Southern California Bancorp (BCAL) Competitors

$14.14
+0.04 (+0.28%)
(As of 04/26/2024 06:55 PM ET)

BCAL vs. PFIS, FDBC, CBNK, FISI, NEWT, FNLC, FLIC, SFST, GNTY, and SMBK

Should you be buying Southern California Bancorp stock or one of its competitors? The main competitors of Southern California Bancorp include Peoples Financial Services (PFIS), Fidelity D & D Bancorp (FDBC), Capital Bancorp (CBNK), Financial Institutions (FISI), NewtekOne (NEWT), First Bancorp (FNLC), First of Long Island (FLIC), Southern First Bancshares (SFST), Guaranty Bancshares (GNTY), and SmartFinancial (SMBK). These companies are all part of the "national commercial banks" industry.

Southern California Bancorp vs.

Southern California Bancorp (NASDAQ:BCAL) and Peoples Financial Services (NASDAQ:PFIS) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, earnings, institutional ownership, dividends, valuation, risk, community ranking and media sentiment.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern California Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Peoples Financial Services
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

Peoples Financial Services has lower revenue, but higher earnings than Southern California Bancorp. Southern California Bancorp is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern California Bancorp$126.90M2.06$25.91M$1.3910.17
Peoples Financial Services$100.91M2.68$27.38M$3.2611.74

55.4% of Southern California Bancorp shares are owned by institutional investors. Comparatively, 31.7% of Peoples Financial Services shares are owned by institutional investors. 35.9% of Southern California Bancorp shares are owned by insiders. Comparatively, 4.1% of Peoples Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Southern California Bancorp has a net margin of 20.42% compared to Peoples Financial Services' net margin of 13.81%. Southern California Bancorp's return on equity of 9.35% beat Peoples Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Southern California Bancorp20.42% 9.35% 1.12%
Peoples Financial Services 13.81%7.56%0.67%

Peoples Financial Services received 106 more outperform votes than Southern California Bancorp when rated by MarketBeat users. Likewise, 56.32% of users gave Peoples Financial Services an outperform vote while only 50.00% of users gave Southern California Bancorp an outperform vote.

CompanyUnderperformOutperform
Southern California BancorpOutperform Votes
1
50.00%
Underperform Votes
1
50.00%
Peoples Financial ServicesOutperform Votes
107
56.32%
Underperform Votes
83
43.68%

In the previous week, Peoples Financial Services had 1 more articles in the media than Southern California Bancorp. MarketBeat recorded 7 mentions for Peoples Financial Services and 6 mentions for Southern California Bancorp. Southern California Bancorp's average media sentiment score of 0.16 beat Peoples Financial Services' score of 0.08 indicating that Southern California Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Southern California Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Peoples Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Southern California Bancorp beats Peoples Financial Services on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BCAL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCAL vs. The Competition

MetricSouthern California BancorpNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$262.01M$19.09B$8.13B$7.58B
Dividend YieldN/A4.07%446.34%3.94%
P/E Ratio10.179.2058.4219.10
Price / Sales2.061.953,535.4887.46
Price / Cash9.928.7427.8035.27
Price / Book0.901.012.354.48
Net Income$25.91M$2.19B$976.17M$211.90M
7 Day Performance0.71%-0.30%1.04%3.92%
1 Month Performance-5.16%-3.64%-1.26%-3.25%
1 Year PerformanceN/A8.80%9.92%7.21%

Southern California Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFIS
Peoples Financial Services
3.3456 of 5 stars
$37.04
-0.5%
N/A-5.1%$261.50M$163.98M9.70375News Coverage
Gap Down
FDBC
Fidelity D & D Bancorp
2.9966 of 5 stars
$45.20
-0.7%
N/A+6.1%$262.61M$105.24M14.17291Positive News
CBNK
Capital Bancorp
4.6541 of 5 stars
$19.29
-0.1%
$26.00
+34.8%
+16.2%$267.94M$208.18M7.56277Dividend Announcement
FISI
Financial Institutions
4.3594 of 5 stars
$16.34
-1.3%
$20.67
+26.5%
+0.7%$252.45M$334.38M5.17624Short Interest ↓
NEWT
NewtekOne
3.037 of 5 stars
$10.97
+0.8%
$14.50
+32.2%
-3.2%$271.06M$185.08M6.77104Upcoming Earnings
Analyst Downgrade
FNLC
First Bancorp
3.6211 of 5 stars
$22.24
+1.0%
N/A-8.7%$247.53M$80.64M8.36271Short Interest ↓
FLIC
First of Long Island
4.3145 of 5 stars
$10.11
+0.6%
N/A-10.3%$227.07M$161.82M8.64288News Coverage
SFST
Southern First Bancshares
4.3179 of 5 stars
$26.81
+0.2%
$44.00
+64.1%
-1.5%$218.77M$187.46M16.15296Negative News
Gap Down
GNTY
Guaranty Bancshares
2.9547 of 5 stars
$27.64
-0.3%
$33.33
+20.6%
+23.4%$318.69M$179.01M11.33488
SMBK
SmartFinancial
3.4849 of 5 stars
$19.09
-0.6%
$26.50
+38.8%
-4.1%$325.68M$240.37M11.30570Dividend Announcement
High Trading Volume

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This page (NASDAQ:BCAL) was last updated on 4/29/2024 by MarketBeat.com Staff

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