Question 1

Do analysts prefer ABCB or ALRS?

Accepted Answer

Ameris Bancorp presently has a consensus price target of $91.67, indicating a potential upside of 7.11%. Alerus Financial has a consensus price target of $35.50, indicating a potential upside of 7.19%. Given Alerus Financial's higher probable upside, analysts clearly believe Alerus Financial is more favorable than Ameris Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Ameris Bancorp 0 Sell rating(s) 4 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.43 Alerus Financial 0 Sell rating(s) 6 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.14

Question 2

Is ABCB or ALRS a better dividend stock?

Accepted Answer

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 0.9%. Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. Ameris Bancorp pays out 14.5% of its earnings in the form of a dividend. Alerus Financial pays out 83.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Alerus Financial has increased its dividend for 25 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 3

Which has stronger valuation & earnings, ABCB or ALRS?

Accepted Answer

Ameris Bancorp has higher revenue and earnings than Alerus Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Ameris Bancorp $1.23B 4.67 $358.68M $5.53 15.48 Alerus Financial $399.92M 2.06 $17.44M $1.06 31.25

Question 4

Do insiders and institutionals believe in ABCB or ALRS?

Accepted Answer

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 51.3% of Alerus Financial shares are held by institutional investors. 5.7% of Ameris Bancorp shares are held by insiders. Comparatively, 4.3% of Alerus Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Question 5

Is ABCB or ALRS more profitable?

Accepted Answer

Ameris Bancorp has a net margin of 21.46% compared to Alerus Financial's net margin of 6.87%. Alerus Financial's return on equity of 14.41% beat Ameris Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Ameris Bancorp 21.46% 9.57% 1.32% Alerus Financial 6.87% 14.41% 1.55%

Question 6

Which has more risk & volatility, ABCB or ALRS?

Accepted Answer

Ameris Bancorp has a beta of 0.92, indicating that its stock price is 8% less volatile than the broader market. Comparatively, Alerus Financial has a beta of 0.68, indicating that its stock price is 32% less volatile than the broader market.

Question 7

Does the media favor ABCB or ALRS?

Accepted Answer

In the previous week, Alerus Financial had 6 more articles in the media than Ameris Bancorp. MarketBeat recorded 10 mentions for Alerus Financial and 4 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.58 beat Alerus Financial's score of 0.96 indicating that Ameris Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Ameris Bancorp 4 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Alerus Financial 4 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 8

Do analysts recommend BUSE or ALRS?

Accepted Answer

First Busey presently has a consensus target price of $32.00, suggesting a potential upside of 5.65%. Alerus Financial has a consensus target price of $35.50, suggesting a potential upside of 7.19%. Given Alerus Financial's higher probable upside, analysts clearly believe Alerus Financial is more favorable than First Busey. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Busey 0 Sell rating(s) 3 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.57 Alerus Financial 0 Sell rating(s) 6 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.14

Question 9

Is BUSE or ALRS a better dividend stock?

Accepted Answer

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. First Busey pays out 43.0% of its earnings in the form of a dividend. Alerus Financial pays out 83.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has raised its dividend for 10 consecutive years and Alerus Financial has raised its dividend for 25 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and lower payout ratio.

Question 10

Which has better valuation & earnings, BUSE or ALRS?

Accepted Answer

First Busey has higher revenue and earnings than Alerus Financial. First Busey is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio First Busey $1.04B 2.40 $135.26M $2.42 12.52 Alerus Financial $399.92M 2.06 $17.44M $1.06 31.25

Question 11

Do institutionals & insiders have more ownership in BUSE or ALRS?

Accepted Answer

56.5% of First Busey shares are held by institutional investors. Comparatively, 51.3% of Alerus Financial shares are held by institutional investors. 3.8% of First Busey shares are held by insiders. Comparatively, 4.3% of Alerus Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Question 12

Is BUSE or ALRS more profitable?

Accepted Answer

First Busey has a net margin of 21.00% compared to Alerus Financial's net margin of 6.87%. Alerus Financial's return on equity of 14.41% beat First Busey's return on equity. Company Net Margins Return on Equity Return on Assets First Busey 21.00% 10.48% 1.40% Alerus Financial 6.87% 14.41% 1.55%

Question 13

Which has more volatility and risk, BUSE or ALRS?

Accepted Answer

First Busey has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market. Comparatively, Alerus Financial has a beta of 0.68, meaning that its stock price is 32% less volatile than the broader market.

Question 14

Does the media prefer BUSE or ALRS?

Accepted Answer

In the previous week, Alerus Financial had 4 more articles in the media than First Busey. MarketBeat recorded 10 mentions for Alerus Financial and 6 mentions for First Busey. Alerus Financial's average media sentiment score of 0.96 beat First Busey's score of 0.93 indicating that Alerus Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Busey 3 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Alerus Financial 4 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 15

Do analysts prefer CATY or ALRS?

Accepted Answer

Cathay General Bancorp currently has a consensus target price of $62.25, suggesting a potential upside of 0.61%. Alerus Financial has a consensus target price of $35.50, suggesting a potential upside of 7.19%. Given Alerus Financial's stronger consensus rating and higher possible upside, analysts clearly believe Alerus Financial is more favorable than Cathay General Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Cathay General Bancorp 1 Sell rating(s) 4 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00 Alerus Financial 0 Sell rating(s) 6 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.14

Question 16

Is CATY or ALRS a better dividend stock?

Accepted Answer

Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.5%. Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. Alerus Financial pays out 83.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Alerus Financial has increased its dividend for 25 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 17

Which has preferable valuation & earnings, CATY or ALRS?

Accepted Answer

Cathay General Bancorp has higher revenue and earnings than Alerus Financial. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Cathay General Bancorp $1.38B 2.98 $315.12M $5.12 12.08 Alerus Financial $399.92M 2.06 $17.44M $1.06 31.25

Question 18

Do institutionals and insiders hold more shares of CATY or ALRS?

Accepted Answer

75.0% of Cathay General Bancorp shares are owned by institutional investors. Comparatively, 51.3% of Alerus Financial shares are owned by institutional investors. 4.5% of Cathay General Bancorp shares are owned by company insiders. Comparatively, 4.3% of Alerus Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Question 19

Is CATY or ALRS more profitable?

Accepted Answer

Cathay General Bancorp has a net margin of 24.66% compared to Alerus Financial's net margin of 6.87%. Alerus Financial's return on equity of 14.41% beat Cathay General Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Cathay General Bancorp 24.66% 11.71% 1.43% Alerus Financial 6.87% 14.41% 1.55%

Question 20

Which has more risk and volatility, CATY or ALRS?

Accepted Answer

Cathay General Bancorp has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market. Comparatively, Alerus Financial has a beta of 0.68, meaning that its stock price is 32% less volatile than the broader market.

Question 21

Does the media prefer CATY or ALRS?

Accepted Answer

In the previous week, Cathay General Bancorp had 3 more articles in the media than Alerus Financial. MarketBeat recorded 13 mentions for Cathay General Bancorp and 10 mentions for Alerus Financial. Cathay General Bancorp's average media sentiment score of 1.09 beat Alerus Financial's score of 0.96 indicating that Cathay General Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Cathay General Bancorp 9 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Alerus Financial 4 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 22

Do analysts recommend ALRS or CNOB?

Accepted Answer

Alerus Financial currently has a consensus price target of $35.50, suggesting a potential upside of 7.19%. ConnectOne Bancorp has a consensus price target of $35.00, suggesting a potential upside of 10.31%. Given ConnectOne Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe ConnectOne Bancorp is more favorable than Alerus Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Alerus Financial 0 Sell rating(s) 6 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.14 ConnectOne Bancorp 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.80

Question 23

Is ALRS or CNOB a better dividend stock?

Accepted Answer

Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. ConnectOne Bancorp pays an annual dividend of $0.78 per share and has a dividend yield of 2.5%. Alerus Financial pays out 83.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ConnectOne Bancorp pays out 25.6% of its earnings in the form of a dividend. Alerus Financial has raised its dividend for 25 consecutive years and ConnectOne Bancorp has raised its dividend for 4 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 24

Which has stronger earnings & valuation, ALRS or CNOB?

Accepted Answer

ConnectOne Bancorp has higher revenue and earnings than Alerus Financial. ConnectOne Bancorp is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Alerus Financial $399.92M 2.06 $17.44M $1.06 31.25 ConnectOne Bancorp $679.93M 2.35 $80.44M $3.05 10.40

Question 25

Do institutionals & insiders hold more shares of ALRS or CNOB?

Accepted Answer

51.3% of Alerus Financial shares are owned by institutional investors. Comparatively, 67.7% of ConnectOne Bancorp shares are owned by institutional investors. 4.3% of Alerus Financial shares are owned by company insiders. Comparatively, 5.2% of ConnectOne Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Question 26

Is ALRS or CNOB more profitable?

Accepted Answer

ConnectOne Bancorp has a net margin of 20.21% compared to Alerus Financial's net margin of 6.87%. Alerus Financial's return on equity of 14.41% beat ConnectOne Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Alerus Financial 6.87% 14.41% 1.55% ConnectOne Bancorp 20.21% 11.24% 1.17%

Question 27

Which has more volatility & risk, ALRS or CNOB?

Accepted Answer

Alerus Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the broader market. Comparatively, ConnectOne Bancorp has a beta of 1.05, suggesting that its stock price is 5% more volatile than the broader market.

Question 28

Does the media refer more to ALRS or CNOB?

Accepted Answer

In the previous week, Alerus Financial had 6 more articles in the media than ConnectOne Bancorp. MarketBeat recorded 10 mentions for Alerus Financial and 4 mentions for ConnectOne Bancorp. ConnectOne Bancorp's average media sentiment score of 1.71 beat Alerus Financial's score of 0.96 indicating that ConnectOne Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Alerus Financial 4 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive ConnectOne Bancorp 3 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Question 29

Do analysts recommend FRME or ALRS?

Accepted Answer

First Merchants currently has a consensus target price of $49.00, suggesting a potential upside of 16.86%. Alerus Financial has a consensus target price of $35.50, suggesting a potential upside of 7.19%. Given First Merchants' stronger consensus rating and higher probable upside, research analysts plainly believe First Merchants is more favorable than Alerus Financial. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Merchants 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50 Alerus Financial 0 Sell rating(s) 6 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.14

Question 30

Is FRME or ALRS a better dividend stock?

Accepted Answer

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.5%. Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. First Merchants pays out 47.4% of its earnings in the form of a dividend. Alerus Financial pays out 83.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Merchants has increased its dividend for 13 consecutive years and Alerus Financial has increased its dividend for 25 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and lower payout ratio.

Question 31

Which has preferable valuation and earnings, FRME or ALRS?

Accepted Answer

First Merchants has higher revenue and earnings than Alerus Financial. First Merchants is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio First Merchants $1.05B 2.50 $226M $3.12 13.44 Alerus Financial $399.92M 2.06 $17.44M $1.06 31.25

Question 32

Do insiders & institutionals have more ownership in FRME or ALRS?

Accepted Answer

73.9% of First Merchants shares are held by institutional investors. Comparatively, 51.3% of Alerus Financial shares are held by institutional investors. 1.8% of First Merchants shares are held by company insiders. Comparatively, 4.3% of Alerus Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Question 33

Is FRME or ALRS more profitable?

Accepted Answer

First Merchants has a net margin of 17.05% compared to Alerus Financial's net margin of 6.87%. Alerus Financial's return on equity of 14.41% beat First Merchants' return on equity. Company Net Margins Return on Equity Return on Assets First Merchants 17.05% 8.86% 1.12% Alerus Financial 6.87% 14.41% 1.55%

Question 34

Which has more risk and volatility, FRME or ALRS?

Accepted Answer

First Merchants has a beta of 0.84, suggesting that its stock price is 16% less volatile than the broader market. Comparatively, Alerus Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the broader market.

Question 35

Does the media refer more to FRME or ALRS?

Accepted Answer

In the previous week, First Merchants had 2 more articles in the media than Alerus Financial. MarketBeat recorded 12 mentions for First Merchants and 10 mentions for Alerus Financial. First Merchants' average media sentiment score of 1.61 beat Alerus Financial's score of 0.96 indicating that First Merchants is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Merchants 10 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Alerus Financial 4 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Metric	Alerus Financial	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$824.69M	$23.54B	$14.10B	$12.90B
Dividend Yield	2.66%	3.17%	5.88%	11.28%
P/E Ratio	31.25	27.39	26.74	25.42
Price / Sales	2.06	9.37	523.67	104.14
Price / Cash	9.40	16.06	30.40	36.03
Price / Book	1.49	1.37	2.85	6.36
Net Income	$17.44M	$2.58B	$1.31B	$349.79M
7 Day Performance	0.79%	-0.10%	0.29%	-0.40%
1 Month Performance	-0.45%	0.59%	2.55%	4.24%
1 Year Performance	48.72%	22.94%	10.76%	15.13%

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
ALRS Alerus Financial	2.1174 of 5 stars	$33.12 flat	$35.50 +7.2%	+48.7%	$824.69M	$399.92M	31.25	840	Dividend Announcement
ABCB Ameris Bancorp	4.0579 of 5 stars	$88.22 -0.9%	$91.67 +3.9%	+16.7%	$5.92B	$1.23B	16.93	2,850	Positive News
BUSE First Busey	3.8452 of 5 stars	$30.92 -0.5%	$32.00 +3.5%	+22.6%	$2.55B	$789.53M	12.78	1,948
CATY Cathay General Bancorp	2.8283 of 5 stars	$64.20 -0.3%	$62.25 -3.0%	+24.0%	$4.28B	$1.38B	12.54	1,268	News Coverage Positive News
CNOB ConnectOne Bancorp	3.7602 of 5 stars	$32.81 +0.1%	$35.00 +6.7%	+23.9%	$1.65B	$679.93M	10.76	520	Positive News

Alerus Financial (ALRS) Competitors

ALRS vs. ABCB, BUSE, CATY, CNOB, and FRME

How does Alerus Financial compare to Ameris Bancorp?

Summary

How does Alerus Financial compare to First Busey?

Summary

How does Alerus Financial compare to Cathay General Bancorp?

Summary

How does Alerus Financial compare to ConnectOne Bancorp?

Summary

How does Alerus Financial compare to First Merchants?

Summary

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Media Sentiment Over Time

ALRS vs. The Competition

Alerus Financial Competitors List

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Alerus Financial (ALRS) Competitors

ALRS vs. ABCB, BUSE, CATY, CNOB, and FRME

How does Alerus Financial compare to Ameris Bancorp?

Which has stronger valuation & earnings, ABCB or ALRS?

Do insiders and institutionals believe in ABCB or ALRS?

Which has more risk & volatility, ABCB or ALRS?

Is ABCB or ALRS more profitable?

Does the media favor ABCB or ALRS?

Is ABCB or ALRS a better dividend stock?

Do analysts prefer ABCB or ALRS?

Summary

How does Alerus Financial compare to First Busey?

Which has more volatility and risk, BUSE or ALRS?

Do institutionals & insiders have more ownership in BUSE or ALRS?

Is BUSE or ALRS a better dividend stock?

Which has better valuation & earnings, BUSE or ALRS?

Do analysts recommend BUSE or ALRS?

Is BUSE or ALRS more profitable?

Does the media prefer BUSE or ALRS?

Summary

How does Alerus Financial compare to Cathay General Bancorp?

Is CATY or ALRS a better dividend stock?

Which has more risk and volatility, CATY or ALRS?

Do institutionals and insiders hold more shares of CATY or ALRS?

Do analysts prefer CATY or ALRS?

Is CATY or ALRS more profitable?

Does the media prefer CATY or ALRS?

Which has preferable valuation & earnings, CATY or ALRS?

Summary

How does Alerus Financial compare to ConnectOne Bancorp?

Which has more volatility & risk, ALRS or CNOB?

Do analysts recommend ALRS or CNOB?

Which has stronger earnings & valuation, ALRS or CNOB?

Do institutionals & insiders hold more shares of ALRS or CNOB?

Is ALRS or CNOB a better dividend stock?

Does the media refer more to ALRS or CNOB?

Is ALRS or CNOB more profitable?

Summary

How does Alerus Financial compare to First Merchants?

Is FRME or ALRS a better dividend stock?

Do analysts recommend FRME or ALRS?

Does the media refer more to FRME or ALRS?

Is FRME or ALRS more profitable?

Which has preferable valuation and earnings, FRME or ALRS?

Do insiders & institutionals have more ownership in FRME or ALRS?

Which has more risk and volatility, FRME or ALRS?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

ALRS vs. The Competition

Alerus Financial Competitors List

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