HCI vs. EIG, SAFT, AMSF, PRA, UVE, UFCS, DGICA, GBLI, MCY, and WTM
Should you be buying HCI Group stock or one of its competitors? The main competitors of HCI Group include Employers (EIG), Safety Insurance Group (SAFT), AMERISAFE (AMSF), ProAssurance (PRA), Universal Insurance (UVE), United Fire Group (UFCS), Donegal Group (DGICA), Global Indemnity Group (GBLI), Mercury General (MCY), and White Mountains Insurance Group (WTM). These companies are all part of the "property & casualty insurance" industry.
HCI Group (NYSE:HCI) and Employers (NYSE:EIG) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, earnings, risk, profitability, community ranking, dividends, valuation and analyst recommendations.
Employers received 43 more outperform votes than HCI Group when rated by MarketBeat users. Likewise, 62.67% of users gave Employers an outperform vote while only 61.44% of users gave HCI Group an outperform vote.
HCI Group currently has a consensus price target of $124.00, indicating a potential upside of 10.90%. Employers has a consensus price target of $55.00, indicating a potential upside of 24.07%. Given Employers' higher possible upside, analysts clearly believe Employers is more favorable than HCI Group.
87.0% of HCI Group shares are owned by institutional investors. Comparatively, 80.5% of Employers shares are owned by institutional investors. 25.3% of HCI Group shares are owned by company insiders. Comparatively, 1.4% of Employers shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Employers has higher revenue and earnings than HCI Group. Employers is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.
HCI Group has a net margin of 14.35% compared to Employers' net margin of 13.88%. HCI Group's return on equity of 36.40% beat Employers' return on equity.
HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.4%. Employers pays an annual dividend of $1.12 per share and has a dividend yield of 2.5%. HCI Group pays out 21.2% of its earnings in the form of a dividend. Employers pays out 25.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
In the previous week, HCI Group had 6 more articles in the media than Employers. MarketBeat recorded 11 mentions for HCI Group and 5 mentions for Employers. HCI Group's average media sentiment score of 0.68 beat Employers' score of 0.58 indicating that HCI Group is being referred to more favorably in the media.
HCI Group has a beta of 1.14, indicating that its stock price is 14% more volatile than the S&P 500. Comparatively, Employers has a beta of 0.24, indicating that its stock price is 76% less volatile than the S&P 500.
Summary
HCI Group beats Employers on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding HCI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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