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NASDAQ:FISI

Financial Institutions Stock Forecast, Price & News

$16.16
+0.11 (+0.69 %)
(As of 10/20/2020 04:30 PM ET)
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Compare
Today's Range
$16.12
Now: $16.16
$16.44
50-Day Range
$14.62
MA: $16.42
$17.75
52-Week Range
$12.78
Now: $16.16
$33.28
Volume21,318 shs
Average Volume54,180 shs
Market Capitalization$259.17 million
P/E Ratio7.06
Dividend Yield6.48%
Beta1.14
Financial Institutions, Inc. operates as the holding company for Five Star Bank that provides banking and financial services to individuals, municipalities, and businesses. It operates in two segments, Banking and Non-Banking. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, Medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 53 offices in the New York State. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
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Financial Institutions logo

Beat the Market (BTM) Rank

Analyst Opinion: 3.2Community Rank: 2.1Dividend Strength: 3.3Insider Behavior: 1.0Valuation: 2.5 5 -4 -3 -2 -1 -

Overall Beat the Market Rank

2.42 out of 5 stars

Industry, Sector and Symbol

Industry National commercial banks
Sub-IndustryRegional Banks
SectorFinance
Current SymbolNASDAQ:FISI
CUSIP31758540
Phone585-786-1100
Employees650

Debt

Price-To-Earnings

Sales & Book Value

Annual Sales$209.18 million
Cash Flow$3.67 per share
Book Value$26.35 per share

Profitability

Net Income$48.86 million

Miscellaneous

Market Cap$259.17 million
Next Earnings Date10/29/2020 (Confirmed)
OptionableOptionable
$16.16
+0.11 (+0.69 %)
(As of 10/20/2020 04:30 PM ET)
30 days | 90 days | 365 days | Advanced Chart

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Financial Institutions (NASDAQ:FISI) Frequently Asked Questions

How has Financial Institutions' stock been impacted by COVID-19?

Financial Institutions' stock was trading at $20.15 on March 11th, 2020 when COVID-19 reached pandemic status according to the World Health Organization. Since then, FISI shares have decreased by 19.8% and is now trading at $16.16.
View which stocks have been most impacted by COVID-19
.

Do Wall Street analysts recommend investors buy shares of Financial Institutions?

3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Financial Institutions in the last year. There are currently 2 hold ratings and 1 buy rating for the stock, resulting in a consensus recommendation of "Hold."
View analyst ratings for Financial Institutions
.

When is Financial Institutions' next earnings date?

Financial Institutions is scheduled to release its next quarterly earnings announcement on Thursday, October 29th 2020.
View our earnings forecast for Financial Institutions
.

How can I listen to Financial Institutions' earnings call?

Financial Institutions will be holding an earnings conference call on Thursday, October 29th at 12:00 AM Eastern. Interested parties can register for or listen to the call using this link or dial in at Not Available.

How were Financial Institutions' earnings last quarter?

Financial Institutions, Inc. (NASDAQ:FISI) posted its earnings results on Wednesday, July, 29th. The bank reported $0.67 earnings per share for the quarter, beating the consensus estimate of $0.27 by $0.40. The bank had revenue of $44.01 million for the quarter, compared to the consensus estimate of $42.72 million. Financial Institutions had a return on equity of 8.96% and a net margin of 18.20%.
View Financial Institutions' earnings history
.

How often does Financial Institutions pay dividends? What is the dividend yield for Financial Institutions?

Financial Institutions declared a quarterly dividend on Tuesday, August 25th. Shareholders of record on Friday, September 11th will be given a dividend of $0.26 per share on Friday, October 2nd. This represents a $1.04 dividend on an annualized basis and a yield of 6.44%. The ex-dividend date is Thursday, September 10th.
View Financial Institutions' dividend history
.

What price target have analysts set for FISI?

3 Wall Street analysts have issued 12 month price targets for Financial Institutions' stock. Their forecasts range from $22.00 to $23.00. On average, they anticipate Financial Institutions' share price to reach $22.50 in the next twelve months. This suggests a possible upside of 39.2% from the stock's current price.
View analysts' price targets for Financial Institutions
.

Has Financial Institutions been receiving favorable news coverage?

Headlines about FISI stock have been trending somewhat positive recently, InfoTrie reports. The research firm ranks the sentiment of news coverage by analyzing more than six thousand blog and news sources in real-time. The firm ranks coverage of public companies on a scale of negative five to five, with scores closest to five being the most favorable. Financial Institutions earned a coverage optimism score of 1.0 on InfoTrie's scale. They also assigned press coverage about the bank a news buzz of 0.0 out of 10, meaning that recent news coverage is extremely unlikely to have an effect on the stock's share price in the near future.
View the latest news about Financial Institutions
.

Are investors shorting Financial Institutions?

Financial Institutions saw a decrease in short interest during the month of September. As of September 30th, there was short interest totaling 126,900 shares, a decrease of 27.9% from the September 15th total of 176,000 shares. Based on an average daily volume of 63,000 shares, the days-to-cover ratio is presently 2.0 days. Approximately 0.8% of the company's shares are sold short.
View Financial Institutions' Short Interest
.

Who are some of Financial Institutions' key competitors?

What other stocks do shareholders of Financial Institutions own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Financial Institutions investors own include AT&T (T), Verizon Communications (VZ), AbbVie (ABBV), Albany International (AIN), Bristol-Myers Squibb (BMY), Dominion Energy (D), Home Depot (HD), International Business Machines (IBM), Johnson & Johnson (JNJ) and Main Street Capital (MAIN).

Who are Financial Institutions' key executives?

Financial Institutions' management team includes the following people:
  • Mr. Martin K. Birmingham, Pres, CEO & Director (Age 54, Pay $864.28k)
  • Mr. Justin K. Bigham, Exec. VP & CFO (Age 46, Pay $400.13k)
  • Mr. Joseph L. Dugan, Sr. VP and Chief Experience & Go to Market Officer of Five Star Bank (Age 58, Pay $336.73k)
  • Ms. Sonia Marie Dumbleton, Sr. VP, Controller & Principal Accounting Officer (Age 58)
  • Ms. Shelly J. Doran, Sr. VP and Director of Investor & External Relations

What is Financial Institutions' stock symbol?

Financial Institutions trades on the NASDAQ under the ticker symbol "FISI."

Who are Financial Institutions' major shareholders?

Financial Institutions' stock is owned by many different institutional and retail investors. Top institutional shareholders include Canandaigua National Corp (2.41%), Bowling Portfolio Management LLC (0.09%) and Nisa Investment Advisors LLC (0.02%). Company insiders that own Financial Institutions stock include Andrew W Dorn Jr, Joseph L Dugan, Martin Kearney Birmingham, Robert M Glaser and Samuel J Burruano Jr.
View institutional ownership trends for Financial Institutions
.

Which institutional investors are selling Financial Institutions stock?

FISI stock was sold by a variety of institutional investors in the last quarter, including Bowling Portfolio Management LLC, and Canandaigua National Corp.
View insider buying and selling activity for Financial Institutions
.

Which institutional investors are buying Financial Institutions stock?

FISI stock was bought by a variety of institutional investors in the last quarter, including Nisa Investment Advisors LLC. Company insiders that have bought Financial Institutions stock in the last two years include Andrew W Dorn Jr, Joseph L Dugan, Martin Kearney Birmingham, Robert M Glaser, and Samuel J Burruano Jr.
View insider buying and selling activity for Financial Institutions
.

How do I buy shares of Financial Institutions?

Shares of FISI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is Financial Institutions' stock price today?

One share of FISI stock can currently be purchased for approximately $16.16.

How big of a company is Financial Institutions?

Financial Institutions has a market capitalization of $259.17 million and generates $209.18 million in revenue each year. The bank earns $48.86 million in net income (profit) each year or $2.96 on an earnings per share basis. Financial Institutions employs 650 workers across the globe.

What is Financial Institutions' official website?

The official website for Financial Institutions is www.five-starbank.com.

How can I contact Financial Institutions?

Financial Institutions' mailing address is 220 LIBERTY STREET, WARSAW NY, 14569. The bank can be reached via phone at 585-786-1100 or via email at [email protected]

This page was last updated on 10/20/2020 by MarketBeat.com Staff

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