Mid Penn Bancorp (MPB) Financials

$33.30 +0.56 (+1.71%)

Closing price 04:00 PM Eastern

Extended Trading

$33.30 0.00 (-0.02%)

As of 04:10 PM Eastern

Annual Income Statements for Mid Penn Bancorp

This table shows Mid Penn Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	6.04	7.80	7.09	10	18	26	29	55	37	49	56
Consolidated Net Income / (Loss)	6.53	7.80	7.09	11	18	26	29	55	37	49	56
Net Income / (Loss) Continuing Operations	6.53	7.80	7.09	11	18	26	29	55	37	49	56
Total Pre-Tax Income	8.17	10	12	13	21	31	36	67	45	60	72
Total Revenue	36	41	43	63	83	106	130	171	167	179	226
Net Interest Income / (Expense)	32	35	38	56	70	88	109	148	147	157	199
Total Interest Income	36	40	44	69	95	108	123	166	236	287	324
Loans and Leases Interest Income	33	36	40	62	88	104	119	150	218	266	292
Investment Securities Interest Income	3.22	3.41	3.39	5.84	5.13	3.89	3.72	13	18	18	24
Deposits and Money Market Investments Interest Income	0.04	0.01	0.02	0.08	0.10	0.04	0.01	0.07	0.36	1.13	0.61
Federal Funds Sold and Securities Borrowed Interest Income	0.00	0.08	0.12	0.45	1.22	0.50	0.81	1.83	0.37	1.93	7.33
Total Interest Expense	4.61	5.37	6.30	13	25	20	15	18	89	130	125
Deposits Interest Expense	3.89	4.51	5.46	11	22	16	11	14	79	116	122
Short-Term Borrowings Interest Expense	0.05	0.02	0.11	0.21	0.47	0.37	0.54	0.44	7.09	11	0.38
Long-Term Debt Interest Expense	0.67	0.84	0.73	1.63	3.14	2.96	2.89	3.18	2.98	3.02	2.49
Total Non-Interest Income	4.11	5.95	5.71	7.46	13	18	22	24	20	22	27
Other Service Charges	2.80	0.92	4.60	2.04	9.60	2.56	3.58	7.79	5.63	7.81	10
Net Realized & Unrealized Capital Gains on Investments	0.58	1.52	0.84	0.70	2.71	0.91	1.05	0.26	0.57	0.35	0.23
Other Non-Interest Income	0.27	3.51	0.26	4.73	0.31	14	17	16	14	14	17
Provision for Credit Losses	1.07	1.87	0.33	0.50	1.39	4.20	2.95	4.30	3.70	1.52	1.30
Total Non-Interest Expense	27	29	31	50	60	71	91	100	119	118	152
Salaries and Employee Benefits	14	16	17	24	32	38	42	53	59	64	78
Net Occupancy & Equipment Expense	4.90	5.66	6.52	9.81	12	14	15	19	20	22	27
Other Operating Expenses	5.80	6.30	6.69	9.46	14	18	30	26	32	29	32
Amortization Expense	0.11	0.13	0.10	1.22	1.43	1.40	1.18	2.01	1.78	1.78	3.05
Restructuring Charge	0.76	-	0.62	4.79	0.00	0.00	3.07	0.29	5.54	0.55	12
Income Tax Expense	1.64	2.28	4.50	2.13	3.73	5.13	6.73	13	7.30	11	16
Basic Earnings per Share	$1.47	$1.85	$1.67	$1.48	$2.09	$3.11	$2.71	$3.44	$2.29	$2.90	$2.59
Weighted Average Basic Shares Outstanding	4.11M	4.23M	4.24M	8.46M	8.48M	8.44M	10.81M	15.91M	16.32M	17.03M	21.76M
Diluted Earnings per Share	$1.47	$1.85	$1.67	$1.48	$2.09	$3.10	$2.71	$3.44	$2.29	$2.90	$2.55
Weighted Average Diluted Shares Outstanding	4.11M	4.23M	4.24M	8.46M	8.48M	8.44M	10.82M	15.93M	16.35M	17.07M	22.02M
Weighted Average Basic & Diluted Shares Outstanding	4.11M	4.23M	4.24M	8.46M	8.48M	8.41M	15.96M	15.89M	16.57M	19.36M	23.18M
Cash Dividends to Common per Share	$0.44	$0.68	$0.77	$0.45	$0.79	$0.82	$0.79	$0.80	$0.80	$0.80	$0.84

This table shows Mid Penn Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	4.84	9.24	12	12	12	12	13	14	4.76	18	19
Consolidated Net Income / (Loss)	4.84	9.24	12	12	12	12	13	14	4.76	18	19
Net Income / (Loss) Continuing Operations	4.84	9.24	12	12	12	12	13	14	4.76	18	19
Total Pre-Tax Income	4.98	12	14	15	14	15	16	17	4.28	24	27
Total Revenue	42	43	42	42	44	45	47	48	54	62	62
Net Interest Income / (Expense)	36	37	37	36	39	40	41	43	48	54	55
Total Interest Income	57	63	66	68	71	74	73	72	80	87	85
Loans and Leases Interest Income	52	59	61	63	66	68	68	67	72	76	77
Investment Securities Interest Income	4.35	4.49	4.44	4.42	4.51	4.50	4.58	4.81	4.98	6.95	6.91
Deposits and Money Market Investments Interest Income	0.08	0.09	0.14	0.40	0.35	0.22	0.15	0.14	0.14	0.20	0.14
Federal Funds Sold and Securities Borrowed Interest Income	0.05	0.05	0.23	0.14	0.28	1.04	0.47	0.26	2.43	3.46	1.18
Total Interest Expense	20	26	29	32	32	34	32	29	32	33	30
Deposits Interest Expense	18	24	26	26	28	31	31	28	31	33	30
Short-Term Borrowings Interest Expense	1.51	1.58	2.51	4.45	3.32	2.30	0.51	0.29	0.09	0.00	0.01
Long-Term Debt Interest Expense	0.70	0.79	0.80	0.96	0.69	0.69	0.69	0.68	0.75	0.61	0.45
Total Non-Interest Income	5.22	5.35	5.12	5.84	5.33	5.18	6.15	5.24	6.14	8.18	7.28
Other Service Charges	1.67	1.74	1.28	2.44	1.69	1.27	2.42	1.71	1.90	3.51	2.93
Net Realized & Unrealized Capital Gains on Investments	0.13	0.09	0.36	0.11	0.07	0.15	0.02	0.06	0.06	0.00	0.11
Other Non-Interest Income	3.42	3.52	3.48	3.29	3.57	3.76	3.71	3.48	4.18	4.67	4.24
Provision for Credit Losses	1.56	2.09	-0.67	-0.94	1.60	0.52	0.33	0.30	2.27	-0.43	-0.84
Total Non-Interest Expense	35	29	28	29	28	30	31	31	48	38	36
Salaries and Employee Benefits	15	15	15	15	16	16	17	16	21	21	20
Net Occupancy & Equipment Expense	5.07	5.14	5.11	5.32	5.36	5.39	5.73	5.94	6.89	7.20	7.47
Other Operating Expenses	9.58	8.00	7.60	7.31	6.91	7.85	7.33	7.65	8.41	8.66	7.47
Amortization Expense	0.46	0.48	0.49	0.43	0.43	0.46	0.47	0.43	0.74	0.94	0.93
Restructuring Charge	4.99	0.35	-0.02	0.00	0.00	0.11	0.44	0.31	11	0.23	-0.04
Income Tax Expense	0.14	2.27	2.29	2.58	2.50	2.57	2.95	3.06	-0.48	5.97	7.57
Basic Earnings per Share	$0.29	$0.56	$0.73	$0.73	$0.71	$0.74	$0.72	$0.71	$0.22	$0.80	$0.86
Weighted Average Basic Shares Outstanding	16.23M	16.57M	16.32M	16.57M	16.58M	16.61M	17.03M	19.36M	21.57M	23.01M	21.76M
Diluted Earnings per Share	$0.29	$0.56	$0.74	$0.73	$0.71	$0.74	$0.72	$0.71	$0.22	$0.79	$0.83
Weighted Average Diluted Shares Outstanding	16.26M	16.59M	16.35M	16.61M	16.61M	16.66M	17.07M	19.42M	21.60M	23.28M	22.02M
Weighted Average Basic & Diluted Shares Outstanding	16.57M	16.67M	16.57M	16.69M	16.70M	16.62M	19.36M	19.39M	23.00M	23.05M	23.18M

This table details how cash moves in and out of Mid Penn Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Change in Cash & Equivalents	3.40	33	-22	17	99	165	610	-853	36	-26	28
Net Cash From Operating Activities	13	22	12	11	7.83	14	66	60	52	51	80
Net Cash From Continuing Operating Activities	13	22	12	11	7.83	14	66	60	52	51	80
Net Income / (Loss) Continuing Operations	6.53	7.80	7.09	11	18	26	29	55	37	49	56
Consolidated Net Income / (Loss)	6.53	7.80	7.09	11	18	26	29	55	37	49	56
Provision For Loan Losses	1.07	1.87	0.33	0.50	1.39	4.20	2.95	4.30	3.70	1.52	1.30
Depreciation Expense	1.49	1.66	1.46	2.40	2.82	3.20	3.32	4.28	4.90	4.87	4.86
Amortization Expense	4.35	12	1.39	1.74	4.01	2.36	2.00	2.92	2.43	2.36	3.56
Non-Cash Adjustments to Reconcile Net Income	0.54	-1.23	2.69	0.58	-7.77	-18	16	14	-2.87	-0.15	21
Changes in Operating Assets and Liabilities, net	-0.80	-0.09	-1.06	-4.82	-10	-3.63	12	-21	6.78	-6.65	-6.21
Net Cash From Investing Activities	-39	-87	-164	22	-27	-589	169	-705	-409	-209	83
Net Cash From Continuing Investing Activities	-39	-87	-164	22	-27	-589	169	-705	-409	-209	83
Purchase of Property, Leasehold Improvements and Equipment	-1.46	-0.78	-6.88	-8.96	-3.89	-3.69	-3.50	-4.25	-2.77	-6.92	-8.23
Purchase of Investment Securities	-36	-143	-127	-100	-79	-182	-193	-711	-438	-258	-7.56
Sale of Property, Leasehold Improvements and Equipment	-	-	2.20	0.00	1.27	0.07	0.06	0.22	0.00	0.16	0.35
Sale and/or Maturity of Investments	51	135	64	190	194	219	51	30	32	57	98
Other Investing Activities, net	-60	-78	-97	-132	-139	-623	0.35	0.29	-0.13	-1.28	0.44
Net Cash From Financing Activities	23	98	129	-16	118	740	375	-208	392	131	-135
Net Cash From Continuing Financing Activities	29	98	129	-16	118	740	375	-208	392	131	-135
Net Change in Deposits	16	158	88	-12	186	562	446	-203	286	344	-95
Issuance of Debt	39	-	45	30	-30	223	0.00	103	1,757	1,305	244
Issuance of Common Equity	-	-	-	-	0.13	0.00	70	0.00	0.00	76	0.00
Repayment of Debt	-16	-58	-1.22	-26	-32	-28	-133	-77	-1,634	-1,580	-225
Repurchase of Preferred Equity	-14	-	-	-3.40	-	-9.64	-	-17	-	-	-45
Repurchase of Common Equity	-	-	-	0.00	0.00	-1.80	-0.13	-2.96	-4.88	-0.32	-2.25
Payment of Dividends	-1.80	-2.45	-2.20	-4.62	-6.69	-6.50	-8.87	-13	-13	-14	-18
Other Financing Activities, Net	0.05	-	0.06	0.24	0.14	0.31	0.22	1.14	0.48	0.56	7.50
Cash Interest Paid	4.57	5.24	6.17	11	25	20	15	17	77	131	127
Cash Income Taxes Paid	1.13	1.70	3.89	1.43	3.77	7.74	6.95	7.55	7.97	0.85	5.75

This table details how cash moves in and out of Mid Penn Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
Net Change in Cash & Equivalents	31	24	-21	-29	38	39	-74	37	230	-80	-158
Net Cash From Operating Activities	11	13	15	12	18	17	4.10	12	29	26	13
Net Cash From Continuing Operating Activities	11	13	15	12	18	17	4.10	12	29	26	13
Net Income / (Loss) Continuing Operations	4.84	9.24	12	12	12	12	13	14	4.76	18	19
Consolidated Net Income / (Loss)	4.84	9.24	12	12	12	12	13	14	4.76	18	19
Provision For Loan Losses	1.56	2.09	-0.67	-0.94	1.60	0.52	0.33	0.30	2.27	-0.43	-0.84
Depreciation Expense	1.19	1.25	1.26	1.19	1.24	1.23	1.20	1.13	1.17	1.19	1.36
Amortization Expense	0.63	0.64	0.65	0.57	0.57	0.61	0.61	0.54	1.09	0.80	1.12
Non-Cash Adjustments to Reconcile Net Income	-6.26	2.46	0.10	0.82	-4.83	1.10	2.78	0.80	2.69	7.51	9.75
Changes in Operating Assets and Liabilities, net	9.37	-2.49	1.22	-1.37	7.68	1.09	-14	-4.99	17	-0.93	-18
Net Cash From Investing Activities	-107	-107	-101	-66	-23	-99	-21	-36	139	2.55	-22
Net Cash From Continuing Investing Activities	-107	-107	-101	-66	-23	-99	-21	-36	139	2.55	-22
Purchase of Property, Leasehold Improvements and Equipment	-0.92	-0.87	-0.06	-0.35	-0.30	-0.02	-6.25	-2.72	-1.76	-1.95	-1.81
Purchase of Investment Securities	-117	-115	-108	-71	-39	-112	-35	-48	-101	197	-55
Sale of Property, Leasehold Improvements and Equipment	0.03	-	-0.06	0.03	0.79	-0.67	0.01	0.07	0.06	-	0.23
Sale and/or Maturity of Investments	11	8.01	5.72	6.03	15	15	20	15	24	25	35
Other Investing Activities, net	-0.24	0.55	0.44	0.00	-0.24	1.14	0.15	-0.08	0.30	0.11	0.11
Net Cash From Financing Activities	127	118	65	25	43	121	-57	61	62	-108	-149
Net Cash From Continuing Financing Activities	127	118	65	25	43	121	-57	61	62	-109	-149
Net Change in Deposits	126	95	-34	33	118	210	-17	42	98	-107	-128
Issuance of Debt	49	27	103	30	-72	-86	-112	23	-25	225	21
Repayment of Debt	-31	0.01	0.22	-35	-0.11	-0.11	-0.11	-0.11	-0.12	-225	-0.12
Repurchase of Preferred Equity	-	-	-	-	-	-	-	-	-	0.00	-37
Repurchase of Common Equity	-4.58	-	-0.30	-0.32	-	-	-	0.00	-1.78	-0.23	-0.25
Payment of Dividends	-3.18	-3.31	-3.32	-3.31	-3.32	-3.32	-3.87	-3.87	-4.66	-4.55	-5.08
Other Financing Activities, Net	0.11	0.14	0.14	0.15	0.13	0.15	0.13	0.16	3.51	3.33	0.49
Cash Interest Paid	15	31	21	30	31	33	38	30	31	30	36
Cash Income Taxes Paid	-	0.43	3.57	0.00	-	0.29	0.56	0.19	0.21	-	5.35

This table presents Mid Penn Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Total Assets	932	1,033	1,170	2,078	2,231	2,999	4,689	4,498	5,291	5,471	6,134
Cash and Due from Banks	12	13	20	25	26	31	41	53	45	37	47
Federal Funds Sold	-	30	0.69	11	109	271	727	3.11	17	19	23
Interest Bearing Deposits at Other Banks	4.32	-	-	4.57	4.66	1.54	146	4.41	35	14	29
Trading Account Securities	136	134	195	280	174	135	75	640	627	650	773
Loans and Leases, Net of Allowance	730	807	903	1,616	1,753	2,371	3,090	3,495	4,219	4,408	4,827
Loans and Leases	737	814	910	1,624	1,763	2,384	3,104	3,514	4,253	4,443	4,863
Allowance for Loan and Lease Losses	6.17	7.18	7.61	8.40	9.52	13	15	19	34	36	36
Premises and Equipment, Net	14	13	16	25	25	25	33	34	37	39	49
Goodwill	3.92	3.92	3.92	63	63	63	114	114	127	128	137
Intangible Assets	0.67	0.54	0.43	7.22	5.76	4.36	9.44	7.26	6.48	6.24	15
Other Assets	28	29	31	45	63	72	118	146	178	169	235
Total Liabilities & Shareholders' Equity	932	1,033	1,170	2,078	2,231	2,999	4,689	4,498	5,291	5,471	6,134
Total Liabilities	862	962	1,095	1,855	1,993	2,743	4,044	3,986	4,748	4,816	5,320
Non-Interest Bearing Deposits	104	123	164	270	310	536	850	794	801	759	834
Interest Bearing Deposits	673	813	860	1,456	1,602	1,938	3,152	2,984	3,545	3,931	4,381
Short-Term Debt	32	-	35	43	0.00	126	0.00	103	242	2.00	21
Accrued Interest Payable	0.39	0.52	0.65	2.26	2.21	2.01	1.79	2.30	14	13	11
Long-Term Debt	48	21	30	75	60	120	-	61	105	69	23
Other Long-Term Liabilities	4.82	5.25	6.14	8.28	19	21	40	41	41	41	50
Total Equity & Noncontrolling Interests	70	70	76	223	238	256	490	512	542	655	814
Total Preferred & Common Equity	70	70	76	223	238	256	490	512	542	655	814
Total Common Equity	70	70	76	223	238	256	490	512	542	655	814
Common Stock	45	45	45	186	187	187	401	403	423	500	613
Retained Earnings	23	28	33	40	51	70	91	133	146	182	220
Treasury Stock	-	-	-	-	0.00	-1.80	-1.92	-4.88	-9.72	-10	-12
Accumulated Other Comprehensive Income / (Loss)	1.81	-2.85	-2.07	-2.38	0.34	-0.06	0.16	-19	-17	-17	-6.32

This table presents Mid Penn Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025
Total Assets	4,334	4,583	5,089	5,216	5,330	5,392	5,527	5,546	6,355	6,267
Cash and Due from Banks	76	51	71	53	33	37	58	48	53	18
Federal Funds Sold	14	6.02	9.71	53	2.92	43	68	43	261	214
Interest Bearing Deposits at Other Banks	4.52	5.00	13	13	32	26	19	17	23	25
Trading Account Securities	651	240	641	624	620	610	650	641	775	788
Loans and Leases, Net of Allowance	3,304	3,580	4,002	4,112	4,284	4,329	4,396	4,455	4,795	4,784
Loans and Leases	3,322	3,611	4,035	4,146	4,317	4,365	4,432	4,491	4,833	4,821
Allowance for Loan and Lease Losses	18	31	33	34	34	35	36	36	38	37
Premises and Equipment, Net	36	34	39	39	36	34	34	40	48	48
Goodwill	114	114	129	130	127	127	128	128	135	137
Intangible Assets	7.22	6.92	7.45	6.97	6.05	5.63	6.71	5.81	17	16
Other Assets	127	147	176	186	190	180	168	168	247	238
Total Liabilities & Shareholders' Equity	4,334	4,583	5,089	5,216	5,330	5,392	5,527	5,546	6,355	6,267
Total Liabilities	3,835	4,068	4,563	4,687	4,779	4,832	4,954	4,878	5,579	5,471
Non-Interest Bearing Deposits	863	797	830	805	808	766	792	788	857	836
Interest Bearing Deposits	2,867	3,081	3,456	3,577	3,571	3,731	3,915	3,944	4,593	4,506
Short-Term Debt	-	88	112	139	272	200	114	25	0.00	0.00
Accrued Interest Payable	1.84	5.81	11	15	16	18	19	13	13	16
Long-Term Debt	71	57	106	105	70	70	70	69	61	60
Other Long-Term Liabilities	33	40	47	46	42	47	45	39	55	51
Total Equity & Noncontrolling Interests	499	511	526	529	551	560	573	668	776	796
Total Preferred & Common Equity	499	511	526	529	551	560	573	668	776	796
Total Common Equity	499	511	526	529	551	560	573	668	776	796
Common Stock	403	403	422	422	423	424	424	501	608	612
Retained Earnings	121	130	131	137	155	163	172	191	192	205
Treasury Stock	-4.88	-4.88	-9.46	-9.46	-10	-10	-10	-10	-12	-12
Accumulated Other Comprehensive Income / (Loss)	-19	-17	-18	-21	-17	-17	-13	-14	-12	-8.91

This table displays calculated financial ratios and metrics derived from Mid Penn Bancorp's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
DEI Shares Outstanding	4,225,720.00	4,232,166.00	4,240,754.00	8,457,023.00	8,478,461.00	8,415,589.00	11,433,554.00	-	-	-	23,048,496.00
DEI Adjusted Shares Outstanding	4,225,720.00	4,232,166.00	4,240,754.00	8,457,023.00	8,478,461.00	8,415,589.00	11,433,554.00	-	-	-	23,048,496.00
DEI Earnings Per Adjusted Shares Outstanding	1.54	1.84	1.67	1.25	2.09	3.11	2.56	-	-	-	2.44
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	22.09%	13.32%	6.14%	46.43%	30.56%	28.21%	22.60%	31.81%	-2.63%	7.30%	26.11%
EBITDA Growth	44.26%	68.29%	-38.75%	16.78%	67.57%	30.61%	12.09%	80.24%	-30.21%	29.28%	20.11%
EBIT Growth	14.09%	23.36%	14.96%	9.80%	68.38%	46.27%	15.04%	86.81%	-33.64%	34.32%	20.55%
NOPAT Growth	14.51%	19.55%	-9.16%	49.47%	67.05%	48.07%	11.87%	86.93%	-31.76%	32.20%	13.78%
Net Income Growth	14.51%	19.55%	-9.16%	49.47%	67.05%	48.07%	11.87%	86.93%	-31.76%	32.20%	13.78%
EPS Growth	-3.92%	25.85%	-9.73%	-11.38%	41.22%	48.33%	-12.58%	26.94%	-33.43%	26.64%	-12.07%
Operating Cash Flow Growth	51.95%	65.84%	-45.56%	-7.67%	-28.70%	79.66%	368.40%	-8.97%	-12.75%	-1.82%	55.75%
Free Cash Flow Firm Growth	-326.72%	317.73%	-163.07%	-360.32%	132.11%	-388.80%	34.84%	121.10%	-822.34%	220.81%	-135.52%
Invested Capital Growth	32.59%	-38.77%	53.07%	143.86%	-12.76%	68.21%	28.87%	4.72%	31.53%	-18.32%	18.13%
Revenue Q/Q Growth	4.80%	4.83%	-0.47%	18.29%	1.68%	12.56%	0.93%	6.36%	-1.87%	3.06%	6.91%
EBITDA Q/Q Growth	28.28%	7.13%	-12.57%	18.18%	-2.45%	11.51%	-18.11%	34.82%	-8.72%	2.59%	16.61%
EBIT Q/Q Growth	12.52%	7.07%	-6.59%	41.62%	-5.06%	20.47%	-22.27%	38.46%	-9.89%	3.08%	17.61%
NOPAT Q/Q Growth	12.77%	6.10%	-18.18%	64.33%	-1.34%	21.30%	-22.28%	38.07%	-8.83%	2.35%	12.42%
Net Income Q/Q Growth	12.77%	6.10%	-18.18%	64.33%	-1.34%	21.30%	-22.28%	38.07%	-8.83%	2.35%	12.42%
EPS Q/Q Growth	0.00%	0.00%	-18.14%	45.10%	-2.79%	21.09%	-31.39%	51.54%	-9.84%	-0.68%	4.51%
Operating Cash Flow Q/Q Growth	8.72%	-2.52%	2.79%	26.05%	-34.12%	3,119.10%	16.16%	-9.03%	-6.67%	-16.49%	12.93%
Free Cash Flow Firm Q/Q Growth	-129.85%	50.00%	-208.82%	-32.43%	222.66%	16.12%	-183.45%	139.56%	-8.34%	227.94%	-51.05%
Invested Capital Q/Q Growth	12.66%	-4.86%	18.43%	27.03%	-11.53%	-11.98%	37.73%	18.62%	15.01%	-4.02%	0.15%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	38.92%	57.79%	33.35%	26.60%	34.14%	34.78%	31.79%	43.47%	31.16%	37.54%	35.75%
EBIT Margin	22.70%	24.71%	26.77%	20.07%	25.89%	29.53%	27.71%	39.27%	26.77%	33.51%	32.03%
Profit (Net Income) Margin	18.14%	19.13%	16.37%	16.71%	21.39%	24.70%	22.54%	31.96%	22.40%	27.59%	24.90%
Tax Burden Percent	79.88%	77.41%	61.17%	83.27%	82.61%	83.63%	81.33%	81.38%	83.67%	82.35%	77.72%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	20.12%	22.59%	38.83%	16.73%	17.39%	16.37%	18.67%	18.62%	16.33%	17.65%	22.28%
Return on Invested Capital (ROIC)	4.98%	6.48%	6.13%	4.40%	5.54%	6.56%	5.11%	8.29%	4.78%	6.12%	7.10%
ROIC Less NNEP Spread (ROIC-NNEP)	4.98%	6.48%	6.13%	4.40%	5.54%	6.56%	5.11%	8.29%	4.78%	6.12%	7.10%
Return on Net Nonoperating Assets (RNNOA)	5.12%	4.63%	3.57%	2.69%	2.14%	4.06%	2.75%	2.64%	2.32%	2.14%	0.56%
Return on Equity (ROE)	10.11%	11.11%	9.70%	7.09%	7.68%	10.62%	7.86%	10.94%	7.09%	8.26%	7.66%
Cash Return on Invested Capital (CROIC)	-23.04%	54.58%	-35.82%	-79.27%	19.17%	-44.30%	-20.11%	3.68%	-22.45%	26.28%	-9.52%
Operating Return on Assets (OROA)	0.97%	1.03%	1.05%	0.78%	0.99%	1.20%	0.94%	1.47%	0.91%	1.12%	1.25%
Return on Assets (ROA)	0.77%	0.79%	0.64%	0.65%	0.82%	1.00%	0.76%	1.19%	0.76%	0.92%	0.97%
Return on Common Equity (ROCE)	10.11%	11.11%	9.70%	7.09%	7.68%	10.62%	7.86%	10.94%	7.09%	8.26%	7.66%
Return on Equity Simple (ROE_SIMPLE)	9.32%	11.07%	9.36%	4.75%	7.44%	10.25%	5.98%	10.70%	6.90%	7.55%	6.91%
Net Operating Profit after Tax (NOPAT)	6.53	7.80	7.09	11	18	26	29	55	37	49	56
NOPAT Margin	18.14%	19.13%	16.37%	16.71%	21.39%	24.70%	22.54%	31.96%	22.40%	27.59%	24.90%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	54.09%	53.26%	55.35%	54.74%	54.07%	48.49%	43.56%	41.70%	47.76%	47.94%	46.70%
Operating Expenses to Revenue	74.34%	70.70%	72.48%	79.14%	72.43%	66.51%	70.03%	58.22%	71.02%	65.65%	67.39%
Earnings before Interest and Taxes (EBIT)	8.17	10	12	13	21	31	36	67	45	60	72
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	14	24	14	17	28	37	41	75	52	67	81
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.74	1.14	1.51	0.72	0.88	0.64	0.68	0.86	0.72	0.73	0.87
Price to Tangible Book Value (P/TBV)	0.79	1.21	1.60	1.05	1.23	0.87	0.90	1.13	0.95	0.91	1.07
Price to Revenue (P/Rev)	1.44	1.96	2.64	2.54	2.52	1.54	2.55	2.58	2.33	2.66	3.14
Price to Earnings (P/E)	8.60	10.25	16.14	15.35	11.78	6.23	11.32	8.06	10.40	9.63	12.61
Dividend Yield	4.39%	2.96%	2.67%	2.89%	2.80%	3.71%	2.89%	2.88%	3.43%	2.79%	2.66%
Earnings Yield	11.63%	9.75%	6.19%	6.52%	8.49%	16.05%	8.84%	12.41%	9.62%	10.38%	7.93%
Enterprise Value to Invested Capital (EV/IC)	0.77	0.62	1.13	0.70	0.43	0.21	0.00	0.81	0.72	0.66	0.76
Enterprise Value to Revenue (EV/Rev)	3.18	1.40	3.66	3.77	1.56	0.99	0.00	3.18	3.83	2.66	2.90
Enterprise Value to EBITDA (EV/EBITDA)	8.18	2.42	10.96	14.19	4.58	2.84	0.00	7.31	12.28	7.09	8.10
Enterprise Value to EBIT (EV/EBIT)	14.02	5.66	13.66	18.80	6.05	3.35	0.00	8.09	14.30	7.94	9.04
Enterprise Value to NOPAT (EV/NOPAT)	17.55	7.31	22.32	22.57	7.32	4.00	0.00	9.94	17.09	9.65	11.63
Enterprise Value to Operating Cash Flow (EV/OCF)	8.70	2.61	13.30	21.78	16.54	7.46	0.00	9.08	12.21	9.28	8.18
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.87	0.00	0.00	2.11	0.00	0.00	22.39	0.00	2.25	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.13	0.30	0.85	0.53	0.25	0.96	0.00	0.32	0.64	0.11	0.05
Long-Term Debt to Equity	0.68	0.30	0.39	0.34	0.25	0.47	0.00	0.12	0.19	0.11	0.03
Financial Leverage	1.03	0.71	0.58	0.61	0.39	0.62	0.54	0.32	0.48	0.35	0.08
Leverage Ratio	13.06	13.98	15.07	10.87	9.35	10.60	10.31	9.17	9.28	8.99	7.90
Compound Leverage Factor	13.06	13.98	15.07	10.87	9.35	10.60	10.31	9.17	9.28	8.99	7.90
Debt to Total Capital	53.10%	22.95%	45.93%	34.62%	20.14%	48.96%	0.00%	24.26%	39.01%	9.82%	5.12%
Short-Term Debt to Total Capital	21.15%	0.00%	24.72%	12.62%	0.00%	25.07%	0.00%	15.18%	27.16%	0.28%	2.43%
Long-Term Debt to Total Capital	31.94%	22.95%	21.21%	22.00%	20.14%	23.89%	0.00%	9.07%	11.85%	9.55%	2.70%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	46.90%	77.05%	54.07%	65.38%	79.86%	51.04%	100.00%	75.74%	60.99%	90.18%	94.88%
Debt to EBITDA	5.66	0.89	4.45	7.01	2.12	6.65	0.00	2.20	6.67	1.06	0.54
Net Debt to EBITDA	4.47	-0.97	3.03	4.63	-2.80	-1.58	0.00	1.38	4.81	0.01	-0.68
Long-Term Debt to EBITDA	3.41	0.89	2.06	4.45	2.12	3.24	0.00	0.82	2.03	1.03	0.29
Debt to NOPAT	12.15	2.69	9.07	11.16	3.39	9.36	0.00	2.99	9.28	1.44	0.78
Net Debt to NOPAT	9.60	-2.94	6.18	7.37	-4.47	-2.23	0.00	1.88	6.69	0.02	-0.98
Long-Term Debt to NOPAT	7.31	2.69	4.19	7.09	3.39	4.57	0.00	1.12	2.82	1.40	0.41
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-30	66	-41	-191	61	-177	-115	24	-176	212	-75
Operating Cash Flow to CapEx	901.71%	2,819.10%	254.28%	122.61%	299.24%	388.65%	1,918.46%	1,488.98%	1,889.57%	760.97%	1,015.41%
Free Cash Flow to Firm to Interest Expense	-6.55	12.25	-6.58	-15.00	2.43	-8.97	-7.81	1.37	-1.97	1.63	-0.60
Operating Cash Flow to Interest Expense	2.86	4.07	1.89	0.86	0.31	0.71	4.47	3.38	0.59	0.40	0.64
Operating Cash Flow Less CapEx to Interest Expense	2.54	3.93	1.14	0.16	0.21	0.53	4.23	3.15	0.55	0.34	0.58
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04	0.03	0.04	0.03	0.03	0.04
Fixed Asset Turnover	2.75	3.03	2.97	3.06	3.29	4.24	4.46	5.07	4.68	4.73	5.16
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	149	91	140	341	298	501	646	676	889	726	858
Invested Capital Turnover	0.27	0.34	0.37	0.26	0.26	0.27	0.23	0.26	0.21	0.22	0.29
Increase / (Decrease) in Invested Capital	37	-58	49	201	-44	203	145	30	213	-163	132
Enterprise Value (EV)	115	57	158	239	130	105	-582	545	639	477	654
Market Capitalization	52	80	114	161	209	163	332	442	389	476	709
Book Value per Share	$16.58	$16.65	$17.85	$26.39	$28.06	$30.38	$42.86	$32.24	$32.54	$39.41	$35.32
Tangible Book Value per Share	$15.50	$15.60	$16.83	$18.11	$19.97	$22.40	$32.08	$24.59	$24.53	$31.32	$28.76
Total Capital	149	91	140	341	298	501	490	676	889	726	858
Total Debt	79	21	64	118	60	245	0.00	164	347	71	44
Total Long-Term Debt	48	21	30	75	60	120	0.00	61	105	69	23
Net Debt	63	-23	44	78	-79	-58	-914	103	250	0.78	-55
Capital Expenditures (CapEx)	1.46	0.78	4.68	8.96	2.62	3.62	3.44	4.03	2.77	6.75	7.88
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	79	21	64	118	60	245	156	164	347	71	44
Total Depreciation and Amortization (D&A)	5.84	13	2.85	4.14	6.83	5.56	5.31	7.20	7.33	7.23	8.41
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.47	$1.85	$1.67	$1.48	$2.09	$3.11	$2.71	$3.44	$2.29	$2.90	$2.59
Adjusted Weighted Average Basic Shares Outstanding	4.23M	4.23M	6.12M	8.46M	8.48M	8.41M	15.96M	15.91M	16.32M	17.03M	21.76M
Adjusted Diluted Earnings per Share	$1.47	$1.85	$1.67	$1.48	$2.09	$3.10	$2.71	$3.44	$2.29	$2.90	$2.55
Adjusted Weighted Average Diluted Shares Outstanding	4.23M	4.23M	6.12M	8.46M	8.48M	8.41M	15.96M	15.93M	16.35M	17.07M	22.02M
Adjusted Basic & Diluted Earnings per Share	$0.00	$1.85	$1.67	$1.48	$2.09	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	4.23M	4.23M	6.12M	8.46M	8.48M	8.41M	15.96M	15.89M	16.57M	19.36M	23.18M
Normalized Net Operating Profit after Tax (NOPAT)	7.14	7.80	7.47	15	18	26	32	55	42	50	65
Normalized NOPAT Margin	19.83%	19.13%	17.25%	23.01%	21.39%	24.70%	24.45%	32.10%	25.17%	27.84%	28.86%
Pre Tax Income Margin	22.70%	24.71%	26.77%	20.07%	25.89%	29.53%	27.71%	39.27%	26.77%	33.51%	32.03%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.77	1.88	1.84	1.00	0.85	1.59	2.44	3.79	0.50	0.46	0.58
NOPAT to Interest Expense	1.42	1.45	1.12	0.83	0.70	1.33	1.99	3.08	0.42	0.38	0.45
EBIT Less CapEx to Interest Expense	1.46	1.73	1.10	0.30	0.75	1.41	2.21	3.56	0.47	0.41	0.52
NOPAT Less CapEx to Interest Expense	1.10	1.31	0.38	0.13	0.60	1.15	1.75	2.86	0.39	0.33	0.39
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	27.60%	31.42%	31.09%	43.55%	37.78%	24.82%	30.26%	23.24%	34.71%	27.96%	32.29%
Augmented Payout Ratio	27.60%	31.42%	31.09%	43.55%	37.78%	31.66%	30.70%	28.63%	47.75%	28.61%	36.29%

This table displays calculated financial ratios and metrics derived from Mid Penn Bancorp's official financial filings.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
DEI Shares Outstanding	-	-	-	-	-	-	-	19,355,997.00	19,387,178.00	22,998,832.00	23,048,496.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	19,355,997.00	19,387,178.00	22,998,832.00	23,048,496.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	0.71	0.25	0.80	0.84
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	2.46%	-5.61%	-7.01%	4.75%	5.83%	5.89%	12.61%	12.90%	23.25%	36.31%	30.78%
EBITDA Growth	-59.56%	-35.78%	-23.38%	6.08%	136.60%	24.68%	10.42%	12.17%	-59.27%	57.07%	63.97%
EBIT Growth	-66.86%	-39.76%	-25.42%	6.49%	186.60%	29.21%	12.44%	14.24%	-69.99%	63.15%	66.96%
NOPAT Growth	-60.53%	-40.34%	-23.04%	8.07%	143.40%	33.19%	9.37%	13.26%	-59.54%	48.74%	46.97%
Net Income Growth	-60.53%	-40.34%	-23.04%	8.07%	143.40%	33.19%	9.37%	13.26%	-59.54%	48.74%	46.97%
EPS Growth	-62.34%	-42.27%	-25.25%	4.29%	144.83%	32.14%	-2.70%	-2.74%	-69.01%	6.76%	15.28%
Operating Cash Flow Growth	-11.96%	-26.01%	-20.34%	-5.84%	59.27%	27.71%	-72.04%	-7.09%	60.67%	55.93%	223.68%
Free Cash Flow Firm Growth	-271.88%	-126.33%	-1,262.37%	-3,775.84%	55.17%	114.81%	187.60%	165.49%	97.21%	-384.17%	-163.72%
Invested Capital Growth	29.51%	35.66%	31.53%	35.32%	11.51%	-2.13%	-18.32%	-14.66%	0.82%	13.21%	18.13%
Revenue Q/Q Growth	3.20%	2.79%	-1.66%	0.42%	4.26%	2.84%	4.59%	0.67%	13.82%	13.73%	0.35%
EBITDA Q/Q Growth	-56.25%	97.29%	21.54%	1.12%	-2.42%	3.97%	7.63%	2.73%	-64.57%	300.95%	12.36%
EBIT Q/Q Growth	-63.96%	131.22%	25.04%	2.21%	-3.01%	4.24%	8.82%	3.84%	-74.52%	466.65%	11.35%
NOPAT Q/Q Growth	-56.93%	90.98%	30.99%	0.29%	-2.98%	4.50%	7.57%	3.85%	-65.35%	284.23%	6.29%
Net Income Q/Q Growth	-56.93%	90.98%	30.99%	0.29%	-2.98%	4.50%	7.57%	3.85%	-65.35%	284.23%	6.29%
EPS Q/Q Growth	-58.57%	93.10%	32.14%	-1.35%	-2.74%	4.23%	-2.70%	-1.39%	-69.01%	259.09%	5.06%
Operating Cash Flow Q/Q Growth	-14.08%	16.53%	11.01%	-20.11%	45.32%	-6.56%	-75.69%	181.47%	151.31%	-9.31%	-49.54%
Free Cash Flow Firm Q/Q Growth	-2,789.51%	-17.79%	-3.63%	-9.89%	66.58%	138.93%	512.79%	-17.84%	-101.43%	-3,858.65%	-37.41%
Invested Capital Q/Q Growth	12.74%	3.93%	15.01%	0.42%	-7.10%	-8.78%	-4.02%	4.91%	9.76%	2.43%	0.15%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	16.31%	31.30%	38.69%	38.96%	36.46%	36.86%	37.93%	38.71%	12.05%	42.47%	47.56%
EBIT Margin	11.95%	26.88%	34.17%	34.78%	32.36%	32.80%	34.12%	35.20%	7.88%	39.25%	43.56%
Profit (Net Income) Margin	11.61%	21.57%	28.72%	28.69%	26.69%	27.13%	27.90%	28.78%	8.76%	29.60%	31.35%
Tax Burden Percent	97.15%	80.24%	84.06%	82.48%	82.51%	82.71%	81.76%	81.77%	111.21%	75.41%	71.98%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	2.85%	19.76%	15.94%	17.52%	17.49%	17.29%	18.24%	18.23%	-11.21%	24.59%	28.02%
Return on Invested Capital (ROIC)	3.04%	5.46%	6.13%	6.24%	5.81%	6.16%	6.19%	6.42%	2.05%	7.75%	8.94%
ROIC Less NNEP Spread (ROIC-NNEP)	3.04%	5.46%	6.13%	6.24%	5.81%	6.16%	6.19%	6.42%	2.05%	7.75%	8.94%
Return on Net Nonoperating Assets (RNNOA)	0.88%	1.68%	2.97%	2.89%	2.61%	2.40%	2.16%	2.30%	0.51%	1.38%	0.70%
Return on Equity (ROE)	3.92%	7.14%	9.10%	9.13%	8.43%	8.56%	8.35%	8.72%	2.56%	9.14%	9.64%
Cash Return on Invested Capital (CROIC)	-18.55%	-24.16%	-22.45%	-25.08%	-5.13%	8.46%	26.28%	21.99%	4.47%	-6.19%	-9.52%
Operating Return on Assets (OROA)	0.44%	0.96%	1.17%	1.19%	1.06%	1.06%	1.14%	1.19%	0.26%	1.41%	1.70%
Return on Assets (ROA)	0.43%	0.77%	0.98%	0.98%	0.87%	0.88%	0.93%	0.98%	0.29%	1.06%	1.22%
Return on Common Equity (ROCE)	3.92%	7.14%	9.10%	9.13%	8.43%	8.56%	8.35%	8.72%	2.56%	9.14%	9.64%
Return on Equity Simple (ROE_SIMPLE)	8.99%	7.76%	0.00%	6.95%	8.08%	8.43%	0.00%	7.64%	5.68%	6.28%	0.00%
Net Operating Profit after Tax (NOPAT)	4.84	9.24	12	12	12	12	13	14	4.76	18	19
NOPAT Margin	11.61%	21.57%	28.72%	28.69%	26.69%	27.13%	27.90%	28.78%	8.76%	29.60%	31.35%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	48.23%	47.63%	48.25%	49.15%	47.37%	47.51%	47.82%	46.60%	50.85%	45.53%	44.32%
Operating Expenses to Revenue	84.31%	68.25%	67.41%	67.43%	64.01%	66.07%	65.18%	64.17%	87.95%	61.45%	57.79%
Earnings before Interest and Taxes (EBIT)	4.98	12	14	15	14	15	16	17	4.28	24	27
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	6.80	13	16	16	16	17	18	18	6.55	26	29
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.64	0.60	0.72	0.59	0.65	0.86	0.73	0.75	0.70	0.83	0.87
Price to Tangible Book Value (P/TBV)	0.86	0.82	0.95	0.78	0.85	1.13	0.91	0.93	0.88	1.02	1.07
Price to Revenue (P/Rev)	1.94	1.88	2.33	1.93	2.12	2.85	2.66	2.70	2.81	3.12	3.14
Price to Earnings (P/E)	7.10	7.79	10.40	8.51	8.04	10.25	9.63	9.76	12.42	13.17	12.61
Dividend Yield	3.79%	4.15%	3.43%	4.07%	3.67%	2.70%	2.79%	3.11%	2.84%	2.79%	2.66%
Earnings Yield	14.08%	12.84%	9.62%	11.75%	12.44%	9.76%	10.38%	10.25%	8.05%	7.60%	7.93%
Enterprise Value to Invested Capital (EV/IC)	0.62	0.58	0.72	0.67	0.64	0.71	0.66	0.64	0.32	0.54	0.76
Enterprise Value to Revenue (EV/Rev)	2.66	2.62	3.83	3.55	3.08	3.07	2.66	2.63	1.39	2.19	2.90
Enterprise Value to EBITDA (EV/EBITDA)	7.13	7.82	12.28	11.33	8.48	8.15	7.09	7.00	4.53	6.67	8.10
Enterprise Value to EBIT (EV/EBIT)	8.04	8.99	14.30	13.16	9.62	9.17	7.94	7.80	5.19	7.51	9.04
Enterprise Value to NOPAT (EV/NOPAT)	9.73	10.87	17.09	15.66	11.66	11.06	9.65	9.50	6.14	9.23	11.63
Enterprise Value to Operating Cash Flow (EV/OCF)	7.57	7.95	12.21	11.73	9.12	8.68	9.28	9.60	4.40	6.52	8.18
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	8.25	2.25	2.66	7.27	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.41	0.46	0.64	0.62	0.48	0.32	0.11	0.14	0.08	0.08	0.05
Long-Term Debt to Equity	0.20	0.20	0.19	0.13	0.12	0.12	0.11	0.10	0.08	0.08	0.03
Financial Leverage	0.29	0.31	0.48	0.46	0.45	0.39	0.35	0.36	0.25	0.18	0.08
Leverage Ratio	9.20	9.29	9.28	9.34	9.65	9.75	8.99	8.92	8.80	8.61	7.90
Compound Leverage Factor	9.20	9.29	9.28	9.34	9.65	9.75	8.99	8.92	8.80	8.61	7.90
Debt to Total Capital	29.31%	31.62%	39.01%	38.30%	32.53%	24.28%	9.82%	12.35%	7.25%	7.05%	5.12%
Short-Term Debt to Total Capital	15.11%	17.98%	27.16%	30.44%	24.11%	15.08%	0.28%	3.28%	0.00%	0.00%	2.43%
Long-Term Debt to Total Capital	14.20%	13.64%	11.85%	7.86%	8.42%	9.20%	9.55%	9.07%	7.25%	7.05%	2.70%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	70.69%	68.38%	60.99%	61.70%	67.47%	75.72%	90.18%	87.65%	92.75%	92.95%	94.88%
Debt to EBITDA	3.38	4.29	6.67	6.46	4.34	2.80	1.06	1.36	1.02	0.87	0.54
Net Debt to EBITDA	1.93	2.22	4.81	5.17	2.64	0.60	0.01	-0.19	-4.62	-2.84	-0.68
Long-Term Debt to EBITDA	1.64	1.85	2.03	1.32	1.12	1.06	1.03	1.00	1.02	0.87	0.29
Debt to NOPAT	4.61	5.96	9.28	8.93	5.97	3.80	1.44	1.84	1.38	1.21	0.78
Net Debt to NOPAT	2.63	3.08	6.69	7.15	3.63	0.81	0.02	-0.26	-6.27	-3.93	-0.98
Long-Term Debt to NOPAT	2.23	2.57	2.82	1.83	1.54	1.44	1.40	1.35	1.38	1.21	0.41
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-165	-194	-201	-221	-74	29	176	145	-2.06	-82	-112
Operating Cash Flow to CapEx	1,276.44%	1,516.55%	12,005.74%	3,889.97%	0.00%	2,452.69%	65.63%	434.24%	1,696.31%	1,350.21%	842.85%
Free Cash Flow to Firm to Interest Expense	-8.18	-7.48	-6.90	-6.96	-2.27	0.85	5.50	4.95	-0.06	-2.46	-3.69
Operating Cash Flow to Interest Expense	0.56	0.51	0.50	0.39	0.56	0.50	0.13	0.39	0.91	0.79	0.44
Operating Cash Flow Less CapEx to Interest Expense	0.52	0.48	0.50	0.38	0.57	0.48	-0.07	0.30	0.86	0.73	0.38
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.04	0.04
Fixed Asset Turnover	4.57	4.54	4.68	4.81	4.66	4.79	4.73	4.83	4.75	5.14	5.16
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	744	773	889	893	830	757	726	762	836	857	858
Invested Capital Turnover	0.26	0.25	0.21	0.22	0.22	0.23	0.22	0.22	0.23	0.26	0.29
Increase / (Decrease) in Invested Capital	170	203	213	233	86	-16	-163	-131	6.83	100	132
Enterprise Value (EV)	460	446	639	600	528	534	477	485	271	462	654
Market Capitalization	336	320	389	326	364	495	476	498	547	659	709
Book Value per Share	$33.06	$31.90	$32.54	$33.24	$33.54	$34.32	$39.41	$34.51	$40.01	$34.62	$35.32
Tangible Book Value per Share	$24.46	$23.65	$24.53	$25.21	$25.59	$26.24	$31.32	$27.59	$32.17	$28.01	$28.76
Total Capital	744	773	889	893	830	757	726	762	836	857	858
Total Debt	218	244	347	342	270	184	71	94	61	60	44
Total Long-Term Debt	106	105	105	70	70	70	69	69	61	60	23
Net Debt	124	126	250	274	164	39	0.78	-13	-276	-197	-55
Capital Expenditures (CapEx)	0.89	0.87	0.12	0.32	-0.49	0.69	6.24	2.66	1.71	1.95	1.57
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	218	244	347	342	270	184	71	94	61	60	44
Total Depreciation and Amortization (D&A)	1.82	1.90	1.90	1.77	1.81	1.84	1.81	1.68	2.27	1.99	2.48
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.29	$0.56	$0.73	$0.73	$0.71	$0.74	$0.72	$0.71	$0.22	$0.80	$0.86
Adjusted Weighted Average Basic Shares Outstanding	16.23M	16.57M	16.32M	16.57M	16.58M	16.61M	17.03M	19.36M	21.57M	23.01M	21.76M
Adjusted Diluted Earnings per Share	$0.29	$0.56	$0.74	$0.73	$0.71	$0.74	$0.72	$0.71	$0.22	$0.79	$0.83
Adjusted Weighted Average Diluted Shares Outstanding	16.26M	16.59M	16.35M	16.61M	16.61M	16.66M	17.07M	19.42M	21.60M	23.28M	22.02M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	16.57M	16.67M	16.57M	16.69M	16.70M	16.62M	19.36M	19.39M	23.00M	23.05M	23.18M
Normalized Net Operating Profit after Tax (NOPAT)	9.69	9.52	12	12	12	12	14	14	11	18	19
Normalized NOPAT Margin	23.25%	22.23%	28.68%	28.69%	26.69%	27.33%	28.65%	29.32%	19.70%	29.89%	31.31%
Pre Tax Income Margin	11.95%	26.88%	34.17%	34.78%	32.36%	32.80%	34.12%	35.20%	7.88%	39.25%	43.56%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.25	0.44	0.49	0.46	0.44	0.44	0.51	0.57	0.13	0.73	0.89
NOPAT to Interest Expense	0.24	0.36	0.42	0.38	0.36	0.37	0.41	0.47	0.15	0.55	0.64
EBIT Less CapEx to Interest Expense	0.20	0.41	0.49	0.45	0.45	0.42	0.31	0.48	0.08	0.67	0.84
NOPAT Less CapEx to Interest Expense	0.20	0.32	0.41	0.37	0.38	0.34	0.22	0.38	0.10	0.49	0.59
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	26.89%	31.31%	34.71%	34.25%	29.30%	27.47%	27.96%	28.17%	35.70%	33.87%	32.29%
Augmented Payout Ratio	36.58%	42.48%	47.75%	47.82%	30.66%	28.75%	28.61%	28.17%	39.73%	37.88%	36.29%

Financials Breakdown Chart

Key Financial Trends

Here are the top takeaways on MPB (Mid Penn Bancorp) using the latest four years of quarterly cash flow, income statement, and balance sheet data. Items are sorted with positive impacts first, then neutral, and finally negative impacts.

Net income from continuing operations in Q4 2025 rose to $19,447,000, up from $11,771,000 in Q4 2024.
Q4 2025 diluted earnings per share (EPS) was $0.83, up from $0.79 in Q4 2024, and basic EPS was $0.86 in Q4 2025 vs $0.72 in Q4 2024.
Total revenue in Q4 2025 reached $62,028,000, higher than the roughly $47,429,000 in Q4 2024.
Net cash from continuing operating activities in Q4 2025 was $13,257,000, up from $4,096,000 in Q4 2024, signaling stronger quarterly operating cash flow.
Balance sheet strength appears to have improved year over year, with total assets and equity bases growing year over year (e.g., total common equity rose to about $796.3M in 2025 Q3 vs about $668.0M in 2023/2024 periods; asset base also expanded from ~$5.5B–$5.8B range in earlier years to ~ $6.3B by 2025 Q3).
Loans and leases net of allowance grew from roughly $4.40B (2024-2025 period) to about $4.78B by 2025 Q3, indicating ongoing loan growth but warranting attention to credit quality movements.
Dividend per share has shown a modest uptick across 2025 quarters (e.g., 0.20–0.22 per share range), suggesting a steady-but-slowly improving dividend policy.
Total non-interest income remains a smaller, secondary contributor to overall revenue, with fluctuations across quarters, indicating limited diversification beyond core lending and interest income.
Net change in cash & equivalents was negative in several quarters, notably -$158.3M in Q4 2025, reflecting substantial financing/outflow activity that could pressure near-term liquidity if not offset by financing or operating gains.
Net change in deposits showed sizable outflows in some quarters (e.g., -$128.1M in 2025 Q3), signaling seasonality or funding headwinds that banks can face during tightening cycles.

05/05/26 06:32 PM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Mid Penn Bancorp's Financials

When does Mid Penn Bancorp's financial year end?

According to the most recent income statement we have on file, Mid Penn Bancorp's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has Mid Penn Bancorp's net income changed over the last 10 years?

Mid Penn Bancorp's net income appears to be on an upward trend, with a most recent value of $56.25 million in 2025, rising from $6.53 million in 2015. The previous period was $49.44 million in 2024. Find out what analysts predict for Mid Penn Bancorp in the coming months.

How has Mid Penn Bancorp's revenue changed over the last 10 years?

Over the last 10 years, Mid Penn Bancorp's total revenue changed from $36.00 million in 2015 to $225.94 million in 2025, a change of 527.7%.

How much debt does Mid Penn Bancorp have?

Mid Penn Bancorp's total liabilities were at $5.32 billion at the end of 2025, a 10.5% increase from 2024, and a 517.5% increase since 2015.

How much cash does Mid Penn Bancorp have?

In the past 10 years, Mid Penn Bancorp's cash and equivalents has ranged from $12.33 million in 2015 to $53.37 million in 2022, and is currently $46.70 million as of their latest financial filing in 2025.

How has Mid Penn Bancorp's book value per share changed over the last 10 years?

Over the last 10 years, Mid Penn Bancorp's book value per share changed from 16.58 in 2015 to 35.32 in 2025, a change of 113.0%.

Related Companies

Financial statements for NASDAQ:MPB last updated on 4/9/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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Mid Penn Bancorp (MPB) Financials

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Mid Penn Bancorp (MPB) Financials

Annual Income Statements for Mid Penn Bancorp

Quarterly Income Statements for Mid Penn Bancorp

Annual Cash Flow Statements for Mid Penn Bancorp

Quarterly Cash Flow Statements for Mid Penn Bancorp

Annual Balance Sheets for Mid Penn Bancorp

Quarterly Balance Sheets for Mid Penn Bancorp

Annual Metrics And Ratios for Mid Penn Bancorp

Quarterly Metrics And Ratios for Mid Penn Bancorp

Financials Breakdown Chart

Key Financial Trends

Frequently Asked Questions About Mid Penn Bancorp's Financials

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