Donegal Group (DGICA) Competitors

Donegal Group (NASDAQ:DGICA) and Hilltop (NYSE:HTH) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, media sentiment, dividends, institutional ownership, valuation and risk.

Do analysts recommend DGICA or HTH?

Donegal Group currently has a consensus target price of $18.00, indicating a potential downside of 1.53%. Hilltop has a consensus target price of $33.00, indicating a potential upside of 7.53%. Given Hilltop's higher possible upside, analysts clearly believe Hilltop is more favorable than Donegal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Donegal Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Hilltop	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer DGICA or HTH?

In the previous week, Donegal Group had 1 more articles in the media than Hilltop. MarketBeat recorded 4 mentions for Donegal Group and 3 mentions for Hilltop. Hilltop's average media sentiment score of 0.73 beat Donegal Group's score of 0.47 indicating that Hilltop is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Donegal Group	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Hilltop	0 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

Is DGICA or HTH a better dividend stock?

Donegal Group pays an annual dividend of $0.73 per share and has a dividend yield of 4.0%. Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Donegal Group pays out 35.6% of its earnings in the form of a dividend. Hilltop pays out 36.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Donegal Group has increased its dividend for 5 consecutive years and Hilltop has increased its dividend for 8 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, DGICA or HTH?

Donegal Group has a beta of 0.01, suggesting that its stock price is 99% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of DGICA or HTH?

28.0% of Donegal Group shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 6.6% of Donegal Group shares are owned by company insiders. Comparatively, 29.9% of Hilltop shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Which has preferable earnings & valuation, DGICA or HTH?

Hilltop has higher revenue and earnings than Donegal Group. Donegal Group is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Donegal Group	$989.60M	0.67	$50.86M	$2.05	8.92
Hilltop	$1.61B	1.22	$113.21M	$1.97	15.58

Is DGICA or HTH more profitable?

Hilltop has a net margin of 7.87% compared to Donegal Group's net margin of 7.06%. Donegal Group's return on equity of 12.82% beat Hilltop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Donegal Group	7.06%	12.82%	2.91%
Hilltop	7.87%	5.79%	0.80%

Summary

Hilltop beats Donegal Group on 11 of the 17 factors compared between the two stocks.