Question 1

Do analysts rate BUSE or FISI?

Accepted Answer

First Busey presently has a consensus target price of $27.50, indicating a potential downside of 0.29%. Financial Institutions has a consensus target price of $37.00, indicating a potential downside of 0.30%. Given First Busey's stronger consensus rating and higher probable upside, equities analysts clearly believe First Busey is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Busey 0 Sell rating(s) 3 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.57 Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 2

Is BUSE or FISI a better dividend stock?

Accepted Answer

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.8%. Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.4%. First Busey pays out 46.2% of its earnings in the form of a dividend. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and Financial Institutions has increased its dividend for 1 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 3

Which has preferable earnings and valuation, BUSE or FISI?

Accepted Answer

First Busey has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio First Busey $1.04B 2.23 $135.26M $2.25 12.26 Financial Institutions $249.16M 2.93 $74.87M $3.84 9.66

Question 4

Do institutionals & insiders have more ownership in BUSE or FISI?

Accepted Answer

56.5% of First Busey shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 3.8% of First Busey shares are held by insiders. Comparatively, 2.4% of Financial Institutions shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Question 5

Is BUSE or FISI more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to First Busey's net margin of 19.16%. Financial Institutions' return on equity of 13.08% beat First Busey's return on equity. Company Net Margins Return on Equity Return on Assets First Busey 19.16% 10.19% 1.36% Financial Institutions 20.85% 13.08% 1.26%

Question 6

Which has more risk and volatility, BUSE or FISI?

Accepted Answer

First Busey has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, Financial Institutions has a beta of 0.64, suggesting that its share price is 36% less volatile than the broader market.

Question 7

Does the media prefer BUSE or FISI?

Accepted Answer

In the previous week, Financial Institutions had 1 more articles in the media than First Busey. MarketBeat recorded 2 mentions for Financial Institutions and 1 mentions for First Busey. Financial Institutions' average media sentiment score of 1.05 beat First Busey's score of 0.68 indicating that Financial Institutions is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Busey 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Financial Institutions 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 8

Do analysts prefer EFSC or FISI?

Accepted Answer

Enterprise Financial Services currently has a consensus target price of $66.00, indicating a potential upside of 7.58%. Financial Institutions has a consensus target price of $37.00, indicating a potential downside of 0.30%. Given Enterprise Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe Enterprise Financial Services is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Enterprise Financial Services 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.80 Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 9

Is EFSC or FISI a better dividend stock?

Accepted Answer

Enterprise Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.2%. Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.4%. Enterprise Financial Services pays out 25.7% of its earnings in the form of a dividend. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Enterprise Financial Services has raised its dividend for 11 consecutive years and Financial Institutions has raised its dividend for 1 consecutive years.

Question 10

Which has stronger valuation & earnings, EFSC or FISI?

Accepted Answer

Enterprise Financial Services has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than Enterprise Financial Services, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Enterprise Financial Services $634.39M 3.54 $201.37M $5.30 11.58 Financial Institutions $249.16M 2.93 $74.87M $3.84 9.66

Question 11

Do insiders & institutionals believe in EFSC or FISI?

Accepted Answer

72.2% of Enterprise Financial Services shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 2.2% of Enterprise Financial Services shares are owned by company insiders. Comparatively, 2.4% of Financial Institutions shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Question 12

Is EFSC or FISI more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to Enterprise Financial Services' net margin of 19.81%. Financial Institutions' return on equity of 13.08% beat Enterprise Financial Services' return on equity. Company Net Margins Return on Equity Return on Assets Enterprise Financial Services 19.81% 10.35% 1.19% Financial Institutions 20.85% 13.08% 1.26%

Question 13

Which has more volatility and risk, EFSC or FISI?

Accepted Answer

Enterprise Financial Services has a beta of 0.8, indicating that its share price is 20% less volatile than the broader market. Comparatively, Financial Institutions has a beta of 0.64, indicating that its share price is 36% less volatile than the broader market.

Question 14

Does the media favor EFSC or FISI?

Accepted Answer

In the previous week, Enterprise Financial Services and Enterprise Financial Services both had 2 articles in the media. Financial Institutions' average media sentiment score of 1.05 beat Enterprise Financial Services' score of 0.65 indicating that Financial Institutions is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Enterprise Financial Services 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Financial Institutions 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 15

Do analysts prefer FISI or FRME?

Accepted Answer

Financial Institutions currently has a consensus target price of $37.00, indicating a potential downside of 0.30%. First Merchants has a consensus target price of $48.33, indicating a potential upside of 21.05%. Given First Merchants' higher possible upside, analysts plainly believe First Merchants is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 First Merchants 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33

Question 16

Is FISI or FRME a better dividend stock?

Accepted Answer

Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.4%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.7%. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. First Merchants pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has increased its dividend for 1 consecutive years and First Merchants has increased its dividend for 13 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 17

Which has better valuation & earnings, FISI or FRME?

Accepted Answer

First Merchants has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Merchants, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Financial Institutions $249.16M 2.93 $74.87M $3.84 9.66 First Merchants $659.76M 3.81 $226M $3.40 11.74

Question 18

Do institutionals and insiders believe in FISI or FRME?

Accepted Answer

60.5% of Financial Institutions shares are held by institutional investors. Comparatively, 73.9% of First Merchants shares are held by institutional investors. 2.4% of Financial Institutions shares are held by insiders. Comparatively, 1.8% of First Merchants shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Question 19

Is FISI or FRME more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to First Merchants' net margin of 18.87%. Financial Institutions' return on equity of 13.08% beat First Merchants' return on equity. Company Net Margins Return on Equity Return on Assets Financial Institutions 20.85% 13.08% 1.26% First Merchants 18.87% 9.58% 1.21%

Question 20

Which has more volatility and risk, FISI or FRME?

Accepted Answer

Financial Institutions has a beta of 0.64, meaning that its stock price is 36% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.85, meaning that its stock price is 15% less volatile than the broader market.

Question 21

Does the media refer more to FISI or FRME?

Accepted Answer

In the previous week, First Merchants had 3 more articles in the media than Financial Institutions. MarketBeat recorded 5 mentions for First Merchants and 2 mentions for Financial Institutions. Financial Institutions' average media sentiment score of 1.05 beat First Merchants' score of 0.47 indicating that Financial Institutions is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Financial Institutions 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Merchants 2 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Question 22

Do analysts prefer FISI or HOPE?

Accepted Answer

Financial Institutions presently has a consensus target price of $37.00, suggesting a potential downside of 0.30%. Hope Bancorp has a consensus target price of $14.50, suggesting a potential upside of 15.08%. Given Hope Bancorp's higher possible upside, analysts clearly believe Hope Bancorp is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 Hope Bancorp 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40

Question 23

Is FISI or HOPE a better dividend stock?

Accepted Answer

Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.4%. Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.4%. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. Hope Bancorp pays out 107.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Financial Institutions has increased its dividend for 1 consecutive years.

Question 24

Which has higher valuation & earnings, FISI or HOPE?

Accepted Answer

Financial Institutions has higher earnings, but lower revenue than Hope Bancorp. Financial Institutions is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Financial Institutions $249.16M 2.93 $74.87M $3.84 9.66 Hope Bancorp $523.22M 3.08 $61.59M $0.52 24.23

Question 25

Do insiders & institutionals have more ownership in FISI or HOPE?

Accepted Answer

60.5% of Financial Institutions shares are held by institutional investors. Comparatively, 84.0% of Hope Bancorp shares are held by institutional investors. 2.4% of Financial Institutions shares are held by insiders. Comparatively, 2.3% of Hope Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Question 26

Is FISI or HOPE more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to Hope Bancorp's net margin of 6.56%. Financial Institutions' return on equity of 13.08% beat Hope Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Financial Institutions 20.85% 13.08% 1.26% Hope Bancorp 6.56% 5.32% 0.65%

Question 27

Which has more risk and volatility, FISI or HOPE?

Accepted Answer

Financial Institutions has a beta of 0.64, meaning that its share price is 36% less volatile than the broader market. Comparatively, Hope Bancorp has a beta of 0.84, meaning that its share price is 16% less volatile than the broader market.

Question 28

Does the media refer more to FISI or HOPE?

Accepted Answer

In the previous week, Hope Bancorp had 3 more articles in the media than Financial Institutions. MarketBeat recorded 5 mentions for Hope Bancorp and 2 mentions for Financial Institutions. Financial Institutions' average media sentiment score of 1.05 beat Hope Bancorp's score of 0.90 indicating that Financial Institutions is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Financial Institutions 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Hope Bancorp 2 Very Positive mention(s) 2 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 29

Do analysts prefer IBCP or FISI?

Accepted Answer

Independent Bank currently has a consensus target price of $37.00, suggesting a potential upside of 7.00%. Financial Institutions has a consensus target price of $37.00, suggesting a potential downside of 0.30%. Given Independent Bank's higher probable upside, analysts plainly believe Independent Bank is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Independent Bank 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33 Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 30

Is IBCP or FISI a better dividend stock?

Accepted Answer

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.2%. Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.4%. Independent Bank pays out 33.4% of its earnings in the form of a dividend. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years and Financial Institutions has increased its dividend for 1 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.

Question 31

Which has better earnings & valuation, IBCP or FISI?

Accepted Answer

Financial Institutions has lower revenue, but higher earnings than Independent Bank. Financial Institutions is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Independent Bank $315.38M 2.26 $68.54M $3.35 10.32 Financial Institutions $249.16M 2.93 $74.87M $3.84 9.66

Question 32

Do institutionals & insiders hold more shares of IBCP or FISI?

Accepted Answer

79.4% of Independent Bank shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 5.9% of Independent Bank shares are owned by company insiders. Comparatively, 2.4% of Financial Institutions shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Question 33

Is IBCP or FISI more profitable?

Accepted Answer

Independent Bank has a net margin of 22.02% compared to Financial Institutions' net margin of 20.85%. Independent Bank's return on equity of 14.15% beat Financial Institutions' return on equity. Company Net Margins Return on Equity Return on Assets Independent Bank 22.02% 14.15% 1.27% Financial Institutions 20.85% 13.08% 1.26%

Question 34

Which has more risk & volatility, IBCP or FISI?

Accepted Answer

Independent Bank has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market. Comparatively, Financial Institutions has a beta of 0.64, suggesting that its share price is 36% less volatile than the broader market.

Question 35

Does the media prefer IBCP or FISI?

Accepted Answer

In the previous week, Financial Institutions had 1 more articles in the media than Independent Bank. MarketBeat recorded 2 mentions for Financial Institutions and 1 mentions for Independent Bank. Financial Institutions' average media sentiment score of 1.05 beat Independent Bank's score of 0.94 indicating that Financial Institutions is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Independent Bank 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Financial Institutions 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Metric	Financial Institutions	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$730.55M	$1.11B	$13.60B	$12.42B
Dividend Yield	3.50%	2.67%	5.78%	5.34%
P/E Ratio	9.66	18.70	19.92	23.63
Price / Sales	2.93	2.49	134.83	137.68
Price / Cash	9.66	24.15	19.54	57.17
Price / Book	1.22	1.20	2.18	6.35
Net Income	$74.87M	$75.93M	$1.13B	$337.59M
7 Day Performance	2.43%	0.89%	-0.30%	-2.51%
1 Month Performance	4.98%	1.43%	-0.88%	-0.69%
1 Year Performance	43.84%	27.13%	10.51%	25.37%

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FISI Financial Institutions	2.2786 of 5 stars	$37.11 +1.3%	$37.00 -0.3%	+47.4%	$730.55M	$249.16M	9.66	620	Positive News
BUSE First Busey	3.9891 of 5 stars	$27.44 +1.2%	$27.50 +0.2%	+24.1%	$2.29B	$790.86M	12.16	1,948
EFSC Enterprise Financial Services	3.8462 of 5 stars	$60.62 +1.6%	$66.00 +8.9%	+18.9%	$2.22B	$1.00B	11.30	1,418
FRME First Merchants	4.5479 of 5 stars	$40.05 +1.3%	$48.33 +20.7%	+9.2%	$2.54B	$1.05B	11.72	2,086	News Coverage
HOPE Hope Bancorp	4.6582 of 5 stars	$12.51 +1.5%	$14.50 +16.0%	+26.9%	$1.60B	$967.63M	23.98	1,434	News Coverage Positive News

Financial Institutions (FISI) Competitors

FISI vs. BUSE, EFSC, FRME, HOPE, and IBCP

How does Financial Institutions compare to First Busey?

Summary

How does Financial Institutions compare to Enterprise Financial Services?

Summary

How does Financial Institutions compare to First Merchants?

Summary

How does Financial Institutions compare to Hope Bancorp?

Summary

How does Financial Institutions compare to Independent Bank?

Summary

Media Sentiment Over Time

FISI vs. The Competition

Financial Institutions Competitors List

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Financial Institutions (FISI) Competitors

FISI vs. BUSE, EFSC, FRME, HOPE, and IBCP

How does Financial Institutions compare to First Busey?

Which has preferable earnings and valuation, BUSE or FISI?

Do analysts rate BUSE or FISI?

Does the media prefer BUSE or FISI?

Which has more risk and volatility, BUSE or FISI?

Is BUSE or FISI more profitable?

Is BUSE or FISI a better dividend stock?

Do institutionals & insiders have more ownership in BUSE or FISI?

Summary

How does Financial Institutions compare to Enterprise Financial Services?

Do analysts prefer EFSC or FISI?

Is EFSC or FISI a better dividend stock?

Which has more volatility and risk, EFSC or FISI?

Does the media favor EFSC or FISI?

Which has stronger valuation & earnings, EFSC or FISI?

Is EFSC or FISI more profitable?

Do insiders & institutionals believe in EFSC or FISI?

Summary

How does Financial Institutions compare to First Merchants?

Which has better valuation & earnings, FISI or FRME?

Is FISI or FRME a better dividend stock?

Do analysts prefer FISI or FRME?

Which has more volatility and risk, FISI or FRME?

Does the media refer more to FISI or FRME?

Do institutionals and insiders believe in FISI or FRME?

Is FISI or FRME more profitable?

Summary

How does Financial Institutions compare to Hope Bancorp?

Does the media refer more to FISI or HOPE?

Which has more risk and volatility, FISI or HOPE?

Is FISI or HOPE a better dividend stock?

Which has higher valuation & earnings, FISI or HOPE?

Is FISI or HOPE more profitable?

Do analysts prefer FISI or HOPE?

Do insiders & institutionals have more ownership in FISI or HOPE?

Summary

How does Financial Institutions compare to Independent Bank?

Do institutionals & insiders hold more shares of IBCP or FISI?

Does the media prefer IBCP or FISI?

Which has better earnings & valuation, IBCP or FISI?

Which has more risk & volatility, IBCP or FISI?

Is IBCP or FISI a better dividend stock?

Is IBCP or FISI more profitable?

Do analysts prefer IBCP or FISI?

Summary

Media Sentiment Over Time

FISI vs. The Competition

Financial Institutions Competitors List

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