Financial Institutions Company Profile (NASDAQ:FISI)

About Financial Institutions

Financial Institutions logoFinancial Institutions, Inc. (FII) is a financial holding company. The Company conducts its business through its subsidiaries: Five Star Bank (the Bank), a New York chartered bank, and Scott Danahy Naylon, LLC (SDN), a full service insurance agency. The Company offers an array of deposit, lending, insurance services and other financial services to individuals, municipalities and businesses in Western and Central New York through the Bank. The Company operates through two segments: banking and insurance. The banking segment includes the Company's retail and commercial banking operations. The insurance segment includes the activities of SDN, which provides a range of insurance services to both personal and business clients. It offers a choice of various delivery systems and channels, including telephone, point-of-sale transactions, automated clearing house (ACH) transactions, remote deposit and mobile banking through telephone or wireless devices.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Regional - Mid-Atlantic Banks
  • Sub-Industry: Regional Banks
  • Exchange: NASDAQ
  • Symbol: FISI
  • CUSIP: 31758540
Key Metrics:
  • Previous Close: $27.11
  • 50 Day Moving Average: $26.78
  • 200 Day Moving Average: $27.27
  • 52-Week Range: $24.05 - $29.53
  • Trailing P/E Ratio: 13.76
  • Foreward P/E Ratio: 13.69
  • P/E Growth: 1.76
  • Market Cap: $391.85M
  • Outstanding Shares: 14,454,000
  • Beta: 1.08
Profitability:
  • Net Margins: 20.63%
  • Return on Equity: 10.28%
  • Return on Assets: 0.86%
Debt:
  • Debt-to-Equity Ratio: 0.13%
  • Current Ratio: 0.70%
  • Quick Ratio: 0.70%
Additional Links:
Companies Related to Financial Institutions:

Analyst Ratings

Consensus Ratings for Financial Institutions (NASDAQ:FISI) (?)
Ratings Breakdown: 2 Hold Ratings
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: $27.00 (0.41% downside)

Analysts' Ratings History for Financial Institutions (NASDAQ:FISI)
Show:
DateFirmActionRatingPrice TargetDetails
7/28/2016Keefe, Bruyette & WoodsBoost Price TargetMarket Perform$26.00 -> $27.00View Rating Details
2/26/2016Piper Jaffray Cos.DowngradeOverweight -> Neutral$27.00View Rating Details
(Data available from 9/30/2014 forward)

Earnings

Earnings History for Financial Institutions (NASDAQ:FISI)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/25/2016        
7/26/2016Q2$0.48$0.47ViewN/AView Earnings Details
4/26/2016Q1$0.46$0.50ViewN/AView Earnings Details
1/26/2016Q4$0.49$0.44ViewN/AView Earnings Details
10/27/2015Q3$0.48$0.56ViewN/AView Earnings Details
7/22/2015Q2$0.45$0.44ViewN/AView Earnings Details
4/22/2015$0.44$0.46ViewN/AView Earnings Details
1/28/2015Q414$0.49$0.54$27.20 million$29.30 millionViewN/AView Earnings Details
10/22/2014Q3$0.47$0.49ViewN/AView Earnings Details
7/23/2014Q413$0.46$0.48$26.46 millionViewN/AView Earnings Details
4/23/2014$0.45$0.50ViewN/AView Earnings Details
1/29/2014Q4$0.47$0.43ViewN/AView Earnings Details
10/24/2013Q313$0.45$0.42$29.20 millionViewN/AView Earnings Details
1/30/2013Q4 2012$0.46$0.43$29.30 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Financial Institutions (NASDAQ:FISI)
Current Year EPS Consensus Estimate: $1.93 EPS
Next Year EPS Consensus Estimate: $1.98 EPS

Dividends

Current Dividend Information for Financial Institutions (NASDAQ:FISI)
Annual Dividend:$0.80
Dividend Yield:2.95%
Payout Ratio:40.61% (Based on Trailing 12 Months of Earnings)
41.45% (Based on Current Year Consensus EPS Estimate)
40.40% (Based on Next Year Consensus EPS Estimate)

Dividend History for Financial Institutions (NASDAQ:FISI)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
8/31/2016quarterly$0.203%9/8/20169/12/201610/3/2016
5/19/2016quarterly$0.202.91%6/9/20166/13/20167/5/2016
2/25/2016quarterly$0.202.99%3/11/20163/15/20164/4/2016
11/19/2015quarterly$0.202.98%12/8/201512/10/20151/4/2016
8/27/2015quarterly$0.203.27%9/8/20159/10/201510/2/2015
5/21/2015quarterly$0.203.39%6/9/20156/11/20157/2/2015
2/26/2015quarterly$0.203.51%3/10/20153/12/20154/2/2015
11/19/2014quarterly$0.203.34%12/10/201412/12/20141/2/2015
8/27/2014quarterly$0.193.18%9/10/20149/12/201410/2/2014
5/21/2014quarterly$0.193.34%6/11/20146/13/20147/2/2014
2/19/2014quarterly$0.193.53%3/11/20143/13/20144/2/2014
11/20/2013quarterly$0.193.19%12/10/201312/12/20131/2/2014
8/21/2013quarterly$0.193.84%9/10/20139/12/201310/2/2013
5/22/2013quarterly$0.183.64%6/11/20136/13/20137/2/2013
2/20/2013quarterly$0.183.59%3/12/20133/14/20134/2/2013
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Financial Institutions (NASDAQ:FISI)
Insider Ownership Percentage: 6.23%
Institutional Ownership Percentage: 59.30%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
8/26/2016Charles J GuarinoInsiderBuy400$26.47$10,588.00View SEC Filing  
8/24/2016Kevin B KlotzbachCFOBuy900$27.04$24,336.00View SEC Filing  
8/17/2016Martin Kearney BirminghamCEOBuy5,000$26.64$133,200.00View SEC Filing  
8/17/2016William L KreienbergCAOBuy3,000$26.43$79,290.00View SEC Filing  
7/29/2016Andrew W Dorn JrDirectorBuy1,000$27.11$27,110.00View SEC Filing  
6/13/2016David G CaseSVPSell1,000$27.39$27,390.00View SEC Filing  
6/13/2016Jeffrey Patrick KenefickEVPSell4,096$27.52$112,721.92View SEC Filing  
5/10/2016Charles J GuarinoSVPBuy500$27.14$13,570.00View SEC Filing  
4/29/2016Karl Valentine Anderson JrDirectorSell1,410$28.44$40,100.40View SEC Filing  
2/25/2016Robert M GlaserDirectorBuy2,000$26.70$53,400.00View SEC Filing  
2/11/2016Paula Dollinger DolanSVPBuy4,500$26.18$117,810.00View SEC Filing  
2/2/2016Martin Kearney BirminghamCEOBuy9,254$26.64$246,526.56View SEC Filing  
2/1/2016John E. BenjaminDirectorSell1,550$27.14$42,067.00View SEC Filing  
11/4/2015Martin Kearney BirminghamCEOBuy2,000$26.59$53,180.00View SEC Filing  
6/10/2015Andrew W Dorn JrDirectorBuy1,500$23.70$35,550.00View SEC Filing  
6/9/2015William L KreienbergEVPBuy2,500$23.80$59,500.00View SEC Filing  
5/27/2015William L KreienbergEVPBuy2,000$23.38$46,760.00View SEC Filing  
5/21/2015William L KreienbergEVPBuy2,000$23.63$47,260.00View SEC Filing  
5/18/2015William L KreienbergEVPBuy2,000$23.50$47,000.00View SEC Filing  
5/13/2015William L KreienbergEVPBuy1,000$23.24$23,240.00View SEC Filing  
3/2/2015Martin Kearney BirminghamCEOBuy4,000$22.76$91,040.00View SEC Filing  
2/23/2015William L KreienbergEVPBuy1,000$22.50$22,500.00View SEC Filing  
2/11/2015William L KreienbergEVPBuy1,000$22.40$22,400.00View SEC Filing  
2/9/2015William L KreienbergGeneral CounselBuy2,000$22.70$45,400.00View SEC Filing  
2/6/2015John E BenjaminDirectorSell1,200$23.00$27,600.00View SEC Filing  
2/5/2015Robert M GlaserDirectorBuy3,100$22.75$70,525.00View SEC Filing  
11/4/2014Richard J HarrisonEVPSell1,773$24.82$44,005.86View SEC Filing  
10/30/2014Michael David GroverCAOSell4,172$24.50$102,214.00View SEC Filing  
7/28/2014Martin Kearney BirminghamCEOBuy5,000$22.51$112,550.00View SEC Filing  
7/28/2014Paula Dollinger DolanSVPBuy2,000$22.48$44,960.00View SEC Filing  
2/5/2014Jeffrey Patrick KenefickEVPBuy2,585$20.51$53,018.35View SEC Filing  
2/5/2014Kevin KlotzbachCFOBuy1,000$20.69$20,690.00View SEC Filing  
2/3/2014Martin Kearney BirminghamCEOBuy5,000$20.42$102,100.00View SEC Filing  
8/8/2013Martin Kearney BirminghamCEOBuy5,000$21.65$108,250.00View SEC Filing  
9/5/2012Karl Francis KrebsCFOBuy1,000$17.79$17,790.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Latest Headlines for Financial Institutions (NASDAQ:FISI)
DateHeadline
capitalcube.com logoFinancial Institutions, Inc. breached its 50 day moving average in a Bearish Manner : FISI-US : September 27, 2016 (NASDAQ:FISI)
www.capitalcube.com - September 27 at 9:37 AM
capitalcube.com logoFinancial Institutions, Inc. breached its 50 day moving average in a Bearish Manner : FISI-US : September 15, 2016 (NASDAQ:FISI)
www.capitalcube.com - September 15 at 5:24 PM
biz.yahoo.com logoFINANCIAL INSTITUTIONS INC Files SEC form 8-K, Regulation FD Disclosure (NASDAQ:FISI)
biz.yahoo.com - September 15 at 5:23 PM
capitalcube.com logoFinancial Institutions, Inc. : FISI-US: Dividend Analysis : September 12th, 2016 (record date) : By the numbers : September 14, 2016 (NASDAQ:FISI)
www.capitalcube.com - September 14 at 5:04 PM
benzinga.com logoFISI: Insiders vs. Shorts (NASDAQ:FISI)
www.benzinga.com - August 30 at 5:04 PM
capitalcube.com logoETF’s with exposure to Financial Institutions, Inc. : August 30, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 30 at 5:04 PM
publicnow.com logoFinancial Institutions, Inc. Announces Quarterly Dividend (NASDAQ:FISI)
www.publicnow.com - August 29 at 4:56 PM
bizjournals.com logoFive Star Bank makes plans to open first branch in city of Buffalo (NASDAQ:FISI)
www.bizjournals.com - August 23 at 5:09 PM
News IconJack Henry & Associates Announces Regular Quarterly Dividend (NASDAQ:FISI)
itbusinessnet.com - August 22 at 9:41 AM
News IconQ2 Holdings Announces Bob Michaud as New Chief Security Officer (NASDAQ:FISI)
www.wallstreet-online.de - August 22 at 9:41 AM
finance.yahoo.com logoGuardian Analytics® Introduces Banking Industry's First Solution to Protect Against Fraud Risk Created by Same Day ACH (NASDAQ:FISI)
finance.yahoo.com - August 22 at 9:41 AM
marketwatch.com logoTimbercreek Financial Corporation Declares August 2016 Dividend (NASDAQ:FISI)
www.marketwatch.com - August 20 at 9:15 AM
News IconChicago priest accused of taking $500,000 from parishioner with dementia (NASDAQ:FISI)
www.chicagotribune.com - August 20 at 9:15 AM
fidaily.com logoFinancial Institutions, Inc. (NASDAQ:FISI) Trading Up – Insiders Buying, Short Interest Falling (NASDAQ:FISI)
www.fidaily.com - August 19 at 4:57 PM
finance.yahoo.com logoFinancial Institutions Inc (FISI) President & CEO Martin Kearney Birmingham Bought $133,200 ... (NASDAQ:FISI)
finance.yahoo.com - August 19 at 4:57 PM
capitalcube.com logoETF’s with exposure to Financial Institutions, Inc. : August 16, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 16 at 5:08 PM
finance.yahoo.com logoFINANCIAL INSTITUTIONS INC Financials (NASDAQ:FISI)
finance.yahoo.com - August 16 at 5:08 PM
reuters.com logoFinancial Institutions Inc (FISI.O) (NASDAQ:FISI)
www.reuters.com - August 15 at 5:11 PM
capitalcube.com logoFinancial Institutions, Inc. breached its 50 day moving average in a Bearish Manner : FISI-US : August 15, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 15 at 12:15 PM
capitalcube.com logoFinancial Institutions, Inc. :FISI-US: Earnings Analysis: Q2, 2016 By the Numbers : August 10, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 10 at 5:17 PM
capitalcube.com logoFinancial Institutions, Inc. :FISI-US: Earnings Analysis: Q2, 2016 By the Numbers : August 10, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 10 at 5:17 PM
bizjournals.com logoFive Star Bank aims to fill regional president role in Western New York (NASDAQ:FISI)
www.bizjournals.com - August 10 at 5:17 PM
bizjournals.com logoFive Star Bank aims to fill regional president role in Western New York (NASDAQ:FISI)
www.bizjournals.com - August 10 at 5:17 PM
capitalcube.com logoETF’s with exposure to Financial Institutions, Inc. : August 4, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 4 at 5:21 PM
capitalcube.com logoETF’s with exposure to Financial Institutions, Inc. : August 4, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 4 at 5:21 PM
capitalcube.com logoFinancial Institutions, Inc. breached its 50 day moving average in a Bearish Manner : FISI-US : August 2, 2016 (NASDAQ:FISI)
www.capitalcube.com - August 2 at 5:18 PM
biz.yahoo.com logoFINANCIAL INSTITUTIONS INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits (NASDAQ:FISI)
biz.yahoo.com - July 29 at 10:49 AM
finance.yahoo.com logoFive Star Bank Names Vito Caraccio Senior Vice President, Director Of Business Banking (NASDAQ:FISI)
finance.yahoo.com - July 29 at 9:25 AM
News IconNet income rises in Q2 at Financial Institutions (NASDAQ:FISI)
www.rbj.net - July 27 at 10:45 PM
fool.com logoFinancial Institutions Banks Rising Earnings on Double-Digit Loan Growth (NASDAQ:FISI)
www.fool.com - July 27 at 2:02 PM
sg.finance.yahoo.com logoFinancial Institutions posts 2Q profit (NASDAQ:FISI)
sg.finance.yahoo.com - July 26 at 5:49 PM
publicnow.com logoFinancial Institutions, Inc. Announces Second Quarter 2016 Results (NASDAQ:FISI)
www.publicnow.com - July 26 at 4:18 PM
biz.yahoo.com logoFINANCIAL INSTITUTIONS INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements an (NASDAQ:FISI)
biz.yahoo.com - July 26 at 4:16 PM
biz.yahoo.com logoQ2 2016 Financial Institutions Inc Earnings Release - 4:05 pm ET (NASDAQ:FISI)
biz.yahoo.com - July 26 at 7:07 AM
capitalcube.com logoFinancial Institutions, Inc. breached its 50 day moving average in a Bearish Manner : FISI-US : July 22, 2016 (NASDAQ:FISI)
www.capitalcube.com - July 22 at 8:18 AM
globenewswire.com logoFinancial Institutions, Inc. Announces New, Growth-Centered Executive Structure for Five Star Bank (NASDAQ:FISI)
globenewswire.com - July 20 at 6:24 PM
bizjournals.com logoPost-proxy battle, Financial Institutions turns attention back to long-term plan (NASDAQ:FISI)
www.bizjournals.com - June 8 at 5:05 PM
capitalcube.com logoFinancial Institutions, Inc. breached its 50 day moving average in a Bearish Manner : FISI-US : June 8, 2016 (NASDAQ:FISI)
www.capitalcube.com - June 8 at 8:23 AM
bizjournals.com logoFinal tally shows Financial Institutions' board candidates won in landslide (NASDAQ:FISI)
www.bizjournals.com - June 7 at 2:50 PM
biz.yahoo.com logoFINANCIAL INSTITUTIONS INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Other Events, Fin (NASDAQ:FISI)
biz.yahoo.com - June 7 at 12:43 PM
twst.com logoFinancial Institutions Inc.: Financial Institutions, Inc. Announces Preliminary Results of 2016 Annual Meeting of Shareholders (NASDAQ:FISI)
www.twst.com - June 3 at 5:17 PM
twst.com logoFinancial Institutions Inc.: Financial Institutions, Inc. Announces Preliminary Results of 2016 Annual Meeting of Shareholders (NASDAQ:FISI)
www.twst.com - June 3 at 5:17 PM
publicnow.com logoFinancial Institutions, Inc. Announces Preliminary Results of 2016 Annual Meeting of Shareholders (NASDAQ:FISI)
www.publicnow.com - June 3 at 1:15 PM
publicnow.com logoFinancial Institutions, Inc. Announces Preliminary Results of 2016 Annual Meeting of Shareholders (NASDAQ:FISI)
www.publicnow.com - June 3 at 1:15 PM
bizjournals.com logoProxy contest at Financial Institutions nears end as annual meeting approaches (NASDAQ:FISI)
www.bizjournals.com - June 2 at 7:20 AM
bizjournals.com logoFinancial Institutions' board gets nod of support from third proxy advisory firm (NASDAQ:FISI)
www.bizjournals.com - May 31 at 5:08 PM
finance.yahoo.com logoThird Independent Proxy Advisory Firm Recommends That Shareholders Vote FOR ALL Four Financial Institutions, Inc.’s (FISI) Director Nominees (NASDAQ:FISI)
finance.yahoo.com - May 31 at 9:00 AM
bizjournals.com logoSecond advisory firm supports Financial Institutions in proxy fight (NASDAQ:FISI)
www.bizjournals.com - May 26 at 1:30 PM
finance.yahoo.com logoLeading Proxy Advisory Firm ISS Recommends that Shareholders Vote the Blue Proxy Card FOR ALL Four Financial Institutions, Inc.’s (FISI) Director Nominees (NASDAQ:FISI)
finance.yahoo.com - May 23 at 8:00 AM
bizjournals.com logoFinancial Institutions' activist investor targets two seats on the board (NASDAQ:FISI)
www.bizjournals.com - May 12 at 2:50 PM

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Financial Institutions (NASDAQ:FISI) Chart for Friday, September, 30, 2016


Last Updated on 9/30/2016 by MarketBeat.com Staff