Mid Penn Bancorp (MPB) Stock Price, News & Analysis

Company Overview

Mid Penn Bancorp, Inc. (NASDAQ: MPB) is the bank holding company for Mid Penn Bank, a community banking institution headquartered in Millersburg, Pennsylvania. The bank traces its history to 1868 and serves individuals, families, businesses, nonprofit organizations and municipalities primarily across central and northeastern Pennsylvania.

Mid Penn Bank provides a range of consumer and commercial banking services, including checking and savings accounts, certificates of deposit, residential mortgages, home equity financing, consumer loans and business lending. Its commercial offerings include working-capital lines, commercial real estate financing, equipment loans, treasury management and other services designed to support small and midsize businesses.

The company also offers digital and mobile banking, investment and wealth-management services, and other financial products through its banking network and related channels. Mid Penn emphasizes relationship-based banking and operates through branches and offices serving communities in Pennsylvania, including the Harrisburg region and surrounding areas.

Key Stats

• Today's Range: $36.10 to $36.56
• 50-Day Range: $34.89 to $38.54
• 52-Week Range: $26.56 to $39.15
• Volume: 102,634 shs
• Average Volume: 92,092 shs
• Market Capitalization: $919.73 million
• P/E Ratio: 12.83
• Dividend Yield: 2.53%
• Price Target: $39.50
• Consensus Rating: Moderate Buy

Mid Penn Bancorp Stock Analysis - MarketRank™

Mid Penn Bancorp scored higher than 88% of companies evaluated by MarketBeat, and ranked 149th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Mid Penn Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for Mid Penn Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Mid Penn Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.97%

Earnings Growth

Earnings for Mid Penn Bancorp are expected to grow by 14.97% in the coming year, from $3.34 to $3.84 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mid Penn Bancorp is 12.83, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mid Penn Bancorp is 12.83, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Mid Penn Bancorp has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.98% of the float of Mid Penn Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Mid Penn Bancorp has a short interest ratio ("days to cover") of 7.58.

Change versus previous month

Short interest in Mid Penn Bancorp has recently increased by 10.88%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Mid Penn Bancorp pays a meaningful dividend of 2.54%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mid Penn Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Mid Penn Bancorp is 32.51%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mid Penn Bancorp will have a dividend payout ratio of 23.96% next year. This indicates that Mid Penn Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.84

News Sentiment

Mid Penn Bancorp has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Mid Penn Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

5 insiders have purchased shares of Mid Penn Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $29,696.00 in company stock, which represents 0.0032% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Mid Penn Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $29,696.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

7.20% of the stock of Mid Penn Bancorp is held by insiders.

Percentage Held by Institutions

43.11% of the stock of Mid Penn Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/22/2026
• Record date for 8/14 Dividend: 8/03/2026
• Ex-Dividend for 8/14 Dividend: 8/03/2026
• Dividend Payable: 8/14/2026
• Today: 9/26/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:MPB
• CIK: 879635
• Web: www.midpennbank.com
• Phone: (866) 642-7736
• Fax: 717-692-4861
• Employees: 723
• Year Founded: 1868

Price Target and Rating

• Average Price Target for Mid Penn Bancorp: $39.50
• High Price Target: $41.00
• Low Price Target: $38.00
• Potential Upside/Downside: +8.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.83
• Trailing P/E Ratio: 12.83
• Forward P/E Ratio: 10.87
• P/E Growth: N/A
• Net Income: $56.25 million
• Net Margins: 17.55%
• Pretax Margin: 23.22%
• Return on Equity: 8.82%
• Return on Assets: 1.13%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.94
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $350.61 million
• Price / Sales: 2.62
• Cash Flow: $3.23 per share
• Price / Cash Flow: 11.24
• Book Value: $35.32 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 25,330,000
• Free Float: 23,511,000
• Market Cap: $919.73 million
• Optionable: Optionable
• Beta: 0.46