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SmartFinancial (SMBK) Competitors

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$52.63 +0.69 (+1.33%)
As of 08/12/2026 03:57 PM Eastern

SMBK vs. BUSE, CCNE, EFSC, FMBH, and IBCP

Should you buy SmartFinancial stock or one of its competitors? SmartFinancial's main competitors and comparable companies include First Busey (BUSE), CNB Financial (CCNE), Enterprise Financial Services (EFSC), First Mid Bancshares (FMBH), and Independent Bank (IBCP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does SmartFinancial compare to First Busey?

First Busey (NASDAQ:BUSE) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, profitability, institutional ownership, dividends and earnings.

First Busey has higher revenue and earnings than SmartFinancial. First Busey is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.47$135.26M$2.4212.92
SmartFinancial$210.19M4.28$36.14M$3.3915.53

In the previous week, First Busey had 5 more articles in the media than SmartFinancial. MarketBeat recorded 6 mentions for First Busey and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.70 beat First Busey's score of 1.09 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SmartFinancial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Busey pays out 43.0% of its earnings in the form of a dividend. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and SmartFinancial has increased its dividend for 3 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

56.5% of First Busey shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 3.8% of First Busey shares are owned by insiders. Comparatively, 6.9% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

First Busey has a net margin of 21.00% compared to SmartFinancial's net margin of 12.67%. First Busey's return on equity of 10.42% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey21.00% 10.42% 1.41%
SmartFinancial 12.67%7.33%0.71%

First Busey presently has a consensus target price of $32.00, indicating a potential upside of 2.33%. SmartFinancial has a consensus target price of $49.75, indicating a potential downside of 5.47%. Given First Busey's stronger consensus rating and higher possible upside, equities research analysts plainly believe First Busey is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

First Busey has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.69, indicating that its stock price is 31% less volatile than the broader market.

Summary

First Busey beats SmartFinancial on 12 of the 19 factors compared between the two stocks.

How does SmartFinancial compare to CNB Financial?

SmartFinancial (NASDAQ:SMBK) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, earnings, dividends, analyst recommendations, institutional ownership and valuation.

SmartFinancial currently has a consensus target price of $49.75, indicating a potential downside of 5.47%. CNB Financial has a consensus target price of $36.00, indicating a potential upside of 3.39%. Given CNB Financial's stronger consensus rating and higher probable upside, analysts clearly believe CNB Financial is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

In the previous week, CNB Financial had 6 more articles in the media than SmartFinancial. MarketBeat recorded 7 mentions for CNB Financial and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.70 beat CNB Financial's score of 0.52 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
CNB Financial
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 52.3% of CNB Financial shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by company insiders. Comparatively, 2.9% of CNB Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

SmartFinancial has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market. Comparatively, CNB Financial has a beta of 0.63, meaning that its share price is 37% less volatile than the broader market.

CNB Financial has higher revenue and earnings than SmartFinancial. CNB Financial is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$210.19M4.28$36.14M$3.3915.53
CNB Financial$329.28M3.13$66.13M$3.1111.20

CNB Financial has a net margin of 19.37% compared to SmartFinancial's net margin of 12.67%. CNB Financial's return on equity of 12.85% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
CNB Financial 19.37%12.85%1.26%

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.2%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. CNB Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has raised its dividend for 3 consecutive years and CNB Financial has raised its dividend for 1 consecutive years.

Summary

SmartFinancial and CNB Financial tied by winning 9 of the 18 factors compared between the two stocks.

How does SmartFinancial compare to Enterprise Financial Services?

SmartFinancial (NASDAQ:SMBK) and Enterprise Financial Services (NASDAQ:EFSC) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

In the previous week, Enterprise Financial Services had 3 more articles in the media than SmartFinancial. MarketBeat recorded 4 mentions for Enterprise Financial Services and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.70 beat Enterprise Financial Services' score of 0.90 indicating that SmartFinancial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Enterprise Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Enterprise Financial Services has higher revenue and earnings than SmartFinancial. Enterprise Financial Services is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$210.19M4.28$36.14M$3.3915.53
Enterprise Financial Services$643.45M3.74$201.37M$5.0313.23

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by insiders. Comparatively, 2.2% of Enterprise Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

SmartFinancial presently has a consensus target price of $49.75, suggesting a potential downside of 5.47%. Enterprise Financial Services has a consensus target price of $70.00, suggesting a potential upside of 5.17%. Given Enterprise Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Enterprise Financial Services is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
Enterprise Financial Services
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

SmartFinancial has a beta of 0.69, suggesting that its stock price is 31% less volatile than the broader market. Comparatively, Enterprise Financial Services has a beta of 0.79, suggesting that its stock price is 21% less volatile than the broader market.

Enterprise Financial Services has a net margin of 18.72% compared to SmartFinancial's net margin of 12.67%. Enterprise Financial Services' return on equity of 9.70% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
Enterprise Financial Services 18.72%9.70%1.11%

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Enterprise Financial Services pays an annual dividend of $1.40 per share and has a dividend yield of 2.1%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Enterprise Financial Services pays out 27.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years and Enterprise Financial Services has increased its dividend for 11 consecutive years. Enterprise Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Enterprise Financial Services beats SmartFinancial on 14 of the 20 factors compared between the two stocks.

How does SmartFinancial compare to First Mid Bancshares?

SmartFinancial (NASDAQ:SMBK) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their dividends, risk, analyst recommendations, earnings, profitability, media sentiment, institutional ownership and valuation.

SmartFinancial presently has a consensus price target of $49.75, indicating a potential downside of 5.47%. First Mid Bancshares has a consensus price target of $54.63, indicating a potential upside of 5.31%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 1.9%. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. First Mid Bancshares pays out 24.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has raised its dividend for 3 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

First Mid Bancshares has a net margin of 19.76% compared to SmartFinancial's net margin of 12.67%. First Mid Bancshares' return on equity of 11.17% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
First Mid Bancshares 19.76%11.17%1.32%

SmartFinancial has a beta of 0.69, suggesting that its share price is 31% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market.

In the previous week, SmartFinancial and SmartFinancial both had 1 articles in the media. First Mid Bancshares' average media sentiment score of 1.89 beat SmartFinancial's score of 1.70 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
SmartFinancial Very Positive
First Mid Bancshares Very Positive

First Mid Bancshares has higher revenue and earnings than SmartFinancial. First Mid Bancshares is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$210.19M4.28$36.14M$3.3915.53
First Mid Bancshares$466.04M2.96$91.75M$4.0312.87

Summary

First Mid Bancshares beats SmartFinancial on 11 of the 18 factors compared between the two stocks.

How does SmartFinancial compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, valuation, media sentiment, analyst recommendations, profitability, earnings, dividends and institutional ownership.

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 2.9%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.7%. Independent Bank pays out 32.6% of its earnings in the form of a dividend. SmartFinancial pays out 10.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years and SmartFinancial has increased its dividend for 3 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Independent Bank has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market.

Independent Bank currently has a consensus target price of $39.50, indicating a potential upside of 3.16%. SmartFinancial has a consensus target price of $49.75, indicating a potential downside of 5.47%. Given Independent Bank's higher probable upside, analysts clearly believe Independent Bank is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

79.4% of Independent Bank shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 5.9% of Independent Bank shares are owned by insiders. Comparatively, 6.9% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Independent Bank has a net margin of 22.32% compared to SmartFinancial's net margin of 12.67%. Independent Bank's return on equity of 14.12% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.32% 14.12% 1.29%
SmartFinancial 12.67%7.33%0.71%

In the previous week, Independent Bank had 1 more articles in the media than SmartFinancial. MarketBeat recorded 2 mentions for Independent Bank and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.70 beat Independent Bank's score of 1.21 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SmartFinancial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Independent Bank has higher revenue and earnings than SmartFinancial. Independent Bank is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.70$68.54M$3.4411.13
SmartFinancial$210.19M4.28$36.14M$3.3915.53

Summary

Independent Bank beats SmartFinancial on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SMBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SMBK vs. The Competition

MetricSmartFinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$899.87M$23.62B$14.01B$12.88B
Dividend Yield0.68%3.17%5.88%10.74%
P/E Ratio24.5928.2229.2025.06
Price / Sales4.289.61514.2885.47
Price / Cash12.6016.1939.3750.58
Price / Book1.941.383.676.23
Net Income$36.14M$2.57B$1.31B$347.40M
7 Day Performance0.10%0.65%0.35%1.42%
1 Month Performance12.50%3.37%1.39%0.56%
1 Year Performance46.86%26.88%11.62%19.01%

SmartFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SMBK
SmartFinancial
4.3623 of 5 stars
$52.63
+1.3%
$49.75
-5.5%
+50.5%$899.87M$210.19M24.59550
BUSE
First Busey
4.5707 of 5 stars
$31.58
+1.0%
$32.00
+1.3%
+34.5%$2.67B$1.04B13.051,948
CCNE
CNB Financial
2.8656 of 5 stars
$35.72
+0.5%
$36.00
+0.8%
+45.0%$1.06B$329.28M11.49760
EFSC
Enterprise Financial Services
4.1795 of 5 stars
$67.30
+0.7%
$70.00
+4.0%
+16.8%$2.46B$643.45M13.381,418
FMBH
First Mid Bancshares
3.4971 of 5 stars
$52.49
0.0%
$54.63
+4.1%
+33.6%$1.40B$466.04M13.021,170

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This page (NASDAQ:SMBK) was last updated on 8/13/2026 by MarketBeat.com Staff.
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