Heritage Insurance (HRTG) Competitors

HCI Group (NYSE:HCI) and Heritage Insurance (NYSE:HRTG) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, risk, media sentiment, analyst recommendations, valuation and community ranking.

Which has stronger earnings & valuation, HCI or HRTG?

HCI Group has higher earnings, but lower revenue than Heritage Insurance. Heritage Insurance is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HCI Group	$550.67M	1.83	$79.03M	$9.83	9.77
Heritage Insurance	$735.50M	0.34	$45.31M	$1.64	5.01

Do analysts recommend HCI or HRTG?

HCI Group presently has a consensus target price of $127.75, indicating a potential upside of 33.05%. Heritage Insurance has a consensus target price of $9.00, indicating a potential upside of 10.02%. Given Heritage Insurance's stronger consensus rating and higher possible upside, equities research analysts plainly believe HCI Group is more favorable than Heritage Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HCI Group	0 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	3.00
Heritage Insurance	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is HCI or HRTG more profitable?

HCI Group has a net margin of 17.72% compared to HCI Group's net margin of 6.07%. Heritage Insurance's return on equity of 40.30% beat HCI Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HCI Group	17.72%	40.30%	6.32%
Heritage Insurance	6.07%	24.02%	2.05%

Does the MarketBeat Community favor HCI or HRTG?

Heritage Insurance received 62 more outperform votes than HCI Group when rated by MarketBeat users. Likewise, 65.73% of users gave Heritage Insurance an outperform vote while only 61.64% of users gave HCI Group an outperform vote.

Company	Underperform	Outperform
HCI Group	Outperform Votes 241 61.64%	Underperform Votes 150 38.36%
Heritage Insurance	Outperform Votes 303 65.73%	Underperform Votes 158 34.27%

Do insiders & institutionals believe in HCI or HRTG?

87.0% of HCI Group shares are held by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are held by institutional investors. 25.3% of HCI Group shares are held by company insiders. Comparatively, 14.0% of Heritage Insurance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media refer more to HCI or HRTG?

In the previous week, HCI Group had 4 more articles in the media than Heritage Insurance. MarketBeat recorded 5 mentions for HCI Group and 1 mentions for Heritage Insurance. HCI Group's average media sentiment score of 0.85 beat Heritage Insurance's score of 0.61 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HCI Group	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Heritage Insurance	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, HCI or HRTG?

HCI Group has a beta of 1.11, suggesting that its share price is 11% more volatile than the S&P 500. Comparatively, Heritage Insurance has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500.

Summary

HCI Group beats Heritage Insurance on 14 of the 18 factors compared between the two stocks.