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SmartFinancial (SMBK) Competitors

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$50.04 -0.89 (-1.75%)
Closing price 03:59 PM Eastern
Extended Trading
$49.96 -0.09 (-0.17%)
As of 04:20 PM Eastern
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SMBK vs. BUSE, CCNE, EFSC, FMBH, and MBWM

Should you buy SmartFinancial stock or one of its competitors? SmartFinancial's main competitors and comparable companies include First Busey (BUSE), CNB Financial (CCNE), Enterprise Financial Services (EFSC), First Mid Bancshares (FMBH), and Mercantile Bank (MBWM). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does SmartFinancial compare to First Busey?

First Busey (NASDAQ:BUSE) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, earnings, profitability, media sentiment, analyst recommendations and risk.

First Busey has higher revenue and earnings than SmartFinancial. First Busey is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.34$135.26M$2.4212.25
SmartFinancial$210.19M4.07$36.14M$3.3914.76

56.5% of First Busey shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 3.8% of First Busey shares are held by company insiders. Comparatively, 6.9% of SmartFinancial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

First Busey has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.68, meaning that its stock price is 32% less volatile than the broader market.

First Busey has a net margin of 21.00% compared to SmartFinancial's net margin of 12.67%. First Busey's return on equity of 10.48% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey21.00% 10.48% 1.40%
SmartFinancial 12.67%7.33%0.71%

In the previous week, First Busey and First Busey both had 1 articles in the media. SmartFinancial's average media sentiment score of 0.93 beat First Busey's score of 0.50 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SmartFinancial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.5%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Busey pays out 43.0% of its earnings in the form of a dividend. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and SmartFinancial has increased its dividend for 3 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Busey presently has a consensus price target of $32.00, indicating a potential upside of 7.96%. SmartFinancial has a consensus price target of $50.42, indicating a potential upside of 0.75%. Given First Busey's higher probable upside, equities analysts clearly believe First Busey is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

Summary

First Busey beats SmartFinancial on 10 of the 18 factors compared between the two stocks.

How does SmartFinancial compare to CNB Financial?

SmartFinancial (NASDAQ:SMBK) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, valuation, profitability, dividends, analyst recommendations, risk, earnings and institutional ownership.

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by insiders. Comparatively, 2.9% of CNB Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

CNB Financial has higher revenue and earnings than SmartFinancial. CNB Financial is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$210.19M4.07$36.14M$3.3914.76
CNB Financial$432.51M2.29$66.13M$3.1110.75

CNB Financial has a net margin of 19.37% compared to SmartFinancial's net margin of 12.67%. CNB Financial's return on equity of 12.85% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
CNB Financial 19.37%12.85%1.26%

In the previous week, SmartFinancial and SmartFinancial both had 1 articles in the media. CNB Financial's average media sentiment score of 1.02 beat SmartFinancial's score of 0.93 indicating that CNB Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
CNB Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.3%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. CNB Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and CNB Financial has increased its dividend for 1 consecutive years.

SmartFinancial currently has a consensus price target of $50.42, suggesting a potential upside of 0.75%. CNB Financial has a consensus price target of $36.75, suggesting a potential upside of 9.93%. Given CNB Financial's stronger consensus rating and higher probable upside, analysts clearly believe CNB Financial is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

SmartFinancial has a beta of 0.68, indicating that its share price is 32% less volatile than the broader market. Comparatively, CNB Financial has a beta of 0.61, indicating that its share price is 39% less volatile than the broader market.

Summary

CNB Financial beats SmartFinancial on 10 of the 18 factors compared between the two stocks.

How does SmartFinancial compare to Enterprise Financial Services?

Enterprise Financial Services (NASDAQ:EFSC) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, media sentiment, profitability, earnings and risk.

In the previous week, Enterprise Financial Services had 8 more articles in the media than SmartFinancial. MarketBeat recorded 9 mentions for Enterprise Financial Services and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 0.93 beat Enterprise Financial Services' score of 0.43 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enterprise Financial Services
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral
SmartFinancial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Enterprise Financial Services has a net margin of 18.72% compared to SmartFinancial's net margin of 12.67%. Enterprise Financial Services' return on equity of 9.70% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
Enterprise Financial Services18.72% 9.70% 1.11%
SmartFinancial 12.67%7.33%0.71%

Enterprise Financial Services has higher revenue and earnings than SmartFinancial. Enterprise Financial Services is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enterprise Financial Services$1.00B2.16$201.37M$5.0311.90
SmartFinancial$210.19M4.07$36.14M$3.3914.76

Enterprise Financial Services pays an annual dividend of $1.40 per share and has a dividend yield of 2.3%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Enterprise Financial Services pays out 27.8% of its earnings in the form of a dividend. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Enterprise Financial Services has increased its dividend for 11 consecutive years and SmartFinancial has increased its dividend for 3 consecutive years. Enterprise Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Enterprise Financial Services presently has a consensus price target of $70.00, indicating a potential upside of 16.96%. SmartFinancial has a consensus price target of $50.42, indicating a potential upside of 0.75%. Given Enterprise Financial Services' stronger consensus rating and higher probable upside, research analysts clearly believe Enterprise Financial Services is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enterprise Financial Services
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

Enterprise Financial Services has a beta of 0.78, meaning that its share price is 22% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.68, meaning that its share price is 32% less volatile than the broader market.

72.2% of Enterprise Financial Services shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 2.2% of Enterprise Financial Services shares are held by company insiders. Comparatively, 6.9% of SmartFinancial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Enterprise Financial Services beats SmartFinancial on 14 of the 20 factors compared between the two stocks.

How does SmartFinancial compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, media sentiment, institutional ownership, earnings, risk, valuation, dividends and analyst recommendations.

First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 3 consecutive years and SmartFinancial has raised its dividend for 3 consecutive years.

First Mid Bancshares has a beta of 0.78, meaning that its share price is 22% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.68, meaning that its share price is 32% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than SmartFinancial. First Mid Bancshares is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M2.78$91.75M$4.0312.09
SmartFinancial$210.19M4.07$36.14M$3.3914.76

First Mid Bancshares currently has a consensus price target of $54.63, indicating a potential upside of 12.14%. SmartFinancial has a consensus price target of $50.42, indicating a potential upside of 0.75%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

In the previous week, First Mid Bancshares and First Mid Bancshares both had 1 articles in the media. SmartFinancial's average media sentiment score of 0.93 beat First Mid Bancshares' score of 0.00 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Mid Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
SmartFinancial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Mid Bancshares has a net margin of 19.76% compared to SmartFinancial's net margin of 12.67%. First Mid Bancshares' return on equity of 10.86% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.76% 10.86% 1.29%
SmartFinancial 12.67%7.33%0.71%

47.6% of First Mid Bancshares shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 6.0% of First Mid Bancshares shares are owned by insiders. Comparatively, 6.9% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

First Mid Bancshares beats SmartFinancial on 10 of the 18 factors compared between the two stocks.

How does SmartFinancial compare to Mercantile Bank?

SmartFinancial (NASDAQ:SMBK) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, media sentiment, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Mercantile Bank pays an annual dividend of $1.60 per share and has a dividend yield of 2.7%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Mercantile Bank pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has raised its dividend for 3 consecutive years and Mercantile Bank has raised its dividend for 14 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Mercantile Bank has higher revenue and earnings than SmartFinancial. Mercantile Bank is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$210.19M4.07$36.14M$3.3914.76
Mercantile Bank$371.80M2.73$88.75M$5.6810.33

58.8% of SmartFinancial shares are held by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are held by institutional investors. 6.9% of SmartFinancial shares are held by company insiders. Comparatively, 2.5% of Mercantile Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Mercantile Bank had 3 more articles in the media than SmartFinancial. MarketBeat recorded 4 mentions for Mercantile Bank and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 0.93 beat Mercantile Bank's score of 0.51 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Mercantile Bank
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SmartFinancial presently has a consensus target price of $50.42, indicating a potential upside of 0.75%. Mercantile Bank has a consensus target price of $62.00, indicating a potential upside of 5.66%. Given Mercantile Bank's higher possible upside, analysts plainly believe Mercantile Bank is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
Mercantile Bank
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Mercantile Bank has a net margin of 24.75% compared to SmartFinancial's net margin of 12.67%. Mercantile Bank's return on equity of 13.66% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
Mercantile Bank 24.75%13.66%1.46%

SmartFinancial has a beta of 0.68, suggesting that its share price is 32% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

Summary

Mercantile Bank beats SmartFinancial on 12 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SMBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SMBK vs. The Competition

MetricSmartFinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$855.58M$23.43B$13.71B$13.29B
Dividend Yield0.70%3.09%5.95%12.57%
P/E Ratio23.3826.3423.3820.92
Price / Sales4.079.28518.9388.01
Price / Cash12.6015.4446.1252.76
Price / Book1.851.352.716.32
Net Income$36.14M$2.58B$1.31B$359.73M
7 Day Performance-3.02%-1.02%0.06%1.35%
1 Month Performance-2.00%-0.97%-0.79%-3.68%
1 Year Performance36.02%21.12%8.58%5.56%

SmartFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SMBK
SmartFinancial
3.5311 of 5 stars
$50.04
-1.7%
$50.42
+0.8%
+38.2%$855.58M$210.19M23.38589
BUSE
First Busey
3.6878 of 5 stars
$30.54
+0.0%
$32.00
+4.8%
+21.0%$2.52B$789.53M12.621,948
CCNE
CNB Financial
3.3311 of 5 stars
$34.64
+0.1%
$36.75
+6.1%
+30.6%$1.03B$329.28M11.14950
EFSC
Enterprise Financial Services
4.4574 of 5 stars
$63.12
-1.6%
$70.00
+10.9%
+1.3%$2.28B$643.45M12.551,418
FMBH
First Mid Bancshares
2.9213 of 5 stars
$51.06
+0.1%
$54.63
+7.0%
+26.0%$1.36B$466.04M12.671,170

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This page (NASDAQ:SMBK) was last updated on 9/23/2026 by MarketBeat.com Staff.
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