California BanCorp (BCAL) Stock Price, News & Analysis

Company Overview

California BanCorp is a bank holding company headquartered in California and the parent company of California Bank of Commerce. Through its banking subsidiary, the company provides relationship-based financial services primarily to businesses, professional practices, nonprofit organizations and individuals.

California Bank of Commerce offers commercial and business banking products, including deposit accounts, commercial real estate and business loans, lines of credit, equipment financing, treasury management and cash-management services. The bank also provides personal banking products and other financial services to business owners, professionals and their customers.

Founded in 2003, California Bank of Commerce has focused on serving California businesses through a local, relationship-oriented banking model. California BanCorp became a publicly traded company on the Nasdaq under the symbol BCAL in 2024. The company’s operations are concentrated in California, with an emphasis on commercial banking markets in the state.

Key Stats

• Today's Range: $21.05 to $21.55
• 50-Day Range: $21.06 to $22.09
• 52-Week Range: $15.85 to $22.41
• Volume: 308,632 shs
• Average Volume: 223,562 shs
• Market Capitalization: $690.26 million
• P/E Ratio: 11.64
• Dividend Yield: 2.24%
• Price Target: $24.50
• Consensus Rating: Moderate Buy

California BanCorp Stock Analysis - MarketRank™

California BanCorp scored higher than 85% of companies evaluated by MarketBeat, and ranked 252nd out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

California BanCorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on no strong buy ratings, 5 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

California BanCorp has a consensus price target of $24.50, representing about 14.1% upside from its current price of $21.47.

Amount of Analyst Coverage

California BanCorp has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.90%

Earnings Growth

Earnings for California BanCorp are expected to grow by 6.90% in the coming year, from $1.74 to $1.86 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of California BanCorp is 11.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of California BanCorp is 11.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.46.

Price to Book Value per Share Ratio

California BanCorp has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.37% of the float of California BanCorp has been sold short.

Short Interest Ratio / Days to Cover

California BanCorp has a short interest ratio ("days to cover") of 3.75, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in California BanCorp has recently increased by 9.72%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

California BanCorp pays a meaningful dividend of 2.24%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

California BanCorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of California BanCorp is 26.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, California BanCorp will have a dividend payout ratio of 25.81% next year. This indicates that California BanCorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.71

News Sentiment

California BanCorp has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for California BanCorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, California BanCorp insiders have sold 1,495.95% more of their company's stock than they have bought. Specifically, they have bought $9,958.00 in company stock and sold $158,925.00 in company stock.

Percentage Held by Insiders

8.14% of the stock of California BanCorp is held by insiders.

Percentage Held by Institutions

55.40% of the stock of California BanCorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/27/2026
• Record date for 10/15 Dividend: 9/21/2026
• Ex-Dividend for 10/15 Dividend: 9/21/2026
• Today: 10/14/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 10/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BCAL
• CIK: 1795815
• Web: www.californiabankofcommerce.com
• Phone: (858) 847-4780
• Fax: N/A
• Employees: 288
• Year Founded: 1977

Price Target and Rating

• Average Price Target for California BanCorp: $24.50
• High Price Target: $25.00
• Low Price Target: $24.00
• Potential Upside/Downside: +14.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.84
• Trailing P/E Ratio: 11.64
• Forward P/E Ratio: 12.34
• P/E Growth: N/A
• Net Income: $63.06 million
• Net Margins: 26.01%
• Pretax Margin: 35.92%
• Return on Equity: 10.44%
• Return on Assets: 1.49%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.99
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $237.07 million
• Price / Sales: 2.91
• Cash Flow: $1.43 per share
• Price / Cash Flow: 15.06
• Book Value: $17.84 per share
• Price / Book: 1.20

Miscellaneous

• Outstanding Shares: 32,150,000
• Free Float: 29,534,000
• Market Cap: $690.26 million
• Optionable: Not Optionable
• Beta: 0.91