Mid Penn Bancorp (MPB) Stock Price, News & Analysis

Company Overview

Mid Penn Bancorp, Inc. is a bank holding company headquartered in Millersburg, Pennsylvania. Its principal subsidiary, Mid Penn Bank, provides community banking services to individuals, families, businesses and government entities.

The bank offers deposit accounts, residential and commercial real estate lending, consumer loans, commercial loans, treasury management and other business banking services. It also provides mortgage banking, wealth management and trust services designed to support customers’ borrowing, investment and financial planning needs.

Mid Penn Bank traces its roots to 1868 and serves communities primarily throughout central and eastern Pennsylvania through a network of banking offices and digital banking channels. The company has expanded its presence over time through organic growth and acquisitions, including its combination with Riverview Financial Corporation in 2022.

Key Stats

• Today's Range: $35.54 to $36.64
• 50-Day Range: $35.47 to $38.43
• 52-Week Range: $26.65 to $39.15
• Volume: 29,126 shs
• Average Volume: 142,722 shs
• Market Capitalization: $922.95 million
• P/E Ratio: 12.90
• Dividend Yield: 2.53%
• Price Target: $40.33
• Consensus Rating: Moderate Buy

Mid Penn Bancorp Stock Analysis - MarketRank™

Mid Penn Bancorp scored higher than 89% of companies evaluated by MarketBeat, and ranked 212th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Mid Penn Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on no strong buy ratings, 4 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Mid Penn Bancorp has a consensus price target of $40.33, representing about 12.1% upside from its current price of $35.97.

Amount of Analyst Coverage

Mid Penn Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.41%

Earnings Growth

Earnings for Mid Penn Bancorp are expected to grow by 16.41% in the coming year, from $3.29 to $3.83 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mid Penn Bancorp is 12.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mid Penn Bancorp is 12.71, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.17.

Price to Book Value per Share Ratio

Mid Penn Bancorp has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.15% of the float of Mid Penn Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Mid Penn Bancorp has a short interest ratio ("days to cover") of 7.07.

Change versus previous month

Short interest in Mid Penn Bancorp has recently increased by 5.83%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Mid Penn Bancorp pays a meaningful dividend of 2.56%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mid Penn Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Mid Penn Bancorp is 32.51%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mid Penn Bancorp will have a dividend payout ratio of 24.02% next year. This indicates that Mid Penn Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.18

News Sentiment

Mid Penn Bancorp has a news sentiment score of 0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Mid Penn Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

7 insiders have purchased shares of Mid Penn Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $34,590.00 in company stock, which represents 0.0038% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Mid Penn Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $34,590.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

7.20% of the stock of Mid Penn Bancorp is held by insiders.

Percentage Held by Institutions

43.11% of the stock of Mid Penn Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/22/2026
• Record date for 8/14 Dividend: 8/03/2026
• Ex-Dividend for 8/14 Dividend: 8/03/2026
• Dividend Payable: 8/14/2026
• Today: 10/16/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:MPB
• CIK: 879635
• Web: www.midpennbank.com
• Phone: (866) 642-7736
• Fax: 717-692-4861
• Employees: 723
• Year Founded: 1868

Price Target and Rating

• Average Price Target for Mid Penn Bancorp: $40.33
• High Price Target: $42.00
• Low Price Target: $38.00
• Potential Upside/Downside: +10.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.83
• Trailing P/E Ratio: 12.90
• Forward P/E Ratio: 11.07
• P/E Growth: N/A
• Net Income: $56.25 million
• Net Margins: 17.55%
• Pretax Margin: 23.22%
• Return on Equity: 8.82%
• Return on Assets: 1.13%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.94
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $260.62 million
• Price / Sales: 3.54
• Cash Flow: $3.30 per share
• Price / Cash Flow: 11.03
• Book Value: $35.32 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 25,335,000
• Free Float: 23,511,000
• Market Cap: $922.95 million
• Optionable: Optionable
• Beta: 0.49