Southern California Bancorp (BCAL) Competitors $15.00 +0.10 (+0.67%) As of 01/24/2025 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends BCAL vs. CASH, CHCO, FCF, NBHC, NWBI, NIC, SASR, HOPE, WABC, and DCOMShould you be buying Southern California Bancorp stock or one of its competitors? The main competitors of Southern California Bancorp include Pathward Financial (CASH), City (CHCO), First Commonwealth Financial (FCF), National Bank (NBHC), Northwest Bancshares (NWBI), Nicolet Bankshares (NIC), Sandy Spring Bancorp (SASR), Hope Bancorp (HOPE), Westamerica Bancorporation (WABC), and Dime Community Bancshares (DCOM). These companies are all part of the "national commercial banks" industry. Southern California Bancorp vs. Pathward Financial City First Commonwealth Financial National Bank Northwest Bancshares Nicolet Bankshares Sandy Spring Bancorp Hope Bancorp Westamerica Bancorporation Dime Community Bancshares Southern California Bancorp (NASDAQ:BCAL) and Pathward Financial (NASDAQ:CASH) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their community ranking, dividends, valuation, analyst recommendations, profitability, risk, media sentiment, earnings and institutional ownership. Do insiders & institutionals have more ownership in BCAL or CASH? 55.4% of Southern California Bancorp shares are owned by institutional investors. Comparatively, 92.7% of Pathward Financial shares are owned by institutional investors. 19.6% of Southern California Bancorp shares are owned by company insiders. Comparatively, 1.2% of Pathward Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Does the MarketBeat Community favor BCAL or CASH? Pathward Financial received 332 more outperform votes than Southern California Bancorp when rated by MarketBeat users. However, 66.67% of users gave Southern California Bancorp an outperform vote while only 63.98% of users gave Pathward Financial an outperform vote. CompanyUnderperformOutperformSouthern California BancorpOutperform Votes266.67% Underperform Votes133.33% Pathward FinancialOutperform Votes33463.98% Underperform Votes18836.02% Do analysts recommend BCAL or CASH? Southern California Bancorp currently has a consensus price target of $19.00, suggesting a potential upside of 26.67%. Pathward Financial has a consensus price target of $90.50, suggesting a potential upside of 13.45%. Given Southern California Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe Southern California Bancorp is more favorable than Pathward Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Southern California Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00Pathward Financial 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Which has more risk and volatility, BCAL or CASH? Southern California Bancorp has a beta of 1.12, indicating that its stock price is 12% more volatile than the S&P 500. Comparatively, Pathward Financial has a beta of 0.72, indicating that its stock price is 28% less volatile than the S&P 500. Which has preferable earnings & valuation, BCAL or CASH? Pathward Financial has higher revenue and earnings than Southern California Bancorp. Southern California Bancorp is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSouthern California Bancorp$126.90M3.80$25.91M-$0.08-187.50Pathward Financial$775.94M2.48$168.36M$6.8611.63 Is BCAL or CASH more profitable? Pathward Financial has a net margin of 21.91% compared to Southern California Bancorp's net margin of -4.51%. Pathward Financial's return on equity of 22.02% beat Southern California Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Southern California Bancorp-4.51% 5.71% 0.69% Pathward Financial 21.91%22.02%2.28% Does the media refer more to BCAL or CASH? In the previous week, Pathward Financial had 12 more articles in the media than Southern California Bancorp. MarketBeat recorded 17 mentions for Pathward Financial and 5 mentions for Southern California Bancorp. Southern California Bancorp's average media sentiment score of 0.58 beat Pathward Financial's score of 0.48 indicating that Southern California Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Southern California Bancorp 2 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Pathward Financial 4 Very Positive mention(s) 0 Positive mention(s) 9 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral SummaryPathward Financial beats Southern California Bancorp on 10 of the 17 factors compared between the two stocks. Get Southern California Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for BCAL and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart BCAL vs. The Competition Export to ExcelMetricSouthern California BancorpNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$482.55M$23.50B$11.87B$9.21BDividend YieldN/A3.24%5.76%3.98%P/E Ratio-187.5012.8724.4117.48Price / Sales3.802.4028.0179.82Price / Cash10.4710.7218.1237.67Price / Book0.951.272.644.75Net Income$25.91M$2.38B$1.07B$224.45M7 Day Performance-1.12%1.01%0.49%1.47%1 Month Performance-11.40%1.79%0.98%3.30%1 Year Performance-10.18%18.03%13.70%22.21% Southern California Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)BCALSouthern California Bancorp3.555 of 5 stars$15.00+0.7%$19.00+26.7%-10.4%$482.55M$126.90M-187.50204CASHPathward Financial3.6549 of 5 stars$77.74+1.1%$92.00+18.3%+53.7%$1.88B$604.96M11.731,244Earnings ReportAnalyst ForecastCHCOCity1.3827 of 5 stars$119.68+0.6%$119.25-0.4%+10.6%$1.76B$341.89M15.36910Earnings ReportAnalyst ForecastNews CoverageFCFFirst Commonwealth Financial2.5033 of 5 stars$16.54+1.0%$17.70+7.0%+11.7%$1.68B$626.61M11.171,504Upcoming EarningsPositive NewsHigh Trading VolumeNBHCNational Bank3.3287 of 5 stars$44.15+1.1%$51.40+16.4%+15.0%$1.68B$405.51M13.671,274Earnings ReportDividend AnnouncementNews CoverageNWBINorthwest Bancshares1.6857 of 5 stars$13.16+0.2%$12.50-5.0%+3.0%$1.68B$502.26M17.322,165Earnings ReportDividend AnnouncementNews CoverageNICNicolet Bankshares2.8198 of 5 stars$106.30+0.4%$112.00+5.4%+33.5%$1.62B$418.83M13.52860Earnings ReportAnalyst ForecastNews CoveragePositive NewsSASRSandy Spring Bancorp3.8521 of 5 stars$33.87+0.6%$28.25-16.6%+26.6%$1.53B$704.60M17.831,112Upcoming EarningsHOPEHope Bancorp4.6284 of 5 stars$12.09+0.8%$12.50+3.4%+2.4%$1.46B$1.09B14.391,244Upcoming EarningsPositive NewsWABCWestamerica Bancorporation3.4702 of 5 stars$52.41+2.0%$57.00+8.8%+4.2%$1.40B$327.54M9.55590Dividend AnnouncementNews CoverageDCOMDime Community Bancshares3.8447 of 5 stars$31.96-0.3%$34.20+7.0%+22.0%$1.25B$645.57M21.31820Earnings ReportAnalyst UpgradeNews Coverage Related Companies and Tools Related Companies CASH Competitors CHCO Competitors FCF Competitors NBHC Competitors NWBI Competitors NIC Competitors SASR Competitors HOPE Competitors WABC Competitors DCOM Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:BCAL) was last updated on 1/25/2025 by MarketBeat.com Staff From Our PartnersCollect $7k per month from Tesla’s SECRET dividendTesla doesn't pay a traditional dividend.... 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