NASDAQ:SPFI South Plains Financial (SPFI) Stock Price, News & Analysis $42.80 -0.24 (-0.56%) Closing price 04:00 PM EasternExtended Trading$42.74 -0.06 (-0.15%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About South Plains Financial Stock (NASDAQ:SPFI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get South Plains Financial alerts:Sign Up Key Stats Today's Range$42.49▼$43.0450-Day Range$41.73▼$45.6352-Week Range$36.38▼$46.94Volume57,528 shsAverage Volume103,010 shsMarket Capitalization$806.78 millionP/E Ratio11.35Dividend Yield1.78%Price Target$49.60Consensus RatingBuy Company Overview South Plains Financial, Inc. is a bank holding company headquartered in Lubbock, Texas, and the parent company of City Bank. Through City Bank, it provides banking and related financial services to individuals, businesses and other organizations.Its services include personal and commercial deposit accounts, lending, mortgage banking, treasury management and wealth-related services. The company serves customers primarily in Texas and New Mexico through its branch network and other banking channels.AI Generated. May Contain Errors. Read More South Plains Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks76th Percentile Overall ScoreSPFI MarketRank™: 3.778053235905 of 5 starsSouth Plains Financial scored higher than 76% of companies evaluated by MarketBeat, and ranked 402nd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingBuy Consensus RatingSouth Plains Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 5 buy ratings, 1 hold rating, and no sell ratings.Upside PotentialSouth Plains Financial has a consensus price target of $49.60, representing about 15.9% upside from its current price of $42.80.Amount of Analyst CoverageSouth Plains Financial has only been the subject of 1 research reports in the past 90 days.Read more about South Plains Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth6.22% Earnings GrowthEarnings for South Plains Financial are expected to grow by 6.22% in the coming year, from $3.86 to $4.10 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of South Plains Financial is 11.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.47.Price to Earnings Ratio vs. SectorThe P/E ratio of South Plains Financial is 11.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.75.Price to Book Value per Share RatioSouth Plains Financial has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about South Plains Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted4.39% of the float of South Plains Financial has been sold short.Short Interest Ratio / Days to CoverSouth Plains Financial has a short interest ratio ("days to cover") of 6.75.Change versus previous monthShort interest in South Plains Financial has recently increased by 5.94%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldSouth Plains Financial pays a meaningful dividend of 1.76%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSouth Plains Financial has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of South Plains Financial is 20.16%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, South Plains Financial will have a dividend payout ratio of 18.54% next year. This indicates that South Plains Financial will be able to sustain or increase its dividend.Read more about South Plains Financial's dividend. News and Social Media2.1 / 5News Sentiment0.31 News SentimentSouth Plains Financial has a news sentiment score of 0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 10 news articles for South Plains Financial this week, compared to 2 articles on an average week. Company Ownership2.1 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, South Plains Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,306,544.00 in company stock.Percentage Held by Insiders24.29% of the stock of South Plains Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions54.95% of the stock of South Plains Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about South Plains Financial's insider trading history. Receive SPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for South Plains Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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SPFI Stock News HeadlinesSouth Plains Financial (NASDAQ:SPFI) Stock: Insider Richard Campbell Sells 18,848 SharesNovember 7, 2026 | americanbankingnews.comSouth Plains Financial (NASDAQ:SPFI) Stock: Insider Richard Campbell Sells 17,809 SharesNovember 7, 2026 | americanbankingnews.comToday's free pick (on me)Elon Musk doesn't own the chip inside every Tesla, Starlink dish, and AI satellite - he licenses it from one lesser known company. With plans filed for 1,000,000 new satellites, that licensing fee could scale dramatically. Analyst Dylan says the stock could move by December 8th.November 12 at 1:00 AM | Behind the Markets (Ad)South Plains Financial (NASDAQ:SPFI) Stock: Insider Richard Campbell Sells 15,900 SharesNovember 6, 2026 | insidertrades.comSouth Plains Financial: 3 Key Takeaways for Long-Term InvestorsNovember 2, 2026 | fool.comSouth Plains Financial (SPFI) Stock Price Dips After Solid Q3 EarningsOctober 24, 2026 | finance.yahoo.comSouth Plains Financial, Inc. Declares A Quarterly Cash Dividend, Payable on November 16, 2026October 23, 2026 | marketscreener.comMSouth Plains Financial, Inc. 2026 Q3 - Results - Earnings Call PresentationOctober 22, 2026 | seekingalpha.comSee More Headlines SPFI Stock Analysis - Frequently Asked Questions How have SPFI shares performed this year? South Plains Financial's stock was trading at $38.80 on January 1st, 2026. Since then, SPFI stock has increased by 10.3% and is now trading at $42.80. How were South Plains Financial's earnings last quarter? South Plains Financial, Inc. (NASDAQ:SPFI) issued its quarterly earnings results on Thursday, October, 22nd. The company reported $1.06 EPS for the quarter, topping the consensus estimate of $0.99 by $0.07. The firm had revenue of $65.27 million for the quarter, compared to the consensus estimate of $65.22 million. South Plains Financial had a net margin of 21.23% and a trailing twelve-month return on equity of 12.36%. Read the conference call transcript. How will South Plains Financial's stock buyback program work? South Plains Financial's Board of Directors initiated a share buyback program on Monday, February 23rd 2026, which permits the company to repurchase $10 million in outstanding shares, according to EventVestor. This means that the company could reacquire up to 1.5% of its shares through open market purchases. Shares buyback programs are typically an indication that the company's leadership believes its stock is undervalued. When did South Plains Financial IPO? South Plains Financial (SPFI) raised $63 million in an initial public offering (IPO) on Thursday, May 9th 2019. The company issued 3,380,000 shares at $17.50-$19.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Sandler O’Neill + Partners acted as the underwriters for the IPO. Who are South Plains Financial's major shareholders? Top institutional investors of South Plains Financial include State Street Corp (2.81%), Boston Partners (0.78%), First Trust Advisors LP (0.38%) and Russell Investments Group Ltd. (0.34%). Insiders that own company stock include Richard D Campbell, Curtis C Griffith, Noe G Valles, Noe G Valles and James D Stein. View institutional ownership trends. How do I buy shares of South Plains Financial? Shares of SPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of South Plains Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that South Plains Financial investors own include Applied Materials (AMAT), ASML (ASML), AvePoint (AVPT), Certara (CERT), DXP Enterprises (DXPE), AZZ (AZZ) and Benchmark Electronics (BHE). Company Calendar Last Earnings10/22/2026Record date for 11/16 Dividend11/02/2026Ex-Dividend for 11/16 Dividend11/02/2026Today11/12/2026Dividend Payable11/16/2026Fiscal Year End12/31/2026Next Earnings (Estimated)1/25/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (15m+) 1-Year History Nov 25 Feb 26 May 26 Aug 26 Nov 26 SPFI's financial health is in the Green zone, according to TradeSmith. SPFI has been in this zone for over 15 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:SPFI CIK1163668 Webwww.spfi.bank Phone(806) 792-7101FaxN/AEmployees603Year Founded1992Price Target and Rating Average Price Target for South Plains Financial$49.60 High Price Target$53.00 Low Price Target$46.00 Potential Upside/Downside+15.9%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$3.77 Trailing P/E Ratio11.35 Forward P/E Ratio10.44 P/E GrowthN/ANet Income$58.47 million Net Margins21.23% Pretax Margin26.89% Return on Equity12.36% Return on Assets1.40% Debt Debt-to-Equity Ratio0.10 Current Ratio0.97 Quick Ratio0.97 Sales & Book Value Annual Sales$296.89 million Price / Sales2.72 Cash Flow$4.10 per share Price / Cash Flow10.44 Book Value$33.04 per share Price / Book1.30Miscellaneous Outstanding Shares18,850,000Free Float14,270,000Market Cap$806.78 million OptionableOptionable Beta0.47 The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (NASDAQ:SPFI) was last updated on 11/12/2026 by MarketBeat.com Staff. From Our PartnersWhy I'm selling my Snapback Indicator for just $7For Black Friday, Base Camp Trading's Thomas Wood is offering lifetime access to his proprietary Snapback Indi...Base Camp Trading | SponsoredEvery Starlink dish pays this stockThere's a chip inside every Tesla and Starlink dish that Elon doesn't own. He pays royalties to use it. 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