Top 5 Stocks to Buy Now
→ Read this warning immediately (From Porter & Company) (Ad)tc pixel Free WSBC Stock Alerts

WesBanco (WSBC) Financials

WesBanco logo
$37.28 +0.58 (+1.58%)
As of 04:00 PM Eastern
Compare
Annual Income Statements for WesBanco

Annual Income Statements for WesBanco

This table shows WesBanco's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 81 87 94 143 159 119 232 182 149 141 203
Consolidated Net Income / (Loss)		 81 87 94 143 159 122 242 192 159 152 223
Net Income / (Loss) Continuing Operations		 81 87 94 143 159 122 242 192 159 152 223
Total Pre-Tax Income 		109 118 148 175 193 145 302 236 194 185 279
Total Revenue		 311 335 379 448 517 608 591 592 602 606 981
Net Interest Income / (Expense)		 237 253 290 347 400 479 458 474 481 478 814
Total Interest Income		 262 286 332 415 484 541 485 514 712 826 1,272
Loans and Leases Interest Income		 204 227 272 332 393 466 416 422 597 710 1,097
Investment Securities Interest Income		 56 57 58 78 86 71 67 85 92 89 135
Other Interest Income		 1.64 2.22 2.30 5.32 5.43 5.01 2.44 6.31 22 27 40
Total Interest Expense		 25 33 42 68 84 62 27 39 230 347 458
Deposits Interest Expense		 16 16 20 32 43 27 14 24 152 265 376
Short-Term Borrowings Interest Expense		 0.37 0.48 1.44 3.72 5.40 1.73 0.23 0.57 2.55 3.95 3.43
Long-Term Debt Interest Expense		 8.83 16 21 32 35 33 13 15 76 79 78
Total Non-Interest Income		 74 81 89 100 117 128 133 117 120 128 167
Trust Fees by Commissions		 30 6.45 6.67 7.19 34 33 36 37 38 41 49
Other Service Charges		 39 68 76 39 72 84 82 71 69 76 100
Net Realized & Unrealized Capital Gains on Investments		 1.30 3.15 1.23 -0.38 5.05 4.37 5.93 -1.30 2.42 1.55 2.96
Other Non-Interest Income		 4.86 4.06 4.79 55 5.91 7.36 8.94 11 11 9.54 15
Provision for Credit Losses		 8.35 8.48 9.99 7.76 11 108 -64 -1.66 18 19 77
Total Non-Interest Expense		 194 209 221 265 312 355 353 357 390 402 625
Salaries and Employee Benefits		 104 112 127 145 172 195 195 205 224 224 298
Net Occupancy & Equipment Expense		 27 29 33 36 43 52 57 59 62 66 96
Marketing Expense		 5.65 5.39 5.72 5.37 6.06 5.96 8.63 9.34 11 9.76 9.86
Other Operating Expenses		 39 41 49 54 65 78 74 72 80 87 116
Amortization Expense		 3.14 3.60 4.94 6.98 10 13 11 10 9.09 8.25 29
Restructuring Charge		 11 13 0.95 18 16 9.73 6.72 1.72 3.83 6.40 76
Income Tax Expense		 28 31 54 31 34 23 60 44 35 34 56
Preferred Stock Dividends Declared		 - - - 0.00 0.00 2.64 10 10 10 10 21
Basic Earnings per Share		 $2.15 $2.16 $2.15 $2.93 $2.83 $1.78 $3.54 $3.03 $2.51 $2.26 $2.23
Weighted Average Basic Shares Outstanding		 37.49M 40.10M 44.00M 48.89M 56.11M 67.26M 65.52M 60.05M 59.30M 62.59M 90.90M
Diluted Earnings per Share		 $2.15 $2.16 $2.14 $2.92 $2.83 $1.77 $3.53 $3.02 $2.51 $2.26 $2.23
Weighted Average Diluted Shares Outstanding		 37.55M 40.13M 44.08M 49.02M 56.21M 67.31M 65.67M 60.22M 59.43M 62.65M 91.03M
Weighted Average Basic & Diluted Shares Outstanding		 37.60M 40.10M 43.90M 54.60M 67.54M 67.26M 61.31M 59.20M 59.38M 66.94M 96.11M
Cash Dividends to Common per Share		 $0.92 $0.96 $1.04 $1.16 $1.24 $1.28 $1.32 $1.37 $1.41 $1.45 $1.49

Quarterly Income Statements for WesBanco

This table shows WesBanco's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 34 32 33 26 35 47 -12 55 81 78 84
Consolidated Net Income / (Loss)		 37 35 36 29 37 50 -8.99 57 84 91 89
Net Income / (Loss) Continuing Operations		 37 35 36 29 37 50 -8.99 57 84 91 89
Total Pre-Tax Income 		44 44 43 35 45 62 -9.67 71 103 115 111
Total Revenue		 149 148 145 148 151 163 193 261 262 266 257
Net Interest Income / (Expense)		 118 118 114 117 121 127 159 217 217 222 215
Total Interest Income		 184 191 195 203 214 214 253 336 343 339 326
Loans and Leases Interest Income		 155 162 167 175 184 183 218 290 295 293 281
Investment Securities Interest Income		 23 22 22 21 22 23 27 36 36 36 36
Other Interest Income		 5.62 6.38 6.37 6.15 7.37 7.31 8.05 11 11 9.82 8.37
Total Interest Expense		 66 74 81 86 93 87 95 120 126 117 110
Deposits Interest Expense		 44 54 60 65 70 70 76 97 103 100 94
Short-Term Borrowings Interest Expense		 0.75 0.89 0.67 0.90 1.09 1.29 1.12 0.82 0.77 0.73 0.60
Long-Term Debt Interest Expense		 21 19 21 20 21 16 17 22 23 17 15
Total Non-Interest Income		 31 30 31 31 30 36 35 44 45 43 42
Trust Fees by Commissions		 9.10 9.58 11 9.90 10 10 11 13 12 13 14
Other Service Charges		 20 16 17 18 17 23 20 26 26 28 23
Net Realized & Unrealized Capital Gains on Investments		 -0.37 1.33 0.69 0.17 0.44 0.25 -0.36 1.52 1.54 0.25 0.53
Other Non-Interest Income		 2.40 3.46 2.07 2.79 2.17 2.51 3.43 3.45 5.66 2.56 4.73
Provision for Credit Losses		 6.33 4.80 4.01 11 4.80 -0.15 69 3.22 2.08 3.06 -0.90
Total Non-Interest Expense		 98 100 97 102 101 101 134 187 156 148 147
Salaries and Employee Benefits		 57 57 55 55 56 57 62 79 79 79 82
Net Occupancy & Equipment Expense		 15 16 17 17 16 17 21 25 25 25 24
Marketing Expense		 3.12 2.98 1.89 2.37 2.98 2.53 2.38 1.86 2.98 2.64 1.53
Other Operating Expenses		 19 22 21 23 21 22 25 30 30 31 29
Amortization Expense		 2.26 2.24 2.09 2.07 2.05 2.03 4.22 9.20 8.43 7.22 7.16
Restructuring Charge		 0.64 0.00 0.00 3.78 1.98 0.65 20 41 11 3.48 3.71
Income Tax Expense		 7.45 8.56 7.70 6.10 7.50 12 -0.67 14 20 24 23
Preferred Stock Dividends Declared		 2.53 2.53 2.53 2.53 2.53 2.53 2.53 2.53 2.53 13 4.24
Basic Earnings per Share		 $0.58 $0.55 $0.56 $0.44 $0.54 $0.72 ($0.15) $0.57 $0.84 $0.97 $0.88
Weighted Average Basic Shares Outstanding		 59.36M 59.30M 59.38M 59.52M 64.49M 62.59M 76.83M 95.74M 96.00M 90.90M 96.10M
Diluted Earnings per Share		 $0.58 $0.55 $0.56 $0.44 $0.54 $0.72 ($0.15) $0.57 $0.84 $0.97 $0.88
Weighted Average Diluted Shares Outstanding		 59.44M 59.43M 59.52M 59.66M 64.63M 62.65M 77.02M 95.81M 96.12M 91.03M 96.31M
Weighted Average Basic & Diluted Shares Outstanding		 59.37M 59.38M 59.42M 59.59M 66.87M 66.94M 95.67M 95.99M 96.05M 96.11M 96.18M
Cash Dividends to Common per Share		 $0.35 $0.36 $0.36 $0.36 $0.36 $0.37 $0.37 $0.37 $0.37 $0.38 $0.38

Annual Cash Flow Statements for WesBanco

This table details how cash moves in and out of WesBanco's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -7.32 41 -11 52 66 671 346 -843 187 -27 388
Net Cash From Operating Activities		 88 123 142 192 163 60 336 204 169 211 290
Net Cash From Continuing Operating Activities		 88 123 142 192 63 60 336 204 169 211 290
Net Income / (Loss) Continuing Operations		 81 87 94 143 159 122 242 192 159 152 223
Consolidated Net Income / (Loss)		 81 87 94 143 159 122 242 192 159 152 223
Provision For Loan Losses		 8.35 8.48 9.99 7.76 11 108 -64 -1.66 18 19 77
Depreciation Expense		 15 18 19 10 12 14 13 13 14 15 20
Amortization Expense		 - - - 3.93 1.00 -9.89 -11 8.89 14 11 -44
Non-Cash Adjustments to Reconcile Net Income		 -2.77 -9.97 11 8.78 -44 -160 131 11 -18 -12 24
Changes in Operating Assets and Liabilities, net		 -13 20 7.22 18 -75 -14 25 -19 -17 26 -10
Net Cash From Investing Activities		 -210 195 -77 -52 104 58 -328 -1,068 -535 -1,030 -71
Net Cash From Continuing Investing Activities		 -210 195 -77 -52 104 58 -328 -1,068 -535 -1,030 -71
Purchase of Property, Leasehold Improvements and Equipment		 -9.58 -2.06 -6.04 -4.67 -12 -7.55 -8.54 -7.99 -23 -10 -10
Purchase of Investment Securities		 -1,239 -482 -409 -932 -617 -1,207 -1,273 -1,762 -940 -1,409 -1,995
Divestitures		 - - - - - - - - 0.00 0.00 200
Sale and/or Maturity of Investments		 1,038 679 338 884 733 1,273 953 701 427 389 1,734
Net Cash From Financing Activities		 115 -276 -75 -88 -202 553 338 21 553 792 169
Net Cash From Continuing Financing Activities		 115 -276 -75 -88 -202 553 338 21 553 792 -50
Net Change in Deposits		 -234 -217 4.26 -130 -200 1,435 1,140 -433 39 965 671
Issuance of Debt		 942 156 698 726 1,035 475 -100 791 1,576 1,261 1,094
Issuance of Common Equity		 - 1.71 1.04 1.58 0.07 0.06 - 0.00 0.00 191 0.54
Repayment of Debt		 -556 -234 -701 -607 -968 -1,382 -426 -130 -966 -1,528 -1,530
Repurchase of Preferred Equity		 - - - - - - - - 0.00 0.00 -144
Repurchase of Common Equity		 -4.79 -3.03 - -0.43 -10 -25 -180 -116 -3.51 0.08 -1.09
Payment of Dividends		 -33 -38 -45 -54 -67 -88 -97 -91 -92 -98 -140
Cash Interest Paid		 28 34 43 69 87 75 33 38 224 344 463
Cash Income Taxes Paid		 16 22 23 19 31 37 36 25 36 27 32

Quarterly Cash Flow Statements for WesBanco

This table details how cash moves in and out of WesBanco's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -67 100 -86 -23 134 -53 524 65 -149 -52 4.30
Net Cash From Operating Activities		 64 47 65 18 61 67 -26 105 117 95 107
Net Cash From Continuing Operating Activities		 0.02 169 0.05 0.11 - 211 0.00 - - 290 0.00
Net Income / (Loss) Continuing Operations		 - 159 0.00 - - 152 0.00 - - 223 0.00
Net Cash From Investing Activities		 -87 -223 -171 -359 -233 -267 360 -97 -118 -215 160
Net Cash From Continuing Investing Activities		 -87 -223 -171 -359 -233 -267 360 -97 -118 -215 160
Purchase of Investment Securities		 -187 -323 -242 -435 -355 -378 -821 -339 -301 -535 -53
Sale of Property, Leasehold Improvements and Equipment		 - - - - - - - - - - 1.83
Divestitures		 - - 0.00 - - - 200 0.10 - - 0.00
Sale and/or Maturity of Investments		 103 103 73 75 126 115 984 248 185 317 212
Net Cash From Financing Activities		 -45 276 21 318 306 147 190 57 -148 68 -263
Net Cash From Continuing Financing Activities		 -45 276 21 318 306 147 190 57 -148 -150 -263
Net Change in Deposits		 229 79 328 -64 405 296 287 -133 132 385 -0.22
Issuance of Debt		 - 196 800 375 - 86 900 275 - -81 878
Issuance of Preferred Equity		 - - - - - - 0.00 - - - 0.00
Issuance of Common Equity		 - - 0.00 - - - 0.03 0.08 0.06 0.38 1.38
Repayment of Debt		 -251 25 -1,084 32 -266 -210 -970 -45 -466 -48 -1,101
Repurchase of Common Equity		 0.02 0.09 0.01 -1.28 0.27 1.07 0.53 -1.58 -0.04 - -0.05
Payment of Dividends		 -23 -23 -24 -24 -24 -26 -27 -38 -38 -38 -41
Cash Interest Paid		 63 74 77 87 92 89 85 126 128 124 110
Cash Income Taxes Paid		 9.55 1.81 0.00 16 7.75 3.10 0.00 21 0.37 9.89 0.00

Annual Balance Sheets for WesBanco

This table presents WesBanco's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 8,470 9,791 9,816 12,459 15,720 16,426 16,927 16,932 17,712 18,684 27,696
Cash and Due from Banks		 87 128 118 169 235 905 1,251 408 595 568 956
Trading Account Securities		 2,422 2,316 2,285 3,147 3,258 2,722 4,018 3,789 3,406 3,412 4,451
Loans and Leases, Net of Allowance		 5,024 6,206 6,296 7,607 0.00 -0.33 9,733 -118 11,508 12,518 19,008
Loans and Leases		 5,066 6,249 6,341 7,656 - - 9,733 - 11,638 12,656 19,226
Allowance for Loan and Lease Losses		 42 44 45 49 0.00 0.33 0.27 118 131 139 219
Loans Held for Sale		 7.90 17 20 8.99 43 168 - 8.25 16 19 87
Premises and Equipment, Net		 112 133 131 167 261 249 229 221 234 219 263
Intangible Assets		 491 593 589 919 1,149 1,163 1,152 1,141 1,132 1,124 1,723
Other Assets		 326 397 377 441 10,774 11,217 10,238 11,364 821 824 1,207
Total Liabilities & Shareholders' Equity		 8,470 9,791 9,816 12,459 15,720 16,426 16,650 16,932 17,712 18,684 27,696
Total Liabilities		 7,348 8,449 8,421 10,480 13,126 13,669 14,234 14,505 15,179 15,894 23,664
Non-Interest Bearing Deposits		 1,311 1,790 1,847 2,441 3,178 4,071 4,591 4,700 3,963 3,843 5,377
Interest Bearing Deposits		 4,755 5,251 5,197 6,391 7,826 8,359 8,975 8,431 9,206 10,291 16,292
Short-Term Debt		 81 199 185 291 282 242 - 135 106 192 111
Accrued Interest Payable		 1.72 2.20 3.18 4.63 8.08 4.31 - 4.59 11 14 19
Long-Term Debt		 1,148 1,133 1,113 1,244 1,615 741 184 986 1,629 1,279 1,509
Other Long-Term Liabilities		 51 74 77 109 216 252 208 248 265 275 357
Total Equity & Noncontrolling Interests		 1,122 1,341 1,395 1,979 2,594 2,757 2,693 2,427 2,533 2,790 4,032
Total Preferred & Common Equity		 1,122 1,341 1,395 1,979 2,594 2,757 2,693 2,427 2,533 2,790 4,032
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 144 144 144 144 144 224
Total Common Equity		 1,122 1,341 1,395 1,979 2,594 2,612 2,550 2,282 2,389 2,646 3,808
Common Stock		 597 772 776 1,280 1,779 1,777 1,777 1,778 1,778 1,967 2,691
Retained Earnings		 550 597 651 738 825 832 978 1,078 1,143 1,192 1,253
Accumulated Other Comprehensive Income / (Loss)		 -21 -27 -31 -38 1.20 31 -5.12 -262 -227 -219 -133
Other Equity Adjustments		 -0.79 -0.57 -1.03 -1.07 -1.30 -1.49 - -1.83 -2.01 -2.08 -2.30

Quarterly Balance Sheets for WesBanco

This table presents WesBanco's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 16,605 17,275 17,357 17,344 17,773 18,128 18,514 27,412 27,572 27,518 27,482
Cash and Due from Banks		 379 598 562 495 510 487 621 1,092 1,157 1,008 960
Trading Account Securities		 3,920 3,717 3,566 3,419 3,322 3,295 3,404 4,321 4,390 4,449 4,449
Loans and Leases, Net of Allowance		 -0.23 -119 11,010 11,189 11,744 12,121 12,311 18,440 18,605 18,714 18,873
Loans and Leases		 - - 11,130 11,316 11,873 12,258 12,451 18,674 18,829 18,932 19,083
Allowance for Loan and Lease Losses		 0.23 119 120 127 129 137 141 234 224 218 210
Loans Held for Sale		 13 13 29 18 12 25 22 243 123 126 59
Premises and Equipment, Net		 221 225 220 226 233 222 222 281 274 268 251
Intangible Assets		 1,144 1,139 1,137 1,135 1,130 1,128 1,126 1,755 1,745 1,736 1,716
Other Assets		 10,928 11,584 834 863 822 850 808 1,281 1,277 1,217 1,174
Total Liabilities & Shareholders' Equity		 16,605 17,275 17,357 17,344 17,773 18,128 18,514 27,412 27,572 27,518 27,482
Total Liabilities		 14,209 14,799 14,892 14,896 15,234 15,584 15,713 23,631 23,752 23,402 23,412
Non-Interest Bearing Deposits		 4,737 4,479 4,286 4,170 3,939 3,826 3,778 5,319 5,328 5,286 5,223
Interest Bearing Deposits		 8,708 8,394 8,575 8,920 9,558 9,606 10,060 15,974 15,826 15,999 16,445
Short-Term Debt		 128 111 101 107 73 106 141 148 104 114 114
Accrued Interest Payable		 4.36 7.67 8.87 11 16 15 16 27 26 25 20
Long-Term Debt		 338 1,562 1,662 1,407 1,379 1,754 1,454 1,837 2,108 1,633 1,284
Other Long-Term Liabilities		 294 245 259 281 270 276 264 327 360 345 326
Total Equity & Noncontrolling Interests		 2,396 2,475 2,465 2,448 2,538 2,544 2,802 3,782 3,819 4,117 4,071
Total Preferred & Common Equity		 2,396 2,475 2,465 2,448 2,538 2,544 2,802 3,782 3,819 4,117 4,071
Preferred Stock		 144 144 144 144 144 144 144 144 144 369 224
Total Common Equity		 2,251 2,331 2,321 2,303 2,394 2,400 2,657 3,637 3,675 3,748 3,846
Common Stock		 1,776 1,778 1,773 1,775 1,779 1,773 1,965 2,685 2,685 2,688 2,695
Retained Earnings		 1,049 1,097 1,118 1,132 1,154 1,159 1,170 1,145 1,165 1,211 1,301
Accumulated Other Comprehensive Income / (Loss)		 -267 -234 -265 -298 -235 -235 -182 -191 -174 -149 -147
Other Equity Adjustments		 -1.81 -1.94 -2.02 -2.04 -2.04 -2.06 -2.08 -2.13 -2.10 -2.15 -2.38

Annual Metrics And Ratios for WesBanco

This table displays calculated financial ratios and metrics derived from WesBanco's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 96,045,347.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 96,045,347.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 2.32
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 19.00% 7.51% 13.23% 18.04% 15.44% 17.62% -2.79% 0.17% 1.70% 0.73% 61.84%
EBITDA Growth		 20.36% 9.63% 23.53% 12.71% 8.93% -27.44% 103.75% -15.09% -14.04% -4.68% 20.48%
EBIT Growth		 16.53% 7.78% 26.02% 17.69% 10.71% -24.91% 108.06% -21.68% -17.92% -4.60% 50.85%
NOPAT Growth		 15.42% 7.27% 9.06% 51.47% 11.01% -23.18% 98.50% -20.70% -17.22% -4.73% 47.25%
Net Income Growth		 15.42% 7.27% 9.06% 51.47% 11.01% -23.18% 98.50% -20.70% -17.22% -4.73% 47.25%
EPS Growth		 -10.04% 0.47% -0.93% 36.45% -3.08% -37.46% 99.44% -14.45% -16.89% -9.96% -1.33%
Operating Cash Flow Growth		 -6.77% 39.25% 15.44% 35.06% -14.87% -63.51% 464.20% -39.30% -17.06% 24.61% 37.64%
Free Cash Flow Firm Growth		 -1,155.37% 78.06% 131.95% -1,001.61% -20.95% 206.63% 26.47% -143.34% -17.11% 128.15% -838.76%
Invested Capital Growth		 96.25% 13.69% 0.72% 30.48% 27.85% -16.74% -23.07% 23.32% 20.29% -0.15% 32.60%
Revenue Q/Q Growth		 5.10% 3.89% 0.78% 7.76% -1.16% 9.44% -5.39% 2.89% -1.60% 2.55% 11.69%
EBITDA Q/Q Growth		 20.73% 13.81% 13.91% 14.93% -10.53% 50.62% -9.01% 3.66% -0.85% 20.84% 1.83%
EBIT Q/Q Growth		 9.48% 1.32% 4.38% 9.80% -12.10% 68.43% -6.37% -0.93% -9.57% 11.04% 23.25%
NOPAT Q/Q Growth		 8.73% 1.43% -8.09% 24.36% -4.54% 15.61% 0.54% -1.00% -9.78% 10.71% 22.84%
Net Income Q/Q Growth		 8.73% 1.43% -8.09% 24.36% -4.54% 15.61% 0.54% -1.00% -9.78% 10.71% 22.84%
EPS Q/Q Growth		 1.90% -3.14% -8.15% 18.70% -7.21% 9.26% 2.62% -0.33% -9.71% 8.13% 12.63%
Operating Cash Flow Q/Q Growth		 -6.77% 39.25% -34.40% 12.31% -24.96% 66.05% 6.72% -20.52% 30.83% 10.51% 10.45%
Free Cash Flow Firm Q/Q Growth		 -8.40% 23.82% 275.74% 1.52% -2,223.85% 446.98% 1.44% -181.81% 39.28% 153.00% 9.25%
Invested Capital Q/Q Growth		 6.90% 3.06% -1.71% -0.82% 19.96% -8.82% -11.56% 23.98% 7.73% -3.07% -3.62%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 39.74% 40.52% 44.21% 42.21% 39.83% 24.57% 51.50% 43.66% 36.90% 34.92% 25.99%
EBIT Margin		 35.05% 35.14% 39.11% 39.00% 37.40% 23.87% 51.10% 39.95% 32.25% 30.54% 28.46%
Profit (Net Income) Margin		 25.93% 25.87% 24.92% 31.98% 30.75% 20.08% 41.01% 32.47% 26.43% 24.99% 22.74%
Tax Burden Percent		 73.97% 73.62% 63.71% 82.00% 82.23% 84.12% 80.26% 81.27% 81.95% 81.85% 79.90%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 26.03% 26.38% 36.29% 18.00% 17.77% 15.88% 19.74% 18.73% 18.05% 18.15% 20.10%
Return on Invested Capital (ROIC)		 4.55% 3.45% 3.52% 4.61% 3.97% 2.97% 7.32% 5.98% 4.07% 3.55% 4.50%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.55% 3.45% 3.52% 4.61% 3.97% 2.97% 7.32% 5.98% 4.07% 3.55% 4.50%
Return on Net Nonoperating Assets (RNNOA)		 3.90% 3.59% 3.38% 3.87% 2.98% 1.60% 1.57% 1.52% 2.34% 2.14% 2.04%
Return on Equity (ROE)		 8.46% 7.03% 6.90% 8.48% 6.95% 4.56% 8.89% 7.50% 6.41% 5.69% 6.54%
Cash Return on Invested Capital (CROIC)		 -60.43% -9.36% 2.80% -21.84% -20.48% 21.23% 33.40% -14.91% -14.35% 3.70% -23.53%
Operating Return on Assets (OROA)		 1.48% 1.29% 1.51% 1.57% 1.37% 0.90% 1.81% 1.40% 1.12% 1.02% 1.20%
Return on Assets (ROA)		 1.09% 0.95% 0.96% 1.29% 1.13% 0.76% 1.45% 1.13% 0.92% 0.83% 0.96%
Return on Common Equity (ROCE)		 8.46% 7.03% 6.90% 8.48% 6.95% 4.44% 8.42% 7.08% 6.04% 5.38% 6.19%
Return on Equity Simple (ROE_SIMPLE)		 7.20% 6.46% 6.77% 7.23% 6.12% 4.43% 9.00% 7.92% 6.28% 5.43% 5.53%
Net Operating Profit after Tax (NOPAT)		 81 87 94 143 159 122 242 192 159 152 223
NOPAT Margin		 25.93% 25.87% 24.92% 31.98% 30.75% 20.08% 41.01% 32.47% 26.43% 24.99% 22.74%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 43.89% 43.85% 43.82% 41.66% 42.75% 41.67% 44.14% 46.10% 49.36% 49.47% 41.15%
Operating Expenses to Revenue		 62.26% 62.32% 58.25% 59.27% 60.43% 58.39% 59.78% 60.33% 64.81% 66.29% 63.66%
Earnings before Interest and Taxes (EBIT)		 109 118 148 175 193 145 302 236 194 185 279
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 124 136 168 189 206 149 304 258 222 212 255
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.75 1.05 0.99 0.80 0.65 0.66 0.77 0.87 0.74 0.82 0.84
Price to Tangible Book Value (P/TBV)		 1.33 1.89 1.71 1.49 1.17 1.19 1.41 1.74 1.41 1.43 1.53
Price to Revenue (P/Rev)		 2.70 4.22 3.63 3.53 3.26 2.85 3.34 3.36 2.95 3.59 3.25
Price to Earnings (P/E)		 10.40 16.31 14.56 11.04 10.61 14.50 8.51 10.91 11.93 15.39 15.76
Dividend Yield		 4.22% 2.98% 3.33% 4.01% 4.02% 4.97% 4.23% 4.08% 4.71% 4.46% 4.48%
Earnings Yield		 9.61% 6.13% 6.87% 9.06% 9.43% 6.90% 11.76% 9.17% 8.39% 6.50% 6.34%
Enterprise Value to Invested Capital (EV/IC)		 0.84 0.98 0.95 0.84 0.75 0.52 0.37 0.80 0.72 0.76 0.72
Enterprise Value to Revenue (EV/Rev)		 6.37 7.81 6.74 6.58 6.48 3.21 1.78 4.81 5.08 5.32 4.16
Enterprise Value to EBITDA (EV/EBITDA)		 16.02 19.29 15.25 15.59 16.27 13.08 3.46 11.01 13.78 15.23 16.00
Enterprise Value to EBIT (EV/EBIT)		 18.16 22.24 17.23 16.87 17.33 13.46 3.48 12.03 15.77 17.41 14.61
Enterprise Value to NOPAT (EV/NOPAT)		 24.55 30.20 27.04 20.58 21.08 16.00 4.34 14.80 19.24 21.28 18.29
Enterprise Value to Operating Cash Flow (EV/OCF)		 22.43 21.26 17.98 15.35 20.50 32.77 3.13 13.93 18.07 15.28 14.05
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 34.00 0.00 0.00 2.24 0.95 0.00 0.00 20.42 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.10 0.99 0.93 0.78 0.73 0.36 0.07 0.46 0.68 0.53 0.40
Long-Term Debt to Equity		 1.02 0.84 0.80 0.63 0.62 0.27 0.07 0.41 0.64 0.46 0.37
Financial Leverage		 0.86 1.04 0.96 0.84 0.75 0.54 0.21 0.26 0.58 0.60 0.45
Leverage Ratio		 7.73 7.41 7.16 6.60 6.16 6.01 6.12 6.61 6.99 6.84 6.80
Compound Leverage Factor		 7.73 7.41 7.16 6.60 6.16 6.01 6.12 6.61 6.99 6.84 6.80
Debt to Total Capital		 52.28% 49.82% 48.18% 43.68% 42.25% 26.29% 6.39% 31.61% 40.65% 34.53% 28.65%
Short-Term Debt to Total Capital		 3.46% 7.46% 6.86% 8.27% 6.29% 6.47% 0.00% 3.81% 2.48% 4.51% 1.96%
Long-Term Debt to Total Capital		 48.82% 42.36% 41.32% 35.41% 35.97% 19.82% 6.39% 27.80% 38.17% 30.02% 26.69%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 3.86% 5.02% 4.07% 3.39% 3.39% 3.97%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 47.72% 50.18% 51.82% 56.32% 57.75% 69.85% 88.64% 64.32% 55.96% 62.08% 67.38%
Debt to EBITDA		 9.93 9.82 7.74 8.12 9.22 6.58 0.60 4.34 7.81 6.95 6.35
Net Debt to EBITDA		 9.23 8.87 7.04 7.23 8.08 0.52 -3.51 2.76 5.13 4.27 2.60
Long-Term Debt to EBITDA		 9.28 8.35 6.64 6.59 7.85 4.96 0.60 3.82 7.34 6.04 5.92
Debt to NOPAT		 15.22 15.37 13.73 10.72 11.95 8.06 0.76 5.84 10.91 9.71 7.26
Net Debt to NOPAT		 14.15 13.89 12.49 9.54 10.47 0.64 -4.41 3.71 7.17 5.96 2.97
Long-Term Debt to NOPAT		 14.21 13.07 11.78 8.69 10.17 6.07 0.76 5.13 10.24 8.44 6.76
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 2.70% 5.27% 5.61% 5.83% 5.43% 5.40%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,072 -235 75 -678 -820 874 1,105 -479 -561 158 -1,166
Operating Cash Flow to CapEx		 923.09% 5,971.71% 2,354.27% 4,109.90% 1,338.93% 789.38% 3,940.21% 2,554.94% 752.34% 2,042.98% 2,785.46%
Free Cash Flow to Firm to Interest Expense		 -43.38 -7.18 1.78 -10.01 -9.72 14.14 40.88 -12.17 -2.44 0.45 -2.55
Operating Cash Flow to Interest Expense		 3.57 3.76 3.37 2.83 1.94 0.96 12.44 5.19 0.74 0.61 0.63
Operating Cash Flow Less CapEx to Interest Expense		 3.19 3.69 3.23 2.76 1.79 0.84 12.12 4.99 0.64 0.58 0.61
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.03 0.03 0.04
Fixed Asset Turnover		 3.03 2.73 2.87 3.01 2.41 2.38 2.47 2.63 2.65 2.68 4.07
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 2,351 2,673 2,693 3,513 4,492 3,740 2,877 3,548 4,268 4,262 5,651
Invested Capital Turnover		 0.18 0.13 0.14 0.14 0.13 0.15 0.18 0.18 0.15 0.14 0.20
Increase / (Decrease) in Invested Capital		 1,153 322 19 821 978 -752 -863 671 720 -6.37 1,389
Enterprise Value (EV)		 1,983 2,617 2,555 2,945 3,348 1,953 1,052 2,843 3,060 3,224 4,080
Market Capitalization		 840 1,413 1,375 1,579 1,685 1,731 1,974 1,986 1,776 2,176 3,193
Book Value per Share		 $29.14 $30.58 $31.69 $36.24 $47.43 $38.86 $40.33 $38.58 $40.23 $39.57 $39.65
Tangible Book Value per Share		 $16.39 $17.06 $18.31 $19.41 $26.42 $21.56 $22.12 $19.29 $21.16 $22.76 $21.70
Total Capital		 2,351 2,673 2,693 3,513 4,492 3,740 2,877 3,548 4,268 4,262 5,651
Total Debt		 1,229 1,332 1,297 1,535 1,898 983 184 1,121 1,735 1,471 1,619
Total Long-Term Debt		 1,148 1,133 1,113 1,244 1,615 741 184 986 1,629 1,279 1,509
Net Debt		 1,143 1,204 1,180 1,365 1,663 78 -1,067 713 1,140 903 663
Capital Expenditures (CapEx)		 9.58 2.06 6.04 4.67 12 7.55 8.54 7.99 23 10 10
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,229 1,332 1,297 1,535 1,898 983 184 1,121 1,735 1,471 1,619
Total Depreciation and Amortization (D&A)		 15 18 19 14 13 4.24 2.39 22 28 27 -24
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.15 $2.16 $2.15 $2.93 $2.83 $1.78 $3.54 $3.03 $2.51 $2.26 $2.23
Adjusted Weighted Average Basic Shares Outstanding		 37.49M 40.10M 44.00M 48.89M 56.11M 67.26M 65.52M 60.05M 59.30M 62.59M 90.90M
Adjusted Diluted Earnings per Share		 $2.15 $2.16 $2.14 $2.92 $2.83 $1.77 $3.53 $3.02 $2.51 $2.26 $2.23
Adjusted Weighted Average Diluted Shares Outstanding		 37.55M 40.13M 44.08M 49.02M 56.21M 67.31M 65.67M 60.22M 59.43M 62.65M 91.03M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 38.34M 43.95M 44.05M 54.60M 67.54M 67.26M 61.31M 59.20M 59.38M 66.94M 96.11M
Normalized Net Operating Profit after Tax (NOPAT)		 89 96 95 158 172 130 248 194 162 157 284
Normalized NOPAT Margin		 28.56% 28.79% 25.08% 35.25% 33.36% 21.43% 41.92% 32.70% 26.95% 25.86% 28.93%
Pre Tax Income Margin		 35.05% 35.14% 39.11% 39.00% 37.40% 23.87% 51.10% 39.95% 32.25% 30.54% 28.46%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 4.42 3.59 3.52 2.58 2.29 2.35 11.17 6.01 0.84 0.53 0.61
NOPAT to Interest Expense		 3.27 2.64 2.24 2.11 1.88 1.97 8.96 4.88 0.69 0.44 0.49
EBIT Less CapEx to Interest Expense		 4.03 3.53 3.38 2.51 2.15 2.23 10.85 5.81 0.75 0.50 0.59
NOPAT Less CapEx to Interest Expense		 2.88 2.58 2.10 2.04 1.74 1.85 8.65 4.68 0.59 0.41 0.46
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 40.87% 43.64% 47.48% 37.44% 41.90% 72.02% 39.88% 47.60% 58.11% 64.38% 62.87%
Augmented Payout Ratio		 46.80% 47.13% 47.48% 37.73% 48.33% 92.13% 114.13% 108.01% 60.32% 64.33% 63.36%

Quarterly Metrics And Ratios for WesBanco

This table displays calculated financial ratios and metrics derived from WesBanco's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - 96,045,347.00 96,113,059.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 96,045,347.00 96,113,059.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 0.95 0.92
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.23% -6.22% -4.86% -3.56% 1.48% 10.19% 33.60% 76.23% 73.51% 63.03% 33.15%
EBITDA Growth		 -31.44% -31.28% -16.68% -34.04% 0.58% 39.76% -111.97% 116.19% 138.62% 90.46% 2,279.05%
EBIT Growth		 -32.22% -32.05% -17.01% -35.09% 1.08% 42.29% -122.27% 102.69% 130.74% 85.06% 1,252.86%
NOPAT Growth		 -30.53% -33.02% -15.70% -35.57% 1.17% 41.92% -118.95% 98.56% 124.22% 83.58% 1,410.10%
Net Income Growth		 -30.53% -33.02% -15.70% -35.57% 1.17% 41.92% -125.19% 98.56% 124.22% 83.58% 1,085.71%
EPS Growth		 -31.76% -32.93% -16.42% -38.03% -6.90% 30.91% -126.79% 29.55% 55.56% 34.72% 686.67%
Operating Cash Flow Growth		 -42.27% 534.42% 493.48% -61.33% -5.11% 42.35% -140.88% 477.39% 92.42% 40.76% 503.36%
Free Cash Flow Firm Growth		 -339.21% -10.68% 119.44% 87.35% 62.61% 108.18% -1,021.02% -966.08% -248.02% -2,418.48% 121.67%
Invested Capital Growth		 38.43% 20.29% -3.80% 4.16% 10.97% -0.15% 44.50% 36.93% 33.37% 32.60% -5.16%
Revenue Q/Q Growth		 -3.16% -0.49% -2.19% 2.32% 1.90% 8.05% 18.59% 34.96% 0.33% 1.52% -3.14%
EBITDA Q/Q Growth		 -17.20% -1.69% -0.63% -18.46% 26.26% 36.61% -108.51% 1,573.30% 39.36% 9.04% -2.67%
EBIT Q/Q Growth		 -17.89% -1.73% -0.32% -19.30% 27.87% 38.33% -115.60% 834.33% 45.56% 10.95% -2.79%
NOPAT Q/Q Growth		 -17.91% -5.08% 2.07% -18.99% 28.90% 33.15% -113.63% 948.64% 45.56% 9.02% -2.72%
Net Income Q/Q Growth		 -17.91% -5.08% 2.07% -18.99% 28.90% 33.15% -118.12% 738.51% 45.56% 9.02% -2.72%
EPS Q/Q Growth		 -18.31% -5.17% 1.82% -21.43% 22.73% 33.33% -120.83% 480.00% 47.37% 15.48% -9.28%
Operating Cash Flow Q/Q Growth		 36.06% -26.01% 36.46% -71.85% 233.86% 11.00% -139.19% 497.57% 11.26% -18.80% 12.30%
Free Cash Flow Firm Q/Q Growth		 8.65% 35.57% 128.25% -176.05% -170.08% 114.09% -3,282.83% 11.97% 11.83% 6.14% 129.76%
Invested Capital Q/Q Growth		 -6.30% 7.73% -6.50% 10.37% -0.18% -3.07% 35.30% 4.59% -2.77% -3.62% -3.23%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 31.34% 30.96% 31.45% 25.07% 31.06% 39.27% -2.82% 30.75% 42.72% 45.88% 46.10%
EBIT Margin		 29.82% 29.44% 30.01% 23.67% 29.70% 38.02% -5.00% 27.22% 39.49% 43.16% 43.32%
Profit (Net Income) Margin		 24.80% 23.65% 24.68% 19.54% 24.72% 30.47% -4.65% 22.02% 31.95% 34.31% 34.46%
Tax Burden Percent		 83.17% 80.34% 82.26% 82.58% 83.25% 80.13% 93.04% 80.90% 80.90% 79.49% 79.55%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 16.83% 19.66% 17.74% 17.42% 16.75% 19.87% 0.00% 19.10% 19.10% 20.51% 20.45%
Return on Invested Capital (ROIC)		 4.45% 3.64% 3.61% 2.67% 3.50% 4.33% -0.47% 3.24% 5.47% 6.79% 6.41%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.45% 3.64% 3.61% 2.67% 3.50% 4.33% -0.60% 3.24% 5.47% 6.79% 6.41%
Return on Net Nonoperating Assets (RNNOA)		 1.82% 2.10% 2.25% 1.93% 2.07% 2.61% -0.33% 2.07% 2.64% 3.08% 2.76%
Return on Equity (ROE)		 6.26% 5.74% 5.85% 4.60% 5.57% 6.94% -0.80% 5.31% 8.11% 9.87% 9.17%
Cash Return on Invested Capital (CROIC)		 -27.07% -14.35% 7.62% -0.92% -7.13% 3.70% -34.21% -28.58% -25.05% -23.53% 11.01%
Operating Return on Assets (OROA)		 1.07% 1.02% 1.02% 0.79% 0.98% 1.27% -0.15% 0.91% 1.51% 1.83% 1.65%
Return on Assets (ROA)		 0.89% 0.82% 0.84% 0.65% 0.82% 1.01% -0.13% 0.74% 1.22% 1.45% 1.31%
Return on Common Equity (ROCE)		 5.89% 5.41% 5.52% 4.33% 5.26% 6.56% -0.76% 5.07% 7.51% 9.33% 8.74%
Return on Equity Simple (ROE_SIMPLE)		 7.20% 0.00% 6.00% 5.36% 4.88% 0.00% 2.82% 3.54% 4.41% 0.00% 7.88%
Net Operating Profit after Tax (NOPAT)		 37 35 36 29 37 50 -6.77 57 84 91 89
NOPAT Margin		 24.80% 23.65% 24.68% 19.54% 24.72% 30.47% -3.50% 22.02% 31.95% 34.31% 34.46%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.13% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 50.93% 51.15% 50.97% 49.82% 50.26% 47.09% 43.87% 40.71% 40.80% 39.95% 41.72%
Operating Expenses to Revenue		 65.93% 67.31% 67.22% 69.21% 67.12% 62.07% 69.35% 71.54% 59.71% 55.69% 57.03%
Earnings before Interest and Taxes (EBIT)		 44 44 43 35 45 62 -9.67 71 103 115 111
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 47 46 45 37 47 64 -5.44 80 112 122 119
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.60 0.74 0.73 0.69 0.67 0.82 0.57 0.82 0.82 0.84 0.86
Price to Tangible Book Value (P/TBV)		 1.18 1.41 1.38 1.30 1.16 1.43 1.10 1.57 1.52 1.53 1.56
Price to Revenue (P/Rev)		 2.25 2.95 2.94 2.82 3.00 3.59 3.17 3.94 3.49 3.25 3.17
Price to Earnings (P/E)		 8.30 11.93 12.27 13.13 14.00 15.39 21.43 24.17 17.87 15.76 11.11
Dividend Yield		 6.03% 4.71% 4.83% 5.12% 4.84% 4.46% 4.72% 4.65% 4.64% 4.48% 4.35%
Earnings Yield		 12.05% 8.39% 8.15% 7.62% 7.14% 6.50% 4.67% 4.14% 5.60% 6.34% 9.00%
Enterprise Value to Invested Capital (EV/IC)		 0.64 0.72 0.71 0.72 0.66 0.76 0.54 0.70 0.71 0.72 0.73
Enterprise Value to Revenue (EV/Rev)		 4.16 5.08 4.77 5.39 4.89 5.32 4.75 5.50 4.75 4.16 3.80
Enterprise Value to EBITDA (EV/EBITDA)		 11.35 13.78 14.60 18.16 16.52 15.23 21.83 22.77 16.66 16.00 9.20
Enterprise Value to EBIT (EV/EBIT)		 11.85 15.77 15.30 19.11 17.35 17.41 23.55 25.15 18.42 14.61 9.93
Enterprise Value to NOPAT (EV/NOPAT)		 14.42 19.24 18.59 23.28 21.14 21.28 29.11 31.22 22.97 18.29 12.40
Enterprise Value to Operating Cash Flow (EV/OCF)		 19.64 18.07 12.70 16.35 15.15 15.28 25.93 20.43 15.87 14.05 9.39
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 9.13 0.00 0.00 20.42 0.00 0.00 0.00 0.00 6.43
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.62 0.68 0.57 0.73 0.57 0.53 0.52 0.58 0.42 0.40 0.34
Long-Term Debt to Equity		 0.57 0.64 0.54 0.69 0.52 0.46 0.49 0.55 0.40 0.37 0.32
Financial Leverage		 0.41 0.58 0.62 0.72 0.59 0.60 0.54 0.64 0.48 0.45 0.43
Leverage Ratio		 7.01 6.99 6.99 7.08 6.83 6.84 7.15 7.18 6.65 6.80 6.99
Compound Leverage Factor		 7.01 6.99 6.99 7.08 6.83 6.84 7.15 7.18 6.65 6.80 6.99
Debt to Total Capital		 38.21% 40.65% 36.39% 42.23% 36.28% 34.53% 34.42% 36.67% 29.79% 28.65% 25.56%
Short-Term Debt to Total Capital		 2.69% 2.48% 1.83% 2.40% 3.20% 4.51% 2.56% 1.72% 1.94% 1.96% 2.09%
Long-Term Debt to Total Capital		 35.52% 38.17% 34.56% 39.83% 33.08% 30.02% 31.85% 34.95% 27.86% 26.69% 23.47%
Preferred Equity to Total Capital		 3.65% 3.39% 3.62% 3.28% 3.29% 3.39% 2.51% 2.40% 6.29% 3.97% 4.10%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 58.14% 55.96% 59.99% 54.49% 60.44% 62.08% 63.08% 60.93% 63.92% 67.38% 70.34%
Debt to EBITDA		 6.76 7.81 7.48 10.63 9.11 6.95 13.93 11.92 6.98 6.35 3.23
Net Debt to EBITDA		 4.55 5.13 4.86 7.85 5.56 4.27 6.27 5.68 2.95 2.60 1.01
Long-Term Debt to EBITDA		 6.28 7.34 7.11 10.03 8.30 6.04 12.89 11.36 6.52 5.92 2.97
Debt to NOPAT		 8.59 10.91 9.53 13.63 11.65 9.71 18.58 16.34 9.62 7.26 4.36
Net Debt to NOPAT		 5.78 7.17 6.18 10.07 7.12 5.96 8.36 7.79 4.07 2.97 1.36
Long-Term Debt to NOPAT		 7.98 10.24 9.05 12.86 10.63 8.44 17.19 15.58 8.99 6.76 4.00
Noncontrolling Interest Sharing Ratio		 5.97% 5.83% 5.76% 5.77% 5.50% 5.43% 4.57% 4.54% 7.42% 5.40% 4.70%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,063 -685 194 -147 -397 56 -1,782 -1,569 -1,383 -1,298 386
Operating Cash Flow to CapEx		 2,402.06% 1,619.35% 2,339.34% 0.00% 1,583.09% 1,467.70% -610.80% 1,552.16% 5,894.05% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -16.13 -9.31 2.38 -1.70 -4.29 0.64 -18.82 -13.12 -10.96 -11.08 3.50
Operating Cash Flow to Interest Expense		 0.97 0.64 0.79 0.21 0.66 0.77 -0.28 0.88 0.93 0.81 0.97
Operating Cash Flow Less CapEx to Interest Expense		 0.93 0.60 0.76 0.22 0.61 0.72 -0.32 0.82 0.91 0.83 0.98
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04
Fixed Asset Turnover		 2.73 2.65 2.60 2.66 2.64 2.68 2.55 3.09 3.59 4.07 3.92
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 3,962 4,268 3,990 4,404 4,396 4,262 5,766 6,031 5,863 5,651 5,468
Invested Capital Turnover		 0.18 0.15 0.15 0.14 0.14 0.14 0.13 0.15 0.17 0.20 0.19
Increase / (Decrease) in Invested Capital		 1,100 720 -158 176 435 -6.37 1,776 1,626 1,467 1,389 -298
Enterprise Value (EV)		 2,542 3,060 2,833 3,176 2,893 3,224 3,110 4,225 4,172 4,080 3,976
Market Capitalization		 1,379 1,776 1,746 1,659 1,775 2,176 2,073 3,026 3,065 3,193 3,315
Book Value per Share		 $38.81 $40.23 $40.31 $40.38 $44.59 $39.57 $54.33 $38.41 $39.04 $39.65 $40.02
Tangible Book Value per Share		 $19.69 $21.16 $21.28 $21.40 $25.69 $22.76 $28.12 $20.17 $20.96 $21.70 $22.16
Total Capital		 3,962 4,268 3,990 4,404 4,396 4,262 5,766 6,031 5,863 5,651 5,468
Total Debt		 1,514 1,735 1,452 1,860 1,595 1,471 1,984 2,211 1,747 1,619 1,398
Total Long-Term Debt		 1,407 1,629 1,379 1,754 1,454 1,279 1,837 2,108 1,633 1,509 1,284
Net Debt		 1,019 1,140 942 1,373 974 903 893 1,054 739 663 437
Capital Expenditures (CapEx)		 2.67 2.93 2.76 -0.87 3.84 4.59 4.33 6.77 1.98 -2.65 -1.83
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 2.23 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,514 1,735 1,452 1,860 1,595 1,471 1,984 2,211 1,747 1,619 1,398
Total Depreciation and Amortization (D&A)		 2.26 2.24 2.09 2.07 2.05 2.03 4.22 9.20 8.43 7.22 7.16
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.58 $0.55 $0.56 $0.44 $0.54 $0.72 ($0.15) $0.57 $0.84 $0.97 $0.88
Adjusted Weighted Average Basic Shares Outstanding		 59.36M 59.30M 59.38M 59.52M 64.49M 62.59M 76.83M 95.74M 96.00M 90.90M 96.10M
Adjusted Diluted Earnings per Share		 $0.58 $0.55 $0.56 $0.44 $0.54 $0.72 ($0.15) $0.57 $0.84 $0.97 $0.88
Adjusted Weighted Average Diluted Shares Outstanding		 59.44M 59.43M 59.52M 59.66M 64.63M 62.65M 77.02M 95.81M 96.12M 91.03M 96.31M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 59.37M 59.38M 59.42M 59.59M 66.87M 66.94M 95.67M 95.99M 96.05M 96.11M 96.18M
Normalized Net Operating Profit after Tax (NOPAT)		 37 35 36 32 39 50 7.24 91 93 94 92
Normalized NOPAT Margin		 25.16% 23.66% 24.68% 21.65% 25.82% 30.78% 3.75% 34.76% 35.47% 35.35% 35.61%
Pre Tax Income Margin		 29.82% 29.44% 30.01% 23.67% 29.70% 38.02% -5.00% 27.22% 39.49% 43.16% 43.32%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.67 0.59 0.53 0.41 0.48 0.71 -0.10 0.59 0.82 0.98 1.01
NOPAT to Interest Expense		 0.56 0.48 0.44 0.33 0.40 0.57 -0.07 0.48 0.66 0.78 0.80
EBIT Less CapEx to Interest Expense		 0.63 0.55 0.50 0.42 0.44 0.66 -0.15 0.54 0.80 1.00 1.03
NOPAT Less CapEx to Interest Expense		 0.52 0.44 0.40 0.34 0.36 0.52 -0.12 0.42 0.65 0.80 0.82
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 52.11% 58.11% 61.05% 68.65% 68.89% 64.38% 94.45% 84.90% 70.97% 62.87% 48.11%
Augmented Payout Ratio		 56.47% 60.32% 63.38% 69.49% 69.55% 64.33% 93.89% 84.68% 70.98% 63.36% 48.63%

Financials Breakdown Chart

Key Financial Trends

WesBanco (NASDAQ: WSBC) shows a much stronger earnings profile in early 2026 than it did a year ago, but the balance sheet remains shaped by bank-specific leverage and a high level of goodwill/intangibles. The latest quarter benefited from solid net interest income, lower credit-loss provisioning, and improving profitability versus the weak first quarter of 2025. At the same time, the company’s deposits, debt mix, and capital structure continue to deserve close attention.

  • Q1 2026 net income attributable to common shareholders rose sharply to $84.4 million, up from -$11.5 million in Q1 2025, marking a major year-over-year turnaround.
  • Net interest income improved to $215.4 million in Q1 2026 from $158.5 million in Q1 2025, showing better core banking profitability.
  • Q1 2026 pre-tax income reached $111.4 million, compared with a pre-tax loss of -$9.7 million in the prior-year quarter.
  • Credit quality costs were manageable in Q1 2026, with a $0.9 million provision for credit losses versus a much heavier $68.9 million provision in Q1 2025.
  • Operating cash flow was positive at $106.6 million in Q1 2026, suggesting the business is still generating cash from operations.
  • The balance sheet shows a meaningful equity base, with $4.1 billion of total equity against $27.5 billion of assets.
  • Book equity improved through 2025 into Q1 2026, with total common equity at $3.85 billion versus $2.40 billion in Q2 2024.
  • Loan balances remained broadly stable in the last several quarters, with net loans and leases at about $18.9 billion in Q1 2026.
  • Deposit funding is still substantial, including $21.7 billion of total deposits in Q1 2026, which supports the bank’s lending franchise.
  • Cash dividends remain part of the story, with common dividends of $0.38 per share in Q1 2026.
  • Long-term debt rose to $1.28 billion in Q1 2026, and the company also carried $114 million of short-term debt.
  • The balance sheet contains significant intangible assets of $1.72 billion, which can make tangible capital look weaker than reported equity suggests.
  • Interest expense is still meaningful: Q1 2026 cash interest paid was $109.6 million, limiting some of the benefit from higher earning assets.
  • Preferred stock dividends of $4.2 million in Q1 2026 reduce earnings available to common shareholders.

Longer-term trend: WesBanco’s results have improved materially from the weaker first half of 2025, when profitability was pressured by a large provision for credit losses and lower earnings. Revenue has been relatively steady, but the biggest swing factor has been credit costs and operating leverage. The recent rebound suggests management has regained some earnings momentum, though profitability still depends heavily on funding costs, loan growth, and whether credit provisioning stays contained.

Bottom line: WSBC looks healthier now than it did several quarters ago, with better earnings and cash generation. However, investors should still watch funding costs, debt levels, and the large intangible asset balance, all of which can affect downside protection if the banking environment weakens.

06/23/26 03:56 PM ETAI Generated. May Contain Errors.

WesBanco Financials - Frequently Asked Questions

According to the most recent income statement we have on file, WesBanco's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

WesBanco's net income appears to be on an upward trend, with a most recent value of $223.11 million in 2025, rising from $80.76 million in 2015. The previous period was $151.51 million in 2024. Check out WesBanco's forecast to explore projected trends and price targets.

Over the last 10 years, WesBanco's total revenue changed from $311.45 million in 2015 to $981.06 million in 2025, a change of 215.0%.

WesBanco's total liabilities were at $23.66 billion at the end of 2025, a 48.9% increase from 2024, and a 222.0% increase since 2015.

In the past 10 years, WesBanco's cash and equivalents has ranged from $86.69 million in 2015 to $1.25 billion in 2021, and is currently $956.11 million as of their latest financial filing in 2025.

Over the last 10 years, WesBanco's book value per share changed from 29.14 in 2015 to 39.65 in 2025, a change of 36.1%.


Related Companies

Financial statements for NASDAQ:WSBC last updated on 5/3/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
Trump's gold order: the announcement they won't put on the front page
On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...
Reagan Gold Group | Sponsoredtc pixel
Louis Navellier: My #1 AI stock for 2026 (name & ticker inside)
Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...
InvestorPlace | Sponsoredtc pixel
Trump Takes Emergency Action - Plus Elon Musk's New Venture
Elon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...
Altimetry | Sponsoredtc pixel
The roadshow starts Monday. This stock isn't ready.
The SpaceX roadshow kicks off June 8. Goldman Sachs, the lead underwriter, will present the full S-1 to the wo...
Behind the Markets | Sponsoredtc pixel
CODE RED: AI Meltdown Imminent?
After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to tri...
Paradigm Press | Sponsoredtc pixel
Do NOT Buy SpaceX – Do This Instead
SpaceX just went public - and Whitney Tilson, Harvard MBA and 30-year Wall Street veteran, says buying in coul...
Stansberry Research | Sponsoredtc pixel
Trump just signed it
A recent policy development is drawing attention from income-focused investors. According to one analyst, c...
Investors Alley | Sponsoredtc pixel
SpaceX is chump change compared to Elon’s $20T ‘iPhone’
Early Apple investors saw peak gains as high as 7,537% after the iPhone launched. Now, multiple insider source...
StocksToTrade | Sponsoredtc pixel