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S&P 500   4,210.24
DOW   33,309.51
QQQ   325.93
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Forget Tesla, THIS Could be the Biggest EV Investment Play in 2022 (Ad)
The How and Why of Investing in Gold Stocks
The 2 Dow Stocks with Decade-Long Win Streaks on the Line
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Closing prices for crude oil, gold and other commodities
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Investors Look to Capitalize on the Budding Green Revolution (Ad)
S&P 500   4,210.24
DOW   33,309.51
QQQ   325.93
The How And Why of Investing in Oil Stocks
Forget Tesla, THIS Could be the Biggest EV Investment Play in 2022 (Ad)
The How and Why of Investing in Gold Stocks
The 2 Dow Stocks with Decade-Long Win Streaks on the Line
Trump says he took the Fifth in NY civil investigation
Investors Look to Capitalize on the Budding Green Revolution (Ad)
Closing prices for crude oil, gold and other commodities
Wall Street roars after inflation cools more than expected
Rhine River could fall below critical mark, risking industry
Investors Look to Capitalize on the Budding Green Revolution (Ad)
S&P 500   4,210.24
DOW   33,309.51
QQQ   325.93
The How And Why of Investing in Oil Stocks
Forget Tesla, THIS Could be the Biggest EV Investment Play in 2022 (Ad)
The How and Why of Investing in Gold Stocks
The 2 Dow Stocks with Decade-Long Win Streaks on the Line
Trump says he took the Fifth in NY civil investigation
Investors Look to Capitalize on the Budding Green Revolution (Ad)
Closing prices for crude oil, gold and other commodities
Wall Street roars after inflation cools more than expected
Rhine River could fall below critical mark, risking industry
Investors Look to Capitalize on the Budding Green Revolution (Ad)
NASDAQ:FISI

Financial Institutions - FISI Stock Forecast, Price & News

$26.66
+0.40 (+1.52%)
(As of 08/10/2022 12:00 AM ET)
Add
Compare
Today's Range
$26.52
$26.83
50-Day Range
$24.70
$28.28
52-Week Range
$24.44
$34.43
Volume
24,444 shs
Average Volume
30,678 shs
Market Capitalization
$408.70 million
P/E Ratio
6.38
Dividend Yield
4.42%
Price Target
N/A

Financial Institutions MarketRank™ Forecast

Analyst Rating
N/A
Upside/​Downside
N/A
Short Interest
Healthy
1.93% of Float Sold Short
Dividend Strength
Strong
Based on Four Factors
Sustainability
N/A
News Sentiment
0.58mentions of Financial Institutions in the last 14 days
Based on 5 Articles This Week
Insider Trading
N/A
Proj. Earnings Growth
-1.40%
From $3.57 to $3.52 Per Share

Overall MarketRank

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.45 out of 5 stars

Finance Sector

390th out of 906 stocks

National Commercial Banks Industry

45th out of 86 stocks

FISI stock logo

About Financial Institutions (NASDAQ:FISI) Stock

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 48 banking offices in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Schuyler, Steuben, Wayne, Wyoming, and Yates counties, New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Financial Institutions Stock Performance

FISI Stock traded up $0.52 during mid-day trading on Wednesday, hitting $26.78. The company had a trading volume of 100 shares, compared to its average volume of 49,416. The firm has a market cap of $409.71 million, a PE ratio of 6.28 and a beta of 0.99. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.77 and a current ratio of 0.77. Financial Institutions has a 12 month low of $24.44 and a 12 month high of $34.43. The stock's fifty day moving average price is $26.35 and its two-hundred day moving average price is $28.88.

Financial Institutions Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, July 5th. Shareholders of record on Friday, June 17th were given a $0.29 dividend. This represents a $1.16 annualized dividend and a yield of 4.33%. The ex-dividend date was Thursday, June 16th. Financial Institutions's dividend payout ratio is 27.75%.

Wall Street Analyst Weigh In

Separately, StockNews.com raised shares of Financial Institutions from a "hold" rating to a "buy" rating in a research report on Sunday.

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FISI Stock News Headlines

Is the Financial Institutions dividend a hidden gem?
Financial Institutions declares $0.29 dividend
Financial Institutions Reports Q1 EPS of $0.93
Best Income Stocks to Buy for March 18th
See More Headlines
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FISI Company Calendar

Last Earnings
10/28/2021
Ex-Dividend for 7/5 Dividend
6/16/2022
Dividend Payable
7/05/2022
Today
8/11/2022
Next Earnings (Estimated)
10/27/2022
Fiscal Year End
12/31/2022

Industry, Sector and Symbol

Industry
National commercial banks
Sub-Industry
Regional Banks
Sector
Finance
Current Symbol
NASDAQ:FISI
CUSIP
31758540
Employees
600
Year Founded
N/A

Profitability

Net Income
$77.70 million
Pretax Margin
38.12%

Debt

Sales & Book Value

Annual Sales
$214.11 million
Cash Flow
$5.85 per share
Book Value
$26.64 per share

Miscellaneous

Free Float
14,978,000
Market Cap
$408.70 million
Optionable
Optionable
Beta
0.99

Key Executives














FISI Stock - Frequently Asked Questions

How have FISI shares performed in 2022?

Financial Institutions' stock was trading at $31.80 at the beginning of 2022. Since then, FISI stock has decreased by 16.2% and is now trading at $26.66.
View the best growth stocks for 2022 here
.

When is Financial Institutions' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, October 27th 2022.
View our FISI earnings forecast
.

How were Financial Institutions' earnings last quarter?

Financial Institutions, Inc. (NASDAQ:FISI) posted its quarterly earnings data on Thursday, October, 28th. The bank reported $1.05 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.96 by $0.09. The bank had revenue of $50.36 million for the quarter, compared to analyst estimates of $49.79 million. Financial Institutions had a trailing twelve-month return on equity of 14.51% and a net margin of 30.78%. During the same period in the previous year, the firm posted $0.74 earnings per share.

How often does Financial Institutions pay dividends? What is the dividend yield for Financial Institutions?

Financial Institutions declared a quarterly dividend on Wednesday, May 25th. Stockholders of record on Friday, June 17th will be paid a dividend of $0.29 per share on Tuesday, July 5th. This represents a $1.16 dividend on an annualized basis and a yield of 4.35%. The ex-dividend date of this dividend is Thursday, June 16th.
Read our dividend analysis for FISI
.

Is Financial Institutions a good dividend stock?

Financial Institutions (NASDAQ:FISI) pays an annual dividend of $1.16 per share and currently has a dividend yield of 4.42%. FISI has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company has been increasing its dividend for 13 consecutive years, indicating the company has a strong committment to maintain and grow its dividend. The dividend payout ratio is 27.75%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FISI will have a dividend payout ratio of 32.95% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for FISI.

What is John E. Benjamin's approval rating as Financial Institutions' CEO?

1 employees have rated Financial Institutions Chief Executive Officer John E. Benjamin on Glassdoor.com. John E. Benjamin has an approval rating of 100% among the company's employees. This puts John E. Benjamin in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of Financial Institutions own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Financial Institutions investors own include AT&T (T), Verizon Communications (VZ), AbbVie (ABBV), Albany International (AIN), Bristol-Myers Squibb (BMY), Dominion Energy (D), Home Depot (HD), International Business Machines (IBM), Johnson & Johnson (JNJ) and Main Street Capital (MAIN).

What is Financial Institutions' stock symbol?

Financial Institutions trades on the NASDAQ under the ticker symbol "FISI."

Who are Financial Institutions' major shareholders?

Financial Institutions' stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Canandaigua National Corp (2.26%), Royce & Associates LP (0.63%), Community Capital Management LLC (0.38%), Victory Capital Management Inc. (0.28%), Russell Investments Group Ltd. (0.19%) and Los Angeles Capital Management LLC (0.19%). Insiders that own company stock include Andrew W Dorn Jr, James F Stern, Martin Kearney Birmingham, Robert M Glaser, Samuel J Burruano Jr and William Jack Plants II.
View institutional ownership trends
.

How do I buy shares of Financial Institutions?

Shares of FISI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is Financial Institutions' stock price today?

One share of FISI stock can currently be purchased for approximately $26.66.

How much money does Financial Institutions make?

Financial Institutions (NASDAQ:FISI) has a market capitalization of $407.87 million and generates $214.11 million in revenue each year. The bank earns $77.70 million in net income (profit) each year or $4.18 on an earnings per share basis.

How many employees does Financial Institutions have?

The company employs 600 workers across the globe.

How can I contact Financial Institutions?

Financial Institutions' mailing address is 220 LIBERTY STREET, WARSAW NY, 14569. The official website for the company is www.five-starbank.com. The bank can be reached via phone at (585) 786-1100, via email at sjdoran@five-starbank.com, or via fax at 718-786-5254.

This page (NASDAQ:FISI) was last updated on 8/11/2022 by MarketBeat.com Staff

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