NASDAQ:FISI - Financial Institutions Stock Price, News, & Analysis Sign in or create an account to add this stock to your watchlist. Get Started $28.00 -0.04 (-0.14 %) (As of 05/19/2019 04:00 PM ET)Previous Close$28.00Today's Range$27.75 - $28.1252-Week Range$24.49 - $34.35Volume28,170 shsAverage Volume35,286 shsMarket Capitalization$447.44 millionP/E Ratio10.89Dividend Yield3.57%Beta0.89 ProfileAnalyst RatingsChartDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsSocial Media Share on FacebookShare on TwitterShare on LinkedInShare on RedditShare on StocktwitsPrint this articleShare by Email Financial Institutions, Inc. operates as the holding company for Five Star Bank that provides banking and financial services to individuals, municipalities, and businesses. It operates in two segments, Banking and Non-Banking. The company offers checking and savings account programs, including money market accounts, certificates of deposit, and sweep investments, as well as individual retirement and other qualified plan accounts. It also provides short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry for short-term crop production, farm equipment, and livestock financing; commercial mortgage loans to finance the purchase of real property; and one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit, as well as consumer loans, such as automobile, recreational vehicle, boat, personal, and deposit account collateralized loans. In addition, the company provides personal insurance, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance, such as property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, Medicare supplements, long-term care, annuities, mutual funds, and retirement programs. Further, it offers customized investment advice and advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 53 offices in the New York State. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. 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Industry, Sector and Symbol Stock Exchange NASDAQ Industry National commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:FISI Previous Symbol CUSIP31758540 CIK862831 Webwww.five-starbank.com Phone585-786-1100Debt Debt-to-Equity Ratio0.10 Current Ratio0.83 Quick Ratio0.83Price-To-Earnings Trailing P/E Ratio10.89 Forward P/E Ratio10.14 P/E GrowthN/A Sales & Book Value Annual Sales$189.21 million Price / Sales2.36 Cash Flow$3.3694 per share Price / Cash Flow8.31 Book Value$24.46 per share Price / Book1.14Profitability EPS (Most Recent Fiscal Year)$2.57 Net Income$39.53 million Net Margins21.36% Return on Equity11.79% Return on Assets1.05%Miscellaneous Employees687 Outstanding Shares15,980,000Market Cap$447.44 million Next Earnings Date7/25/2019 (Estimated) OptionableOptionable Financial Institutions (NASDAQ:FISI) Frequently Asked Questions What is Financial Institutions' stock symbol? Financial Institutions trades on the NASDAQ under the ticker symbol "FISI." How often does Financial Institutions pay dividends? What is the dividend yield for Financial Institutions? Financial Institutions announced a quarterly dividend on Friday, March 1st. Shareholders of record on Friday, March 15th will be paid a dividend of $0.25 per share on Tuesday, April 2nd. This represents a $1.00 dividend on an annualized basis and a yield of 3.57%. The ex-dividend date of this dividend is Thursday, March 14th. This is a boost from Financial Institutions's previous quarterly dividend of $0.24. View Financial Institutions' Dividend History. How were Financial Institutions' earnings last quarter? Financial Institutions, Inc. (NASDAQ:FISI) announced its quarterly earnings data on Tuesday, April, 30th. The bank reported $0.70 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.61 by $0.09. The bank earned $40.91 million during the quarter, compared to the consensus estimate of $41.20 million. Financial Institutions had a net margin of 21.36% and a return on equity of 11.79%. View Financial Institutions' Earnings History. When is Financial Institutions' next earnings date? Financial Institutions is scheduled to release their next quarterly earnings announcement on Thursday, July 25th 2019. View Earnings Estimates for Financial Institutions. Has Financial Institutions been receiving favorable news coverage? Media coverage about FISI stock has been trending somewhat positive recently, InfoTrie Sentiment Analysis reports. The research firm scores the sentiment of media coverage by reviewing more than six thousand blog and news sources in real time. The firm ranks coverage of public companies on a scale of -5 to 5, with scores closest to five being the most favorable. Financial Institutions earned a media sentiment score of 1.9 on InfoTrie's scale. They also gave news coverage about the bank a news buzz of 4.0 out of 10, meaning that recent media coverage is somewhat unlikely to have an impact on the company's share price in the near term. Who are some of Financial Institutions' key competitors? Some companies that are related to Financial Institutions include Northwest Bancshares (NWBI), Hope Bancorp (HOPE), First Merchants (FRME), Westamerica Bancorporation (WABC), NBT Bancorp (NBTB), FCB Financial (FCB), First Commonwealth Financial (FCF), City (CHCO), Sandy Spring Bancorp (SASR), National Bank (NBHC), Farmers And Merchants Bank of Long Beach (FMBL), Meridian Bancorp (EBSB), National Commerce (NCOM), Mercantil Bank (AMTB) and CBTX (CBTX). What other stocks do shareholders of Financial Institutions own? Based on aggregate information from My MarketBeat watchlists, some companies that other Financial Institutions investors own include Albany International (AIN), iShares Barclays 1-3 Year Treasry Bnd Fd (SHY), Intuitive Surgical (ISRG), Bank of America (BAC), New York Community Bancorp (NYCB), Penumbra (PEN), PPL (PPL), Unilever (UNIA), Automatic Data Processing (ADP) and Comcast (CMCSA). Who are Financial Institutions' key executives? Financial Institutions' management team includes the folowing people: Mr. Martin K. Birmingham, Pres, CEO & Director (Age 53)Mr. William L. Kreienberg, Exec. VP, Chief Banking & Revenue Officer and Gen. Counsel (Age 61)Mr. Kevin B. Klotzbach, Exec. VP & Sr. Financial Advisor (Age 66)Mr. Joseph L. Dugan, Sr. VP and Chief Customer Experience & Go to Market Officer of Five Star Bank (Age 57)Mr. Justin K. Bigham, Exec. VP, CFO & Treasurer (Age 45) Who are Financial Institutions' major shareholders? Financial Institutions' stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include Dimensional Fund Advisors LP (8.38%), BlackRock Inc. (7.68%), Royce & Associates LP (3.05%), LSV Asset Management (2.91%), Renaissance Technologies LLC (2.77%) and Canandaigua National Bank & Trust Co. (2.65%). Company insiders that own Financial Institutions stock include Andrew W Dorn Jr, David G Case, Donald Boswell, Joseph L Dugan, Kevin B Klotzbach, Martin Kearney Birmingham, Michael D Burneal, Paula Dollinger Dolan and Robert M Glaser. View Institutional Ownership Trends for Financial Institutions. Which major investors are selling Financial Institutions stock? FISI stock was sold by a variety of institutional investors in the last quarter, including Morgan Stanley, Hotchkis & Wiley Capital Management LLC, Hotchkis & Wiley Capital Management LLC, AlphaOne Investment Services LLC, ClariVest Asset Management LLC, BlackRock Inc., Bailard Inc. and AQR Capital Management LLC. View Insider Buying and Selling for Financial Institutions. Which major investors are buying Financial Institutions stock? FISI stock was bought by a variety of institutional investors in the last quarter, including Royce & Associates LP, Renaissance Technologies LLC, SEI Investments Co, Parametric Portfolio Associates LLC, Oxford Asset Management LLP, Martingale Asset Management L P, Geode Capital Management LLC and Acadian Asset Management LLC. Company insiders that have bought Financial Institutions stock in the last two years include Andrew W Dorn Jr, Donald Boswell, Joseph L Dugan, Kevin B Klotzbach, Martin Kearney Birmingham, Michael D Burneal, Paula Dollinger Dolan and Robert M Glaser. View Insider Buying and Selling for Financial Institutions. How do I buy shares of Financial Institutions? Shares of FISI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Financial Institutions' stock price today? One share of FISI stock can currently be purchased for approximately $28.00. How big of a company is Financial Institutions? Financial Institutions has a market capitalization of $447.44 million and generates $189.21 million in revenue each year. The bank earns $39.53 million in net income (profit) each year or $2.57 on an earnings per share basis. Financial Institutions employs 687 workers across the globe. What is Financial Institutions' official website? The official website for Financial Institutions is http://www.five-starbank.com. How can I contact Financial Institutions? Financial Institutions' mailing address is 220 LIBERTY STREET, WARSAW NY, 14569. The bank can be reached via phone at 585-786-1100 or via email at [email protected] MarketBeat Community Rating for Financial Institutions (NASDAQ FISI)Community Ranking: 2.2 out of 5 ( )Outperform Votes: 234 (Vote Outperform)Underperform Votes: 297 (Vote Underperform)Total Votes: 531MarketBeat's community ratings are surveys of what our community members think about Financial Institutions and other stocks. Vote "Outperform" if you believe FISI will outperform the S&P 500 over the long term. Vote "Underperform" if you believe FISI will underperform the S&P 500 over the long term. You may vote once every thirty days. This page was last updated on 5/19/2019 by MarketBeat.com StaffFeatured Article: The primary rules of Elliott Wave theory Receive Analysts' Upgrades and Downgrades Daily Enter your email address below to receive a concise daily summary of analysts' upgrades, downgrades and new coverage with MarketBeat.com's FREE daily email newsletter.