Positive News SentimentPositive NewsNASDAQ:SPFI South Plains Financial (SPFI) Stock Price, News & Analysis $45.31 -0.32 (-0.70%) Closing price 04:00 PM EasternExtended Trading$45.30 -0.02 (-0.03%) As of 05:47 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About South Plains Financial Stock (NASDAQ:SPFI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get South Plains Financial alerts:Sign Up Key Stats Today's Range$44.72▼$45.7250-Day Range$41.48▼$45.9652-Week Range$35.34▼$46.94Volume135,687 shsAverage Volume115,280 shsMarket Capitalization$853.64 millionP/E Ratio12.35Dividend Yield1.59%Price Target$49.60Consensus RatingModerate Buy Company Overview South Plains Financial, Inc. is the bank holding company for South Plains Bank, a community-oriented financial institution headquartered in Lubbock, Texas. The company operates as a full-service commercial bank, providing a broad spectrum of banking solutions to individuals, small businesses and agricultural clients. Its principal subsidiary, South Plains Bank, holds state and national banking charters and is subject to regulatory oversight by the Federal Reserve and various state banking authorities. The company’s product offerings include traditional deposit accounts such as checking, savings and money market accounts, as well as time deposits. On the lending side, South Plains Financial provides commercial real estate loans, construction financing, agricultural and livestock loans, and consumer installment loans. Additional services encompass cash management and treasury solutions, online and mobile banking platforms, remote deposit capture and merchant services designed to support the day-to-day operations of business customers. South Plains Financial’s operations are concentrated in West Texas and Eastern New Mexico, where it maintains multiple branch locations serving urban and rural markets. The company emphasizes community involvement through local sponsorships and economic development partnerships. Its leadership team, comprised of experienced banking professionals, focuses on maintaining strong credit quality, fostering customer relationships and pursuing measured growth in underserved markets across its geographic footprint. AI Generated. May Contain Errors. Read More South Plains Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks94th Percentile Overall ScoreSPFI MarketRank™: South Plains Financial scored higher than 94% of companies evaluated by MarketBeat, and ranked 77th out of 840 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingModerate Buy Consensus RatingSouth Plains Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on no strong buy ratings, 6 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for South Plains Financial is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageSouth Plains Financial has only been the subject of 4 research reports in the past 90 days.Read more about South Plains Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.34% Earnings GrowthEarnings for South Plains Financial are expected to grow by 10.34% in the coming year, from $3.77 to $4.16 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of South Plains Financial is 12.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.18.Price to Earnings Ratio vs. SectorThe P/E ratio of South Plains Financial is 12.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.04.Price to Book Value per Share RatioSouth Plains Financial has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about South Plains Financial's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.28% of the float of South Plains Financial has been sold short.Short Interest Ratio / Days to CoverSouth Plains Financial has a short interest ratio ("days to cover") of 3.88, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in South Plains Financial has recently decreased by 6.31%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldSouth Plains Financial pays a meaningful dividend of 1.58%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSouth Plains Financial has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of South Plains Financial is 19.62%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, South Plains Financial will have a dividend payout ratio of 17.31% next year. This indicates that South Plains Financial will be able to sustain or increase its dividend.Read more about South Plains Financial's dividend. News and Social Media3.0 / 5News Sentiment1.80 News SentimentSouth Plains Financial has a news sentiment score of 1.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.95 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for South Plains Financial this week, compared to 2 articles on an average week. Company Ownership2.1 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, South Plains Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $11,624,642.00 in company stock.Percentage Held by Insiders24.29% of the stock of South Plains Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions54.95% of the stock of South Plains Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about South Plains Financial's insider trading history. Receive SPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for South Plains Financial and its competitors with MarketBeat's FREE daily newsletter. 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SPFI Stock News HeadlinesSouth Plains Financial : SPFIJuly 19, 2026 | 247wallst.comSouth Plains Financial Inc (SPFI) Q2 2026 Earnings Call Highlights: Strong Profitability and ...July 17, 2026 | finance.yahoo.comBezos… DOOMEDA single FCC filing hints Elon Musk is planning his biggest project yet - bigger than Tesla, SpaceX, and X combined - aimed at the $25 trillion AI industry. James Altucher says the plan could cut Amazon out of the AI race and disrupt Blue Origin, with a key deadline landing September 25.September 8 at 1:00 AM | Paradigm Press (Ad)South Plains Financial, Inc. (SPFI) Q2 2026 Earnings Call TranscriptJuly 17, 2026 | seekingalpha.comSouth Plains Financial, Inc. 2026 Q2 - Results - Earnings Call PresentationJuly 17, 2026 | seekingalpha.comSouth Plains Financial Reports Second Quarter 2026 Net Income of $19.0 Million, Highlights Successful Bank of Houston IntegrationJuly 17, 2026 | quiverquant.comQSouth Plains Financial, Inc. Reports Second Quarter 2026 Financial ResultsJuly 17, 2026 | globenewswire.comSouth Plains Financial raises quarterly dividend by 6% to $0.18/shareJuly 16, 2026 | msn.comSee More Headlines SPFI Stock Analysis - Frequently Asked Questions How have SPFI shares performed this year? South Plains Financial's stock was trading at $38.80 on January 1st, 2026. Since then, SPFI shares have increased by 16.8% and is now trading at $45.31. How were South Plains Financial's earnings last quarter? South Plains Financial, Inc. (NASDAQ:SPFI) issued its quarterly earnings results on Friday, July, 17th. The company reported $0.96 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.94 by $0.02. The business had revenue of $64.49 million for the quarter, compared to analyst estimates of $63.34 million. South Plains Financial had a net margin of 20.79% and a trailing twelve-month return on equity of 12.36%. Read the conference call transcript. How will South Plains Financial's stock buyback program work? South Plains Financial's Board of Directors initiated a share repurchase plan on Monday, February 23rd 2026, which authorizes the company to buy back $10,000,000 in shares, according to EventVestor. This means that the company could buy up to 1.5% of its stock through open market purchases. Stock buyback plans are typically an indication that the company's board of directors believes its stock is undervalued. When did South Plains Financial IPO? South Plains Financial (SPFI) raised $63 million in an initial public offering (IPO) on Thursday, May 9th 2019. The company issued 3,380,000 shares at a price of $17.50-$19.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Sandler O’Neill + Partners acted as the underwriters for the IPO. Who are South Plains Financial's major shareholders? South Plains Financial's top institutional investors include BlackRock Inc. (7.47%), California State Teachers Retirement System (2.83%), Basswood Capital Management L.L.C. (1.65%) and Empowered Funds LLC (0.49%). Insiders that own company stock include Richard D Campbell, Curtis C Griffith, Noe G Valles, Noe G Valles and James D Stein. View institutional ownership trends. How do I buy shares of South Plains Financial? Shares of SPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of South Plains Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that South Plains Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM). Company Calendar Last Earnings7/17/2026Record date for 8/10 Dividend7/27/2026Ex-Dividend for 8/10 Dividend7/27/2026Dividend Payable8/10/2026Today9/08/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 SPFI's financial health is in the Green zone, according to TradeSmith. SPFI has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:SPFI CIK1163668 Webwww.spfi.bank Phone(806) 792-7101FaxN/AEmployees680Year Founded1992Price Target and Rating Average Price Target for South Plains Financial$49.60 High Price Target$53.00 Low Price Target$46.00 Potential Upside/Downside+9.5%Consensus RatingModerate Buy Rating Score (0-4)2.86 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$3.67 Trailing P/E Ratio12.35 Forward P/E Ratio12.02 P/E GrowthN/ANet Income$58.47 million Net Margins20.79% Pretax Margin26.31% Return on Equity12.36% Return on Assets1.37% Debt Debt-to-Equity Ratio0.10 Current Ratio0.97 Quick Ratio0.96 Sales & Book Value Annual Sales$296.89 million Price / Sales2.88 Cash Flow$4.09 per share Price / Cash Flow11.07 Book Value$30.39 per share Price / Book1.49Miscellaneous Outstanding Shares18,840,000Free Float14,263,000Market Cap$853.64 million OptionableOptionable Beta0.46 The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (NASDAQ:SPFI) was last updated on 9/8/2026 by MarketBeat.com Staff. From Our PartnersModerna’s 177% Surge Puts Cancer Biotech Back in FocusModerna shares surged 177% in a single trading session on August 19, adding about $45 billion in market value ...The Tomorrow Investor | SponsoredThis looks like plywood. It's not.AI data centers have a power problem nobody likes to talk about. A single rack of computers can now use more e...Eagle Publishing | SponsoredSpaceX pays a 10X launch penaltySpaceX burns roughly $200,000 in fuel per Falcon 9 launch - about $20 million across 100 missions. 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Jane Street increased its position by 159%, ...Behind the Markets | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding South Plains Financial, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share South Plains Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. 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