Financial Institutions (FISI) Competitors

Financial Institutions (NASDAQ:FISI) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, analyst recommendations, profitability, earnings, valuation and media sentiment.

Which has more risk and volatility, FISI or BUSE?

Financial Institutions has a beta of 0.71, meaning that its stock price is 29% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500.

Is FISI or BUSE more profitable?

First Busey has a net margin of 8.32% compared to Financial Institutions' net margin of -2.63%. Financial Institutions' return on equity of 12.69% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Financial Institutions	-2.63%	12.69%	1.06%
First Busey	8.32%	8.46%	0.96%

Does the media refer more to FISI or BUSE?

In the previous week, First Busey had 5 more articles in the media than Financial Institutions. MarketBeat recorded 8 mentions for First Busey and 3 mentions for Financial Institutions. Financial Institutions' average media sentiment score of 0.66 beat First Busey's score of 0.26 indicating that Financial Institutions is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Financial Institutions	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Busey	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Neutral

Do institutionals and insiders believe in FISI or BUSE?

60.5% of Financial Institutions shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 2.4% of Financial Institutions shares are held by insiders. Comparatively, 3.9% of First Busey shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is FISI or BUSE a better dividend stock?

Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 4.6%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.2%. Financial Institutions pays out -165.3% of its earnings in the form of a dividend. First Busey pays out 93.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Financial Institutions has raised its dividend for 1 consecutive years and First Busey has raised its dividend for 10 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has higher valuation & earnings, FISI or BUSE?

First Busey has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Financial Institutions	$120.71M	4.50	-$41.65M	-$0.75	-36.01
First Busey	$663.36M	3.24	$113.69M	$1.07	22.43

Do analysts prefer FISI or BUSE?

Financial Institutions currently has a consensus target price of $33.00, indicating a potential upside of 22.18%. First Busey has a consensus target price of $27.67, indicating a potential upside of 15.28%. Given Financial Institutions' stronger consensus rating and higher probable upside, analysts clearly believe Financial Institutions is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Financial Institutions	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

First Busey beats Financial Institutions on 10 of the 19 factors compared between the two stocks.