Question 1

Do analysts rate FISI or BUSE?

Accepted Answer

Financial Institutions presently has a consensus price target of $37.00, suggesting a potential downside of 5.88%. First Busey has a consensus price target of $29.60, suggesting a potential downside of 0.30%. Given First Busey's stronger consensus rating and higher probable upside, analysts clearly believe First Busey is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 First Busey 0 Sell rating(s) 2 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.67

Question 2

Is FISI or BUSE a better dividend stock?

Accepted Answer

Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.3%. First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.5%. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. First Busey pays out 46.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has raised its dividend for 1 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 3

Which has better earnings & valuation, FISI or BUSE?

Accepted Answer

First Busey has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Financial Institutions $377.94M 2.05 $74.87M $3.84 10.24 First Busey $1.04B 2.41 $135.26M $2.25 13.20

Question 4

Do insiders and institutionals hold more shares of FISI or BUSE?

Accepted Answer

60.5% of Financial Institutions shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 2.4% of Financial Institutions shares are held by company insiders. Comparatively, 3.8% of First Busey shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Question 5

Is FISI or BUSE more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to First Busey's net margin of 19.16%. Financial Institutions' return on equity of 13.08% beat First Busey's return on equity. Company Net Margins Return on Equity Return on Assets Financial Institutions 20.85% 13.08% 1.26% First Busey 19.16% 10.19% 1.36%

Question 6

Which has more risk and volatility, FISI or BUSE?

Accepted Answer

Financial Institutions has a beta of 0.63, meaning that its stock price is 37% less volatile than the broader market. Comparatively, First Busey has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market.

Question 7

Does the media prefer FISI or BUSE?

Accepted Answer

In the previous week, First Busey had 1 more articles in the media than Financial Institutions. MarketBeat recorded 7 mentions for First Busey and 6 mentions for Financial Institutions. First Busey's average media sentiment score of 0.78 beat Financial Institutions' score of 0.60 indicating that First Busey is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Financial Institutions 2 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Busey 1 Very Positive mention(s) 4 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 8

Do analysts recommend FISI or EFSC?

Accepted Answer

Financial Institutions presently has a consensus price target of $37.00, indicating a potential downside of 5.88%. Enterprise Financial Services has a consensus price target of $68.50, indicating a potential upside of 2.42%. Given Enterprise Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Enterprise Financial Services is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 Enterprise Financial Services 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.80

Question 9

Is FISI or EFSC a better dividend stock?

Accepted Answer

Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.3%. Enterprise Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.0%. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. Enterprise Financial Services pays out 25.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has increased its dividend for 1 consecutive years and Enterprise Financial Services has increased its dividend for 11 consecutive years.

Question 10

Which has better valuation & earnings, FISI or EFSC?

Accepted Answer

Enterprise Financial Services has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than Enterprise Financial Services, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Financial Institutions $377.94M 2.05 $74.87M $3.84 10.24 Enterprise Financial Services $1.00B 2.44 $201.37M $5.30 12.62

Question 11

Do insiders & institutionals have more ownership in FISI or EFSC?

Accepted Answer

60.5% of Financial Institutions shares are held by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are held by institutional investors. 2.4% of Financial Institutions shares are held by insiders. Comparatively, 2.2% of Enterprise Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Question 12

Is FISI or EFSC more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to Enterprise Financial Services' net margin of 19.81%. Financial Institutions' return on equity of 13.08% beat Enterprise Financial Services' return on equity. Company Net Margins Return on Equity Return on Assets Financial Institutions 20.85% 13.08% 1.26% Enterprise Financial Services 19.81% 10.35% 1.19%

Question 13

Which has more volatility and risk, FISI or EFSC?

Accepted Answer

Financial Institutions has a beta of 0.63, suggesting that its stock price is 37% less volatile than the broader market. Comparatively, Enterprise Financial Services has a beta of 0.79, suggesting that its stock price is 21% less volatile than the broader market.

Question 14

Does the media favor FISI or EFSC?

Accepted Answer

In the previous week, Financial Institutions had 1 more articles in the media than Enterprise Financial Services. MarketBeat recorded 6 mentions for Financial Institutions and 5 mentions for Enterprise Financial Services. Financial Institutions' average media sentiment score of 0.60 beat Enterprise Financial Services' score of -0.30 indicating that Financial Institutions is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Financial Institutions 2 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Enterprise Financial Services 0 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral

Question 15

Do analysts recommend FISI or FMBH?

Accepted Answer

Financial Institutions currently has a consensus target price of $37.00, indicating a potential downside of 5.88%. First Mid Bancshares has a consensus target price of $49.50, indicating a potential upside of 0.47%. Given First Mid Bancshares' higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 First Mid Bancshares 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 16

Is FISI or FMBH a better dividend stock?

Accepted Answer

Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.3%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.0%. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has raised its dividend for 1 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

Question 17

Which has stronger earnings & valuation, FISI or FMBH?

Accepted Answer

First Mid Bancshares has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Financial Institutions $377.94M 2.05 $74.87M $3.84 10.24 First Mid Bancshares $466.04M 2.81 $91.75M $3.97 12.41

Question 18

Do institutionals and insiders believe in FISI or FMBH?

Accepted Answer

60.5% of Financial Institutions shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 2.4% of Financial Institutions shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Question 19

Is FISI or FMBH more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to First Mid Bancshares' net margin of 19.95%. Financial Institutions' return on equity of 13.08% beat First Mid Bancshares' return on equity. Company Net Margins Return on Equity Return on Assets Financial Institutions 20.85% 13.08% 1.26% First Mid Bancshares 19.95% 10.44% 1.23%

Question 20

Which has more risk & volatility, FISI or FMBH?

Accepted Answer

Financial Institutions has a beta of 0.63, suggesting that its stock price is 37% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.79, suggesting that its stock price is 21% less volatile than the broader market.

Question 21

Does the media refer more to FISI or FMBH?

Accepted Answer

In the previous week, Financial Institutions had 3 more articles in the media than First Mid Bancshares. MarketBeat recorded 6 mentions for Financial Institutions and 3 mentions for First Mid Bancshares. Financial Institutions' average media sentiment score of 0.60 beat First Mid Bancshares' score of 0.32 indicating that Financial Institutions is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Financial Institutions 2 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Mid Bancshares 0 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Question 22

Do analysts recommend FRME or FISI?

Accepted Answer

First Merchants currently has a consensus price target of $49.00, indicating a potential upside of 10.56%. Financial Institutions has a consensus price target of $37.00, indicating a potential downside of 5.88%. Given First Merchants' higher probable upside, research analysts clearly believe First Merchants is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Merchants 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33 Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 23

Is FRME or FISI a better dividend stock?

Accepted Answer

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.3%. Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.3%. First Merchants pays out 43.5% of its earnings in the form of a dividend. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has raised its dividend for 13 consecutive years and Financial Institutions has raised its dividend for 1 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 24

Which has stronger earnings & valuation, FRME or FISI?

Accepted Answer

First Merchants has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Merchants, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio First Merchants $1.05B 2.66 $226M $3.40 13.04 Financial Institutions $377.94M 2.05 $74.87M $3.84 10.24

Question 25

Do insiders & institutionals believe in FRME or FISI?

Accepted Answer

73.9% of First Merchants shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 1.8% of First Merchants shares are owned by company insiders. Comparatively, 2.4% of Financial Institutions shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Question 26

Is FRME or FISI more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to First Merchants' net margin of 18.87%. Financial Institutions' return on equity of 13.08% beat First Merchants' return on equity. Company Net Margins Return on Equity Return on Assets First Merchants 18.87% 9.58% 1.21% Financial Institutions 20.85% 13.08% 1.26%

Question 27

Which has more volatility & risk, FRME or FISI?

Accepted Answer

First Merchants has a beta of 0.84, indicating that its stock price is 16% less volatile than the broader market. Comparatively, Financial Institutions has a beta of 0.63, indicating that its stock price is 37% less volatile than the broader market.

Question 28

Does the media refer more to FRME or FISI?

Accepted Answer

In the previous week, Financial Institutions had 1 more articles in the media than First Merchants. MarketBeat recorded 6 mentions for Financial Institutions and 5 mentions for First Merchants. Financial Institutions' average media sentiment score of 0.60 beat First Merchants' score of 0.24 indicating that Financial Institutions is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Merchants 0 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Financial Institutions 2 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 29

Do analysts recommend HOPE or FISI?

Accepted Answer

Hope Bancorp presently has a consensus target price of $14.50, indicating a potential upside of 6.77%. Financial Institutions has a consensus target price of $37.00, indicating a potential downside of 5.88%. Given Hope Bancorp's higher probable upside, analysts plainly believe Hope Bancorp is more favorable than Financial Institutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Hope Bancorp 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40 Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 30

Is HOPE or FISI a better dividend stock?

Accepted Answer

Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.1%. Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.3%. Hope Bancorp pays out 107.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Financial Institutions pays out 33.3% of its earnings in the form of a dividend. Financial Institutions has increased its dividend for 1 consecutive years.

Question 31

Which has preferable valuation and earnings, HOPE or FISI?

Accepted Answer

Financial Institutions has lower revenue, but higher earnings than Hope Bancorp. Financial Institutions is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Hope Bancorp $967.63M 1.79 $61.59M $0.52 26.12 Financial Institutions $377.94M 2.05 $74.87M $3.84 10.24

Question 32

Do institutionals and insiders hold more shares of HOPE or FISI?

Accepted Answer

84.0% of Hope Bancorp shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 2.3% of Hope Bancorp shares are held by company insiders. Comparatively, 2.4% of Financial Institutions shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Question 33

Is HOPE or FISI more profitable?

Accepted Answer

Financial Institutions has a net margin of 20.85% compared to Hope Bancorp's net margin of 6.56%. Financial Institutions' return on equity of 13.08% beat Hope Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Hope Bancorp 6.56% 5.32% 0.65% Financial Institutions 20.85% 13.08% 1.26%

Question 34

Which has more risk and volatility, HOPE or FISI?

Accepted Answer

Hope Bancorp has a beta of 0.83, indicating that its stock price is 17% less volatile than the broader market. Comparatively, Financial Institutions has a beta of 0.63, indicating that its stock price is 37% less volatile than the broader market.

Question 35

Does the media prefer HOPE or FISI?

Accepted Answer

In the previous week, Financial Institutions had 3 more articles in the media than Hope Bancorp. MarketBeat recorded 6 mentions for Financial Institutions and 3 mentions for Hope Bancorp. Hope Bancorp's average media sentiment score of 0.68 beat Financial Institutions' score of 0.60 indicating that Hope Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Hope Bancorp 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Financial Institutions 2 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Metric	Financial Institutions	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$774.07M	$1.22B	$14.38B	$12.28B
Dividend Yield	3.26%	2.48%	5.67%	9.39%
P/E Ratio	10.24	19.25	20.55	23.94
Price / Sales	2.05	2.49	44.42	91.92
Price / Cash	10.37	25.15	19.24	47.25
Price / Book	1.29	1.30	2.26	6.14
Net Income	$74.87M	$75.93M	$1.14B	$331.74M
7 Day Performance	1.45%	1.09%	0.26%	-1.72%
1 Month Performance	5.22%	4.11%	1.38%	-1.44%
1 Year Performance	44.26%	26.70%	13.35%	16.97%

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FISI Financial Institutions	3.1787 of 5 stars	$39.31 0.0%	$37.00 -5.9%	+44.3%	$774.07M	$377.94M	10.24	620	Upcoming Earnings
BUSE First Busey	3.9514 of 5 stars	$29.36 +0.3%	$29.60 +0.8%	+23.1%	$2.48B	$1.04B	13.04	1,948	Dividend Announcement
EFSC Enterprise Financial Services	3.4087 of 5 stars	$65.46 -0.6%	$68.50 +4.6%	+14.9%	$2.40B	$1.00B	12.35	1,418	Upcoming Earnings Analyst Downgrade
FMBH First Mid Bancshares	3.2643 of 5 stars	$48.13 -0.4%	$49.50 +2.9%	+26.6%	$1.28B	$466.04M	12.12	1,170	Positive News Upcoming Earnings
FRME First Merchants	4.0183 of 5 stars	$43.31 +0.0%	$49.00 +13.2%	+9.8%	$2.73B	$1.05B	12.74	2,086	Upcoming Earnings

Financial Institutions (FISI) Competitors

FISI vs. BUSE, EFSC, FMBH, FRME, and HOPE

How does Financial Institutions compare to First Busey?

Summary

How does Financial Institutions compare to Enterprise Financial Services?

Summary

How does Financial Institutions compare to First Mid Bancshares?

Summary

How does Financial Institutions compare to First Merchants?

Summary

How does Financial Institutions compare to Hope Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FISI vs. The Competition

Financial Institutions Competitors List

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Financial Institutions (FISI) Competitors

FISI vs. BUSE, EFSC, FMBH, FRME, and HOPE

How does Financial Institutions compare to First Busey?

Is FISI or BUSE more profitable?

Do analysts rate FISI or BUSE?

Which has better earnings & valuation, FISI or BUSE?

Do insiders and institutionals hold more shares of FISI or BUSE?

Which has more risk and volatility, FISI or BUSE?

Does the media prefer FISI or BUSE?

Is FISI or BUSE a better dividend stock?

Summary

How does Financial Institutions compare to Enterprise Financial Services?

Which has better valuation & earnings, FISI or EFSC?

Do analysts recommend FISI or EFSC?

Does the media favor FISI or EFSC?

Which has more volatility and risk, FISI or EFSC?

Is FISI or EFSC more profitable?

Do insiders & institutionals have more ownership in FISI or EFSC?

Is FISI or EFSC a better dividend stock?

Summary

How does Financial Institutions compare to First Mid Bancshares?

Is FISI or FMBH more profitable?

Which has stronger earnings & valuation, FISI or FMBH?

Which has more risk & volatility, FISI or FMBH?

Do analysts recommend FISI or FMBH?

Does the media refer more to FISI or FMBH?

Is FISI or FMBH a better dividend stock?

Do institutionals and insiders believe in FISI or FMBH?

Summary

How does Financial Institutions compare to First Merchants?

Is FRME or FISI a better dividend stock?

Which has more volatility & risk, FRME or FISI?

Does the media refer more to FRME or FISI?

Do insiders & institutionals believe in FRME or FISI?

Is FRME or FISI more profitable?

Do analysts recommend FRME or FISI?

Which has stronger earnings & valuation, FRME or FISI?

Summary

How does Financial Institutions compare to Hope Bancorp?

Is HOPE or FISI a better dividend stock?

Is HOPE or FISI more profitable?

Do institutionals and insiders hold more shares of HOPE or FISI?

Which has preferable valuation and earnings, HOPE or FISI?

Does the media prefer HOPE or FISI?

Do analysts recommend HOPE or FISI?

Which has more risk and volatility, HOPE or FISI?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FISI vs. The Competition

Financial Institutions Competitors List

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MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools