FISI vs. EFSC, NBTB, OFG, CHCO, FBNC, FCF, LKFN, SRCE, GABC, and STBA
Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Enterprise Financial Services (EFSC), NBT Bancorp (NBTB), OFG Bancorp (OFG), City (CHCO), First Bancorp (FBNC), First Commonwealth Financial (FCF), Lakeland Financial (LKFN), 1st Source (SRCE), German American Bancorp (GABC), and S&T Bancorp (STBA). These companies are all part of the "regional banks" industry.
Financial Institutions vs. Its Competitors
Financial Institutions (NASDAQ:FISI) and Enterprise Financial Services (NASDAQ:EFSC) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, risk, institutional ownership, media sentiment, earnings, valuation, dividends and analyst recommendations.
Enterprise Financial Services has a net margin of 20.92% compared to Financial Institutions' net margin of -2.63%. Financial Institutions' return on equity of 12.69% beat Enterprise Financial Services' return on equity.
Enterprise Financial Services has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than Enterprise Financial Services, indicating that it is currently the more affordable of the two stocks.
60.5% of Financial Institutions shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 2.4% of Financial Institutions shares are owned by company insiders. Comparatively, 2.3% of Enterprise Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
In the previous week, Enterprise Financial Services had 6 more articles in the media than Financial Institutions. MarketBeat recorded 8 mentions for Enterprise Financial Services and 2 mentions for Financial Institutions. Financial Institutions' average media sentiment score of 0.99 beat Enterprise Financial Services' score of 0.21 indicating that Financial Institutions is being referred to more favorably in the media.
Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 4.5%. Enterprise Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.1%. Financial Institutions pays out -165.3% of its earnings in the form of a dividend. Enterprise Financial Services pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has increased its dividend for 1 consecutive years and Enterprise Financial Services has increased its dividend for 11 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.
Financial Institutions currently has a consensus price target of $33.00, suggesting a potential upside of 20.33%. Enterprise Financial Services has a consensus price target of $64.33, suggesting a potential upside of 12.21%. Given Financial Institutions' higher probable upside, equities research analysts plainly believe Financial Institutions is more favorable than Enterprise Financial Services.
Financial Institutions has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500.
Summary
Enterprise Financial Services beats Financial Institutions on 13 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Financial Institutions Competitors List
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This page (NASDAQ:FISI) was last updated on 7/6/2025 by MarketBeat.com Staff
