White Mountains Insurance Group (WTM) Stock Price, News & Analysis

Company Overview

White Mountains Insurance Group, Ltd. is a Bermuda-based financial services holding company that owns and manages businesses primarily focused on property and casualty insurance and reinsurance. The company operates through subsidiaries and affiliated businesses rather than functioning as a traditional single-line insurer.

Its activities have included specialty insurance and reinsurance, insurance program management, and municipal bond insurance. White Mountains also owns or invests in businesses involved in asset management and other insurance-related financial services, including specialty managing general agents and investment-management platforms.

White Mountains serves customers and business partners primarily in the United States, while its Bermuda domicile and reinsurance operations provide an international platform. The company traces its modern history to its formation in 1980 and has developed through acquisitions, investments, and the management of insurance-related businesses. Michael S. Paquette serves as president and chief executive officer.

Key Stats

• Today's Range: $2,029.33 to $2,056.01
• 50-Day Range: $2,032.63 to $2,213.60
• 52-Week Range: $1,648.00 to $2,333.00
• Volume: 10,970 shs
• Average Volume: 21,472 shs
• Market Capitalization: $4.86 billion
• P/E Ratio: 4.63
• Dividend Yield: 0.05%
• Price Target: N/A
• Consensus Rating: Moderate Buy

White Mountains Insurance Group Stock Analysis - MarketRank™

White Mountains Insurance Group scored higher than 30% of companies evaluated by MarketBeat, and ranked 686th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

White Mountains Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

White Mountains Insurance Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -2.99%

Earnings Growth

Earnings for White Mountains Insurance Group are expected to decrease by -2.99% in the coming year, from $134.00 to $130.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of White Mountains Insurance Group is 4.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of White Mountains Insurance Group is 4.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

White Mountains Insurance Group has a P/B Ratio of 0.84. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.85% of the float of White Mountains Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

White Mountains Insurance Group has a short interest ratio ("days to cover") of 6.17.

Change versus previous month

Short interest in White Mountains Insurance Group has recently increased by 2.83%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

White Mountains Insurance Group has a dividend yield of 0.05%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

White Mountains Insurance Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of White Mountains Insurance Group is 0.23%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, White Mountains Insurance Group will have a dividend payout ratio of 0.77% next year. This indicates that White Mountains Insurance Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: N/A

News Sentiment

White Mountains Insurance Group has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for White Mountains Insurance Group this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, White Mountains Insurance Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.00% of the stock of White Mountains Insurance Group is held by insiders.

Percentage Held by Institutions

88.65% of the stock of White Mountains Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/06/2026
• Today: 9/24/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:WTM
• CIK: 776867
• Web: www.whitemountains.com
• Phone: (603) 640-2200
• Fax: 441-278-3170
• Employees: 1,648
• Year Founded: 1980

Profitability

• EPS (Trailing Twelve Months): $439.40
• Trailing P/E Ratio: 4.63
• Forward P/E Ratio: 15.17
• P/E Growth: N/A
• Net Income: $1.11 billion
• Net Margins: 29.29%
• Pretax Margin: 34.21%
• Return on Equity: 5.11%
• Return on Assets: 2.37%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 0.74
• Quick Ratio: 0.74

Sales & Book Value

• Annual Sales: $3.74 billion
• Price / Sales: 1.30
• Cash Flow: $71.37 per share
• Price / Cash Flow: 28.48
• Book Value: $2,407.32 per share
• Price / Book: 0.84

Miscellaneous

• Outstanding Shares: 2,390,000
• Free Float: 2,315,000
• Market Cap: $4.86 billion
• Optionable: Not Optionable
• Beta: 0.30