%10.35%1.19%

SmartFinancial has a beta of 0.72, meaning that its share price is 28% less volatile than the broader market. Comparatively, Enterprise Financial Services has a beta of 0.8, meaning that its share price is 20% less volatile than the broader market.

In the previous week, SmartFinancial had 3 more articles in the media than Enterprise Financial Services. MarketBeat recorded 4 mentions for SmartFinancial and 1 mentions for Enterprise Financial Services. SmartFinancial's average media sentiment score of 1.32 beat Enterprise Financial Services' score of 0.98 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Enterprise Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Enterprise Financial Services has higher revenue and earnings than SmartFinancial. Enterprise Financial Services is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$203.48M3.58$36.14M$3.1213.64
Enterprise Financial Services$1.00B2.26$201.37M$5.3011.66

Summary

Enterprise Financial Services beats SmartFinancial on 12 of the 20 factors compared between the two stocks.

How does SmartFinancial compare to First Mid Bancshares?

SmartFinancial (NASDAQ:SMBK) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, dividends, valuation, risk, profitability, earnings and analyst recommendations.

In the previous week, SmartFinancial had 3 more articles in the media than First Mid Bancshares. MarketBeat recorded 4 mentions for SmartFinancial and 1 mentions for First Mid Bancshares. SmartFinancial's average media sentiment score of 1.32 beat First Mid Bancshares' score of 0.29 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Mid Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

SmartFinancial has a beta of 0.72, meaning that its share price is 28% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, meaning that its share price is 20% less volatile than the broader market.

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.8%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.2%. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years.

SmartFinancial presently has a consensus price target of $45.88, suggesting a potential upside of 7.81%. First Mid Bancshares has a consensus price target of $49.50, suggesting a potential upside of 9.90%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Mid Bancshares has higher revenue and earnings than SmartFinancial. First Mid Bancshares is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$203.48M3.58$36.14M$3.1213.64
First Mid Bancshares$466.04M2.57$91.75M$3.9711.35

First Mid Bancshares has a net margin of 19.95% compared to SmartFinancial's net margin of 12.67%. First Mid Bancshares' return on equity of 10.44% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
First Mid Bancshares 19.95%10.44%1.23%

Summary

First Mid Bancshares beats SmartFinancial on 10 of the 19 factors compared between the two stocks.

How does SmartFinancial compare to First Merchants?

SmartFinancial (NASDAQ:SMBK) and First Merchants (NASDAQ:FRME) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, institutional ownership, earnings, media sentiment, dividends, valuation, analyst recommendations and profitability.

First Merchants has higher revenue and earnings than SmartFinancial. First Merchants is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$203.48M3.58$36.14M$3.1213.64
First Merchants$1.05B2.40$226M$3.4011.77

SmartFinancial has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.85, suggesting that its share price is 15% less volatile than the broader market.

First Merchants has a net margin of 18.87% compared to SmartFinancial's net margin of 12.67%. First Merchants' return on equity of 9.58% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
First Merchants 18.87%9.58%1.21%

In the previous week, First Merchants had 1 more articles in the media than SmartFinancial. MarketBeat recorded 5 mentions for First Merchants and 4 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.32 beat First Merchants' score of 0.55 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Merchants
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.8%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.7%. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. First Merchants pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and First Merchants has increased its dividend for 13 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

SmartFinancial presently has a consensus target price of $45.88, suggesting a potential upside of 7.81%. First Merchants has a consensus target price of $48.33, suggesting a potential upside of 20.77%. Given First Merchants' higher probable upside, analysts clearly believe First Merchants is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 73.9% of First Merchants shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by insiders. Comparatively, 1.8% of First Merchants shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

First Merchants beats SmartFinancial on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SMBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SMBK vs. The Competition

MetricSmartFinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$727.54M$1.25B$13.56B$11.99B
Dividend Yield0.86%2.69%5.80%5.57%
P/E Ratio19.8811.8719.9023.74
Price / Sales3.582.77139.71108.39
Price / Cash12.6011.2019.1537.25
Price / Book1.571.442.196.78
Net Income$36.14M$94.47M$1.13B$337.51M
7 Day Performance2.27%1.24%-0.55%-2.34%
1 Month Performance0.73%-0.84%-0.61%1.88%
1 Year Performance30.85%13.70%10.40%25.55%

SmartFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SMBK
SmartFinancial
4.4609 of 5 stars
$42.55
+0.7%
$45.88
+7.8%
+31.2%$727.54M$203.48M19.88550
BUSE
First Busey
3.9249 of 5 stars
$27.43
+1.2%
$27.50
+0.3%
+22.4%$2.32B$790.86M12.191,948
CCNE
CNB Financial
4.4077 of 5 stars
$30.76
+2.0%
$34.33
+11.6%
+42.7%$911.42M$432.51M10.95760
EFSC
Enterprise Financial Services
3.7758 of 5 stars
$60.76
+1.8%
$66.00
+8.6%
+16.9%$2.22B$1.00B11.461,418
FMBH
First Mid Bancshares
3.7493 of 5 stars
$44.26
+2.1%
$49.50
+11.8%
+24.7%$1.18B$355.25M11.151,170

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This page (NASDAQ:SMBK) was last updated on 6/9/2026 by MarketBeat.com Staff.
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