Donegal Group (DGICA) Stock Price, News & Analysis

Company Overview

Donegal Group Inc., through its principal subsidiary Donegal Mutual Insurance Company, is a property and casualty insurance holding company headquartered in Marietta, Pennsylvania. Founded in 1925 by a group of Pennsylvania farmers, the company has evolved from its mutual heritage into a publicly traded entity with a robust underwriting platform. Donegal Group leverages its long‐standing history in rural markets to deliver tailored coverage solutions across personal and commercial lines.

The company’s core business activities encompass a broad portfolio of insurance products, including homeowners, dwelling fire, private passenger auto, umbrella policies, and a variety of commercial lines such as business owners, commercial multiple peril, and workers’ compensation insurance. Through its underwriting subsidiaries, Donegal Group employs experienced risk‐management professionals to develop specialized offerings that address the needs of small businesses, farms, and individual consumers, emphasizing coverage flexibility and responsive claims service.

Donegal Group serves clients primarily in the Northeastern and Mid‐Atlantic United States, with operations extending across Pennsylvania, New York, New Jersey, Maryland, and Ohio. Policies are distributed through an extensive network of independent insurance agents, enabling localized customer support and underwriting expertise. Over the decades, the company has expanded its geographic footprint through strategic acquisitions and organic growth while maintaining a commitment to its community‐oriented origins.

Leadership at Donegal Group is headed by President and Chief Executive Officer Anthony G. Abbene, who oversees a management team focused on digital transformation, underwriting discipline, and operational efficiency. Guided by a board of directors with deep insurance industry experience, the company continues to invest in technology platforms, data analytics, and customer service initiatives to enhance policyholder experience and support sustainable growth across its diverse insurance lines.

Key Stats

• Today's Range: $18.95 to $19.35
• 50-Day Range: $18.84 to $20.86
• 52-Week Range: $12.43 to $21.12
• Volume: 108,714 shs
• Average Volume: 98,177 shs
• Market Capitalization: $697.45 million
• P/E Ratio: 9.42
• Dividend Yield: 3.78%
• Price Target: $18.00
• Consensus Rating: Hold

Donegal Group Stock Analysis - MarketRank™

Donegal Group scored higher than 63% of companies evaluated by MarketBeat, and ranked 458th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Donegal Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Donegal Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.67%

Earnings Growth

Earnings for Donegal Group are expected to grow by 16.67% in the coming year, from $1.20 to $1.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Donegal Group is 9.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Donegal Group is 9.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

Donegal Group has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.06% of the float of Donegal Group has been sold short.

Short Interest Ratio / Days to Cover

Donegal Group has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Donegal Group has recently increased by 8.61%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Donegal Group is a leading dividend payer. It pays a dividend yield of 3.77%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Donegal Group has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Donegal Group is 35.61%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Donegal Group will have a dividend payout ratio of 52.14% next year. This indicates that Donegal Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.06% of the float of Donegal Group has been sold short.

Short Interest Ratio / Days to Cover

Donegal Group has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Donegal Group has recently increased by 8.61%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.34

News Sentiment

Donegal Group has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Donegal Group this week, compared to 3 articles on an average week.

MarketBeat Follows

2 people have added Donegal Group to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Donegal Group insiders have sold 54.91% more of their company's stock than they have bought. Specifically, they have bought $2,110,242.00 in company stock and sold $3,269,040.00 in company stock.

Percentage Held by Insiders

Only 6.63% of the stock of Donegal Group is held by insiders.

Percentage Held by Institutions

Only 27.96% of the stock of Donegal Group is held by institutions.

DGICA Stock Analysis - Frequently Asked Questions

How have DGICA shares performed this year?

Donegal Group's stock was trading at $15.47 on January 1st, 2025. Since then, DGICA stock has increased by 24.9% and is now trading at $19.32.

How were Donegal Group's earnings last quarter?

Donegal Group, Inc. (NASDAQ:DGICA) issued its quarterly earnings data on Thursday, April, 24th. The insurance provider reported $0.72 earnings per share for the quarter, topping analysts' consensus estimates of $0.34 by $0.38. The insurance provider had revenue of $245.57 million for the quarter, compared to the consensus estimate of $248.73 million. Donegal Group had a net margin of 7.06% and a trailing twelve-month return on equity of 12.82%.

How do I buy shares of Donegal Group?

Shares of DGICA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/15 Dividend: 5/01/2025
• Ex-Dividend for 5/15 Dividend: 5/01/2025
• Dividend Payable: 5/15/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:DGICA
• CIK: 800457
• Web: www.donegalgroup.com
• Phone: (800) 877-0600
• Fax: 302-736-9883
• Employees: 880
• Year Founded: 1986

Price Target and Rating

• Average Stock Price Target: $18.00
• High Stock Price Target: $18.00
• Low Stock Price Target: $18.00
• Potential Upside/Downside: -6.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.05
• Trailing P/E Ratio: 9.42
• Forward P/E Ratio: 16.10
• P/E Growth: N/A
• Net Income: $50.86 million
• Net Margins: 7.06%
• Pretax Margin: 8.68%
• Return on Equity: 12.82%
• Return on Assets: 2.91%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.40
• Quick Ratio: 0.40

Sales & Book Value

• Annual Sales: $989.60 million
• Price / Sales: 0.70
• Cash Flow: $1.43 per share
• Price / Cash Flow: 13.55
• Book Value: $15.33 per share
• Price / Book: 1.26

Miscellaneous

• Outstanding Shares: 36,100,000
• Free Float: 33,704,000
• Market Cap: $697.45 million
• Optionable: Optionable
• Beta: 0.01