Positive News SentimentPositive NewsNASDAQ:SPFI South Plains Financial (SPFI) Stock Price, News & Analysis $42.32 -0.68 (-1.58%) Closing price 04:00 PM EasternExtended Trading$42.34 +0.02 (+0.04%) As of 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About South Plains Financial Stock (NASDAQ:SPFI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get South Plains Financial alerts:Sign Up Key Stats Today's Range$42.26▼$42.9050-Day Range$42.32▼$45.6352-Week Range$35.34▼$46.94Volume80,009 shsAverage Volume121,717 shsMarket Capitalization$797.31 millionP/E Ratio11.72Dividend Yield1.70%Price Target$49.60Consensus RatingModerate Buy Company Overview South Plains Financial, Inc. is a bank holding company headquartered in Lubbock, Texas. Through its subsidiary, City Bank, the company provides banking services to businesses, agricultural customers, professionals and individual consumers. City Bank offers commercial and consumer lending, residential mortgage loans, business and personal deposit accounts, treasury management and other financial services. Its lending activities include real estate, commercial, agricultural and consumer loans, while its deposit products include checking, savings and time-deposit accounts. The company primarily serves communities in West Texas and parts of New Mexico through a network of banking locations and digital banking services. City Bank was established in 1984, and South Plains Financial became a publicly traded company in 2019. Curtis Griffith serves as the company's chairman and chief executive officer.AI Generated. May Contain Errors. Read More South Plains Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks92nd Percentile Overall ScoreSPFI MarketRank™: South Plains Financial scored higher than 92% of companies evaluated by MarketBeat, and ranked 163rd out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.6 / 5Analyst RatingModerate Buy Consensus RatingSouth Plains Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on no strong buy ratings, 6 buy ratings, 1 hold rating, and no sell ratings.Upside PotentialSouth Plains Financial has a consensus price target of $49.60, representing about 17.2% upside from its current price of $42.32.Amount of Analyst CoverageSouth Plains Financial has only been the subject of 4 research reports in the past 90 days.Read more about South Plains Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.34% Earnings GrowthEarnings for South Plains Financial are expected to grow by 10.34% in the coming year, from $3.77 to $4.16 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of South Plains Financial is 11.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.82.Price to Earnings Ratio vs. SectorThe P/E ratio of South Plains Financial is 11.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.58.Price to Book Value per Share RatioSouth Plains Financial has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about South Plains Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted3.96% of the float of South Plains Financial has been sold short.Short Interest Ratio / Days to CoverSouth Plains Financial has a short interest ratio ("days to cover") of 4.55.Change versus previous monthShort interest in South Plains Financial has recently increased by 16.73%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldSouth Plains Financial pays a meaningful dividend of 1.67%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSouth Plains Financial has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of South Plains Financial is 19.62%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, South Plains Financial will have a dividend payout ratio of 17.31% next year. This indicates that South Plains Financial will be able to sustain or increase its dividend.Read more about South Plains Financial's dividend. News and Social Media3.0 / 5News SentimentN/A News SentimentSouth Plains Financial has a news sentiment score of 1.85. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for South Plains Financial this week, compared to 2 articles on an average week. Company Ownership2.1 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, South Plains Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $11,624,642.00 in company stock.Percentage Held by Insiders24.29% of the stock of South Plains Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions54.95% of the stock of South Plains Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about South Plains Financial's insider trading history. Receive SPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for South Plains Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. SPFI Stock News HeadlinesSouth Plains Financial : SPFIJuly 19, 2026 | 247wallst.comSouth Plains Financial Inc (SPFI) Q2 2026 Earnings Call Highlights: Strong Profitability and ...July 17, 2026 | finance.yahoo.comManagement just bought 2.8 million sharesManagement just backed a $100 million buyback, repurchasing 2.8 million shares at an average price of $35.26 in one quarter. Institutions own about 83% of shares, including BlackRock's 32 million shares worth $716 million and Vanguard's 48 million shares worth nearly $1.1 billion. A new multi-year deal with Palantir adds an AI-driven edge to this energy producer's operations.September 28 at 1:00 AM | Monument Traders Alliance (Ad)South Plains Financial, Inc. (SPFI) Q2 2026 Earnings Call TranscriptJuly 17, 2026 | seekingalpha.comSouth Plains Financial, Inc. 2026 Q2 - Results - Earnings Call PresentationJuly 17, 2026 | seekingalpha.comSouth Plains Financial Reports Second Quarter 2026 Net Income of $19.0 Million, Highlights Successful Bank of Houston IntegrationJuly 17, 2026 | quiverquant.comQSouth Plains Financial, Inc. Reports Second Quarter 2026 Financial ResultsJuly 17, 2026 | globenewswire.comSouth Plains Financial raises quarterly dividend by 6% to $0.18/shareJuly 16, 2026 | msn.comSee More Headlines SPFI Stock Analysis - Frequently Asked Questions How have SPFI shares performed this year? South Plains Financial's stock was trading at $38.80 on January 1st, 2026. Since then, SPFI stock has increased by 9.1% and is now trading at $42.32. How were South Plains Financial's earnings last quarter? South Plains Financial, Inc. (NASDAQ:SPFI) issued its quarterly earnings data on Friday, July, 17th. The company reported $0.96 earnings per share for the quarter, beating analysts' consensus estimates of $0.94 by $0.02. The firm had revenue of $64.49 million for the quarter, compared to analysts' expectations of $63.34 million. South Plains Financial had a trailing twelve-month return on equity of 12.36% and a net margin of 20.79%. Read the conference call transcript. How will South Plains Financial's stock buyback program work? South Plains Financial's Board of Directors approved a share repurchase plan on Monday, February 23rd 2026, which authorizes the company to repurchase $10,000,000 in shares, according to EventVestor. This means that the company could buy up to 1.5% of its shares through open market purchases. Shares buyback plans are often an indication that the company's board believes its stock is undervalued. When did South Plains Financial IPO? South Plains Financial (SPFI) raised $63 million in an initial public offering (IPO) on Thursday, May 9th 2019. The company issued 3,380,000 shares at $17.50-$19.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Sandler O’Neill + Partners acted as the underwriters for the IPO. Who are South Plains Financial's major shareholders? Top institutional investors of South Plains Financial include BlackRock Inc. (7.47%), Basswood Capital Management L.L.C. (1.65%), Empowered Funds LLC (0.49%) and Corient Private Wealth LP (0.41%). Insiders that own company stock include Richard D Campbell, Curtis C Griffith, Noe G Valles, Noe G Valles and James D Stein. View institutional ownership trends. How do I buy shares of South Plains Financial? Shares of SPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of South Plains Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that South Plains Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM). Company Calendar Last Earnings7/17/2026Record date for 8/10 Dividend7/27/2026Ex-Dividend for 8/10 Dividend7/27/2026Dividend Payable8/10/2026Today9/28/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (14m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 SPFI's financial health is in the Green zone, according to TradeSmith. SPFI has been in this zone for over 14 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:SPFI CIK1163668 Webwww.spfi.bank Phone(806) 792-7101FaxN/AEmployees603Year Founded1992Price Target and Rating Average Price Target for South Plains Financial$49.60 High Price Target$53.00 Low Price Target$46.00 Potential Upside/Downside+17.2%Consensus RatingModerate Buy Rating Score (0-4)2.86 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$3.67 Trailing P/E Ratio11.53 Forward P/E Ratio11.23 P/E GrowthN/ANet Income$58.47 million Net Margins20.79% Pretax Margin26.31% Return on Equity12.36% Return on Assets1.37% Debt Debt-to-Equity Ratio0.10 Current Ratio0.97 Quick Ratio0.96 Sales & Book Value Annual Sales$296.89 million Price / Sales2.69 Cash Flow$4.06 per share Price / Cash Flow10.43 Book Value$30.39 per share Price / Book1.39Miscellaneous Outstanding Shares18,840,000Free Float14,263,000Market Cap$797.31 million OptionableOptionable Beta0.46 The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (NASDAQ:SPFI) was last updated on 9/28/2026 by MarketBeat.com Staff. From Our PartnersHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - b...Stansberry Research | SponsoredTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. doll...Porter & Company | SponsoredManagement just bought 2.8 million sharesManagement just backed a $100 million buyback, repurchasing 2.8 million shares at an average price of $35.26 i...Monument Traders Alliance | SponsoredThis AI Stock Reminds One Analyst of Early NvidiaJeff Brown picked Nvidia in 2016, before shares surged 37,800 percent. Now he's identified another AI company ...Brownstone Research | SponsoredElon Musk’s Hushed FCC Filing. Dec 8th.Elon Musk quietly filed a document with the federal government tied to artificial intelligence, one of the lar...Paradigm Press | SponsoredMajor Buy Alert Issued for September 30thKeith Kaplan has invested $17 million into his own AI research tools, building a platform now used by 180,000 ...TradeSmith | SponsoredWhy major institutions are piling into this digital asset nowBlackRock, JPMorgan, Goldman Sachs, and Fidelity are reportedly accumulating a scarce blockchain asset - one t...Awesomely | SponsoredThe next convergence is hereIn 2006, a flooded mine at Cigar Lake sent uranium prices from the 50 range to 136 in eight months. This pa...Digest Publishing | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding South Plains Financial, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share South Plains Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
