Alerus Financial (ALRS) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Alerus Financial (NASDAQ:ALRS) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, institutional ownership, valuation, dividends, risk, media sentiment and earnings.

Do insiders & institutionals have more ownership in ABCB or ALRS?

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 51.3% of Alerus Financial shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by company insiders. Comparatively, 4.2% of Alerus Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has more volatility and risk, ABCB or ALRS?

Ameris Bancorp has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500. Comparatively, Alerus Financial has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500.

Does the media refer more to ABCB or ALRS?

In the previous week, Ameris Bancorp had 1 more articles in the media than Alerus Financial. MarketBeat recorded 3 mentions for Ameris Bancorp and 2 mentions for Alerus Financial. Alerus Financial's average media sentiment score of 1.42 beat Ameris Bancorp's score of 1.34 indicating that Alerus Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Alerus Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate ABCB or ALRS?

Ameris Bancorp currently has a consensus price target of $71.43, suggesting a potential upside of 6.14%. Alerus Financial has a consensus price target of $23.00, suggesting a potential upside of 2.86%. Given Ameris Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe Ameris Bancorp is more favorable than Alerus Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Alerus Financial	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Is ABCB or ALRS more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Alerus Financial's net margin of 7.81%. Ameris Bancorp's return on equity of 9.57% beat Alerus Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Alerus Financial	7.81%	8.32%	0.77%

Which has preferable earnings & valuation, ABCB or ALRS?

Ameris Bancorp has higher revenue and earnings than Alerus Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.12B	4.13	$358.68M	$5.40	12.46
Alerus Financial	$336.51M	1.69	$17.78M	$1.22	18.33

Is ABCB or ALRS a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Alerus Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.8%. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Alerus Financial pays out 68.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Alerus Financial has increased its dividend for 25 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Ameris Bancorp beats Alerus Financial on 15 of the 19 factors compared between the two stocks.