FISI vs. PFIS, FNLC, FLIC, ATLO, NKSH, BDGE, CAC, HAFC, AMNB, and SASR
Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Peoples Financial Services (PFIS), First Bancorp (FNLC), First of Long Island (FLIC), Ames National (ATLO), National Bankshares (NKSH), Bridge Bancorp (BDGE), Camden National (CAC), Hanmi Financial (HAFC), American National Bankshares (AMNB), and Sandy Spring Bancorp (SASR).
Peoples Financial Services (NASDAQ:PFIS) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their community ranking, profitability, earnings, dividends, risk, valuation, analyst recommendations, institutional ownership and media sentiment.
Financial Institutions received 186 more outperform votes than Peoples Financial Services when rated by MarketBeat users. Likewise, 58.25% of users gave Financial Institutions an outperform vote while only 56.32% of users gave Peoples Financial Services an outperform vote.
31.7% of Peoples Financial Services shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 4.1% of Peoples Financial Services shares are owned by insiders. Comparatively, 2.3% of Financial Institutions shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Financial Institutions has a consensus target price of $20.67, indicating a potential upside of 25.86%. Given Peoples Financial Services' higher probable upside, analysts plainly believe Financial Institutions is more favorable than Peoples Financial Services.
Peoples Financial Services has a net margin of 16.70% compared to Peoples Financial Services' net margin of 15.03%. Peoples Financial Services' return on equity of 12.24% beat Financial Institutions' return on equity.
In the previous week, Financial Institutions had 5 more articles in the media than Peoples Financial Services. MarketBeat recorded 5 mentions for Financial Institutions and 0 mentions for Peoples Financial Services. Financial Institutions' average media sentiment score of 0.92 beat Peoples Financial Services' score of 0.64 indicating that Peoples Financial Services is being referred to more favorably in the media.
Peoples Financial Services has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.87, indicating that its share price is 13% less volatile than the S&P 500.
Peoples Financial Services pays an annual dividend of $1.64 per share and has a dividend yield of 4.4%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 7.3%. Peoples Financial Services pays out 42.9% of its earnings in the form of a dividend. Financial Institutions pays out 38.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Peoples Financial Services has raised its dividend for 7 consecutive years and Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Financial Institutions has higher revenue and earnings than Peoples Financial Services. Financial Institutions is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks.
Summary
Financial Institutions beats Peoples Financial Services on 13 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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