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Mid Penn Bancorp (MPB) Financials

Mid Penn Bancorp logo
$37.17 +0.71 (+1.95%)
Closing price 07/24/2026 04:00 PM Eastern
Extended Trading
$37.17 0.00 (0.00%)
As of 07/24/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Mid Penn Bancorp

Annual Income Statements for Mid Penn Bancorp

This table shows Mid Penn Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 6.04 7.80 7.09 10 18 26 29 55 37 49 56
Consolidated Net Income / (Loss)		 6.53 7.80 7.09 11 18 26 29 55 37 49 56
Net Income / (Loss) Continuing Operations		 6.53 7.80 7.09 11 18 26 29 55 37 49 56
Total Pre-Tax Income 		8.17 10 12 13 21 31 36 67 45 60 72
Total Revenue		 36 41 43 63 83 106 130 171 167 179 226
Net Interest Income / (Expense)		 32 35 38 56 70 88 109 148 147 157 199
Total Interest Income		 36 40 44 69 95 108 123 166 236 287 324
Loans and Leases Interest Income		 33 36 40 62 88 104 119 150 218 266 292
Investment Securities Interest Income		 3.22 3.41 3.39 5.84 5.13 3.89 3.72 13 18 18 24
Deposits and Money Market Investments Interest Income		 0.04 0.01 0.02 0.08 0.10 0.04 0.01 0.07 0.36 1.13 0.61
Federal Funds Sold and Securities Borrowed Interest Income		 0.00 0.08 0.12 0.45 1.22 0.50 0.81 1.83 0.37 1.93 7.33
Total Interest Expense		 4.61 5.37 6.30 13 25 20 15 18 89 130 125
Deposits Interest Expense		 3.89 4.51 5.46 11 22 16 11 14 79 116 122
Short-Term Borrowings Interest Expense		 0.05 0.02 0.11 0.21 0.47 0.37 0.54 0.44 7.09 11 0.38
Long-Term Debt Interest Expense		 0.67 0.84 0.73 1.63 3.14 2.96 2.89 3.18 2.98 3.02 2.49
Total Non-Interest Income		 4.11 5.95 5.71 7.46 13 18 22 24 20 22 27
Other Service Charges		 2.80 0.92 4.60 2.04 9.60 2.56 3.58 7.79 5.63 7.81 10
Net Realized & Unrealized Capital Gains on Investments		 0.58 1.52 0.84 0.70 2.71 0.91 1.05 0.26 0.57 0.35 0.23
Other Non-Interest Income		 0.27 3.51 0.26 4.73 0.31 14 17 16 14 14 17
Provision for Credit Losses		 1.07 1.87 0.33 0.50 1.39 4.20 2.95 4.30 3.70 1.52 1.30
Total Non-Interest Expense		 27 29 31 50 60 71 91 100 119 118 152
Salaries and Employee Benefits		 14 16 17 24 32 38 42 53 59 64 78
Net Occupancy & Equipment Expense		 4.90 5.66 6.52 9.81 12 14 15 19 20 22 27
Other Operating Expenses		 5.80 6.30 6.69 9.46 14 18 30 26 32 29 32
Amortization Expense		 0.11 0.13 0.10 1.22 1.43 1.40 1.18 2.01 1.78 1.78 3.05
Restructuring Charge		 0.76 - 0.62 4.79 0.00 0.00 3.07 0.29 5.54 0.55 12
Income Tax Expense		 1.64 2.28 4.50 2.13 3.73 5.13 6.73 13 7.30 11 16
Basic Earnings per Share		 $1.47 $1.85 $1.67 $1.48 $2.09 $3.11 $2.71 $3.44 $2.29 $2.90 $2.59
Weighted Average Basic Shares Outstanding		 4.11M 4.23M 4.24M 8.46M 8.48M 8.44M 10.81M 15.91M 16.32M 17.03M 21.76M
Diluted Earnings per Share		 $1.47 $1.85 $1.67 $1.48 $2.09 $3.10 $2.71 $3.44 $2.29 $2.90 $2.55
Weighted Average Diluted Shares Outstanding		 4.11M 4.23M 4.24M 8.46M 8.48M 8.44M 10.82M 15.93M 16.35M 17.07M 22.02M
Weighted Average Basic & Diluted Shares Outstanding		 4.11M 4.23M 4.24M 8.46M 8.48M 8.41M 15.96M 15.89M 16.57M 19.36M 23.18M
Cash Dividends to Common per Share		 $0.44 $0.68 $0.77 $0.45 $0.79 $0.82 $0.79 $0.80 $0.80 $0.80 $0.84

Quarterly Income Statements for Mid Penn Bancorp

This table shows Mid Penn Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 9.24 12 12 12 12 13 14 4.76 18 19 8.71
Consolidated Net Income / (Loss)		 9.24 12 12 12 12 13 14 4.76 18 19 8.71
Net Income / (Loss) Continuing Operations		 9.24 12 12 12 12 13 14 4.76 18 19 8.71
Total Pre-Tax Income 		12 14 15 14 15 16 17 4.28 24 27 11
Total Revenue		 43 42 42 44 45 47 48 54 62 62 65
Net Interest Income / (Expense)		 37 37 36 39 40 41 43 48 54 55 55
Total Interest Income		 63 66 68 71 74 73 72 80 87 85 84
Loans and Leases Interest Income		 59 61 63 66 68 68 67 72 76 77 77
Investment Securities Interest Income		 4.49 4.44 4.42 4.51 4.50 4.58 4.81 4.98 6.95 6.91 6.80
Deposits and Money Market Investments Interest Income		 0.09 0.14 0.40 0.35 0.22 0.15 0.14 0.14 0.20 0.14 0.11
Federal Funds Sold and Securities Borrowed Interest Income		 0.05 0.23 0.14 0.28 1.04 0.47 0.26 2.43 3.46 1.18 0.22
Total Interest Expense		 26 29 32 32 34 32 29 32 33 30 29
Deposits Interest Expense		 24 26 26 28 31 31 28 31 33 30 28
Short-Term Borrowings Interest Expense		 1.58 2.51 4.45 3.32 2.30 0.51 0.29 0.09 0.00 0.01 0.70
Long-Term Debt Interest Expense		 0.79 0.80 0.96 0.69 0.69 0.69 0.68 0.75 0.61 0.45 0.13
Total Non-Interest Income		 5.35 5.12 5.84 5.33 5.18 6.15 5.24 6.14 8.18 7.28 9.60
Other Service Charges		 1.74 1.28 2.44 1.69 1.27 2.42 1.71 1.90 3.51 2.93 3.01
Net Realized & Unrealized Capital Gains on Investments		 0.09 0.36 0.11 0.07 0.15 0.02 0.06 0.06 0.00 0.11 0.16
Other Non-Interest Income		 3.52 3.48 3.29 3.57 3.76 3.71 3.48 4.18 4.67 4.24 6.43
Provision for Credit Losses		 2.09 -0.67 -0.94 1.60 0.52 0.33 0.30 2.27 -0.43 -0.84 1.59
Total Non-Interest Expense		 29 28 29 28 30 31 31 48 38 36 52
Salaries and Employee Benefits		 15 15 15 16 16 17 16 21 21 20 23
Net Occupancy & Equipment Expense		 5.14 5.11 5.32 5.36 5.39 5.73 5.94 6.89 7.20 7.47 8.40
Other Operating Expenses		 8.00 7.60 7.31 6.91 7.85 7.33 7.65 8.41 8.66 7.47 11
Amortization Expense		 0.48 0.49 0.43 0.43 0.46 0.47 0.43 0.74 0.94 0.93 1.30
Restructuring Charge		 0.35 -0.02 0.00 0.00 0.11 0.44 0.31 11 0.23 -0.04 7.72
Income Tax Expense		 2.27 2.29 2.58 2.50 2.57 2.95 3.06 -0.48 5.97 7.57 2.60
Basic Earnings per Share		 $0.56 $0.73 $0.73 $0.71 $0.74 $0.72 $0.71 $0.22 $0.80 $0.86 $0.36
Weighted Average Basic Shares Outstanding		 16.57M 16.32M 16.57M 16.58M 16.61M 17.03M 19.36M 21.57M 23.01M 21.76M 23.95M
Diluted Earnings per Share		 $0.56 $0.74 $0.73 $0.71 $0.74 $0.72 $0.71 $0.22 $0.79 $0.83 $0.36
Weighted Average Diluted Shares Outstanding		 16.59M 16.35M 16.61M 16.61M 16.66M 17.07M 19.42M 21.60M 23.28M 22.02M 24.31M
Weighted Average Basic & Diluted Shares Outstanding		 16.67M 16.57M 16.69M 16.70M 16.62M 19.36M 19.39M 23.00M 23.05M 23.18M 25.34M
Cash Dividends to Common per Share		 $0.20 - $0.20 $0.20 $0.20 - $0.20 $0.20 $0.22 - $0.22

Annual Cash Flow Statements for Mid Penn Bancorp

This table details how cash moves in and out of Mid Penn Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 3.40 33 -22 17 99 165 610 -853 36 -26 28
Net Cash From Operating Activities		 13 22 12 11 7.83 14 66 60 52 51 80
Net Cash From Continuing Operating Activities		 13 22 12 11 7.83 14 66 60 52 51 80
Net Income / (Loss) Continuing Operations		 6.53 7.80 7.09 11 18 26 29 55 37 49 56
Consolidated Net Income / (Loss)		 6.53 7.80 7.09 11 18 26 29 55 37 49 56
Provision For Loan Losses		 1.07 1.87 0.33 0.50 1.39 4.20 2.95 4.30 3.70 1.52 1.30
Depreciation Expense		 1.49 1.66 1.46 2.40 2.82 3.20 3.32 4.28 4.90 4.87 4.86
Amortization Expense		 4.35 12 1.39 1.74 4.01 2.36 2.00 2.92 2.43 2.36 3.56
Non-Cash Adjustments to Reconcile Net Income		 0.54 -1.23 2.69 0.58 -7.77 -18 16 14 -2.87 -0.15 21
Changes in Operating Assets and Liabilities, net		 -0.80 -0.09 -1.06 -4.82 -10 -3.63 12 -21 6.78 -6.65 -6.21
Net Cash From Investing Activities		 -39 -87 -164 22 -27 -589 169 -705 -409 -209 83
Net Cash From Continuing Investing Activities		 -39 -87 -164 22 -27 -589 169 -705 -409 -209 83
Purchase of Property, Leasehold Improvements and Equipment		 -1.46 -0.78 -6.88 -8.96 -3.89 -3.69 -3.50 -4.25 -2.77 -6.92 -8.23
Purchase of Investment Securities		 -36 -143 -127 -100 -79 -182 -193 -711 -438 -258 -7.56
Sale of Property, Leasehold Improvements and Equipment		 - - 2.20 0.00 1.27 0.07 0.06 0.22 0.00 0.16 0.35
Sale and/or Maturity of Investments		 51 135 64 190 194 219 51 30 32 57 98
Other Investing Activities, net		 -60 -78 -97 -132 -139 -623 0.35 0.29 -0.13 -1.28 0.44
Net Cash From Financing Activities		 23 98 129 -16 118 740 375 -208 392 131 -135
Net Cash From Continuing Financing Activities		 29 98 129 -16 118 740 375 -208 392 131 -135
Net Change in Deposits		 16 158 88 -12 186 562 446 -203 286 344 -95
Issuance of Debt		 39 - 45 30 -30 223 0.00 103 1,757 1,305 244
Issuance of Common Equity		 - - - - 0.13 0.00 70 0.00 0.00 76 0.00
Repayment of Debt		 -16 -58 -1.22 -26 -32 -28 -133 -77 -1,634 -1,580 -225
Repurchase of Preferred Equity		 -14 - - -3.40 - -9.64 - -17 - - -45
Repurchase of Common Equity		 - - - 0.00 0.00 -1.80 -0.13 -2.96 -4.88 -0.32 -2.25
Payment of Dividends		 -1.80 -2.45 -2.20 -4.62 -6.69 -6.50 -8.87 -13 -13 -14 -18
Other Financing Activities, Net		 0.05 - 0.06 0.24 0.14 0.31 0.22 1.14 0.48 0.56 7.50
Cash Interest Paid		 4.57 5.24 6.17 11 25 20 15 17 77 131 127
Cash Income Taxes Paid		 1.13 1.70 3.89 1.43 3.77 7.74 6.95 7.55 7.97 0.85 5.75

Quarterly Cash Flow Statements for Mid Penn Bancorp

This table details how cash moves in and out of Mid Penn Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 24 -21 -29 38 39 -74 37 230 -80 -158 42
Net Cash From Operating Activities		 13 15 12 18 17 4.10 13 29 26 13 14
Net Cash From Continuing Operating Activities		 13 15 12 18 17 4.10 13 29 26 13 14
Net Income / (Loss) Continuing Operations		 9.24 12 12 12 12 13 14 4.76 18 19 8.71
Consolidated Net Income / (Loss)		 9.24 12 12 12 12 13 14 4.76 18 19 8.71
Provision For Loan Losses		 2.09 -0.67 -0.94 1.60 0.52 0.33 0.30 2.27 -0.43 -0.84 1.59
Depreciation Expense		 1.25 1.26 1.19 1.24 1.23 1.20 1.13 1.17 1.19 1.36 1.49
Amortization Expense		 0.64 0.65 0.57 0.57 0.61 0.61 0.54 1.09 0.80 1.12 1.57
Non-Cash Adjustments to Reconcile Net Income		 2.46 0.10 0.82 -4.83 1.10 2.78 1.79 2.69 7.51 9.75 -7.89
Changes in Operating Assets and Liabilities, net		 -2.49 1.22 -1.37 7.68 1.09 -14 -4.99 17 -0.93 -18 8.98
Net Cash From Investing Activities		 -107 -101 -66 -23 -99 -21 -37 139 2.55 -22 34
Net Cash From Continuing Investing Activities		 -107 -101 -66 -23 -99 -21 -37 139 2.55 -22 34
Purchase of Property, Leasehold Improvements and Equipment		 -0.87 -0.06 -0.35 -0.30 -0.02 -6.25 -2.72 -1.76 -1.95 -1.81 -1.43
Purchase of Investment Securities		 -115 -108 -71 -39 -112 -35 -57 -101 197 -55 -177
Sale of Property, Leasehold Improvements and Equipment		 - -0.06 0.03 0.79 -0.67 0.01 0.07 0.06 - 0.23 0.00
Divestitures		 - - - - - - 0.00 - - - 163
Sale and/or Maturity of Investments		 8.01 5.72 6.03 15 15 20 22 24 25 35 50
Other Investing Activities, net		 0.55 0.44 0.00 -0.24 1.14 0.15 -0.08 0.30 0.11 0.11 0.00
Net Cash From Financing Activities		 118 65 25 43 121 -57 61 62 -108 -149 -6.10
Net Cash From Continuing Financing Activities		 118 65 25 43 121 -57 61 62 -109 -149 -6.10
Net Change in Deposits		 95 -34 33 118 210 -17 42 98 -107 -128 9.39
Issuance of Debt		 27 103 30 -72 -86 -112 25 -25 225 21 453
Repayment of Debt		 0.01 0.22 -35 -0.11 -0.11 -0.11 -2.11 -0.12 -225 -0.12 -463
Payment of Dividends		 -3.31 -3.32 -3.31 -3.32 -3.32 -3.87 -3.87 -4.66 -4.55 -5.08 -6.24
Other Financing Activities, Net		 0.14 0.14 0.15 0.13 0.15 0.13 0.16 3.51 3.33 0.49 0.19
Cash Interest Paid		 31 21 30 31 33 38 30 31 30 36 27
Cash Income Taxes Paid		 0.43 3.57 0.00 - 0.29 0.56 0.19 0.21 - 5.35 0.00

Annual Balance Sheets for Mid Penn Bancorp

This table presents Mid Penn Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 932 1,033 1,170 2,078 2,231 2,999 4,689 4,498 5,291 5,471 6,134
Cash and Due from Banks		 12 13 20 25 26 31 41 53 45 37 47
Federal Funds Sold		 - 30 0.69 11 109 271 727 3.11 17 19 23
Interest Bearing Deposits at Other Banks		 4.32 - - 4.57 4.66 1.54 146 4.41 35 14 29
Trading Account Securities		 136 134 195 280 174 135 75 640 627 650 773
Loans and Leases, Net of Allowance		 730 807 903 1,616 1,753 2,371 3,090 3,495 4,219 4,408 4,827
Loans and Leases		 737 814 910 1,624 1,763 2,384 3,104 3,514 4,253 4,443 4,863
Allowance for Loan and Lease Losses		 6.17 7.18 7.61 8.40 9.52 13 15 19 34 36 36
Premises and Equipment, Net		 14 13 16 25 25 25 33 34 37 39 49
Goodwill		 3.92 3.92 3.92 63 63 63 114 114 127 128 137
Intangible Assets		 0.67 0.54 0.43 7.22 5.76 4.36 9.44 7.26 6.48 6.24 15
Other Assets		 28 29 31 45 63 72 118 146 178 169 235
Total Liabilities & Shareholders' Equity		 932 1,033 1,170 2,078 2,231 2,999 4,689 4,498 5,291 5,471 6,134
Total Liabilities		 862 962 1,095 1,855 1,993 2,743 4,044 3,986 4,748 4,816 5,320
Non-Interest Bearing Deposits		 104 123 164 270 310 536 850 794 801 759 834
Interest Bearing Deposits		 673 813 860 1,456 1,602 1,938 3,152 2,984 3,545 3,931 4,381
Short-Term Debt		 32 - 35 43 0.00 126 0.00 103 242 2.00 21
Accrued Interest Payable		 0.39 0.52 0.65 2.26 2.21 2.01 1.79 2.30 14 13 11
Long-Term Debt		 48 21 30 75 60 120 - 61 105 69 23
Other Long-Term Liabilities		 4.82 5.25 6.14 8.28 19 21 40 41 41 41 50
Total Equity & Noncontrolling Interests		 70 70 76 223 238 256 490 512 542 655 814
Total Preferred & Common Equity		 70 70 76 223 238 256 490 512 542 655 814
Total Common Equity		 70 70 76 223 238 256 490 512 542 655 814
Common Stock		 45 45 45 186 187 187 401 403 423 500 613
Retained Earnings		 23 28 33 40 51 70 91 133 146 182 220
Treasury Stock		 - - - - 0.00 -1.80 -1.92 -4.88 -9.72 -10 -12
Accumulated Other Comprehensive Income / (Loss)		 1.81 -2.85 -2.07 -2.38 0.34 -0.06 0.16 -19 -17 -17 -6.32

Quarterly Balance Sheets for Mid Penn Bancorp

This table presents Mid Penn Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 4,334 4,583 5,089 5,216 5,330 5,392 5,527 5,546 6,355 6,267 6,965
Cash and Due from Banks		 76 51 71 53 33 37 58 48 53 18 61
Federal Funds Sold		 14 6.02 9.71 53 2.92 43 68 43 261 214 61
Interest Bearing Deposits at Other Banks		 4.52 5.00 13 13 32 26 19 17 23 25 19
Trading Account Securities		 651 240 641 624 620 610 650 641 775 788 847
Loans and Leases, Net of Allowance		 3,304 3,580 4,002 4,112 4,284 4,329 4,396 4,455 4,795 4,784 5,469
Loans and Leases		 3,322 3,611 4,035 4,146 4,317 4,365 4,432 4,491 4,833 4,821 5,510
Allowance for Loan and Lease Losses		 18 31 33 34 34 35 36 36 38 37 41
Premises and Equipment, Net		 36 34 39 39 36 34 34 40 48 48 50
Goodwill		 114 114 129 130 127 127 128 128 135 137 157
Intangible Assets		 7.22 6.92 7.45 6.97 6.05 5.63 6.71 5.81 17 16 33
Other Assets		 127 147 176 186 190 180 168 168 247 238 268
Total Liabilities & Shareholders' Equity		 4,334 4,583 5,089 5,216 5,330 5,392 5,527 5,546 6,355 6,267 6,965
Total Liabilities		 3,835 4,068 4,563 4,687 4,779 4,832 4,954 4,878 5,579 5,471 6,077
Non-Interest Bearing Deposits		 863 797 830 805 808 766 792 788 857 836 933
Interest Bearing Deposits		 2,867 3,081 3,456 3,577 3,571 3,731 3,915 3,944 4,593 4,506 5,037
Short-Term Debt		 - 88 112 139 272 200 114 25 0.00 0.00 32
Accrued Interest Payable		 1.84 5.81 11 15 16 18 19 13 13 16 12
Long-Term Debt		 71 57 106 105 70 70 70 69 61 60 3.02
Other Long-Term Liabilities		 33 40 47 46 42 47 45 39 55 51 60
Total Equity & Noncontrolling Interests		 499 511 526 529 551 560 573 668 776 796 887
Total Preferred & Common Equity		 499 511 526 529 551 560 573 668 776 796 887
Total Common Equity		 499 511 526 529 551 560 573 668 776 796 887
Common Stock		 403 403 422 422 423 424 424 501 608 612 686
Retained Earnings		 121 130 131 137 155 163 172 191 192 205 222
Treasury Stock		 -4.88 -4.88 -9.46 -9.46 -10 -10 -10 -10 -12 -12 -12
Accumulated Other Comprehensive Income / (Loss)		 -19 -17 -18 -21 -17 -17 -13 -14 -12 -8.91 -8.16

Annual Metrics And Ratios for Mid Penn Bancorp

This table displays calculated financial ratios and metrics derived from Mid Penn Bancorp's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 4,225,720.00 4,232,166.00 4,240,754.00 8,457,023.00 8,478,461.00 8,415,589.00 11,433,554.00 - - - 23,048,496.00
DEI Adjusted Shares Outstanding		 4,225,720.00 4,232,166.00 4,240,754.00 8,457,023.00 8,478,461.00 8,415,589.00 11,433,554.00 - - - 23,048,496.00
DEI Earnings Per Adjusted Shares Outstanding		 1.54 1.84 1.67 1.25 2.09 3.11 2.56 - - - 2.44
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 22.09% 13.32% 6.14% 46.43% 30.56% 28.21% 22.60% 31.81% -2.63% 7.30% 26.11%
EBITDA Growth		 44.26% 68.29% -38.75% 16.78% 67.57% 30.61% 12.09% 80.24% -30.21% 29.28% 20.11%
EBIT Growth		 14.09% 23.36% 14.96% 9.80% 68.38% 46.27% 15.04% 86.81% -33.64% 34.32% 20.55%
NOPAT Growth		 14.51% 19.55% -9.16% 49.47% 67.05% 48.07% 11.87% 86.93% -31.76% 32.20% 13.78%
Net Income Growth		 14.51% 19.55% -9.16% 49.47% 67.05% 48.07% 11.87% 86.93% -31.76% 32.20% 13.78%
EPS Growth		 -3.92% 25.85% -9.73% -11.38% 41.22% 48.33% -12.58% 26.94% -33.43% 26.64% -12.07%
Operating Cash Flow Growth		 51.95% 65.84% -45.56% -7.67% -28.70% 79.66% 368.40% -8.97% -12.75% -1.82% 55.75%
Free Cash Flow Firm Growth		 -326.72% 317.73% -163.07% -360.32% 132.11% -388.80% 34.84% 121.10% -822.34% 220.81% -135.52%
Invested Capital Growth		 32.59% -38.77% 53.07% 143.86% -12.76% 68.21% 28.87% 4.72% 31.53% -18.32% 18.13%
Revenue Q/Q Growth		 4.80% 4.83% -0.47% 18.29% 1.68% 12.56% 0.93% 6.36% -1.87% 3.06% 6.91%
EBITDA Q/Q Growth		 28.28% 7.13% -12.57% 18.18% -2.45% 11.51% -18.11% 34.82% -8.72% 2.59% 16.61%
EBIT Q/Q Growth		 12.52% 7.07% -6.59% 41.62% -5.06% 20.47% -22.27% 38.46% -9.89% 3.08% 17.61%
NOPAT Q/Q Growth		 12.77% 6.10% -18.18% 64.33% -1.34% 21.30% -22.28% 38.07% -8.83% 2.35% 12.42%
Net Income Q/Q Growth		 12.77% 6.10% -18.18% 64.33% -1.34% 21.30% -22.28% 38.07% -8.83% 2.35% 12.42%
EPS Q/Q Growth		 0.00% 0.00% -18.14% 45.10% -2.79% 21.09% -31.39% 51.54% -9.84% -0.68% 4.51%
Operating Cash Flow Q/Q Growth		 8.72% -2.52% 2.79% 26.05% -34.12% 3,119.10% 16.16% -9.03% -6.67% -16.49% 12.93%
Free Cash Flow Firm Q/Q Growth		 -129.85% 50.00% -208.82% -32.43% 222.66% 16.12% -183.45% 139.56% -8.34% 227.94% -51.05%
Invested Capital Q/Q Growth		 12.66% -4.86% 18.43% 27.03% -11.53% -11.98% 37.73% 18.62% 15.01% -4.02% 0.15%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 38.92% 57.79% 33.35% 26.60% 34.14% 34.78% 31.79% 43.47% 31.16% 37.54% 35.75%
EBIT Margin		 22.70% 24.71% 26.77% 20.07% 25.89% 29.53% 27.71% 39.27% 26.77% 33.51% 32.03%
Profit (Net Income) Margin		 18.14% 19.13% 16.37% 16.71% 21.39% 24.70% 22.54% 31.96% 22.40% 27.59% 24.90%
Tax Burden Percent		 79.88% 77.41% 61.17% 83.27% 82.61% 83.63% 81.33% 81.38% 83.67% 82.35% 77.72%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 20.12% 22.59% 38.83% 16.73% 17.39% 16.37% 18.67% 18.62% 16.33% 17.65% 22.28%
Return on Invested Capital (ROIC)		 4.98% 6.48% 6.13% 4.40% 5.54% 6.56% 5.11% 8.29% 4.78% 6.12% 7.10%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.98% 6.48% 6.13% 4.40% 5.54% 6.56% 5.11% 8.29% 4.78% 6.12% 7.10%
Return on Net Nonoperating Assets (RNNOA)		 5.12% 4.63% 3.57% 2.69% 2.14% 4.06% 2.75% 2.64% 2.32% 2.14% 0.56%
Return on Equity (ROE)		 10.11% 11.11% 9.70% 7.09% 7.68% 10.62% 7.86% 10.94% 7.09% 8.26% 7.66%
Cash Return on Invested Capital (CROIC)		 -23.04% 54.58% -35.82% -79.27% 19.17% -44.30% -20.11% 3.68% -22.45% 26.28% -9.52%
Operating Return on Assets (OROA)		 0.97% 1.03% 1.05% 0.78% 0.99% 1.20% 0.94% 1.47% 0.91% 1.12% 1.25%
Return on Assets (ROA)		 0.77% 0.79% 0.64% 0.65% 0.82% 1.00% 0.76% 1.19% 0.76% 0.92% 0.97%
Return on Common Equity (ROCE)		 10.11% 11.11% 9.70% 7.09% 7.68% 10.62% 7.86% 10.94% 7.09% 8.26% 7.66%
Return on Equity Simple (ROE_SIMPLE)		 9.32% 11.07% 9.36% 4.75% 7.44% 10.25% 5.98% 10.70% 6.90% 7.55% 6.91%
Net Operating Profit after Tax (NOPAT)		 6.53 7.80 7.09 11 18 26 29 55 37 49 56
NOPAT Margin		 18.14% 19.13% 16.37% 16.71% 21.39% 24.70% 22.54% 31.96% 22.40% 27.59% 24.90%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 54.09% 53.26% 55.35% 54.74% 54.07% 48.49% 43.56% 41.70% 47.76% 47.94% 46.70%
Operating Expenses to Revenue		 74.34% 70.70% 72.48% 79.14% 72.43% 66.51% 70.03% 58.22% 71.02% 65.65% 67.39%
Earnings before Interest and Taxes (EBIT)		 8.17 10 12 13 21 31 36 67 45 60 72
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 14 24 14 17 28 37 41 75 52 67 81
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.74 1.14 1.51 0.72 0.88 0.64 0.68 0.86 0.72 0.73 0.87
Price to Tangible Book Value (P/TBV)		 0.79 1.21 1.60 1.05 1.23 0.87 0.90 1.13 0.95 0.91 1.07
Price to Revenue (P/Rev)		 1.44 1.96 2.64 2.54 2.52 1.54 2.55 2.58 2.33 2.66 3.14
Price to Earnings (P/E)		 8.60 10.25 16.14 15.35 11.78 6.23 11.32 8.06 10.40 9.63 12.61
Dividend Yield		 4.39% 2.96% 2.67% 2.89% 2.80% 3.71% 2.89% 2.88% 3.43% 2.79% 2.66%
Earnings Yield		 11.63% 9.75% 6.19% 6.52% 8.49% 16.05% 8.84% 12.41% 9.62% 10.38% 7.93%
Enterprise Value to Invested Capital (EV/IC)		 0.77 0.62 1.13 0.70 0.43 0.21 0.00 0.81 0.72 0.66 0.76
Enterprise Value to Revenue (EV/Rev)		 3.18 1.40 3.66 3.77 1.56 0.99 0.00 3.18 3.83 2.66 2.90
Enterprise Value to EBITDA (EV/EBITDA)		 8.18 2.42 10.96 14.19 4.58 2.84 0.00 7.31 12.28 7.09 8.10
Enterprise Value to EBIT (EV/EBIT)		 14.02 5.66 13.66 18.80 6.05 3.35 0.00 8.09 14.30 7.94 9.04
Enterprise Value to NOPAT (EV/NOPAT)		 17.55 7.31 22.32 22.57 7.32 4.00 0.00 9.94 17.09 9.65 11.63
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.70 2.61 13.30 21.78 16.54 7.46 0.00 9.08 12.21 9.28 8.18
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.87 0.00 0.00 2.11 0.00 0.00 22.39 0.00 2.25 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.13 0.30 0.85 0.53 0.25 0.96 0.00 0.32 0.64 0.11 0.05
Long-Term Debt to Equity		 0.68 0.30 0.39 0.34 0.25 0.47 0.00 0.12 0.19 0.11 0.03
Financial Leverage		 1.03 0.71 0.58 0.61 0.39 0.62 0.54 0.32 0.48 0.35 0.08
Leverage Ratio		 13.06 13.98 15.07 10.87 9.35 10.60 10.31 9.17 9.28 8.99 7.90
Compound Leverage Factor		 13.06 13.98 15.07 10.87 9.35 10.60 10.31 9.17 9.28 8.99 7.90
Debt to Total Capital		 53.10% 22.95% 45.93% 34.62% 20.14% 48.96% 0.00% 24.26% 39.01% 9.82% 5.12%
Short-Term Debt to Total Capital		 21.15% 0.00% 24.72% 12.62% 0.00% 25.07% 0.00% 15.18% 27.16% 0.28% 2.43%
Long-Term Debt to Total Capital		 31.94% 22.95% 21.21% 22.00% 20.14% 23.89% 0.00% 9.07% 11.85% 9.55% 2.70%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 46.90% 77.05% 54.07% 65.38% 79.86% 51.04% 100.00% 75.74% 60.99% 90.18% 94.88%
Debt to EBITDA		 5.66 0.89 4.45 7.01 2.12 6.65 0.00 2.20 6.67 1.06 0.54
Net Debt to EBITDA		 4.47 -0.97 3.03 4.63 -2.80 -1.58 0.00 1.38 4.81 0.01 -0.68
Long-Term Debt to EBITDA		 3.41 0.89 2.06 4.45 2.12 3.24 0.00 0.82 2.03 1.03 0.29
Debt to NOPAT		 12.15 2.69 9.07 11.16 3.39 9.36 0.00 2.99 9.28 1.44 0.78
Net Debt to NOPAT		 9.60 -2.94 6.18 7.37 -4.47 -2.23 0.00 1.88 6.69 0.02 -0.98
Long-Term Debt to NOPAT		 7.31 2.69 4.19 7.09 3.39 4.57 0.00 1.12 2.82 1.40 0.41
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -30 66 -41 -191 61 -177 -115 24 -176 212 -75
Operating Cash Flow to CapEx		 901.71% 2,819.10% 254.28% 122.61% 299.24% 388.65% 1,918.46% 1,488.98% 1,889.57% 760.97% 1,015.41%
Free Cash Flow to Firm to Interest Expense		 -6.55 12.25 -6.58 -15.00 2.43 -8.97 -7.81 1.37 -1.97 1.63 -0.60
Operating Cash Flow to Interest Expense		 2.86 4.07 1.89 0.86 0.31 0.71 4.47 3.38 0.59 0.40 0.64
Operating Cash Flow Less CapEx to Interest Expense		 2.54 3.93 1.14 0.16 0.21 0.53 4.23 3.15 0.55 0.34 0.58
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.03 0.04 0.03 0.03 0.04
Fixed Asset Turnover		 2.75 3.03 2.97 3.06 3.29 4.24 4.46 5.07 4.68 4.73 5.16
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 149 91 140 341 298 501 646 676 889 726 858
Invested Capital Turnover		 0.27 0.34 0.37 0.26 0.26 0.27 0.23 0.26 0.21 0.22 0.29
Increase / (Decrease) in Invested Capital		 37 -58 49 201 -44 203 145 30 213 -163 132
Enterprise Value (EV)		 115 57 158 239 130 105 -582 545 639 477 654
Market Capitalization		 52 80 114 161 209 163 332 442 389 476 709
Book Value per Share		 $16.58 $16.65 $17.85 $26.39 $28.06 $30.38 $42.86 $32.24 $32.54 $39.41 $35.32
Tangible Book Value per Share		 $15.50 $15.60 $16.83 $18.11 $19.97 $22.40 $32.08 $24.59 $24.53 $31.32 $28.76
Total Capital		 149 91 140 341 298 501 490 676 889 726 858
Total Debt		 79 21 64 118 60 245 0.00 164 347 71 44
Total Long-Term Debt		 48 21 30 75 60 120 0.00 61 105 69 23
Net Debt		 63 -23 44 78 -79 -58 -914 103 250 0.78 -55
Capital Expenditures (CapEx)		 1.46 0.78 4.68 8.96 2.62 3.62 3.44 4.03 2.77 6.75 7.88
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 79 21 64 118 60 245 156 164 347 71 44
Total Depreciation and Amortization (D&A)		 5.84 13 2.85 4.14 6.83 5.56 5.31 7.20 7.33 7.23 8.41
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.47 $1.85 $1.67 $1.48 $2.09 $3.11 $2.71 $3.44 $2.29 $2.90 $2.59
Adjusted Weighted Average Basic Shares Outstanding		 4.23M 4.23M 6.12M 8.46M 8.48M 8.41M 15.96M 15.91M 16.32M 17.03M 21.76M
Adjusted Diluted Earnings per Share		 $1.47 $1.85 $1.67 $1.48 $2.09 $3.10 $2.71 $3.44 $2.29 $2.90 $2.55
Adjusted Weighted Average Diluted Shares Outstanding		 4.23M 4.23M 6.12M 8.46M 8.48M 8.41M 15.96M 15.93M 16.35M 17.07M 22.02M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $1.85 $1.67 $1.48 $2.09 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 4.23M 4.23M 6.12M 8.46M 8.48M 8.41M 15.96M 15.89M 16.57M 19.36M 23.18M
Normalized Net Operating Profit after Tax (NOPAT)		 7.14 7.80 7.47 15 18 26 32 55 42 50 65
Normalized NOPAT Margin		 19.83% 19.13% 17.25% 23.01% 21.39% 24.70% 24.45% 32.10% 25.17% 27.84% 28.86%
Pre Tax Income Margin		 22.70% 24.71% 26.77% 20.07% 25.89% 29.53% 27.71% 39.27% 26.77% 33.51% 32.03%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.77 1.88 1.84 1.00 0.85 1.59 2.44 3.79 0.50 0.46 0.58
NOPAT to Interest Expense		 1.42 1.45 1.12 0.83 0.70 1.33 1.99 3.08 0.42 0.38 0.45
EBIT Less CapEx to Interest Expense		 1.46 1.73 1.10 0.30 0.75 1.41 2.21 3.56 0.47 0.41 0.52
NOPAT Less CapEx to Interest Expense		 1.10 1.31 0.38 0.13 0.60 1.15 1.75 2.86 0.39 0.33 0.39
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 27.60% 31.42% 31.09% 43.55% 37.78% 24.82% 30.26% 23.24% 34.71% 27.96% 32.29%
Augmented Payout Ratio		 27.60% 31.42% 31.09% 43.55% 37.78% 31.66% 30.70% 28.63% 47.75% 28.61% 36.29%

Quarterly Metrics And Ratios for Mid Penn Bancorp

This table displays calculated financial ratios and metrics derived from Mid Penn Bancorp's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - 19,355,997.00 19,387,178.00 22,998,832.00 23,048,496.00 23,176,156.00
DEI Adjusted Shares Outstanding		 - - - - - - 19,355,997.00 19,387,178.00 22,998,832.00 23,048,496.00 23,176,156.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - 0.71 0.25 0.80 0.84 0.38
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.61% -7.01% 4.75% 5.83% 5.89% 12.61% 12.90% 23.25% 36.31% 30.78% 35.83%
EBITDA Growth		 -35.78% -23.38% 6.08% 136.60% 24.68% 10.42% 12.17% -59.27% 57.07% 63.97% -22.26%
EBIT Growth		 -39.76% -25.42% 6.49% 186.60% 29.21% 12.44% 14.24% -69.99% 63.15% 66.96% -32.75%
NOPAT Growth		 -40.34% -23.04% 8.07% 143.40% 33.19% 9.37% 13.26% -59.54% 48.74% 46.97% -36.65%
Net Income Growth		 -40.34% -23.04% 8.07% 143.40% 33.19% 9.37% 13.26% -59.54% 48.74% 46.97% -36.65%
EPS Growth		 -42.27% -25.25% 4.29% 144.83% 32.14% -2.70% -2.74% -69.01% 6.76% 15.28% -49.30%
Operating Cash Flow Growth		 -26.01% -20.34% -5.84% 59.27% 27.71% -72.04% -7.09% 60.67% 55.93% 223.68% 15.47%
Free Cash Flow Firm Growth		 -126.33% -1,262.37% -3,775.84% 55.17% 114.81% 187.60% 165.49% 97.21% -384.17% -163.72% -204.51%
Invested Capital Growth		 35.66% 31.53% 35.32% 11.51% -2.13% -18.32% -14.66% 0.82% 13.21% 18.13% 20.99%
Revenue Q/Q Growth		 2.79% -1.66% 0.42% 4.26% 2.84% 4.59% 0.67% 13.82% 13.73% 0.35% 4.56%
EBITDA Q/Q Growth		 97.29% 21.54% 1.12% -2.42% 3.97% 7.63% 2.73% -64.57% 300.95% 12.36% -51.29%
EBIT Q/Q Growth		 131.22% 25.04% 2.21% -3.01% 4.24% 8.82% 3.84% -74.52% 466.65% 11.35% -58.17%
NOPAT Q/Q Growth		 90.98% 30.99% 0.29% -2.98% 4.50% 7.57% 3.85% -65.35% 284.23% 6.29% -55.23%
Net Income Q/Q Growth		 90.98% 30.99% 0.29% -2.98% 4.50% 7.57% 3.85% -65.35% 284.23% 6.29% -55.23%
EPS Q/Q Growth		 93.10% 32.14% -1.35% -2.74% 4.23% -2.70% -1.39% -69.01% 259.09% 5.06% -56.63%
Operating Cash Flow Q/Q Growth		 16.53% 11.01% -20.11% 45.32% -6.56% -75.69% 181.47% 151.31% -9.31% -49.54% 9.03%
Free Cash Flow Firm Q/Q Growth		 -17.79% -3.63% -9.89% 66.58% 138.93% 512.79% -17.84% -101.43% -3,858.65% -37.41% -34.74%
Invested Capital Q/Q Growth		 3.93% 15.01% 0.42% -7.10% -8.78% -4.02% 4.91% 9.76% 2.43% 0.15% 7.45%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 31.30% 38.69% 38.96% 36.46% 36.86% 37.93% 38.71% 12.05% 42.47% 47.56% 22.15%
EBIT Margin		 26.88% 34.17% 34.78% 32.36% 32.80% 34.12% 35.20% 7.88% 39.25% 43.56% 17.43%
Profit (Net Income) Margin		 21.57% 28.72% 28.69% 26.69% 27.13% 27.90% 28.78% 8.76% 29.60% 31.35% 13.42%
Tax Burden Percent		 80.24% 84.06% 82.48% 82.51% 82.71% 81.76% 81.77% 111.21% 75.41% 71.98% 77.04%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 19.76% 15.94% 17.52% 17.49% 17.29% 18.24% 18.23% -11.21% 24.59% 28.02% 22.96%
Return on Invested Capital (ROIC)		 5.46% 6.13% 6.24% 5.81% 6.16% 6.19% 6.42% 2.05% 7.75% 8.94% 3.88%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.46% 6.13% 6.24% 5.81% 6.16% 6.19% 6.42% 2.05% 7.75% 8.94% 3.88%
Return on Net Nonoperating Assets (RNNOA)		 1.68% 2.97% 2.89% 2.61% 2.40% 2.16% 2.30% 0.51% 1.38% 0.70% 0.32%
Return on Equity (ROE)		 7.14% 9.10% 9.13% 8.43% 8.56% 8.35% 8.72% 2.56% 9.14% 9.64% 4.20%
Cash Return on Invested Capital (CROIC)		 -24.16% -22.45% -25.08% -5.13% 8.46% 26.28% 21.99% 4.47% -6.19% -9.52% -12.91%
Operating Return on Assets (OROA)		 0.96% 1.17% 1.19% 1.06% 1.06% 1.14% 1.19% 0.26% 1.41% 1.70% 0.68%
Return on Assets (ROA)		 0.77% 0.98% 0.98% 0.87% 0.88% 0.93% 0.98% 0.29% 1.06% 1.22% 0.52%
Return on Common Equity (ROCE)		 7.14% 9.10% 9.13% 8.43% 8.56% 8.35% 8.72% 2.56% 9.14% 9.64% 4.20%
Return on Equity Simple (ROE_SIMPLE)		 7.76% 0.00% 6.95% 8.08% 8.43% 0.00% 7.64% 5.68% 6.28% 0.00% 5.77%
Net Operating Profit after Tax (NOPAT)		 9.24 12 12 12 12 13 14 4.76 18 19 8.71
NOPAT Margin		 21.57% 28.72% 28.69% 26.69% 27.13% 27.90% 28.78% 8.76% 29.60% 31.35% 13.42%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 47.63% 48.25% 49.15% 47.37% 47.51% 47.82% 46.60% 50.85% 45.53% 44.32% 48.96%
Operating Expenses to Revenue		 68.25% 67.41% 67.43% 64.01% 66.07% 65.18% 64.17% 87.95% 61.45% 57.79% 80.12%
Earnings before Interest and Taxes (EBIT)		 12 14 15 14 15 16 17 4.28 24 27 11
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 13 16 16 16 17 18 18 6.55 26 29 14
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.60 0.72 0.59 0.65 0.86 0.73 0.75 0.70 0.83 0.87 0.83
Price to Tangible Book Value (P/TBV)		 0.82 0.95 0.78 0.85 1.13 0.91 0.93 0.88 1.02 1.07 1.06
Price to Revenue (P/Rev)		 1.88 2.33 1.93 2.12 2.85 2.66 2.70 2.81 3.12 3.14 3.05
Price to Earnings (P/E)		 7.79 10.40 8.51 8.04 10.25 9.63 9.76 12.42 13.17 12.61 14.46
Dividend Yield		 4.15% 3.43% 4.07% 3.67% 2.70% 2.79% 3.11% 2.84% 2.79% 2.66% 2.79%
Earnings Yield		 12.84% 9.62% 11.75% 12.44% 9.76% 10.38% 10.25% 8.05% 7.60% 7.93% 6.92%
Enterprise Value to Invested Capital (EV/IC)		 0.58 0.72 0.67 0.64 0.71 0.66 0.64 0.32 0.54 0.76 0.69
Enterprise Value to Revenue (EV/Rev)		 2.62 3.83 3.55 3.08 3.07 2.66 2.63 1.39 2.19 2.90 2.61
Enterprise Value to EBITDA (EV/EBITDA)		 7.82 12.28 11.33 8.48 8.15 7.09 7.00 4.53 6.67 8.10 8.27
Enterprise Value to EBIT (EV/EBIT)		 8.99 14.30 13.16 9.62 9.17 7.94 7.80 5.19 7.51 9.04 9.48
Enterprise Value to NOPAT (EV/NOPAT)		 10.87 17.09 15.66 11.66 11.06 9.65 9.50 6.14 9.23 11.63 12.38
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.95 12.21 11.73 9.12 8.68 9.28 9.60 4.40 6.52 8.18 7.73
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 8.25 2.25 2.66 7.27 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.46 0.64 0.62 0.48 0.32 0.11 0.14 0.08 0.08 0.05 0.04
Long-Term Debt to Equity		 0.20 0.19 0.13 0.12 0.12 0.11 0.10 0.08 0.08 0.03 0.00
Financial Leverage		 0.31 0.48 0.46 0.45 0.39 0.35 0.36 0.25 0.18 0.08 0.08
Leverage Ratio		 9.29 9.28 9.34 9.65 9.75 8.99 8.92 8.80 8.61 7.90 8.04
Compound Leverage Factor		 9.29 9.28 9.34 9.65 9.75 8.99 8.92 8.80 8.61 7.90 8.04
Debt to Total Capital		 31.62% 39.01% 38.30% 32.53% 24.28% 9.82% 12.35% 7.25% 7.05% 5.12% 3.74%
Short-Term Debt to Total Capital		 17.98% 27.16% 30.44% 24.11% 15.08% 0.28% 3.28% 0.00% 0.00% 2.43% 3.42%
Long-Term Debt to Total Capital		 13.64% 11.85% 7.86% 8.42% 9.20% 9.55% 9.07% 7.25% 7.05% 2.70% 0.33%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 68.38% 60.99% 61.70% 67.47% 75.72% 90.18% 87.65% 92.75% 92.95% 94.88% 96.26%
Debt to EBITDA		 4.29 6.67 6.46 4.34 2.80 1.06 1.36 1.02 0.87 0.54 0.45
Net Debt to EBITDA		 2.22 4.81 5.17 2.64 0.60 0.01 -0.19 -4.62 -2.84 -0.68 -1.39
Long-Term Debt to EBITDA		 1.85 2.03 1.32 1.12 1.06 1.03 1.00 1.02 0.87 0.29 0.04
Debt to NOPAT		 5.96 9.28 8.93 5.97 3.80 1.44 1.84 1.38 1.21 0.78 0.67
Net Debt to NOPAT		 3.08 6.69 7.15 3.63 0.81 0.02 -0.26 -6.27 -3.93 -0.98 -2.08
Long-Term Debt to NOPAT		 2.57 2.82 1.83 1.54 1.44 1.40 1.35 1.38 1.21 0.41 0.06
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -194 -201 -221 -74 29 176 145 -2.06 -82 -112 -151
Operating Cash Flow to CapEx		 1,516.55% 12,005.74% 3,889.97% 0.00% 2,452.69% 65.63% 434.24% 1,696.31% 1,350.21% 842.85% 1,014.39%
Free Cash Flow to Firm to Interest Expense		 -7.48 -6.90 -6.96 -2.27 0.85 5.50 4.95 -0.06 -2.46 -3.69 -5.27
Operating Cash Flow to Interest Expense		 0.51 0.50 0.39 0.56 0.50 0.13 0.39 0.91 0.79 0.44 0.50
Operating Cash Flow Less CapEx to Interest Expense		 0.48 0.50 0.38 0.57 0.48 -0.07 0.30 0.86 0.73 0.38 0.45
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04
Fixed Asset Turnover		 4.54 4.68 4.81 4.66 4.79 4.73 4.83 4.75 5.14 5.16 5.40
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 773 889 893 830 757 726 762 836 857 858 922
Invested Capital Turnover		 0.25 0.21 0.22 0.22 0.23 0.22 0.22 0.23 0.26 0.29 0.29
Increase / (Decrease) in Invested Capital		 203 213 233 86 -16 -163 -131 6.83 100 132 160
Enterprise Value (EV)		 446 639 600 528 534 477 485 271 462 654 634
Market Capitalization		 320 389 326 364 495 476 498 547 659 709 740
Book Value per Share		 $31.90 $32.54 $33.24 $33.54 $34.32 $39.41 $34.51 $40.01 $34.62 $35.32 $38.29
Tangible Book Value per Share		 $23.65 $24.53 $25.21 $25.59 $26.24 $31.32 $27.59 $32.17 $28.01 $28.76 $30.09
Total Capital		 773 889 893 830 757 726 762 836 857 858 922
Total Debt		 244 347 342 270 184 71 94 61 60 44 35
Total Long-Term Debt		 105 105 70 70 70 69 69 61 60 23 3.02
Net Debt		 126 250 274 164 39 0.78 -13 -276 -197 -55 -107
Capital Expenditures (CapEx)		 0.87 0.12 0.32 -0.49 0.69 6.24 2.66 1.71 1.95 1.57 1.43
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 244 347 342 270 184 71 94 61 60 44 35
Total Depreciation and Amortization (D&A)		 1.90 1.90 1.77 1.81 1.84 1.81 1.68 2.27 1.99 2.48 3.07
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.56 $0.73 $0.73 $0.71 $0.74 $0.72 $0.71 $0.22 $0.80 $0.86 $0.36
Adjusted Weighted Average Basic Shares Outstanding		 16.57M 16.32M 16.57M 16.58M 16.61M 17.03M 19.36M 21.57M 23.01M 21.76M 23.95M
Adjusted Diluted Earnings per Share		 $0.56 $0.74 $0.73 $0.71 $0.74 $0.72 $0.71 $0.22 $0.79 $0.83 $0.36
Adjusted Weighted Average Diluted Shares Outstanding		 16.59M 16.35M 16.61M 16.61M 16.66M 17.07M 19.42M 21.60M 23.28M 22.02M 24.31M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 16.67M 16.57M 16.69M 16.70M 16.62M 19.36M 19.39M 23.00M 23.05M 23.18M 25.34M
Normalized Net Operating Profit after Tax (NOPAT)		 9.52 12 12 12 12 14 14 11 18 19 15
Normalized NOPAT Margin		 22.23% 28.68% 28.69% 26.69% 27.33% 28.65% 29.32% 19.70% 29.89% 31.31% 22.60%
Pre Tax Income Margin		 26.88% 34.17% 34.78% 32.36% 32.80% 34.12% 35.20% 7.88% 39.25% 43.56% 17.43%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.44 0.49 0.46 0.44 0.44 0.51 0.57 0.13 0.73 0.89 0.39
NOPAT to Interest Expense		 0.36 0.42 0.38 0.36 0.37 0.41 0.47 0.15 0.55 0.64 0.30
EBIT Less CapEx to Interest Expense		 0.41 0.49 0.45 0.45 0.42 0.31 0.48 0.08 0.67 0.84 0.34
NOPAT Less CapEx to Interest Expense		 0.32 0.41 0.37 0.38 0.34 0.22 0.38 0.10 0.49 0.59 0.25
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 31.31% 34.71% 34.25% 29.30% 27.47% 27.96% 28.17% 35.70% 33.87% 32.29% 40.08%
Augmented Payout Ratio		 42.48% 47.75% 47.82% 30.66% 28.75% 28.61% 28.17% 39.73% 37.88% 36.29% 40.08%

Financials Breakdown Chart

Key Financial Trends

Mid Penn Bancorp (NASDAQ: MPB) showed a much stronger earnings profile in Q1 2026 than it did in the prior quarter, but the balance sheet and deposit trends suggest the turnaround is still being worked through.

For Q1 2026, MPB reported net income of $8.7 million, down from $19.4 million in Q4 2025 but up sharply from $4.8 million in Q2 2025. Revenue rose modestly year over year, while expenses, loan growth, and capital levels all moved in ways that point to a bank that is stabilizing after a period of heavy restructuring and deposit volatility.

  • Net interest income improved quarter over quarter and stayed resilient year over year. Q1 2026 net interest income was $55.3 million, up from $54.8 million in Q4 2025 and $48.2 million in Q2 2025.
  • Revenue held up well despite lower non-interest income. Total revenue in Q1 2026 was $64.9 million, slightly above Q4 2025 and meaningfully above Q2 2025.
  • Operating cash flow remained solid. MPB generated $14.5 million in operating cash flow in Q1 2026, versus $13.3 million in Q4 2025.
  • Loan balances expanded materially over the last year. Loans and leases increased to $5.51 billion in Q1 2026 from $4.49 billion in Q1 2025, showing continued asset growth.
  • Equity improved from a year ago. Total common equity rose to $887.4 million in Q1 2026 from $667.9 million in Q1 2025.
  • Allowance for credit losses increased alongside loan growth. The allowance for loan and lease losses climbed to $41.1 million from $35.8 million a year earlier, which is constructive from a risk-management standpoint.
  • Deposit balances were broadly stable, but not clearly accelerating. Q1 2026 deposits totaled about $5.97 billion, modestly above Q4 2025 and Q3 2025, suggesting stabilization rather than strong new inflows.
  • Non-interest income was softer than the prior quarter. It fell to $9.6 million in Q1 2026 from $7.3 million in Q4 2025? Actually, the mix changed sharply quarter to quarter, and the more important takeaway is that fee income remains a smaller contributor than spread income.
  • Profitability still looks uneven. Q1 2026 net income of $8.7 million was well below Q4 2025’s $19.4 million, showing that earnings power is not yet consistent.
  • Restructuring and operating expenses continue to weigh on results. Q1 2026 included a $7.7 million restructuring charge, and total non-interest expense remained elevated at $51.9 million.
  • Balance-sheet leverage remains fairly high for a regional bank. Total liabilities were $6.08 billion versus $887 million in equity, so capital management remains important.
  • Cash and equivalents declined from year-end levels. Cash and due from banks fell to $61.0 million from $75.9 million at the end of Q4 2025, even though total cash-like assets remained supported by other short-term placements.

Bottom line: Mid Penn Bancorp’s latest quarter suggests improving core earnings and healthy loan growth, but the bank is still dealing with restructuring costs, uneven non-interest income, and a balance sheet that needs careful monitoring. For retail investors, the stock looks like a story of gradual operational recovery rather than a clean, fully de-risked turnaround.

07/25/26 10:45 AM ETAI Generated. May Contain Errors.

Mid Penn Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Mid Penn Bancorp's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Mid Penn Bancorp's net income appears to be on an upward trend, with a most recent value of $56.25 million in 2025, rising from $6.53 million in 2015. The previous period was $49.44 million in 2024. See where experts think Mid Penn Bancorp is headed by visiting Mid Penn Bancorp's forecast page.

Over the last 10 years, Mid Penn Bancorp's total revenue changed from $36.00 million in 2015 to $225.94 million in 2025, a change of 527.7%.

Mid Penn Bancorp's total liabilities were at $5.32 billion at the end of 2025, a 10.5% increase from 2024, and a 517.5% increase since 2015.

In the past 10 years, Mid Penn Bancorp's cash and equivalents has ranged from $12.33 million in 2015 to $53.37 million in 2022, and is currently $46.70 million as of their latest financial filing in 2025.

Over the last 10 years, Mid Penn Bancorp's book value per share changed from 16.58 in 2015 to 35.32 in 2025, a change of 113.0%.


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Financial statements for NASDAQ:MPB last updated on 5/9/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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