NASDAQ:SMBK SmartFinancial - SMBK Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding SmartFinancial, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $26.97 +0.33 (+1.24%) (As of 01/31/2023 05:19 PM ET) Add Compare Share Share Today's Range$26.62▼$27.2350-Day Range$26.41▼$30.3952-Week Range$22.63▼$30.50Volume47,284 shsAverage Volume30,134 shsMarket Capitalization$455.52 millionP/E Ratio10.58Dividend Yield1.06%Price Target$29.83 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media SmartFinancial MarketRank™ ForecastAnalyst RatingHold2.33 Rating ScoreUpside/Downside10.6% Upside$29.83 Price TargetShort InterestHealthy0.71% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.52Based on 15 Articles This WeekInsider TradingAcquiring Shares$178,848 Bought Last QuarterProj. Earnings Growth-4.35%From $2.76 to $2.64 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.39 out of 5 starsFinance Sector378th out of 897 stocksNational Commercial Banks Industry43rd out of 85 stocks 2.2 Analyst's Opinion Consensus RatingSmartFinancial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, 4 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $29.83, SmartFinancial has a forecasted upside of 10.6% from its current price of $26.97.Amount of Analyst CoverageSmartFinancial has only been the subject of 3 research reports in the past 90 days. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.71% of the float of SmartFinancial has been sold short.Short Interest Ratio / Days to CoverSmartFinancial has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in SmartFinancial has recently decreased by 7.61%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldSmartFinancial pays a meaningful dividend of 1.06%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSmartFinancial has only been increasing its dividend for 2 years.Dividend CoverageThe dividend payout ratio of SmartFinancial is 10.98%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, SmartFinancial will have a dividend payout ratio of 10.61% next year. This indicates that SmartFinancial will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for SMBK. Previous Next 2.5 News and Social Media Coverage News SentimentSmartFinancial has a news sentiment score of 0.52. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 15 news articles for SmartFinancial this week, compared to 1 article on an average week.Search Interest1 people have searched for SMBK on MarketBeat in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, SmartFinancial insiders have bought 752.43% more of their company's stock than they have sold. Specifically, they have bought $178,848.00 in company stock and sold $20,981.00 in company stock.Percentage Held by InsidersOnly 8.91% of the stock of SmartFinancial is held by insiders.Percentage Held by Institutions44.79% of the stock of SmartFinancial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.3 Earnings and Valuation Earnings GrowthEarnings for SmartFinancial are expected to decrease by -4.35% in the coming year, from $2.76 to $2.64 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of SmartFinancial is 10.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 131.71.Price to Earnings Ratio vs. SectorThe P/E ratio of SmartFinancial is 10.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 182.82.Price to Book Value per Share RatioSmartFinancial has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About SmartFinancial (NASDAQ:SMBK) StockSmartFinancial, Inc. is a holding company, which engages in the provision of commercial banking services through SmartBank. The firm manages branches and loan production offices in a footprint spanning East Tennessee, Southwest Alabama, the Florida Panhandle, and North Georgia. It operates through the following portfolio segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other. The Commercial Real Estate segment includes owner-occupied commercial real estate loans and loans secured by income-producing properties. The Consumer Real Estate segment consists of real estate loans such as home equity lines. The Construction and Land Development segment consists of credit to real estate developers or investors. The Commercial and Industrial segment provides commercial and financial loans. The Consumer and Other segment provides direct consumer installment loans, overdrafts, and other revolving credit and educational loans. The company was founded on September 19, 1983 and is headquartered in Knoxville, TN.Read More Receive SMBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for SmartFinancial and its competitors with MarketBeat's FREE daily newsletter. Email Address SMBK Stock News HeadlinesJanuary 31, 2023 | americanbankingnews.comSmartFinancial, Inc. (NASDAQ:SMBK) Receives $30.25 Consensus Target Price from AnalystsJanuary 28, 2023 | americanbankingnews.comSmartFinancial, Inc. (NASDAQ:SMBK) Chairman Wesley Miller Welborn Purchases 1,284 Shares of StockJanuary 31, 2023 | Porter & Company (Ad)Is This The End of Capitalism?EXPOSED: The establishment plot to disenfranchise and impoverish millions of Americans…January 28, 2023 | americanbankingnews.comSmartFinancial (NASDAQ:SMBK) Lowered to Neutral at Janney Montgomery ScottJanuary 26, 2023 | marketwatch.comSmartFinancial Raises Dividend to 8c per ShareJanuary 26, 2023 | finance.yahoo.comSmartFinancial Increases Quarterly Cash Dividend by 14%January 26, 2023 | finance.yahoo.comSmartFinancial, Inc. (NASDAQ:SMBK) Q4 2022 Earnings Call TranscriptJanuary 26, 2023 | americanbankingnews.comSmartFinancial (NASDAQ:SMBK) Stock Rating Lowered by Piper SandlerJanuary 31, 2023 | Porter & Company (Ad)Is This The End of Capitalism?EXPOSED: The establishment plot to disenfranchise and impoverish millions of Americans…January 25, 2023 | benzinga.comSmartFinancial Announces Results for the Fourth Quarter 2022January 25, 2023 | markets.businessinsider.comJanney Montgomery downgrades SmartFinancial (SMBK) to a HoldJanuary 24, 2023 | seekingalpha.comSmartFinancial, Inc. (SMBK) Q4 2022 Earnings Call TranscriptJanuary 24, 2023 | finanznachrichten.deSmartFinancial, Inc.: SmartFinancial Announces Results for the Fourth Quarter 2022January 20, 2023 | msn.comEarnings Preview: SmartFinancialJanuary 16, 2023 | uk.finance.yahoo.comSmartFinancial, Inc. (SMBK) interactive stock chart – Yahoo FinanceJanuary 5, 2023 | msn.comHere's how much the average American 60-year-old holds in retirement savings — how does your nest egg compare?January 3, 2023 | finance.yahoo.comSmartFinancial's (NASDAQ:SMBK) investors will be pleased with their 28% return over the last five yearsDecember 12, 2022 | finance.yahoo.comSmartFinancial, Inc. (SMBK) Stock Historical Prices & Data - Yahoo FinanceNovember 8, 2022 | finance.yahoo.comSmartFinancial Third Quarter 2022 Earnings: Misses ExpectationsOctober 25, 2022 | seekingalpha.comSmartFinancial, Inc. (SMBK) Q3 2022 Earnings Call TranscriptOctober 12, 2022 | nasdaq.comThose who invested in SmartFinancial (NASDAQ:SMBK) three years ago are up 22%October 4, 2022 | finance.yahoo.comCan SmarFinancial (SMBK) Climb 26% to Reach the Level Wall Street Analysts Expect?September 20, 2022 | finance.yahoo.comSmartFinancial, Inc. (NASDAQ:SMBK) is definitely on the radar of institutional investors who own 45% of the companySeptember 4, 2022 | reuters.comSMBK.O - SmartFinancial Inc | Stock Price & Latest News | ReutersAugust 18, 2022 | reuters.comSMBK.OQ - SmartFinancial Inc | Stock Price & Latest News | ReutersAugust 13, 2022 | nasdaq.comThis Insider Has Just Sold Shares In SmartFinancial, Inc. (NASDAQ:SMBK)August 7, 2022 | finance.yahoo.comShould You Buy SmartFinancial, Inc. (NASDAQ:SMBK) For Its Upcoming Dividend?See More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive SMBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for SmartFinancial and its competitors with MarketBeat's FREE daily newsletter. Email Address SMBK Company Calendar Ex-Dividend for 11/29 Dividend11/10/2022Dividend Payable11/29/2022Last Earnings1/23/2023Today1/31/2023Ex-Dividend for 2/27 Dividend2/09/2023Dividend Payable2/27/2023Next Earnings (Estimated)4/24/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry National commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:SMBK Previous SymbolOTCMKTS:CSBQ CUSIPN/A CIK1038773 Webwww.smartfinancialinc.com Phone(865) 437-5700FaxN/AEmployees539Year FoundedN/APrice Target and Rating Average Stock Price Forecast$29.83 High Stock Price Forecast$33.00 Low Stock Price Forecast$27.00 Forecasted Upside/Downside+10.6%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage6 Analysts Profitability EPS (Most Recent Fiscal Year)$2.55 Trailing P/E Ratio10.58 Forward P/E Ratio9.77 P/E GrowthN/ANet Income$43.02 million Net Margins23.06% Pretax Margin27.25% Return on Equity10.36% Return on Assets0.91% Debt Debt-to-Equity Ratio0.15 Current Ratio0.85 Quick Ratio0.85 Sales & Book Value Annual Sales$186.55 million Price / Sales2.44 Cash Flow$2.41 per share Price / Cash Flow11.17 Book Value$25.56 per share Price / Book1.06Miscellaneous Outstanding Shares16,890,000Free Float15,383,000Market Cap$455.52 million OptionableNot Optionable Beta0.75 Key ExecutivesWilliam Young CarrollPresident, Chief Executive Officer & DirectorRonald J. GorczynskiChief Financial Officer & Executive Vice PresidentGary W. PettyChief Risk Officer & Executive Vice PresidentDiane ShortChief Human Resources Officer & Executive VPGregory L. DavisChief Lending OfficerKey CompetitorsAlerus FinancialNASDAQ:ALRSFirst of Long IslandNASDAQ:FLICGuaranty BancsharesNASDAQ:GNTYCarter BanksharesNASDAQ:CAREProfessionalNASDAQ:PFHDView All CompetitorsInsiders & InstitutionsFoundry Partners LLCSold 28,545 shares on 1/30/2023Ownership: 0.829%New York State Common Retirement FundBought 2,696 shares on 1/30/2023Ownership: 0.075%Wesley Miller WelbornBought 1,284 shares on 1/27/2023Total: $33,897.60 ($26.40/share)Strs OhioSold 3,600 shares on 1/26/2023Ownership: 0.126%HHM Wealth Advisors LLCBought 3,730 shares on 1/19/2023Ownership: 0.028%View All Insider TransactionsView All Institutional Transactions SMBK Stock - Frequently Asked Questions Should I buy or sell SmartFinancial stock right now? 6 Wall Street analysts have issued "buy," "hold," and "sell" ratings for SmartFinancial in the last year. There are currently 4 hold ratings and 2 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" SMBK shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SMBK, but not buy additional shares or sell existing shares. View SMBK analyst ratings or view top-rated stocks. What is SmartFinancial's stock price forecast for 2023? 6 analysts have issued 12 month target prices for SmartFinancial's stock. Their SMBK share price forecasts range from $27.00 to $33.00. On average, they expect the company's share price to reach $29.83 in the next twelve months. This suggests a possible upside of 11.3% from the stock's current price. View analysts price targets for SMBK or view top-rated stocks among Wall Street analysts. How have SMBK shares performed in 2023? SmartFinancial's stock was trading at $27.50 at the beginning of the year. Since then, SMBK shares have decreased by 2.5% and is now trading at $26.80. View the best growth stocks for 2023 here. When is SmartFinancial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, April 24th 2023. View our SMBK earnings forecast. How were SmartFinancial's earnings last quarter? SmartFinancial, Inc. (NASDAQ:SMBK) issued its quarterly earnings data on Monday, January, 23rd. The bank reported $0.76 earnings per share for the quarter, topping the consensus estimate of $0.74 by $0.02. The bank had revenue of $54.44 million for the quarter, compared to the consensus estimate of $45.29 million. SmartFinancial had a net margin of 23.06% and a trailing twelve-month return on equity of 10.36%. How often does SmartFinancial pay dividends? What is the dividend yield for SmartFinancial? SmartFinancial declared a quarterly dividend on Thursday, January 26th. Stockholders of record on Friday, February 10th will be paid a dividend of $0.08 per share on Monday, February 27th. This represents a $0.32 dividend on an annualized basis and a dividend yield of 1.19%. The ex-dividend date is Thursday, February 9th. This is an increase from the stock's previous quarterly dividend of $0.07. Read our dividend analysis for SMBK. Is SmartFinancial a good dividend stock? SmartFinancial (NASDAQ:SMBK) pays an annual dividend of $0.28 per share and currently has a dividend yield of 1.06%. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 10.98%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SMBK will have a dividend payout ratio of 10.61% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SMBK. What is Billy Carroll's approval rating as SmartFinancial's CEO? 19 employees have rated SmartFinancial Chief Executive Officer Billy Carroll on Glassdoor.com. Billy Carroll has an approval rating of 95% among the company's employees. This puts Billy Carroll in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of SmartFinancial own? Based on aggregate information from My MarketBeat watchlists, some companies that other SmartFinancial investors own include Edwards Lifesciences (EW), General Mills (GIS), STAG Industrial (STAG), Trevena (TRVN), Ampio Pharmaceuticals (AMPE), Eastman Chemical (EMN), Great Panther Mining (GPL), Louisiana-Pacific (LPX), Pfizer (PFE) and PulteGroup (PHM). What is SmartFinancial's stock symbol? SmartFinancial trades on the NASDAQ under the ticker symbol "SMBK." Who are SmartFinancial's major shareholders? SmartFinancial's stock is owned by a variety of retail and institutional investors. Top institutional investors include Foundry Partners LLC (0.83%), Strs Ohio (0.13%), New York State Common Retirement Fund (0.08%), HHM Wealth Advisors LLC (0.03%) and Concourse Financial Group Securities Inc. (0.00%). Insiders that own company stock include Cathy G Ackermann, Clifton N Miller, David Austin Ogle, John M Presley, Rhett D Jordan, Ted Charles Miller, Wesley Miller Welborn and William Young Sr Carroll. View institutional ownership trends. How do I buy shares of SmartFinancial? Shares of SMBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is SmartFinancial's stock price today? One share of SMBK stock can currently be purchased for approximately $26.80. How much money does SmartFinancial make? SmartFinancial (NASDAQ:SMBK) has a market capitalization of $452.65 million and generates $186.55 million in revenue each year. The bank earns $43.02 million in net income (profit) each year or $2.55 on an earnings per share basis. How many employees does SmartFinancial have? The company employs 539 workers across the globe. How can I contact SmartFinancial? SmartFinancial's mailing address is 5401 Kingston Pike Suite 600, Knoxville TN, 37919. The official website for the company is www.smartfinancialinc.com. The bank can be reached via phone at (865) 437-5700 or via email at billy.carroll@smartbank.com. This page (NASDAQ:SMBK) was last updated on 1/31/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. 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